银行用语中英文对照

1、What kind of account did you have in your mind?你想开哪种帐户 ?Do you like to open a current account?你想开一个活期存款帐户吗 ?A deposit or current account?定期还是活期 ?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头 ?There's a service charge for the checking account but no charge for the savings.

2、支票户头要收服务费，现金户头不收。Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是 100 美圆。Five yuan is the minimum original deposit.最低起存款额是 5 元。You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以 50 美圆的起存额开立储蓄帐户。Even one yuan is all right.甚至一元也可以起存。Here is y

3、our pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a current account. 我想开一个活期存款帐户。I need a checking account so that I can pay my bill. 我需开个支票帐户，这样就能付帐。We'd li

4、ke to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。I have a checking account here. 我在这里有一个支票存款帐户。I think I'd like a deposit account. 我想要开个定期存款帐户。Can I open a current account here? 我能否在这儿开个活期存款帐户？I want to open a deposit account with you. 我要开个储蓄帐户。I'd like to open a deposit a

5、ccount with you.我想在你们这儿开个定期存款帐户。Could you tell me the difference between a savings account and a checking account?请告诉我储蓄存款与支票存款的区别好吗？Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。Will 100 yuan be enough for a minimum deposit?100 元作最低存款额够吗？I'd like to know whether a

6、 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户 200 元存款是否够。Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗？Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？How much does each account cost? 每个帐户要花多少钱？Useful Phrasescurrent deposit, current account 活期存款f

7、ixed deposit, fixed account定期存款joint account 联名存款帐户to open an account 开户头Board of Directors董事会President行长Executive Office经理办公室Personnel Dept.人事部General Affairs Dept.总务部Co-ordination & Planning Dept.综合计划部International Dept.国际业务部Overseas Branches Dept.海外部Foreign Exchange Dept.外汇资金部First Credit Dep

8、t.信贷一部Second Credit Dept.信贷二部Accounting Dept.财会部International Clearing Dept国际清算部Banking Dept.营业部Credit Card Dept.信用卡部General Auditing Dept.总稽核室Computer Center电脑部国际金融研究所信托咨询公司Institute of International FinanceTrust and Consultation Co.请入收款人的户号 account payee 请支付票款 advice to pay cheques 惠请通知该支票的经过 advi

9、se fate 金额有错误 accounts differ 文字与数字所记载金额不同 words and figures differ 签名有误 | 印鉴不符 signatures differ 请明天再次提出为荷 present again tomorrow 保证付款 good for payment 请照会发票人 refer to drawee (R.D.) 无交易 no account 款额不足 | 存款不足 not sufficient (N.S.)|no sufficient funds (N.S.F.)已无存款 no funds如支票不获兑现时 , 不必出具拒绝证书。notto b

10、e protested in case of dishonour|protest waived|no protest 需要出具拒绝证书 to be protested 没有通知 no advice 未受指示 no orders 禁止转让 | 不可转让 non-transferable|not transferable 已付款received payment|payment received 上开价金已收到value received|for value received 上开价金系经核算 value in account 上开金额与发票相同 value as per invoice 上开金额与

11、通知书相符 value as per advice 无追索权 without recourse 有追索权 | 偿还请求权 right of recourse 请求偿还清单 | 清偿帐户 recourse account 偿还准备金 recourse fund 拒绝偿还 | 拒绝追索 recourse repudiation付款方法mode of payment现金付款payment by cash|cash payment|payment by ready cash以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清|

12、 支付全部货款payment in full|full payment支付部分货款 | 分批付款payment in part|part payment|partial payment记帐付款 | 会计帐目内付款payment on account定期付款payment on term年分期付款annual payment月分期付款monthly payment|monthly instalment延滞付款payment in arrear预付货 | 先付payment in advance|prepayment延付货款deferred payment立即付款prompt payment|im

13、mediate payment暂付款suspense payment延期付款delay in payment|extension of payment支付票据payment bill名誉支付 | 干与付款payment for honour|payment by intervention结帐| 清算| 支付settlement分期付款instalment滞付| 拖欠| 尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to pay|to make payment|to make effect payment结帐to settle|to make

14、settlement|to make effect settlement|to square|to balance支出| 付款to defray|to disburse结清to clear off|to pya off请求付款to ask for payment|to request payment恳求付帐to solicit payment拖延付款to defer payment|to delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款相当迅速to pay moderately

15、well|to pay fairly well|to keep the engagements regularly付款相当慢to pay slowly|to take extended credit付款不好to pay badly|to be generally in arrear with payments付款颇为恶劣to pay very badly|to never pay unless forced拒绝付款to refuse payment|to refuse to pay|to dishonour a bill相信能收到款项We shall look to you for the p

16、ayment|We shall depend upon you for the payment |We expect payment from you惠请付款kindly pay the amount|please forward payment|please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take the necessary steps to legally recover the amount. |I shall becompelled to take steps to enforce payme

17、nt.惠请宽限 let the matter stand over till then.|allow me a short extension of time. |Kindly postponethe time for payment a little longer.索取利息to charge interest附上利息to draw interest|to bear interest|to allow interest生息to yield interest生息 3%to yield 3%存款to deposit in a bank|to put in a bank|to place on de

18、posit|to make deposit在银行存款to have money in a bank|to have a bank account|to have money on deposit向银行提款to withdraw one's deposit from a bank换取现金to convert into money|to turn into cash|to realize折扣用语从价格打 10% 的折扣to make a discount of 10% off the price|to make 10% discount off the price打折扣购买to buy a

19、t a discount打折扣出售to sell at a discount打折扣 - 让价to reduce|to make a reduction减价to deduct|to make a deduction回扣to rebate现金折扣cash discount货到付款 | 现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价 | 最低价格付现net cash现金付款ready cash即期付款spot cash|cash down|cash on the nail凭单据付现款cash against docu

20、ments凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents against payment (D/P)折扣例文除非另有说明 , 30 日后全额付现 , 如有错误 , 请立即通知。Net cash 30 days unless specified otherwise. Advise promptly if incorrect.付款条件 : 30 日后全额付现 , 10 日后付现打 2%折扣, 过期后付款时 , 加上利率为 6% 的利息。Terms, net cash 30 d

21、ays, or, less 2% 10 days. Interest charged at the rate of 6% aftermaturity.付款条件 : 月底后 10 日后付现 2%折扣 , 现在付现 3%折扣, 否则, 全额付现。Terms: 2%, 10 days E.O.M., or 3% cash, otherwise strictly net.汇款用语汇款| 寄钱to remit|to send money寄票供取款 | 支票支付to send a cheque for payment寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign B

22、ill国内汇票inland Bill跟单汇票documentary bill空头汇票 accommodation bill 原始汇票 original bill改写| 换新票据renewed bill即期汇票sight bill|bill on demand日后付款月后付款. days after date|. days' after date . months after date|. months' after date .见票后 . 日付款. days' after sight|. days' sight见票后 . 月付款. months' aft

23、er sight|. months' sight同组票据set of bills单张汇票sola of exchange|sole of exchange远期汇票usance bill|bill at usance长期汇票long bill短期汇票short bill逾期汇票overdue bill宽限日期days of grace电汇telegraphic transfer (T.T)邮汇postal order|postal note (Am.)|post office order|money order本票promissory note (P/N)押汇负责书 | 押汇保证书let

24、ter of hypothecation副保|抵押品 |付属担保物collateral security担保书trust receipt|letter of indemnity承兑 | 认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditional acceptance部分认付partial acceptance拒付| 退票dishonour拒绝承兑而退票dishonour by non-acceptance由于存款不足而退票dihonour by non-payment提交presentation背书en

25、dorsement|indorsement无记名背书general endorsement|blank endorsement记名式背书special endorsement|full endorsement附条件背书conditional endorsement限制性背书restrictive endorsement无追索权背书endorsement without recourse期满| 到期maturity托收collection新汇票 | 再兑换汇票re-exchange|re-draft外汇交易exchange dealing|exchange deals汇兑合约exchange c

26、ontract汇兑合约预约forward exchange contract外汇行情exchange quotation交易行情表course of exchange|exchange table汇价 | 兑换率exchange rate|rate of exchange官方汇率official rate挂牌汇率 | 名义汇率nominal rate现汇汇率spot rate电汇汇率 | 电汇率 |T.T. rate|telegraphic transfer rate兑现率 | 兑现汇率demand rate长期汇率long rate私人汇票折扣率rate on a private bill远

27、期汇票兑换率forward rate套价|套汇汇率 |裁定外汇行情cross rate付款汇率pence rate当日汇率 | 成交价currency rate套汇| 套价| 公断交易率arbitrage汇票交割 | 汇票议付negotiation of draft交易人 | 议付人negotiator票据交割 | 让与支票票据议付to negotiatie a bill折扣交割 | 票据折扣to discount a bill票据背书to endorse a bill应付我差额 51,000 美元a balance due to us of $51,000|a balance in our

28、favour of $ 51,000收到汇款to receive remittance填写收据to make out a receipt换钱Please tell me how much you want to change. 请告诉我你要换多少。How much of the remittance do you want to convert into Japanese yen? 你要把多少汇款换成日圆？What kind of currency do you want? 要哪种货币？What's it you wish to change? 你有什么要换的？What kind of

29、 currency do you want to change? 要换哪种货币？In what denominations?要什么面值的？Please tell me what note you want. 请告诉我要什么钞票。Will seven tens be all right?7张10 元的可以吗？Is it in traveler's cheques?换旅行支票吗？I'd like to know how I shall give it to you. 我想知道如何付钱给你。How would you like it?你要什么面额的？Would you kindly

30、sign the exchange form, giving your name and address? 请在兑换单上签字，写出你的姓名和地址，好吗？ Can you change me some money, please?能否请你给我兑换一些钱？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。fourWould you please give me seven five-pound notes, four p

31、ound notes and ten-shilling notes, and the rest in small change.请你给我 7 张5 镑纸币， 4 张1 镑纸币， 4张 10 先令纸币，剩下的要零票。Would you mind giving me the six pence in coppers? 劳驾给我 6 便士的铜币。I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。Could you change these French f

32、rancs for me? 能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs? 能否给我 100 美圆的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars. 我想把全部汇款换成美圆。I'd like some coins for this note. 我想把这张纸币换成硬币。I'd like to break this 50 dollar note. 我想把这张 50 美圆纸币换开。Five twentie

33、s and ten singles, please.请给我 5 张 20 元和 10 张一元的。I need 300 dollars in 100-dollar cheques.我要 300 美圆票面为 100 美圆的支票。I hope you'll give me ten traveler's cheques of 100 dollars each. 我希望给我 10 张面额为 100 美圆的旅行支票。In fives, please.请给我 5 元票面的。Could you give me some small notes? 给我一些小票好吗？Useful Words an

34、d Phrases currency, money 货币 money changing 兑换货币 an exchange form 兑换单 bank note 钞票 note of large denomination 大票 note of small denomination 小票 small change 零钱 subsidiary money 辅币 nickel piece 镍币 plastic currency notes 塑料钞票 convertible money 可兑换（黄金）纸币How much do you want to deposit with us? 你想在我们这存多少

35、？How much do you wish to pay into your account? 你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account? 你有多少钱要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-k

36、eeping.我认为你可把钱存入银行，或留在银行暂保管起来。Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？I want to deposit 300 yuan in my account. 我想在我的户头上存 300 元。I want to deposit these cheques in

37、my account. 我想把这些支票存在我的户头上。I'd like to pay 200 yuan into my deposit account. 我想在在我的定期存款户头上存 200 元。I want to deposit my paycheck. 我想存入我的工资支票。I'd like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。Will you please cash this traveler's cheque? 请兑现这张旅行支票好吗？I'd like to cash this

38、money order . 我想兑现这张汇款单。I want to cash the balance of a traveler's letter of credit. 我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗？Could you tell me how much the checks cost? 请告诉我这些支票要花多少钱？What if I overdraw? 如果透支了怎么办？Please sign your name on the bottom line

39、 if you want to cash the check. 如果想兑支票，请在底线上签名。Please write your account number on the back of the check. 请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan. 我们承兑这张支票的透支额只有 5 元。Please endorse the cheque. 请背签这张支票。The traveler's checks cost 1.5% of the total amount of purchase. 旅行支

40、票手续费是购买总额的 1.5% 。Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现 支票，就不可打叉线。Each cheque you write will cost 2 dollars. 你每开一张支票将花 2 美圆。Useful Words an

41、d Phrases account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endor

42、ser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for tran

43、sfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credi

44、t card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque

45、 stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行National City Bank of New York 花旗银行汇丰银行麦加利银行中央银行Hongkong Shanghai

46、 Banking Corporation Chartered Bank of India, Australia and China Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银

47、行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行

48、trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company)商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land ba

49、nk 土地银行construction bank 建设银行industrial and commercial bank工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, acc

50、epting bank承兑银行investment bank 投资银行import and export bank (EXIMBANK)进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledg

51、er 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐国际收支journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货

52、收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment favourable balance 顺差adverse balance 逆差 hard currency 硬通货soft currency 软通货international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross pro

53、duct 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency （exchange） reserve 外汇储备 foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate,

54、 bank rate 贴现率gold reserve 黄金储备money (financial) market金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours营业时间开户What

55、 kind of account did you have in your mind?你想开哪种帐户 ?Do you like to open a current account? 你想开一个活期存款帐户吗 ?A deposit or current account?定期还是活期 ?Please tell me how you would like to deposit your money. 请告诉我你想存何种户头 ?There's a service charge for the checking account but no charge for the savings. 支票户

56、头要收服务费，现金户头不收。Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是 100 美圆。Five yuan is the minimum original deposit.最低起存款额是 5 元。You can open a savings account at any time with an initial deposit of 50 dollars. 你可随时以 50 美圆的起存额开立储蓄帐户。Even one yuan is all right. 甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失