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1、1 保险英语Insurance Policy (or Certificate)1.Risks & Coverage 险别(1) free from particular average (F.P.A.)平安险(2) with particular average (W.A.)(3) all risk(4) total loss only (T.L.O.)全损险(5) war risk 战争险(6) cargo(extended cover)clauses(7) additional risk 附加险(8) from warehouse to warehouse clauses仓至仓条款

2、(9) theft,pilferage and nondelivery (T.P.N.D.)盗窃提货不着险(10) rain fresh water damage 淡水雨淋险(11) risk of shortage 短量险(12) risk of contamination 沾污险(13) risk of leakage 渗漏险(14) risk of clashing & breakage碰损破碎险(15) risk of odour 串味险2(16)damage caused by sweating and/or heating 受潮受热险(17) hook damage 钩损险

3、包装破裂险罢工、暴动、民变险(18) loss and/or damage caused by breakage of packing(19) risk of rusting 锈损险(20) risk of mould 发霉险(21) strike, riots and civel commotion (S.R.C.C.)(22) risk of spontaneous combustion 自燃险(23) deterioration risk腐烂变质险(24) inherent vice risk内在缺陷险(25) risk of natural loss or normal loss途耗或

4、自然损耗险(26) special additional risk特别附加险(27) failure to delivery 交货不到险(28) import duty 进口关税险(29) on deck 仓面险(30) rejection 拒收险(31) aflatoxin 黄曲霉素险(32) fire risk extension clause-for storage of cargo at destination Hongkong, includingKowloon, or Macao3(33)survey in customs risk 海关检验险(34) survey at jett

5、y risk 码头检验险(35) institute war risk学会战争险(36) overland transportation risks 陆运险(37) overland transportation all risks 陆运综合险(38) air transportation risk 航空运输险(39) air transportation all risk航空运输综合险(40) air transportation war risk航空运输战争险(41) parcel post risk 邮包险(42) parcel post all risk邮包综合险(43) parcel

6、 post war risk邮包战争险(44) investment insurance(political risks)(45) property insurance 财产保险(46) erection all risks 安装工程一切险(47) contractors all risks 建筑工程一切险 The stipulations for insurance 保险条款(1) marine insurance policy 海运保险单(2) specific policy 单独保险单(3) voyage policy 航程保险单 4(4)time policy期限保险单(5) floa

7、ting policy (or open policy) 流动保险单(6) ocean marine cargo clauses海洋运输货物保险条款(7) ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款(8) ocean marine cargo war clauses海洋运输货物战争险条款(9) ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10) overland transportation insurance clauses (train

8、, trucks)陆上运输货物保险条(11) overland transportation insurance clauses (frozen products) 陆上运输冷 藏货物保险条款(12) air transportation cargo insurance clauses航空运输货物保险条款(13) air transportation cargo war risk clauses 航空运输货物战争险条款(14) parcel post insurance clauses邮包保险条款(15) parcel post war risk insurance clauses邮包战争保险

9、条款(16) livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17) risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保险(18) marine insurance policies or certificates in negotiable form, for110% full CIF invoice coveringthe risks of War & W.A. as per the Pe

10、ople's Insurance Co. of China 5dated 1/1/1976. with extended cover up to Kuala Lumpur with claims p ayable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976 年 1 月 1(19) insurance policy or certificate settling agent's name

11、 is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue10-17% 可在本证金额以外支 付(20) insurance policy (certificate) Name of Assured to be showed: A.B.C.Co. Ltd.保险单或凭证作成以 A.B.C. 有限公司为被保险人(21) insurance policy or certificate covering W.A. (or

12、F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981 保险单或凭证根据中国人民保险公司 1981 年 1 月 1 日的海洋运输货物保险条款和海洋(22) insurance policy/certificate covering all war mines risks 保险单 / mines(23) W.A. this insurance

13、 must be valid for period of 60 days after the discharge of goods水渍险在货物卸船后 60 天有效6(24) in triplicate covering all risks and war risks including W.A. and breakage in excess offive per cent on the whole consignment and including W/W up to buye r's godown in Penang5%(25) Insurance policy issued of

14、endorsed to order for the face value of invoiceplus 10% covering including war with 15 days after arrival ofgoods at destination, only against FPA and T.P.N.D.按发票面值加 10%货物到达目的地后 15(26) Insurance policy or certificate issued by an insurance Co. with W.P.A. Clause covering the merchandise for about 10

15、% above the full invoice value including unlimited transhipment with claims payable at Singapore 由保险公司签发的保险单或凭证按发票 总金额另加 10%(27) covering all eventual risks 投保一切以外风险(28) covering all marine risks 投保一切海运风险(29) Marine insurance policy including“ both ot blame ”collision clauses and fully covering the

16、shipment 海运保险单包括负责船舶互撞 条款和全部货载(30) insurance including deviation clauses保险包括绕道条款(31) Covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated 7切险(32) Covering air transportation all risk as

17、per air transportation cargo insurance clauses of P.I.C.C. 按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空 运输一切险(33) Insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's In

18、surance Company of China dated保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮 包一切险和邮包战争险(34) covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and airtransportation cargo war risk cla

19、uses of the People's Insurance Compan y of China dated 按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及 海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35) covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated按照中国人民保险公

20、司×年×月×(36) covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Ins

21、urance Company of China dated8 以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37) including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment 包括短量损失有 0.5% 0.5%(38) including risk of breakage and clashing 包括破裂或凹瘪险(39) including risk of chipping & denting 包括碎裂或凹弯险(40) includin

22、g risk of bad odour包括恶味险(41) including damage by hooks, oils, muds and contact with other cargo(insured value)(42) including damage caused by rain fresh and/or water, internal combustion(total or partial loss)(43) including loss and/or damage caused by sea water, fresh-water, acid,grease 包括海水、淡水、酸蚀、

23、油脂所致的损失(44) including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing(45) including damage caused by infestation mould 包括虫蛀霉烂的损失(46) including damage due to rough handling during transit subject to C.T.C.按照中国保险条款包括运输途中操作不当所致的损失9(47)including los

24、s and/or damage from any external cause as per CIC按照中国保险条款 包括外来原因所致的损失(48) including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蚀造成 的损失(49) excluding risk of breakage 不包括破碎险(50) including the breakage does not cover the goods remarked in th invoice as originally damage(51) excluding natural loss in weight不包括途耗短量的损失(52) including 60 days after discharge of the goods at port of destination (or at station of destination)subject to C.T.C.60 天为止(53) Including W.A. & risk of fire for 60 days in customs warehouse after dischargeof the goods

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