2025版企业信用贷款还款协议书范本4篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025版企业信用贷款还款协议书范本合同目录第一章合同订立依据与目的1.1合同订立依据1.2合同目的第二章当事人信息2.1贷款人信息2.2借款人信息2.3保证人信息（如有）第三章贷款金额及利率3.1贷款本金3.2利率及计息方式3.3还款期限第四章贷款用途4.1贷款用途说明4.2贷款使用监控第五章还款方式5.1还款计划5.2还款账户5.3逾期还款处理第六章贷款担保6.1担保方式6.2担保物价值及处置6.3担保责任第七章信用风险及违约责任7.1信用风险承担7.2违约责任7.3诉讼管辖第八章合同解除与终止8.1合同解除条件8.2合同终止条件8.3解除或终止程序第九章合同争议解决9.1争议解决方式9.2争议解决机构9.3争议解决程序第十章合同生效与修改10.1合同生效条件10.2合同修改程序第十一章合同附件11.1附件一：贷款合同11.2附件二：担保合同（如有）11.3附件三：其他相关文件第十二章合同份数及送达12.1合同份数12.2合同送达方式12.3合同送达地址第十三章其他约定13.1法律效力13.2合同语言13.3其他约定事项第十四章合同签署14.1签署日期14.2签署地点14.3签署人签名盖章合同编号_________第一章合同订立依据与目的1.1合同订立依据本合同依据《中华人民共和国合同法》、《中华人民共和国贷款通则》及相关法律法规订立。1.2合同目的本合同旨在明确贷款人、借款人和保证人（如有）之间的权利义务关系，确保贷款按时、足额归还，保障各方合法权益。第二章当事人信息2.1贷款人信息贷款人全称：____________________贷款人地址：____________________贷款人法定代表人：________________2.2借款人信息借款人全称：____________________借款人地址：____________________借款人法定代表人：________________2.3保证人信息（如有）保证人全称：____________________保证人地址：____________________保证人法定代表人：________________第三章贷款金额及利率3.1贷款本金贷款本金为人民币____________元整。3.2利率及计息方式贷款利率为____________%，计息方式为____________。3.3还款期限贷款期限为____________年，自____________年____________月____________日起至____________年____________月____________日止。第四章贷款用途4.1贷款用途说明借款人承诺将贷款用于____________。4.2贷款使用监控贷款人有权对贷款使用情况进行监督，借款人应配合贷款人的监督工作。第五章还款方式5.1还款计划还款日期：____________还款金额：____________5.2还款账户借款人应指定一个还款账户，并将还款款项划入该账户。5.3逾期还款处理如借款人逾期还款，贷款人有权按照合同约定采取相应措施，包括但不限于：（1）收取逾期利息；（2）提前收回贷款；（3）依法追究借款人的法律责任。第六章贷款担保6.1担保方式借款人提供____________作为贷款担保。6.2担保物价值及处置担保物的价值为____________元，贷款人有权在借款人违约时处置担保物。6.3担保责任保证人应承担连带责任，保证借款人按时偿还贷款本金及利息。第七章信用风险及违约责任7.1信用风险承担借款人应承担贷款信用风险，如因借款人原因导致贷款无法收回，借款人应承担全部责任。7.2违约责任（1）支付贷款人合理的违约金；（2）赔偿贷款人因此遭受的损失；（3）承担因违约行为产生的其他法律责任。7.3诉讼管辖本合同产生的争议，双方应协商解决；协商不成的，任何一方均可向贷款人所在地人民法院提起诉讼。第八章合同解除与终止8.1合同解除条件（1）借款人未按时履行还款义务，经催告后仍不履行；（2）借款人提供虚假信息或隐瞒重要事实，导致贷款人遭受损失；（3）借款人违反合同约定的贷款用途；（4）发生不可抗力事件，导致合同无法履行。8.2合同终止条件（1）贷款本金及利息全部偿还完毕；（2）合同约定的贷款期限届满；（3）双方协商一致解除合同。8.3解除或终止程序任何一方要求解除或终止合同时，应提前通知对方，并按照合同约定办理相关手续。第九章合同争议解决9.1争议解决方式本合同争议应通过友好协商解决；协商不成的，任何一方均可向贷款人所在地人民法院提起诉讼。9.2争议解决机构如双方同意，可指定仲裁委员会作为争议解决机构。9.3争议解决程序争议解决程序应遵循仲裁委员会的仲裁规则。第十章合同生效与修改10.1合同生效条件本合同自双方签字盖章之日起生效。10.2合同修改程序对本合同的任何修改，必须以书面形式，并由双方签字盖章后生效。第十一章合同附件11.1附件一：贷款合同11.2附件二：担保合同（如有）11.3附件三：其他相关文件第十二章合同份数及送达12.1合同份数本合同一式_________份，各方各执_________份。12.2合同送达方式合同送达方式为_________，送达地址为_________。12.3合同送达地址贷款人地址：____________________借款人地址：____________________保证人地址（如有）：____________________第十三章其他约定13.1法律效力本合同受中华人民共和国法律管辖，并具有法律效力。13.2合同语言本合同使用中文书写。13.3其他约定事项_________。第十四章合同签署14.1签署日期____________年____________月____________日14.2签署地点____________14.3签署人签名盖章贷款人（盖章）：____________________法定代表人（签字）：____________________借款人（盖章）：____________________法定代表人（签字）：____________________保证人（盖章）：____________________法定代表人（签字）：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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