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思考 情緒 創新 合作 40 15 20 25 投资组合进一步优化 备注1 含外币资产境外股权投资 股权投资 股票等渠道含有一定市场风险 债券 定期存款 现金 现金等价物及其它 证券投资基金 股票 1 2006年上半年 2005年底 变化 51 7 33 4 6 9 6 8 1 2 54 1 28 7 8 4 5 3 3 5 2 4 4 7 1 5 1 5 2 3 投资资产 增长率 35 9 净投资收益 人民币百万 投资收益率 3 86 4 24 上半年投资收益率 45 5 20bp 人民币百万 不断巩固的分销渠道 个人代理人 直销人员 建立大客户经理团队和专业化职场营销团队 并进行专门培训 提升直销人员素质大力发展员工福利计划 深度开发客户资源 中介渠道 加强风险型期缴业务的销售力度推行金融理财师资格认证培育服务高端客户的理财经理队伍 深度开发高端客户资源 提高效能巩固创新 通过授予股票增值权 举办营销十周年庆典等激励活动提升队伍的忠诚度和凝聚力持续推广旨在改善销售业绩的金鼎工程 有效增强了队伍的销售能力和团队管理深入推广国际品质 IQA 和产能 IAP 奖双认证活动 继续提升个人代理人的业务品质 偿付能力充足 备注 偿付能力根据保监会要求按照中国会计准则计算并实施实际偿付能力为中国会计准则下的认可资产减去认可负债中国人寿的最低偿付能力额度主要取决于中国会计准则下的保险准备金和净风险保额 人民币百万 偿付能力比率 偿付能力额度 费用控制卓显成效 综合成本控制率持续下降 管理费与展业相关费用占总收入的比例 管理费与展业相关费用 人民币百万 保费收入强劲增长 增长率 28 1 总保费及首年保费 总保费及保单管理费收入 人民币百万 28 4 首年保费 38 994 50 241 增长率 28 8 人民币百万 3DPPT素材 ElectronicDecisionMaking E mail E board ScheduleManagement MIS NameCardManagement CareerManagement HumanRelationshipManagement Survey messenger Solution Service eagleOffice GWeagleOffice Organization Planning Public 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