信贷基本词汇英汉对照-上海译国译民

信贷根本词汇英汉比照(2)Financialflexibility财务弹性Financialforecast财务推测Financialinstability财务的不稳定性FinancialratinganalysisFinancialratios财务比率Financialrisk财务风险Financialriskratios财务风险比率FitchIBCAFitchIBCAratings惠誉评级Fixedassets固定资产Fixedcharge固定费用Fixedchargecover固定费用保障倍数Fixedcosts固定本钱FloatingassetsFloatingchargeFloorplanning底价协议FocusForcedsalerisk强制出售风险ForeignexchangemarketsForfeitingFormalcreditrating正式信用评级ForwardrateagreementsFRAsFundmanagers基金经理FXtransaction外汇交易GAAPGearingGeographicalspreadofmarkets市场的地理扩展Globaltarget全球目标Goingconcernconcept持续经营原则Goodlending优质贷款GoodtimesGovernmentagencies政府机构GovernmentinterferenceGrossincome总收入GuaranteeofpaymentGuaranteedloans担保贷款GuaranteesHighcreditquality高信贷质量HighcreditrisksHighdefaultriskHighinterestrates高利率HighriskregionsHighlyspeculative高度投机High-riskloan高风险贷款High-valueloan高价值贷款Historicalaccounting历史会计处理Historicalcost历史本钱IASIASCIBTTICEIdealliquidityratios抱负的流淌性比率Implieddebtrating隐含债务评级Importanceofcreditcontrol信贷掌握的重要性Improvedproducts改进的产品IImprovingreportedassetvalues改善资产账面价值Inhouseassessment内部评估Inhousecreditanalysis内部信用分析Inhousecreditassessments内部信用评估Inhousecreditratings内部信用评级Incomebonds收入债券Incomestatement损益表IncreasingprofitsIncreasingreportedprofits提高账面利润Indemnityclause赔偿条款Indicatorsofcreditdeterioration信用恶化征兆Indirectloss间接损失Individualcredittransactions个人信用交易Individualrating个体评级IndustrialreportsIndustrialunrest行业动乱Industrylimit行业限额Industryrisk行业风险Industryriskanalysis行业风险分析InflowInformationinfinancialstatements财务报表中的信息In-housecreditratingsInitialpayment初始支付Insolvencies破产Institutionalinvestors机构投资者Insureddebt投保债务Intangiblefixedasset无形固定资产Inter-companycomparisonsInter-companyloans企业间借款InterestInterestcost利息本钱Interestcoverratio利息保障倍数InterestcovertestInterestholiday免息期Interestpayments利息支付Interestrates利率Interimstatements中报(中期报表)InternalassessmentmethodsInternalfinancingratio内部融资率InternalRevenueService美国国税局InternationalAccountingStandardsCommitteeInternationalAccountingStandards(IAS)国际会计准则InternationalChamberofCommerce国际商会Internationalcreditratings国际信用评级InternationalFactoringAssociationInternationalsettlements国际结算InventoryInverseofcurrentratioInvestmentanalysts投资分析人员Investmentpolicy投资政策Investmentrisk投资风险InvestmentspendingInvoicediscountingIssueofbonds债券的发行Issueddebtcapital发行债务资本Junkbondstatus垃圾债券状况Just-in-timesystem(JIT)Keycashflowratios主要现金流量指标Laborunrest劳动力市场动乱Large．scaleborrowerLegalguarantee法律担保Legalinsolvency法律破产Lendingagreements贷款合约LendingcovenantsLendingdecisions贷款决策Lendingproposals贷款申请Lendingproposition贷款申请Lendingtransactions贷款交易Lettersofcredit信用证LeverageLIBORLienLiquidassets速动资产Liquidation清算LiquidationexpensesLiquidityLiquidityandworkingcapital流淌性与营运资金Liquidityratios流淌比率Liquidityrun流淌性危机LiquidityshortageLoancovenants贷款合约Loanguarantees贷款担保Loanprincipal贷款本金Loanprincipalrepayments贷款本金归还Loanreview贷款审查LondonInter-bankOfferedRateLong’termdebt长期负债Long-termfunding长期融资Long-termrisk长期风险ManagementMarginallending边际贷款Marginaltradecredit边际交易信贷MarketsurveysMarketingMarketsMatchingconcept配比原则Materialadverse-changeclauseMaximumleveragelevel最高财务杠杆率限制Measurementandjudgment计量与推断Measuringrisk风险计量Medium-termloan中期贷款Microcomputermodeling计算机建模Minimumcurrentratiorequirement最低流淌比率要求Minimumleverageratio最低举债比率Minimumnetworth最低净值Minimumnet-worthrequirementMinimumriskassetratio最低风险资产比率Monitoringactivity监管活动Monitoringcredit信用监控Monitoringcustomercreditlimits监管客户信贷限额Monitoringrisks监管风险Monitoringtotalcreditlimits监管全部信贷限额Monthlyreports月报Moody”sdebtrating穆迪债券评级Mortgageimprovingbalancesheet改善资产负债表Multiplediscriminateanalysis多元分析Nationaldebt国家债务NCINear-cashassets近似于现金的资产Negativecashflow负现金流量NegativenetcashflowNegativeoperationalcashflows负的经营性现金流量Negativepledge限制抵押Netbookvalue净账面价值Netcashflow净现金流量Networthtest净值测试NewentrantsNocreditinterval无信贷间隔天数Non-cashitems非现金工程Non-corebusiness非核心业务Non-operationalitems非经营性工程Obtainingpayment获得支付One-manrule一人原则Openaccountterms无担保条款Operatingleases经营租赁Operatingprofit营业利润OperationalcashflowOperationalflexibility~营弹性Optimalcredit最正确信贷Ordercycle订货环节Ordinarydividendpayments一般股股利支付OrganizationofcreditactivitiesOverduepayments逾期支付Over-trading过度交易Overviewofaccounts财务报表概览·Parentcompany母公司PATPaymentinadvance提前付款PaymentobligationsPaymentrecords付款记录Paymentscore还款评分PBITPBTPercentagechangePerformancebonds履约保证PersonalguaranteesPlanningsystems打算系统PledgePoints-scoringsystemPolicysetting政策制定Politicalrisk政治风险Potentialbaddebt潜在坏账Potentialcreditrisk潜在信用风险Potentialvalue潜在价值Predictingcorporatefailures企业破产推测Preferencedividends优先股股息PreferredstockholdersPreliminaryassessment预备评估PremiumsPrimaryratios根底比率Priorchargecapital优先偿付资本Prioritycashflows优先性现金流量PriorityforcreditorsPrioritypayments优先支付Productlifecycle产品生命周期ProductmarketanalysisProductrange产品范围ProductsProfessionalfees专业费用ProfitProfitandlossaccountProfitmargin利润率Profitability盈利力量ProfitabilitymanagementProfitabilityratios盈利力量比率Promissorynotes本票Propertyvalues全部权价值Providersofcredit授信者ProvisionaccountingPrudenceconcept慎重原则Publicinformation公共信息Publicrelations公共关系PurposeofcreditratingsPurposeofratios计算比率的目的Qualitativecovenants定性条款Quantitativecovenants定量条款Querycontrol质疑掌握Quickratio速动比率Ratingexercise评级实践Ratingprocessforacompany企业评级程序Ratioanalysis比率分析Ratioanalystweaknesses~LRealinsolvency真实破产RealsalesgrowthRealizationconcept实现原则Receivables应收账款RecessionReducingdebtors冲减应收账款Reducingprofits冲减利润ReducingprovisionsReducingreportedprofits冲减账面利润Reducingstocks削减存货RegistrarofCompaniesRegulatoryrisk监管风险Releasingprovisions冲回预备金Relocationexpenses费用再安排Reminderletters催缴单RepaymentondemandclauseReplacementofprincipal归还本金Reportofchairman总裁／董事长报告Reserveaccounting预备金核算Residualcashflows剩余现金流量Restrictingbaddebts限制坏账RestrictionsonsecuredborrowingRetention-of-titleclauses全部权保存条款RevenuesRiskanalysisreports风险分析报告Riskandbanks风险与银行RiskandcompaniesRiskandReturn风险与回报Riskcapital风险资本Risk-reward风险回报Risk-weightedassets风险加权资产ROCERomaplaclauses“一手交钱一手交货”条款SalesSecondaryratios分解比率Securemethodsofpayment付款的担保方式Securedassets担保资产Securedcreditors有担保债权人Securedloans担保贷款SecuritiesandExchangeCommissionSecurityguarantees抵押担保Securityofpayment付款担保Securitygeneralprinciples担保的一般原则Segmentation细分Settingandpolicingcreditlimits信用限额的设定与政策制定SettlementdiscountSettlementterms结算条款Shareprice股价Short-termborrowing短期借款Short-termcreditors短期负债Short-termliabilitiesShort-termism短期化SICSignificanceofworkingcapital营运资金的重要性Singlecreditcustomer单一信用客户Singleratioanalysis单一比率分析Sizeofcreditrisk信用风险的大小SlowstockturnoverSourcesofassessments评估信息来源Sourcesofcreditinformation信用信息来源Sourcesofrisk风险来源Sovereignrating主权评级Spec