中英再保险词汇

中英再保险词汇张炜整理，冯京葆补充 1998年9月15日/1999年8月17日修订acceptancepolicyaccountingperiodaggregatelimitaggregatedlossantiselectionART(AlternativeRiskTransfer)balancebarragescaptivepoolscatastropheceidingcompanycessionlimitclaim-proneclaimsassistancecleancutcoinsurancecommencementandterminationcovercoverdepositpremiumdestroyedearthcavesEPAeventlimitexgratiapaymentsexcesslossexclusionexposedareasfacultativereinsurancefaultzonefiniterisk

核保政策结算期累积限额累积损失逆选择新型风险转移所欠款项堰坝共保起讫承保责任额预付保费毁坏土坏房屋临时分保断层区有限制的风险flashfloodsfloodingofriversframestructurefullcoveragefullinsurancevaluefullliabilityGeophysicsInstituteGNPIhailstormheavydamagehollowbrickwallhourclausehurricaneindividuallossesinsurabilityinsuredlossesintensitylayeringlessexposedliabilitylightlineslipsloadinglossoccurrencelossoccurringlossparticipationlosssettlementmagnitudemaliciousdamagemoderatedamagemulti-storybuildingMunichRenetretainedlinesnetretainedlosses

全部责任总净保费收入雹暴严重破坏小时条款飓风可保性烈度层次责任分保条附加费分担损失损失赔付震级恶意损害中度破坏慕尼黑再净自留额损失净自赔额noprofitcommissionnon-proportionalreinsurancenotificationobjectobligatoryreinsuranceoriginaldeductiblesoriginalratepaid-upcapitalpeakacceleratorperilPICCReplacementPMLpolicyholderpoolportfolioentryportfoliooutgopremiumpreviousprioritypriorityproportionalreinsurancerainstormratingreinforcedconcretebuildingreinstatementreinsuredreinsurerretentionretentionareasreturnperiodrevokelicenseseaquakesecondeventcover

无纯益风险告知标的固定分保原始费率已付资本危险安排保单持有者共保组合保费既往损失自付责任雨暴费率钢筋混凝土建筑恢复保额分出公司再保险人自留额滞洪区重现期吊销营业执照海震第二事件承保securitizationseismicdamageset-offshearwallstructuresinglespreadlossstoplossstormsurgessusceptibilityofgoodstotariffTGtidalwavetopographicmaptornadototalsuminsuredtreaty-limitstubestructureunderwritingpolicywindstormwoodenframestructure

证券化震害抵销险位超赔分散风险风暴潮费率表海啸地形图龙卷风总保额风暴木结构房屋TermsusedininsuranceindustryaccidentactuarialAdvanceLossProfits(ALOP)AdvancebrokerBusinessInterruptionInsurancecaptivecasualtycatastrophecedingcompanyclaimclaimsettlementcombinedratioConsequentialLoss(CL)Contractor'sAllRisks(CAR)coverDelayincompletionEEIengineeringinsuranceErectionAllRisks(EAR)excessoflosscoverEXLprotectionfacultativebusinessIBRNIBRNreserveindemnityperiod/limitinflatedclaiminsurancecapacityinsuredpropertyKobeLloydlong-tailLossofprofitMachinery(Breakdown)Insurancemail/sub-contractormaintenancemultipleclaimnon-lifeofficer&directorliabilityoutstandingclaimreservePCindustry

意外事故险精算法预期利润损失险，利损险预期利润经纪人自保公司巨灾险索赔理赔综合赔付率后果损失建筑工程一切险（建工险）保障完工延误工程保险安装工程一切险（安工险超额赔偿超赔保障临分保Incurredbutnotreportedlosses 报的损失IBRN赔期/期限超额索赔承保能力参保物业神户劳合社长尾利损险机器（损坏〕险，机损险主/分承包商保证期多次（重复）非寿险雇主保险未决索赔准备金property&catastropheindustryperil 危险policy 保单pool 联营possiblemaximumloss 可能的最大损失premium 保费primaryinsurancecompany 原保公司、主保险商principal/employer 业主professional 专业险profitmargin 利润边际property 财产险proportionalcover 比例分保punitivedamage 惩罚性损害rate 费率reinsurer 分保人（分保公司）reinsurer 再保人reserve 准备金retention 自留returnperiod （巨灾）间隔期short-tail 短尾solvencymargin 赔偿能力standingcharges 维持费用subjectinsured 风险标的suminsured 保额tarrifzone 险区ThirdPartyLiability(TPL) 第三者责任险treatiesbusiness 合同分保turnover 营业额underwriting 承保workingexpenses/cost 营业费用writing 承保TermsfromtheSeminarontheIssuanceofBankSubordinatedMarch28,2001 ByJamesFeng10step-up5AmortizationBaselAgreementoraccordBaselCommitteeBISBulletstructureCalloptionCalloptionCapitaladequacyrateCapitalratio

10年期5年进级结构摊销巴塞尔协议一次性结构回购权回购权资本充足率资本率（同资本充足率）CapitaltreatmentCommonstock(equity)CouponDatedinstrumentHybridTierIInstrumentJurisdictionLossabsorptionLowerTierIINPLPermanentcapitalPerpetualinstrument（capital）PreferredstockSeniordebtSoundSPVStep-upstructureSubdebtSubordinatedbondsSyntheticmaturitySystemicriskTaxdeduc