纽约梅隆银行清算业务课件

纽约梅隆银行清算业务介绍AngelaYehTreasuryService2011年6月摘要纽约梅隆银行发展历程美元清算系统纽约梅隆银行美元清算服务台湾汇款清算系统2纽约梅隆银行发展历程

5一个全球金融服务的提供商在产品广度和全球影响上的根本性进步1900-2000–积极建立传统的投资战略通过收购，和一系列战略同盟达到业务地国际增长一个共同，清洗和突出的焦点两个机构联合在一起构成了世界上最大的证券服务商，和资产管理公司,成为在金融服务方面无与伦比的公司17841869纽约银行建立T.MellonandSons’银行建立19世纪90年代-20世纪30年代–早期拓展进入托管，公司信托和股票交易领域1946与联邦信托合并梅隆资本管理公司19831993收购波士顿公司1994收购Dreyfus收购了Newton资产管理公司大部分股权并创立了梅隆全球投资有限公司1998与纽约银行合并2007与纽约人寿保险信托公司合并19221988收购欧文信托2000收购常青藤资产管理公司1996收购J.P.摩根信托业务与梅隆金融公司合并20072006与J.P.摩根大通公司信托业务进行资产互换联合2003收购PershingLLC公司名称穆迪标准普尔纽约梅隆集团Aa2#1AA-#1摩根大通集团Aa3A+美国合众银行Aa3A+北美信托A1AA-富国银行集团A1AA-道富银行A1A+高盛集团A1A美国银行A2A摩根士丹利A2A花旗集团A3APNC金融服务集团A3A美国运通A3BBB+6注释：以上所有集团的优先债务等级数据统计截至2011年1月19日纽约梅隆是美国唯一一家获得穆迪AAA评级的银行

纽约梅隆信用评级名列前茅美元清算系统

-FEDWIRE:GrossSettlement即时清算系统

-CHIPS:NetSettlement净额交割系统

-ACH：大批量的单一借贷交易系统FedwireandCHIPSSummaryFedwireCHIPS运作机构FederalReserveBankTheClearingHouse清算时间（美国东部时间）9PM(V-1)til6:30PME.T.9PM(V-1)til5PME.T.

成员行9,50050

成员行代码9-digitFedABA4-digitCHIPSABA(6-digitCHIPSUID)清算类型PrimarilydomestictransactionsInternationalUSDollarclearing年交易金额$928trillion(万亿)$368trillion(万亿)年交易数量$145million(百万)$90.9million(百万)9美元支付清算系统年交易量和交易金额数据（2010年）FedwireFundsService–2010

RTGS-Real-timeGrossSettlementSystem即时清算系统OwnedbytheU.S.Government&operatedbytheFederalReserveBank(12)

由美国政府所拥有及美联储的12大区行负责管理9500participants目前有9500个成员行Participantscanbeon-lineoroff-linemembers成员行可以是在线或离线的成员Mainlydomestictransactions以美国境内交易为主InterbankTransfer-Reserveborrowings,CorrespondentsettlementsSecuritiessettlements银行间的转帐–主要为储备金.同业银行间汇款及证券交易的清算

largevaluecommercialtransactions大额的商业汇款FedRoutingNumber/ABANumber(AmericanBankersAssociation)–9digitsTheBankofNewYorkMellon,NewYorkABANumber:FW021000018

10FedwireOverviewOperatingHours运行时间ImplementedonMay17,2004toextendthedaywithbusinesshours.ThepurposewastoallowoverlapwithbusinesshoursinAsiaandEMEA2004年5月17日开始执行延长交易时间,主要的目的是与亚洲欧洲及中东

的交易时间同步21.5hoursbusinessdaybeginsat21:00(thedaybeforevaluedate)andendat18:30(valuedate)交易日为前一天21:00开始至当天18:30结束,共计21.5小时

11FedwireLiquidityManagingliquidity流动性的管理Eachpaymentissettledon:每一笔汇款的清算基础如下Apositiveavailablebalance

必要有现金余额在帐上2.DebitCap-unsecuredintradayoverdraftlinebyFRB

借记额度是由美联储提供的无担保的日间透支额度PledgedCollateral–secureddaylightoverdraftbyFRB

承诺抵押是由美联储提供的有担保的日间透支额度13

美元支付清算系统年交易量和交易金额数据（2010年）CHIPSFundsService-201050participantswith22countries目前有50个成员行,覆盖22个国家

CHIPSdirectmember:4digitsCHIPS的直接成员使用4位数字的会员号例如TheBankofNewYorkMellon,NewYork-CP0001UniversalIdentificationNumber:CHIPSUIDnumber

经常使用CHIPS的银行也可在CHIPS的直接成员银行内开立帐户,例如:TheAgricultureBankofChina,Beijing–UIDnumber:CH27963195%ofInternationalUSDTransfer全球95%的美元跨国支付由该系统完成Real-time,finalpaymentssystemforU.S.dollarsthatusesbi-lateralandmulti-lateralnetting美元即时.最终汇款交易系统,使用双边与多边连续轧差清算Third-partypaymentswithforeignoriginatorsand/orbeneficiaries此清算系统适合用于当汇款人和收款人都不在美国境内的交易USDsettlementofFXtransactions外汇交易清算

14CHIPSOverviewOperatingHours运行时间ImplementedonMay17,2004toextendthedaywithbusinesshours.ThepurposewastoallowoverlapwithbusinesshoursinAsiaandEMEA2004年5月17日开始执行延长交易时间,主要的目的是与亚洲欧洲及中东的交易时间同步20hoursbusinessdaybeginsat21:00(thedaybeforevaluedate)andendat17:00(valuedate)

交易日为前一天21:00开始至当天17:00结束,共计20小时

15CHIPS

TheClearingHouseInterbankPaymentSystem17HowCHIPSWorks…..CHIPS6(*5:15pm)CHIPSsendspaymentorderstobanksinpositiveclosingpositionsviaFedwire5(*5pm)CHIPSsystemremovescreditlimitsandreleasesasmanyunresolvedpaymentsaspossibleCHIPSnetsanyunresolvedpayments.Banksfundtheirrespectivenegativeclosingpositions(*5:15pm)CHIPSreleasesremainingpaymentsIntradayBanksmaintainpositivebalancesCreditlimit:Bankspositioncannotexceed2Xpre-fundedbalanceParticipantsmay:-Prioritizepayment-DeleteunresolvedpaymentsPre-fundingBalancestofundtheday’spaymentsAmountis:-Farlessthanactualpayments-Calculatedweekly-Basedonpriorsixweeks2(*9pm–5pm)BankssendandreceivepaymentsNettingprocessIndividualBilateralMulti-lateral1(*9pm)CHIPSAccountattheFedopensforPre-fundingCHIPSopensforprocessingpayments(Bankpre-fundrequiredbalancesviaFedwirenolaterthan9am)3CHIPSnetsandreleasesfinalpayments4PaymentsarefinalwhenreleasedbyCHIPS(throughouttheday)*EasternTimeZoneCHIPS–双边交割双边交割BilateralRelease:两成员行之间，将两笔或更多笔往来付款轧差，按净额交割18BANKABANKB$300,000$100,000$200,000$200,000$300,000$600,000AVAILABLEBALANCE:$2.5MILLIONAVAILABLEBALANCE:$1.3MILLION$500,000$100,000AVAILABLEBALANCE:$1.2MILLIONAVAILABLEBALANCE:$2.6MILLIONCHIPS–多边交割多边交割Multi-lateralRelease:三家或更多成员行之间，将三笔或更多笔往来付款金额轧差，按净额交割19Availablebalance$3millionAvailablebalance$2.5millionAvailablebalance$2.6million$22.5MILLION$3MILLION$25MILLION1:500$0.5MM$3.1MM$4.5MM$26MILLIONACH–AutomatedClearingHouseElectronicpaymentnetworkusedbyfinancialinstitutions,governmententities,corporations,individuals

ACH是一种透过电子网络来进行汇款交易的系统,使用者为金融机构,政府机构,企业及一般个人Canbeusedforsettlementof:可以进行如下业务结算1.Payroll(薪资)2.SocialSecurityBenefit(社会保障福利)3.Dividend(红利)4.Consumerrelated(普通个人消费):例如保险费.水费.电费.房贷及房租等的支付2122TheInternetnowgivesyouaccesstoCHIPS,Fedwire,andS.W.I.F.T.DirectoriesCHIPS

:TofindCHIPSUIDsand/ortoidentifybenebank’snostroagents,goto

Thissiteallowsyoutosearchbybankname,city,countryorS.W.I.F.T.BICFEDWIRE:TofindaFedwireABARoutingTransitnumber,goto:

Thissitefacilitatessearchingbyname,stateandcityS.W.I.F.T.:TofindS.W.I.F.T.BICs,goto

UsefulWebsites

纽约梅隆银行美元清算服务BNYMellonCommercialPaymentProducts

美国纽约梅隆银行美元汇款清算服务

25ExpandingInternationalFocus国际业务扩展重点Directmember主要成员ofCHIPS,FEDWIRE,SWIFT,ACHandCLSNetworkof2,000correspondentbanksworldwide,100+markets

全球超过2,000家代理行覆盖超过100多个国家28Internationalofficesprovideservice28家海外分行

22Representativeoffices22家代表处Focusofinternationalofficesistoprovideservicetothefinancialcommunity;notcompeteinlocalmarkets

主要海外分行提供同业代理行的服务,所以我们不会成为当地银行的竞争对象RankedNo.3/4美元汇款清算量全球排名第三或四-GlobalMarketShare10.3%约占全球总清算量的10.3%-DailyVolume170,000items每天处理170,000次交易-DailyValue$1.8trillion每天清算额价值1.8万多亿美元-35%InternalBookTransfer35%汇款通过内部转帐-PeakDailyVolume245,000items/$3Trillion高峰日清算量:245,000笔清算量/3兆美元清算额

26

BNYMellonGlobalFootprintUNITEDSTATESCANADAMEXICOARGENTINACHILEBRAZILBRAZILBERMUDACAYMANISLANDSBAHAMASIRELANDUNITEDKINGDOMLUXEMBOURGEGYPTSOUTH

AFRICASPAINITALYFRANCEGERMANYRUSSIABELGIUMNETHERLANDSSWITZERLANDLEBANONTURKEYUNITED

ARABEMIRATESINDIACHINAJAPANHONGKONGSINGAPOREMALAYSIAPHILIPPINESSOUTHKOREATAIWANINDONESIATHAILANDAUSTRALIAEMEA:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CapitalMarkets,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,TreasuryServices,WealthManagement,EagleInvestmentSystemsAsiaPacific:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,TreasuryServices,WealthManagement,EagleInvestmentSystemsAmericas:

AlternativeInvestmentServices,AssetManagement,AssetServicing,Broker-DealerServices,CapitalMarkets,CorporateTrust,DepositaryReceipts,GlobalMarkets,LiquidityServices,Pershing,ShareownerServices,TreasuryServices,WealthManagement,EagleInvestmentSystemsAmericas33,000+employeesin

7countriesand

2territories

including

5Canadianprovinces

and29U.S.states

Europe,MiddleEast,Africa8,000+employees

in30citiesacross

18countries

Asia-Pacific6,000+employees

in16officesacross

12countriesPOLAND*dataasofDecember31,2010,reflectstotalstaffofthecompany,includingsubsidiariesandaffiliates27

ReduceYourFundsTransferCost减轻贵行汇款的成本>MT103/MT202BeneficiaryDeduct出账扣费>MT103/MT202CreditDeduct入账扣费

FULLPAY全额付款

PRIORITYPayments优先付款MT103EarlyProcessingService提早放行服务AutomatedIntermediaryService自动选择中间银行服务SameDayCancellation&AmendmentServices付款当日取消和修改服务SpecialReturnofFundsProcessing特殊退款服务BNYMellonCommercialPaymentProducts纽约梅隆银行商业汇款产品29BeneDeductBenefits:Theoutgoingpaymentisfreeofchargetoyourbank

本行在执行这笔汇出款时不会向贵行收取任何的费用Wedeductourprocessingfee&paynetproceedstopayeebank本行会在汇出款至收款行的过程当中，已扣除我们的手续费YourSWIFTmessagevolumeisreducedsavingSWIFTcharges

贵行发送报文量减少会节省SWIFT的费用Fornon-bankcustomertransfers,asingleMT103bearingyourBeneDeductinstructionisusedtoreplacethetraditionalprocedureofsending:非银行汇款，只需发送一个MT103从而取代过去传统发送报文的方式aMT103tobenebank,andaMT202COVtocorrespondentbankforthecoverToReduceYourFundsTransferCost减少贵行的汇款成本30CreditDeductTheincomingpaymentisfreeofchargetoyourbank处理这笔汇入汇款时，不会向贵行收取任何的费用Wedeductourprocessingfee&credityouraccountforthenetproceeds执行这笔汇入汇款时，本行扣除手续费后，净额再汇入贵行账户内NoneedforyoutorecoverTheBankofNewYorkMellonservicechargesfrombeneficiary

贵行无需承担帐务费用

Options:AllMT103non-bankcustomertransfersMT202-L/CandExportcollectiontransactionsOnlythosetransactionsbearingcertainreferencenumberinfield21,orALLtransactions,exceptcertainreferencenumbersinfield21ToReduceYourFundsTransferCost减少贵行的汇款成本31

Fixedchargesbornebyremittingparty本行跟汇款银行收取固定手续费/FULLPAY/isTheBankofNewYorkMelloncodewordusedonlyinyourMT103‘swhenyouwouldliketoeffectfullpaymentoftheprincipalamounttothebeneficiary.透过本行汇款时，贵行如需全额到帐至收款人的账户，只需在MT103的报文中放入/FULLPAY/的指示即可。MT103formatting

报文格式如下:71A:OUR:

72:/FULLPAY/FULLPAYService全额付款服务32TheBankofNewYorkMellonwillpassonyour"charges:OUR"instructiontotheintermediarybank(ifany)orthebeneficiarybank.Inmostcases,thesebankswillfollowtheinstructionbypassingonfullproceedstothebeneficiaryandclaimingrelatedfeesfromus.本行会把贵行要求全额到帐（OUR）的付款指示发送给中间银行或收款行。在大部分情况中，这些银行会根据汇款指示全额到账至收款人账户，反向本行收取相关的手续费Thereisachargebackfeeof$25onyourmonthlyservicechargeadvicetocoverthefeesubsequentlyclaimedbytheintermediary/beneficiarybank.此服务的手续费为每笔25美元，已包含中间行或收款行向本行收取相关的全部费用，这个手续费将会显示在贵行每个月的帐务服务费账单中FULLPAYService全额付款服务33Time-sensitivepaymentscanbemarkedforpriority优先处理针对时效性的汇款Field72:/EARLY/(or/PRIORITY/)Applicableto

MT103andMT202subjecttoavailabilityofbalance当贵行账户余额充足时，此付款方式适用于MT103及MT202的汇款RecommendcoordinationwithourShanghaiCustomerServiceTeam可要求本行上海客服的同仁来协助处理PRIORITYPayments优先付款34TheBankmaintainsacomputerBeneficiaryBankS.W.I.F.T.addressesandCHIPSUID’s,includingtheirU.S.correspondents本行的电子文档存有收款行往来Swiftaddress和CHIPSUID的详细资料，

包括这些收款行在美国的代理行PaymentstoBeneficiaryBanksthatdonothaveaccountsatTheBankwillbeautomaticallyroutedtotheU.S.banklistedinthefile当收款行并未与本行开立美元帐户时，本行汇款系统将提供自动搜寻

中间行的服务AutomatedIntermediaryService

自动选择中间行的服务35Benefits:优点NoneedtomaintainfilesorrefertoCHIPSguidestoidentifyIntermediaryBankstopaythrough在执行汇款过程中无需维护文档或参考CHIPS目录而选择中间银行NooperatorinterventionchargeiftheBeneficiaryBankisidentifiedwithS.W.I.F.T.addressorCHIPSUID收款银行有SWIFT的资料或CHIPSUID号码，则无需支付人工干预的费用TheBankassumesliabilityformis-sentpayments

如果造成汇款发生错误时，纽约梅隆银行将承担所有的责任AutomatedIntermediaryService

自动选择中间银行服务36Eligibility:MT103’sMT202’soflessthan$50,000AutomatedIntermediaryService

自动选择中间银行服务37SampleMT103

20: ABC12350: Originator56:57: BeneficiaryBank’sCHIPSUIDorSWIFTaddress59: BeneficiaryAutomatedIntermediaryService

自动选择中间银行服务5638WebeginprocessingyourMT103’satabout21:30NYCtimeafter completionofbatchrunningfortheday,andsendourMT103to BeneficiaryBankimmediately纽约梅隆银行在完成当日的备份处理之后，于每天的纽约时间21:30执行贵行所

发出的MT103，并立即发送我行的MT103给收款银行CoverissentwhenCHIPS/Fedwireopensorviabooktransfer,ifapplicable

头寸会透过CHIPS/Fedwire开始运行时或账簿上转帐来执行Avoidsdelaysassociatedwithtimezonedifferences

避免由于不同时区所造成的延迟MT103EarlyProcessingService提早放行服务39ToqualifyforMT103earlyprocessing,youmustmeetthefollowingcriteria符合MT103提早放行服务的必要条件如下：Yourbankhassufficientbalance贵行帐上必须存放足够的余额MT103goesstraightthroughMT103必须要符合直通率的格式TheBankmaintainsauthenticatedswiftkeywithbenebank本行必须和收款行有authenticatedswiftkey的交换Field57mustnotincludeanaccountnumberwithintermediarybank.ItshouldbeeitheraCHIPSUIDorSwiftaddress(notdualidentifier)57栏不得与中间银行有户头往来，它必须要有CHIPSUID号码或SWIFTaddress（二选一）Thepaymentorderdoesnotinvolveanyblockedentities

汇款的指示中不能与任何制裁的名单相抵触MT103EarlyProcessingService提早放行的服务40Forreturnedfunds,BNYMsendaswiftmessagetoyourbankstating:

当款项退款时，纽约梅隆银行会发送一个邮件到贵行：Reasonforreturn,ifstatedbypayeebank如果国外的汇款银行有告知退款理由，我们会在报文中告知Fundswillbeheldfor5workingdays,pendingyourguidance我们会把汇款款项保留5个工作日，直到接到贵行的进一步指示Fundswillbere-creditedtoyouraccountifnoinstructionisreceivedfromyourbankwithinthespecifiedtimeframe如果没有接到贵行的进一步指示，我们会把汇款款项退还至贵行的账户Reducesyourreconcilementproblems减少贵行销账的困扰Noextratransactionalfeeforre-effectedpayments

当重新汇款时，没有任何额外的手续费发生SpecialReturnofFundsProcessing

特殊退款服务ClientServicesContacts纽约梅隆银行上海客服团队TheBankofNewYorkMellon,ShanghaiBranchAddress:41stFloorHangSengBankTower,1000LujiazuiRingRoad,PudongNewArea,Shanghai200120Fax:86-21-5882-3025SWIFT:IRVTCNSHHotline:800-820-6818GroupEmail:WorkingHour:8:30am~7:00pm

Ms.CathyWang王倩，ManagerTel:86-21-3866-1186Cell:86-158-0177-3673Email:cathy.Mr.JayLi李杰Tel:86-21-3866-1196Email:jay.Ms.KittyZhou周莹Tel:86-21-3866-1199Email:ying.Ms.LucindaBian卞佳敏Tel:86-21-3866-1222Email:lucinda.Ms.AdaZhang张颖Tel:86-21-3866-1194Email:ada.41FundsTransferServices42RegularServices-UnabletoapplyConfirmationofcredit-Non-receiptoffunds-Returnoffunds-Accountsearch-FundsblockinquiryServicechargeinquiryBackvaluation OverdraftInterest -LateNightInvestment&adjustment-MonthlyAccountStatementsSpecialServices

-MulticurrencypaymentSWIFTformattingFullpayPrioritypaymentHandlingofurgentcasesOtherspecialrequestsofclients

TradeFinanceServices43-LCadvisinginquiry(e.g.nonreceiptofLC)-LCpaymentinquiry(e.g.nonreceiptofacceptanceorfunds)-ReimbursementClaimtoBNYMellon-IGCinquiry(InternetGlobalCollection)-Forfeiting(procedure,creditline,pricinginquiryetc)-ImportFinancing(procedure,creditlinepricinginquiryetc)

台湾汇款清算系统台湾境内美元汇款方案45方案方案1:透过财金汇款(8家)(成立于2010年12月6日)方案2:透过台湾境内存汇行(45家)(成立于2010年12月6日)方案3:透过国外美元存汇行汇款处理任何一家台资银行透过自己本身电脑系统与财金公司连线,执行汇出放行,汇款讯息即传送电脑主机处理.1.MT103(存汇行客户)2.MT103+MT202COV(非存汇行客户)视客户汇款指示拍发MT103或MT103+MT202COV特点受款行可于当日收到款项全额到受款行收取电报处理费(NT220)但是收款行需为共同加入财汇款之银行5.Cut-offtime:4:10pm受款行可于当日收到款项全额到受款行若为非存款汇行之国内他行,则需收取两通邮电费(NTD440)4.Cut-offtime:5:10pm需配合美国地区营业日除拍发两通电文,通常受款行受到汇款时间约为一至两个工作天.除选用全额到受款人或全额到受款行,否则汇款会被扣收中间银行费用.台湾美元清算支付系统–流程图46美元清算银行美元跨行基金专户A银行调拨专户N银行调拨专户B银行调拨专户跨行系统结账后基金回拨（2）减少跨行基金(3)增加跨行基金(3)兆丰商银同资系统财金公司A银行美元跨行基金B银行美元跨行基金N银行美元跨行基金美元跨行通汇系统一般跨行交易(2)跨行作业平台端台湾集中保管结算所美元票债券交割系统调拨专户增减增加跨行基金（2）增加跨行基金（1）减少跨行基金（4）减少跨行基金（2）跨行系统结账后基金回拨（1）调拨专户增减（2）A银行B银行C银行N银行参加单位端美元票券等交割增加跨行基金（4）（3）（1）一般跨行交易减少跨行基金（1）调拨专户增减（1）SWIFT调拨专户增减47No.BANK'SNAMEBANKCODEA/CSWIFTCODE1BangkokBankPublicCo.,Ltd.TPBKB890-0621-109BKAOTWTK2BankofKaohsiungBOK803-3394-722BKAOTWTK3BankofPanhsinBOP890-0626-402BBBKTWTP4BankofTaiwanBOT803-3059-850BKTWTWTP5BankSinoPacBSP890-0097-620SINOTWTP6CathayUnitedBankCUB803-3063-041UWCBTWTP7CentralBankofChinaCBC890-0492-503CBCTTWTP8ChangHwaCommlBankCHB803-3060-301CCBCTWTP9ChinaDevelopmentIndBankCDB890-0429-844CDIBTWTP10ChinaTrustCommlBankCCB890-006-0190CTCBTWTP11CosmosBankCMB890-0228-857CSMBTWTP12CreditSuisseBankTaipeiCSB890-0707-992CSFBTWTE13DBSTaipeiDBS890-0347-791DBSSTWTP14DBSTaiwanLtd.(formerBWB)BWB890-0097-671PABKTWTP15E.SunCommlBankESB890-0407-204ESUNTWTP16EnTieCommlBankETB890-0228-881ENTITWTP17FarEasternIntlBankFEB890-0101-644FEINTWTP18FirstCommlBankFCB803-3060-565FCBKTWTP19HuaNanCommlBankHNB803-3060-646HNBKTWTP20HwataiCommlBankHTB890-0600-403HTBKTWTP21INGSecuritiesCo.,Ltd.ING890-0708-670

22King'sTownBankKTB890-0596-953TNBBTWTN23LandBankofTaiwanLBT890-0067-608LBOTTWTP24MEGAIntlCommlBkICB803-3059-699ICBCTWTP25ShanghaiComml&SavingsBkSCB803-3060-999SCSBTWTP26TaipeiFubonCommlBankTFB803-3062-754TPBKTWTP27TaishinIntlBankTIB890-0097-485TSIBTWTP28TaiwanBusinessBankTWB890-0040-815MBBTTWTP29TaiwanCooperativeBankTCB890-0050-438TACBTWTP30TaiwanShinKongBankSKB890-0608-641MKTBTWTP31UnionBankofTaiwanUBT890-0330-783UBOTTWTP32UnitedOverseasBank,Taiwanbr.UOB890-0280-212UOVBTWTP33YuantaComlBankYTB890-0101-407APBKTWTH台湾

：33家台资银行与纽约梅隆银行成立代理行关系并设立美元帐户48中国

：45家中资银行与纽约梅隆银行成立代理行关系并设立美元帐户49No#BANK’SNAMEA/C#SWIFT1AgriculturalBankofChina,H.O.890-0330-686ABOCCNBJ2BankofHebei,HO890-1051-128BKSHCNBJ3BankofChangsha,HO890-0719-850CHCCCNSS4BankofJinhua,HO890-1003-212JHCBCNBJ5BankofChina,H.O.803-3412-224BKCHCNBJ6BankofCommunications,H.O.890-0330-694COMMCNSH7BankofEastAsia(China)Ltd,Guangzhou890-0574-577BEASCN