附加延迟启动损失保险条款

1中国平安财产保险股份有限公司附加延迟启动损失保险条款第一条若保险单明细表中列明的保险财产在保险期间内遭受主险承保范围内的损失（以下简称损失打乱了被保险工程或试车的时间进度，导致预定的被保险商业运营的延在赔偿期限内，项目业主由于延误发生的，并依据2（二）由于未按期完工、未完成订单支付的违约金、赔偿金，或任何性质的惩罚性赔（三）由于租约、许可证或订单中止、中断或取消造成的利润损失，但不包括由于遭中国平安财产保险股份有限公司平安林木火灾保险条款（二）发生火灾时，为抢救保险标的或防止灾害蔓延所采取合理的必要的措施造成的第九条除另有约定外，保险期间为一年，以保险单载明的第十条本保险合同成立后，保险人应当及时向投保人签发保险单或投保人故意不履行如实告知义务的，保险人对于合同解除前发生的保险事故，不承担投保人因重大过失未履行如实告知义务，对保险事故的发生有严重影响的，保险人对第十五条投保人投保时须如实提供投保林木基本情况和生产技术管理的资料。林场郁闭度、林相图、森林资源档案、四至和明约定一次性交付保险费的，投保人在约定交费日后交付保险费的，保险人对交费之前投保人、被保险人未按照约定履行其对保险标的的安全应尽责任的，保险人有权要求被保险人、受让人未履行本条规定的通知义务的，因转让导致保险标的危险程度显著被保险人未履行前款约定的通知义务的，因保险标的的危险程度显著增加而发生的保大过失未及时通知，致使保险事故的性质、原因、损失程度等难以确定的，保险人对无法确定的部分，不承担赔偿保险金的责任，但保险人通过其他途径已经及时知道或者应当及行事故调查导致无法确定事故原因或核实损失情况的，保险人对无法确定或核实的部分，（四）涉及违法、犯罪的，应立即向公安部门报案，否则，对因此扩大的损失，保险）；被保险人未履行前款约定的索赔材料提供义务，导致保险人无法核实损失情况的，保第二十二条保险事故发生时，被保险人对保险标的不具有保险利益的，不得向保险第二十三条保险林木在保险期限内，发生保险责任范围内的损失，保险人在保险金保险林木发生保险责任内的火灾损失，凡未达到全部损失标准的为部分损失。部分损损失程度=(|单位面积平均死亡株数-残值)|×100%(单位面积平均实际株数实际价值,（三）保险林木面积小于实有林木面积时，如无法区分未保险面积部分，则按保险林第二十四条保险林木发生保险责任范围内的火灾后，一时难以确定是否死亡的，可请有关专家鉴定，或设立观察期，以观察期后的定损结论为金额与其他保险合同及本保险合同相应保险金额总和的比例其他保险人应承担的赔偿金额，本保险人不负责垫付。若被保险人未如实告知导致保自损失发生之日起按保险人的赔偿金额相应减少，保险人不退还保险金利，被保险人应当向保险人提供必要的文件和所知道的保险事故发生后，在保险人未赔偿保险金之前，被保险人放弃对有关责任方请求赔偿权利的，保险人不承担赔偿责任；保险人向被保险人赔偿保险金后，被保险人未经保险人同意放弃对有关责任方请求赔偿权利的，该行为无效；由于被保险人故意或者因重大过失提供建议等行为，均不构成保险人对赔偿责3%手续费后，剩余部分的保险费退还投保人；保险责任开始后，投保人要求解除合同的，【四至】指东南西北四个方向的边界。123456789年费率的比例(%)中国平安财产保险股份有限公司平安林木火灾保险附加险条款1中国平安财产保险股份有限公司机器损坏综合险条款第二条本保险合同的保险标的为保险单中列明的被保险机（三）经考核合格的操作人员操作错误、缺乏经验、技术不暴、暴雨、洪水、水灾、冻灾、冰雹、地崩、山崩、雪崩、地震、海啸、火山爆发、地面（一）机器设备运行必然引起的后果，如自然磨损、氧化、腐蚀、锈蚀、锅垢等物理2印刷滚筒、套筒、活动管道、玻璃、磁、陶及钢筛、网筛、毛毡制品、一切操作中的媒介第十条除另有约定外，保险期间为一年，以保险单载明的3投保人故意不履行如实告知义务的，保险人对于合同解除前发生的保险事故，不承担投保人因重大过失未履行如实告知义务，对保险事故的发生有严重影响的，保险人对约定一次性交付保险费的，投保人在约定交费日后交付保险费的，保险人对交费之前被保险人、受让人未履行本条规定的通知义务的，因转让导致保险标的危险程度显著保险人，保险人可以根据费率表的规定增加保险费或者被保险人未履行前款约定的通知义务的，因保险标的的危险程度显著增加而发生的保4大过失未及时通知，致使保险事故的性质、原因、损失程度等难以确定的，保险人对无法确定的部分，不承担赔偿保险金的责任，但保险人通过其他途径已经及时知道或者应当及行事故调查导致无法确定事故原因或核实损失情况的，保险人对无法确定或核实的部分，（四）涉及违法、犯罪的，应立即向公安部门报案，否则，对因此扩大的损失，保险被保险人未履行前款约定的索赔材料提供义务，导致保险人无法核实损失情况的，保第二十二条若在某一保险财产中发现的缺陷表明或预示类似缺陷亦存在其他保险财产中时，被保险人应立即自付费用进行调查并纠正该缺陷。否则，由类似缺陷造成的一切第二十三条保险事故发生时，被保险人对保险标的不具有保险利益的，不得向保险对保险标的在修复或替换过程中，被保险人进行的任何变更、性能增加或改进所产生过被保险机器设备损失前的价值时，则按下列全部损失或推定全5但保险人有权不接受被保险人对受损机器设若本保险合同所列标的不止一项时，应分项按照第二十八条每次事故保险人的赔偿金额为根据第二十六条约定计算的金额扣除每次金额与其他保险合同及本保险合同相应保险金额总和的比例其他保险人应承担的赔偿金额，本保险人不负责垫付。若被保险人未如实告知导致保利，被保险人应当向保险人提供必要的文件和所知道的保险事故发生后，在保险人未赔偿保险金之前，被保险人放弃对有关责任方请求赔偿权利的，保险人不承担赔偿责任；保险人向被保险人赔偿保险金后，被保险人未经保险人使保险人不能行使代位请求赔偿的权利的，保险人可以扣减或者要求返还相提供建议等行为，均不构成保险人对赔偿责6月时（包括修理，但不包括由于发生保险责任范围内损失后的修理停工期间3%手续费后，剩余部分的保险费退还投保人；保险责任开始后，投保人要求解除合同的，123456789年费率的比例(%)中国平安财产保险股份有限公司Contractors’AllRisksPolicyWhereastheInsurednamedintheSchedul(hereinaftercalledthe“Insurers”)awrittenproposalbycompletingaquestionnairewhicwithanyotherstatementsmadeinwritingbytheInsuredforthetobeincorporatedheNowthisPolicyofinsurancewitnessesthatsubjecttotheInsuredhavingpaidtotheInsurersthepremiummentionedintheScheduleandsubjectconditionscontainedhereinorendorsedhemannerandtotheextenthereinafterprovideindirectlycausedbyorarisingoutoforaggravatedbyrebellion,revolution,insurrection,muusurpedpower,agroupofmaliciouspersonsorpersonsactingonbehalfofdamagebyorderofanygovernmentdejureordefactoorbyanypublb)nuclearreaction,nuclearradiationorradioactivecontamination;c)willfulactorwillfulnegligenceoftheInsuredorofhisrepresentatives;d)cessationofworkwhethertotalorpartial.Inanyaction,suitorotherproceedingwheretheInsurersallegethatbyreasonoftheprovisionsofExclusiona)aboveanyloss,destructioburdenofprovingthatsuchloss,destrPeriodofCoverTheliabilityoftheInsurersshallcommence,notwithstandinganydatetothecontraryspecifiedintheSchedule,directlyuponcommencementofworkoraftertheunloadingoftheitemsentheScheduleatthesite.TheInsurers’liabilityexpiresforpartsoftheinsuredcontractworkstakenAtthelatesttheinsuranceshallexpireonthedatespecifiedintheSchedule.AnyextensionsoftheperiodofinsurancearesubjecttothepriorwrittenconsentoftheInsurers.anythingtobedoneorcompliedwithbytheInsuredandthetruthofthestatementsandanswersinthequestionnaireandproposalmadebytheInsuredshallbeaconditionprecedenttoanyliabilityoftheInsurers.2.TheScheduleandtheSPolicyandtheexpression“thattachedinanypartofthisPolicyoroftheScheduleoroftheSection(s)shallbearsuchmeawhereveritmayappeareasonablerecommendationsoftheInsurerstopreventloss,dastatutoryrequirementsandmanufacturers’reco4.a)RepresentativesoftheInsurersshallatanyreasonablexaminetheriskandtheInsuredshandinformationnecessaryfortheassessmentoftherisk.b)TheInsuredshallimmediatelynotifytheInsurersbytelegramandichangeintheriskandcauseacircumstancesmayrequire,andthescopeofcoverand/orpremiumshall,ifnecessary,beadjustedNomaterialalterationshallbemadeoradmiunlessthecontinuanceoftheinsuranceisconfirmedinwritingbytheInsurers.5.Intheeventofanyoccurrencewhichmightgiveria)immediatelynotifytheInsurersbytelephoneorindicationastothenatureandextentoflossordamage;b)takeallstepswithinhispowertominimizetheextentofthelossordamage;c)preservethepartsaffectedandmakethemavailablrepresentativeorsurveyoroftheInsurers;d)furnishallsuchinformationanddocumentaryevidenceasthe)informthepoliceauthoritiesincaseoflossordamagedubeenreceivedbytheInsurerswithin14daysofitsoccUponnotificationbeinggiventotheInsurersunderthiscondition,theInsuredmaycarryouttherepairsorreplacementofanyminordamage;inallotshallhavetheopportunityofineffected.IfarepresentativeoftheInsurersdoesnotcarryouttheinspectionwithinaperiodoftimewhichcouldbeconsideredadequateunderthecircumstances,theproceedwiththerepairsorreplaTheliabilityoftheInsurersunderthisPolicyinrespectofanyitemsustainingdamageshallceaseifsaiditemisnotrepairedproperlywithoutdelay.6.TheInsuredshallattheexpenseoftheInsurersdoandconcurindoingandpesuchactsandthingsasmaybenecessaryorrequiredbytheInsureremedies,orofobtainingrelieforindemnityfromparties(otherthanthoPolicy)towhichtheInsurersareorwouldbecomeentitledorwhichisoractsandthingsareorbecomenecessaryorrequired7.IfanydifferencearisesastotheamounttobepaidunderthisPolicy(liabiliadmitted),suchdifferenceshallberwritingbythepartiesindifferenceor,iftheycannotagreeuponasinglearbitrator,tothedecisioftwoarbitrators,onetobeappointedinwritingbyeachofthepartieswithinonecalendarmonthafterhavingbeenrequiredinwritingsotodobyeitheroftheparties,or,incasethearbitratorsdonotagree,ofanumpiretobeappointedinwritingbythearbitratorsbeforethelatterenteruponthereference.TheumpireshallsitwiththearbitratorsandpresideawardshallbeaconditionprecedenttoanyrightofactionagainsttheInsurers.behalftoobtainanybenefitundersuitiscommencedwithinthreemonthsaftersuchrejplaceasprovidedherein,withinthreemomadetheiraward,allbenefitunderthisPolicyshallbeforfeited.9.IfatthetimeanyclaimarisesunderthePoliloss,damageorliability,theInsurersshallnotbeliabletopayorcontributeproportionofanyclaimforsuchloss,damageorliability.Section1-MaterialdamageTheInsurersherebyagreewiththeInsuredthatifatanytimeduringtheperiodofcovertheitemsoranypartthereofenteredintheScheduleshallsufferanydamagefromanycause,otherthanthosespecificallyexcluded,replacement,theInsurerswillindemnifytheInsuredhereinafterprovidedbypaymenamountnotexceedinginrespectofeachoppositetheretoandnotexceedinginanyoneeventthelimitofnotexceedinginallthetotalsumexpressedintheScheduleTheInsurerswillalsoreimbursetheInsuredforthecostofclearanceofdebrisfollowingeventgivingrisetoaclaimunderthisPolicyprovidedaseparatesSpecialExclusionstoSa)thedeductiblestatedintheScheduletobebornebytheb)consequentiallossofanykindordescriptionwhatsoeverincludinlackofperformance,lossofcontract;d)thecostofreplacement,repairorrectificationofdefectivemateriathisexclusionshallbelimitedtodefectivematerialand/orworkmanf)lossordamagetoconstructionplant,equipmechanicalbreakdown,failure,breakageorderangement,freezingofdefectivelubricationorlackofoilorcoolant,butifg)lossofordamagetovehicleslicensedforgeneralroaduseorwaterbornei)lossordamagediscoveredonlyatthetimeoftakinganinventory.Memo1-Sumsinsuredthanforitem1:thefullvalueofthecontractworksatthecompletionoftheconstruction,inclusiveofallmaterials,wages,freigPrincipal;foritems2and3:theremachinery;whichshallmeanthecostofreplacementoftheinsureditemsbynewitemsofthesamekindandcapacity;andtheInsuredundertakestoincreaseordecreasetheinsuranceintheeventofanymaterialflincreaseordecreasesharequiredtobeinsured,thentheamountrecoverablreducedinsuchproportionasthesumsinsuredbeartotheamountsrequiredtobeinsured.Everyobjectandcostitemissubjecttothisconditionseparately.Memo2-BasisoflosssettlementIntheeventofanylossordamagethebasisofanysettlementunderthisPolicyshallbea)inthecaseofdamagewhichcanberepaired-thecostofrepairsnecessarytorestoretheitemstotheirconditionimmediatelybeforetheoccurrenceofthedamagelesssalvage,orb)inthecaseofatotalloss-theactualvalueoftheitemsimmediatelybeforetheoccurrenceofthelosslesssalvage,however,onlytotheextentthecostsclandtotheextenttheyareincludedinandconditionshavebeencomplTheInsurerswillmakepaymentsonlyafterbeingsatisfiedbyproductionofanddocumentsthattherepairshavebeeneffectedorreplacementhastakenplace,asthecbe.Alldamagewhichcanberepairedshallberepaired,butifthecostofrepairinganequalsorexceedsthevalueoftheitemsimmediatelybeforethesettlementshallbemadeonthebasisprovidedforinb)aboThecostofanyprovisionalrepairswillbebornebytheInsurersifsuchrepairsconstitutepartofthefinalrepairsanddonotincreasethetotalrepairexpenses.Thecostofanyalterations,addiand/orimprovementsshallnotberecoverableunderthisPolMemo3-Extensionofcoverthisinsuranceonlyifpreviouslyandspeciallyagreeduponinwriting.Section2-ThirdpartyliabilityTheInsurerswillindemnifytheInsurea)accidentalbodilyinjurytoorillnessofthirdparties(whetherfatalornot),b)accidentallossofordamagetopropertybelongingtothirdpartiesoccurringindirectonorintheimmediatevicinityofthesiteduringtheperiodofcover.InrespectofaclaimforcompensationtowhichtheindemnityprovidedInsurerswillinadditionindemnifytheInsa)allcostsandexpensesoflitigationrecoveredbyanyclaimantfromtheInsured,ab)allcostsandexpensesincurredwiththewrittenconsentoftheInsurers,iabilityoftheInsurersunderthisSectfindemnitystatedintheSpecialExclusionstoTheInsurerswillnotindemnifytheInsuredinrespectof1.thedeductiblestatedintheScheduletobeborn2.theexpenditureincurredindoingorrecoveredorcoverableunderSection1ofthisPolicy;3.damagetoanypropertyorlandorbuildingcausedbyvibratiofsupportorinjuryordamagetoanypersonorpropertyoccasionedbyodamage(unlessespeciallyagreeduponbyendorsement);4.liabilityconsequenta)bodilyinjurytoorillnessofmembersoftheirfamilies;b)lossofordamagetopropertybelongingtoorheldincare,custodyorcontroloftheContractor(s),thePrincipal(s)oranyotherfirmconnectedwiththeprojectwhichorpartofwhichisinsuredunderSection1,oranemployeeorwaircraft;d)anyagreementbytheInsuredtopayanysumbywayofiliabilitywouldhaveattachedalsointheabsenceofsuchagreement.,promise,paymentorindemnityshallbemadftheInsuredwithoutthewrittenconsentoftheInsurerswhoshallbeentitleprosecutefortheirownbenefitinthenameoftheInsuredanyclaimforindemfulldiscretionintheconductofanyproceef2.TheInsurersmaysofarasanyaccidentisconcernedpaytotheInsuredthelimcompensationinrespectthereof)oranylessersumforwhichthecaccidentcanbesettledandtheInsurersshallthereafterbeundernofurtherliabilityinrespectofSection3–Principal’sadvanceloTheInsurersshallindemnifytheInsured–namedasPrincipalintheSchedulePolicy–inrespectoflossofgrossprofitactuallysustainorkingasdefinedinthisSection,ifatanytifcheduletofaninterferenceintheconstructionworkresultfcommencementofand/orinterferencewiththeinsuredbusiness,hereinafterreferredtoas“theTheamountpayableasindemnityhereunder-inrespectoflossofgrossprofit:thesumobtainedbyapplyingtherateofamountbywhichtheactualturnoverduringtheindemnityperiodfallsshortoftheturnoverwhichwouldhavebeenachievedhadthedelaynotoccurred;-inrespectofincreasedcostofworking:theadditionalexpenditurenecessarilincurredforthesolepurposeofavoidingordiminishingthereductioninturnoverwhich,withoutsuchexpenditure,wouldhavetakenplaceduringtheindemnityperiod,butnotexceedingthesumobtainedbyapplyingtherateofgrossprofittotheamountofthereductioninturnovertherebyIftheannualsuminsuredhereunderislessthanthesumobtainedbyprofittotheannualturnover,theamountpayableshallbereducedproportPeriodofinsuranceTheperiodofinsuranceshallbetheperiodstatedineScheduleoronanyearlfScheduleddateofcommencementoftheinsuredbusinessThedatestatedintheScheduletothisSectionoranyreviseddateuponwhhavecommencedhadthedelaynotoccurreTheperiodduringwhichtheresultsoftbeginningonthescheduleddateofcommencementoftheinsuredbusinessandnotexcemaximumindemnityperiodstatedintheScheTheperiodstatedintheScheduletocorrespondingamountshallbecalculatedbymultiplyingtheaveragedailyvalueoduringtheindemnityperiodbythenumberofdaysagreeduponastimeexcess.Theamountofmoney(lessdiscountsallowed)prentedorotherservicesrenderedinthecourseoftheinsuredbusinessconductedatthepremises.Theturnoverwhich,hadthedelaynotoccurred,wouldhavebeeafterthescheduleddateofcommencementoftheinsuredbusiness.Theamountbywhichthevalueoftheannualturnoverexceedsfgoods,materialsaswellasfandanyexpenditureforturnovertaRateofgrossprofitTheratewhich,hadthedeSpecialExclusionst1.lossofgrossprofitand/orinc1.1.lossordamagecover1.2.earthquake,volcaniceruption,tsunami,unlessithasbeen1.3.lossofordamagetosurroundingpropedamagetoanymaterialsnecessaryfortheinsure1.5.anyrestrictio1.7.alterations,additions,improvementeliminationofanydeficienciescarriedoutaftertheoccurr2.anylossduetofinesordamagesforbreachofforanypenaltiesofwhatevernature;order,etc.whichoccursafterthedateofactualcommencementofthebusiness;4.lossofordamagetoconstructionworkofaprototypenMemo1–ExtensionofpeAnyextensionoftheperiodofinsuranceunderSection1ofthisPolicyshallnoleadtoanextensionoftheperiodofinsurancestatedintheScheduletothisSection.AnyextensionoftheperiodofinsuranceunderthisSectionofthePolicyshallberequestedinextension,andshallhaveeffectforthisSectiononlyifspecificallyagreeduAnyalterationofthescheduleddateofcommencementoftheinsuredbusinesssandshallhaveeffectforthisSectiononlyifspecificallyagreedupMemo2–BasisoflosssettlementIncalculatingtherateofgrossprofitandannualturnover,thbetakenintoconsideration:a)theresultsoftheinsuredbusinessforthe12-monthperiodaftercommencement,b)variationsandspecialcircumstanceswhichwouldc)variationsandspecialcircumstancesaffectingtheinsuredbusinessafterthefinalfiguresrepresentascloselyasmaybereasonablypracticabletheresultswhichtheinsuredbusinesswouldhaveobtainedafterthescheduleddateofcommencoccurred.Memo3–ReturnofpremiumIftheInsureddeclares(certifiedbytheInsured’sauditoaccountingperiodoftwelvemonthsfollowingthecommencementofdateonwhichbutforthedinsuredthereon,aproratareturnofpremiumnotexceedingonethirdofthepremiumpaidshallbemadeinrespectofthedifference.madeinrespectonlyofsomuchofsaiddifferenceasisnotduetosuc2.Intheeventofanymaterialchangeintheoriginalrisksuchas-changesoftheenvisagedprogressprograme-alteration,modificationoradditiontoanyitemofwork-departurefromprescribedconstruct-changesintheInsurebeingplacedinreceivership)takingplace,thePolicyshallbevoidunlessitscontinuancebeagreedbymemorandumsigna)theInsuredshallimmediatelynotiwrittenconfirmationthereofwithinforty-eighthoursoftheoccurrence;reasonablypracticabletominimizeorestablishtheextentofanyinterferencewiththeconstructionworksoastoavoidordiminishanydelayresultingtherefrom;c)theInsurersandeverypersonauthorizedbytheIinsuredbythisPolicy,haveaccesstotheconstructionsitewhereforthepurposeofdirectnegotiationwiththeresponsiblecontestablishthepossiblecauseandextexaminethepossibilitiesforminimizinganydelayinthescheduledcommencementoftheinsuredbusiness,andifnecessarytomakeanyreasonablerecommendationsfortheavoidanceorminimizationofsuchdelay.ThisconditionshallbeevidenceoftheleaveandlicenseoftheInsuredtotheInsurerssotodo.IftheInsuredoranyoneactingonhisbehalfhindersorobstrabove-mentionedactsordoesnotcomplywithsuchrecommendationsoftheInsurers,allbeunderthisSectionsha4.IntheeventofaclaimmmayallowinwritingawrittenstatementsettingforthparInsuredshallathisownexpenseproduceandfotherbusinessbooks,e.g.invoices,bdenceasmayreasonablyberequifinvestigatingorverifyingtheclaimtogetherwith–ifrequired–astatutorydeclarationofthetruthoftheclaimandofanymattersconnectedtherewith.5.TheindemnityshallbepayableonemonthafterfinaldetNotwithstandingtheabovetheInsuredmay,onemonthaftertheInsurershavebeendulyofthelossandhaveacknowlamount(s)payableundertheprevailingcircumstaTheInsurersshallbeentitledtopostponea)iftherearedoubtsastotheInsured’srighttoreceivepayment,untilthenecessaryproofisfurnished;insuredbusiness,policeorcriminalinvestigationshavebeeninitiatedagainsttheInsurcompletionofsuchinvestigations.TheInsurersshallnotbeliabletopayinteres中国平安财产保险股份有限公司ErectionAllRisksPolicyWhereastheInsurednamedintheSchedul(hereinaftercalled“theInsurers”)awrittenproposalbycompletingaQuetogetherwithanyotherstatementsmadeinwritingbytheInsuredforthepurposeofthisPolicyisdeemedtobeincorporatedhNowthisPolicyofInsurancewitnessesthatsubjecttotheInsuredhavingpaidtotheInsurersthepremiummentionedintheScheduleandsubjectconditionscontainedhereinorendorsedhemannerandtotheextenthereinafterprovideindirectlycausedbyorarisingoutoforaggravatedbyrebellion,revolution,insurrection,mutiny,riot,stusurpedpower,agroupofmaliciouspersonsorpersonsactingonbehalfofdamagebyorderofanygovernmentdejureordefactoorbyanypublb)nuclearreaction,nuclearradiationorradioactivecontamination:c)wilfulactorwilfulnegligenceoftheInsuredorofhisrepresentatives;d)cessationofworkwhethertotalorpartial.Inanyaction,suitorotherproceedingwheretheInsurersallegethatbyreasonoftheprovisionsofExclusiona)aboveanyloss,destructioburdenofprovingthatsuchloss,destrPeriodofCoverTheliabilityoftheInsurersshallcommencenotwithstandinganydatetothecontraryspecifiedintheSchedule,directlyuponcommencementofworkoraftertheunloadingoftheitemsentetheScheduleatthesiteandshallcontinueuntiliotherwiseagreedinwriting)fromthedateofcommencementofthetestforthatparticularpartoftheplantormachine(s)andanyliabilwhereasthecovercontinuesfortheremainingparts.Inthecaseofsecond-handitems,theinsthecommencementofthetest.AtthelatesttheinsuranceshallexpireonthedatespecifiedintheSchedule.AnyextensionsofthePeriodofInsurancearesubjecttothepriorwrittenconsentoftheInsurers.1.ThedueobservanceandfulfilmentofthetermsofthisPolicyinsofarastheyrelatetoanythingtobedoneorcompliedwithbytheInsuquestionnaireandproposalmadebytheInsuredshallbeaconditionprecedenttoanyliabilityof2.TheScheduleandtheSPolicyandtheexpression"thisPolattachedinanypartofthisPolicyoroftheScheduleoroftheSection(s)shallbearsuchmeawhereveritmayappeareasonablerecommendationsoftheInsurerstopreventloss,dastatutoryrequirementsandmanufacturers'recomm4.a)RepresentativesoftheInsurersshallatanyreasonablexaminetheriskandtheInsuredshandinformationnecessaryfortheassessmentoftherisk.b)TheInsuredshallimmediatelynotifytheinsurersbytelegramandinwritingofanymatechangeintheriskandcauseacircumstancesmayrequire,andthescopeofcoverand/orpremiumshall,ifnecessary,beadjustedNomaterialalterationshallbemadeoradmiunlessthecontinuanceoftheinsurancebeconfirmedinwritingbytheInsurers.5.Intheeventofanyoccurrencewhichmightgiveria)immediatelynotifytheInsurersbytelephoneorindicationastothenatureandextentoflossordamage;b)takeallstepswithinhispowertominimizetheextentofthelossordamage;c)preservethepartsaffectedandsurveyoroftheInsurers;d)furnishallsuchinformationanddocumentaryevidenceasthe)informthepoliceauthoritiesincaseoflossordamagedubeenreceivedbytheInsurerswithin14daysofitsoccUponnotificationbeinggiventotheInsurersunderthiscondition,theInsuredmaycarryouttherepairsorreplacementofanyminordamage;inallshallhavetheopportunityofativeoftheInsurersdoesnotcarryouttheinspectionwithinaperiodftimewhichcouldbeconsidereproceedWiththerepairsTheliabilityoftheInsurersunderthisPolicyinrespectofanyitemsustainingdamageshallceaseifsaiditemisnotrepairedproperlywithoutdelay.6.TheInsuredshallattheexpenseoftheInsurersdoandconcurindoingandpesuchactsandthingsasmaybenecessaryorrequiredby1MInsurersintheinteremedies,orofobtainingrelieforindemnityfromparties(otherthanthosebecomenecessaryorrequiredbeforeoraftertheInsured'sindemnificationbytheI7.Ifanydifferenceshallariseastotherwiseadmitted)suchdifferenceshallbereferredtothedecisionofanArbitratortobeappointedinwritingbythepartiesindifferenceoriftheycannotagreeuponasingleArbitratortothedecisionoftwoArbitrators,onetobeappointedinwritingbyeachoftheparties,withinonecalendermonthafterhavingbeenrequiredinwritingsotodobyetheArbitratorsdonotagree,ofanUmpiretobeappointedinwritingbytheArbitratorsenteringuponthereference.TheUmpireshallsitwiththeArbitratorsandpresideattheThemakingofanawardshallbeaconditionprecedenttoanyrightofactionagainsttheInsurers.behalftoobtainanybenefitundersuitiscommencedwithinthreemonthsaftersuchrejectionor,incaseofarbitrationtaasprovidedherein,withinthreemtheiraward,allbenefitunderthisPoiicyshallbe9.IfatthetimeanyclaimarisesunderthePolicytherebeanyotherinsurancecoveringthesamerateableproportionofanyclaimforsuchloss,damageorliability.TheInsurersherebyagreewiththeInsuredthatifatanytimeduringtheperiodofcovertheitemsoranypartthereofenteredintheScheduleshallsufferanydamagefromanycause,otherthanthosespecificallyexcluded,replacement,theInsurerswillindemnifytheInsuredhereinafterprovidedbypaymenamountnotexceedinginrespectofeachoppositetheretoandnotexceedinginanyoneeventthelimitofnotexc