FS-LDM培训材料(DAY_2)_NCR数据仓库事业部

1、FS-LDMFS-LDM培训材料（培训材料（DAY 3DAY 3）NCR数据仓库事业部2005-032FINANCE ASSETPARTYNot all relationships are shownLOCATIONA geographicalarea, physical orelectronic address.An individual or group of individuals.EVENTFinancial or non-financial eventwhich may involve contact with the customer.INTERNAL ORGANIZATIONA

2、unit of business withinthe financial institution or insurance company.AGREEMENTAn arrangement between the customer and financialinstitution or insurancecompany for a product.PRODUCTAny marketable product or serviceincluding terms and conditions.CAMPAIGNA strategy, plan orpromotional event for the pu

3、rpose of acquiringretaining, or expandingusage by customers.CHANNELThe vehicle by which a customerinteracts with the Financial institution/insurance company.The internal accountingof the businessThings that Parties have an interest in and has valueFS-LDM (FS-LDM (第一级第一级) )3议程安排议程安排EventEventChannelC

4、hannelCampaignCampaignFinanceFinanceSummarySummary4议程安排议程安排EventEventChannelChannelCampaignCampaignFinanceFinanceSummarySummary5FINANCE ASSETPARTYNot all relationships are shownLOCATIONA geographicalarea, physical orelectronic address.An individual or group of individuals.EVENTFinancial or non-finan

5、cial eventwhich may involve contact with the customer.INTERNAL ORGANIZATIONA unit of business withinthe financial institution or insurance company.AGREEMENTAn arrangement between the customer and financialinstitution or insurancecompany for a product.PRODUCTAny marketable product or serviceincluding

6、 terms and conditions.CAMPAIGNA strategy, plan orpromotional event for the purpose of acquiringretaining, or expandingusage by customers.CHANNELThe vehicle by which a customerinteracts with the Financial institution/insurance company.The internal accountingof the businessThings that Parties have an

7、interest in and has valueFS-LDM (FS-LDM (第一级第一级) )6EVENTEVENT主题主题事件是银行与客户或潜在客户之间的联系或交易活动，它记录了详细的行为和交易数据，包括存取款、收费、计息、咨询投诉、查询、市场调查、网上交易等。可能需要也可能不需要银行与客户的直接接触；可能与帐户相关，也可能与帐户无关；可能与资金相关，也可能与资金无关。通过事件可以帮助了解哪些客户使用哪些渠道做哪种交易事件，交易金额多少、什么时间、在什么地点、与金融机构的哪位员工或部门打交道。7Event (including Claims)Something that happene

8、d that is of interest. Examples:Deposit, Withdrawal, Credit/debit card charge, Interest and fee charges, Complaint/Inquiry, Address Change, Balance Inquiry, Campaign solicitation/response, Internet page view, Brokerage buy/sell, Premium Payment, Payment Request (claim) Major Features:Financial and n

9、on-financial eventsCustomer or financial institution initiatedInformation about insurance claims and relationship to parties and policies. Automatic transactions (e.g. interest/fee charges)Events grouped into sessions - e.g internet sessionEvent-related currency code - multi-currency environmentActi

10、vity classificationsMay trigger journal vouchers (debit and credit)Related to Channel, Parties, other Events, Ledger, Campaign, and Agreements8EVENTEVENT主题主题- -关键实体和关系关键实体和关系 事件 事件活动种类 事件关系 事件成本 事件分类 事件产品关系 事件地区关系 信用卡-购买、授权、结算 催收和还款事件9EVENTEVENT主题主题- - 概貌概貌账户事件事件金融事件联系事件账户组事件互不排斥！10EVENTEVENT主题主题- -

11、事件事件事件实体记录了银行的所有交互活动。这些事件可能与金钱相关，也可能与金钱无关。可能与帐户相关，也可能与帐户无关。事件属性中保留业务系统的交易码Transaction Id。事件包含存款、取款、查询、付款、利息入帐等交易，属性Event Activity Type Cd区别不同种类的事件活动。与事件相关的当事人记录在EVENT PARTY中，一个事件可能与多个当事人相关，包括引发事件的客户、联系客户的员工、处理事件的金融机构、购买事件的商户、提供电话服务的呼叫中心。客户与金融机构联系的渠道信息记录在CONTACT EVENT。11EVENTEVENT主题主题- -事件活动种类事件活动种类事

12、件活动种类交易类型活动类型交易码12EVENTEVENT主题主题- -事件组事件组EVENT GROUP记录了对于金融机构来说具有某种特定含义的事件，如一个客户在同一台ATM上连续进行的查询余额、存款、转帐交易，以上三个交易将称为一个session而被包含进相同的EVENT GROUP。金融机构可为不同的目的对事件进行多种方式的分组。EVENT GROUP ASSOC实体将事件和事件组进行关联，一个事件可能和很多事件组关联，一个事件组包含多个事件。事件事件组事件和事件组关系事件关系13EVENTEVENT主题主题信用卡购买信用卡购买/ /授权授权/ /结算结算实例：假设持卡人帐户行和商户行是同

13、一家银行。 客户使用信用卡在商户购物，商户请求银行授权。 假如授权被银行批准，则商户允许客户购买。 日终，商户向银行送出所有信用卡购物的结算请求。 银行结算信用卡回单并向商户支付款项。以上例子引发的事件如下表：14EVENTEVENT主题主题信用卡购买信用卡购买/ /授权授权/ /结算结算15EVENTEVENT主题主题信用卡购买信用卡购买/ /授权授权/ /结算结算16PARTYPARTY、ACCOUNTACCOUNT、EVENTEVENT的关系的关系事件当事人事件和当事人协议和当事人协议17议程安排议程安排EventEventChannelChannelCampaignCampaignFi

14、nanceFinanceSummarySummary18FINANCE ASSETPARTYNot all relationships are shownLOCATIONA geographicalarea, physical orelectronic address.An individual or group of individuals.EVENTFinancial or non-financial eventwhich may involve contact with the customer.INTERNAL ORGANIZATIONA unit of business within

15、the financial institution or insurance company.AGREEMENTAn arrangement between the customer and financialinstitution or insurancecompany for a product.PRODUCTAny marketable product or serviceincluding terms and conditions.CAMPAIGNA strategy, plan orpromotional event for the purpose of acquiringretai

16、ning, or expandingusage by customers.CHANNELThe vehicle by which a customerinteracts with the Financial institution/insurance company.The internal accountingof the businessThings that Parties have an interest in and has valueFS-LDM (FS-LDM (第一级第一级) )19CHANNELCHANNEL主题主题 用户通过渠道向金融机构获取关金融机构或金融机构产品信息以及

17、使用金融产品。金融机构通过渠道向用户销售产品或提供服务。 渠道与当事人、产品、帐号等其他实体存在各种关系。 渠道分为若干渠道类型。20ChannelA vehicle for interaction with the financial institution Examples: ATM, Branch workstation, Telephone, Web site/internet address, Call center, Voice Response Unit, Point of Sale terminal, Television, Radio, Mail Major Features

18、: Includes specific channel devices Multiple channel types Channel characteristics and capacities Related to Events, Parties and Campaigns21CHANNELCHANNEL主题主题 业务规则业务规则 渠道分为若干类型，例如ATM渠道。 当事人可以和渠道之间存在一种或多种关系，也可以不存在任何关系。 一个帐户可以属于一个渠道或者通过一个渠道来进行管理。 渠道有自己的一些相关信息，例如功能，特征或地理位置。 一个渠道有其最大容量，例如每小时可以处理的业务笔数。22

19、CHANNELCHANNEL主题主题 主要实体和关系主要实体和关系渠道渠道类型当事人/渠道渠道/AGREEMENT渠道/渠道事件渠道成本渠道收益渠道事件渠道容量物理邮件 ATM，POS，街亭，电子电话，柜面，电台电视，印刷，呼叫中心关系 渠道 - 当事人 渠道 - 帐户 渠道 - 渠道事件23CHANNELCHANNEL主题主题 主要实体主要实体渠道渠道类型渠道事件渠道描述信息渠道容量账户和渠道当事人和渠道关系渠道营业时间24CHANNELCHANNEL主题主题 - - 渠道渠道实体CHANNEL标识了所有金融机构用来与用户进行销售或服务联系时所使用的渠道。一个渠道是用户用来接受有关金融机构或

20、金融机构产品信息以及使用金融产品时的载体。在实体CHANNEL 中每一个特定的渠道都有一个ID号相对应。例如，一台ATM机有一个ID号，一个POS终端也有一个ID号。实体CHANNEL也包含了外部渠道。例如其他机构的ATM机器。25CHANNELCHANNEL主题主题分类分类物理邮件 ATM 街亭电子电话 柜面 电台电视 印刷呼叫中心LOCK BOXPOS终端26议程安排议程安排EventEventChannelChannelCampaignCampaignFinanceFinanceSummarySummary27FINANCE ASSETPARTYNot all relationships

21、 are shownLOCATIONA geographicalarea, physical orelectronic address.An individual or group of individuals.EVENTFinancial or non-financial eventwhich may involve contact with the customer.INTERNAL ORGANIZATIONA unit of business withinthe financial institution or insurance company.AGREEMENTAn arrangem

22、ent between the customer and financialinstitution or insurancecompany for a product.PRODUCTAny marketable product or serviceincluding terms and conditions.CAMPAIGNA strategy, plan orpromotional event for the purpose of acquiringretaining, or expandingusage by customers.CHANNELThe vehicle by which a

23、customerinteracts with the Financial institution/insurance company.The internal accountingof the businessThings that Parties have an interest in and has valueFS-LDM (FS-LDM (第一级第一级) )28CAMPAIGNCAMPAIGN主题主题概述概述营销活动是为了获取、维护、增强银行与客户的关系而开展的一些促销的活动；营销活动是一些有组织的活动，其目的可以是为了把某些产品推向市场，也有可能是为了树立银行在市场上的形象；完整的营销

24、活动应该包括营销策略、营销行为以及营销活动的反馈信息；收集营销活动的信息可以帮助银行发现最有效的营销方式，了解不同类型客户对营销活动的反馈；29CampaignA communication plan to deliver a message Examples: Direct mail campaign, TV, Radio, Print Advertisement, Telemarketing, Internet Major Features: Multiple levels of campaigns from strategy to execution Multiple functions

25、 (Marketing & Collection/Recovery) Costs, revenues and dates Mass, micro and targeted campaign Advertisement message, offer and composition Related to Channels, Customer Segments, Products, Events30CAMPAIGNCAMPAIGN主题主题业务规则业务规则营销活动的策略可能是很多层次的；一个营销活动可能会导致实施一个或多个实际的促销事件；一个营销活动可以通过和其他主题的关系，实现一些特别的活动

26、，如只针对某些地区（LOCATION）；只涉及某些产品（PRODUCT）、只在某些机构进行（内部组织机构）或者只和某类账户（ACCOUNT）相关；一些外部的市场信息（如市场细分等）可以服务一些特定的营销活动；高层营销策略会针对多种渠道设计，但是具体的一个营销事件只涉及一种渠道；营销事件的结果可能会导致开立一个账户；一个营销活动可能有多种优惠措施和条件；31CAMPAIGNCAMPAIGN主题主题主要实体和关系主要实体和关系营销活动策略营销活动的分类营销活动事件目标营销营销活动的优惠条件营销活动的市场计划信息广告的放置广告活动的实施营销活动和账户的关系营销活动和内部机构的关系营销活动和产品、当事

27、人的关系营销活动和location的关系32CAMPAIGNCAMPAIGN主题主题概貌概貌自关联，可存放所有层次的营销策略，主要记录营销活动计划收入、预计成本等；“大众营销”实体主要记录电视广告、报刊杂志广告等类型的营销活动；“目标营销”实体主要记录以目标客户为对象的营销活动，而目标客户的获得是依赖于对客户信息的分析结果；营销活动实际实施的一些结果的记录；33CAMPAIGNCAMPAIGN主题主题目标营销目标营销目标营销营销活动营销策略目标营销活动的细分群当事人细分市场细分细分标准34CAMPAIGNCAMPAIGN主题主题优惠条件优惠条件营销活动的优惠条件，包括需满足的条件以及提供的优惠

28、；优惠条件和营销活动的关系营销活动优惠条件的期限、条件等具体特征优惠条件和 产品的关系优惠条件和 广告的关系35CAMPAIGNCAMPAIGN主题主题广告广告广告的简单描述广告的放置广播广告电视广告传单网络广告促销活动36CAMPAIGNCAMPAIGN主题主题和和EVENTEVENT的关系的关系促销活动营销策略目标营销目标营销事件接触事件37CAMPAIGNCAMPAIGN主题主题和其他主题的关系和其他主题的关系营销活动和账户的关系营销活动和内部机构的关系营销活动和产品的关系和地理位置的关系营销策略和渠道类型的关系38议程安排议程安排EventEventChannelChannelCamp

29、aignCampaignFinanceFinanceSummarySummary39FINANCE ASSETPARTYNot all relationships are shownLOCATIONA geographicalarea, physical orelectronic address.An individual or group of individuals.EVENTFinancial or non-financial eventwhich may involve contact with the customer.INTERNAL ORGANIZATIONA unit of b

30、usiness withinthe financial institution or insurance company.AGREEMENTAn arrangement between the customer and financialinstitution or insurancecompany for a product.PRODUCTAny marketable product or serviceincluding terms and conditions.CAMPAIGNA strategy, plan orpromotional event for the purpose of

31、acquiringretaining, or expandingusage by customers.CHANNELThe vehicle by which a customerinteracts with the Financial institution/insurance company.The internal accountingof the businessThings that Parties have an interest in and has valueFS-LDM (FS-LDM (第一级第一级) )40Major Features Tracks General Ledg

32、er and Journal Voucher information GL Subtyping - Assets, Liabilities, Equity, Revenue and Expense GL Balance over time - for budget and actual Link to Transaction Event and customer Account/Policy To provide for drill down from GL to Agreement and to transaction Event Example - if customer made a premium pay