新编大学实用英语教程第二册5单元

PersonalFinance

NewPracticalCollegeEnglish

新编大学实用英语教程Ⅰ.ListeningandspeakingⅡ.ReadingⅢ.GrammarV.WritingⅣ.TranslationVI.Enjoyyourself

Unit5

NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

ObjectivesAfterstudyingthisunit,thestudentsareexpectedtobeableto▲talkaboutbankingservices.▲usethewordsandexpressionsinthetextsandsummarizethemainideaofthepassage.▲usesubjunctivemood.▲usethetranslationskillslearnedinthepreviousunits.▲writeI.O.U.andreceipts.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

BackgroundknowledgeTheGreatDepression（大萧条）startedafterOctober29,1929,knownasBlackTuesday.ItbeganintheUnitedStatesandquicklyspreadtoEuropeandeverypartoftheworld,withdevastatingeffectsinboththeindustrializedcountriesandthosewhichexportedrawmaterials.Internationaltradedeclinedsharply,asdidpersonalincomes,taxrevenues,pricesandprofits.Citiesallaroundtheworldwerehithard,especiallythosedependentonheavyindustry.Constructionwasvirtuallyhaltedinmanycountries.Farmingandruralareassufferedascroppricesfellby40to60percent.Miningandloggingareashadperhapsthemoststrikingblowbecausethedemandfellsharplyandtherewerefewemploymentalternatives.TheGreatDepressionendedatdifferenttimesindifferentcountries.Themajorityofcountriessetupreliefprograms,andmostunderwentsomesortofpoliticalupheaval（剧变）,pushingthemtotheleftorright.Democracywasweakenedandonthedefensive,asdictatorssuchasHitler,StalinandMussolinimademajorgains,whichhelpedsetthestageforWorldWarIIin1939.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Part1ListeningandSpeakingSupplementarywordsandexpressionsBankingSectorEconomicsector电子银行electronicbank经济危机economiccrisis电话银行telephonebank经济衰退economicdecline个人电脑银行PCbank经济腾飞economicliftoff智能卡smartcards经济转型economictransition身份证号码PINnumber经济稳定economicstabilization种类代码sortcode经济体制economicsetups银行账户bankaccount经济垄断economicmonopoly活期存款账户currentaccount经济秩序economicorder银行存款bankdeposit经济繁荣economicprosperity银行利息bankinterest经济命脉economicifeline银行存折bankpassbook经济复苏economicresurgence《经济学人》杂志TheEconomist皮尔森(英国传媒集团)PearsonNewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

AtaBankLIsteningPracticeSectionASituationaldialoguesDirections:Youwillheartwosituationaldialoguesinthissection.Eachdialoguewillbespokentwice.Listencarefullyanddotheexercises.Task1

ListentoConversation1anddecidewhetherthefollowingstatementsaretrue(T)orfalse(F).Therearemanydifferentservicesofferedbybanks.2.Peopleusuallypaythebankaservicechargeforasavingsaccount.3.Depositmeanspeoplekeeptheirmoneyinthebank.4.Peopledeposittheirmoneywhichtheydonotneedrightnowinacheckingaccount.5.Bankswillpayinterestonthesavingsaccount.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

ListeningScriptClerk:Goodmorning,canIhelpyou?Customer:Iknowbanksoffermanydifferentservices.Couldyoupleasetellmewhatthedifferencebetweenacheckingaccountandasavingsaccountis?Clerk:Well,withacheckingaccount,peopleputtheirmoneyinthebandandwritecheckstobuythings.Theyusuallypaythebankaservicechargeforacheckingaccount.Customer:Whataboutasavingsaccount?Clerk:Peopledeposittheirmoneytheydonotneedrightnowinasavingsaccount.Theycanwithdrawitwhentheyneedit.Becausethemoneywillstayinthebankandthebankcanusethemoney,ofcourse,thebandwillpayinterestonthesavingsaccount.Customer:Oh,Isee.Thanks.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Task2

ListentoDialogue2andmakeyourchoice.Whydoesthecustomercomehere?A.forbusinessB.forholidaysC.forsavingmoneyD.forwithdrawingmoney2.Whattypeofaccountdoesthecustomeropen?A.Asavingsaccount.B.Acheckingaccount.C.Loans.D.Acreditcardaccount.3.What’stheminimumdepositforopeningacheckingaccount?A.＄25B.＄15.C.＄35.D.＄20.4.Howmuchisthecustomergoingtodeposit?A.＄2,500.B.＄200.C.＄2,000.D.＄1,200.5.Whatdoesthecustomerneedtoshowtodepositmoney?A.apassportB.aaddressC.adrivinglicenseD.allofthemNewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

ListeningScriptCustomer:Excuseme,sir.Iwanttoopenanaccount.Clerk:Whattypeofaccountdoyouwant,asavingsaccountoracheckingaccount?Customer:I’mnotsure,I’mhereforholidaysandwillstayforamonth.Clerk:Inthatcase,Isuggestyouopenacheckingaccount,sothatyoucanpayyourbillsbycheck.Customer：That’sagoodidea.What’stheminimumdepositforopeningacheckingaccount?Clerk:Ourminimumdepositforcheckingaccountis$25.Howmuchareyougoingtodeposit,ma’am?Customer:Oh,$2’000.Clerk:Verygood,ma’am.Pleasefillintheapplicationformandsignyournamehere.Customer:Sure.Clerk:WouldyoupleaseshowmeyourpassportorIDcard?Customer:Hereyouare.CanIwriteachecknow?Clerk:Yes.Hereisacheckbook.Customer:Thanksforyourhelp.Clerk:Youarewelcome.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

SectionBListeningpassagesTask1Directions:Inthissectionyouwillhearonerecordedshortpassagewithsomewordsorphrasesmissing.Thepassagewillbereadthreetimes.Pleasewritedownthemissingwordsorphrasesaccordingtowhatyouhear.Whenitcomestopersonalfinanceissuesmanycollegestudentsrelyontheirparentsorotherfamilymemberstohelpwhileotherswingitandwindupspendingtheirstudentloansuprightaway.Itisimportant,whenfirststartingcollege,tobegintounderstandhowtomanagemoney.Forinstance,aportionofthestudentloansandmonetarygiftsshouldbeinvested.Theycanthenbeusedtohelppaybackpartofthestudentloanswhenthestudentexitscollege.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Task2Directions:Inthissectionyouwillheararecordedshortpassagewithfivequestions.Thepassagewillbereadthreetimes.Pleaseanswerthequestionsaccordingtowhatyouhear.1.Generallywheredoesthekids’moneycomefrom?Themoneyeithercomesfromparentsorkidsmakeitthemselves.2.Whatplanshouldyouteachyourkidslearntowrite?Aspendingplan.3.Whatdoyourkidsoftenspendmoneyon?Cloths,snacks,bus,gasoline,giftsandrecreation.4.Whichshouldbelower,thetotalmonthlyexpensesorthemonthlynetincome?Thetotalmonthlyexpenses.5.Whatdothetotalmonthlyexpensesmean?Theymeanhowmuchkidsspendmonthly.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

ListeningScriptWhetheryougivethemmoneyortheymaketheirownmoney,teachyourkidshowtowritedownaspendingplan.Onasheetofpaper,writedowntheirmonthlynetincomeandtheirexpenses.Listeverythingtheyusetospendmoneyon,suchascloths,snacks,bus,gasoline,giftsandrecreation.Subtractthetotalmonthlyexpensesfromthemonthlynetincomeandseehowmuchisleft.Explaintoyourchildrenthatmonthlyexpensesmustbelowerthannetincomeandthatbudgetingisagoodwaytotakecontroloftheirfinances.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

OralPracticeDirections:Readloudlyandfluently.Clerk:Hello,canIhelpyou?Customer:I’dliketoopenanaccount,please.Clerk:Wouldyoulikeasavingsaccountorcheckingaccount?Customer:Acheckingaccount,please.Clerk:Ok.WouldyoupleaseshowmeyourIDcard?Customer:Sure.Hereyouare.Clerk:Thanks.Couldyoufilloutthisform,please?Customer:Ofcourse.Hereistheform.Clerk:Right.Hereisyourbankbook.Customer:Thankyou.Clerk:You’rewelcome.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

savingsaccount储蓄账户checkingaccount支票账户openanaccount开户netincome净收入wingit即兴windup忽悠PhrasesinthelisteningWordsinthelistening★accountn.账户◆depositv.储蓄，存钱◆bankbookn.银行存折★withdrawv.取回★loann.贷款★passportn.护照◆portionn.部分※monetaryadj.货币的，财政的★investv.投资★expensen.开销★gasolinen.汽油※recreationn.娱乐※subtractv.减去◆budgetn.预算NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity1Directions:Workinpairs.Supposeyouareacustomerandyourpartneristheclerk.Youwanttocashsometraveler’schecks.Makeadialoguewiththefollowingsentences.1.Couldyoucash...forme?2.Howmuch...?3.Howwouldyoulikethem(yourmoney)?4.Infifties/hundreds,itdoesn’tmatter.5.Pleasesignyournamehere.Activity2Directions:Workinpairs.Pleasemakeupyourowndialoguesbasedonthefollowingsituations,andyoumayrefertothesentencesinFunctional-sentenceBank.Situation1:You(studentA)areworkingatabank.AcustomercomestoexchangesomeUSdollarsintoRMB.YoushouldaskwhatamountofUSdollarsistobechangedandtellhimtoday’sforeignexchangerate.Situation2:You(studentB)areacustomer.You’dliketochangesomeUSdollarsintoRMB.Yougotothebank.Askandanswerquestions.Activity3Directions:Yousetupasituationofyourownatabankandmakeupadialoguewithyourpartner.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Functional-sentenceBank1.Iwanttoopenanaccount.我想开个账户。2.Whattypeofaccountdoyouwant,asavingsaccountoracheckingaccount?

你想开个什么账户，储蓄账户还是支票账户？3.Couldyoupleasetellmewhat’sthedifferencebetweenacheckingaccountandasavingsaccount?请问储蓄账户和支票账户有什么区别吗？4.What’stheminimumdepositforopeningacheckingaccount?开支票账户最少需要存多少钱？5.I’dliketochangesomeUSdollarsintoRMB.我想把美元兑换成人民币。6.WhatamountofUSdollarsistobeexchanged?

你想兑换多少美元？7.WouldyoupleasetellmehowtouseATM?请问自动取款机怎么使用？8.WouldyoupleaseshowmeyourpassportorIDcard?请出示您的护照或身份证。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

9.CouldIhaveyourfullname,please?请告知我您的全名。10.Andyouraddress?您的地址呢？11.Wouldyoulikethetelephonebankingjustforyourcurrentaccountorformorethanoneaccount?您的电话银行是用活期存款账户呢还是再重新开一个？12.CouldIhaveyouraccountnumber,please?请告知我您的活期存款账户的号码，好吗？13.Pleasefillintheapplicationformandsignyournamehere.请填表并在此签名。14.I’dliketowithdrawsomemoney.我想取钱。15.Couldyoutellmemybalance?你能告诉我余额还有多少吗？16.Howdoyouwantthemoney?你想要多少面值的钱？17.What’syouraccountnumber?你的帐号是多少？NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

18.WilltherebeanyservicechargeifIwithdrawmoneyinanothercity?如果我在其他城市取钱要交服务费吗？19.Iwanttoclosemyaccount.我想注销账户。20.Iwanttotransfersomemoneyfrommysavingstochecking.我想把活期账户上的钱转些到支票账户上。21.Couldyoucashthesetraveler’schecksforme,please?你能把这些旅行支票兑换成现金吗？22.Howwouldyoulikethem(yourmoney)?你想要多少面值的钱？23.Infiftyyuanbills,please.50元一张的。24.Inhundredsandsomefifties,please.百元的和几张50元的。25.Pleasesignyournamehere.请在这里签名。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

LearningTips朗读与想象（ReadingandImagining）记单词的第一个步骤是大声朗读。先将整句话读几遍，然后把单词单独读几遍。读的时候，脑海中要根据它的发音来“描绘”它的字形。经常做这种练习的人，只要口中朗读单词的读音，眼前就会浮现出这个单词的形象。要注意看到的是整个字，而不是单个的字母。接着，眼睛离开书本，把整个句子复诵一两遍，然后复诵您要背的单词。这样单词就会记得非常牢固。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Part2ReadingTextAMyPersonalFinanceStory(1)SuggestionsforteachersActivity1—4isdesignedtobedoneinclass,AsforActivity5,Teacherjustletsstudentsdoitafterclass.Whilereadstheirsummaries,Teacherneedn’tcorrecttheirmistakes,justgivesstudentssomecommentstoencouragethemtowrite.TextAMyPersonalFinanceStory(1)Pre-readingtask:discussthefollowingquestions1.Howdoyouusuallymanageyourmoney?2.Nowmanyyoungpeoplelivefrompaychecktopaycheck.TheyarecalledMoonlightClan.Howaboutyou?3.Doyouknowsomegoodwaysofmanagingmoney?NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

(1)Ihavealwaysthoughtthere’sonlyoneformulainmakingmoney.Thatisworkinghardandattheendofeachmonth,yougetyourpaycheck.Growingupinafamilyoffarmers,Ihaveseenwhatworkinghardreallymeans.I’veexperiencedwakingupearlyinthemorning,goingtothefarm,plantingorharvestingriceuntilthesunsetsin.Whenyougohomeafteralongdayofworking,theachingmusclessaysitall.ItisHARDwork.I’velearnedfrommyparentsthatifyouwanttohavesomemoney,youhavetoworkforit.Thatwasmyfirstmoneyhabit—worktoearn.参考译文：我一直认为赚钱只有一种方法，那就是你辛苦地工作，到月底领薪水。生长在农民家庭，我看到了什么是真正的辛苦。我体验过早晨早早起床、去下地、种或者收稻子，一直干到太阳落山。劳累了一天之后回到家，浑身肌肉酸痛说明了一切。这就是辛苦的工作！我从父母那里知道了，如果你想有钱，就必须工作。这就是我的第一个赚钱习惯——工作去赚钱。句子解析：1.Growingupinafamilyoffarmers,Ihaveseenwhatworkinghardreallymeans.Growingupinafamilyoffarmers为现在分词短语做状语，表示时间。例如：Enteringtheroom,shewassurprisedtoseeastrangersittingthere.她进屋时，看到一个陌生人坐在那里很惊讶。whatworkinghardreallymeans为宾语从句。2.I’velearnedfrommyparentsthatifyouwanttohavesomemoney,youhavetoworkforit.that引导宾语从句，做learned宾语；if引导条件状语从句。NewPracticalCollegeEnglish

新编大学实用英语教程

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(2)WhenIwasinCollege,Iwantedverymuchtohelpmyparentspayformyeducation.Soinmyown

littleway,Ialsotriedtomakemoneybyapplyingasstudentassistanttooneoftheuniversities’projects.It

doesn’tpaymuchsinceitisagovernmentprojectbutenoughtopaysomeofmydailyexpensesandgrowmyconfidence.参考译文：上大学时，我特别想帮父母分担我的学费。所以我试着用自己的方式赚钱。我申请在大学里一个项目组做学生助理。这是政府的项目，所以给钱不多，但足够应付我的日常开销，并增加了我的自信心。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

(3)Aftergraduating,IimmediatelystartedworkasamainframeprogrammerforamultinationalITcompany.TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.Iworkedveryhardandwasfortunateenoughtobepromotedalmosteveryyear.参考译文：毕业后，我立刻到一个跨国IT公司做主机程序员。我的年薪是16000美元，这对于一个刚出校门且没有多少工作经验的人来说，已经是个大数目了。我非常努力地工作，而且很幸运几乎每年都能升职。句子解析：TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.Igot为定语从句，省略了关系代词that/which，修饰offer；whichwasBIGmoneythenforsomeone…为定语从句，修饰16,000dollars；who’sfreshoutofcollegeanddoesn’thavemuchworkingexperience为定语从句，修饰someone。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

(4)Asmypaycheckincreased,myappetiteforconsumptionalsoincreased.Iboughtarefrigerator,awashingmachine,gasstove,shoes,etc,ALLatthesametime,EVENwhenIdidn’thavethemoneytopayforit.Ijustusedmynewcreditcard!That’swhenmydebtstartedtopileup.The“easy”monthlypaymentsneverliveduptoitspromise.Nomonthlypaymentwaseasy,especiallywhenyouonlyhaveyourpaychecktorelyon.Asmydebtseeminglyincreasedeverymonth,Ialsohadtoworryaboutpayingmymonthlyhouserental,buyinggroceries,eatingoutwithfriends,andmore.ThereweretimeswhenIwassooutofmoneyIevenhadtodo“cashadvance”onmycreditcard.Assomeofyoumightknow,yougettopayahefty“fee”fordoingacashadvance.Thisisontopoftheamountofmoneyyouactually“advanced”.Myalreadybigdebtballoonedevenmore!IwassoashamedofhavingtodocashadvancethatIpromisedrightthereandthenIhadtopayformydebtnomatterwhat.Ihadtolearnhowmoneyworks.Ihadtofigureitoutnomatterwhat.Ihadnochoice.(TobeContinued)NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

参考译文：随着我的薪水越来越多，我的消费欲望也越来越强烈了。我买了冰箱、洗衣机、燃气灶、鞋子等等。都是一次买回来的，尽管我当时没有那么多现金付款。我用的是信用卡！就是从这时候起我开始欠债了。每月“轻松的”刷卡消费却从来没有在还款日还清过欠款。从来就没有“轻松的”刷卡消费，尤其当你只是个工薪族时。很明显我的债务越来越多，我不断地为支付房租、购物、与朋友出去吃饭等发愁。有时候我没钱花了，甚至不得不信用卡提现。你们可能知道，信用卡提现需要付“高额的”手续费。要远远超过你实际“预支”的钱。我欠款已经很多了，现在更是债台高筑。我为自己信用卡提现感到羞愧，每次都当场发誓：不管有多少欠款，我一定还清。我必须学会如何赚钱。不管怎样，我一定要搞清楚。我别无选择。（待续）句子解析：1.That’swhenmydebtstartedtopileup.whenmydebtstartedtopileup为表语从句。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

2.ThereweretimeswhenIwassooutofmoneyIevenhadtodo“cashadvance”onmycreditcard.when引导定语从句，修饰times。例如：ThereweretimeswhenImissedhavingafatherinmylife.有时，我渴望生活中能有一位父亲。3.Thisisontopoftheamountofmoneyyouactually“advanced”.youactually“advanced”为定语从句，省略了关系代词that/which，修饰money。4.IwassoashamedofhavingtodocashadvancethatIpromisedrightthereandthenIhadtopayformydebtnomatterwhat.so…that…结果状语从句，“如此……以致于……”。Ihadtopayformydebt为宾语从句；nomatterwhat“无论什么”，为让步状语从句。Nomatter可以和where,how,who,等连用。例如：NomatterwhatjobIhad,Iwantedtobethelead.无论我做什么工作，我都想争第一。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Newwords1.◆finance[faɪ'næns]n.财政；金融v.负担经费e.g.Heisanwell-knownexpertinfinance.他是知名的金融专家。financial[faɪ'nænʃəl]adj.金融的；财政的，财务的e.g.AndIgotthefinancialsupportaftertwoyears.两年后我终于取得了奖学金。2.◆formula['fɔːmjʊlə]n.准则；[数]公式；配方e.g.Thereisnosimpleformulaforthiskindofthing.对于这种表达式是没有简单的公式。3.◆paycheck[peɪtʃek]n.付薪水的支票，薪水e.g.Areyounotsatisfiedwithyourcurrentpaycheck?你对现在的薪水不满意吗？4.★muscle[mʌsl]n.肌肉；力量；v.加强e.g.Hismuscledidnotrelaxintheleast.他的肌肉一点也没放松。5.★assistant[əsɪstənt]n.助手，助理，助教adj.助理的e.g.Theassistantisreadyforyou,sopleasegorightover.助理已经准备好了，请你直接去那里吧。assist[əsɪst]v.帮助；促进n.帮助e.g.Pleaseassistherinmovingthefurniture.请帮助她搬家具。assistance[əsɪstəns]n.援助，帮助；辅助设备6.※mainframe[meɪnfreɪm]n.[计]主机；大型机e.g.Thiscontentisnottranslatedonthemainframe.在大型机上这个内容不需要转换。NewPracticalCollegeEnglish

新编大学实用英语教程

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7.※programmer[prəʊgræmə]n.[自][计]程序设计员e.g.Thecomputerprogrammerbotched(up)thejobandhadtostartover.计算机程序设计员把文件弄坏了，只好重做。8.※multinational[mʌltɪ'næʃnəl]adj.跨国公司的；多国的n.跨国公司e.g.Whenhegraduated,hegotajobasasoftwareengineeratalargeEgyptiancompanyandlateratlargemultinationalfirm.毕业后，他在埃及一家大公司里找到一份软件工程师的工作，后来到一家大型跨国公司任职。9.◆fortunate[fɒrtʃənət]adj.幸运的；侥幸的；吉祥的e.g.Onthewholeshecountedherselfafortunatewife.总的来说，她认为自己是一个幸运的妻子。fortunately[fɒrtʃənətlɪ]adv.幸运地e.g.Fortunately,youhavethepowertochangeallthat.幸运的是，你还有能力去改变所有这一切。lucky[lʌkɪ]adj.幸运的；侥幸的fortune[fɒrtʃən]n.运气；财富；命运；v.给予财富10.◆appetite[æpɪtaɪt]n.食欲；嗜好e.g.Thesedishescanquickenyourappetite.这些菜肴能刺激你的食欲。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

11.◆consumption[kənsʌmpʃən]n.消费；消耗；肺痨e.g.Waterconsumptiondecreasedduringthewinter.冬季期间水消耗量减少。consume[kənsjuːm]v.消耗，消费；挥霍consumer[kənsjuːmə]n.消费者；用户，顾客e.g.Butourtargetconsumershopsinthosestores.但我们的目标消费者却在这些商店。12.※seemingly[siːmɪŋlɪ]adv.看来似乎；表面上看来e.g.But,howcanwequantifyandmeasuretheseseeminglyintangibleelements?但是，我们如何量化和衡量这些看似无形的元素呢？13.※rental[rent(ə)l]n.租金收入，租金；租赁adj.租赁的e.g.Thelandleasesatamonthlyrentalof$500.这块地以每月500美元出租。rent[rent]n.租金v.出租；租用14.※grocery[grəʊs(ə)rɪ]n.食品杂货店e.g.Hermotherbeganoperationofasmallgrocery.她母亲开始经营一家小杂货店。15.※hefty[heftɪ]adj.异常大的；重的adv.非常；强有力地e.g.Theysoldtheshopeasilyandmadeaheftyprofit.他们卖那个店很容易，并赚了一大笔钱。16.※balloon[bəluːn]v.激增；膨胀如气球n.气球e.g.Herskirtballoonedinthewind.她的裙子让风吹得鼓起来了NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Usefulexpressions1.pileup堆积；积累e.g.Carsoftenpileuphereintherushhours.在交通拥挤时刻汽车往往在这里挤成一团。2.liveupto不辜负，做到，实践e.g.Hefindsithardtoliveuptohisideals.他认为很难按自己的理想办事。3.beoutof没有，缺乏；在……外；不和谐e.g.Sorry,we’reoutoftea.Drinksomecoffee,instead.抱歉我们没有茶叶了。喝点咖啡吧e.g.Yousoldit?Youmustbeoutofyoursenses!你把它卖了?你简直是疯了！e.g.Hegetstiredeasily;hemustbeoutofshape.他很容易疲倦，一定是身体有毛病。4.beashamedof为……感到羞耻e.g.Yourmotherswouldbeashamedofyou.你们的妈妈要为你们而害羞。5.thereandthen当场；当即e.g.ItoldhimthereandthenthatIwouldsoonbeback.我当时就告诉他，我很快就会回来的。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity1Readingcomprehension:MatchtheitemsinColumnAwiththoseinColumnBaccordingtohetext.ColumnAColumnB1.MyfirstmoneyhabitisA.Istartedtoworkwithasalaryofabout16,000dollars2.AtcollegeB.Ievenhadtodo“cashadvance”onmycreditcard3.AftergraduationC.Iappliedasstudentassistant.4.AsmypaycheckincreasedD.worktoearn.5.WhenIwasoutofmoneyE.myconsumptionincreasedanddebtpiledup.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity2Paraphrasethefollowingsentences.Model:Whenyougohomeafteralongdayofworking,theachingmusclessaysitall.Afteryouworkforawholedayandcomebackhome,yourmusclesacheanditsaystheworkissohard.Nowyoutry:1.Itdoesn’tpaymuchsinceitisagovernmentprojectbutenoughtopaysomeofmydailyexpensesandgrowmyconfidence.

Sinceitisagovernmentproject,mypayisnothigh,butit’senoughformyeverydayexpenses.MeanwhileIbecomeself-confidentbecauseIcanmakesomemoney.2.TheofferIgotthenwasaround16,000dollarswhichwasBIGmoneythenforsomeonewho’sfreshoutofcollegeanddoesn’thavemuchworkingexperience.

ThoughIhavejustgraduatedfromcollegeandhavenoexperienceatall,Igetmyfirstjobandcangetasalaryofabout16,000dollars.3.The“easy”monthlypaymentsneverliveduptoitspromise.

It’seasyformetopaybycreditcardformyconsumptionandIpromisetopayoffthedebtbytheendofeachmonth,However,Ifailtopayoffeverymonth.4.Ihadtofigureitoutnomatterwhat.

IhadtounderstandhowIcanmakeenoughmoneynomatterwhatmethoditis.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Readingskills:Paraphrasing改写是对一篇文章或言语的重述，它用另一种形式表达出同样的意思。改写是对所说或所写的东西的另一种表达，可能是一种更清楚，更易理解的方法。一、改写的规则1.不要遗漏事实2.不要替换或更改事实3.要端正态度NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

二、改写的策略1.改变词性e.g.Chinesescienceandtechnologyhadbeeninaleadingpositionintheworldfor1,000yearsuntilthe15thcentury.（1）Chinahadbeenaworldleaderinscienceandtechnologyfor1,000yearsuntilthe15thcentury.（2）Chinahadbeenleadingtheworldinscienceandtechnologyfor1,000yearsuntilthe15thcentury.直到15世纪以前，中国的科学技术在世界上保持了千年的领先地位。2.改变句子结构e.g.Asasocialistcountry,thedevelopmentofChinawillconstitutenothreattoothercountries.（1）ThesocialistnaturemakesitimpossibleforChina,evenwhendeveloped,toposeanythreattoothers.（2）Chinawillnotbeathreattoothercountrieswhenitbecomesdeveloped,becauseitisasocialistcountry.中国是社会主义国家，它的发展不会对其他国家构成威胁。3.将长句改写成几个小短句e.g.Asasocialistcountry,thedevelopmentofChinawillconstitutenothreattoothercountries.作为社会主义国家,中国的发展不会对其它国家产生威胁。Chinaisasocialistcountry.ThedevelopmentofChinawillconstitutenothreattoothercountries.中国是一个社会主义国家。中国的发展不会对其它国家产生威胁。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity3Fillintheblankswiththeproperformofwordsgiveninbrackets.1.Weneedmorefeedbackfromtheconsumers(consumption)inordertoimproveourgoods.我们需要从消费者那里多得到些反馈信息以提高产品质量。解析：从前面的feedback（反馈）可知此处为表示人的名词，即为消费者。2.Afortunate(fortunately)encounterbroughtthetwofriendstogetherafteralongseparation.两位老朋友长期分离这次才有幸相遇。解析：修饰名词encounter需要形容词，括号里的词为副词，故需改成形容词fortunate。3.Heaskedustoassist(assistant)himincarryingthroughtheirplan.他要我们帮助他实施他们的计划。解析：asksb.todo，故横线处应为动词，括号里的词为名词，故需改成动词assist。4.Ifyouownahome,rent(rental)itoutwhileyou’retraveling.如果你拥有一套房子，当你出去旅行时，可以把它租出去。解析：横线后面是名词，则横线处需要填动词，即rent。5.Thiscompanywasinseriousfinancial(finance)difficulties.这家公司陷入严重的财政困难。解析：修饰名词difficulties用形容词，故把括号里的名词变为形容词。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity4TranslatethefollowingsentencesintoEnglish.1.从小在低收入家庭长大，这些孩子已经学会了用各种办法省钱。（Growingupin…,Ihaveseen/done/….）Growingupinlow-incomefamilies,thechildrenhavelearnedtosavemoneyineveryway.2.如果你想在大公司找工作，就必须积累知识和经验。（Ifyouwantto…,youhaveto…）Ifyouwanttofindajobinabigcompany,youhavetopileupyourknowledgeandexperience.3.这个城市的汽车数量迅速增加了，空气污染的水平也增加了。（As…increased,…alsoincreased.）Asthenumberofcarsinthiscityincreasedrapidly,thelevelofairpollutionalsoincreased.4.在我接受治疗的14个月里，我有时候甚至都不愿意想足球的事情。（ThereweretimesI…）ThereweretimesIcouldnotevenwanttothinkaboutfootballduringthe14monthsofmytreatment.5.不管有什么样的困难，我都必须克服。（Ihadto…nomatterwhat…）Ihadtogetitovernomatterwhatkindofdifficultyitis.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Activity5Writeasummaryofthetext.(open)CultureTips美元（USDollars）美元俗称美金，是美国的货币，货币符号为USD。目前流通的美元纸币是自1929年以来发行的各版钞票，主要是联邦储备券。其纸币面额有1，2，5，10，20，50和100元，铸币面额有1，5，10，25，50分和1元。美元纸币上，印有各种字母、数字或者图案标记，他们有的用于辨认美元纸钞真伪，而有的只是用来宣扬信仰。一般在美元中显著的位置（硬币在人物头像的下方，纸币一般位于反面中线的上方）有一句标语“InGodWeTrust”(我们信仰上帝）。自1955年起，国会使它成为法定的国家标语。现法律规定，所有美国硬币和纸张钞票上都必须使用此标语。NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

TextBMyPersonalFinanceStory(2)BackgroundAboutthebook:RichDadPoorDadRichDadPoorDadisabookbyRobertKiyosaki.Itadvocatesfinancialindependenceandbuildingwealththroughinvesting,realestateinvesting,startingandowningbusinesses,aswellasincreasingone’sfinancialintelligence.RichDadPoorDadiswritteninthestyleofasetofparables,ostensiblybasedonKiyosaki’slife.Kiyosakistressestheownershipofhighvalueassetsthatproducescashflow,ratherthanbeinganemployeeinthebook.NewPracticalCollegeEnglish

新编大学实用英语教程

Unit5

Contents1.Summary2.Reception3.RichGlobalLLCBankruptcy4.Definitionofassets5.Publishingsuccess6.References7.Bibliography8.ExternallinksSummaryThebookislargelybasedonK