再保险公司年度非寿险业务准备金评估报告监管报表

,注：本报表中的终极损失、已决赔款、IBNR准备金均包含直接理赔费用,,,,,,,,,,,,,,注：本报表中的终极损失、已决赔款、IBNR准备金均包含直接理赔费用,,,,,,,,,,

非比例合约-合计（转分保前）,,,,,,,,,,,,,,非比例合约-合计（转分保后）,,,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,

,公司名称：,,,,,,,,,,单位：万元,,,,公司名称：,,,,,,,,,,单位：万元

,1.终极保费（转分保前）,,,,,,,,,,,,,,1.终极保费（转分保后）,,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,业务年,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,业务年,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,终极保费（转分保前）,"10,493,073","10,318,546","9,913,678","9,696,666","9,870,967","9,890,051","9,883,603","10,096,686","10,334,932","10,516,734",,,,终极保费（转分保后）,"10,493,073","10,318,546","9,913,678","9,696,666","9,870,967","9,890,051","9,883,603","10,096,686","10,334,932","10,516,734"

,增速,1.8%,-1.7%,-3.9%,-2.2%,1.8%,0.2%,-0.1%,2.2%,2.4%,1.8%,,,,增速,1.8%,-1.7%,-3.9%,-2.2%,1.8%,0.2%,-0.1%,2.2%,2.4%,1.8%

,,,,,,,,,,,,,,,,,,,,,,,,,,

,2.终极损失（转分保前）,,,,,,,,,,,,,,2.终极损失（转分保后）,,,,,,,,,,

,,终极损失,,,,,,,,,,,,,,终极损失,,,,,,,,,

,发展年业务年,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,发展年业务年,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,"6,296,108","6,393,498","6,055,599","6,213,687","6,856,270","6,687,425","6,078,252","6,028,276","6,063,565","6,379,302",,,,1,"6,296,108","6,393,498","6,055,599","6,213,687","6,856,270","6,687,425","6,078,252","6,028,276","6,063,565","6,379,302"

,2,"6,255,414","6,368,313","6,025,151","6,450,835","6,907,357","6,709,827","5,988,198","6,030,500","6,262,166",,,,,2,"6,255,414","6,368,313","6,025,151","6,450,835","6,907,357","6,709,827","5,988,198","6,030,500","6,262,166",

,3,"6,149,678","6,361,929","6,002,002","6,453,904","7,052,832","6,705,815","5,941,305","6,049,996",,,,,,3,"6,149,678","6,361,929","6,002,002","6,453,904","7,052,832","6,705,815","5,941,305","6,049,996",,

,4,"5,988,834","6,332,452","5,971,832","6,511,114","7,048,676","6,651,553","5,912,098",,,,,,,4,"5,988,834","6,332,452","5,971,832","6,511,114","7,048,676","6,651,553","5,912,098",,,

,5,"5,917,433","6,321,753","5,961,932","6,488,102","7,059,875","6,614,205",,,,,,,,5,"5,917,433","6,321,753","5,961,932","6,488,102","7,059,875","6,614,205",,,,

,6,"5,893,315","6,283,238","5,967,579","6,497,687","7,050,531",,,,,,,,,6,"5,893,315","6,283,238","5,967,579","6,497,687","7,050,531",,,,,

,7,"5,825,072","6,269,547","5,970,864","6,508,720",,,,,,,,,,7,"5,825,072","6,269,547","5,970,864","6,508,720",,,,,,

,8,"5,831,946","6,305,985","5,975,696",,,,,,,,,,,8,"5,831,946","6,305,985","5,975,696",,,,,,,

,9,"5,831,733","6,295,490",,,,,,,,,,,,9,"5,831,733","6,295,490",,,,,,,,

,10,"5,842,733",,,,,,,,,,,,,10,"5,842,733",,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,终极损失发展因子,,,,,,,,,,,,,,终极损失发展因子,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,,,,,,,,,,,,,,1,,,,,,,,,,

,2,0.9935,0.9961,0.9950,1.0382,1.0075,1.0033,0.9852,1.0004,1.0328,,,,,2,0.9935,0.9961,0.9950,1.0382,1.0075,1.0033,0.9852,1.0004,1.0328,

,3,0.9831,0.9990,0.9962,1.0005,1.0211,0.9994,0.9922,1.0032,,,,,,3,0.9831,0.9990,0.9962,1.0005,1.0211,0.9994,0.9922,1.0032,,

,4,0.9738,0.9954,0.9950,1.0089,0.9994,0.9919,0.9951,,,,,,,4,0.9738,0.9954,0.9950,1.0089,0.9994,0.9919,0.9951,,,

,5,0.9881,0.9983,0.9983,0.9965,1.0016,0.9944,,,,,,,,5,0.9881,0.9983,0.9983,0.9965,1.0016,0.9944,,,,

,6,0.9959,0.9939,1.0009,1.0015,0.9987,,,,,,,,,6,0.9959,0.9939,1.0009,1.0015,0.9987,,,,,

,7,0.9884,0.9978,1.0006,1.0017,,,,,,,,,,7,0.9884,0.9978,1.0006,1.0017,,,,,,

,8,1.0012,1.0058,1.0008,,,,,,,,,,,8,1.0012,1.0058,1.0008,,,,,,,

,9,1.0000,0.9983,,,,,,,,,,,,9,1.0000,0.9983,,,,,,,,

,10,1.0019,,,,,,,,,,,,,10,1.0019,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,终极损失/终极保费,,,,,,,,,,,,,,终极损失/终极保费,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,60.0%,62.0%,61.1%,64.1%,69.5%,67.6%,61.5%,59.7%,58.7%,60.7%,,,,1,60.0%,62.0%,61.1%,64.1%,69.5%,67.6%,61.5%,59.7%,58.7%,60.7%

,2,59.6%,61.7%,60.8%,66.5%,70.0%,67.8%,60.6%,59.7%,60.6%,,,,,2,59.6%,61.7%,60.8%,66.5%,70.0%,67.8%,60.6%,59.7%,60.6%,

,3,58.6%,61.7%,60.5%,66.6%,71.5%,67.8%,60.1%,59.9%,,,,,,3,58.6%,61.7%,60.5%,66.6%,71.5%,67.8%,60.1%,59.9%,,

,4,57.1%,61.4%,60.2%,67.1%,71.4%,67.3%,59.8%,,,,,,,4,57.1%,61.4%,60.2%,67.1%,71.4%,67.3%,59.8%,,,

,5,56.4%,61.3%,60.1%,66.9%,71.5%,66.9%,,,,,,,,5,56.4%,61.3%,60.1%,66.9%,71.5%,66.9%,,,,

,6,56.2%,60.9%,60.2%,67.0%,71.4%,,,,,,,,,6,56.2%,60.9%,60.2%,67.0%,71.4%,,,,,

,7,55.5%,60.8%,60.2%,67.1%,,,,,,,,,,7,55.5%,60.8%,60.2%,67.1%,,,,,,

,8,55.6%,61.1%,60.3%,,,,,,,,,,,8,55.6%,61.1%,60.3%,,,,,,,

,9,55.6%,61.0%,,,,,,,,,,,,9,55.6%,61.0%,,,,,,,,

,10,55.7%,,,,,,,,,,,,,10,55.7%,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,与初始年差异,-4%,-1%,-1%,3%,2%,-1%,-2%,0%,2%,,,,,与初始年差异,-4%,-1%,-1%,3%,2%,-1%,-2%,0%,2%,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,已赚终极损失,,,,,,,,,,,,,,已赚终极损失,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,"5,296,108","5,393,498","5,055,599","5,213,687","5,856,270","5,687,425","5,078,252","5,028,276","5,063,565","5,379,302",,,,1,"5,296,108","5,393,498","5,055,599","5,213,687","5,856,270","5,687,425","5,078,252","5,028,276","5,063,565","5,379,302"

,2,"6,155,414","6,268,313","5,925,151","6,350,835","6,807,357","6,609,827","5,888,198","5,930,500","6,162,166",,,,,2,"6,155,414","6,268,313","5,925,151","6,350,835","6,807,357","6,609,827","5,888,198","5,930,500","6,162,166",

,3,"6,139,678","6,351,929","5,992,002","6,443,904","7,042,832","6,695,815","5,931,305","6,039,996",,,,,,3,"6,139,678","6,351,929","5,992,002","6,443,904","7,042,832","6,695,815","5,931,305","6,039,996",,

,4,"5,983,834","6,327,452","5,966,832","6,506,114","7,043,676","6,646,553","5,907,098",,,,,,,4,"5,983,834","6,327,452","5,966,832","6,506,114","7,043,676","6,646,553","5,907,098",,,

,5,"5,914,433","6,318,753","5,958,932","6,485,102","7,056,875","6,611,205",,,,,,,,5,"5,914,433","6,318,753","5,958,932","6,485,102","7,056,875","6,611,205",,,,

,6,"5,891,315","6,281,238","5,965,579","6,495,687","7,048,531",,,,,,,,,6,"5,891,315","6,281,238","5,965,579","6,495,687","7,048,531",,,,,

,7,"5,824,072","6,268,547","5,969,864","6,507,720",,,,,,,,,,7,"5,824,072","6,268,547","5,969,864","6,507,720",,,,,,

,8,"5,831,446","6,305,485","5,975,196",,,,,,,,,,,8,"5,831,446","6,305,485","5,975,196",,,,,,,

,9,"5,831,433","6,295,190",,,,,,,,,,,,9,"5,831,433","6,295,190",,,,,,,,

,10,"5,842,533",,,,,,,,,,,,,10,"5,842,533",,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,3.已决赔款（转分保前）,,,,,,,,,,,,,,3.已决赔款（转分保后）,,,,,,,,,,

,,已决赔款,,,,,,,,,,,,,,已决赔款,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,"2,252,396","2,567,524","2,434,853","2,608,371","2,843,515","2,535,387","2,261,831","2,360,197","2,350,624","2,410,417",,,,1,"2,252,396","2,567,524","2,434,853","2,608,371","2,843,515","2,535,387","2,261,831","2,360,197","2,350,624","2,410,417"

,2,"3,563,540","3,955,589","3,705,338","4,017,078","4,324,380","3,996,807","3,432,468","3,581,267","3,629,442",,,,,2,"3,563,540","3,955,589","3,705,338","4,017,078","4,324,380","3,996,807","3,432,468","3,581,267","3,629,442",

,3,"4,223,852","4,642,900","4,383,934","4,759,991","5,105,234","4,719,839","4,114,133","4,234,555",,,,,,3,"4,223,852","4,642,900","4,383,934","4,759,991","5,105,234","4,719,839","4,114,133","4,234,555",,

,4,"4,671,087","5,121,694","4,852,815","5,264,666","5,629,265","5,223,327","4,544,139",,,,,,,4,"4,671,087","5,121,694","4,852,815","5,264,666","5,629,265","5,223,327","4,544,139",,,

,5,"4,993,271","5,429,959","5,151,249","5,563,605","5,986,306","5,514,906",,,,,,,,5,"4,993,271","5,429,959","5,151,249","5,563,605","5,986,306","5,514,906",,,,

,6,"5,204,191","5,616,639","5,344,484","5,744,835","6,194,712",,,,,,,,,6,"5,204,191","5,616,639","5,344,484","5,744,835","6,194,712",,,,,

,7,"5,324,439","5,746,522","5,447,787","5,896,788",,,,,,,,,,7,"5,324,439","5,746,522","5,447,787","5,896,788",,,,,,

,8,"5,413,546","5,851,294","5,517,116",,,,,,,,,,,8,"5,413,546","5,851,294","5,517,116",,,,,,,

,9,"5,461,440","5,897,745",,,,,,,,,,,,9,"5,461,440","5,897,745",,,,,,,,

,10,"5,501,633",,,,,,,,,,,,,10,"5,501,633",,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,已决赔款发展因子,,,,,,,,,,,,,,已决赔款发展因子,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,,,,,,,,,,,,,,1,,,,,,,,,,

,2,1.5821,1.5406,1.5218,1.5401,1.5208,1.5764,1.5176,1.5174,1.5440,,,,,2,1.5821,1.5406,1.5218,1.5401,1.5208,1.5764,1.5176,1.5174,1.5440,

,3,1.1853,1.1738,1.1831,1.1849,1.1806,1.1809,1.1986,1.1824,,,,,,3,1.1853,1.1738,1.1831,1.1849,1.1806,1.1809,1.1986,1.1824,,

,4,1.1059,1.1031,1.1070,1.1060,1.1026,1.1067,1.1045,,,,,,,4,1.1059,1.1031,1.1070,1.1060,1.1026,1.1067,1.1045,,,

,5,1.0690,1.0602,1.0615,1.0568,1.0634,1.0558,,,,,,,,5,1.0690,1.0602,1.0615,1.0568,1.0634,1.0558,,,,

,6,1.0422,1.0344,1.0375,1.0326,1.0348,,,,,,,,,6,1.0422,1.0344,1.0375,1.0326,1.0348,,,,,

,7,1.0231,1.0231,1.0193,1.0265,,,,,,,,,,7,1.0231,1.0231,1.0193,1.0265,,,,,,

,8,1.0167,1.0182,1.0127,,,,,,,,,,,8,1.0167,1.0182,1.0127,,,,,,,

,9,1.0088,1.0079,,,,,,,,,,,,9,1.0088,1.0079,,,,,,,,

,10,1.0074,,,,,,,,,,,,,10,1.0074,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,已决赔款/终极损失,,,,,,,,,,,,,,已决赔款/终极损失,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,35.8%,40.2%,40.2%,42.0%,41.5%,37.9%,37.2%,39.2%,38.8%,37.8%,,,,1,35.8%,40.2%,40.2%,42.0%,41.5%,37.9%,37.2%,39.2%,38.8%,37.8%

,2,57.0%,62.1%,61.5%,62.3%,62.6%,59.6%,57.3%,59.4%,58.0%,,,,,2,57.0%,62.1%,61.5%,62.3%,62.6%,59.6%,57.3%,59.4%,58.0%,

,3,68.7%,73.0%,73.0%,73.8%,72.4%,70.4%,69.2%,70.0%,,,,,,3,68.7%,73.0%,73.0%,73.8%,72.4%,70.4%,69.2%,70.0%,,

,4,78.0%,80.9%,81.3%,80.9%,79.9%,78.5%,76.9%,,,,,,,4,78.0%,80.9%,81.3%,80.9%,79.9%,78.5%,76.9%,,,

,5,84.4%,85.9%,86.4%,85.8%,84.8%,83.4%,,,,,,,,5,84.4%,85.9%,86.4%,85.8%,84.8%,83.4%,,,,

,6,88.3%,89.4%,89.6%,88.4%,87.9%,,,,,,,,,6,88.3%,89.4%,89.6%,88.4%,87.9%,,,,,

,7,91.4%,91.7%,91.2%,90.6%,,,,,,,,,,7,91.4%,91.7%,91.2%,90.6%,,,,,,

,8,92.8%,92.8%,92.3%,,,,,,,,,,,8,92.8%,92.8%,92.3%,,,,,,,

,9,93.7%,93.7%,,,,,,,,,,,,9,93.7%,93.7%,,,,,,,,

,10,94.2%,,,,,,,,,,,,,10,94.2%,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,4.IBNR准备金（转分保前）,,,,,,,,,,,,,,4.IBNR准备金（转分保后）,,,,,,,,,,

,,已报案损失,,,,,,,,,,,,,,已报案损失,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,"3,700,657","4,012,621","3,756,712","4,032,590","4,183,508","3,807,554","3,321,160","3,401,146","3,391,889","3,463,244",,,,1,"3,700,657","4,012,621","3,756,712","4,032,590","4,183,508","3,807,554","3,321,160","3,401,146","3,391,889","3,463,244"

,2,"4,585,402","4,940,810","4,672,903","4,949,234","5,274,608","4,883,030","4,199,121","4,290,151","4,388,593",,,,,2,"4,585,402","4,940,810","4,672,903","4,949,234","5,274,608","4,883,030","4,199,121","4,290,151","4,388,593",

,3,"4,996,823","5,422,589","5,045,639","5,439,627","5,824,117","5,408,147","4,696,726","4,801,366",,,,,,3,"4,996,823","5,422,589","5,045,639","5,439,627","5,824,117","5,408,147","4,696,726","4,801,366",,

,4,"5,263,920","5,671,889","5,362,269","5,784,098","6,185,258","5,728,568","4,997,188",,,,,,,4,"5,263,920","5,671,889","5,362,269","5,784,098","6,185,258","5,728,568","4,997,188",,,

,5,"5,387,973","5,832,614","5,528,581","5,953,223","6,401,339","5,899,091",,,,,,,,5,"5,387,973","5,832,614","5,528,581","5,953,223","6,401,339","5,899,091",,,,

,6,"5,489,767","5,936,094","5,642,576","6,064,619","6,515,879",,,,,,,,,6,"5,489,767","5,936,094","5,642,576","6,064,619","6,515,879",,,,,

,7,"5,564,365","6,031,112","5,685,976","6,152,908",,,,,,,,,,7,"5,564,365","6,031,112","5,685,976","6,152,908",,,,,,

,8,"5,619,173","6,082,579","5,717,289",,,,,,,,,,,8,"5,619,173","6,082,579","5,717,289",,,,,,,

,9,"5,638,294","6,089,588",,,,,,,,,,,,9,"5,638,294","6,089,588",,,,,,,,

,10,"5,661,057",,,,,,,,,,,,,10,"5,661,057",,,,,,,,,

,,IBNR准备金（已赚终极损失-已报案损失）,,,,,,,,,,,,,,IBNR准备金（已赚终极损失-已报案损失）,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,"1,595,451","1,380,877","1,298,887","1,181,097","1,672,763","1,879,871","1,757,092","1,627,131","1,671,676","1,916,058",,,,1,"1,595,451","1,380,877","1,298,887","1,181,097","1,672,763","1,879,871","1,757,092","1,627,131","1,671,676","1,916,058"

,2,"1,570,011","1,327,504","1,252,248","1,401,601","1,532,748","1,726,797","1,689,077","1,640,349","1,773,573",,,,,2,"1,570,011","1,327,504","1,252,248","1,401,601","1,532,748","1,726,797","1,689,077","1,640,349","1,773,573",

,3,"1,142,855","929,340","946,362","1,004,277","1,218,716","1,287,668","1,234,579","1,238,630",,,,,,3,"1,142,855","929,340","946,362","1,004,277","1,218,716","1,287,668","1,234,579","1,238,630",,

,4,"719,913","655,563","604,563","722,016","858,417","917,985","909,910",,,,,,,4,"719,913","655,563","604,563","722,016","858,417","917,985","909,910",,,

,5,"526,460","486,139","430,350","531,879","655,536","712,113",,,,,,,,5,"526,460","486,139","430,350","531,879","655,536","712,113",,,,

,6,"401,548","345,144","323,003","431,068","532,652",,,,,,,,,6,"401,548","345,144","323,003","431,068","532,652",,,,,

,7,"259,707","237,435","283,888","354,812",,,,,,,,,,7,"259,707","237,435","283,888","354,812",,,,,,

,8,"212,273","222,906","257,907",,,,,,,,,,,8,"212,273","222,906","257,907",,,,,,,

,9,"193,139","205,603",,,,,,,,,,,,9,"193,139","205,603",,,,,,,,

,10,"181,476",,,,,,,,,,,,,10,"181,476",,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,已报案损失发展因子,,,,,,,,,,,,,,已报案损失发展因子,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,,,,,,,,,,,,,,1,,,,,,,,,,

,2,1.2391,1.2313,1.2439,1.2273,1.2608,1.2825,1.2644,1.2614,1.2938,,,,,2,1.2391,1.2313,1.2439,1.2273,1.2608,1.2825,1.2644,1.2614,1.2938,

,3,1.0897,1.0975,1.0798,1.0991,1.1042,1.1075,1.1185,1.1192,,,,,,3,1.0897,1.0975,1.0798,1.0991,1.1042,1.1075,1.1185,1.1192,,

,4,1.0535,1.0460,1.0628,1.0633,1.0620,1.0592,1.0640,,,,,,,4,1.0535,1.0460,1.0628,1.0633,1.0620,1.0592,1.0640,,,

,5,1.0236,1.0283,1.0310,1.0292,1.0349,1.0298,,,,,,,,5,1.0236,1.0283,1.0310,1.0292,1.0349,1.0298,,,,

,6,1.0189,1.0177,1.0206,1.0187,1.0179,,,,,,,,,6,1.0189,1.0177,1.0206,1.0187,1.0179,,,,,

,7,1.0136,1.0160,1.0077,1.0146,,,,,,,,,,7,1.0136,1.0160,1.0077,1.0146,,,,,,

,8,1.0098,1.0085,1.0055,,,,,,,,,,,8,1.0098,1.0085,1.0055,,,,,,,

,9,1.0034,1.0012,,,,,,,,,,,,9,1.0034,1.0012,,,,,,,,

,10,1.0040,,,,,,,,,,,,,10,1.0040,,,,,,,,,

,,,,,,,,,,,,,,,,,,,,,,,,,,

,,已报案损失/终极损失,,,,,,,,,,,,,,已报案损失/终极损失,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,58.8%,62.8%,62.0%,64.9%,61.0%,56.9%,54.6%,56.4%,55.9%,54.3%,,,,1,58.8%,62.8%,62.0%,64.9%,61.0%,56.9%,54.6%,56.4%,55.9%,54.3%

,2,73.3%,77.6%,77.6%,76.7%,76.4%,72.8%,70.1%,71.1%,70.1%,,,,,2,73.3%,77.6%,77.6%,76.7%,76.4%,72.8%,70.1%,71.1%,70.1%,

,3,81.3%,85.2%,84.1%,84.3%,82.6%,80.6%,79.1%,79.4%,,,,,,3,81.3%,85.2%,84.1%,84.3%,82.6%,80.6%,79.1%,79.4%,,

,4,87.9%,89.6%,89.8%,88.8%,87.8%,86.1%,84.5%,,,,,,,4,87.9%,89.6%,89.8%,88.8%,87.8%,86.1%,84.5%,,,

,5,91.1%,92.3%,92.7%,91.8%,90.7%,89.2%,,,,,,,,5,91.1%,92.3%,92.7%,91.8%,90.7%,89.2%,,,,

,6,93.2%,94.5%,94.6%,93.3%,92.4%,,,,,,,,,6,93.2%,94.5%,94.6%,93.3%,92.4%,,,,,

,7,95.5%,96.2%,95.2%,94.5%,,,,,,,,,,7,95.5%,96.2%,95.2%,94.5%,,,,,,

,8,96.4%,96.5%,95.7%,,,,,,,,,,,8,96.4%,96.5%,95.7%,,,,,,,

,9,96.7%,96.7%,,,,,,,,,,,,9,96.7%,96.7%,,,,,,,,

,10,96.9%,,,,,,,,,,,,,10,96.9%,,,,,,,,,

,,IBNR/终极损失,,,,,,,,,,,,,,IBNR/终极损失,,,,,,,,,

,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,,,,,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016

,1,41.2%,37.2%,38.0%,35.1%,39.0%,43.1%,45.4%,43.6%,44.1%,45.7%,,,,1,41.2%,37.2%,38.0%,35.1%,39.0%,43.1%,45.4%,43.6%,44.1%,45.7%

,2,26.7%,22.4%,22.4%,23.3%,23.6%,27.2%,29.9%,28.9%,29.9%,,,,,2,26.7%,22.4%,22.4%,23.3%,23.6%,27.2%,29.9%,28.9%,29.9%,

,3,18.7%,14.8%,15.9%,15.7%,17.4%,19.4%,20.9%,20.6%,,,,,,3,18.7%,14.8%,15.9%,15.7%,17.4%,19.4%,20.9%,20.6%,,

,4,12.1%,10.4%,10.2%,11.2%,12.2%,13.9%,15.5%,,,,,,,4,12.1%,10.4%,10.2%,11.2%,12.2%,13.9%,15.5%,,,

,5,8.9%,7.7%,7.3%,8.2%,9.3%,10.8%,,,,,,,,5,8.9%,7.7%,7.3%,8.2%,9.3%,10.8%,,,,

,6,6.8%,5.5%,5.4%,6.7%,7.6%,,,,,,,,,6,6.8%,5.5%,5.4%,6.7%,7.6%,,,,,

,7,4.5%,3.8%,4.8%,5.5%,,,,,,,,,,7,4.5%,3.8%,4.8%,5.5%,,,,,,

,8,3.6%,3.5%,4.3%,,,,,,,,,,,8,3.6%,3.5%,4.3%,,,,,,,

,9,3.3%,3.3%,,,,,,,,,,,,9,3.3%,3.3%,,,,,,,,

,10,3.1%,,,,,,,,,,,,,10,3.1%,,,,,,,,,

,5.未决赔款准备金发展（转分保前）,,,,,,,,,,,,,,5.未决赔款准备