日本个人储蓄情况分析报告-外文版培训课件

CONSUMERS

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BRANDSPersonalsavingsinJapanCHAPTER

01OverviewNethouseholdsavingsinJapanfrom2014to2023(intrillionJapaneseyen)NethouseholdsavingsinJapan2014-202340353025201510534.5620.1910.788.894.063.312.920.330-1.28-5-3.8-1020142015201620172018201920202021202220234Description:NethouseholdsavingsinJapanwereestimatedat0.33trillionJapaneseyenin2023.Theꢀhouseholdsavingratioincreasedcomparedtothepreviousyear.

ReadmoreNote(s):Japan;2014to2023;includingprivateunincorporatedenterprises;nominalfiguresSource(s):CabinetOfficeJapanHouseholdsavingratioinJapanfrom1994to2023HouseholdsavingratioinJapan1994-202314%12%10%8%6%4%2%0%-2%1994

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20235Description:ThehouseholdsavingratioinJapanwasestimatedataround0.1percentin2023.In2020,thesavingratioofhouseholdshadreachedthehighestvalueindecades.Thesavingratioreferstotheproportionofsavingstodisposableincome.

ReadmoreNote(s):Japan;2014to2023;includingprivateunincorporatedenterprisesSource(s):CabinetOfficeJapanQuarterlyhouseholdsavingratioinJapanfrom1stquarter2015to4thquarter2023QuarterlyhouseholdsavingratioinJapanQ12015-Q4202325%20%15%10%5%0%-5%6Description:ThehouseholdsavingratioinJapanwasestimatedataroundminus0.3percentinthefourthquarterof2023.Theratiopeakedinthesecondquarterof2020,reaching21.1percentamidthecoronaviruspandemic.Thesavingratioistheproportionofsavingstodisposableincome.ReadmoreNote(s):Japan;Q12015toQ42023;seasonallyadjustedfigures;basedonpreliminaryfigures*;*EstimatedbasedondataonthesecondpreliminaryestimatesofGDPforOctobertoDecember2023.

Includingprivateunincorporatedenterprises.

[...]

ReadmoreSource(s):CabinetOfficeJapanNetlendingorborrowingofhouseholdsinJapanfromfiscalyear2013to2022(intrillionJapaneseyen)NetlendingorborrowingofhouseholdsinJapanFY2013-20225040302043.626.615.813.79.51007.25.83.70.8-2.9-1020132014201520162017201820192020202120227Description:NetlendingofthehouseholdsectorinJapanamountedto13.7trillionJapaneseyeninthefiscalyear2022,downfrom26.6trillionyeninthepreviousyear.Afinancialdeficitwasrecordedinfiscal2013,indicatingthattheincreaseinfinancialliabilitiesexceededtheincreaseinfinancialassetsofhouseholdsthatyear.ReadmoreNote(s):Japan;fiscalyear2013to2022;theJapanesefiscalyearstartsonApril1ofthestatedyearandendsonMarch31ofthefollowingyearSource(s):CabinetOfficeJapanValueoffinancialassetsheldbyhouseholdsinJapanfrom2014to2023(intrillionJapaneseyen)FinancialassetsofhouseholdsinJapan2014-20232,5002,0002,055.882,021.391,963.021,847.821,845.21,815.431,789.331,752.11,753.951,678.421,5001,000500020142015201620172018201920202021202220238Description:AsofMarch2023,financialassetsheldbyhouseholdsinJapantotaledaround2,055.9trillionJapaneseyen,reachingadecadehigh.Householdfinancialassetsincreasedfrom2,021.4trillionyeninthepreviousyear.

ReadmoreNote(s):Japan;2014to2023;asofMarcheachyearSource(s):BankofJapanDistributionoffinancialassetsofhouseholdsinJapanasofMarch2023,byassettypeHouseholdfinancialassetsdistributioninJapan2023,bytypeOthers2.9%Debtsecurities1.3%Investmenttrusts4.4%Equity11%Currencyanddeposits54.2%Insurance,pension,andstandardizedguarantees26.2%9Description:AsofMarch2023,currencyanddepositsaccountedforthelargestshareoffinancialassetsheldbyhouseholdsinJapanwith54.2percent.Currencyanddepositswerefollowedbyinsurance,pension,andstandardizedguaranteeswithabout26.2percent.HouseholdfinancialassetsinJapanamountedtomorethantwoquadrillionJapaneseyenin2022.ReadmoreNote(s):Japan;endofMarch2023Source(s):BankofJapanCHAPTER

02Multi-personhouseholdsAverageamountofsavingsheldbytwoormorepersonhouseholdsinJapanfrom2014to2023(inmillionJapaneseyen)Averageamountofsavingsheldbytwo-personhouseholdsinJapan2014-20232019.0119.0418.818.218.1217.9818.0517.9117.5217.55181614121086420201420152016201720182019202020212022202311Description:In2023,averagesavingsheldbyhouseholdscomprisingtwoormorepeopleinJapanamountedtoapproximately19millionJapaneseyen,aslightincreaseof0.2percentyearonyear.

ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanMedianamountofsavingsheldbytwoormorepersonhouseholdsinJapanfrom2014to2023(inmillionJapaneseyen)Mediansavingsofmulti-personhouseholdsinJapan2014-2023141211.6811.0411.0710.7410.6410.6110.5210.5410.3610.331086420201420152016201720182019202020212022202312Description:In2023,themedianamountofsavingsheldbytwoormorepersonhouseholdsinJapanamountedtoapproximately11.1millionJapaneseyen.Whiletheaverageamountofsavingsreachedadecadehighthemedianamountofsavingsdeclinedyearonyear.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanDistributionofsavingsheldbytwoormorepersonhouseholdsinJapanfrom2015to2023,bytypeBreakdownofsavingsofmulti-personhouseholdsinJapan2015-2023,bytypeDemanddepositsTimedepositsLifeinsurance,etc.SecuritiesOthers*120%100%80%60%40%20%0%2.2%14.6%2.1%14.6%2%13.6%2.2%13.4%2.2%13.3%1.7%13.4%1.5%1.7%1.6%17%15.7%15.5%19.7%36.7%19.9%33.9%20.8%39.3%20.7%37.5%20.7%40.7%20.8%39.9%19%19%18.5%28.2%30.4%32.7%33.4%202234.7%202331%31.1%202128.1%201926.3%201824.4%201721.8%201522.6%2016202013Description:In2023,around34.7percentofsavingsheldbymulti-personhouseholdsinJapanweresavingsindemanddeposits.Theamountofsavingsintimedepositsdeclinedby7.1percentyear-on-year,whilesecuritiesincreasedby9.9percent.

ReadmoreNote(s):Japan;2015to2023;basedonthefamilyincomeandexpendituresurvey;*Othersreferstosavingsoutsideoffinancialinstitutions.

Figurespriorto2018arefrompreviousreports.

Valuesmaynotaddupto100percentduetorounding[...]

ReadmoreSource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanSavingsasapercentageoftheannualincomeoftwoormorepersonhouseholdsinJapanfrom2014to2023Savingsasashareoftheannualincomeofmulti-personhouseholdsinJapan2014-2023300%297%296.6%296.6%296.4%295%290%285%280%275%293.7%293%292.8%282.5%2020281.7%2018279%2019201420152016201720212022202314Description:In2023,theaverageamountofsavingsheldbytwoormorepersonhouseholdsinJapanaccountedfor296.6percentoftheiraverageannualhouseholdincome.Theaverageamountofsavingsheldbymulti-personhouseholdsslightlyincreasedtoadecadehigh.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanAverageamountofsavingsheldbytwoormorepersonhouseholdsinJapanfrom2014to2023,byageofhouseholdhead(inmillionJapaneseyen)Averagesavingsofmulti-personhouseholdsJapan2014-2023,byageofhouseholdheadUnder40years40to49years50to59years60to69years70yearsorolderAverage3025201510525.3725.0324.8424.5224.4623.1224.5824.1124.32243.082918.0523.85223.8423.2723.323.1822.4922.5317.5522.5919.0119.0417.0518.818.4618.218.0218.1218.2817.9817.9117.7817.5217.5116.9917.0417.0316.6312.087.8211.68.1211.347.2610.655.7410.746.0210.766.9110.817.0810.35.6210.246.0810.1260201420152016201720182019202020212022202315Description:In2023,thehighestaveragesavingsheldbymulti-personhouseholdsinJapanwererecordedamonghouseholdheadsaged70yearsandabove,withaveragesavingsamountingtoaround25millionJapaneseyen.Thegroupofhouseholdheadsaged40to49yearsrecordedthehighestyear-on-yearincrease,at4.1percent.Atthesametime,adeclineof6.7percentwasrecordedintheagegroup50to59years.

ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanAveragenetsavingsoftwoormorepersonhouseholdsinJapanfrom2014to2023,byageofhouseholdhead(inmillionJapaneseyen)Netsavingsofmulti-personhouseholdsinJapan2014-2023,byageofhouseholdheadUnder40years23.0640to49years50to59years60to69years70yearsorolderAverage3025201510524.2523.7423.5620.9223.2322.3223.2122.5122.7122.6421.7722.0621.8322.3121.7321.422211.

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2511.9420.813.2512.8910.0913.0613.1312.9510.8213.1312.499.912.1112.1910.0412.0811.8511.5411.0610.9510.520.180.19-0.21-3.72-0.44-3.34-0.38-6.4-0.48-6.5-0.66-6.57-0.93-6.48-1.5-1.80-5.24-5.21-5.36-5-9.75-10-15201420152016201720182019202020212022202316Description:In2023,thenetsavingsofmulti-personhouseholdsinJapanaveragedaround12.5millionJapaneseyen.Theaverageamountofnetsavingswasnegativeat9.75millionyenforhouseholdswithahouseholdheadagedbelow40years,indicatingthatliabilitiesexceededtheamountofsavingsheld.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanDistributionoftwoormorepersonhouseholdsinJapanin2023,byamountofsavingsheldandageofhouseholdheadDistributionofmulti-personhouseholdsinJapan2023,bysavingsamountandageLessthanthreemillionyenThreeto25millionyen57.8%25millionyenormore70%60%50%40%30%20%10%0%54.8%50.7%34.1%24.8%24.3%20.4%18%15.1%TotalHouseholdheadunder65yearsHouseholdheadaged65yearsandabove17Description:In2023,overone-thirdofseniormulti-personhouseholdsinJapanheldsavingsof25millionJapaneseyenormore.Bycomparison,thesharewas18percentformulti-personhouseholdswithahouseholdheadunder65years.

ReadmoreNote(s):Japan;2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanCHAPTER

03Workingmulti-personhouseholdsAverageamountofsavingsheldbyworkingtwoormorepersonhouseholdsinJapanfrom2014to2023(inmillionJapaneseyen)Averagesavingsofworkingmulti-personhouseholdsinJapan2014-20231615.0814.7414.5413.7613.78141210813.2713.213.0912.9912.96420201420152016201720182019202020212022202319Description:In2023,averagesavingsheldbyworkingtwoormorepersonhouseholdsinJapanamountedtoaround14.7millionJapaneseyen,decliningfromadecadehigh.Averagesavingswerealmosttwiceashighastheꢀaverageannualincomeofworkingmulti-personhouseholds.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanMedianamountofsavingsheldbyworkingtwoormorepersonhouseholdsinJapanfrom2014to2023(inmillionJapaneseyen)Mediansavingsofworkingmulti-personhouseholdsinJapan2014-2023109.288.9598765432108.338.267.988.017.927.617.417.34201420152016201720182019202020212022202320Description:Asof2023,themedianamountofsavingsheldbyworkingmulti-personhouseholdsinJapanamountedto8.95millionJapaneseyen.Boththemedianandtheaverageamountofsavingsofworkingmulti-personhouseholdsdeclined,afterreachingadecadehighin2022.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanDistributionofsavingsheldbyworkingtwoormorepersonhouseholdsinJapanfrom2015to2023,bytypeBreakdownofsavingsofworkingmulti-personhouseholdsinJapan2015-2023,bytypeDemanddepositsTimedepositsLifeinsurance,etc.SecuritiesOthers*120%100%80%60%40%20%0%4.5%11.2%4.5%11.5%3.9%10.9%4.5%9.6%4.4%10.9%3.5%11.5%3%13.6%3.4%12.9%3%14.9%23.3%21.8%31.8%22.1%28.5%23.7%33.5%20.2%27.4%21.3%25.5%23.7%35.9%24.2%33.8%20.5%22.8%33.6%38.8%202335.8%202136.9%202234.3%202031%28%29%24.8%201526.1%201620172018201921Description:In2023,around39percentofsavingsheldbyworkingmulti-personhouseholdsinJapanweresavingsindemanddeposits.Whilesavingsintheformofsecuritiesincreasedby13.4percentyearonyear,theamountofsavingsintheformoftimedepositsdeclinedby12.5percentyearonyear.ReadmoreNote(s):Japan;2015to2023;basedonthefamilyincomeandexpendituresurvey;*Othersreferstosavingsoutsideoffinancialinstitutions.

Thesourcedefinesworkers'householdsashouseholdsinwhichtheheadofthehouseholdworksfora[...]

ReadmoreSource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanSavingsasapercentageoftheannualincomeofworkingtwoormorepersonhouseholdsinJapanfrom2014to2023Savingsasashareofincomeofworkingmulti-personhouseholdsinJapan2014-2023200%195%196.4%194.1%191.7%190%187%186.2%184.6%185%180%175%183.8%183.8%181.7%2016181.1%20182014201520172019202020212022202322Description:In2023,theaverageamountofsavingsheldbyworkingmulti-personhouseholdsinJapanaccountedfor191.7percentoftheiraverageannualhouseholdincome.ꢀAveragesavingsofworkingmulti-personhouseholdsdeclinedin2023,afterreachingadecadehighin2022.ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanAnnualaverageofmonthlysavingsofworkingtwoormorepersonhouseholdsinJapanfrom2014to2023(in1,000Japaneseyen)Averagemonthlysavingsofworkingmulti-personhouseholdsinJapan2014-2023600500.66498.67491.57492.99482.975004003002001000450.37421.13411.28413.67407.29201420152016201720182019202020212022202323Description:In2023,theaveragemonthlysavingsofworkingmulti-personhouseholdsinJapanamountedtoaround493thousandJapaneseyen.Thehighestamountofmonthlysavingsperhouseholdinthepastdecadewasrecordedin2020.

ReadmoreNote(s):Japan;2014to2023;basedonthefamilyincomeandexpendituresurveySource(s):e-Stat(Japan);MinistryofInternalAffairsandCommunications(Japan)AveragemonthlysavingsoftwoormorepersonworkinghouseholdsinJapanin2022(in1,000Japaneseyen)Monthlysavingsofworkingmulti-personhouseholdsinJapan20221,000900924.33800731.667006005004003002001000521.83466.84458.9452.01447.63404.86399.72390.13391.04395.12JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptember

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December24Description:In2022,theaveragemonthlysavingsofworkingmulti-personhouseholdsinJapanwerethehighestinDecember,amountingtoaround924.3thousandJapaneseyen.Theannualaverageofmonthlysavingsperhouseholdincreasedcomparedtothepreviousyear.ReadmoreNote(s):Japan;2022;basedonthefamilyincomeandexpendituresurveySource(s):e-Stat(Japan);MinistryofInternalAffairsandCommunications(Japan)CHAPTER

04SinglehouseholdsAveragevalueoffinancialassetsheldperone-personhouseholdinJapanfrom2014to2023(inmillionJapaneseyen)FinancialassetsofsinglehouseholdsinJapan2014-20231210.621089.429.418.718.227.747.737.446.536.45642020142015201620172018201920202021*2022202326Description:Accordingtoasurveyconductedonfinancialactivitiesofone-personhouseholdsinJapan,thetotalfinancialassetsheldpersinglehouseholdreached9.41millionJapaneseyenin2023.Withanaverageofaround4.1millionyenperone-personhousehold,depositsandsavingsrepresentedtheꢀleadingtypeoffinancialasset.ReadmoreNote(s):Japan;2014to2023;2,500singlehouseholds;20-79years*;includingfinancialproductsinforeigncurrencies;*Sincethesurveysamplewasextendedtotheagegroupof70to79-year-oldsfrom2021onwards,thereisnostrictcontinuity[...]

ReadmoreSource(s):Intage;ShiruporutoAveragevalueoffinancialassetsheldperone-personhouseholdinJapanin2023,bytype(inmillionJapaneseyen)AveragefinancialassetsofsinglehouseholdsinJapan2023,bytypeAssetsinmillionJapaneseyen1.5

2.00.00.51.02.53.03.54.04.5DepositsandsavingsSecurities4.083.72Insurance1.29Otherfinancialproducts0.3127Description:Accordingtoasurveyconductedin2023onfinancialactivitiesofone-personhouseholdsinJapan,thetotalfinancialassetsheldpersinglehouseholdreachedapproximately9.4millionJapaneseyen.Withanaverageofaround4.1millionyenperone-personhousehold,depositsandsavingsrepresentedtheleadingtypeoffinancialasset.ReadmoreNote(s):Japan;June23toJuly5,2023;2,500singlehouseholds;20-79years;includingfinancialproductsinforeigncurrenciesSource(s):Intage;ShiruporutoAnnualaverageofmonthlysavingsofworkingone-personhouseholdsinJapanfrom2014to2023(in1,000Japaneseyen)AveragemonthlysavingsofworkingsinglehouseholdsinJapan2014-2023300285.6282.76278.93271.3269.01259.92252.1251242.9725020015010050238.110201420152016201720182019202020212022202328/statistics/1236216/japan-average-monthly-savings-of-working-single-householdsIn2023,theaveragemonthlysavingsofworkingsinglehouseholdsinJapanamountedtoaround278.9thousandJapaneseyen,downby1.4percentcomparedtothepreviousyear.Theꢀaveragemonthlysavingsofmenlivingalonewerehigherthanthoseofwomen.ReadmoreNote(s):Japan;2014to2023;4,7544,7544,754*;basedonthefamilyincomeandexpendituresurvey;*Samplesizein2023afteradjustmentforsamplingratio.Basedonsampleof230households.

Figurespriorto2023arefrompreviousreports.

[...]

ReadmoreSource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanAnnualaverageofmonthlysavingsofworkingone-personhouseholdsinJapanfrom2014to2023,bygender(in1,000Japaneseyen)AverageofmonthlysavingsofworkingsinglehouseholdsinJapan2014-2023,bygenderMaleFemale35030025020015010050304.63303.34255.17300.11298.33252.55295.5285.17248.43275.24265.2257.7252.3253.41227.33233.92229.5216.18213.23208.160201420152016201720182019202020212022202329/statistics/1236256/japan-average-monthly-savings-of-working-single-households-by-genderIn2023,theaveragemonthlysavingsofworkingsinglehouseholdswithamalehouseholdheadinJapanamountedtoaround298.3thousandJapaneseyen.Femalesinglehouseholdsreportedaveragesavingsofalmost252.6thousandyenpermonth.ReadmoreNote(s):Japan;2014to2023;4,754*;basedonthefamilyincomeandexpendituresurvey;*Samplesizeafteradjustmentforsamplingratio.Basedonsampleof230ꢀhouseholds.

Figurespriorto2023comefrompreviousreporting.

100Japanese[...]

ReadmoreSource(s):e-Stat(Japan);MinistryofInternalAffairsandCommunications(Japan)CHAPTER

05SeniorhouseholdsAverageamountofsavingsheldbyseniortwoormorepersonhouseholdsinJapanfrom2015to2023(inmillionJapaneseyen)Averagesavingsofseniormulti-personhouseholdsinJapan2015-20233025.0424.1625201510523.523.3723.4223.5922.9222.3322.18020152016201720182019202020212022202331/statistics/1235971/japan-senior-multi-person-household-savingsIn2023,theaveragesavingsheldbymulti-personhouseholdswithahouseholdheadaged65yearsandolderinJapanamountedtoaround25millionJapaneseyen.Itwasthefourthconsecutivetimethattheaverageamountofsavingsincreased.

ReadmoreNote(s):Japan;2015to2023;basedonthefamilyincomeandexpendituresurvey;unemployedhouseholdsSource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanDistributionofsavingsheldbyseniortwoormorepersonhouseholdsinJapanfrom2015to2023,bytypeShareofsavingsheldbyseniormulti-personhouseholdsinJapan2015-2023,bytypeDemanddepositsTimedepositsLifeinsurance,etc.SecuritiesOthers*120%100%80%60%40%20%0%0.6%0.4%0.3%16.5%0.4%0.4%16.1%0.4%15.2%0.2%16.6%0.2%17%0.4%17.5%16.8%18.2%19.2%16.6%42.4%17.3%40.1%17.2%39.5%16.5%16.9%45.3%16.6%43.5%16.1%45.9%16.8%45.9%16.5%33.8%36.7%29.6%202230.1%202327%26.6%202124.5%201922.6%201821%19.2%201519.4%20162017202032Description:In2023,around33.8percentofsavingsheldbymulti-personhouseholdswithahouseholdheadaged65yearsandolderinJapanweresavingsintimedeposits.Theamountofsavingsintheformoftimedepositsdeclinedby2.2percentyearonyear.Atthesametime,anincreaseof20percentwasrecordedforsecurities.ReadmoreNote(s):Japan;2015to2023;basedonthefamilyincomeandexpendituresurvey;unemployedhouseholds;*Othersreferstosavingsoutsideoffinancialinstitutions.

Thesourcedefinesunemployedhouseholdsashouseholdsinwhichtheheadof[...]

ReadmoreSource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanDistributionofseniortwoormorepersonhouseholdsinJapanin2023,byamountofsavingsheldDistributionofseniormulti-personhouseholdsinJapan2023,bysavingsamount20%18%16%14%12%18.8%10%8.7%7.9%8%6%4%2%0%6.6%5.5%4.3%4.3%4.2%4.1%4.1%3.7%3.2%3.1%3.1%3.2%3%2.9%2.3%1.1%Upto

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yenormore33Description:In2023,around18.8percentofmulti-personhouseholdswithahouseholdheadaged65yearsandolderinJapanheldsavingsof40millionJapaneseyenormore.Theꢀaveragesavingsofseniormulti-personhouseholdsamountedtoabout24.6millionyenin2023.ReadmoreNote(s):Japan;2023;basedonthefamilyincomeandexpendituresurveySource(s):MinistryofInternalAffairsandCommunications(Japan);StatisticsBureauofJapanOpinionontheamountofsavingsneededbeforeretiringinJapanin2022OpiniononsavingsneededtoretireinJapan202225%19.8%19.6%20%15%10%5%17%10%7.8%7.3%6.7%3.8%3.3%1.5%01.5%1.6%0%Upto5Upto7Upto10Upto15Upto20Upto25Upto30Upto35Upto50Morethan

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50millionyen34Description:Accordingtoasurveyconductedin2022,closeto20percentoftherespondentsinJapanthoughtthattheirownhouseholdneededtosaveupto25millionJapaneseyenbeforegoingintoretirement.Atthesametime,ashareof17percentthoughtthatupto15millionyenwereneededbeforeretirement.ReadmoreNote(s):Japan;November16,2022toJanuary6,2023;1,634respondents;20yearsandolder;multi-personhouseholds;multipleanswerspossibleSource(s):CentralResearchServices;Yu-ChoFoundationCHAPTER

06HouseholdfinancialassetsQuarterlyvalueoffinancialassetsheldbyhouseholdsinJapanfrom1stquarter2018to4thquarter2023(intrillionJapaneseyen)FinancialassetsofhouseholdsinJapanQ12018-Q420232,5002,0001,5001,0005000Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q42018

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2023*36Description:Inthefourthquarterof2023,financialassetsheldbyhouseholdsinJapanamountedto2,141.5trillionJapaneseyen,upfromaround2,121.6trillionyeninthepreviousquarter.Currencyanddepositsaccountedfortheꢀlargestshareoffinancialassetsheldbyhouseholds.ReadmoreNote(s):Japan;Q12018toQ42023;includingsoleproprietorships;*Preliminaryfigures.

100Japaneseyenequal0.67U.S.dollarsor0.61eurosasofMarch2024.

Valueshavebeenrounded.

ReadmoreSource(s):BankofJapanValueoffinancialassetsheldbyhouseholdsinJapanfrom3rdquarter2022to4thquarter2023,bytype(intrillionJapaneseyen)FinancialassetsofhouseholdsinJapanQ32022-Q42023,bytypeCurrencyanddepositsDebtsecuritiesEquityandinvestmentfundsharesOutwardinvestmentinsecuritiesInsurance,pension,andstandardizedguarantees2,5002,0001,5001,00050026.6726.0225.89539.424.0724.2222.74532.8537.49537.94533.16536.87381.9528.32368.0627.51374.0527.98300.2525.59331.6926.86295.4125.81,099.82Q320221,116.31,105.79Q120231,117.43Q220231,1131,127.460Q42022Q32023Q42023*37/statistics/1237816/japan-quarterly-household-financial-assets-by-typeInthefourthquarterof2023,currencyanddepositsaccountedforthelargestshareoffinancialassetsheldbyhouseholdsinJapan,amountingtoaround1,127.5trillionJapaneseyen.Thetotalfinancialassetsofhouseholdsexceeded2.1quadrillionyen.ReadmoreNote(s):Japan;Q32022toQ42023;includingsoleproprietorships;*Preliminaryfigures.

100Japaneseyenequal