The-Boy-and-the-Bank-Off教学讲解课件

The-Boy-and-the-Bank-Off教学讲解课件Weknowtherearealotofbanksaroundus,sohowmanydoyouknowandwhatarethey?WeknowtherearealotofbanTalkabouttheEnglishtranslationofthefollowingbanksnamewithyourpartner

中国银行

中国人民银行

中国工商银行中国农业银行

中国建设银行

中国邮政储蓄银行

中国农业发展银行

中国光大银行

中国民生银行

中国中信银行

中国招商(商业)银行

TalkabouttheEnglishtranslaEnglishnamesforbanksinchina:

中国银行

BankofChina中国人民银行

ThePeople'sBankofChina中国工商银行IndustrialandCommercialBankofChina中国农业银行

AgriculturalBankofChina中国建设银行

ChinaConstructionBank中国邮政储蓄银行

PostalSavingsBankofChina

中国农业发展银行

AgriculturalDevelopmentBankofChina中国光大银行

ChinaEverbrightBank中国民生银行

ChinaMinshengBankingCorp.,LTD中国中信银行

ChinaCiticBank中国招商(商业)银行

ChinaMerchantsBankEnglishnamesforbanksinchiHowdoyoufeelaboutBank?中国建设银行（CCB）：存存不?=ChinaConstructionBank

中国银行（BC）：不存!(BOC:别零存!)=BankofChina

中国农业银行（ABC）：啊,不存!=AgriculturalBankofChina

中国工商银行（ICBC）：爱存不存！=IndustrialandCommercialBankofChina

民生银行（CMSB）：存么?傻B!=ChinaMinshengBank

招行（CMBC）：存么?白痴!=ChinaMerchantsBank

兴业银行（CIB）：存一百=ChinaIndustrialBank

国家开发银行（CDB）：存点吧!=ChinaDevelopmentBank

汇丰银行（HSBC）：还是不存!=TheHongKongandShanghaiBankingCorporation

HowdoyoufeelaboutBank?中国建Usefulvocabularyofbanking:openanaccount开个帐户closeanaccount关闭帐户pay/settleone’saccount付/结帐savingsaccount储蓄帐户depositaccount

定期存款帐户checking/currentaccount活期存款帐户savingsbank储蓄银行savingsaccountbook储蓄帐户存折depositmoneyinthebank存钱withdrawmoneyfromthebank取钱balance结余interest利息rateofinterest利息率exchangerate外汇兑换率denomination面额ATM–automatedtellermachine自动取款（出纳）机Usefulvocabularyofbanking:o7drawing-outslip取款单

thenumberslip号码牌

awithdrawalform取款单

tofillinthereceipt

[rɪ'siːt]induplicate['djuːplɪkət]

一式两份填这张收据

teller,cashier

[kæ'ʃɪə]

出纳accountnumber帐目编号

depositor存户

pay-inslip存款单

adepositform存款单

abandingmachine自动存取机

deposit存款

depositreceipt存款收据

privatedeposits私人存款

certificateofdeposit存单

depositbook,passbook存折7drawing-outslip取款单

thenumcreditcard信用卡

principal本金

overdraft,overdraw透支

tocountersign双签

tocash兑现

tohonoracheque兑付

todishonoracheque拒付

tosuspendpayment止付creditcard信用卡

principal本金cheque,check支票

chequebook支票本

ordercheque记名支票

bearercheque不记名支票

blankcheque空白支票

rubbercheque空头支票

chequestub,counterfoil['kaʊntəfɔɪl]票根

cashcheque现金支票

traveler'scheque旅行支票

chequefortransfer转帐支票cheque,check支票

chequebook支buyingrate买进价格

sellingrate卖出价格

exchangetable,conversiontable汇兑换算表

foreignexchange外汇

exchangerate外汇率

conversionrate折合率

foreignexchangerestriction外汇限额

foreignexchangequotations外汇行情

buyingrate买进价格

sellingrateBackground:BanksBanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundalltheirgoldandbeganleavingtheirmoneywiththegoldsmith.TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.This14thcenturypaintingdepictspeopledepositingandwithdrawingmoneyinanItalianbank.

Background:BanksBanksfirsteBackground: Banks

HISTORYOFBANKSFunctionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.Claytabletsdatedfromabout2000BCindicatethattheBabylonians巴比伦人depositedpersonalvaluablesforaservicechargeofone60thoftheirworth.Interestchargesonloansranashighasonethird.ThewidespreadcommerceofRomerequiredawell-developedbankingsystem.RomanauthoritiessetasidetheStreetofJanusintheForumformoneychangers.Theseindividualsnotonlyboughtandsoldforeigncoins;theyaccepteddeposits,madeloans,issuedbillsofexchangeandbillsofcredit(similartotoday'schecks),andboughtmortgages.Background: Banks

HISTORYOFBHistoryofBanksTheJustinianCode东罗马帝国皇帝ofthe6thcentury

ADincludedlawsthatgovernedthe

lendingandtradinginmoney.DuringMiddleAgesbankingactivitieswere

curbed抑制bysevererestrictionsonlending

practices.Butduringtheearly

Renaissance,asinternationaltraderevived,Italianmoneychangersonce

againappeared.Theydidbusinessin

thestreetsfromabench(bancainItalian;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedicifamily.

美第奇家族(历史上一显赫的意大利贵族家庭)A16th

centurypaintingdepictsamoneychangerandhiswifeHistoryofBanksTheJustinian

Background: BanksBankingasitisnowpracticeddatesfromtheBancodiRialto[rɪ'æltəʊ]里亚尔托岛,foundedinVenicein1587.Itaccepteddemanddepositsandpermitteddepositorstotransfertheircreditsbychecks.Itcouldnotmakeloans,however,orpayinterestondeposits.Itsserviceswerefreesinceitsexpenseswerepaidbythecity.TheBancoGirowasformedinVenicein1619.Thetwobanksmergedin1637andcontinuedtooperateunderthenameBancoGirountilNapoleonliquidated停业清理itin1806.BuiltinthestyleofancientGreektemple,theBankofUnitedStateshaditsheadquartersinPhiladelphia.Itwasthenation’sfirstexperimentwithcentralbanking

Background: BanksBankingas

Background: Banks

WiththegrowthofcommerceandtradeinNorthernEurope,theNetherlandsbecameaninternationalfinancialcenter.TheBankofAmsterdamwasorganizedin1609.Achartered特许的publicbankwasopenedinSwedenin1656.Itwasprobablythefirstfinancialinstitutionintheworldtoissuestandard-sizepayable-on-demandbankbills,whicheliminatedthehandlingofcoppercoins.ThisbankwasmergedwiththeBankofSwedenin1668.

Background: Banks

WiththegrBackground: BanksUntilthefoundingoftheBankofEnglandin1694,England'sgoldsmithswereitsfirstbankers.Theykeptmoneyandothervaluablesinsafecustody保管fortheircustomers.Theyalsodealtingoldbullion金银锭andforeignexchange.Theyprofitedfromacquiringandsortingcoinsofallkinds.Toattractcoins,thesmithswerewillingtopayinterest.

Background: BanksUntilthefouBackground: BanksThegoldsmithsnoticedthatdepositsremainedatafairlysteadyleveloverlongperiodsoftime.Depositsandwithdrawalstendedtobalanceeachotherbecausecustomersonlywantedenoughmoneyonhandtomeeteverydayneeds.Thisallowedthesmithstoloanoutatinterestcashthatwouldotherwisebeidle闲散的.Fromthispracticeemergedthemodernfacetsofbanking:keepingdeposits,makingloans,andmaintainingreserves.Anotherpracticeofthegoldsmiths,bywhichacustomercouldarrangetotransferpartofhisbalancetoanotherpartybywrittenorder,wasthestartofthemoderncheck-writingsystem.

Background: BanksThegoldsmithBackground: Banks

Banksofthe17thcenturyalsobegantoissuebanknotes钞票asaformofmoney.Thenoteshadmonetaryvaluebecausetheycouldbeexchangedforspecie硬币:hardcashintheformofgoldorsilver.Theamountsofthebanknotesissueddependedonabanker'sexpectationofpublicdemandforspecieandthebank'sconfidenceinitself.Banknoteswereprobablyfirstissuedinthe1660sbytheBankofStockholminSweden;thepracticesoonspreadtoEngland.TheBankofFrancewasfoundedin1800.Formostofthe19thcenturythemoneymarketsofEuropeweredominatedbytheHouseofRothschild.

Background: BanksBanksof

Background: Banks

ThisphotographdepictstheoriginalbankinghouseopenedbyMayerAmschelRothschildinFrankfurt,Germany.ThehousewasoperatedbyRothschildandhisoldestson,AmschelMayer,untilitsdissolution瓦解in1901.ThefourotherRothschildsonsopenedbankbranchesinVienna,Austria;Naples,Italy;London,England;andParis,France.TheLondonandParisbranchesarestillinoperation.FrankfurtHouseofRothschild

Background: BanksThisph

AbouttheAuthor

PhilipRoss(1939—)isanAmericanwriterbasedinNewYork.Afterworkingasanewspaperreporterforfouryears,heturnedtofreelance(自由职业作家)writing.ManyofhisarticleshaveappearedintheNewYorker(《纽约人》),Reader’sDigest(《读者文摘》)andNewYorkTimes(《纽约时报》).ThistextistakenfromStrategiesforSuccessfulWriting:ARhetoricandReader,3rdeditionpublishedbyPrenticeHall,Inc.in1993inEnglewoodCliffs,NewJersey.

Author AbouttheAuthorAuth

Plot

ofthestory

SettingofthestoryProtagonistsof

thestoryTextAnalysisPlotofthestoryTextAnalysi

Plot:aboy’swithdrawalofmoneyfromthebank

Setting:atthebank

Protagonists:bankofficer,theboyand“I”TextAnalysisPlot:aboy’swithdrawalofmPart1(para.1)about:

Part2(paras.)about:Part3(paras.)about:

TextAnalysisStructureofthetext2—2324—32Theattitudeoftheauthor’sfriendtowardbank.Theboymanagedtowithdrawmoneyfromthebankbutwaskindlyrefused.

Thebankofficerclearedthefact.

Part1(para.1)about: TextA

Whydidtheauthorgotothebankoneday?Whatdidheseeinthebank?Whydidtheboyhavetroublewithdrawinghismoney?Whatdidtheauthordothen? Whydidtheofficerrefusetolettheboywithdrawhisownmoney?FurtherdiscussionaboutthestoryTextAnalysisWhydidtheauthorgotothe…whichisyoursinthefirstplace.我首先是一个教师，其次才是一个作家。Iamateacher

inthefirstplace

andawriterinthenextplace.你为什么不先告诉我一下?Whydidn'tyoutellme

inthefirstplace?TextAnalysis…whichisyoursinthefirstpTextAnalysis

Ifbankswererequiredtosellwalletsand

moneybelts,theymightactlesslikechurches.(para.1)

Banksactlikechurcheswhichusuallycontrolpeople’slife

andcaninterfereinpeople’slife.So,theauthorthinksitisridiculousforbankstoactlikechurches.

TextAnalysis

IfbankswererTextAnalysis

Ihadcometoopenacheckingaccount.

n.

anarrangementthatyouhavewithabanktopayinortakeoutmoneyExample:Mysalaryispaiddirectlyintomybankaccount.①takeaccountofsth./oaccount:toconsiderorincludeparticularfactsordetailswhenmakingadecisionorjudgmentaboutsth.Example:我将考虑你的建议。Iwilltakeyoursuggestionintoaccount.TextAnalysis

Ihadcometoop②onaccountof:becauseofsth.else,especiallybecauseofaproblemordifficultiesExample:由于天气不好，我们将启程的时间推迟了。TextAnalysis

Wedelayedourdeparture

onaccountof

thebadweather.②onaccountof:becauseofstTextAnalysis

③onnoaccount决不我们决不放弃这个计划。在任何情况下你们都不能违约。④onallaccounts

adv.无论如何,总之他无论如何都要去那儿。Onnoaccount

shouldwegiveuptheplan.Onnoaccount

mustyoubreakthecontract.Hemustgothere

onallaccounts.TextAnalysis

③onnoaccount决TextAnalysis

Itwaslunchtimeandtheonlyofficerondutywasafortyishblackmanwithshort,pressedhair,apencilmustache,andaneatlypressedbrownsuit.fortyish:atabouttheageofforty-ish1)somewhat,nearto:reddish,greenish,yellowish,darkish2)inthemannerof:foolish,childish,boyish,womanish,snobbish3)ofacountry,suchasIrish,Polish,Finnish,Spanish,etc.TextAnalysis

Itwaslunchtimemustache:

haironupperlipbeard:

hairgrowingonman’schingoatee:

shortpointedbeardmustache:haironupperlipTextAnalysisEverythingabouthimsuggestedacarefullydressedauthority.-powerstogiveordersandmakeothersobeyeg.Theleadermustbeapersonofauthority.-personwithspecialknowledgeeg.Sheisanauthorityonphonetics.-(pl.)personorgrouphavingthepowertogiveordersortakeactions掌权之人；当局TextAnalysisEverythingaboutTextAnalysisTextAnalysis…becausehelookedmorelikeakidfromaprepschool

thanacustomerinaWestSidebank.prep:preparatorypreparatoryschool:aprivateschoolthatpreparesstudentsforcollegenomorethan:onlyItcostsmenomorethan$5tobuythebook.nomore…than:thesameas

He’snomoreabletoreadSpanishthanIam.TextAnalysis…becausehelookedmorelikeaattentionpayattentionto注意…drawone’sattention引起某人注意attractone’sattention

吸引某人注意catchone’sattention

引起某人注意fixone'sattentionon

留意,专心于pay

attention

to还指“向女子献殷勤”，如payhis

attentionstothegirl.

TextAnalysisattentionTextAnalysisTextAnalysisbecauseof/becauseexercise:turn“becauseof“into“because”inthefollowingsentences:a.Hepreferstoliveinwarmplacesbecauseofhispoorhealth.b.Shemadeaterriblemistakebecauseofherignoranceaboutthelaw.

C.Manypeopletherecan’tevenfindenoughwatertodrinkbecauseofpollution.TextAnalysisbecauseof/becauwearanexpressionofv.withExample:Petralookedatherplatewearinganexpressionofdisgust.TextAnalysiswearanexpressionofTextAnal

TextAnalysiswithdraw

v.

a.totakemoneyoutofabankaccountExample:Lizwithdrew$100fromheraccount.b.toremovesth.ortakeitawayortakeitback,oftenbecauseofanofficialdecisionExample:Shewithdrewadocumentfromherbriefcase.c.nottotakepartinExample:InjuryforcedClaretowithdrawfromevent.

TextAnalysiswithdrawTextAnalysis

d.toleaveaplace,esp.inordertobealoneorgosomewherequietExample:Wewithdrewtothegardenforaprivateconversation.e.tobecomequieter,lessfriendly,andmoreconcernedaboutyourownthoughtsExample:Thelittlegirlseemedtowithdrawintoaprivateworld.withdrawaln.

TextAnalysisd.toleaveaplTextAnalysisAndsincetheredoesn’tseemtobeanyquestionastowhether…既然你无法回答这个问题，我们最好再问问别人。astoprep.关于至于至于这个计划，我认为很不错的。至于去哪里,他们还没有决定。Since

youcan'tanswerthequestion,perhapswe'dbetterasksomeoneelse.Astotheplan,Ithinkitisquitegood.Asto

wheretogo,theyhaven'tdecidedyet.TextAnalysisAndsincetheredTextAnalysissoasto他跑得很快以便赶上那末班车。要仔细听才能听懂老师讲的课。Heranquickly

soasto

catchthelastbus.Listencarefully

soasto

followtheteacher.TextAnalysissoastoHeranquTextAnalysisso...asto如此...以至于；如此...以便他竟然幼稚得连这种谎言都相信。她气得连话都说不出来了。这问题很清楚，不必回答。Heissonaiveastobelievesuchalie.Shewassoangryastobeunabletospeak.Thequestionissoobviousastoneednoreply.TextAnalysisso...asto如此..TextAnalysisImovedinforthekill.

Ibegantopreparetokill,destroyordefeatmyenemy.moveinforsth:

---becomeactiveindoingsthmoveinonsb/sth:

---approachsb/sth,esp.inathreateningway警察从四面八方向恐怖分子进逼。Thepolicemovedinontheterrorists.TextAnalysisImovedinforthTextAnalysisIzeroedinontheofficer.zeroinonsb./sth.toaimguns,etc.atorfindtherangeof(aparticulartarget)b.

tofixattentiononsb./sth.;focusonsb./sth.Weshouldzeroinonthekeyissuesfordiscussion.TextAnalysisIzeroedinonthAwayofdescribingsomethinginordertomakeitsoundbigger,smaller,better,worseetcthanitreallyis.Exaggeratedstatementthatismadeforspecialeffectandisnotmeanttobetakenliterally.Hyperbole

AwayofdescribingsomethingHyperbole

1)Thanksalot. 2)

I’mveryhungry.3)Heisveryeloquent.4)Wisdomismoreimportantthanbooks.5)Theylaughedheartily.

1)

Thanksamillion. 2)I’mstarving./I’msohungrythatIcaneatahorse.3)Hiseloquencewouldsplitrocks.4)Anounceofwisdomisworthamilliontonsofbooks.5)

Theyalmostdiedlaughing./Theyroaredintolaughteruptotheroof.Hyperbole1)Thanksalot. 1)You’rereallygettingcheated.TextAnalysis“Togetcheated”isanotherwayofsaying“tobecheated”withemphasisontheactionratherthanthestate.ItiscommonininformalEnglish.Thepoorboysnevergotinvitedanywhere.Pleasegivemefiveminutes:Imustgetchanged.You’rereallygettingcheated.TextAnalysis…youreallyshouldn’thaveinterfered.oughtnothaveItexpressesacriticism.Youshouldn’thavebeensocareless.Youshouldn’thavetoldhim.TextAnalysis…youreallyshouinterfereTextAnalysisv.todeliberatelygetinvolvedinasituationthatdoesnotconcernyouandinawaythatannoyspeople我有权干预。Ihavetherightto

interfere.要不是你打扰我的话,我现在早已完成了我的工作。Ifyouhadnot

interfered,IerfereTextAnalysisv.todeTextAnalysisinterferewith:topreventsth.fromsucceedingorfromhappeninginthewaythatwasplanned;

pushoneselfintoamatterwhichdoesnotconcernone没有什么能够妨碍我们的友谊。Nothingwillinterferewithourfriendship.Thatinterfereswithmyplan.那干扰了我的计划。interferewith指“污辱”“性骚扰”是委婉语,通常用在英式英语里。TextAnalysisinterferewith:tTextAnalysisinterferein:pushoneselfintoamatterwhichdoesnotconcernone任何国家都无权干涉别国内政。Nonehastherighttointerfereintheinternalaffairsofothercountries’.Ineverinterfereinhisbusiness.我从不干预他的事。TextAnalysisinterferein:pusTextAnalysisCompareintervene

v.

todosth.tostopaquarrel,orawar,ortodealwithaproblem,especiallyonethatyouarenotdirectlyinvolvedinExample:Thepolicedon’tusuallyliketointerveneindisputesbetweenhusbandandwife.

intervene,interfere这组词都可表示“干涉”。其区别是：intervene指介入时间、空间或人际关系之中,强调夹在中间,常表示从中调解或从中阻挠,而interfere指介入某事或妨碍他人。TextAnalysisCompareTextAnalysisdamn

damnwell:adv.usedtoemphasizehowdeterminedorsureyouareaboutsth.你清清楚楚明白我的意思！Youknow

damnwell

whatImean!(spoken)notgiveadamn:usedtoshowthatyoudonotcareaboutsth.Idon’tgiveadamnabouther.TextAnalysisdamndamnwell:aTextAnalysisnotworthadamn:usedtosaythatsth.hasnovalueatallHerpromiseisn’tworthadamn.TextAnalysisnotworthadamn:TextAnalysisv.①damnyou/them/it,etc.:usedtoshowhowyouareextremelyangrywithsth.orsb.Damnyou!Ifyouthinkyoucandothistome,youarewrong!②tostatethatsth.isverybadThecriticsdamnedtheplayonthefirstnight.TextAnalysisv.TextAnalysis

…hasbeenshakingthisboydown……hasbeengettingmoneyfromtheboybyusingthreats…togetmoneyfromsb.byusingthreatsafairshake：justorreasonablearrangement;fairchance她得到了公正的待遇。Shegotafairshake.TextAnalysis…hasbeenshakiTextAnalysisinacoupleofshakes/intwoshakes

马上,立刻inamoment;verysoon电话先不要挂!我马上就回来。Hangon!I'llbebackintwoshakes!TextAnalysisinacoupleofshTextAnalysisbeonthecaseprep.beinchargeofordealingwithaparticularcrimeTextAnalysisbeonthecaseTraditionally,poorpeopleandpeoplewhosympathizewiththemhaveregardedbanksasevil,asenemiesofthepoor.Suchsuspicionsandmisgivingsobviouslystilllingeron.Thisarticleseemstoprovethatprejudicesofpeopleliketheauthorareungrounded.ThemeofthestoryTraditionally,poorpeopleandDebatInsomeoccasions,lyingisamust.

DebatInsomeoccasions,lyingThe-Boy-and-the-Bank-Off教学讲解课件Weknowtherearealotofbanksaroundus,sohowmanydoyouknowandwhatarethey?WeknowtherearealotofbanTalkabouttheEnglishtranslationofthefollowingbanksnamewithyourpartner

中国银行

中国人民银行

中国工商银行中国农业银行

中国建设银行

中国邮政储蓄银行

中国农业发展银行

中国光大银行

中国民生银行

中国中信银行

中国招商(商业)银行

TalkabouttheEnglishtranslaEnglishnamesforbanksinchina:

中国银行

BankofChina中国人民银行

ThePeople'sBankofChina中国工商银行IndustrialandCommercialBankofChina中国农业银行

AgriculturalBankofChina中国建设银行

ChinaConstructionBank中国邮政储蓄银行

PostalSavingsBankofChina

中国农业发展银行

AgriculturalDevelopmentBankofChina中国光大银行

ChinaEverbrightBank中国民生银行

ChinaMinshengBankingCorp.,LTD中国中信银行

ChinaCiticBank中国招商(商业)银行

ChinaMerchantsBankEnglishnamesforbanksinchiHowdoyoufeelaboutBank?中国建设银行（CCB）：存存不?=ChinaConstructionBank

中国银行（BC）：不存!(BOC:别零存!)=BankofChina

中国农业银行（ABC）：啊,不存!=AgriculturalBankofChina

中国工商银行（ICBC）：爱存不存！=IndustrialandCommercialBankofChina

民生银行（CMSB）：存么?傻B!=ChinaMinshengBank

招行（CMBC）：存么?白痴!=ChinaMerchantsBank

兴业银行（CIB）：存一百=ChinaIndustrialBank

国家开发银行（CDB）：存点吧!=ChinaDevelopmentBank

汇丰银行（HSBC）：还是不存!=TheHongKongandShanghaiBankingCorporation

HowdoyoufeelaboutBank?中国建Usefulvocabularyofbanking:openanaccount开个帐户closeanaccount关闭帐户pay/settleone’saccount付/结帐savingsaccount储蓄帐户depositaccount

定期存款帐户checking/currentaccount活期存款帐户savingsbank储蓄银行savingsaccountbook储蓄帐户存折depositmoneyinthebank存钱withdrawmoneyfromthebank取钱balance结余interest利息rateofinterest利息率exchangerate外汇兑换率denomination面额ATM–automatedtellermachine自动取款（出纳）机Usefulvocabularyofbanking:o67drawing-outslip取款单

thenumberslip号码牌

awithdrawalform取款单

tofillinthereceipt

[rɪ'siːt]induplicate['djuːplɪkət]

一式两份填这张收据

teller,cashier

[kæ'ʃɪə]

出纳accountnumber帐目编号

depositor存户

pay-inslip存款单

adepositform存款单

abandingmachine自动存取机

deposit存款

depositreceipt存款收据

privatedeposits私人存款

certificateofdeposit存单

depositbook,passbook存折7drawing-outslip取款单

thenumcreditcard信用卡

principal本金

overdraft,overdraw透支

tocountersign双签

tocash兑现

tohonoracheque兑付

todishonoracheque拒付

tosuspendpayment止付creditcard信用卡

principal本金cheque,check支票

chequebook支票本

ordercheque记名支票

bearercheque不记名支票

blankcheque空白支票

rubbercheque空头支票

chequestub,counterfoil['kaʊntəfɔɪl]票根

cashcheque现金支票

traveler'scheque旅行支票

chequefortransfer转帐支票cheque,check支票

chequebook支buyingrate买进价格

sellingrate卖出价格

exchangetable,conversiontable汇兑换算表

foreignexchange外汇

exchangerate外汇率

conversionrate折合率

foreignexchangerestriction外汇限额

foreignexchangequotations外汇行情

buyingrate买进价格

sellingrateBackground:BanksBanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundalltheirgoldandbeganleavingtheirmoneywiththegoldsmith.TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.This14thcenturypaintingdepictspeopledepositingandwithdrawingmoneyinanItalianbank.

Background:BanksBanksfirsteBackground: Banks

HISTORYOFBANKSFunctionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.Claytabletsdatedfromabout2000BCindicatethattheBabylonians巴比伦人depositedpersonalvaluablesforaservicechargeofone60thoftheirworth.Interestchargesonloansranashighasonethird.ThewidespreadcommerceofRomerequiredawell-developedbankingsystem.RomanauthoritiessetasidetheStreetofJanusintheForumformoneychangers.Theseindividualsnotonlyboughtandsoldforeigncoins;theyaccepteddeposits,madeloans,issuedbillsofexchangeandbillsofcredit(similartotoday'schecks),andboughtmortgages.Background: Banks

HISTORYOFBHistoryofBanksTheJustinianCode东罗马帝国皇帝ofthe6thcentury

ADincludedlawsthatgovernedthe

lendingandtradinginmoney.DuringMiddleAgesbankingactivitieswere

curbed抑制bysevererestrictionsonlending

practices.Butduringtheearly

Renaissance,asinternationaltraderevived,Italianmoneychangersonce

againappeared.Theydidbusinessin

thestreetsfromabench(bancainItalian;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedicifamily.

美第奇家族(历史上一显赫的意大利贵族家庭)A16th

centurypaintingdepictsamoneychangerandhiswifeHistoryofBanksTheJustinian

Background: BanksBankingasitisnowpracticeddatesfromtheBancodiRialto[rɪ'æltəʊ]里亚尔托岛,foundedinVenicein1587.Itaccepteddemanddepositsandpermitteddepositorstotransfertheircreditsbychecks.Itcouldnotmakeloans,however,orpayinterestondeposits.Itsserviceswerefreesinceitsexpenseswerepaidbythecity.TheBancoGirowasformedinVenicein