【英语】保险专业英语常用词汇

1、保险专业英语常用词汇保险英语，保险词汇共享：acceptance policy英文翻译：核保政策accounting period英文翻译：结算期aggregate limit英文翻译：累积限额aggregated loss英文翻译：累积缺失antiselection英文翻译：逆挑选art alternativerisk transfer英文翻译： 新型风险转移balance所欠款项barrages堰坝captive pools自保组合catastrophe risk巨灾风险ceiding company分出公司cession limit分保限额claim-prone简单出险 claims a

2、ssistance理赔帮助clean cut结清方式coinsurance共保commencement and termination起讫cover承保cover责任额deposit premium预付保费destroyed毁坏 earth caves土坏房屋epaevent limit大事限额ex gratia payments通融赔款excess loss超额赔款exclusion除外责任exposed areas风险承担区域facultative reinsurance暂时分保fault zone断层区finite risk有限制的风险flash floods骤发洪水flooding o

3、f rivers洪水泛滥frame structure框架结构 full coverage全额承保full insurance value足额保险价值full liability全部责任geophysics institute地球物理讨论所gnpi 总净保费收入hailstorm雹暴heavy damage 严峻破坏4 保险英语词汇翻译险种及险别险种health insurance疾病保险，健康保险sickness insurance疾病保险insurance during a period of illness疾病保险insurance for medical care医疗保险"m

4、ajor medical" insurance policy巨额医药费保险life insurance人寿保险endowment insurance养老保险insurance on last survivor长寿保险social insurance社会保险personal property insurance个人财产保险insurance of contents家庭财产保险险别free from particular average（ f.p.a. ） 平安险with particular average（ w.p.a. ） 水渍险all risks 一切险risk of break

5、age 破裂险risk of clashing碰损险risk of rust 生锈险risk of hook damage钩损险risk of contamination tainting污染险insurance against total loss only tlo全损险risk of deterioration变质险risk of packing breakage包装破裂险risk of inherent vice内在缺陷险risk of normal loss natural loss途耗或自然损耗险risk of spontaneous combustion自然险 risk of co

6、ntingent import duty进口关税险insurance against war risk战争险air transportation cargo war risk航空运输战争险overland transportation insurance war risk陆上运输战争险insurance against strike, riot and civil commotion srcc 罢工，暴动，民变险insurance against extraneous risks, insuranceagainst additional risks附加险risk of theft, pilfe

7、rage and nondelivery tpnd盗窃提货不着险risk of fresh and/of rain water damagewetting淡水雨淋险risk of leakage渗漏险risk of shortage in weight/quantity短量险hollow brick wall空斗砖结构hour clause小时条款hurricane飓风individual losses单一缺失insurability可保性 insured losses保险缺失intensity烈度layering层次less exposed缺失可能性小liability责任light dam

8、age轻度破坏line slips分保条loading附加费loss occurrence缺失发生loss occurring basis缺失发生基础loss participation分担缺失loss settlement缺失赔付magnitude震级malicious damage恶意损害moderate damage中度破坏multi-story building多层建建筑munich re慕尼黑再net retained lines净自留额net retained losses缺失净自赔额 no profit commission无纯益风险non-proportional reinsu

9、rance非比例再保险notification告知object 标的obligatory reinsurance固定分保original deductibles原始免赔额original rate 原始费率paid-up capital已付资本peak accelerator峰值加速度peril危急picc re 中保再placement 支配pml 可能最大缺失policyholder 保单持有者pool 共保组合portfolio entry未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费risk of sweating and/or heating受潮

10、受热险5 保险英语翻译risk of bad odourchange of flavour恶味险，变味险risk of mould发霉险on deck risk舱面险6 保险英语翻译保险业词汇terms used in insurance industry accident意外事故险actuarial method 精算法advance loss profits alop 预期利润缺失险，利损险advance profit预期利润broker 经纪人business interruption insurance bi营业中断险captive 自保公司casualty意外损害险catastrop

11、he 巨灾险ceding company分出公司claim索赔claim settlement 理赔 combined ratio 综合赔付率consequential loss cl7 保险英语翻译，保险专业词汇；后果缺失contractor's all risks car 建筑工程一切险（建工险） cover保证delay in completion完工延误previous losses既往缺失priority分保自留额priority自付责任3 保险英语词汇表proportional reinsurance比例再保险rainstorm雨暴rating费率reinforcedcon

12、cretebuilding钢筋混凝土建筑reinstatement复原保额reinsured分出公司reinsurer再保险人retention自留额retention areas滞洪区return period重现期revoke license吊销营业执照seaquake 海震second event cover其次大事承保securitization证券化seismic demage震害set-off抵销shear wall structure剪力墙结构single险位超赔spread loss分散风险stop loss赔付率超赔storm surges风暴潮susceptibilityo

13、f goods to water易受水浸性tarrif费率表tg 拐点周期tidal wave海啸topographic map地势图tornado龙卷风total sum insured总保额treaty-limits合约限额tube structure筒体结构underwriting policy承保政策windstorm风暴2 保险英语词汇翻译hour clause小时条款hurricane飓风eei电子设备险engineering insurance 工程保险erection all risks ear 安装工程一切险（安工险） excess of loss cover超额赔偿 exl

14、 protection 超赔保证facultative business临分保ibrnincurred but not reportedlosses已发生但未报的缺失ibrn reserve ibrn 储备金indemnity period/limit赔期/ 期限inflated claim 超额索赔insurance capacity承保才能8 保险英语翻译insured property 参保物业 kobe神户lloyd 劳合社long-tail 长尾loss of profit利损险machinery breakdown insurance 机器（损坏险，机损险mail/sub-cont

15、ractor主/ 分承包商maintenance 保证期multiple claim多次（重复）索赔non-life非寿险officer & director liabilityindividual losses单一缺失insurability可保性 insured losses保险缺失intensity烈度layering层次less exposed缺失可能性小liability责任light damage轻度破坏line slips分保条loading附加费loss occurrence缺失发生loss occurring basis缺失发生基础loss participation

16、分担缺失loss settlement缺失赔付magnitude震级malicious damage恶意损害moderate damage中度破坏multi-story building多层建建筑munich re慕尼黑再net retained lines净自留额net retained losses缺失净自赔额 no profit commission无纯益风险non-proportional reinsurance非比例再保险notification告知object 标的obligatory reinsurance固定分保original deductibles原始免赔额original

17、 rate 原始费率paid-up capital已付资本peak accelerator峰值加速度peril危急picc re 中保再placement 支配pml 可能最大缺失policyholder 保单持有者pool 共保组合portfolio entry未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往缺失priority 分保自留额priority 自付责任雇主保险outstanding claim reserve未决索赔预备金pc industryproperty & catastrophe indus

18、try peril危急policy 保单9 保险英语翻译pool英语翻译：联营possible maximum loss英语翻译：可能的最大缺失premium 英语翻译：保费primary insurance company英语翻译：原保公司、主保险商principal/employer英语翻译：业主professional英语翻译：专业险profit margin英语翻译：利润边际property英语翻译：财产险proportional cover比例分保punitive damage 惩处性损害 rate费率reinsurer分保人（分保公司）reinsurer 再保人reserve 预备金retention 10自留return period（巨灾）间隔期short-tail短尾solvency margin 赔偿才能standing charges 维护费用 subject insured 风险标的3 保险词汇翻译proportional reinsurance比例再保险rainstorm雨暴rating费率rein