2024版借款合同文本正规范本

2024版借款合同文本正规范本2024EditionStandardLoanAgreementArticle1:PartiestotheAgreementLender(hereinafterreferredtoas"Lender"):Name:_______RegisteredAddress:_______ContactPerson:_______PhoneNumber:_______Email:_______Borrower(hereinafterreferredtoas"Borrower"):Name:_______IdentityCardNumber/BusinessLicenseNumber:_______Address:_______ContactPerson:_______PhoneNumber:_______Email:_______Article2:LoanDetails2.1.LoanAmount:TheLenderagreestolendtotheBorrowerthesumofRMB_______(inwords:_______yuan).2.2.LoanPurpose:TheloanshallbeusedbytheBorrowersolelyforthepurposeof_______.2.3.LoanTerm:Theloantermshallcommenceonthedateofdisbursementandendon_______,lastingforatotalof_______days/months/years.Article3:InterestRateandCalculation3.1.Theloanshallbearinterestatanannualrateof_______%.3.2.Interestshallbecalculatedontheoutstandingloanbalancedailyandcompounded_______(monthly/quarterly/annually).Article4:RepaymentofPrincipalandInterest4.1.TheBorrowershallrepaytheloanin_______(equalinstallments/lumpsum)asfollows:InstallmentPlan:Atotalof_______payments,eachofRMB_______,dueonthe_______dayofeachmonth/quarter/year.4.2.Thefirstinstallment/paymentisdueon_______andthelaston_______.Article5:LoanDisbursementTheLendershalltransfertheloanamounttotheBorrower'sdesignatedbankaccountwithin_______daysaftertheexecutionofthisagreement.Article6:UseofProceedsTheBorrowershallusetheloanproceedsinaccordancewiththepurposestatedinArticle2.2andshallnotmisusethefunds.Article7:CovenantsoftheBorrower7.1.TheBorrowershallprovidetheLenderwithaccurateandcompletefinancialstatementsandreportsasrequired.7.2.TheBorrowershallnotengageinanyactivitiesthatmayadverselyaffecttheLender'sinterests.Article8:CovenantsoftheLender8.1.TheLendershallensurethetimelydisbursementoftheloanamount.8.2.TheLendershallnotdiscloseanyconfidentialinformationabouttheBorrowertothirdpartieswithoutconsent.Article9:DefaultandRemedies9.1.TheBorrowershallbeindefaultifitfailstomakeanypaymentwhendue.9.2.Upondefault,theLendermaydeclarealloutstandingamountsimmediatelydueandpayableandmaychargedefaultinterestatarateof_______%perannumontheoverdueamount.Article10:PrepaymentTheBorrowermayprepaytheloan,inwholeorinpart,withoutpenalty,providedthatitgivestheLender_______days'priorwrittennotice.Article11:Security11.1.TheBorrowershallprovide_______(typeofsecurity)assecurityfortheloan.11.2.ThesecurityshallbeperfectedandmaintainedinfirstpriorityforthebenefitoftheLender.Article12:RepresentationsandWarrantiesEachpartyrepresentsandwarrantsthatithasthefullpowerandauthoritytoenterintothisagreementandthatthisagreementisexecutedinitsvalidandbindingobligations.Article13:GoverningLawThisagreementshallbegovernedbyandconstruedinaccordancewiththelawsof_______.Article14:DisputeResolutionAnydisputesarisingfromorinconnectionwiththisagreementshallberesolvedbyarbitrationin_______inaccordancewiththerulesof_______.Article15:NoticesAllnoticesunderthisagreementshallbeinwritinganddeliveredtotheaddressessetforthinArticle1orsuchotheraddressasapartymaydesignateinwriting.Article16:AmendmentsThisagreementmayonlybeamendedinwritingsignedbybothparties.Article17:WaiverNowaiverofanyprovisionofthisagreementshallbeeffectiveunlessitisinwritingandsignedbythepartyagainstwhomthewaiverissoughttobeenforced.Article18:SeverabilityIfanyprovisionofthisagreementisheldtobeinvalidorunenforceable,theremainingprovisionsshallremaininfullforceandeffect.Article19:EntireAgreementThisagreementconstitutestheentireagreementbetweenthepartiesandsupersedesallpriornegotiations,understandings,andagreements.Article20:ExecutionThisagreementisexecutedintwocounterparts,eachofwhichshallbedeemedanoriginal.Lender(Signature):_______Date:_______Borrower(Signature):_______Date:_______(Note:Theaboveisthefirsthalfofthestandardloanagreement.Thesecondhalfwillbeprovidedinthenextquestion.)Pleasenotethatthisloanagreementisforreferenceonly.Thespecifictermsshouldbeadjustedaccordingtotheactualsituation,anditisrecommendedtoconsultaprofessionallegalexpertbeforesigning.Article21:ConfidentialityBothpartiesagreetokeepconfidentialallinformationobtainedinconnectionwiththisagreementandnottodisclosesuchinformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.Article22:AssignmentTherightsandobligationsoftheBorrowerunderthisagreementmaynotbeassignedwithouttheLender'spriorwrittenconsent.Article23:IndependentContractorsThepartiestothisagreementareindependentcontractorsandnothinghereinshallbedeemedtocreateapartnership,agency,oremploymentrelationship.Article24:Third-PartyBeneficiaryTheLendermay,atitsdiscretion,appointathird-partybeneficiarytoreceiveandenforcethebenefitsdueunderthisagreement.Article25:SuccessionandTransferIntheeventoftheBorrower'sdeathorincapacity,therightsandobligationsunderthisagreementshallbebindinguponandinuretothebenefitoftheBorrower'sheirs,executors,administrators,andassigns.Article26:FurtherAssurancesEachpartyagreestoexecuteanddeliverallfurtheractsanddocuments,andtodoallthingswhichtheotherpartymayreasonablyrequiretocarryouttheprovisionsandintentionsofthisagreement.Article27:RightofSet-OffTheLendershallhavetherighttosetoffanyamountsowingbytheLendertotheBorroweragainstanyamountsowingbytheBorrowertotheLenderunderthisagreement.Article28:ForceMajeureNeither