四信用证业务申请开证和开证

国际结算操作主讲人：章安平

货物描述单据条款三期运输条款开证申请书一般一式三联，第一联是银行结算部门留存，第二联是银行信贷部门留存，第三联客户（开证申请人）留存，用英文填写。任务1：

第二步进口商填写开证申请书任务1：

第二步进口商填写开证申请书IRREVOCABLEDOCUMENTARYCREDITAPPLICATION(1)To:AgriculturalBankofChina,ZhejiangBranch(2)Date:Jun.20,2013(3)（）IssuebyairmailCreditNo.（）Withbriefadvicebyteletransmission（×）Issuebyteletransmission(19)Dateandplaceofexpiry

（）Issuebyexpress任务1：

第二步进口商填写开证申请书(4)Applicant(5)BeneficiaryZhejiangLiminImportAndExportCo.,Ltd.No.66FengtanStreet,Hangzhou,P.R.ChinaMatsuyaCorporation1-12-2Niina,Mino,Osaka,Japan(6)AdvisingBank(7)Amount:USD360000.00DaiwaBankOsakaToyonakaBranchSay:USDThreeHundredandSixtyThousandonly任务1：

第二步进口商填写开证申请书(8)Partialshipments(9)Transshipment(14)CreditavailablewithanybankinJapan

（）allowed（×）notallowed（）allowed（×）notallowedBy（）sightpayment（）acceptance（×）negotiation（）deferredpaymentatagainstthedocumentsdetailedherein(15)（×）andbeneficiary'sdraft(s)for100%ofinvoicevalueat180daysafterB/Ldatedrawnonissuingbank

(10)Loadingonboard:Japaneseport(11)notlaterthan:

Sep.30,2013(12)Fortransportationto:

Shanghai,China(13)（）FOB（）CFR（×）CIF（）otherterms任务1：

第二步进口商填写开证申请书(16)Documentsrequired:(markedwith×)1.（×）Signedcommercialinvoicein5copiesindicatingL/CNo.andContractNo.MC2013106

2.（×）FullsetofcleanonboardBillsofLadingmadeouttoorderandblankendorsed,marked“freight[]tocollect/[×]prepaid”notifyingtheapplicant

（）Airwaybills/cargoreceipt/copyofrailwaybillsissuedby

showing“freight[]tocollect/[]prepaid”[]indicatingfreightamountandconsignedto____________3.（×）InsurancePolicy/Certificateinduplicatefor110%oftheinvoicevalueshowingclaimspayableinChinablankendorsed,coveringAllRisks4.（×）PackingList/WeightMemoin5copiesindicatingquantity,grossandnetweightsofeachpackage.任务1：

第二步进口商填写开证申请书5.（×）CertificateofQualityin2copiesissuedby_theManufacturer.6.（×）CertificateofOriginin1copiesissuedbytheManufacturer.7.（×）Beneficiary'scertifiedcopyoffaxsendtotheapplicantwithin2daysaftershipmentadvisingL/CNo.,nameofvessel,dateofshipment,name,quantity,weightandvalueofgoods.（×）Otherdocuments,ifanyBeneficiary’sCertificateconfirmingthatonesetoftheabovementionnon-negotiabledocumentshavebeensenttotheapplicantbyDHLwithin3workingdaysafterB/Ldate.(17)Descriptionofgoods:SNET-HWeldingMachine,24sets,USD15000.00/setCIFShanghai,China任务1：

第二步进口商填写开证申请书(18)Additionalinstructions:1.（×）Allbankingchargesoutsidetheopeningbankareforbeneficiary'saccount.2.（×）Documentsmustbepresentedwithin15daysafterdateofshipmentbutwithinthevalidityofthiscredit（）Otherterms,ifany(20)STAMPOFAPPLICANT:任务1：

第二步进口商填写开证申请书IRREVOCABLEDOCUMENTARYCREDITAPPLICATION(1)To:AgriculturalBankofChina,ZhejiangBranch(2)Date:Jun.20,2013(3)（）IssuebyairmailCreditNo.（）Withbriefadvicebyteletransmission（×）Issuebyteletransmission(19)Dateandplaceofexpiry

（）IssuebyexpressOct.15,2013,inJapan任务1：

第二步进口商填写开证申请书(18)Additionalinstructions:1.（×）Allbankingchargesoutsidetheopeningbankareforbeneficiary'saccount.2.（×）Documentsmustbepresentedwithin15daysafterdateofshipmentbutwithinthevalidityofthiscredit（）Otherterms,ifany(20)STAMPOFAPPLICANT:浙江黎民进出口有限公司唐黎民任务1：第三步准备申请开开证相关材材料并办理理开证申请请王杰把填写写好的申请请开证所需需的开证申申请书、进进口贸易合合同副本、、减免保证证金开证呈呈批表以及及其他相关关文件交中中国农业银银行浙江省省分行国际际业务部，，办理申请请开证手续续。任务2：开证行办办理开证手手续中国农业银银行浙江省省分行国际际业务部对对浙江黎民民进出口有有限公司提提交的相关关材料进行行审核。审审核通过后后，6月25日，中国农农业银行浙浙江省分行行国际业务务部职员屠屠军须根据据开证申请请书填制信信用证MT700报文各项内内容，审核核无误后通通过SWIFT发送给通知知行。导入项目【任务完成】14第一步第二步审核开证申申请书和其其他申请开开证材料根据开证申申请书制作作MT700报文并办理理开证任务2的操作步骤骤任务2：第第一步审核开证申申请书和其其他申请开开证材料1、审查开开证申请人人基本情况况申请人资格格审查：境境内注册且且有进出口口经营权。。申请人资信信审查：重重点审查申申请人的财财务状况、、履约能力力、偿债能能力等直接接关系到开开证付汇风风险方面内内容。贸易背景审审查：信用用证必须以以真实贸易易背景为基基础，不得得开立无贸贸易背景的的信用证。。为降低开开证风险，，还需重点点了解进口口货物国内内外市场情情况。对于于市场价格格波动较大大的进口货货物，开证证时尤为慎慎重。任务2：第一步审核开证申申请书和其其他申请开开证材料2、审核客客户材料申请人应列列入外汇管管理局公布布的对外付付汇进口单单位名录，，否则应提提交外汇管管理局签发发的核准件件；进口贸易合合同（复印印件）应有有进出口双双方签章，，合同上货货物同进口口开证货物物一致；按外经外管管规定，如如需提供进进口商品许许可证、进进料加工手手册、批文文、备案表表等；代理进口协协议（代理理进口时））；营业执照复复印件和企企业代码复复印件（首首次办理业业务时）；；开证所需的的其它材料料。任务2：第一步审核开证申申请书和其其他申请开开证材料3、审核开开证呈批表表除全额保证证金以外，，进口开证证必须在占占用客户的的授信额度度。如果客客户在我行行没有授信信额度或该该笔业务超超过客户授授信额度，，本着“先先授信，后后开证”的的原则，应应按照规定定，对客户户进行授信信。根据客客户授信评评级的不同同，免收或或收取一定定比例的保保证金。审核开证呈呈批表时，，重点审核核该笔信用用证金额是是否在客户户授信额度度内，客户户授信是否否在授信有有效期内，，是否落实实了足额的的付款保证证，各有关关部门及有有权审批人人是否签署署意见。本业务信用用证金额USD360000.00在在USD1000000.00授信额额度内。任务2：第一步审核开证申申请书和其其他申请开开证材料4、审核开开证申请书书审核开证申申请书须经经申请人有有效签章。。开证申请书书如有更改改，应要求求申请人签签章确认。。开立信用证证指示必须须完整明确确，为防范范混淆误解解，开证行行应劝阻申申请人将过过多细节载载入信用证证。开证申请书上上的条款不能能相互矛盾。。任务2：第二步根据开开证申请书制制作MT700报文并办办理开证1、制作MT700报文文6月25日，，中国农业银银行浙江省分分行国际业务务部职员屠军军根据开证申申请书填制以以下信用证MT700报报文各项内容容。如果信用用证内容超过过MT700的容量，则则需增加MT701报文文。MT700MT700MT700MT7011、制作MT700报文文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE1306251、制作MT700报文文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE130625IRREVOCABLEIRREVOCABLETRANSFERABLEIRREVOCABLESTANDBY1、制作MT700报文文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE1306251、制作MT700报文文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE1306251、制作MT700报文文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN1、制作MT700报文文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN1、制作MT700报文文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN1、制作MT700报文文32B:CURRENCYCODE,AMOUNTUSD360000,0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ1101、制作MT700报文文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ1101、制作MT700报文文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ1101、制作MT700报文文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ1101、制作MT700报文文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT1309301、制作MT700报文文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT1309301、制作MT700报文文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT1309301、制作MT700报文文45A:DESCRIPTIONOFGOODS&/ORSERVICESSNET-HWELDINGMACHINE,24SETS,USD15000.00/SETCIFSHANGHAI,CHINA46A:DOCUMENTSREQUIRED1.SIGNEDCOMMERCIALINVOICEIN5COPIESINDICATINGL/CNO.ANDCONTRACTNO.MC20131062.PACKINGLIST5COPIESINDICATINGQUANTITY,GROSSANDNETWEIGHTSOFEACHPACKAGE.3.FULLSETOFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOORDERANDBLANKENDORSED,MARKED‘FREIGHTPREPAID’ANDNOTIFYAPPLICANT.1、制作MT700报文文45A:DESCRIPTIONOFGOODS&/ORSERVICESSNET-HWELDINGMACHINE,24SETS,USD15000.00/SETCIFSHANGHAI,CHINA46A:DOCUMENTSREQUIRED1.SIGNEDCOMMERCIALINVOICEIN5COPIESINDICATINGL/CNO.ANDCONTRACTNO.MC20131062.PACKINGLIST5COPIESINDICATINGQUANTITY,GROSSANDNETWEIGHTSOFEACHPACKAGE.3.FULLSETOFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOORDERANDBLANKENDORSED,MARKED‘FREIGHTPREPAID’ANDNOTIFYAPPLICANT.1、制作MT700报文文46A:DOCUMENTSREQUIRED4.CERTIFICATEOFQUALITYIN2COPIESISSUEDBYTHEMANUFACTURER.5.CERTIFICATEOFORIGININ1COPYISSUEDBYTHEMANUFACTURER.6.BENEFICIARY'SCERTIFIEDCOPYOFFAXSENDTOTHEAPPLICANTWITHINTHREEWORKINGDAYSAFTERSHIPMENTADVISINGL/CNO.,NAMEOFVESSEL,DATEOFSHIPMENT,NAME,QUANTITY,WEIGHTANDVALUEOFGOODS.7.BENEFICIARY’SCERTIFICATECONFIRMINGTHATONESETOFTHEABOVEMENTIONNON-NEGOTIABLEDOCUMENTSHAVEBEENSENTTOTHEAPPLICANTBYDHLWITHIN3WORKINGDAYSAFTERB/LDATE.1、制作MT700报文文47A:ADDITIONALCONDITIONS1.AFEEOFUSD50.00OREQUIVALENTWILLBEDEDUCTEDFROMTHEPROCEEDSFOREACHPRESENTATIONOFDISCREPANTDOCUMENTSUNDERTHISCREDIT.ACCEPTANCEOFANYDISCREPANTDOCUMENTSTHEREUNDERDOESNOWAYAMENDOURL/CCONDITION,EACHSETOFDOCUMENTSUNDERTHISL/CBEARINGSAMEDISCREPANCYWILLBEDETERMINEDONACASE-BY-CASEBASIS.2.DOCUMENTSPRESENTEDWITHDISCREPANCIESWILLBEREJECTED.WEWILLHOLDTHEDOCUMENTSUNTILWERECEIVEAWAIVERFROMTHEAPPLICANTANDAGREETOACCEPTITORRECEIVEYOURFURTHERINSTRUCTIONSPRIORTOAGREEINGTOACCEPTAWAIVER.3.PLSRELEASETHISL/CTOBENEFICIARYAFTERALLYOURADVISINGCOMMISSIONSCOLLECTED.1、制作MT700报文文71B:CHARGESALLBANKINGCHARGESOUTSIDETHEISSUINGBANKAREFORACCOUNTOFBENEFICIARY.48:PERIODFORPRESENTATIONDOCUMENTSMUSTBEPRESENTEDWITHIN15DAYSAFTERSHIPMENTDATE,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT1、制作MT700报文文71B:CHARGESALLBANKINGCHARGESOUTSIDETHEISSUINGBANKAREFORACCOUNTOFBENEFICIARY.48:PERIODFORPRESENTATIONDOCUMENTSMUSTBEPRESENTEDWITHIN15DAYSAFTERSHIPMENTDATE,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT(1)CONFIRM(2)MAYADD(3)WITHOUT1、制作MT700报文文78:INSTRUCTIONTOPAYING/ACCEPTING/NEGOTIATINGBANK1.ALLDOCUMENTSTOBESENTDIRECTLYTOTHEAGRICULTURALBANKOFCHINA,ZHEJIANGBRANCH,INTERNATIONALDEPT.,NO.30QINGCHUNROAD,HANGZHOU310012,P.R.CHINAINONELOTBYCOURIERSERVICE.2.WEWILLHONOURUPONRECEIPTOFTHESTIPULATEDDOCUMENTSWHICHCONSTITUTEACOMPLYINGPRESENTATION.3.THISCREDITISSUBJECTTOUCPDC(2007REVISION)ICCPUBLICATIONNO.600.1、制作MT700报文文78:INSTRUCTIONTOPAYING/ACCEPTING/NEGOTIATINGBANK1.ALLDOCUMENTSTOBESENTDIRECTLYTOTHEAGRICULTURALBANKOFCHINA,ZHEJIANGBRANCH,INTERNATIONALDEPT.,NO.30QINGCHUNROAD,HANGZHOU310012,P.R.CHINAINONELOTBYCOURIERSERVICE.2.WEWILLHONOURUPONRECEIPTOFTHESTIPULATEDDOCUMENTSWHICHCONSTITUTEACOMPLYINGPRESENTATION.3.THISCREDITISSUBJECTTOUCPDC(2007REVISION)ICCPUBLICATIONNO.600.寄单指示：应应明确寄单地地址、寄单次次数、寄单方方式（快邮寄寄单）。通常常情况下，大大额开证分两两次寄单。1、制作MT700报文文78:INSTRUCTIONTOPAYING/ACCEPTING/NEGOTIATINGBANK1.ALLDOCUMENTSTOBESENTDIRECTLYTOTHEAGRICULTURALBANKOFCHINA,ZHEJIANGBRANCH,INTERNATIONALDEPT.,NO.30QINGCHUNROAD,HANGZHOU310012,P.R.CHINAINONELOTBYCOURIERSERVICE.2.WEWILLHONOURUPONRECEIPTOFTHESTIPULATEDDOCUMENTSWHICHCONSTITUTEACOMPLYINGPRESENTATION.3.THISCREDITISSUBJECTTOUCPDC(2007REVISION)ICCPUBLICATIONNO.600.申请人指定通通知行：如果申请人人指定的通知知行为我行代代理行，则可可以；如果非非我行代理行行，应联系其其更改，如申申请人坚持使使用其指定的的，可选择我我行代理行进进行转通知，，但对由此引引起的延误和和费用我行不不负责。申请人未指定定通知行：选择受益人人所在地我行行境外分行或或代理行；如如受益人所在在地没有我行行境外分行或或代理行，可可选择通过邻邻近地区代理理行转通知。。选择通知行原原则：在一个国家家或许多代理理行可供选择择情况下，应应考虑代理行行的资信状况况，优先选择择资信较好、、服务优良的的代理行，同同时应符合我我行代理行营营销策略。2、选择通知行行登记：经办人员应应在业务处理理系统或进口口信用证业务务登记簿上进进行登记。登登记的主要内内容包括：经经办行、信用用证号、开证证申请人、通通知行、开证证日期、开证证币种和金额额等。复核：经办人员完完成MT700报文制作作后，将所有有开证材料交交复核人员进进行复核。复复核人员复核核无误并在有有关凭证上签签字后，按照照开证行内部部授权程序开开出信用证。。信开信用证证应由对外有有权签字人签签字后方可寄寄出。3、登记与复核核收费：经办人员按按开证行费率率表的收费标标准，收取开开证手续费、、邮电费及其其他相关费用用。如果信用用证规定某些些费用由受益益人承担，但但无法向受益益人收取时，，仍由申请人人承担。归档：信用证开出出后，按照一一证一档的原原则，将开证证相关材料归归档。信用证证档案已办包包括减免保证证金开证申批批表、开证申申请书、合同同副本及其附附属证明文件件、信用证留留底。4、收费与归档档9、静夜四无邻邻，荒居旧业业贫。。1月-231月-23Friday,January6,202310、雨中中黄叶叶树，，灯下下白头头人。。。00:40:4600:40:4600:401/6/202312:40:46AM11、以我我独沈沈久，，愧君君相见见频。。。1月-2300:40:4600:40Jan-2306-Jan-2312、故故人人江江海海别别，，几几度度隔隔山山川川。。。。00:40:4600:40:4600:40Friday,January6,202313、乍见翻翻疑梦，，相悲各各问年。。。1月-231月-2300:40:4600:40:46January6,202314、他乡生白白发，旧国国见青山。。。06一月月202312:40:46上上午00:40:461月-2315、比不了了得就不不比，得得不到的的就不要要。。。一月2312:40上上午1月-2300:40January6,202316、行动出成成果，工作作出财富。。。2023/1/60:40:4600:40:4606January202317、做前前，能能够环环视四四周；；做时时，你你只能能或者者最好好沿着着以脚脚为起起点的的射线线向前前。。。12:40:46上上午午12:40上上午00:40:461月-239、没没有有失失败败，，只只有有暂暂时时停停止止成成功功！！。。1月月-231月月-23Friday,January6,202310、很多多事情情努力力了未未必有有结果果，但但是不不努力力却什什么改改变也也没有有。。。00:40:4600:40:4600:401/6/202312:40:46AM11、成功