2023标准住房公积金贷款合同范本

2024标准住房公积金贷款合同范本中文版：2024标准住房公积金贷款合同本合同由以下各方就$$年$$月$$日的住房公积金贷款事宜达成协议。贷款人：姓名：身份证号码：：联络：住房公积金账号：借款人：姓名：身份证号码：：联络：住房公积金账号：借款金额：贷款期限：贷款利率：还款方式：1.贷款用处借款人承诺将所借款项用于购置合法所有权单位或个人住房。2.贷款条件2.1借款人必须是本市户籍居民，且名下没有其他住房。2.2借款人必须符合住房公积金管理委员会的贷款条件。2.3贷款人承诺提供真实、准确的相关贷款材料。3.还款方式3.1借款人同意每月按照贷款合同约定的金额向贷款人归还借款本金和利息。3.2还款方式可选择等额本息还款法或等额本金还款法。借款人应在贷款合同中明确选择还款方式，并按照约定履行还款义务。4.贷款利率4.1贷款利率根据住房公积金管理委员会的规定进展调整。4.2贷款利率的调整将根据市场利率和央行政策进展。5.贷款期限与提早还款5.1贷款期限根据住房公积金管理委员会的规定进展确定。5.2借款人有权提早还款，但应支付相应的提早还款费用。6.借款人的权利和义务6.1借款人有权知悉贷款的详细情况，包括贷款利率、还款方式、贷款余额等。6.2借款人有义务按照贷款合同的约定履行还款义务，并保证提供的材料真实、准确。6.3借款人有义务保护住房公积金账号平安，不得将账号信息泄漏给别人。7.贷款人的权利和义务7.1贷款人有权根据市场情况调整贷款利率。7.2贷款人有权要求借款人向其提供相关贷款材料，并有权核查材料的真实性。7.3贷款人有义务保护借款人的贷款信息和个人隐私。8.违约责任8.1假设借款人违背本合同约定未按时归还贷款本金和利息，那么贷款人有权要求借款人支付逾期费用。8.2假设借款人严重违背本合同约定，致使贷款人无法收回贷款，那么贷款人有权采取法律措施追究借款人的法律责任。9.争议解决本合同在履行过程中如发生争议，各方应积极通过协商解决。如协商无果，那么应向有管辖权的人民法院提起诉讼。本合同以中文书写，并由各方共同持有一份，具有同等效力。贷款人签名：日期：借款人签名：日期：英文版：SleStandardHousingProvidentFundLoanContract2024Thiscontractisenteredintobythefollowingpartiesonthe$$dayof$$,$$regardingthehousingprovidentfundloanmatter.Lender:Name:IDnumber:Contactaddress:Contactnumber:Housingprovidentfundaccount:Borrower:Name:IDnumber:Contactaddress:Contactnumber:Housingprovidentfundaccount:Loanamount:Loanterm:Loaninterestrate:Repaymentmethod:1.LoanPurposeTheborrowerundertakestousetheloanforthepurchaseoflegalownershipofresidentialunitsorindividuals.2.LoanConditions2.1Theborrowermustbearesidentwithhouseholdregistrationinthiscityanddoesnotownanyotherhousing.2.2TheborrowermustmeettheloanconditionssetbytheHousingProvidentFundManagementmittee.2.3Thelenderpromisestoprovidetrueandaccurateloandocuments.3.RepaymentMethod3.1Theborroweragreestorepaytheprincipalandinterestoftheloantothelendermonthlyaccordingtotheagreedamountintheloancontract.3.2Therepaymentmethodcanbechosenasequalmonthlyinstallmentrepaymentorequalprincipalrepayment.Theborrowershouldclearlyindicatethechosenrepaymentmethodintheloancontractandfulfilltherepaymentobligationaccordingly.4.LoanInterestRate4.1TheloaninterestratewillbeadjustedaccordingtotheregulationsoftheHousingProvidentFundManagementmittee.4.2Theadjustmentoftheloaninterestratewillbebasedonmarketratesandcentralbankpolicies.5.LoanTermandEarlyRepayment5.1TheloantermwillbedeterminedaccordingtotheregulationsoftheHousingProvidentFundManagementmittee.5.2Theborrowerhastherighttomakeearlyrepayment,butshouldpaythecorrespondingearlyrepaymentfee.6.RightsandObligationsoftheBorrower6.1Theborrowerhastherighttoknowthespecificdetailsoftheloan,includingtheloaninterestrate,repaymentmethod,loanbalance,etc.6.2Theborrowerhastheobligationtofulfilltherepaymentobligationasagreedintheloancontractandensuretheauthenticityandaccuracyoftheprovidedmaterials.6.3Theborrowerhastheobligationtoprotectthesecurityofthehousingprovidentfundaccountandshallnotdisclosetheaccountinformationtoothers.7.RightsandObligationsoftheLender7.1Thelenderhastherighttoadjusttheloaninterestrateaccordingtomarketconditions.7.2Thelenderhastherighttorequiretheborrowertoproviderelevantloandocumentsandhastherighttoverifytheauthenticityofthedocuments.7.3Thelenderhastheobligationtoprotecttheloaninformationandpersonalprivacyoftheborrower.8.BreachofContractLiability8.1Iftheborrowerfailstorepaytheloanprincipalandinterestontimeinviolationofthecontract,thelenderhastherighttorequesttheborrowertopayoverduefees.8.2Iftheborrowerseriouslyviolatesthecontract,causingthelenderunabletorecovertheloan,thelenderhastherighttotakelegalmeasurestopursuetheborrower'slegalliability.9.DisputeResolutionIfanydisputearisesduringtheperformanceofthiscontract,thepartiesshallactivelyresolveitthroughnegotiation.Ifthenegotiationfails,thedisputeshallbesubmitt