2022年银行招聘(银行招聘综合知识)考试题库深度自测300题及下载答案(四川省专用)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、AkiraNakayama____delaythefilmingofhisdocumentaryintherainforestwhenhisequipmentdidnotarriveonschedule.

A.hasto

B.hadto

C.havingto

D.willhaveto【答案】BCF1D6Z1H4Q9I4N1HC3F4R7C10M10I4E10ZI1F4G7N6D1N9E52、资料：Nativeads-oradsthattakeonthelookandfeelofthecontentsurroundingthem-aretakingoverdigitaladvertising.

A.17%

B.56%

C.74%

D.18%【答案】CCF7V10J1M10H8Z8U3HF2C9J1Z6L4M7M7ZG4P10Z6J9X5G1J33、企业接受的现金捐赠，应计入（）。

A.营业外收入

B.盈余公积

C.资本公积

D.未分配利润【答案】ACN5U7R4C3K7L7M6HJ10D6K8E8I6W1K6ZE4S1B10A3Z3R6Y44、IknewalmosteveryoneIneededtoknownomatterwhetherthey______goodnessorbadness.

A.proved

B.boasted

C.hid

D.exhibited【答案】DCD10W9C8D8R4V3Q6HA4Q4V10A5S5Q4B2ZS6N1Z10G6X3X4A75、资料：Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadeanimportantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhousegasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwidethattheyneedtothinkabouttheimplicationsofglobalwarmingfortheirportfolios.

A.Toreducetheriskofglobalwarming,moreshouldbeinvestedonlow-emissionsenergysources

B.Climatechangeisnotonlyaclimateissue,butalsoabusinessissue

C.It’smoredifficulttoquantifythegreenhousegasemissionsontheDakotaAccessthanKeystoneXL

D.USandChinawillworktogethertocopewithclimatechange【答案】DCW3X9U10N1W4Q8Z1HB7M7I6J3T5K6S3ZR5A2B5T4M6Q2S56、资料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.

A.Thesmallcompaniesexperiencedaharshlife

B.PeoplepreferredPCsofbigbrands

C.Thebigcompaniesdidn’tearnasmuchastheydidinthepasttwoperiods

D.Thecompaniesmadestandardsontheconfiguration【答案】CCT6J4C10A4H10L3U10HF1C1L6V7W9U10E10ZH7M9F1B4S5D4L77、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（）。

A.《商标法》

B.专利法》

C.《消费者权益保护法》

D.《反不正当竞争法》【答案】DCB3G1F4Y6Q10C2X2HW3H8W2W5O9A2Q6ZC9K6U3I9O7E9O108、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。

A.三星堆是人类最伟大考古发现之一。

B.三星堆考古的重大意义。

C.考古工作者的工作虽然枯燥，但意义最大。

D.长江流域与黄河流域同样是中华文明的发源地【答案】BCM10P3Y4D2L6Q1X4HY1J7O4M8P6B7X8ZL7E10N2C6N9M2Y19、资料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.Neutral

B.Positive

C.Negative

D.Critical【答案】BCY6M7L6F7L10E8D4HP5K6N1F10O3E4H10ZU3F5O8B8Y7S3W410、（）isnoreasonfordischargingher.

A.causeshewasafewminuteslate

B.Owingtoafewminutesbeinglate

C.Thefactthatshewasafewminuteslate

D.Beingafewminuteslate【答案】CCF9W8Q2M7G9U2K8HV4B4Z8K9A3U7U9ZJ6G4I1Y9W8R1I1011、不属于商业银行经济资本管理内容的是（）。

A.经济资本的计量

B.经济资本的分配

C.经济资本的评价

D.经济资本的测算【答案】DCF6I1Z10M8H3K3C9HX4D5R5V3S2H8Z5ZJ4D9W8H6V1F5C312、银行期末按被投资单位实现的净利润计算应分享的金额。其会计分录为（）。

A.借：损益调整贷：长期股权投资——股票投资——其他股权投资

B.借：长期股权投资——股票投资(损益调整)——其他股权投资(损益调整)贷：投资收益

C.借：投资收益贷：长期股权投资——股票投资(损益调整)——其他股权投资(损益调整)

D.借：长期股权投资——股票投资——其他股权投资贷：损益调整【答案】BCZ10A9T3U5M5K2V2HZ3E3Z2E10P7O6U1ZR8R8Y8R5M2S6B113、会计报表披露的信息是（）。

A.有关过去的交易和事项及其结果的财务信息

B.现在的交易和事项及其结果的财务信息

C.关于未来活动的财务信息和非财务信息

D.任何时候的财务信息【答案】ACT8L1K3Z1N8M8A7HY1O2D2Y9B1B5D7ZB3P5G6T2W7R10S314、船只利用声纳侦测鱼的踪迹，主要是利用声波的（）。

A.折射

B.反射

C.辐射

D.共振【答案】BCW9S1P9Z3M7C4I4HN7F9H2N7D10A7H8ZY6L6Y6U4C7R3W715、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？

A.作者认为移动设备对青少年的影响与以往的新技术相同

B.智能手机等移动设备目前还没有“引发灾难”

C.作者认为家长对移动技术的担心是没有必要的

D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后【答案】ACD8N6D9Y2Z5J1X1HJ5I4Y1Z1U6U8T1ZP7R5G7J3A4L9B616、Shewasabletogetthegovernmentand______companiestohelppatientswiththecostoftheircare.

A.assurance

B.assumption

C.sanction

D.insurance【答案】DCK10F8Z5N9Y10S10K5HF6H4B7O4O9N1B1ZS3J4O5A9S6Q1C117、下列有关国内生产总值的表述，正确的是（）。

A.③④

B.①④

C.②③

D.①②④【答案】BCE2Q10Z1E10B7G8C9HH3G5G10I9T7D4W5ZC2Z7V9P3Q9Q9A118、任何热机的效率都不可能达到100%，是在热力学第（）定律表现出来的。

A.一

B.二

C.三

D.四【答案】BCU6L2G4E3P5B9N7HL5W8Y4V6S9W10P9ZD8Z7S1M2Q7E6Q119、揭示事物发展具有前进性和曲折性相统一的规律是（）。

A.联系和发展的规律

B.对立统一规律

C.质量互变规律

D.否定之否定规律【答案】DCZ1P9D6W6I7H6Z8HV3H4E6M7W9W3A8ZX5A3U9A8O2C5W320、陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（）的表皮为原料的。

A.柚子

B.橙子

C.橘子

D.桃子【答案】CCJ9N9G7C4J1Z5W2HU4S2J10U4D5E6C10ZB10M10D6M5X3I4Q921、Theinformationmeanslittleifwecannot______iteffectively.

A.confirm

B.explore

C.consider

D.express【答案】ACJ3F5J4J3M10M8I9HB5H6F2F2I5S8M3ZK6N3T8R10Z2W7J222、资料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.

A.adifficultythatcanbecorrectedbyanoperation

B.eyesthatarenotexactlytherightshape

C.aneyedifficultythatcannotbecorrectedbyglasses

D.oneeyebiggerthantheother【答案】BCA6I8Y3W5W6Q8V4HJ8R10U10Y1N4E3G3ZO4B2L7G5Q7D9Y623、新中国成立以来被国家授予第一个特等发明奖的科学家是（）。

A.钱学森

B.李四光

C.邓稼先

D.袁隆平【答案】DCN5P1E9S7D5Y1P8HF2S3X9B1A3X5P1ZJ1N6D10K4K6T4O424、下列处理属于无损压缩的是（）。

A.将BMP文件压缩为文件

B.用WinZip软件压缩文件

C.将电影制作成VCD

D.将电影制作成DVD【答案】BCO6M8S7D1L4O8H5HI9W9V1W5K1U10E4ZZ8A4W4H2V3S8S225、教育部消息，今年上半年将启动开展（）专项治理行动，全面排查欺凌事件、及时消除隐患问题。

A.防范中小学生欺凌

B.集中整治校园欺凌

C.防范大学生欺凌

D.防范中小学生安全【答案】ACG4L3S8F1D4L2E9HC7W8D10G8W6J2H8ZF8I5D3A1K3U3M226、Theriseofthe____industryinGeorgiawasasignificanthistoricaldevelopmentwithaprofoundeffectonthestate'stextilemanufacture.

A.fabric

B.fiber

C.filming

D.fashion【答案】ACW7G5L4L1W1M3Q2HT6D1O3T4L1A9E1ZN1O10O5B2C5T3N827、资料：TalkaboutChristmasinJuly.CarrieRochahasalreadystartedherholidayshopping.“AfewweeksbackIpickedupa$60toyfor$4,and,truthbetold,Ipickedupawholelotmorethanthat,”shewroteinanemail.“Ispentabout$80totalandgot$350+intoys.”

A.thosewithabundantmoneytowaste

B.thosecommonpeoplewhogiveotherspresentsduringholidays

C.thosewhonevercelebratefestivitiesandhavenorelatives

D.thoseunderstressfrombothworkandlife【答案】BCH7Q6H9P9Y1M2J1HW6V1D3T10I4S9A2ZH1L2K2O9G7C4H128、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.Bygivingexamples

B.Byprovidingdata

C.Byraisingquestions

D.Bymakingcomparisons【答案】ACI7Q7Q6J2P8Q6A7HG1K8Y1I3U3B10O3ZB6C2W10M2L4F2L629、2013年7月，青岛海域遭受了浒苔的侵袭，它的形成主要是由于（）。

A.海水富含氮磷

B.海洋鱼类数量减少

C.海水缺少氧离子

D.区域内大量海洋生物死亡【答案】ACF1I8A3B5P4S10Y1HG3A4W2V5G2Q9J2ZL10H6O6O7S5Z6M730、下列表述中不符合因事设职和因人设职相结合原则的是（）。

A.任何组织首先是人的集合，而非是事和物的集合

B.组织中的工作最终要靠人完成，不能完全招聘社会上的人员来满足企业的所有需要

C.即一个上级直接领导与指挥下属的人数应该有一定的限制，并且应该是有效的

D.组织设计往往不是全新的，进行再度调整时，要考虑“事事有人做”而非“人人有事做”【答案】CCF1V1R5L10F2F3G5HU1Y10A7K4V7L1X5ZA7P2V9Y10C10L5S531、在广告泛滥的今天，有人指出：广告多了令人心烦，都成广告插播电视剧了；也有人指出：没有广告又觉得无从选择，购买商品不知道好坏。这说明（）。

A.意识在不同的主体之间存在主观差异性

B.对同一对象，不同的主体会有同一反应

C.意识的主观性表现在对客观事物的歪曲

D.对同一对象，相同的主体在不同条件下会有不同的反应【答案】ACZ4W10Y9E9F10X9E5HG7Z7L1F1U8B9N9ZU9L6I5G5S10Q3G732、绩效评价中运用的评价标准属于比较法的是（）。

A.等级择一法

B.行为锚定量表法

C.排序法

D.行为对照表法【答案】CCZ2D6W7J6L9V3H3HF2I4N6O4L2C4X9ZM4L5D3J6X2C7G733、资料：From:prorno@

A.HehasshoppedatFruittisom’sonlinestore

B.Hehasbeenchargedincorrectlyforanorder

C.HehasworkedforFruittisom

D.Hehasreportedalatedelivery【答案】DCA9Y7F8W10Q8F8X7HT9O4H4Z2Z6U3C10ZW6M4Q7Y6Q6B2C334、“豆蔻”指女子（）岁。

A.20

B.13

C.15

D.16【答案】BCJ3U3D6Y5U2I5T1HJ1E10S10R3K4N9Q9ZD8Q5U6V7S4L2W935、支付的在建工程人员的工资属于（）产生的现金流量。

A.筹资活动

B.经营活动

C.汇率变动

D.投资活动【答案】DCS5S5D2J8S9Y1R5HN5W9V10F4I5T6W1ZO2G10U10A2T8D3S136、资料：Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetweencomputersandnetworks,abouttwodozenbiginformationtechnologycompaniesplantoannounceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledtheOpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredatStanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworksprogrammableinmuchthesamewaythatindividualcomputersare.

A.growinguseofcomputinginthee-commercemarket

B.softwarefordatarushhours

C.improvedcomputersecurity

D.networksthatarelessexpensivetobuild【答案】ACP6L2O5S5X8M5R9HC7Z6V9H4C1K2W4ZX3K9T6X3Q1U2M937、一国的国内生产总值大于国民生产总值，则该国公民从国外取得的收入（）外国公民从该国取得的收入。

A.大于

B.小于

C.等于

D.不能确定【答案】BCV7O9U1C5O10K8L6HX3I6M9Y7E1C8D6ZW3M3P5A4D5S9N538、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.

A.Globaltemperaturesaffecttherateofeconomicdevelopment

B.Ratesofdeathfromillnesseshaverisenduetoglobalwarming

C.Malnutritionhascausedserioushealthproblemsinpoorcountries

D.onomictrendshavetodowithpopulationandnaturaldisasters【答案】BCY10W10P6P1C4G6H3HJ6E6Q5G9U4M2D8ZJ2N9U7V6H5V2Y539、银行的基本凭证有：现金付出传票、()、转账借方传票、转账贷方传票、特种转账借方传票、特种转账贷方传票、表外科目借方传票、表外等。

A.现金支票

B.现金收入传票

C.转账支票

D.进账单【答案】BCI5E4G9L6U3F5T9HI1C10I10H8D9E3T3ZK3Y10U3Y2G1M3F640、甲出资100万、乙出资200万、丙出资400万作为股东，共同成立了丁有限责任公司。下列说法中正确的是（）。

A.甲以600万出资额为限对丁公司承担责任

B.乙以500万出资额为限对丁公司承担责任

C.丙以300万出资额为限对丁公司承担责任

D.丁以700万全部财产对公司债务承担责任【答案】DCL6T1C10O6O4P6V4HN4B10H10E8D9Y10M5ZC7K9A10S4Y1L6R641、下列属于反映企业财务状况的会计要素是（）。

A.收人

B.所有者权益

C.费用

D.利润【答案】BCK1U6Z8R5C5P7W8HI8C9E4T9S6Q5E4ZQ10S2P8D9D7W2S942、计算机的硬件主要包括中央处理器(CPU)、输入设备、输出设备和（）。

A.键盘

B.鼠标

C.存储器

D.显示器【答案】CCX7G2B4H8D9T5Q7HK8M3E1D10Q8F4M7ZS9V8J9A6V7J7M443、Passage8

A.Todiscussdifferentmethodsofpruning

B.Tointroducesomecommonknowledgeofpruning

C.Toexplainhowtreesdevelopdisease

D.Togivepracticalinstructionforpruningatree【答案】BCX7L8Z2F5A10H2H7HB10R2P4L1E3R5U9ZD8K9R5B8D9K5C544、犯罪的未遂可能发生在（）。

A.犯罪着手以前

B.犯罪着手以后

C.犯罪预备阶段

D.犯罪中止之后【答案】BCG5R4F8H2E7G7M10HI5Q3O8J1E8X1M10ZZ9J3T8M10J3E8G945、省、自治区、直辖市的设立、撤销、更名，须报（）审议决定。

A.全国人民代表大会

B.国务院

C.全国人大常委会

D.省级国家权力机关审议决定【答案】ACS5V6P2U9O9K2I5HR8Y5F4Y7X5S9Q7ZA9V2M8S4E2A6D846、甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（）

A.应作为遗产由甲妻、甲子、甲母共同继承

B.应作为遗产由甲妻一人继承

C.应作为遗产由甲妻、甲子继承

D.应全部支付给甲妻【答案】DCJ2D9O2X10N4D2L2HV6O2G4I9W6Y2Q8ZE8W6N2A5K10G1A647、Passage3

A.theythinkitacademicallymisleading

B.theyhavealotoffuntoexpectincollege

C.itfeelsstrangetododifferentlyfromothers

D.itseemsworthlesstotakeoff-campuscourses【答案】CCQ8L2P3T2Q10Z4A6HQ6S1Z3P3P5O9Q1ZV9H3B4D6K5M10O848、资料：HappywoodspritesknowsthewaytoFenghuangcity.

A.Dances

B.Poetry

C.Paintings

D.Music【答案】DCE8W10N7Z8O3M9C9HA4E10S6E4T7T7I6ZB8O4C8D1G6T3Z749、Areyougoingonapicnicthisweekendor______weekend?

A.thenext

B.later

C.next

D.thelater【答案】CCX6Y9W8A3B8G9I2HN4R4O10I1H10R7O4ZG5U2U2Y8J3A6H350、CDS由（）于1961年首创。

A.中国人民银行

B.日本住友银行

C.英格兰银行

D.美国花旗银行【答案】DCO8Y6O2B8Z3Z6F4HZ7F1J10N5O7Y2I9ZK2W3G3X8B9Q3Q651、下列不属于营业收入的可靠性分析的是（）。

A.营业收入的现金含量分析

B.营业收入的品种结构分析

C.营业收入的真实性与确认时间合理性分析

D.关联交易分析【答案】BCO4X3L6B9A1Y2W5HP6V2Z2I7L9J4X7ZW1S9A5L10H4Z9J752、资料：ItisSeptemberof1998,I’msittinginawindowlessofficeroominsidetheOfficeoftheIndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmyvoiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.Forthepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordofDamoclesovermyhead.Afewdayslater,theStarReportisreleasedtoCongress,andallofthosetapesandtranscripts,thosestolenwords,formapartofit.Thatpeoplecanreadthetranscriptsishorrificenough,butafewweekslater,theaudiotapesareairedonTV,andsignificantportionsmadeavailableonline.Thepubichumiliationwasexcruciating.(1)

A.Theideaofcommittingsuicide

B.Theurgentperiltotheauthor’slife

C.Theharmcausedbycyberbullying

D.Thehatredtothosewhocheatedtheauthor【答案】CCN3Y1J8D8Q4K2O10HW5S8L6U5G8J9T8ZD9Q5E9W10Y4S1P553、下列各项中属于效率比率的是（）。

A.资产负债率

B.速动比率

C.成本利润率

D.流动资产占总资产的比率【答案】CCZ5K4L2I6V1N10E7HJ4I9A1W8Z2Y3P10ZW2T2G10D8K7V5Q1054、Experimentsofthiskind（）inboththeU.SandEuropewellbeforetheWWII.

A.havebeenconducted

B.haveconducted

C.hadconducted

D.hadbeenconducted【答案】DCR6A6T2E3L9P7V2HZ1M6D8G1L8G7K1ZS6T10F6M10R9N3V455、下列各项中，适用超额累进税率计征个人所得税的是（）。

A.对企业、事业单位的承包、承租经营所得

B.财产租赁所得

C.特许权使用费所得

D.稿酬收入【答案】ACO3C5D7Q6R1M7H2HE1Q5P2Y7U10D10N7ZM2M3G7W6C1Y1Q756、资料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.

A.Tohaveacredit-builderloan

B.Toacquiresecuredcreditcards（whichrequireasecuritydeposit）orcollegestudentcreditcards

C.Toacquireacreditcard

D.Allofabove【答案】DCE2J8K5U3Y3X10D9HB8S9R8X8Q2M1F2ZC1X9S5S6E7A5J757、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0.2元，市场利率为2.5%。

A.20

B.40

C.60

D.80【答案】BCF9W4T9Q4G3G7C3HL6S9J9Q1T5T7H6ZO1R3G5K1Q10X4H758、企业下列经济业务中，会影响其偿债能力的是（）。

A.企业向投资者分配股票股利

B.企业提前支付某供应商货款

C.企业用资本公积转增资本

D.企业用盈余公积弥补亏损【答案】BCX3F4T4T6Q7T5R5HC1S8A6H1K4W1B3ZQ4J8P9H2U2U4I759、资料：THOMASWILSON

A.screeningcalls

B.managingcalendars

C.photocopyingdocuments

D.organizingofficesforefficiency【答案】CCE3P8N8Z6Z6X3J1HZ6Z8P7A8T5E5S4ZX7S2S3G6U1S10Z560、资料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.and

B.and

C.and

D.and【答案】CCT10P4L9M8U3B8N10HK6B10O2F5U6H2Q7ZF9J4Z5S8C9T3K161、在我国银行实务中，将（）的存款称为储蓄。

A.个人

B.公众

C.企事业单位

D.城镇居民【答案】BCT3M8J4S8L10P6J1HZ3N7A10G4N3U8Z8ZX5W10Z9P1Z8C4C762、Thesuspicionthattheservantisdishonesthasproved（）true.

A.alltoo

B.tooall

C.muchtoo

D.toomuch【答案】ACL6T2P8F9G5D3O8HE4G2N7W10N5R9K1ZH1W9I10B1R3B2X163、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing（投资）thehypothetical（虚拟的）earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.betterstudents’learningmethods

B.preventstudentsgoingintodebt

C.helpstudentsgetacceptedbycolleges

D.makestudentsbecomeverywealthy【答案】BCY2D7P6V4L6M7I1HS8M10X4R7P7F7Z1ZI1C1V8O5G5L9S264、2020年2月初，武汉市开始连夜建设三所“（）”，用于专门收治确诊的新型冠状病毒感染的肺炎轻症患者。

A.火神山医院

B.雷神山医院

C.小汤山医院

D.方舱医院【答案】DCV8P7Q1D10U9T1F10HU6F2P6P9T8V1Q3ZU8K4Y10I1Y10B8L865、彼得·德鲁克认为：“领导者的唯一定义就是其后面的追随者。一些人是思想家，一些人是预言家，这些人都很重要，而且也急需；但是没有追随者，就不会有领导者。”这句话说明（）。

A.领导的实质是组织成员的追随与服从

B.领导者需要权力

C.追随者比领导者更重要

D.领导只有一个定义，其余的定义是错误的【答案】ACV9L10X8K4R5U6T8HJ9P6G6N10E1Z3Q3ZX5N4H2A1S2F2W566、Hefeltsocoldthathekepttrembling（）unabletoendureitanymore.

A.asfor

B.aswell

C.asif

D.aslongas【答案】CCE2E7S9Z10T4H4T9HG7Q4N2M8X8R4K4ZZ8L2V1B10H9H3R867、Inthepastmengenerallypreferredthattheirwives（）inthehouse。

A.worked

B.wouldwork

C.work

D.wereworking【答案】CCJ7P9C6C5B2A5T8HH8Z8G7M10Q9I10M2ZL1X10S6I7K6Z9Z268、资料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.

A.Kuwait，QatarandUAEwillfacetoughersituationthanotherpeers

B.QatarandUAE’seconomywillbebetterthanthatofKuwait

C.LifeforSaudiArabia，OmanandBahrainwillonlybetougher

D.AllGCCstateswillhardlysolvethehardproblem【答案】CCP3M7H2F5I9Z9V4HI1B5V5L1C2M1G4ZK6B7C5E9N6G9D469、Onthenextbirthday,Ann（）marriedfortwentyyears.

A.is

B.hasbeen

C.willbe

D.willhavebeen【答案】DCK6J6U7F4H10Y1Q6HO8T1L10W3W8H9R7ZS6K2E3B9F7J4K1070、ManyEnglishboysgotoboardingschoolattheageofseven.Theyusually（）quicklyandareveryhappy.

A.getalong

B.carryon

C.bringup

D.settledown【答案】DCX2I8B2L5T5I8Q5HH7P8C8O4O4G3O5ZT3P8X9O9E7Y1S671、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。

A.与非复阳患者相比，复阳患者拥有不同的症状表征

B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同

C.复阳患者比非复阳患者更难治疗

D.在某些症状上，复阳患者比非复阳患者的表现要轻得多【答案】DCJ4G9X1W5J10C8W2HX1A9M1B6W6A5X3ZR7N3Z4K2M4A7U672、根据《会计档案管理办法》的规定，总分类账、明细分类账、辅助账、日记账均应保存()。

A.20年

B.15年

C.25年

D.10年【答案】BCA10F2W2W3L7V1X10HM9B4G10Y7A8H6B8ZO3W8W10I3J5F2A373、Ifoundthewindows___.

A.open

B.tobeopened

C.opens

D.opening【答案】ACD8Y7Q3E10F9I7P8HA3O2P4T4B3R10O3ZY3N3R8H8C1G1E774、In2008inflationwasrunning_________about4percent;in2009itwas4.5percent.

A.to

B.of

C.on

D.at【答案】DCX2A9E8G7W8L2R5HE10D6I8C4A6N6Y10ZI8F4A5M1E9E10I675、按照《银行业监督管理法》的规定，银行业金融机构应当严格遵守(）。

A.资产负债比例管理

B.库存现金管理规定

C.审慎经营规则

D.严格贷款审查【答案】CCK9Y2F10I2U6C3Y1HY4H4C1N6T9X3G9ZH8O9J3T10Q9N9A276、Areyougoingonapicnicthisweekendor______weekend?

A.thenext

B.later

C.next

D.thelater【答案】CCQ10E8R3C6G5E1J5HE3F2A9K7D10F1F7ZB6L1C3E8J10N5Y277、资料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Howtosuccessfullypersuadeothers

B.Howbusinesspeopledefinepersuasion

C.Persuasionasanart

D.Logic,persistenceandenthusiasm【答案】ACC7S7A8E6E6X9V9HH2A6S3D10Y4R6R4ZG10N3E8O10X3X4L378、Passage2

A.Globaltemperaturesaffecttherateofeconomicdevelopment

B.Ratesofdeathfromillnesseshaverisenduetoglobalwarming

C.Malnutritionhascausedserioushealthproblemsinpoorcountries

D.onomictrendshavetodowithpopulationandnaturaldisasters【答案】BCU2U2E6T7H4S10C8HV2P10H4E8L8F2L3ZJ3Z4Y3E8H1B1M679、资料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.

A.TheFedbanks,theStatebankingandgroupbanking

B.TheFedbanking,thestatebankingandgroupbanking

C.Unitbanking,groupbankingandbranchbanking

D.Specializedbanks,groupbankingandunitbanking【答案】CCJ1M9U10H7C7I7E5HB8M3Q9T1W3I6F2ZT1U3E7H7D3O7E280、下列哪家机构不属于我国成立的金融资产管理公司？（）

A.东方

B.信达

C.华融

D.均不符合题意【答案】DCV5M9Z5X10F7N9H6HK10C3R6S2K8G4G10ZN3U8F7C6K10M9N1081、资料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.Theyareinconsistentabouttheattitudetowardafterhour'semails

B.Theybothpushtheemployeestobeavailableallthetime

C.Theyareconsistentabouttheattitudetowardsafterhour'semails

D.Theybothdon'tmeantostresstheemployeesout【答案】ACK1C1R4N8X6V6M6HU1A6J4P4C3C7J7ZS2R2A9C1J8M8W182、资料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?

A.hardworkwithlittleprogress

B.longhoursoftiringlearning

C.greatpronunciationinasudden

D.boringmemorization【答案】CCM4F9K7W9J6H1L1HM9I3U10M2G8Q3W1ZV5W10H3Q6D1Z9C283、分子生物学的研究表明（）。

A.细胞是遗传信息的载体

B.细胞核是遗传信息的载体

C.DNA是遗传信息的载体

D.细胞壁是遗传信息的载体【答案】CCD2P8O5M4T9E1Q7HB6M2P8L5R9V4O9ZD2E4O7H3H3T7I384、央行中期借贷便利（MLF）和央行逆回购性质上属于（）。

A.中央银行再贷款

B.常备借贷便利操作

C.利率政策

D.公开市场业务操作【答案】DCS10U6T9K2M2S1T10HF8C3Q10B7E2C10G10ZD3P8N6K7R1V5W285、资料：ItisSeptemberof1998,I’msittinginawindowlessofficeroominsidetheOfficeoftheIndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmyvoiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.Forthepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordofDamoclesovermyhead.Afewdayslater,theStarReportisreleasedtoCongress,andallofthosetapesandtranscripts,thosestolenwords,formapartofit.Thatpeoplecanreadthetranscriptsishorrificenough,butafewweekslater,theaudiotapesareairedonTV,andsignificantportionsmadeavailableonline.Thepubichumiliationwasexcruciating.(1)

A.Theideaofcommittingsuicide

B.Theurgentperiltotheauthor’slife

C.Theharmcausedbycyberbullying

D.Thehatredtothosewhocheatedtheauthor【答案】CCV2A5Z9H4D5T1D1HU1O10A2P3T7P5W3ZK6X3A6F8V6B9U486、Theempiricalevidencesuggeststhat______extraworkinghourscanhavepositiveeffectsonlabormarketoutcomes,whileothersreportingzeroornegativeeffects.

A.absorbing

B.adopting

C.abolishing

D.abandoning【答案】DCI7P7Q10I8D4X5H5HY8V8X3E8Q10Q7F6ZN5T6M5S9R5I8M187、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（）人。

A.37

B.27

C.39

D.29【答案】ACW1F8V8B5X2O5G10HD10V4E5V2Z7O4M10ZR7X5M3T8G7O8J188、列宁说过“没有革命的理论，就不会有革命的运动”。这句话的哲学含义是（）。

A.哲学对经济、政治有着决定性的作用

B.哲学是社会变革的先导

C.哲学指引人们追求美好的未来

D.哲学反映了时代的任务和要求【答案】BCE1W8R8L2O7N2X10HO6E10Y6R5B10S6C5ZC6N4D7Z3D8R4S189、在双本位制的货币体系下，（）两种货币按法定比价流通，在一定程度上克服了平行本位制下混乱局面。

A.金锡

B.银铜

C.金铜

D.金银【答案】DCM9E1Q5C5V6J8A8HU10M5W10E4L1D7F5ZX2W7O4R10O3T7H990、Thesleepingsoldierreceivedastrong___fromhiscommandingofficer.

A.respite

B.reprimand

C.revulsion

D.rookie【答案】BCZ2G9V4S10Y3A6N7HR10Q5A3E6X6B5O3ZE10X3U9Q1X5A5W991、Wouldyoulike_____music?

A.tolistento

B.tolistening

C.listening

D.listeningto【答案】ACL1B7H2H2F2V1B3HQ2U1L2X3P5F5D10ZQ5H8X10P5N9Y5V492、资料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.

A.buildmotivationandasupportsystem

B.encouragebreakstodoexercise

C.buildakitchensothattheemployerscouldmakehealthymeals

D.Allabove【答案】DCR8O1H7X9R8A10X3HL7C10R8W8N3F6F5ZQ7U1W10H7P8D2I193、某企业甲产品的实际产量为1000件，实际耗用材料4000千克，该材料的实际单价为每千克100元；每件产品耗用该材料的标准成本为每件250元，材料消耗定额为每件5千克。直接材料成本的数量差异是（）。

A.200000元不利差异

B.200000元有利差异

C.50000元有利差异

D.50000元不利差异【答案】CCE5S1J3M6G4E5N9HP5I1A1X6M3Z1K1ZB6Z2L9K5F9H4A994、Americantravelersabroadhavediscoveredthattheycanbuymoreforeign____withtheirdollar.

A.currented

B.currently

C.currency

D.current【答案】CCE4Q5W7S7Q5L2M6HI5F8O1E5B9A1A10ZC7T1Q7D7I1H6U595、向最终消费者直接销售产品和服务，用于个人及非商业性用途的活动属于（）。

A.零售

B.批发

C.代理

D.直销【答案】ACY2A8O9G10F4C10V2HD6R9J8X9Z10A7A8ZT8I3G4Y1W7G3T1096、会计员收到支款凭证，审核无误后，将现金支票右下角的()撕下，凭以向出纳部门领取款项。

A.出纳对号单

B.第一联编号

C.第三联编号

D.银行存款单号【答案】ACU7D2J6G7N5E6L4HL10R6Q8Y6K8G6B3ZY9T7D5A7Y1S4Q697、（）会增加失业。

A.退休工人的数量增加

B.退休劳动力队伍的人数增加

C.离开学校找工作的人数增加

D.离开工作上学的人数增加【答案】CCB3V6O2Z8P7L2H1HK10V1O6K9R4D6O2ZN7X4V4J6H6A1C898、Passage6

A.Doubtful

B.Approving

C.Welcoming

D.Optimistic【答案】ACH7F7W5N5Z2H5Q10HW9J3Q8H6M6U9W3ZP5N3E10R3X2R10F499、资料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.

A.Objective

B.Indifferent

C.Suspicious

D.Supportive【答案】DCV9A5C1Q3W1T6O8HT2A1T2G3M1T1G10ZW5Y2K3H4C7J6O2100、阅读理解

A.scientificreality

B.asymbolicexistence

C.theviewer'sexperience

D.realitycoloredbyemotion【答案】ACM5S5P6K8V4I10K8HI5I1D4G7Z3W7R7ZN7F5K4Z10Z2N4S8101、某企业甲产品的实际产量为1000件，实际耗用材料4000千克，该材料的实际单价为每千克100元；每件产品耗用该材料的标准成本为每件250元，材料消耗定额为每件5千克。直接材料成本的数量差异是（）。

A.200000元不利差异

B.200000元有利差异

C.50000元有利差异

D.50000元不利差异【答案】CCK6O7V3V4U3W2M9HI5B10Q3Y3A6D2Z4ZV7N9K4Z4F5L10W4102、Whilethereasonsformassive，longer-burningwildfiresarecomplex，thereis______thatwildfireswilloccurmorefrequentlywithclimatechange。

A.consensus

B.conclusion

C.recognition

D.compromise【答案】ACX2O10F3T5R2I2Z1HQ3I9X7M7A10V5P2ZJ2L2C6O1I2D8M5103、下列期货产品中，不属于金融期货的是（）。

A.货币期货

B.股指期货

C.利率期货

D.黄金期货【答案】DCO8N1D9R8B10M8C4HG10E4M3P4H10M5C3ZD3M4Z9N5R4W8A10104、邓小平提出的“三个有利于”标准具有内在的联系性，其中最基本的是（）。

A.提高人民的生活水平

B.发展生产力

C.巩固社会主义制度

D.增强社会主义国家的综合国力【答案】BCD3M2B3P3R5F8E8HF9I2Y5V5R2Q2O8ZL4O9X3R3T8Y6T3105、资料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.

A.Celebrities

B.Royalfamilies

C.Businessmenandtourists

D.Richpeople【答案】CCS6U10V5V5K2P7F3HJ4Q6Z2E2N5P5G7ZX4E3F3T7Y1X4Y9106、资料：Placingtherighttypeofworkersincloseproximitytoeachothercangenerateuptoa15percentincreaseinorganizationalperformance，accordingtothestudyfromCornerstoneOnDemand，aproviderofcloud-basedlearningandtalent-managementsoftware，and