浦发银行历年公开招聘笔试真题题库（带答案）

PAGEPAGE1浦发银行历年公开招聘笔试真题题库（带答案）一、单选题1.杜甫有云：“朝回日日典春衣，每日江头尽醉归。酒债寻常行处有，人生七十古来稀”。对诗歌涉及的典当制度，下列选项可以成立的是（）。A、唐代的典当形成了明确的债权债务关系B、唐代的典当契约称为“质剂”C、唐代的典当称为“活卖”D、唐代法律规定开典当行者构成“坐赃”答案：A解析：“质剂”是西周的买卖契约，故选项8错误。“活卖”是宋代的制度，主要用于土地的“典当”，故选项C错误。“坐赃”是唐代的关于官吏或者常人因职权之便而非法收受财物的行为，故选项D错误。唐代的典当形成了明确的债权债务关系.唐末开始用“典”或“典当”一词。宋朝规定了更加具体的制度。故本题A项正确.2.Playersmustnot____raisetheballfromahitexceptforashotatgoal.A、intentionallyB、shylyC、timidlyD、unwillingly答案：A解析：本题考查副词词义辨析。题目意为“除了射门得分外，球员不得故意在球进击过程中肩前托球。”A项意为“故意地、有意地”。B项意为“害羞地、胆怯地”。C项意为“羞怯地、胆小地”。D项意为“不情愿地、勉强地”。因此选A，故意肩前托球。3.资料：Arewalkerssmarterthandrivers?AreportpublishedlastmonthsaysmetropolitanareasintheUnitedStatesthatwerefoundtobemorepedestrian-friendlyalsooftenhadhigherlevelsofGDP-andtheircitizenswerebettereducated.ThestudywasconductedbySmartGrowthAmerica,anurbanadvocacygroupbasedintheDistrictofColumbia.Itlookedatthe30biggestmetrozonesintheUS,andrankedthembyhowmuchoffice,retail,andresidentialareawasconducivetowalking.Thequestionis,why?Dobrainierpeoplejustliketowalkandnotdrive?It'saplicatedanswer.Whatwedon'tknowiswhetherwalkableplacesattracteducatedpeople,orwhethereducatedpeoplemovetocertainplacesthatthenbeemorewalkable.That'snotall:Educationlevelsaren'tjusthigherinwalkablecities.GDPis,too.ThegapbetweenthehighestandlowesturbanmetrosbyGDPinthestudyisachasmof49%,whichscholarcallsa"firstandsecondworldgap.Thisisseriousstuff."Ofcourse,correlationdoesn'tequalcausation.There'snotenoughdatatodefinitivelysaywhytheseurbanareasarefilledwitheducatedpeople.Butit'sdefinitelyastartingpointforconversation:Manysocioeconomicandgenerationaltrendstheworldovercouldhelpexplainwhyuniversitygraduatesgravitatetowardcrowded,subway-linedmetropolisesthesedays.Infact,suchanintellectualinfluxhasstartedtochangetheentirefacesofsomeurbanareas.Increasedurbanizationisn'ttheonlyreasoncar-eschewingcitiesseesmartercitizens.Youngpeopleplayarole,too.Millennials-thosebornbetweenaround1981and1996-arethemosteducatedgenerationinhistory.Nearlyhalfofthemholdabachelor'sdegreeorhigher.They'realsoallmovingtocities,unliketheirparents.ThesespikesintheworkforcetranslateintometroswithhigherGDPandhigheroveralleducationlevels.Whatcanbethepossibleexplanationaccordingtothestudy?A、UrbanizationB、YoungpeopleC、BothD、Unknown答案：C解析：本题考查的是细节理解。【关键词】possibleexplanationaccordingtothestudy【主题句】第6自然段Increasedurbanizationisn'ttheonlyreasoncar-eschewingcitiesseesmartercitizens.Youngpeopleplayarole,too.少开车的城市，公民更智慧，这不仅仅是城市化进程加快引起的。年轻人也发挥了作用。【解析】本题的问题是“根据本项研究，哪一项是可能的解释？”。A选项“城市化”；B选项“年轻人”；C选项“两者都是”；D选项“未知”。根据题目中关键词找到主题句，主题句中，提到了两项主要原因是城市化和年轻人，故选C。4.下列关于Excel的叙述中，正确的是（）。A、Excel工作表的名称由文件名决定B、Excel允许一个工作簿中包含多个工作表C、Excel的图表必须与生成该图表的有关数据处于同一张工作表上D、Excel将工作簿的每一张工作表分别作为一个文件夹保存答案：B5.Recently,XiangningstartedtomunicatewithMike,thecontactpersonofMonsell.Oneday.Mikereceivedane-mailfromSophiaJones.Shewroteane-mailtoMikewhoisthecontactpersonofMonsell.SophiaJonesaskedsomeinformationaboutRegisteredEducationSavingsPlanofMonsell.Readthee-mails.Awordorphraseismissinginsomeofthesentences.Fouranswerchoicesaregivenbeloweachofthesentences.Selectthebestanswertopletethetext.Thenselecttherightanswer.DearMike,Iamoneofthoseconcernedmotherswhobelievethateducationisthekey[1]ourchildren’sfuture.ButasfarasIknow,it’scostly-currentlyasmuchas$$60,000forafouryeardegreeataCanadianuniversity.MydaughterAlisahasjustgot[2]totheUniversityofToronto.Ononehand,Iamthrilledatthisgreatnews,whileontheotherhand,Iamalittlebitworried[3]ourmoderatefinancialstatus.Asaresult,Iwritethistoaskforsuggestionsonwaystomaximizeoureducationsavings.HowmanyoptionsdoIhaveandhowdotheyworkIreallyappreciateandlookforwardtoyourearlyreply.Yourssincerely,SophiaJonesRecently,XiangningstartedtomunicatewithMike,thecontactpersonofMonsell.Oneday.Mikereceivedane-mailfromSophiaJones.Shewroteane-mailtoMikewhoisthecontactpersonofMonsell.SophiaJonesaskedsomeinformationaboutRegisteredEducationSavingsPlanofMonsell.Readthee-mails.Awordorphraseismissinginsomeofthesentences.Fouranswerchoicesaregivenbeloweachofthesentences.Selectthebestanswertopletethetext.Thenselecttherightanswer.DearMike,Iamoneofthoseconcernedmotherswhobelievethateducationisthekey[1]ourchildren’sfuture.ButasfarasIknow,it’scostly-currentlyasmuchas$$60,000forafouryeardegreeataCanadianuniversity.MydaughterAlisahasjustgot[2]totheUniversityofToronto.Ononehand,Iamthrilledatthisgreatnews,whileontheotherhand,Iamalittlebitworried[3]ourmoderatefinancialstatus.Asaresult,Iwritethistoaskforsuggestionsonwaystomaximizeoureducationsavings.HowmanyoptionsdoIhaveandhowdotheyworkIreallyappreciateandlookforwardtoyourearlyreply.Yourssincerely,SophiaJonesMrs.Jones,Firstly,pleasesendmysincerecongratulationstoAlisaforgettingintotheUniversityofToronto.AsfarasIcansee,ourRegisteredEducationSavingsPlan(RESP)isthe[4]waytohelpyoumaximizeyoureducationsavings.Tax-shelteredinvestmentgrowthandeligibilityforgovernmentgrantscanmakeabigcontributiontoyourchild’sfuture.Thisplanconsistsofthe[5]planandthefamilyplan.TheformeristoopenanRESPforanindividualchild,whilewithafamilyplanyoucannameoneormorechildrenasbeneficiaries.AttachedisabrochureonRESP.Pleasefeelfreetowritetomeifanyfurtherinformationisneeded.[5]A、singleB、individualC、formerD、savings答案：B解析：本题考查的是细节理解。【关键词】the______plan【主题句】Thisplanconsistsofthe______planandthefamilyplan.TheformeristoopenanRESPforanindividualchild,whilewithafamilyplanyoucannameoneormorechildrenasbeneficiaries.前者是为单一儿童开设RESP计划，家庭计划则可以将家中一或多个儿童作为受益人。【解析】本题的问题是“本计划包括个人计划和家庭计划。”空格处需要一个与家庭对应的词，排除选项C、D，因为后文中提到individualchild，所以前文对应填individual。6.中国建设银行发行的银行卡是（）。A、长城卡B、金穗卡C、牡丹卡D、龙卡答案：D7.在食品安全方面，以下措施中，可以有效预防禽流感的是（）。(1)不接触、不食用病禽(2)鸡蛋一定要煮透才能食用(3)在食品加工过程中，一定要做到生熟分开(4)常洗手，保持手部卫生A、(3)和(4)B、(1)和(2)C、(1)、(2)、(3)和(4)D、(1)、(3)和(4)答案：C解析：以下措施可以有效预防禽流感：①不接触、不食用病(死)禽、畜肉，不购买无检疫证明的鲜、活、冻禽畜及其产品。②生禽、畜肉和鸡蛋等一定要烧熟煮透。③在食品加工、食用过程中，一定要做到生熟分开，避免交叉污染，处理生禽、畜肉的案板、刀具和容器等不能用于熟食。④要保持良好的个人卫生习惯，不喝生水。⑤保持手部卫生，常洗手。在做食品之前、制作之中以及制做之后，餐前便后，处理生禽畜肉和生鸡蛋后等均要洗手。故本题答案选C。8.资料：Procrastinationesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,plexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.Theproblemisourbrainsareprogrammedtoprocrastinate.Ingeneral,wealltendtostrugglewithtaskthatpromisefutureupsideinreturnforeffortswetakenow.That'sbecauseit'seasierforourbrainstoprocessconcreteratherthanabstractthings,andtheimmediatehassleisverytangibleparedwiththoseunknowable,uncertainfuturebenefits.Sotheshort-termefforteasilydominatesthelong-termupsideinourminds--anexleofsomethingthatbehavioralscientistscallpresentbias.Howcanyoubeelessmyopicaboutyourelusivetasks?It'sallaboutrebalancingthecostbenefitanalysis:makethebenefitsofactionfeelbigger,andthecostsofactionfeelsmaller.Therewardfordoingapesteringtaskneedstofeellargerthantheimmediatepainoftackingit.Tomakethebenefitsofactionfeelbiggerandmorereal:Visualizehowgreatitwillbetogetitdone.Researchershavediscoveredthatpeoplearemorelikelytosavefortheirfutureretirementifthey'reshowndigitallyagedphotographsofthemselves.Why?Becauseitmakestheirfutureselffeelmorereal-makingthefuturebenefitsofsavingalsofeelmoreweighty.Howcanyoubeelessmyopicaboutyourelusivetasks?A、Makethecostsofactionfeelsmaller.B、Maketherewardlargerthantheimmediatepainofdoingit.C、Makethebenefitsofactionfeelbigger.D、Alltheabov答案：D解析：本题考查的是细节理解。【关键词】how;lessmyopic;elusivetasks【主题句】第3自然段Howcanyoubeelessmyopicaboutyourelusivetasks?It’sallaboutrebalancingthecost-benefitanalysis:makethebenefitsofactionfeelbigger,andthecostsofactionfeelsmaller.Therewardfordoingapesteringtaskneedstofeellargerthantheimmediatepainoftacklingit.对于困难的任务，你怎么能少一些目光短浅？重新平衡成本效益分析很关键：让行动的好处变得更大，行动成本更小。做困难任务的奖励需要比解决它的直接痛苦更大。【解析】选项A意为“让行动的代价变得更小”；选项B意为“让奖励大于做它的直接痛苦”；选项C意为“让行动的好处感觉更大”；选项D意为“以上全部”。根据文章第3段的内容（主题句），可知A、B、C项原文都有提及，因此该题选D，所有都涉及。9.Weexplicitlymakeallowanceforthefactthatproduction.______whentheartistdies,implyingthatthecollectorscanbesurethatinthefuturenonewsimilarpiecesofartwillputpressureonthepricesinthisspecificmarketsegment.A、confinesB、conformsC、easesD、continues答案：C解析：本题考查形近词辨析。题目意为“我们明确地考虑到这一事实：当艺术家去世时，艺术创作就停止了。这意味着收藏家可以肯定，未来不会再有新的类似的艺术作品给这一具体细分市场的价格带来压力。”A选项“限制，禁闭”，B选项“符合”，C选项“停止”，D选项“继续，连续”。当艺术家去世时，应该是不会再进行艺术创作了。10.关于国际收支，下列说法正确的是（）。A、国际收支反映的内容是以货币记录的交易B、一国的领事馆在所在国的消费不计入国际收支C、国际收支记录的是一国居民间的交易D、依据交易双方的国籍可以判定该项交易是否应包含在国际收支的范围内答案：A解析：在狭义上，国际收支是指在一定时期内，一国居民与非居民所发生的全部货币或外汇的收入和支出。在广义上。国际收支是指在一定时期内，一国居民与非居民所进行的全部经济交易的以一定货币计值的价值量总和。居民是经济概念，不以国籍为标准，而是看居住地和居住时间.凡是在本国居住时间超过一年的自然人和法人，不论其国籍如何，均属本国居民。11.股票是股份公司发给股东的人股凭证，购买股票后，股东成为（）。A、公司的债主B、企业的法人C、公司的所有者D、企业的经营者答案：C解析：股票是股份公司发给股东的入股凭证.是股东取得股息的一种有价证券。股东是指通过向公司出资或其他合法途径出资并获得公司股权.并对公司享有权利和承担义务的人。故本题答案选C。12.公元前3世纪，中国战国时期秦国蜀郡太守李冰及其子率众修建的一座大型水利工程“旱则引水浸润，雨则杜塞水门”。故记曰：“水旱从人，不知饥馑”。后来，三国时蜀相诸葛亮“征丁千二百人护之”。据此判断，这项水利工程是（）。A、都江堰B、郑国渠C、灵渠D、芍陂答案：A解析：著名的古代水利工程都江堰，位于四川都江堰市城西，古时属都安县境而名为都安堰，宋元后称都江堰，被誉为“独奇千古”的“镇川之宝”。建于公元前3世纪，是中国战国时期秦国蜀郡太守李冰及其子率众修建的一座大型水利工程，是全世界至今为止，年代最久、唯一留存、以无坝引水为特征的宏大水利工程。也是我国科技史上的一座丰碑。13.中国共产党确定毛泽东思想作为自己的一切工作指针的会议是（）。A、遵义会议B、瓦窑堡会议C、中共六届六中全会D、中共七大答案：D解析：党的“七大”一个重要的历史性贡献是将毛泽东思想写在了党的旗帜上，确立毛泽东思想为党的指导思想。14.Withgreateffortsandfriends’help，XiaoHuafinallyfounda______job.A、luxuriousB、luminousC、luminantD、lucrative答案：D解析：本题考查形近词辨析。题目意为“付出了巨大的努力，加上朋友的帮助，小华最终找到了一份获利丰厚的工作。”A选项“奢侈的，豪华的”，B选项“发光的，明亮的”，C选项“发光的，发亮的”，D选项“赚钱的，获利丰厚的”。根据词义，选择D。15.资料：EarlyExperiencesIfyou'vemunicatedapositiveinitialimpressionandcustomersdecidetoexploreyourproduct,cantheydiscoverthefeaturesandfunctionsthathelpgetthemuptospeed?Doesyourinterfaceprovideclear,streamlinedpathsfreeofunnecessaryinstructions,distractingvisualelements,orunneededfeaturesorfunctionality?Finally,howwelldoesyourproducthelpcustomersgetthebenefitstheywant,orevenleadthemtobenefitstheywereunawareof?Testinghelpsdetermineifcustomersfindtheterminologyclearandjargon-free;whetherthepageandcontentisorganizedlogicallyfromtheirperspective;ifprocesses-suchasregistration,checkoutorupgrading-areefficientandeasytouse;andifit'sclearhowtocancelaprocessornavigatetoaspecificfunctionorlocation.MaturityOvertime,discoveringshortcutsandadvancedfunctionalitywillhelpmaturecustomersdotheirjobsmorequickly.You'llwanttotesthowtheseoptionsaremunicatedandensurethattheyaddresstheneedsofthesecustomerswithoutimpactingtheexperienceofothercustomers.Unlessyoutestwithactualusers,yourproductteamwon'tgetatrueperspectiveaboutwhatyourproductisliketousebythepeoplewhomattermosttheusersthemselves.Thismayseemobvious,butinmanyorganizations,approximatecustomers-suchassalespeople-aresometimesusedtoreviewproducts.Afterall,theyhavealotofcustomercontact.Butsalespeopledon'thavethesamemotivationsorcontextascustomers.Atbest,thisapproachisrisky.Whenyoutestwithrealusers,usabilitytestsensurethatallproductstakeholdersgetarealistic,honestviewofyourproduct'seffectiveness.Ifyouhaveneverwatchedacustomeruseyourproduct,youmightbeinforasurprise."Obvious"productassumptionsmaybechallenged,oryoumightfindthatcustomersthinkdifferentlyaboutwhatvaluemeanstothem.Whateveryoudiscover,you'llunearthinformationtodevelopproductsthataremorelikelytobeonesthatyourcustomersvalue.Whichofthefollowingistrue?A、Youshouldseparatenewandmaturecustomersintestingyourproducts.B、Approximatecustomersareequallyvaluableasrealusers.C、Salespeoplehavealotofcustomercontact,sotheyhavethesamemotivationsascustomersD、Usabilitytestaimstopleasethecustomers答案：D解析：本题的问题是“以下哪一项是正确？”A选项“在测试产品时，应该将新老客户分开。”；根据主题句1，应该在不影响新客户体验的前提下满足老客户的需求，因此不是将新老客户分开对待。B选项“近似客户和真实的使用者有同样的价值”；C选项“销售人员有许多的客户联系，因此他们和客户有同样的动机。”；根据主题句2，销售人员和客户没有相同的动机，使用销售人员代替客户是有风险的，可以推断出近似客户和真实的使用者没有同样的价值。D选项“可用性测试的目的是让客户满意”。A、B、C三个选项都被排除了，D选项符合文意，故选D。16.资料：Britainisfacinga“crisisoffatherlessness”inwhichalmosthalfofallchildrenborntodaywillnotbelivingwithbothparentsbythetimetheyare15,thenewchiefexecutiveofthethinktankfoundedbyIainDuncanSmithhaswarned.AndyCook,whorunstheCentreforSocialJustice,whichischairedbytheformercabinetminister,arguedthatregularcontactwithafatherfigurereducedcriminalbehaviorinchildrenandboostedcognitiveskillsincludingreasoningandlanguagedevelopment.Cookclaimedtherewastoomuchofa“throwawayculture”toparenting,adding:“Overthelast40years,themeteoricriseinfamilybreakdownhasblighted（损害）thelivesofthepoorestchildrenthemost.Therelationshipchildrenhavewiththeirfathersaffectstheirself-esteem,howwelltheydoatschool,evenwhethertheyareabletoformhappy,long-lastingrelationshipsasadults.”Cooksaiditwasinevitablethatrelationshipswouldnotalwaysworkout,butarguedthatacultureshiftcouldreducetheprevalenceoffamilybreakdown,andstressedtheimportanceofparentingoncecoupleshadseparated.“Weneedasocietalshiftinperspectivefromregardingfathersasadispensableextratorecognizingtheirvalueasacrucialpillarinachild’slife.”hesaid.Cookarguedpolicyoughttobefocusedonlonger-termthinking,andemphasizingthepotentialimpactonchildrenoftroubledrelationships,stressingthedisproportionateeffectonthepoorest.Histhinktank’sfiguresshowthatbytheageoffive48%ofchildreninlow-inefamiliesarenotlivingwithbothparents,paredwith16%ofchildreninmiddle-tohigher-inefamilies.Hesaidhisworkwouldalsofocusonfourotherfactorsthatcontributedtopoverty:educationalfailure,worklessness,problemdebtandaddiction.Lookingonlyatinelevelsskewedpolicy,headded.Despitecontroversyintheeducationsectoraboutthegrowthofgrammarschools,Cookarguedthattherewasevidencetheycouldbesuccessfulifheadteacherstriedtofindthemosttalentedchildrenfrompoorerfamilies.TheformerchiefexecutiveoftheCentreforSocialJustice,ChristianGuy,whobecamethePM'spovertyadviser,saidthehopeofthepreviousstrategywasto“startaparentingrevolution——fortoolongpoliticianslookedawayasfamilyinstabilityandpoorchilddevelopmentblightedlivesinthepoorestneighbourhoods”.“Parentswantwhat'sbestfortheirchildren,butgreatadvicetendstobethepreserveofthebetteroff.Thishastochangeifwewanttoseechildrenstartingschoolreadytoleadtomunicateandforminghealthyrelationships”.Wecaninferthatthe“throwawayculture”may______.A、resultintherapidincreaseoffamilybreakdownB、underminetherelationshipbetweenfatherandchildC、affectself-esteemofkidsfromthepoorestfamilyD、transmitthetraditionalroleoffathersinthefamily答案：B解析：本题考查的是推理判断。【关键词】inferthat;the“throwawayculture”may【主题句】第3段Cookclaimedtherewastoomuchofa“throwawayculture”toparenting,adding:“Overthelast40years,themeteoricriseinfamilybreakdownhasblightedthelivesofthepoorestchildrenthemost.Therelationshipchildrenhavewiththeirfathersaffectstheirself-esteem,howwelltheydoatschool,evenwhethertheyareabletoformhappy,long-lastingrelationshipsasadults.”库克声称，养育子女中存在着太多的“丢弃文化”，并补充说：“在过去的40年里，家庭破裂的迅速增长最大程度地摧毁了最贫困儿童的生活。这些孩子与父亲的关系会影响他们的自尊，他们在学校的表现如何，甚至是否能够像成年人一样形成快乐持久的关系。“本题的问题是“我们可以推断‘丢弃文化’______”。选项A意为“导致家庭破裂迅速增加”；选项B意为“破坏父子关系”；选项C意为“影响最贫困家庭的孩子的自尊”；选项D意为“传播父亲在家庭中的传统角色”。根据主题句，选项A是造成“丢弃文化”出现的背景，而非“丢弃文化”产生的结果，出现本末倒置，故错误；选项B，根据主题句，可以推测“丢弃文化”会破坏父子之间关系，故正确；选项C与主题句中一致，可以直接得出，不需要推断，故错误；选项D与主题句意思相悖，“丢弃文化”会造成父子隔离，不利于传播父亲角色，故错误。17.___mightbeexpected,theresponsetothequestionwasverymixed.A、ItB、AsC、ThatD、What答案：B解析：本题主要考查定语从句，全句意为“正如所预料的那样，对这个问题的回答各式各样。”考点定语从句18.资料：TencentHoldingsLtdhasannouncedthatitwillfullyopenupitsbigdataplatformandmachinelearningtechnologyinamovetobuilda"sharingeconomy"basedoncloudservices.EnterpriseswillbeabletouseasetofbigdataanalysistoolsdevelopedbyTencent,helpingthemgainabetterunderstandingoftheirclientsandimprovetheirproducts.TheShenzhen-basedinternetgiant,whichownsinstantmessagingtoolsQQandWeChat,hasyearsofexperiencesstoringandanalyzinghugeamountsofdata.TheopeningofitscoretechnologiesispartofTencent'seffortstodevelopcloudservices,anareawhichmanyotherbigpaniesincludingAlibabaandBaiduarealsotappinginto."Developmentofasharingeconomyiscloselyrelatedtocloudservices"saidMaHuateng,chairmanofTencent."Liketransportation,acmodationandmanyotherareas.cloudservicesarealsoakindofsharingeconomy."HesaidcloudputinghasbeeoneofthekeyareasTencentfocusesonandthepanyisdedicatedtoopeningitsITresourcesandtechnologicalcapabilitiestooutsiders."Inthepast,enterpriseswereonlyusersofinternettechnology.Now,astheyengagethemselvesinthecloud,theyarebeingapartoftheinternetecosystem,"Masaidatthe2016TencentCloudSummitheldinShenzhenthisweek.CloudtechnologyhasachievedgreaterimportanceinrecentyearsasmoreandmoreChineseenterprisesintegratethemselvesdeeperwiththeinternet.However,itremainsdifficultforpanies,especiallysmallerones,tobuildtheirowndatacenterbecauseitinvolveslargecapitalinvestmentandawasteofresources,saidDowsonTong.seniorexecutivevice-presidentofTencent.Cloudserviceshelpenterprisesgetaccesstomoreresourceswhilereducingtheiroperatingcosts,Tongsaid.Accordingtothe2016InternetTrendsreport,servicesprovidedbyTencentarethemostmonlyusedbyChineseinternetusers.Morethan50percentoftheirtimeontheinternetisspentonTencentservices."Wearenotofferingcloudservicesasaseparatebusiness.Instead,itisapartofTencent'sentirestrategy.EnterpriseswillbeabletogetaccesstoallTencentplatformsbyusingitscloudservices,"Masaid.Thephrase"tapinto"inparagraph2isinclosestmeaningto:A、diginto.B、specializein.C、breakintoD、makeuseo答案：A解析：本题考查的是细节理解及推理判断。【关键词】tapinto;closestmeaning【主题句】第2自然段TheopeningofitscoretechnologiesispartofTencent'seffortstodevelopcloudservices,anareawhichmanyotherbigpaniesincludingAlibabaandBaiduarealsotappinginto.其核心技术的开放，是腾讯开发云服务的努力的一部分。云服务是阿里巴巴和百度等许多大公司也在挖掘的领域。【解析】本题的问题是“与第二自然段的短语‘tapinto’意思最相近的是哪一项？”。根据主题句可判断，tapinto意思是挖掘。A选项义为“挖掘”；B选项义为“专门研究”；C选项义为“闯入”；D选项义为“使用，利用”，故选A。19.管理和控制计算机系统软硬件资源的软件是（）。A、数据库B、应用软件C、软件包D、操作系统答案：D20.宏观经济政策的第一目标是()。A、充分就业B、价格稳定C、经济持续均衡增长D、国际收支平衡答案：A解析：充分就业是宏观经济政策的第一目标。它在广义上是指凡是有能力并自愿参加工作者，都能在较合理的条件下随时找到合适的工作。21.我国社会主义市场经济条件下按劳分配的特点是（）。A、全民所有制企业中的按劳分配在全社会范围内按统一标准实现，集体所有制企业中的按劳分配在该企业局部范围内按统一标准实现B、按劳分配中的“劳”直接表现为社会劳动C、按劳分配普遍地存在于社会主义初级阶段的各种所有制经济中D、按劳分配不能按照劳动者实际付出的劳动量计量，只能按照被社会承认的劳动量计量答案：D解析：在社会主义市场经济条件下，不论全民所有制企业还是集体所有制企业，按劳分配都不能在全社会范围内按统一标准实现，只能以企业为单位在局部范围内按统一标准实现。A说法不正确。在社会主义市场经济条件下，劳动者提供的劳动不是直接地作为社会劳动存在的，还要求把耗费在商品中的个别劳动时间还原为社会必要劳动时间，按形成的价值量在市场上交换。因此在社会主义市场经济条件下，按劳分配只能借助于商品货币形式来实现。B说法也不正确。目前我国以公有制经济为主体多种所有制经济共同发展的条件下，相应地出现按劳分配为主体，多种分配形式并存的格局。C说法错误。22.Traininganddevelopmentisthemostimportantthingaboutafirstjobbecauseit’sthe____foryourcareer.A、minorsuccessB、dailyroutineC、usefultoolD、springboard答案：D解析：本题考察名词短语。A选项minorsuccess，意为“小成果，小胜利”；B选项dailyroutine，意为“日常工作，日常事务”；C选项usefultool，意为“有用工具”；D选项springboard，意为“助跳板，弹簧板”。题目意为“第一份工作中培训和发展是最重要的，因为这是你整个生涯的助跳板。”C选项有用工具不是培训和发展，而是在培训和发展中学到的内容，所以不正确。23.资料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?Thethreemostimportantindustrialeconomiesintheworldare,atthemoment,facingenormousproblems.Germanyisstrugglingwiththecostofreunificationandisinrecession.JapanisalsoexperiencingrecessionandtheUnitedStateshasalargebudgetdeficit.Forecastersandanalystsfacequestionsabouttheprospectsofaneconomicrecovery.Herearesomeoftheirfindings:TheelectionofanewpresidentoftheUnitedStatesgavehopetotherestoftheworld.IftheUSrecovered,therestoftheworldwouldfaceamorepromisingfuture.However,analystsnowacceptthattheUSwillonlyrecoververyslowly.Consumerandinvestorconfidenceisstilllacking.Largedeficitsanddecliningshort-terminterestratesmeanthereislittlescopeforeconomicstimulus.TheJapaneseeconomy,afteryearsoftradeandbudgetsurpluses,isindeeprecessionandthegrowthratehassloweddownconsiderably.Germaneconomistshaveloweredtheirforecastsforeconomicgrowththisyear.TheloweringofGermaninterestratesmaybringsomerelieftoothermembersoftheEuropeanExchangeRateMechanism（ERM）.However,Germany'simportanceasEurope'slargestexportmarketmaydecline.However,insomepartsoftheworld,therearemorepositivesigns,particularlyinsomeLatinAmericancountriesinSouth-EastAsia.Analystssaysthat,aslongastherateofintereststaysabovetherateofgrowthatnationaline,thentheratioofdebttoinewillgetworse.Fallinginterestrateshelptowardsoveringthisproblem.Theybelieveitmaytakeseveralyearsbeforethereisrealrecovery.However,advancesintechnologyareofferinghopefortheworldeconomy.Findwordsorexpressionsintheabovearticlewhichhavethemeaningof“Theamountbywhichsomethingislessthanwhatisneeded”?A、deficitB、surplusesC、declineD、recession答案：A解析：本题考查的是推理判断。【关键词】meaning;theamount；lessthanneeded【主题句】第五自然段Largedeficitsanddecliningshort-terminterestratesmeanthereislittlescopeforeconomicstimulus.巨大的赤字和下跌的短期利率意味着经济刺激前景堪忧。【解析】题目意为“以下哪个词的意思是‘数量低于所需’？”选项A意为“赤字”，即支出大于收入，符合题意；选项B意为“过剩”，sur-前缀表示“超过”，选项C意为“下降”，选项D意为“衰退”，均不符合题意。24.资料：Mostyoungpeopleenjoysomeformofphysicalactivity.Itmaybewalking,cyclingorswimming,orinwinter,skatingorskiing.Itmaybeagameofsomeforms,football,hockey,golf,ortennis.Itmaybemountaineering.Thosewhohaveapassionforclimbinghighanddifficultmountainsareoftenlookeduponwithastonishment.Whyaremenandwomenwillingtosuffercoldandhardship,andtotakerisksonhighmountains?Thisastonishmentiscausedprobablybythedifferencebetweenmountaineeringandotherformsofactivitytowhichmengivetheirleisure.Mountaineeringisasportandnotagame.Therearenoman-maderules,asthereareforsuchgamesasgolfandfootball.Thereare,ofcourse,rulesofadifferentthingthatitwouldbedangeroustoignore,butitisthisfreedomfromman-maderulesthatmakesmountaineeringattractivetomanypeople.Thosewhoclimbmountainsarefreetousetheirownmethods.Ifweparemountaineeringandothermorefamiliarsports,wemightthinkthatonebigdifferenceisthatmountaineeringisnota'teamgame'.Weshouldbemistakeninthis.Thereare,itistrue,no'matches'between'teams'ofclimbers,butwhenclimbersareonarockfacelinkedbyaropeonwhichtheirlivesmaydepend,thereisobviouslyteamwork.Themountainclimberknowsthathemayhavetofightforcesthatarestrongerandmorepowerfulthanmen.Hehastofighttheforcesofnature.Hissportrequireshighmentalandphysicalqualities.Amountainclimbercontinuestoimproveinskillyearafteryear.Askierisprobablypasthisbestbytheageofthirty,andmostinternationaltennischionsareintheirearlytwenties.ButitisnotunusualformanoffiftyorsixtytoclimbthehighestmountainsintheAlps.Theymaytakemoretimethanyoungermen,buttheyprobablyclimbwithmoreskillandlesswasteofeffort,andtheircertainlyexperienceequalenjoyment.Mountaineerspeteagainst___.A、natureB、eachotherC、otherteamsD、internationalstandards答案：A解析：本题考查的是细节理解。【关键词】mountaineers;pete;against【主题句】第5自然段Themountainclimberknowsthathemayhavetofightforcesthatarestrongerandmorepowerfulthanman.Hehastofighttheforcesofnature.登山者知道，他可能不得不与比人更强壮更强大的力量作战。他必须对抗自然的力量。【解析】本题的问题是“登山者要与什么对抗？”。选项A意为“自然”；选项B意为“彼此”；选项C意为“其他球队”；选项D意为“国际标准”。根据主题句可知，登山者需要对抗自然的力量，故选A。25.下列属于我国金融机构组织的是（）。A、银行、保险公司、农村信用合作社、股票交易所B、国家财政部门、银行、保险公司、信托投资公司C、银行、保险公司、信托投资公司、农村信用合作社D、银行、保险公司、信托投资公司、国家外汇管理部门答案：C解析：金融机构包括第一类，中国人民银行。第二类，银行。包括政策性银行、商业银行。第三类，非银行金融机构。主要包括国有及股份制的保险公司，城市信用合作社，证券公司(投资银行)，财务公司等。第四类，在境内开办的外资、侨资、中外合资金融机构。股票交易所、国家财政部门、国家外汇管理部门不属于金融机构。26.生命中最主要的物质基础是（）。A、水和蛋白质B、核酸和蛋白质C、糖类和蛋白质D、脂类和蛋白质答案：B解析：核酸和蛋白质是生命活动中最重要的物质，构成生命中最主要的物质基础。故答案选B27.在我国，证券业和银行业、信托业、保险业实行（）。A、分业经营、分业管理B、集中经营、统一管理C、分业经营、统一管理D、集中经营、分业管理答案：A解析：分业经营、分业管理原则是我国金融业普遍遵循的基本原则。我国现行《证券法》第6条规定：“证券业和银行业、信托业、保险业实行分业经营、分业管理，证券公司与银行、信托、保险业务机构分别设立。国家另有规定的除外。”28.陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（）的表皮为原料的。A、柚子B、橙子C、橘子D、桃子答案：C解析：C陈皮是橘子的皮，以色红日久者为最佳，故名陈皮，又称橘皮、红皮。29.市场经济的基本作用是（）。A、优化资源配置B、改进生产技术C、进行商品交换D、物价调控答案：A解析：市场经济是一种资源配置方式和经济调节手段，市场经济具有优越的资源配置功能。30.Whenapanydiscontinuesanddisposesofanoperation，theactionisconsidered：（）.A、cumulativeeffectofachangeinanaccountingprincipleB、apriorperiodadjustmentC、anextraordinaryitemD、separatelyandshownnetoftaxesontheinestatement答案：C解析：本题目意为“当公司停止并处置某项业务时，该行动将被视为______。”选项A意为“会计原则调整的累积效应”；选项B意为“前期损益调整”；选项C意为“非经常项目，特殊项目”；选项D意为“损益表中显示的税后净额”，故选C。31.Theauthorwasrequiredtosubmitan（）ofabout200wordstogetherwithhisresearchpaper.A、editionB、editorialC、articleD、abstract答案：D32.资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobeeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.Shewantedtobeasurgeon（外科医生）,butaseriouseyeproblemforcedhertogiveuptheidea.UponreturningtotheUnitedStates,shefounditdifficulttostartherownpracticebecauseshewasawoman.By1857Elizabethandhersister,alsoadoctor,alongwithanotherwomandoctor,managedtoopenanewhospital,thefirstforwomenandchildrenBesidesbeingthefirstwomanphysicianandfoundingherwonhospital,shealsosetupthefirstmedicalschoolforwomen.ElizabethBlackwellspentmostofherliftin________.A、ParisB、theUnitedStatesC、EnglishD、NewYorkCity答案：B解析：本题考查的是细节理解。【关键词】spentmostofherlifein【主题句】第1自然段ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.伊丽莎白?布莱克维尔于1821年出生在英格兰，十岁时前往纽约。第2自然段In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.1849年，从医科学校毕业后，她决定去巴黎继续深造。第3自然段UponreturningtotheUnitedStates.shefounditdifficulttostartherownpracticebecauseshewasawoman.返回美国后，她发现开始自己的职业生涯很难，因为她是一个女人。【解析】本题的问题是“伊丽莎白?布莱克维尔在哪里度过了她一生的大部分时光？”A选项“巴黎”，B选项“美国”，C选项“英国”，D选项“纽约”。根据主题句可知，她十岁到了美国，中间去巴黎深造几年，其余时间都在美国。33.资料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$$10.TaobaoisownedbyChinesee-mercegiantAlibabaandthebrainchildoffounderJackMa.Itisafree-to-useonlinemarketplacewithsome800millionproductlines-fromfoodtoclothestotechnology.AcrossChina,onlinepanieslargeandsmallarelearninghowtobeeffectivee-merceplayers-orfaillikeUSgoliatheBay,whichwastrouncedbyupstartTaobaobackin2006.In2010,China'sonlineshoppingindustryhadaturnoverof$80bn,andgrew87%year-on-year.China's420millioninternetusersspendaroundabillionhourseachdayonline-andlastyear,185millionmadeatleastoneonlinepurchase.AccordingtoBostonConsultingGroup,thevolumeisexpectedtoincreasefourfoldby2015.E-merceischangingthewayChineseconsumersthinkaboutshopping:online,itismoresocialthanahardsell.It'sanewengagingexperiencetosavor.InChineseretail,trustisararemodity.Thereareplentyoffakesonline,andbuyersareoftencursedbyscamsorshoddygoods.Still,consumerfaithine-mercestoresisremarkablyrobust.That'sbecause,apartfromitsconvenienonlineshoppinghasshiftedthebalanceofpowerfromsellerstobuyers.OnlineshoppinginChinaismorethanclickingonthe"buy"button.Theexperienceincludesexchangingtipswithothershoppers,discussingtrends,andratingbothproductsandservice.Theinteractionandmunicationgeneratestrust.“Theabilityofsocialnetworkingbinedwithe-merceorsocialmerceasIliketocallit-wherepeopleareabletoratetheirproviders,provideinformationtootherpurchasers-thatlevelofexperienceisreallyoveringthebigweaknessessaysDuncanClark,ChairmanofBDA（china）,anexpertonChina'se-merceindustry.“Basically,thereisaone-to-oneconnectionbeingestablished.Andthat'sbreakingthroughthemistrustbarrierifyouwill.SoIthinkwecanlearn，actually-theWestcanlearnfromsomeofthedevelopmentshappeningintheChinesee-mercesector,"saysMrClark.Whyisconsumerfaithine-mercestillfaithdespitetheprevalentfakegoodsonline?A、BecausetherearealotmoreoptionsonlinB、ecauseconsumersaregainingmorepowerthankstoonlineshoppinC、Becauseregulationsaboutonlineshoppingwillbeimprovedsoon.D、Becauset