信贷基本词汇英汉对照

信贷基本词汇英汉对照 2M method 2M 法 3M method 3M 法 A scores A 值 Accounting convention 会计惯例 Accounting for acquisitions 购并的会计处理 Accounting for debtors 应收账款核算 Accounting for depreciation 折旧核算 Accounting for foreign currencies 外汇核算 Accounting for goodwill 商誉核算 Accounting for stocks 存货核算 Accounting policies 会计政策 Accounting standards 会计准则 Accruals concept 权责发生原则 Achieving credit control 实现信用控制 Acid test ratio 酸性测试比率 Actual cash flow 实际现金流量 Adjusting company profits 企业利润调整 Advance payment guarantee 提前偿还保金 Adverse trading 不利交易 Advertising budget 广告预算 Advising bank 通告银行 Age analysis 账龄分析 Aged debtors analysis 逾期账款分析 Aged debtorsexception report 逾期应收款的特殊报告 Aged debtorsexception report 逾期账款特别报告 Aged debtorsreport 逾期应收款报告 Aged debtorsreport 逾期账款报告 Allmonies clause 全额支付条款 Amortization 摊销 Analytical questionnaire 调查表分析 Analytical skills 分析技巧 Analyzing financial risk 财务风险分析 Analyzing financial statements 财务报表分析 Analyzing liquidity 流动性分析 Analyzing profitability 盈利能力分析 Analyzing working capital 营运资本分析 Annual expenditure 年度支出 Anticipating future income 预估未来收入 Areas of financial ratios 财务比率分析的对象 Articles of incorporation 合并条款 Asian crisis 亚洲( 金融)危机 Assessing companies 企业评估 Assessing country risk 国家风险评估 Assessing credit risks 信用风险评估 Assessing strategic power 战略地位评估 Assessment of banks 银行的评估 Asset conversion lending 资产转换贷款 Asset protection lending 资产担保贷款 Asset sale 资产出售 Asset turnover 资产周转率 Assets 资产 Association of British Factors and Discounters 英国代理人与贴现商协会 Auditors report 审计报告 Aval 物权担保 Bad debt 坏账 Bad debt level 坏账等级 Bad debt risk 坏账风险 Bad debts performance 坏账发生情况 Bad loans 坏账 Balance sheet 资产负债表 Balance sheet structure 资产负债表结构 Bank credit 银行信贷 Bank failures 银行破产 Bank loansavailability 银行贷款的可获得性 Bank status reports 银行状况报告 Bankruptcy 破产 Bankruptcy code 破产法 Bankruptcy petition 破产申请书 Basle agreement 塞尔协议 Basle Agreement 巴塞尔协议 Behavorial scoring 行为评分 Bill of exchange 汇票 Bill of lading 提单 BIS 国际清算银行 BIS agreement 国际清算银行协定 Blue chip 蓝筹股 Bonds 债券 Book receivables 账面应收账款 Borrowing money 借人资金 Borrowing proposition 借款申请 Breakthrough products 创新产品 Budgets 预算 Building company profiles 勾画企业轮廓 Bureaux (信用咨询)公司 Business development loan 商业开发贷款 Business failure 破产 Business plan 经营计划 Business risk 经营风险 Buyer credits 买方信贷 Buyer power 购买方力量 Buyer risks 买方风险 CAMPARI 优质贷款原则 Canons of lending 贷款原则 Capex 资本支出 Capital adequacy 资本充足性 Capital adequacy rules 资本充足性原则 Capital commitments 资本承付款项 Capital expenditure 资本支出 Capital funding 资本融资 Capital investment 资本投资 Capital strength 资本实力 Capital structure 资本结构 Capitalization of interest 利息资本化 Capitalizing development costs 研发费用资本化 Capitalizing development expenditures 研发费用资本化 Capitalizing interest costs 利息成本资本化 Cascade effect 瀑布效应 Cash assets 现金资产 Cash collection targets 现金托收目标 Cash cycle 现金循环周期 Cash cycle ratios 现金循环周期比率 Cash cycle times 现金循环周期时间 Cash deposit 现金储蓄 Cash flow adjustments 现金流调整 Cash flow analysis 现金流量分析 Cash flow crisis 现金流危机 Cash flow cycle 现金流量周期 Cash flow forecasts 现金流量预测 Cash flow lending 现金流贷出 Cash flow profile 现金流概况 Cash flow projections 现金流预测 Cash flow statements 现金流量表 Cash flows 现金流量 Cash position 现金头寸 Cash positive JE 现金流量 Cash rich companies 现金充足的企业 Cash surplus 现金盈余 Cash tank 现金水槽 Cash-in-advance 预付现金 Categorized cash flow 现金流量分类 CE 优质贷款原则 CEO 首席执行官 Chairman 董事长，总裁 Chapter 11 rules 第十一章条款 Charge 抵押 Charged assets 抵押资产 Chief executive officer 首席执行官 Collateral security 抵押证券 Collecting payments 收取付款 Collection activitv 收款活动 Collection cycle 收款环节 Collection procedures 收款程序 Collective credit risks 集合信用风险 Comfortable liquidity positi9n 适当的流动性水平 Commercial mortgage 商业抵押 Commercial paper 商业票据 Commission 佣金 Commitment fees 承诺费 Common stock 普通股 Common stockholders 普通股股东 Company and its industry 企业与所处行业 Company assets 企业资产 Company liabilities 企业负债 Company loans 企业借款 Competitive advantage 竞争优势 Competitive forces 竞争力 Competitive products 竞争产品 Complaint procedures 申诉程序 Computerized credit information 计算机化信用信息 Computerized diaries 计算机化日志 Confirmed letter of credit 承兑信用证 Confirmed letters of credit 保兑信用证 Confirming bank 确认银行 Conservatism concept 谨慎原则 Consistency concept 一贯性原则 Consolidated accounts 合并报表 Consolidated balance sheets 合并资产负债表 Contingent liabilities 或有负债 Continuing security clause 连续抵押条款 Contractual payments 合同规定支出 Control limits 控制限度 Control of credit activities 信用活动控制 Controlling credit 控制信贷 Controlling credit risk 控制信用风险 Corporate credit analysis 企业信用分析 Corporate credit controller 企业信用控制人员 Corporate credit risk analysis 企业信用风险分析 Corporate customer 企业客户 Corporate failure prediction models 企业破产预测模型 Corporate lending 企业贷款 Cost leadership 成本领先型 Cost of sales 销售成本 Costs 成本 Country limit 国家限额 Country risk 国家风险 Court judgments 法院判决 Covenant 贷款保证契约 Covenants 保证契约 Creative accounting 寻机性会计 Credit analysis 信用分析 Credit analysis of customers 客户信用分析 Credit analysis of suppliers 供应商的信用分析 Credit analysis on banks 银行信用分析 Credit analysts 信用分析 Credit assessment 信用评估 Credit bureau reports 信用咨询公司报告 Credit bureaux 信用机构 Credit control 信贷控制 Credit control activities 信贷控制活动 Credit control performance reports 信贷控制绩效报告 Credit controllers 信贷控制人员 Credit cycle 信用循环 Credit decisions 信贷决策 Credit deterioration 信用恶化 Credit exposure 信用敞口 Credit granting process 授信程序 Credit information 信用信息 Credit information agency 信用信息机构 Credit insurance 信贷保险 Credit insurance advantages 信贷保险的优势 Credit insurance brokers 信贷保险经纪人 Credit insurance limitations 信贷保险的局限 Credit limits 信贷限额 Credit limits for currency blocs 货币集团国家信贷限额 Credit limits for individual countries 国家信贷限额 Credit management 信贷管理 Credit managers 信贷经理 Credit monitoring 信贷监控 Credit notes 欠款单据 Credit period 信用期 Credit planning 信用计划 Credit policy 信用政策 Credit policy issues 信用政策发布 Credit proposals 信用申请 Credit protection 信贷保护 Credit quality 信贷质量 Credit rating 信用评级 Credit rating agencies 信用评级机构 Credit rating process 信用评级程序 Credit rating system 信用评级系统 Credit reference 信用咨询 Credit reference agencies 信用评级机构 Credit risk 信用风险 Credit risk assessment 信用风险评估 Credit risk exposure 信用风险敞口 Credit risk insurance 信用风险保险 Credit riskindividual customers 个体信用风险 Credit risk：bank credit 信用风险：银行信用 Credit risk：trade credit 信用风险：商业信用 Credit scoring 信用风险评分 Credit scoring model 信用评分模型 Credit scoring system 信用评分系统 Credit squeeze 信贷压缩 Credit taken ratio 受信比率 Credit terms 信贷条款 Credit utilization reports 信贷利用报告 Credit vetting 信用审查 Credit watch 信用观察 Credit worthiness 信誉 Creditor days 应付账款天数 Cross-default clause 交叉违约条款 Currency risk 货币风险 Current assets 流动资产 Current debts 流动负债 Current ratio requirement 流动比率要求 Current ratios 流动比率 Customer care 客户关注 Customer credit ratings 客户信用评级 Customer liaison 客户联络 Customer risks 客户风险 Cut-off scores 及格线 Cycle of credit monitoring 信用监督循环 Cyclical business 周期性行业 Daily operating expenses 经营费用 Days sales outstanding 收回应收账款的平均天数 Debentures 债券 Debt capital 债务资本 Debt collection agency 债务托收机构 Debt issuer 债券发行人 Debt protection levels 债券保护级别 Debt ratio 负债比率 Debt securities 债券 Debt service ratio 还债率 Debtor days 应收账款天数 Debtors assets 债权人的资产 Default 违约 Deferred payments 延期付款 Definition of leverage 财务杠杆率定义 Deposit limits 储蓄限额 Depositing money 储蓄资金 Depreciation 折旧 Depreciation policies 折旧政策 Development budget 研发预算 Differentiation 差别化 Direct loss 直接损失 Directors salaries 董事薪酬 Discretionary cash flows 自决性现金流量 Discretionary outflows 自决性现金流出 Distribution costs 分销成本 Dividend cover 股息保障倍数 Dividend payout ratio 股息支付率 Dividends 股利 Documentary credit 跟单信用证 DSO 应收账款的平均回收期 Duration of credit risk 信用风险期 Eastern bloc countries 东方集团国家 EBITDA 扣除利息、税收、折旧和摊销之前的收益 ECGD 出口信贷担保局 Economic conditions 经济环境 Economic cycles 经济周期 Economic depression 经济萧条 Economic growth 经济增长 Economic risk 经济风险 Electronic data interchange(EDI) 电子数据交换 Environmental factors 环境因素 Equity capital 权益资本 Equity finance 权益融资 Equity stake 股权 EU countries 欧盟国家 EU directives 欧盟法规 EUlaw 欧盟法律 Eurobonds 欧洲债券 European parliament 欧洲议会 European Union 欧盟 Evergreen loan 常年贷款 Exceptional item 例外项目 Excessive capital commitments 过多的资本承付款项 Exchange controls 外汇管制 Exchange-control regulations 外汇管制条例 Exhaust method 排空法 Existing competitors 现有竞争对手 Existing debt 未清偿债务 Export credit agencies 出口信贷代理机构 Export credit insurance 出口信贷保险 Export factoring 出口代理 Export sales 出口额 Exports Credit Guarantee Department 出口信贷担保局 Extending credit 信贷展期 External agency 外部机构 External assessment methods 外部评估方式 External assessments 外部评估 External information sources 外部信息来源 Extraordinary items 非经常性项目 Extras 附加条件 Facility account 便利账户 Factoring 代理 Factoring debts 代理收账 Factoring discounting 代理折扣 Factors Chain International 国际代理连锁 Failure prediction scores 财务恶化预测分值 FASB (美国)财务会计准则委员会 Faulty credit analysis 破产信用分析 Fees 费用 Finance，new business ventures 为新兴业务融资 Finance，repay existing debt 为偿还现有债务融资 Finance,working capital 为营运资金融资 Financial assessment 财务评估 Financial cash flows 融资性现金流量 Financial collapse 财务危机 Financial flexibility 财务弹性 Financial forecast 财务预测 Financial instability 财务的不稳定性 Financial rating analysis 财务评级分析 Financial ratios 财务比率 Financial risk 财务风险 Financial risk ratios 财务风险比率 Fitch IBCA 惠誉评级 Fitch IBCA ratings 惠誉评级 Fixed assets 固定资产 Fixed charge 固定费用 Fixed charge cover 固定费用保障倍数 Fixed costs 固定成本 Floating assets 浮动资产 Floating charge 浮动抵押 Floor planning 底价协议 Focus 聚焦 Forced sale risk 强制出售风险 Foreign exchange markets 外汇市场 Forfaiting 福费廷 Formal credit rating 正式信用评级 Forward rate agreements 远期利率协议 FRAs 远期利率协议 Fund managers 基金经理 FX transaction 外汇交易 GAAP 公认会计准则 Gearing 财务杠杆率 Geographical spread of markets 市场的地理扩展 Global target 全球目标 Going concern concept 持续经营原则 Good lending 优质贷款 Good times 良好时期 Government agencies 政府机构 Government interference 政府干预 Gross income 总收入 Guarantee of payment 支付担保 Guaranteed loans 担保贷款 Guarantees 担保 High credit quality 高信贷质量 High credit risks 高信贷风险 High default risk 高违约风险 High interest rates 高利率 High risk regions 高风险区域 Highly speculative 高度投机 High-risk loan 高风险贷款 High-value loan 高价值贷款 Historical accounting 历史会计处理 Historical cost 历史成本 IAS 国际会计准则 IASC 国际会计准则委员会 IBTT 息税前利润 ICE 优质贷款原则 Idealliquidity ratios 理想的流动性比率 Implied debt rating 隐含债务评级 Importance of credit control 信贷控制的重要性 Improved products 改进的产品 I Improving reported asset values 改善资产账面价值 In house assessment 内部评估 In house credit analysis 内部信用分析 In house credit assessments 内部信用评估 In house credit ratings 内部信用评级 Income bonds 收入债券 Income statement 损益表 Increasing profits 提高利润 Increasing reported profits 提高账面利润 Indemnity clause 赔偿条款 Indicators of credit deterioration 信用恶化征兆 Indirect loss 间接损失 Individual credit transactions 个人信用交易 Individual rating 个体评级 Industrial reports 行业报告 Industrial unrest 行业动荡 Industry limit 行业限额 Industry risk 行业风险 Industry risk analysis 行业风险分析 Inflow 现金流入 Information in financial statements 财务报表中的信息 In-house credit ratings 内部信用评级 Initial payment 初始支付 Insolvencies 破产 Institutional investors 机构投资者 Insured debt 投保债务 Intangible fixed asset 无形固定资产 Inter-company comparisons 企业间比较 Inter-company loans 企业间借款 Interest 利息 Interest cost 利息成本 Interest cover ratio 利息保障倍数 Interest cover test 利息保障倍数测试 Interest holiday 免息期 Interest payments 利息支付 Interest rates 利率 Interim statements 中报(中期报表) Internal assessment methods 内部评估方法 Internal financing ratio 内部融资率 Internal Revenue Service 美国国税局 International Accounting Standards Committee 国际会计准则委员会 International Accounting Standards(IAS) 国际会计准则 International Chamber of Commerce 国际商会 International credit ratings 国际信用评级 International Factoring Association 国际代理商协会 International settlements 国际结算 Inventory 存货 Inverse of current ratio 反转流动比率 Investment analysts 投资分析人员 Investment policy 投资政策 Investment risk 投资风险 Investment spending 投资支出 Invoice discounting 发票贴现 Issue of bonds 债券的发行 Issued debt capital 发行债务资本 Junk bond status 垃圾债券状况 Just-in-time system(JIT) 适时系统 Key cash flow ratios 主要现金流量指标 Labor unrest 劳动力市场动荡 Largescale borrower 大额借贷者 Legal guarantee 法律担保 Legal insolvency 法律破产 Lending agreements 贷款合约 Lending covenants 贷款保证契约 Lending decisions 贷款决策 Lending proposals 贷款申请 Lending proposition 贷款申请 Lending transactions 贷款交易 Letters of credit 信用证 Leverage 财务杠杆率 LIBOR 伦敦同业拆借利率 Lien 留置 Liquid assets 速动资产 Liquidation 清算 Liquidation expenses 清算费 Liquidity 流动性 Liquidity and working capital 流动性与营运资金 Liquidity ratios 流动比率 Liquidity run 流动性危机 Liquidity shortage 流动性短缺 Loan covenants 贷款合约 Loan guarantees 贷款担保 Loan principal 贷款本金 Loan principal repayments 贷款本金偿还 Loan review 贷款审查 London Inter-bank Offered Rate 伦敦同业拆借利率 Longterm debt 长期负债 Long-term funding 长期融资 Long-term risk 长期风险 Management 管理层 Marginal lending 边际贷款 Marginal trade credit 边际交易信贷 Market surveys 市场调查 Marketing 市场营销 Markets 市场 Matching concept 配比原则 Material adverse-change clause 重大不利变动条款 Maximum leverage level 最高财务杠杆率限制 Measurement and judgment 计量与判断 Measuring risk 风险计量 Medium-term loan 中期贷款 Microcomputer modelling 计算机建模 Minimum current ratio requirement 最低流动比率要求 Minimum leverage ratio 最低举债比率 Minimum net worth 最低净值 Minimum net-worth requirement 最低净值要求 Minimum risk asset ratio 最低风险资产比率 Monitoring activity 监管活动 Monitoring credit 信用监控 Monitoring customer credit limits 监管客户信贷限额 Monitoring risks 监管风险 Monitoring total credit limits 监管全部信贷限额 Monthly reports 月报 Moodys debt rating 穆迪债券评级 Mortgage 抵押 mpr oving balance sheet 改善资产负债表 Multiple discriminate analysis 多元分析 National debt 国家债务 NCI 无信贷间隔天数 Near-cash assets 近似于现金的资产 Negative cash flow 负现金流量 Negative net cash flow 负净现金流量 Negative operational cash flows 负的经营性现金流量 Negative pledge 限制抵押 Net book value 净账面价值 Net cash flow 净现金流量 Net worth test 净值测试 New entrants 新的市场进人者 No credit interval 无信贷间隔天数 Non-cash items 非现金项目 Non-core business 非核心业务 Non-operational items 非经营性项目 Obtaining payment 获得支付 One-man rule 一人原则 Open account terms 无担保条款 Operating leases 经营租赁 Operating profit 营业利润 Operational cash flow 营性现金流量 Operational flexibility 营弹性 Optimal credit 最佳信贷 Order cycle 订货环节 Ordinary dividend payments 普通股股利支付 Organization of credit activities 信贷活动的组织 Overdue payments 逾期支付 Over-trading 过度交易 Overview of accounts 财务报表概览 Parent company 母公司 PAT 税后利润 Payment in advance 提前付款 Payment obligations 付款义务 Payment records 付款记录 Payment score 还款评分 PBIT 息税前利润 PBT 息后税前利润 Percentage change 百分比变动 Performance bonds 履约保证 Personal guarantees 个人担保 Planning systems 计划系统 Pledge 典押 Points-scoring system 评分系统 Policy setting 政策制定 Political risk 政治风险 Potential bad debt 潜在坏账 Potential credit risk 潜在信用风险 Potential value 潜在价值 Predicting corporate failures 企业破产预测 Preference dividends 优先股股息 Preferred stockholders 优先股股东 Preliminary assessment 预备评估 Premiums 溢价 Primary ratios 基础比率 Prior charge capital 优先偿付资本 Priority cash flows 优先性现金流量 Priority for creditors 债权人的清偿顺序 Priority payments 优先支付 Product life cycle 产品生命周期 Product market analysis 产品市场分析 Product range 产品范围 Products 产品 Professional fees 专业费用 Profit 利润 Profit and loss account 损益账户 Profit margin 利润率 Profitability 盈利能力 Profitability management 盈利能力管理 Profitability ratios 盈利能力比率 Promissory notes 本票 Property values 所有权价值 Providers of credit 授信者 Provision accounting 准备金会计处理 Prudence concept 谨慎原则 Public information 公共信息 Public relations 公共关系 Purpose of credit ratings 信用评级的目的 Purpose of ratios 计算比率的目的 Qualitative covenants 定性条款 Quantitative covenants 定量条款 Query control 质疑控制 Quick ratio 速动比率 Rating exercise 评级实践 Rating process for a company 企业评级程序 Ratio analysis 比率分析 Ratio analyst weaknesses L 率分析的缺陷 Real insolvency 真实破产 Real sales growth 实际销售收入增长率 Realization concept 实现原则 Receivables 应收账款 Recession 衰退 Reducing debtors 冲减应收账款 Reducing profits 冲减利润 Reducing provisions 冲减准备金 Reducing reported profits 冲减账面利润 Reducing stocks 减少存货 Registrar of Companies 企业监管局 Regulatory risk 监管风险 Releasing provisions 冲回准备金 Relocation expenses 费用再分配 Reminder letters 催缴单 Repayment on demand clause 即期偿还条款 Replacement of principal 偿还本金 Report of chairman 总裁董事长报告 Reserve accounting 准备金核算 Residual cash flows 剩余现金流量 Restricting bad debts 限制坏账 Restrictions on secured borrowing 担保借款限制 Retention-of-title clauses 所有权保留条款 Revenues 总收入 Risk analysis reports 风险分析报告 Risk and banks 风险与银行 Risk and companies 风险与企业 Risk and Return 风险与回报 Risk capital 风险资本 Risk-reward 风险回报 Risk-weighted assets 风险加权资产 ROCE 资本收益率 Romapla clauses “一手交钱一手交货”条款 Sales 销售额 Secondary ratios 分解比率 Secure methods of payment 付款的担保方式 Secured assets 担保资产 Secured creditors 有担保债权人 Secured loans 担保贷款 Securities and Exchange Commission (美国)证券交易委员会 Security guarantees 抵押担保 Security of payment 付款担保 Security general principles 担保的一般原则 Segmentation 细分 Setting and policing credit limits 信用限额的设定与政策制定 Settlement discount (提前 )结算折扣 Settlement terms 结算条款 Share price 股价 Short-term borrowing 短期借款 Short-term creditors 短期负债 Short-term liabilities 短期债务 Short-termism 短期化 SIC 常务诠释委员会 Significance of working capital 营运资金的重要性 Single credit customer 单一信用客户 Single ratio analysis 单一比率分析 Size of credit risk 信用风险的大小 Slow stock turnover 较低的存货周转率 Sources of assessments 评估信息来源 Sources of credit information 信用信息来源 Sources of risk 风险来源 Sovereign rating 主权评级 Specialist agencies 专业机构 Specific debt issue 特别债券发行 Speculative 投机性 Speculative grades 投机性评级 Split rating 分割评级 Spot rate 现价( 即期比率 ) Spreadsheets 电子数据表 Staff redundancies 员工遣散费 Standard