会计与银行业务英语词汇短语大全

1、会计与银行业务英语词汇短语大全支票方面用语支票薄chequebook支票陈票人chequedrawer持票人chequeholder不记名支票chequetobearer|bearercheque记名支票|认人支票chequetoorder到期支票antedatedcheque未到期支票postdatedcheque保付支票certifiedcheque未获兑现支票，退票returnedcheque横线支票crossedcheque普通横线generalcrossing特别横线specialcrossing空白支票blankcheque失效支票，过期支票stalecheque普通支票openc

2、heque打10%折扣的10000元支票（即9000元）achequefor$10,000,less10%discount加10%费用的10000元支票（即11000元）achequefor$10,000,plus10%charges支票换现金|兑现tocashacheque清理票款toclearacheque保证兑现tocertifyacheque填写支票数额tofillupacheque支票上划纟戋tocrossacheque开发支票tomakeoutacheque签发支票，开立支票todrawacheque|toissueacheque透支支票tooverdrawacheque背书支票t

3、oendorseacheque清付票款topayacheque|tohonouracheque支票退票todishonouracheque拒付支票torefuseacheque扌巨付支票tostoppaymentofacheque提示要求付款topresentforpayment见票即付持票人payabletobearer支付指定人payabletoorder已过期|无效outofdate|stale请给出票人R/D|refertodrawer存款不足N/S|N.S.F.|notsufficientfunds|I/F|insufficientfunds文字与数字不一致wordsandfigur

4、esdiffer支票交换时间已过accountclosed更改处应加盖印章alterationsrequireinitials交换时间已过effectsnotcleared停止付款paymentstopped支票毁损chequemutilated信用证用语篇、信用证用语追加信用证additionalcredit|additionalL/C信用证金额amountofcredit赊帐金额creditbalance可撤消信用证revocableL/C不可撤消信用证irrevocableL/C保兑信用证confirmedL/C不保兑信用证unconfirmedL/C可转让信用证assignableL/

5、C|transferableL/C银行信用证bankersL/C有追索权信用证withrecourseL/C无追索权信用证withoutrecourseL/C单一信用证simplecredit无条件信用证opencredit|freecredit普通信用证generalletterofcredit旅行信用证circularletterofcredit特另U信用证specialletterofcredit信用证底帐letterofcreditledger信用证发行帐letterofcreditissuedaccount信用证金额amountofcredit信用证余额|信用证结欠creditbal

6、ance开立信用证toopenacredit通过银行开立信用证toestablishacreditthroughabank电开信用证tocableacredit取消信用证tocancelacredit开出信用证toissueacredit在某银行开立信用证toarrangeacreditwithabank修改信用证toamendacredit延展信用证有效期toextendacredit增加信用证面额toincreaseacredit寄出信用证tosendacredit请发给信用证totakeoutacredit二、信用证例文我们已开出以贵方为受益人的保兑信用证。Wenaveopenedaco

7、nfirmedcreditinyourfavour.以贵方为受益人，我们开出不可撤消的的保兑信用证。Wehaveopenedaconfirmedandirrevocablecreditinyourfavour.我们被请求已开出以贵方为受益人的信用证，特此通知。Wearepleasedtoinformyouthatwehavebeenrequestedtoopenacreditinyourfavour.我们已开出商业信用证，特此通知。Weintimatetoyouthatwehaveissuedacommercialletterofcredit.付款方面用语付款方法modeofpayment现金

8、付款paymentbycash|cashpayment|paymentbyreadycash以支票支付paymentbycheque以汇票支付paymentbybill以物品支付paymentinkind付清|支付全部货款paymentinfull|fullpayment支付部分货款|分批付款paymentinpart|partpayment|partialpayment记帐付款|会计帐目内付款paymentonaccount定期付款paymentonterm年分期付款annualpayment月分期付款monthlypayment|monthlyinstalment延滞付款paymentin

9、arrear预付货|先付paymentinadvance|prepayment延付货款deferredpayment立即付款promptpayment|immediatepayment暂付款suspensepayment延期付款delayinpayment|extensionofpayment支付票据paymentbill名誉支付|干与付款paymentforhonour|paymentbyintervention结帐|清算|支付settlement分期付款instalment滞付|拖欠|尾数款未付arrears特许拖延付款日daysofgrace保证付款delcredere付款topay|t

10、omakepayment|tomakeeffectpayment纟吉帐tosettle|tomakesettlement|tomakeeffectsettlement|tosquare|tobalance支出|付款todefray|todisburse纟吉j青toclearoff|topyaoff请求付款toaskforpayment|torequestpayment恳求付帐tosolicitpayment拖延付款todeferpayment|todelaypayment付款被拖延tobeinarrearswithpayment还债todischarge迅速付款topaypromptly付款相

11、当迅速topaymoderatelywell|topayfairlywell|tokeeptheengagementsregularly付款相当慢topayslowly|totakeextendedcredit付款不好topaybadly|tobegenerallyinarrearwithpayments付款颇为恶劣topayverybadly|toneverpayunlessforced扌巨绝付款torefusepayment|torefusetopay|todishonourabill相信能收到款项Weshalllooktoyouforthepayment|Weshalldependupo

12、nyouforthepayment|Weexpectpaymentfromyou惠请付款kindlypaytheamount|pleaseforwardpayment|pleaseforwardacheque.我将不得不采取必要步骤运用法律手段收回该项货款Ishallbeobligedtotakethenecessarystepstolegallyrecovertheamount.|Ishallbecompelledtotakestepstoenforcepayment.惠请宽限letthematterstandovertillthen.|allowmeashortextensionoftim

13、e.|Kindlypostponethetimeforpaymentalittlelonger.索取利息tochargeinterest附上利息todrawinterest|tobearinterest|toallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabank|toputinabank|toplaceondeposit|tomakedeposit在银行存款tohavemoneyinabank|tohaveabankaccount|tohavemoneyondeposit向银行提款towithdrawonesdepositfr

14、omabank换取现金toconvertintomoney|toturnintocash|torealize折扣用语从价格打10%的折扣tomakeadiscountof10%offtheprice|tomake10%discountofftheprice打折扣购买tobuyatadiscount打折扣出售tosellatadiscount打折扣-让价toreduce|tomakeareduction减价todeduct|tomakeadeduction回扣torebate现金折扣cashdiscount货到付款|现金提货cashondeliver(C.O.D.)货到付现款cashonarri

15、val即时付款promptcash净价|最低价格付现netcash现金付款readycash即期付款spotcash|cashdown|cashonthenail凭单据付现款cashagainstdocuments凭提单付现款cashagainstbillsoflading承兑交单documentsagainstacceptance(D/A)付款交单documentsagainstpayment(D/P)汇票汇单用语、汇款用语汇款|寄钱toremit|tosendmoney寄票供取款|支票麦付tosendachequeforpayment寄款人aremitter收款人aremittee二、汇票

16、汇单用语国外汇票foreignBill国内汇票inlandBill跟单汇票documentarybill空头汇票accommodationbill原始汇票originalbill改写|换新票据renewedbill即期汇票sightbill|billondemand.daysafterdate|.daysafterdate.日后付款.monthsafterdate|.monthsafterdate.月后付款见票后日付款daysaftersight|.dayssight见票后月付款monthsaftersight|.monthssight同组票据setofbills单张汇票solaofexcha

17、nge|soleofexchange远期汇票usancebill|billatusance长期汇票longbill短期汇票shortbill逾期汇票overduebill宽限日期daysofgrace电汇telegraphictransfer仃.T)由B汇postalorder|postalnote(Am.川postofficeorder|moneyorder本票promissorynote(P/N)押汇负责书|押汇保证书letterofhypothecation副保|抵押品|付属担保物collateralsecurity担保书trustreceipt|letterofindemnity承兑|

18、认付acceptance单张承兑generalacceptance有条件承兑qualifiedacceptance附条件认付conditionalacceptance部分认付partialacceptance拒付|退票dishonour拒绝承兑而退票dishonourbynon-acceptance由于存款不足而退票dihonourbynon-payment提交presentation背书endorsement|indorsement无记名背书generalendorsement|blankendorsement记名式背书specialendorsement|fullendorsement附条

19、件背书conditionalendorsement限制性背书restrictiveendorsement无追索权背书endorsementwithoutrecourse期满|到期maturity托收collection新汇票|再兑换汇票re-exchange|re-draft夕卜汇交易exchangedealing|exchangedeals汇兑合约exchangecontract汇兑合约预约forwardexchangecontract夕卜汇行情exchangequotation交易行情表courseofexchange|exchangetable汇价|兑换率exchangerate|rat

20、eofexchange官方汇率officialrate挂牌汇率|名义汇率nominalrate现汇汇率spotrate电汇汇率|电汇率|T.T.rate|telegraphictransferrate兑现率|兑现汇率demandrate长期汇率longrate私人汇票折扣率rateonaprivatebill远期汇票兑换率forwardrate套价|套汇汇率|裁定外汇行情crossrate付款汇率pencerate当日汇率|成交价currencyrate套汇|套价|公断交易率arbitrage汇票交割|汇票议付negotiationofdraft交易人|议付人negotiator票据交割|让与

21、支票票据议付tonegotiatieabill折扣交割|票据折扣todiscountabill票据背书toendorseabill应付我差额51,000美元abalanceduetousof$51,000|abalanceinourfavourof$51,000收到汇款toreceiveremittance填写收据tomakeoutareceipt银行柜台用语、银行用语请入收款人的户号accountpayee请支付票款advicetopaycheques惠请通知该支票的经过advisefate金额有错误accountsdiffer文字与数字所记载金额不同wordsandfiguresdiffe

22、r签名有误|印鉴不符signaturesdiffer请明天再次提出为荷presentagaintomorrow保证付款goodforpayment请照会发票人refertodrawee(R.D.)无交易noaccount款额不足|存款不足notsufficient(N.S.)|nosufficientfunds(N.S.F.)已无存款nofunds如支票不获兑现时,不必出具拒绝证书。nottobeprotestedincaseofdishonour|protestwaived|noprotest需要出具拒绝证书tobeprotested没有通知noadvice未受指示noorders禁止转让|

23、不可转让non-transferable|nottransferable已付款receivedpayment|paymentreceived上开价金已收至】valuereceived|forvaluereceived上开价金系经核算valueinaccount上开金额与发票相同valueasperinvoice上开金额与通知书相符valueasperadvice无追索权withoutrecourse有追索权|偿还请求权rightofrecourse请求偿还清单11清偿帐户recourseaccount偿还准备金recoursefund拒绝偿还|拒绝追索recourserepudiation二、

24、银行业务例文定期存款的条件为年利6%,存期6个月以上，只要金额1,000元，我们均乐意接受。Weshallbepleasedtoreceiveafixeddepositforanyamountmorethan$1,000,foraperiodoversixmonthsattherateof6%p.a.谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。该面额等于您寄来换新的旧存折本金加上利息之和。EnclosedpleasefindanewdepositcertificateNo.500for$100,000,whichrepresentstheprincipaland

25、interestoftheoldcertificateyousentusforrenewal.如存款为100元以上，我们将乐意接受。Weshallbegladtoreceivedepositsof100yenandupward.三、结算到目前为止，我公司应收帐尚有二万美元。兹奉上结算报告书一份，敬请查收为荷。Enclosedwehandyouastatementofaccounttodate,showingabalanceof$20,000inourfavour,whichwetrustwillbefoundinorder.上开帐目，现正核对，如无错误，将遵照贵公司的指示，将转入新开的帐户内。

26、Thisaccountisunderexamination,andiffoundcorrect,itshallbecarriedtoanewaccount,inconformitywithyourinstructions.您昨日函敬悉。兹遵照贵方请求，同函附上结算报告书，敬请惠予查收为荷。Yourfavourofyesterdaywasdulyreceived,andwehandyouherewithastatementofyouraccountasrequested,whichwehopeyouwillfindcorrect.兹奉上棒铁总价为512,000元清单一份，恳请列入我公司贷方帐项为

27、荷。Wehandyououraccountonthebariron,amountingto$512,000,whichkindlypasstoourcredit.四、请求付款恳请速予汇款为荷。anearlyremittancewillbeappreciated.迟付的60美元，请速予寄下为荷。Pleaseletushaveyourcheckforthe$60nowpastoverdue.有鉴于此，相信贵方将随复函寄来支票，特此致谢。Withthesefactsbeforeyou,wefeelsurethatyouwillsendusyourcheckbyreturnmail.Thankyou.我们恳求，对此部分能速予结帐为荷。Weurgethatyoumakethissettlementwithoutdelay.何不立即对此案作一结算？请在今日将支票随函发出即可。Whynotse