【国际货运代理专业英语考试题库】Marine Cargo Insurance附答案

【国际货运代理专业英语考试题库】MarineCargoInsurance[复制]本次考试总分225分，试卷题目45题，考试时间30分钟！

章节选自于【国际货运代理专业英语】一、单选选择题Whichofthefollowingcoveragedoesnotcoverpartiallossordamageresultingfromnaturalcalamities.()[单选题]*A.WAB.FPA(正确答案)C.ALlrisksD.InstituteCargoClauseBWhichofthefollowingrisksisnotcoveredinFPAcoverage?()[单选题]*A.generalaverageB.fireC.war(正确答案)D.salvagechargeswhichofthefollowingrisksisnotcoveredinAllriskscoverage?()[单选题]*A.naturalcalamitiesB.strike(正确答案)C.fireD.collisionTheminimumamountinsuredshouldbetheCIFvalueofthegoodsplus().[单选题]*A.40%B.30%C.20%D.10%(正确答案)Thepersonwhoentersintoainsurancecontractwithinsureriscalled().[单选题]*A.theassured(正确答案)B.underwriterC.brokerD.agent答案解析：主要还是单词理解，assured是被保险人，和insurer保险人或者保险公司是经常考的内容Thegeneralguidingrateoftheinsurancepremiumis()oftheamountinsured.[单选题]*A.1%(正确答案)B.5%C.10%D.100%Whichisthemostwidelyusedinthetransportofgeneralcargo?()[单选题]*A.FPAB.AR(正确答案)C.WAD.WPAInICC,()isthewidestofallthreeandisgenerallysummedupas"Allrisks"oflossofordamagetotheinsuredcargo.[单选题]*A.InstituteCargoClauseA(正确答案)B.InstituteCargoClauseBC.InstituteCargoClauseCD.InstituteCargoClauseDInstituteCargoClauseAisthemostrestrictedcoverageandcancoverlossofordamageby()[单选题]*A.grounding(正确答案)B.earthquakeC.volcaniceruptionD.lightning二、判断题Thetermcargoinsuranceappliestoonlytomarinetransportation.[单选题]*A.YESB.NO(正确答案)GenernalaverageandsalvagechargesarenotcoveredinFPAcoverage.[判断题]*对错(正确答案)Insuranceisessentiallyacontractbetweentheinsurerandtheinsured.[判断题]*对(正确答案)错答案解析：insured/insurer保险人和被保险人Afreightforwarderdoesnotneedtoadvisehisclientstoinsuretheircargo.[判断题]*对错(正确答案)Cargoinsuranceisacontractofindemnity.[判断题]*对(正确答案)错Theinsurancecompany'sagentcanissueandsigntheinsurancepolicytotheassured.[判断题]*对(正确答案)错Thenecessaryjettisoningofcargotorefloatastrandedvesselcanberegardedasparticularaverage.[判断题]*对错(正确答案)答案解析：抛弃部分货物使得船只重新浮出水面可以被认为是共同海损，不是单独海损Insurancepolicyinanevidenceofinsurancecontractissuedbytheinsurertotheunderwriters.[判断题]*对错(正确答案)Damagetocargounavoidablyincurredinthecourseoffire-fightingoperationscanbeconsideredasgeneralaverage.[判断题]*对(正确答案)错Theinsurancepolicyorcertificateandendorsementarethemainonesusedindailymarinecargoinsurancebusiness.[判断题]*对(正确答案)错TheAllRisksdoescoverrisksofwar,strikeandotherspecialadditionalrisks.[判断题]*对错(正确答案)PartiallossordamageisrecoverablefromtheinsurersinFreeofParticularAverage(FRA)coverage.[判断题]*对错(正确答案)FPAcoverageincludestotallossesresultingfrommarineperiles.[判断题]*对(正确答案)错FPAcoveragedoesnotincludecontributiontoGeneralAverage.[判断题]*对错(正确答案)WPAcoverageprovideslargercoverthanFRA.[判断题]*对(正确答案)错Allriskscoverageprovidesinsuranceagainstallrisksofdamagestothecargoinsuredduetodelayorinherentvice.[判断题]*对错(正确答案)答案解析：延误和内在原因不在承保范围内Iftheutmostgoodfaithbenotobservedbyeitherparty,thecontractmaybeavoidedbytheotherparty.[判断题]*对(正确答案)错三、多项选择题InstituteCargoClause(B)coverslossordamagetocargocausedby()*A.earthquake(正确答案)B.volcaniceruption(正确答案)C.lightning(正确答案)D.fireexplosions(正确答案)Theminimumamountinsuredahouldbethe()valueofthegoodsplustenpercent.*A.FOBB.CIF(正确答案)C.CPTD.CIP(正确答案)Thepremiumratesmayvarydependingonfactorssuchas().*A.typeofgoods(正确答案)B.valueofthegoods(正确答案)C.modeoftransportation(正确答案)D.typeofriskscovered(正确答案)Whichofthefollowingrisksbelongtothegeneraladditionalrisks.()*A.FPAB.WAC.intermixtureandcontaminationrisks(正确答案)D.leakagerisks(正确答案)WhichofthefollowingrisksarecoveredinAllRiskscoverage?()*A.warrisksB.strikerisksC.rustrisks(正确答案)D.shortagerisks(正确答案)Whichofthefollowingprincipleareapplicabletomarinecargoinsurance?()*A.insurableinterest(正确答案)B.utmostgoodfaith(正确答案)C.indemnity(正确答案)D.allrisksFPAcoveragecancovertotallossorpartiallossincurredasaresultofspecificcasualties,e.g.()*A.collision(正确答案)B.earthquakeC.sinking(正确答案)D.stranding(正确答案)WhichofthefollowingarenotcoveredinInstituteCargoClauseB?()*A.totallossofpackagedroppedduringloadingB.explosions(正确答案)C.capsizing(正确答案)D.overturning(正确答案)TheAllRisksdoesnotcover()*A.warrisks(正确答案)B.strikerisks(正确答案)C.theft,pilferage&non-deliveryrisksD.leakagerisks四、完型填空

Insuranceisacontractbetweenthe1______andthe2______.Theinsurerpromisestoindemnifylossesorprovideservices.Forthis,hereceivespaymentofan3______.Theinsuredareprotectedunderaninsurancecontract.Thewrittencontractofinsuranceiscalled4______.

Cargoinsuranceisessentiallyacontractbetweenaninsurancecompanyoran5______andtheownerofcargo.

The6______issometimescalledtheWithParticularAverage.Ininsuranceterm,theword“7______”meanspartial,andtheword“8______”meansloss.Assuch,thewords“withaverage”and“withparticularaverage”manincludingpartialloss.

Ininsuranceterm,thewords“9______”meantheinsurer(theinsurancecompany)isnotliableforwhateverfollowsthewords“freeof”.Assuch,thewords“freeofparticularaverage”meanexcludingpartialloss.

Theword“vice”meansfault.The10______meansthenatureorcharacteristicofaproductwhichcouldresultindamagetotheproductdespiteallcareandcautionbythecarrier.

1）[单选题]*A.insurer(正确答案)B.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice2）[单选题]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicyG.insured(正确答案)H.WithAverageI.averageJ.inherentvice3）[单选题]*A.insurerB.insurancepremium(正确答案)C.particularD.freeofE.insurancebrokerF.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice4）[单选题]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebrokerF.insurancepolicy(正确答案)G.insuredH.WithAverageI.averageJ.inherentvice5）[单选题]*A.insurerB.insurancepremiumC.particularD.freeofE.insurancebroker(正确答案)F.insurancepolicyG.insuredH.WithAverageI.averageJ.inherentvice6）[单选题]*A.insurerB.insuranceprem