银行招聘考试综合知识(习题卷18)

试卷科目：银行招聘考试综合知识银行招聘考试综合知识(习题卷18)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages银行招聘考试综合知识第1部分：单项选择题，共177题，每题只有一个正确答案,多选或少选均不得分。[单选题]1.党政机关公开发布重要决定或重大事件用（）。A)公告B)通告C)公报D)布告[单选题]2.Allcarmakersarespendingbillionstryingtofigureoutafuturethatismore______，moreautonomousandstepsbackfromfossilfuels。A)electricB)electricalC)electronicD)electrified[单选题]3.在Exce1中，对单元格?$D$2?的引用是（）。A)绝对引用B)相对引用C)一般引用D)混合引用[单选题]4.Insub-SaharanAfricatoday,forinstance,grossinvestment____forroughlyofnationalincome.A)estimatesB)accountsC)constitutesD)makes[单选题]5.Childrenwhohavenegativerelationshipswiththeirparentsoftendevelop______problemsincludinglowacademicachievement，negativesocialrelationships，anddelinquency。A)domesticB)influentialC)diverseD)identical[单选题]6.非全日制用工劳动报酬结算支付周期最长不得超过（）。A)7日B)10日C)15日D)30日[单选题]7.在PC机中，音响通过声卡插在主板的（）中。A)PCI总线插槽B)I／O端口C)USB口D)SIMM插槽[单选题]8.资料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.WhilescalesofeconomyhaveallowedbigChinastoresinAmericatooffercheaperpricesthannicheplayers,localretailersinChinaareabletoundercutpricesbecausetheypaylessinsalaries,benefits,rent,andelectricity.RampantpiracyinChinaalsomeanslocalcomputersshopsarewillingtoinstallcounterfeitMicrosoftsoftwareinproducts,whichmakesitmoreappealingforcustomers.Apartfromfailingtodifferentiateitsproductlines,BestBuyalsomadethemistakeoffocusingonbuildinglargeflagshipstores,likeintheU.S,ratherthansmaller,convenientlylocatedretailoutlets.Chinamayhaveoneofthehighestcaradoptionratesintheworld,butitsperennialtrafficcongestionsandlackofparkingmeanconsumersoftenprefertoshopclosertotheirhomes.Agovernmentbanonfreeshoppingbagshavealsoresultedinconsumersshoppingmoreoften,butbuyinglesseachtime,furtherfuelingthepopularityofneighborhoodstores.WhatWesternretailerscandotostaycompetitive?A)Localizetheirproductselection.B)BetterunderstandtheevolvingChineseconsumerpreferences.C)Beawareoftheimportanceoflocationchoice.D)Allabove.[单选题]9.下列因素中哪一因素不能使得某种商品的需求曲线移动？（）A)消费者收入变化B)该商品价格上升C)消费者偏好变化D)其他相关商品价格下降[单选题]10.在营销调研中，调研人员一般先收集（）。A)一手资料B)二手资料C)原始资料D)外部资料[单选题]11.甲买了3支签字笔，7支圆珠笔和1支铅笔共花了32元，乙买了4支同样的签字笔．l0支圆珠笔和1支铅笔共花了43元，如果同样的签字笔、圆珠笔、铅笔各买一支，共用多少钱?（）。A)21元B)17元C)11元D)10元[单选题]12.Yoursuggestioncouldonlymakethingsworse____.A)ifanythingB)ifeverythingC)ifnothingD)ifsomething[单选题]13.As___,IthinkbusinessEnglishismorepracticalthanothercourses.A)anInternationalBusinessstudentmajorB)anInternationalBusinessmajorC)aInternationalBusinessstudentmajorD)anInternationalBusinessmajorstudent[单选题]14.资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.AllcompaniesneedsomekindofHRsupportTheBureauofLaborStatistics（BLS）expectsjobsinHRtogrowfasterthanaverageforalloccupationsthrough2012.Opportunitieswillincreaseasaresultofagrowingeconomyaswellasaneedtoreplaceworkerstransferringtootheroccupationsorretiring.BLSexpectsparticularlystrongdemandfortraininganddevelopmentandemployment，recruitment，andplacementspecialists，withmanagement，consulting，andemploymentservicesfirmsofferingthegreatestnumberofopportunities，thankstoatrendtowardoutsourcingpersonnelfunctions.YoucangettheinsideedgeforacareerinHRbystrengtheningyourunderstandingofbusinessstrategyandplanningandbyspecializinginaspecificindustry.Agreatwaytogetstartedinthefieldiswithpractice，lookforaninternshiporanHRassistantjobifyou'reinschoolorjustout.ManyHRprofessionalsworktheirwayup.Asyoudevelopanunderstandingofthevariouscareertracksandmasterthebasicskillswithinthefunction，you'llbeinagreatpositiontoriseuptheladder.Whatdoes?wearingmanyhats?inparagraphl，linel-2mostprobablymean?A)toactsmoothlyandtactfullyB)totakeonmuchresponsibilityC)tobefacedwithmanychoicesD)topayattentiontoclothing[单选题]15.下列属于银行的其他类资产的是()。A)活期存款B)无形资产C)应付利润D)应付利息[单选题]16.Inadditiontobendingbackandforthandswayingsideways,buildingscan____,andthesevariousmotionscanreinforceoneanother.A)imagineB)conceiveC)describeD)twist[单选题]17.关于改革开放初期原有?四大专业银行?分工的下列说法中错误的是（）。A)中国工商银行专门经营工商信贷和个人储蓄业务B)中国银行专门制定和执行货币政策，维护金融稳定C)中国农业银行专门经营农村金融业务D)中国建设银行专门经营基础设施建设等长期信用业务[单选题]18.某公司开发出了一种高科技化学产品--?照片保护剂?。其主要功能是可以防止彩色照片褪色、泛黄、粘连等病变。该产品可以广泛应用于家庭、企业、档案部门、婚纱影楼、照相馆及其他有照片存放的单位。经过市场调查，普通消费者对该产品兴趣不大，而婚纱影楼和档案部门对该产品很感兴趣。该公司是一家小型企业，人员和资金实力较弱，该公司应该采取的目标市场策略是（）。A)体验营销B)集中营销C)差异营销D)无差异营销[单选题]19.资料：KeepingtheZealofaStartupasYouScaleTherearemanyreasonsthatfounder-ledcompaniesaresogoodatdisruptingindustriesandmakinglifemiserableforslow-movingincumbents.Butperhapsthemostpowerfulisthatfounderscreategreatinsurgencies.Theyignoreestablishedindustryrulesandboundaries.Theycreatebetterwaystosolveoldproblems.Theydisdainanythingthatblurstheirfocusonthefrontline.Fromtoptobottom,theyareatwaragainsttheindustryleadersonbehalfofundeservedcustomers.Ourresearchonwhatwecallthe?founder?smentality?showsthatmaintainingastronginsurgentmissioniscriticaltolong-term,sustainablegrowth.Buttocompetelongterm,insurgentcompaniesalsoneedtodevelopscaleandscope,whichveryoftendullstheirinsurgent?szeal.Inmanyways,thisisbecausetheirperspectiveonthefutureslowlychanges.Insurgentsseethedaysahead-bothlongandshortterm-asripewithopportunity.Theyembracechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsolutionsforcustomers.Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusquo,innovationanddisruptionarenotgoodforthem.Turbulenceerodesprofitability;innovationmarginalizestheircurrentproductofferings.Thefutureisnotbetter.Thecompaniesthatfindawaytoachievescalewithoutlosingtheirinsurgentmissionwecallthem?ScaleInsurgents?--remainacutelyalerttothisdifferenceinperspective.Theyactivelyfightbackagainsttheverynaturaltendencytoretreatbehindthecastlewallstoavoidfuturechangeandturbulence.Instead,theydowhatinsomecompaniesmightseemlikeheresytheycommittodisruptingtheirowninsurgency.Theyknowthatacquiringthebenefitsofscalerequiresruthlessfocusonawell-definedcorebusinessandacommitmenttobuildingthesystemsandprocessestosupportit.Buttheyaren?tweddedtotheirbusinessmodel-theyareweddedtowhatwillservetheircustomersbest.Ratherthanerectingdefensesagainstthefuture,theyembracethenotionoflimitlesshorizons-theideathatacompanycanintelligentlyextendtheboundariesofitscoreeveroutward.Intheauthor?sopinion,whatisa?scaleinsurgents??A)startupcompanythatmaintainsitsoriginalqualityintheprocessofscalingupB)AninsurgentcompanythatturnedintoanincumbentcompanyC)AninsurgentcompanythatmanagedtomakesteadyprofitsD)startupcompanythatsucceededinscalingup[单选题]20.基尼系数是一个用来描述收入整体差距程度的重要指标。国际上通常认为，当它处于0.3~0.4时表示收入分配比较合理，处于0.4~0.5时表示收入差距过大，超过0.5则意味着出现两极分化。从现实来看，世界各国对基尼系数的运用并不完全一致。很多国家都是把它与其他因素结合起来，综合判断收入差距。下列认识不正确的是（）。A)基尼系数只可参考，不能绝对化B)我国是二元经济结构国家,应用基尼系数的一般标准来衡量收入差距C)我国城乡差距大，不能简单地套用基尼系数的一般标准来衡量收入差距D)在不少国家，基尼系数有不同的标准和界线[单选题]21.数据库系统是由计算机硬件、数据库、人和软件支持系统组成。其中体现数据之间联系的是（）。A)SQLB)CPUC)数据库D)数据库管理系统[单选题]22.?兼听则明，偏信则暗?这句格言出自（）。A)《论语》B)《荀子》C)《史记》D)《资治通鉴》[单选题]23.对未按照规定进行信息披露的处理措施不包括（）。A)由国务院银行业监督管理机构责令改正B)处以20万元以上50万元以下罚款C)尚不构成犯罪的，由国务院银行业监督管理委员会没收违法所得D)情节特别严重或逾期不改正的，可以责令停业整顿或吊销其经营许可证[单选题]24.以下有关计算机病毒的描述，不正确的是（）。A)特殊的计算机部件B)传播速度快C)人为编制的特殊程序D)危害大[单选题]25.Althoughthegreatwhitesharkhasafearsome______，inastraightfight，itisoutclassedbythekillerwhale.A)reputationB)imaginationC)aggressionD)acquisition[单选题]26.Internet中使用最广泛的协议是（）。A)SMTP协议B)SDH／SONET协议C)OSl／RM协议D)TCP／IP协议[单选题]27.下列关于收入的说法中，错误的是（）。A)收入是企业在日常活动中形成的B)收入会导致经济利益的流入，但流入不包括所有者投入的资本C)收入最终会导致所有者权益的增加D)所有者投入的资本是收入的一种特殊形式[单选题]28.资料：Gonearethedaysof?one-size-fits-all?employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew?extras?,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.VoluntaryBenefitsBolsterRecruitmentandRetentionEffortsItgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitstoroundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvisioncaretopetinsurance.Thishelpscompaniestoaddressthespecificheathandfinancialneedsofcandidates,tohelpthestretchtheirfuturepaychecksevenfurther.TheAdvantagesofOfferingVoluntaryEmployeeBenefitsIntermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelikevoluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonotcover.Forexample,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventativemeasuresthathelpsupportgoodoralhealth.CustomizingVoluntaryBenefitPlansThereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofothertypesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.Financialwellnessbenefitscanincludebudgetingsoftware,companymatchedsavingsplans,employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancingtohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Somecompaniesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecialdiscountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionforcollegeexpenses.Itcanbeinferredfromthepassagethat,comparingwiththetraditionalhealthbenefits,voluntaryplans______A)incurlesscostbythecompanytoofferbenefitprograms.B)covermanyofthegapsthattraditionalhealthbenefitsdonotcover.C)helpemployeeswhoaredealingwithtoughpersonalandcareermatters.D)encourageemployeestostaywiththeircompaniesforlongerperiodsoftime.[单选题]29.在财产清查中，填制的?账存实存对比表?是（）。A)登记总账、明细账的直接依据B)调整账面记录的记账凭证C)调整账面记录的原始凭证D)登记日记账的直接依据[单选题]30.商业银行的?三性?经营原则不包括（）。A)稳定性原则B)效益性原则C)安全性原则D)流动性原则[单选题]31.以下属于货币市场功能的是()。A)短期资金融通功能B)管理功能C)政策传导功能D)以上都正确[单选题]32.2009年4月23日，中国人民解放军海军在（）举行庆祝人民海军成立60周年海上阅兵式。A)青岛B)大连C)上海D)威海[单选题]33.金融机构之所以被称为金融企业，是因为它所经营的对象不是普通商品，而是特殊的商品（）。A)货币B)存款C)有价证券D)货币资金[单选题]34.毛泽东的军事和领导地位是哪次会议确立的？（）A)中共一大B)八七会议C)瓦窑堡会议D)遵义会议[单选题]35.票据贴现实付金额为()。A)汇票金额B)贴现利息C)汇票金额一贴现利息D)以上答案均错误[单选题]36.____ofthetwinshaspassedtheexamination.A)NeitherB)EveryC)AllD)Both[单选题]37.ShouldUKdepositorslosemoney,thegovernmentwouldhavetodecidewhetherto____foritdirectly.A)notifyB)compensateC)overlookD)trigger[单选题]38.中间业务也叫收费业务,是指不构成银行表内资产、表内负债的非利息收入的业务，其特点描述错误的是（）。A)不运用或不直接运用银行自有资金B)直接承担市场风险C)以接受客户委托为前提，为客户办理业务D)以收取服务费、赚取价差的方式获得收益[单选题]39.在特定时期，我国政府为解决银行业不良资产，由政府出资专门收购和集中处置银行业不良资产的机构是（）。A)中国银监会B)金融资产管理公司C)中国保监会D)金融租赁公司[单选题]40.Airlinesarealreadyincreasingtheirpriceonthe____thatfuelpricesaregoingtorise.A)consumptionB)destructionC)assumptionD)presumption[单选题]41.关于同业拆借，叙述正确的是（）。A)拆借双方仅限于商业银行B)拆入资金只能用于发放流动资金贷款C)隔夜拆借一般不需要抵押D)拆借利率由中央银行预先规定[单选题]42.生产函数表示的是生产中（）和（）之间的依存关系，这种关系普遍存在于各种生产过程之中。A)成本利润B)投入量产出量C)总成本总收入D)固定资本流动资本[单选题]43.Renewableelectricitygenerationisnowonparwith______ofnaturalgas,whichremainedrelativelystableinlastyears.A)theoneB)whichC)thatD)what[单选题]44.WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.A)comeB)figureC)conjureD)set[单选题]45.资料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresentingadvancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansiontoendure,forwagestorisesustainabilityandforinequalitiestobetackled.Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD'schiefeconomist,urgedgovernmentsto?curbyourenthusiasm[because]strongandsustainedmedium-termglobalgrowthisnotyetsecured?.TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,RussiaandEuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7percentin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmosttotheimprovedglobaloutlook.China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevisedhigherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenreviseddown,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastestgrowinglargeeconomyintheworld.OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowingintheGroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasurysaiditwasnotcomplacent.Whatdoestheunderlinedword?complacent?meaninthelastparagraph?A)AccustomedB)CompliedC)ConceitedD)True[单选题]46.利率变动对宏观经济有重要影响，从消费者角度看，利率下降时，会（）。A)抑制消费，增加储蓄B)刺激消费，减少储蓄C)刺激消费，刺激储蓄D)抑制消费，抑制储蓄[单选题]47.在宏观经济分析的经济指标中，货币供给是（）。A)先行性指标B)后行性指标C)同步性指标D)滞后性指标[单选题]48.在以下的政策选项中，会促使某一商品价格走高的产业政策是（）。A)降低这一商品生产企业贷款利率B)放松对这一商品进口的限制C)对进口这一商品征收高关税D)提高对这一商品的补贴[单选题]49.Childrenenterschoolattheageofsix,___?A)dothechildrenB)don'ttheyC)don'tthechildrenD)aren'tthey[单选题]50.通过观察持续数期的会计报表，比较各期的有关项目金额，分析有关指标的增减变动情况，并在此基础上获知有关企业发展前景信息，这种会计报表分析方法被称为（）。A)趋势分析法B)比较分析法C)因素分析法D)比率分析法[单选题]51.资料：It'ssocommontohearpeoplesay，?I?mstressedout，?almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，?Exhaustion：AHistory，?AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.Commentatorsclaim[ours]isthemostexhaustingperiodinhistory，thedemandsonourenergyreservesbeingunprecedented.Byimplication，theyrepresentthepastasalessenergy-drainingtimeinwhichpeoplelivedmuchlessstressfullivesinharmonywithnatureandtheseasons，?saysSchaffner，a.professorofcomparativeliteratureandmedicalhumanitiesattheUniversityofKentinEngland，inanemailinterview.Iaskedmyselfwhetherthatwasreallythecase，andstartedresearchingotherhistoricalperiodsinsearchofearlierdiscoursesonexhaustion.Tomysurprise，Ifoundthatoursisfarfrombeingtheonlyagetohaveperceiveditselfasthemostexhausted-thisisinfactaperceptionsharedbymanyhistoricalperiods，albeitindifferentwaysandfordifferentreasons.?Schaffnerfoundinformationaboutexhaustiongoingallthewybacktoantiquity.Thisisnotthesamethingasphysicalexhaustion-certainlymost，peopleinearliertimeshadlifephysicallyharder-butconcurrentlythroughouthistorywasthisideaofbeingmentallyexhausted，whatwemightcalltodaybeing?stressed?or?burnedout.?Inthepast，shesays，theconditionwentbymanynames：melancholia，depression，chronicfatiguesyndromeoracedia，?atheologicalversionofmelancholia，alsodescribedaswearinessoftheheart.?andpopularinMedievaltimes.Causesrangedfromphysicalailmentsandchemicalimbalancesinthebraintospiritualfailingsoreventhealignmentsoftheplanets，Oftentherewasadifferentexplanationforeachhistoricalperiod.?Inthelate19thcentury，forexample，.afasterpaceoflifeasaresultoftrains，steamboats，electricity，andtelegraphywasheldresponsibleforthesuddenexplosioninthenumberofcasesofwhatwasdiagnosedasneurasthenia-thisdiagnosisbeingstructuredaroundadeficiencyinnerveforce，andmanifestingitselfinweakness，lethargy.hopelessness，andvariousothersymptoms.?shesays.Othermentalailmentsthroughouttimewereattlbutedto?theavailabilityofexoticfoodandspicesinthe18thcenturytheeducationofwomeninthe19thcentury，.orthenewpsycho-socialpressuresofneo-liberalcapitalisminourowntime?sheaddsSoifexhaustionhasbeenwithusforever，whatdoesthatmeanforwemoderns??Anhistoricalperspectivecanhelptocounterthesensethatourwayoflifeismoredetrimentaltohumanwellbeingthanthoseinthepast，andtomakeusfeellessalone，?saysSchaffner.?Ofcourse，thishistoricalperspectivealsochallengestheideathatcurrentstatesofexhaustionareauniquebadgeofhonor.Thushistoricizingexhaustioncan，ontheonehand，reassureusand，ontheotherhand，challengethenarrativesonwhichwerelytogiveoursufferingaspecialvalue.?Whatdoestheunderlinedword?antiquity?refertoinPara.3?A)ThestateofbeingveryoldorancientB)Thestateofbeingmentallyexhausted.C)Thestateofcompletephysicalexhaustion.D)Thestateofdifficultlifeexperienceinearliertimes[单选题]52.年终结账时，若有结转销户科目，则应当（）。A)核实该科目下部分分户账B)注销该科目下所有的分户账C)核实该科目下所有的分户账D)注销该科目下部分分户账[单选题]53.某农村信用社如果出现支付风险，可以按法定程序，经过批准后，由（）通过拆借市场拆入资金。A)市农村金融体制改革领导小组办公室B)管辖人民银行C)该农村信用社D)该农村信用社联社[单选题]54.单位犯罪是指公司、企业、事业单位、机关、团体实施的危害社会的、依照法律规定应受惩罚的行为。下列选项中，不属于单位犯罪的是（）。A)张某存款类金融机构发布承诺高收益理财产品，其广告骗取了很多人的钱财B)张某存款类金融机构负责人收受贿赂给不符合贷款条件的朋友发放贷款C)张某存款类金融机构开发了很多高风险、高收益理财产品，诱骗投资者投资D)张某存款类金融机构采用多种手段隐瞒职工工资性报酬收入，以偷税漏税[单选题]55.下列选项中，属于证券投资基金按投资对象分类的是（）。A)公司型基金B)契约型基金C)股票型基金D)开放型基金[单选题]56.下列对货币市场的特征描述正确的是（）。A)风险性低，收益高B)收益高，安全性也高C)流动性低，安全性也低D)风险性低，流动性高[单选题]57.我国正在推行的人民币货币市场基准利率指标体系是（）A)伦敦银行同业拆放利率B)全国银行间同业拆放利率C)上海银行间同业拆放利率D)香港银行间同业拆放利率[单选题]58.NabhiVerma,whoholdsdegreesinbotharchitectureandengineering,hasarangeoftechnicalabilities____that.A)toomuchB)beyondC)evenmoreD)moreover[单选题]59.保付代理业务的流程的正确顺序是（）。（1）进口商付款（2）出口商转让应收账款给保理银行（3）保理行催收债款（4）出口商发出货物（5）保理行提供融资服务A)（4）（5）（2）（1）（3）B)（4）（2）（5）（3）（1）C)（4）（2）（3）（5）（1）D)（2）（3）（4）（5）（1）[单选题]60.根据对菲利普斯曲线的解释，货币主义得出的政策结论是（）。A)宏观经济政策在短期与长期中均是有用的B)宏观经济政策在短期与长期中均是无用的C)宏观经济政策只在短期中有用，而在长期中无用D)宏观经济政策只在长期中有用，而在短期中无用[单选题]61.作为货币政策中介目标的利率,通常是指（）。A)长期的市场利率B)短期的市场利率C)短期贷款利率D)中期的债券利率[单选题]62.变化基本上与总体经济活动的转变同步的宏观经济指标是（）。A)先行性指标B)同步性指标C)滞后性指标D)趋同性指标[单选题]63.资料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,?HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？?Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn?tincludeburgers.Soundalittlebizarre？Tosome,thisistherestaurantequivalentoftheInternet.TheNet?sabilitytoprofileyouthroughyourvisitstoandinteractionsatwebsitesprovidesmarketerswithanenormousamountofdataonyou--someofwhichyoumaynotwantthemtohave.Areyouawarethatalmosteverytimeyouaccessawebsiteyougeta?cookie?？Unfortunately,it?snottheMrs.Field?srecipe.AcookieontheInternetisacomputercodesentbythesitetoyourcomputer--usuallywithoutyourknowledge.Duringtheentireperiodoftimethatyouareatthesite,thecookieiscollectinginformationaboutyourself,includingwhereyouvisit,howlongyoustaythere,andhowfrequentlyyoureturntocertainpages.Whilethismaysoundscaryenough,cookiesaren?teventhelatestintechnology.AnewsystemcallI-librarianAlexa--namedafterthelegendarythirdcenturyB.C.libraryinAlexandria,Egypt--doesevenmore.Whilecookiestrackwhatyouaredoingatonesite.Alexacollectsdataonallyourwebactivities,suchaswhichsiteyouvisitnext,howlongyoustaythere,whetheryouclickonadvertisements,etc.Allthisinformationisavailabletomarketers,whouseittomarketmoreeffectivelytoyou.Notonlydoyounotgetpaidforprovidingtheinformation,youprobablydon?tevenknowthatyouaregivingit.Whatcanbelearnedabout?Alexa?？A)AlexaisnamedafteranancientheroinEgypt.B)Alexaisinstalledinlibraries.C)Alexacanprovideallthenecessaryinformationabouthistory.D)Alexacanprovidemoredatatomarketersthanacookie.[单选题]64.财政政策中最有效的手段是()。A)改变税率B)改变转移支付C)改变政府购买水平D)以上都正确[单选题]65.无论是绝对剩余价值还是相对剩余价值都是依靠（）。A)延长工人工作时间而获得的B)提高劳动生产率而获得的C)增加剩余劳动时间而获得的D)降低工人的工资而获得的[单选题]66.自然失业率总是正的，因为总是存在（）。A)摩擦性失业和周期性失业B)周期性失业和结构性失业C)摩擦性失业和结构性失业D)进入和退出劳动力的队伍[单选题]67.如果某种外币的买人小于卖出，其?外汇买卖?科目为（）余额，俗称（）。A)借方；多头B)贷方；空头C)借方；空头D)贷方；多头[单选题]68.?虎求百兽而食之，得狐。狐曰：?子无敢食我也。天帝使我长百兽，今子食我，是逆天帝命也。子以我为不信，吾为子先行，子随我后，观百兽之见我而敢不走乎!?虎以为然，故遂与之行。兽见之皆走。虎不知兽畏己而走也，以为畏狐也。?老虎之所以犯这种错误，在于割裂了（）。A)必然与偶然之间的关系B)内容与形式之间的关系C)本质与现象之间的关系D)可能与现实之间的关系[单选题]69.股票是一种独立于实际资本之外的虚拟资本，其本身（）。A)没有价值B)没有价格C)有价值D)不可转让[单选题]70.属于货币政策远期中介指标的是（）。A)汇率B)超额准备金C)长期利率D)基础货币[单选题]71.银行缴存中央银行法定存款准备金可称为()。A)联行往来B)同业往来C)辖内往来D)金融企业往来[单选题]72.?营业费用?属于()类科目。A)资产B)所有者权益C)损益D)共同[单选题]73.一国汇率体制的选择最重要的是要考虑其是否适应于（）。A)该国宏观经济政策B)国际形势的需要C)世界主要硬通货的汇率D)该国的政治需要[单选题]74.假设你的亲戚赵敏三年前与几个朋友创办了一家公司．近期就他所在的东丰有限责任公司的股权转让问题向你咨询，你认为下列说法中哪项不符合法律规定?（）A)有限责任公司的股东之间可以互相转让其全部或部分股权B)股东应就其股权转让事项口头或书面通知其他股东征求同意，其他股东自接到口头或书面通知之日起满三十日未答复的，视为同意转让C)经股东同意转让的股权，在同等条件下，其他股东有优先购买权，两个以上股东主张行使优先购买权的，协商确定各自的购买比例；协商不成的，按照转让时各自的出资比例行使优先购买权D)股东向股东以外的人转让股权，应当经其他股东过半数同意[单选题]75.社会再生产就其内容来讲包括()。A)简单再生产和扩大再生产B)外延式扩大再生产和内涵式扩大再生产C)物质资料的再生产和生产关系的再生产D)生产资料的再生产和消费资料的再生产[单选题]76.世界上最小的岛屿是一个美丽的珊瑚小岛，位于（）的密克罗尼西亚群岛中。A)大西洋B)印度洋C)太平洋D)北冰洋[单选题]77.Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.A)designationB)measuresC)criteriaD)legislation[单选题]78.元朝为加强中央对西藏和台湾的管辖，分别设置了（）。A)中书省、伊犁将军B)宣政院、中书省C)伊犁将军、澎湖巡检司D)宣政院、澎湖巡检司[单选题]79.在短期生产中，在其他条件不变的前提下，随着一种可变要素投入量的连续增加，它所带来的边际产量（）。A)总是递增的B)总是递减的C)先是递增，达到最大之后再递减D)先是递减。达到最小值后再递增[单选题]80.()是指由企业过去的交易或者事项形成的，由企业拥有或者控制的，预期会给企业带来经济利益的资源。A)资产B)负债C)所有者权益D)收入[单选题]81.资料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.Overthepastthreedecades,globalflowsoftradeandinvestmenthaveaccelerateddramatically,creatingenormouseconomicvalue.However,tradeandglobalizationhavealsobroughtwrenchingjoblosses.Thefinancialcrisisandweakrecoveryhavemademattersworse,intensifyingthebacklashagainsttradeandglobalization.Partoftheproblemisthatthebenefitsoftradeandinvestmentgolargelyunrecognized,whilethejoblossesareoftenoverstated.Anothersignificantproblemisthatparticipationintradeandinvestmentislimitedtoarelativelysmallsetoffirms.IntheU.S.,largefirmsaccountforthree-quartersoftotalexports,andthevastmajorityofsmallandmedium-sizebusinessesdonotexport.Thismeansfirmshaveagreatopportunitytoboostgrowthandproductivitythroughwiderparticipationintrade.Thatleavesthequestionofhowtohelpthosehurtbytradeandglobalization.Toooftenwetalkaboutre-trainingasapanacea（万能药）.Andyes,ithelps.Butitneedstotakeintoaccountthedifferentrequirementsofeachworkforceandneedstobepartofawidersetofsupportforaffectedworkersandcommunities.Aboveall,itisimportanttorecognizethatoureconomictransitiontoaglobalanddigitaleconomyisanirreversibletrend.Onlybybroadeningparticipationintheglobaleconomy,ratherthanbytryingtoturnbacktheclock,willwediscoveranswerstotoday?smostvexingeconomicproblems.WhatistheMAINopinionexpressedintheopeningparagraph?A)Tradeandglobalizationaredebatable.B)Erectingtradebarrierscannotbringgrowthandprosperity.C)Tradeandglobalizationhavecausedseverepaininrecentyears.D)Opposingtradeandglobalizationisunderstandableandreasonable.[单选题]82.资料：From:PeterManxpmanx@bettertraining.co.auTo:JohnMorganjmorgan@ISB.co.auDate:March23Subject:BetterTrainingLtd.DearMr.Morgan,Asaleadinghumanresourcespecialist,BetterTrainingLtd.isuniquelyabletorespondtoyourcurrenttrainingneeds.Pleasetakethetimetoreviewtheattachedbrochure.IamconfidentthatyouwillfindcoursesofimmediaterelevancetoISBInternationalLtd.Ourstandardcurriculumcoverstopicssuchasmanagerialdevelopment,technicaltraining,sales,marketing,andmore.Ourinstructors-professionalsandleadersintheirfields-conductengagingseminarswhilemaintainingthequalityforwhichweareknown.Inadditiontoourregularcourses,wecandeliverindividuallytailoredprogramsatthelocationofyourchoice.IamcertainthatyourorganizationwillbenefitfromourservicesContactustodaytoseehowwecanhelpyouremployeesincreasetheirtechnicalandprofessionalexpertise.Sincerely,PeterManxPresidentWhatisthemainpurposeofthee-mail?A)Tosellapublication.B)To