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ElectronicTransactionsAct2010
TableofContents
LongTitle
Part1PRELIMINARY
1Shorttitle
2Interpretation
3Purposesandconstruction
4Excludedmatters
5Partyautonomy
Part2ELECTRONICRECORDS,SIGNATURESANDCONTRACTS
6Legalrecognitionofelectronicrecords
7Requirementforwriting
8Requirementforsignature
9Retentionofelectronicrecords
10Provisionoforiginals
11Formationandvalidityofcontracts
12Effectivenessbetweenparties
13Timeandplaceofdespatchandreceipt
14Invitationtomakeoffer
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15Useofautomatedmessagesystemsforcontractformation
16Errorinelectroniccommunications
Part2AELECTRONICTRANSFERABLERECORDS
Division1—Generalprovisions
16AInterpretationofthisPart
16BAdoptionofModelLaw
16CAdditionalinformationinelectronictransferablerecords
16DRequirementofconsent
Division2—Provisionsonfunctionalequivalence
16ELegalrecognitionofelectronictransferablerecord
16FRequirementforwriting
16GRequirementforsignature
16HTransferabledocumentsorinstruments
16IRequirementforpossessionortransferofpossession
Division3—Useofelectronictransferablerecord
16JIndicationoftimeandplaceinelectronictransferablerecord
16KIndorsement
16LAmendment
16MChangeofmediumfromtransferabledocumentorinstrumenttoelectronictransferablerecord
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16NChangeofmediumfromelectronictransferablerecordtotransferabledocumentorinstrument
Division4—Generalreliabilitystandard
16OGeneralreliabilitystandard
Division5—Cross-borderrecognitionofelectronictransferablerecord
16PNon-discriminationofforeignelectronictransferablerecords
Division6—Accreditation,etc.,ofproviderofelectronictransferablerecords
managementsystem
16QRegulations
16RControllermaygivedirectionsforcompliance
16SPowertoinvestigate
Part3SECUREELECTRONICRECORDSANDSIGNATURES
17Secureelectronicrecord
18Secureelectronicsignature
19Presumptionsrelatingtosecureelectronicrecordsandsignatures
Part4REGULATIONOFSPECIFIEDSECURITYPROCEDURESAND
SPECIFIEDSECURITYPROCEDUREPROVIDERS
20InterpretationofthisPart
21Specifiedsecurityprocedures
22Regulationofspecifiedsecurityproceduresandspecifiedsecurityprocedureproviders
23Controllermaygivedirectionsforcompliance
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24Powertoinvestigate
Part5USEOFELECTRONICRECORDSANDSIGNATURESBYPUBLIC
AGENCIES
25Acceptanceofelectronicfilingandissueofdocuments
Part6LIABILITYOFNETWORKSERVICEPROVIDERS
26Liabilityofnetworkserviceproviders
Part7GENERAL
27AppointmentofControllerandotherofficers
28Obligationofconfidentiality
29Accesstocomputersanddata
30Productionofdocuments,etc.
31ObstructionofControllerorauthorisedofficer
32Offencesbybodiescorporate,etc.
33Generalpenalties
34ConsentofPublicProsecutor
35Jurisdictionofcourt
36Compositionofoffences
37Powertoexempt
38Regulations
39Transitionalprovisions
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FIRSTSCHEDULEMattersexcludedbysection4
SECONDSCHEDULESpecifiedsecurityprocedures
THIRDSCHEDULEDigitalsignatures
FOURTHSCHEDULEDesignatedpersons
LegislativeHistory
Abbreviations
ComparativeTable
ELECTRONICTRANSACTIONS
ACT2010
2020REVISEDEDITION
Thisrevisededitionincorporatesallamendmentsuptoandincluding1December2021andcomesintooperationon31December2021
AnActtoprovideforthesecurityanduseofelectronictransactions,toimplementtheUnitedNationsConventionontheUseofElectronicCommunicationsinInternationalContractsadoptedbytheGeneralAssemblyoftheUnitedNationson23November2005,toadopttheUNCITRALModelLawonElectronicTransferableRecordsadoptedbytheUnitedNationsCommissiononInternationalTradeLawon13July2017andtoprovideformattersconnectedtherewith.
[5/2021]
[1July2010]
PART1
PRELIMINARY
Shorttitle
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1.ThisActistheElectronicTransactionsAct2010.
Interpretation
2.—(1)InthisAct,unlessthecontextotherwiserequires—
“addressee”,inrelationtoanelectroniccommunication,meansapartywhoisintendedbytheoriginatortoreceivetheelectroniccommunication,butdoesnotincludeapartyactingasanintermediarywithrespecttothatelectroniccommunication;
“authorisedofficer”,inrelationtotheexerciseofanypowerorperformanceofanydutyunderthisAct,meansapersontowhomtheexerciseofthatpowerorperformanceofthatdutyhasbeendelegatedundersection27;
“automatedmessagesystem”meansacomputerprogramoranelectronicorotherautomatedmeansusedtoinitiateanactionorrespondtodatamessagesorperformancesinwholeorinpart,withoutrevieworinterventionbyanaturalpersoneachtimeanactionisinitiatedoraresponseisgeneratedbytheprogramorelectronicorothermeans;
“communication”includesanystatement,declaration,demand,notice,request,offerortheacceptanceofanoffer,thatthepartiesarerequiredtomakeorchoosetomakeinconnectionwiththeformationorperformanceofacontract;
“Controller”meanstheControllerappointedundersection27(1)andincludesa
DeputyControlleroranAssistantControllerappointedundersection27(3);
“electronic”meansrelatingtotechnologyhavingelectrical,digital,magnetic,wireless,optical,electromagneticorsimilarcapabilities;
“electroniccommunication”meansanycommunicationthatthepartiesmakebymeansofelectronicrecords;
“electronicrecord”meansarecordgenerated,communicated,receivedorstoredbyelectronicmeansinaninformationsystemorfortransmissionfromoneinformationsystemtoanother;
“electronictransferablerecord”hasthemeaninggivenbysection16A;
“information”includesdata,text,images,sound,codes,computerprograms,softwareanddatabases;
“informationsystem”meansasystemforgenerating,sending,receiving,storingorotherwiseprocessingelectronicrecords;
“originator”,inrelationtoanelectroniccommunication,meansapartybywhom,
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oronwhosebehalf,theelectroniccommunicationhasbeensentorgeneratedpriortostorage(ifany)butdoesnotincludeapartyactingasanintermediarywithrespecttothatelectroniccommunication;
“publicagency”meansadepartmentorministryoftheGovernment,anOrganofStateorapublicauthorityestablishedbyorunderapublicAct;
“record”meansinformationthatisinscribed,storedorotherwisefixedonatangiblemediumorthatisstoredinanelectronicorothermediumandis
retrievableinperceivableform;
“ruleoflaw”includeswrittenlaw;
“secureelectronicrecord”meansanelectronicrecordthatistreatedasasecureelectronicrecordbyvirtueofsection17(1)oranyotherprovisionofthisAct;
“secureelectronicsignature”meansanelectronicsignaturethatistreatedasasecureelectronicsignaturebyvirtueofsection18oranyotherprovisionofthisAct;
“securityprocedure”meansaprocedureforthepurposeof—
(a)verifyingthatanelectronicrecordisthatofaspecificperson;or
(b)detectingerrororalterationinthecommunication,contentorstorageofanelectronicrecordsinceaspecificpointintime,
whichmayrequiretheuseofalgorithmsorcodes,identifyingwordsornumbers,encryption,answerbackoracknowledgmentprocedures,orsimilarsecuritydevices;
“signed”or“signature”meansamethod(electronicorotherwise)usedtoidentifyapersonandtoindicatetheintentionofthatpersoninrespectoftheinformationcontainedinarecord;
“specifiedsecurityprocedure”meansasecurityprocedurewhichisspecifiedintheSecondSchedule;
“specifiedsecurityprocedureprovider”meansapersoninvolvedintheprovisionofaspecifiedsecurityprocedure.
[5/2021]
(2)InthisAct,“placeofbusiness”,inrelationtoaparty,means—
(a)anyplacewherethepartymaintainsanon-transitoryestablishmenttopursueaneconomicactivityotherthanthetemporaryprovisionofgoodsorservicesoutofaspecificlocation;or
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(b)ifthepartyisanaturalpersonandheorshedoesnothaveaplaceofbusiness,theperson’shabitualresidence.
(3)Forthepurposesofsubsection(2)—
(a)ifapartyhasindicatedtheparty’splaceofbusiness,thelocationindicatedbythepartyispresumedtobetheparty’splaceofbusinessunlessanotherpartyprovesthatthepartymakingtheindicationdoesnothaveaplaceofbusinessatthatlocation;
(b)ifapartyhasnotindicatedaplaceofbusinessandhasmorethanoneplaceofbusiness,thentheplaceofbusinessisthatwhichhastheclosestrelationshiptotherelevantcontract,havingregardtothecircumstancesknowntoorcontemplatedbythepartiesatanytimebeforeorattheconclusionofthecontract;
(c)alocationisnotaplaceofbusinessmerelybecausethatlocationis—
(i)whereequipmentandtechnologysupportinganinformationsystemusedbyapartyinconnectionwiththeformationofacontract,orthecreationoruseofelectronictransferablerecords,arelocated;or
(ii)wheretheinformationsystemmaybeaccessedbyotherparties;and
(d)thesolefactthatapartymakesuseofadomainname,anelectronicmailaddressorotherelectronicaddress,orotherelementsofaninformationsystemconnectedtoaspecificcountrydoesnotcreateapresumptionthatitsplaceofbusinessislocatedinthatcountry.
[5/2021]
(4)Whereanelectroniccommunicationdoesnotrelatetoanycontract,referencestoacontractinsubsection(3)refertotherelevanttransaction.
Purposesandconstruction
3.ThisActistobeconstruedconsistentlywithwhatiscommerciallyreasonableunderthecircumstancesandtogiveeffecttothefollowingpurposes:
(a)tofacilitateelectroniccommunicationsbymeansofreliableelectronicrecords;
(b)tofacilitateelectroniccommerce,toeliminatebarrierstoelectroniccommerceresultingfromuncertaintiesoverwritingandsignature
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requirements,andtopromotethedevelopmentofthelegalandbusinessinfrastructurenecessarytoimplementsecureelectroniccommerce;
(c)tofacilitateelectronicfilingofdocumentswithpublicagencies,andtopromoteefficientdeliverybypublicagenciesofservicesbymeansofreliableelectronicrecords;
(d)tominimisetheincidenceofforgedelectronicrecords,intentionalandunintentionalalterationofrecords,andfraudinelectroniccommerceandotherelectronictransactions;
(e)tohelptoestablishuniformityofrules,regulationsandstandardsregardingtheauthenticationandintegrityofelectronicrecords;
(f)topromotepublicconfidenceintheintegrityandreliabilityofelectronicrecordsandelectroniccommerce,andtofosterthedevelopmentofelectroniccommercethroughtheuseofelectronicsignaturestolendauthenticityandintegritytocorrespondenceinanyelectronicmedium;
(g)toimplementtheUnitedNationsConventionontheUseofElectronicCommunicationsinInternationalContractsadoptedbytheGeneralAssemblyoftheUnitedNationson23November2005andtomakethelawofSingaporeonelectronictransactions,whetherornotinvolvingpartieswhoseplacesofbusinessareindifferentStates,consistentwiththeprovisionsofthatConvention;
(h)toadopttheUNCITRALModelLawonElectronicTransferableRecordsadoptedbytheUnitedNationsCommissiononInternationalTradeLawon13July2017initsapplicationtoanelectronictransferablerecord,whethertheelectronictransferablerecordisissuedorusedinSingaporeoroutsideSingapore.
[5/2021]
Excludedmatters
4.—(1)TheprovisionsofthisActspecifiedinthefirstcolumnoftheFirstScheduledonotapplytoanyruleoflawrequiringwritingorsignaturesinanyofthemattersspecifiedinthesecondcolumnofthatSchedule.
(2)TheMinistermay,byorderintheGazette,amendtheFirstSchedule.
Partyautonomy
5.—(1)NothinginPart2affectsanyruleoflaworobligationrequiringtheagreementorconsentofthepartiesastotheformofacommunicationorrecord,and(unless
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otherwiseagreedorprovidedbyaruleoflaw)suchagreementorconsentmaybeinferredfromtheconductoftheparties.
(2)NothinginPart2preventsthepartiestoacontractortransactionfrom—
(a)excludingtheuseofelectronicrecords,electroniccommunicationsorelectronicsignaturesinthecontractortransactionbyagreement;or
(b)imposingadditionalrequirementsastotheformorauthenticationofthecontractortransactionbyagreement.
(3)Subjecttoanyotherrightsorobligationsofthepartiestoacontractortransaction,thepartiesmay,byagreement—
(a)excludesection6,11,12,13,14,15or16fromapplyingtothecontractortransaction;or
(b)derogatefromorvarytheeffectofalloranyofthoseprovisionsinrespectofthecontractortransaction.
PART2
ELECTRONICRECORDS,
SIGNATURESANDCONTRACTS
Legalrecognitionofelectronicrecords
6.Toavoiddoubt,itisdeclaredthatinformationisnottobedeniedlegaleffect,validityorenforceabilitysolelyonthegroundthatitisintheformofanelectronicrecord.
Requirementforwriting
7.Wherearuleoflawrequiresinformationtobewritten,inwriting,tobepresentedinwritingorprovidesforcertainconsequencesifitisnot,anelectronicrecordsatisfiesthatruleoflawiftheinformationcontainedintheelectronicrecordisaccessiblesoastobeusableforsubsequentreference.
Requirementforsignature
8.Wherearuleoflawrequiresasignature,orprovidesforcertainconsequencesifadocumentorarecordisnotsigned,thatrequirementissatisfiedinrelationtoanelectronicrecordif—
(a)amethodisusedtoidentifythepersonandtoindicatethatperson’sintentioninrespectoftheinformationcontainedintheelectronicrecord;
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and
(b)themethodusediseither—
(i)asreliableasappropriateforthepurposeforwhichtheelectronicrecordwasgeneratedorcommunicated,inthelightofallthecircumstances,includinganyrelevantagreement;or
(ii)proveninfacttohavefulfilledthefunctionsdescribedinparagraph(a),byitselfortogetherwithfurtherevidence.
Retentionofelectronicrecords
9.—(1)Wherearuleoflawrequiresanydocument,recordorinformationtoberetained,orprovidesforcertainconsequencesifitisnot,thatrequirementissatisfiedbyretainingthedocument,recordorinformationintheformofanelectronicrecordifthefollowingconditionsaresatisfied:
(a)theinformationcontainedthereinremainsaccessiblesoastobeusableforsubsequentreference;
(b)theelectronicrecordisretainedintheformatinwhichitwasoriginallygenerated,sentorreceived,orinaformatwhichcanbedemonstratedtorepresentaccuratelytheinformationoriginallygenerated,sentorreceived;
(c)suchinformation(ifany)asenablestheidentificationoftheoriginanddestinationofanelectronicrecordandthedateandtimewhenitwassentorreceived,isretained;and
(d)anyadditionalrequirementsrelatingtotheretentionofsuchelectronicrecordsspecifiedbythepublicagencywhichhassupervisionovertherequirementfortheretentionofsuchrecordsarecompliedwith.
(2)Anobligationtoretainanydocument,recordorinformationinaccordancewithsubsection(1)(c)doesnotextendtoanyinformationnecessarilyandautomaticallygeneratedsolelyforthepurposeofenablingarecordtobesentorreceived.
(3)Apersonmaysatisfytherequirementmentionedinsubsection(1)byusingtheservicesofanyotherperson,iftheconditionsinparagraphs(a)to(d)ofthatsubsectionarecompliedwith.
(4)Nothinginthissectionappliesto—
(a)anyruleoflawwhichexpresslyprovidesfortheretentionofdocuments,recordsorinformationintheformofelectronicrecords;or
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(b)anyruleoflawrequiringthatanydocument,recordorinformationberetained(orwhichprovidesforconsequencesifnot)thattheMinister,byorderintheGazette,excludesfromtheapplicationofthissectioninrespectofsuchdocument,recordorinformation.
Provisionoforiginals
10.—(1)Wherearuleoflawrequiresanydocument,recordorinformationtobeprovidedorretainedinitsoriginalform,orprovidesforcertainconsequencesifitisnot,thatrequirementissatisfiedbyprovidingorretainingthedocument,recordorinformationintheformofanelectronicrecordifthefollowingconditionsaresatisfied:
(a)thereexistsareliableassuranceastotheintegrityoftheinformationcontainedintheelectronicrecordfromthetimethedocument,recordorinformationwasfirstmadeinitsfinalform,whetherasawrittendocumentorasanelectronicrecord;
(b)wherethedocument,recordorinformationistobeprovidedtoaperson,theelectronicrecordthatisprovidedtothepersoniscapableofbeingdisplayedtotheperson;and
(c)anyadditionalrequirementsrelatingtotheprovisionorretentionofsuchelectronicrecordsspecifiedbythepublicagencywhichhassupervisionovertherequirementfortheprovisionorretentionofsuchrecordsarecompliedwith.
(2)Forthepurposesofsubsection(1)(a)—
(a)thecriterionforassessingintegrityiswhethertheinformationhasremainedcompleteandunaltered,apartfromtheintroductionofanychangesthatariseinthenormalcourseofcommunication,storageanddisplay;and
(b)thestandardofreliabilityrequiredmustbeassessedinthelightofthepurposeforwhichtheinformationwasgeneratedandinthelightofalltherelevantcircumstances.
(3)Apersonmaysatisfytherequirementmentionedinsubsection(1)byusingtheservicesofanyotherperson,iftheconditionsinparagraphs(a),(b)and(c)ofthatsubsectionarecompliedwith.
(4)Nothinginthissectionappliestoanyruleoflawrequiringthatanydocument,recordorinformationbeprovidedorretainedinitsoriginalform(orwhichprovidesforconsequencesifnot)thattheMinister,byorderintheGazette,excludesfromthe
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applicationofthissectioninrespectofsuchdocument,recordorinformation.
Formationandvalidityofcontracts
11.—(1)Toavoiddoubt,itisdeclaredthatinthecontextoftheformationofcontracts,anofferandtheacceptanceofanoffermaybeexpressedbymeansofelectroniccommunications.
(2)Whereanelectroniccommunicationisusedintheformationofacontract,thatcontractisnottobedeniedvalidityorenforceabilitysolelyonthegroundthatanelectroniccommunicationwasusedforthatpurpose.
Effectivenessbetweenparties
12.Asbetweentheoriginatorandtheaddresseeofanelectroniccommunication,adeclarationofintentorotherstatementisnottobedeniedlegaleffect,validityorenforceabilitysolelyonthegroundthatitisintheformofanelectroniccommunication.
Timeandplaceofdespatchandreceipt
13.—(1)Thetimeofdespatchofanelectroniccommunicationis—
(a)thetimewhenitleavesaninformationsystemunderthecontroloftheoriginatororofthepartywhosentitonbehalfoftheoriginator;or
(b)iftheelectroniccommunicationhasnotleftaninformationsystemunderthecontroloftheoriginatororofthepartywhosentitonbehalfoftheoriginator,thetimewhentheelectroniccommunicationisreceived.
(2)Thetimeofreceiptofanelectroniccommunicationisthetimewhentheelectroniccommunicationbecomescapableofbeingretrievedbytheaddresseeatanelectronicaddressdesignatedbytheaddressee.
(3)Thetimeofreceiptofanelectroniccommunicationatanelectronicaddressthathasnotbeendesignatedbytheaddresseeisthetimewhentheelectroniccommunicationbecomescapableofbeingretrievedbytheaddresseeatthataddressandtheaddresseebecomesawarethattheelectroniccommunicationhasbeensenttothataddress.
(4)Forthepurposesofsubsections(2)and(3),anelectroniccommunicationispresumedtobecapableofbeingretrievedbytheaddresseewhenitreachestheelectronicaddressoftheaddressee.
[5/2021]
(5)Anelectroniccommunicationisdeemedtobedespatchedattheplacewheretheoriginatorhasitsplaceofbusinessandisdeemedtobereceivedattheplacewheretheaddresseehasitsplaceofbusiness.
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(6)Subsections(2),(3)and(4)applyeventhoughtheplacewheretheinformationsystemsupportinganelectronicaddressislocatedmaybedifferentfromtheplacewheretheelectroniccommunicationisdeemedtobereceivedundersubsection(5).
Invitationtomakeoffer
14.Aproposaltoconcludeacontractmadethroughoneormoreelectroniccommunicationswhichisnotaddressedtooneormorespecificparties,butisgenerallyaccessibletopartiesmakinguseofinformationsystems,includingaproposalthatmakesuseofinteractiveapplicationsfortheplacementofordersthroughsuchinformationsystems,istobeconsideredasaninvitationtomakeoffers,unlessitclearlyindicatestheintentionofthepartymakingtheproposaltobeboundincaseofacceptance.
Useofautomatedmessagesystemsforcontractformation
15.Acontractformedbytheinteractionofanautomatedmessagesystemandanaturalperson,orbytheinteractionofautomatedmessagesystems,isnottobedeniedvalidityorenforceabilitysolelyonthegroundthatnonaturalpersonreviewedorintervenedineachoftheindividualactionscarriedoutbytheautomatedmessagesystemsortheresultingcontract.
Errorinelectroniccommunications
16.—(1)Whereanaturalpersonmakesaninputerrorinanelectroniccommunicationexchangedwiththeautomatedmessagesystemofanotherpartyandtheautomatedmessagesystemdoesnotprovidethepersonwithanopportunitytocorrecttheerror,thatperson,orthepartyonwhosebehalfthatpersonwasacting,hastherighttowithdrawtheportionoftheelectroniccommunicationinwhichtheinputerrorwasmade.
(2)Subsection(1)doesnotapplyunlesstheperson,orthepartyonwhosebehalfthatpersonwasacting—
(a)notifiestheotherpartyoftheerrorassoonaspossibleafterhavinglearnedoftheerrorandindicatesthatheorshemadeanerrorintheelectroniccommunication;and
(b)hasnotusedorreceivedanymaterialbenefitorvaluefromthegoodsorservices(ifany)receivedfromtheotherparty.
(3)Nothinginthissectionaffectstheapplicationofanyruleoflawthatmaygoverntheconsequencesofanyerrorotherthanasprovidedforinsubsections(1)and(2).
PART2A
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ELECTRONICTRANSFERABLERECORDS
Division1—Generalprovisions
InterpretationofthisPart
16A.—(1)InthisPart,unlessthecontextotherwiserequires—
“billofexchange”includesabillofexchangewithinthemeaningoftheBillsofExchangeAct1949,orunderanyotherruleoflaw,orthelawofacountryorterritoryoutsideSingapore;
“billoflading”includesabillofladingwithinthemeaningoftheCarriageofGoodsbySeaAct1972,theBillsofLadingAct1992,orunderanyotherruleoflaw,orthelawofacountryorterritoryoutsideSingapore;
“electronicrecord”meansarecordgenerated,communicated,receivedorstoredbyelectronicmeans,including(whereappropriate)allinformationlogicallyassociatedwithorotherwiselinkedtogethersoastobecomepartoftherecord,whethergeneratedcontemporaneouslyornot;
“electronictransferablerecord”meansanelectronicrecordthatcomplieswithalltherequirementsofsection16H;
“electronictransferablerecordsmanagementsystem”meansaninformationsystemfortheissuance,transfer,control,presentationandstorageofelectronictransferablerecords;
“ModelLaw”meanstheUNCITRALModelLawonElectronicTransferableRecordsadoptedbytheUnitedNationsCommissiononInternationalTradeLawon13July2017;
“promissorynote”includesapromissorynotewithinthemeaningoftheBillsofExchangeAct1949,orunderanyotherruleoflaw,orthelawofacountryorterritoryoutsideSingapore;
“provider”,inrelationtoanelectronictransferablerecordsmanagementsystem,meansapersonthatprovidestoanotherpersontheuseofanelectronictransferablerecordsmanagementsyste
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