《外贸单证操作》第六版 课件 学习情境一 审证和改证业务操作

审核信用证通知书主讲人：章安平QUESTION在出口企业/受益人接到通知行的信用证通知，拿到信用证通知书和信用证后，能马上安排生产吗？为什么？信用证通知书（样本）审核信用证通知书1信用证真实性2开证行的资信3信用证有效性4信用证预通知5信用证的保兑审核信用证真实性12电开信用证（样本）信开信用证（样本）审核开证行的资信开证行资信差的处理办法12资信好银行重开证资信好银行加保兑审核信用证有效性以经证实的电讯方式发出的信用证即被视为有效的信用证，任何后续的邮寄确认书应被不予理会。UCP600Article11(a)如电讯声明“详情后告”（或类似用语）或声明以邮寄确认书为有效的信用证，则该电讯不被视为有效信用证或修改。开证行必须随即毫不迟延地开立有效信用证，其条款不得与该电讯矛盾。审核信用证预通知预先通知12正式开立如果事后不正式开，怎么办？如果两者矛盾，怎么办？审核信用证预通知开证行只有在准备开立有效信用证时，才可以发出关于开立信用证的初步通知（预先通知）。UCP600Article11(b)开证行作出该预先通知，即不可撤销地保证毫不迟延地开立信用证，且其条款不能与预先通知相矛盾。审核信用证预通知预先通知12正式开立是不是就无风险了吗？MT705M/OTag代号FieldName栏目名称Content/options内容

M40AFormofDocumentaryCredit跟单信用证类型24x

24个字M20DocumentaryCreditNumber信用证号码16x

16个字M31DDateandplaceofexpiry到期日及地点6n29x

6个数字/29个字M50Applicant开证申请人4*35x

4行×35个字M59Beneficiary受益人[/34x]4*35x

4行×35个字M32BCurrencycode,amount币别代码、金额3a15n

3个字母/15个数字O39APercentagecreditamounttolerance

信用证金额加减百分率2n/2n

2个数字/2个数字O39BMaximumcreditamount最高信用证金额13x

13个字O39CAdditionalamountscovered可附加金额4*35x

4行×35个字O41aAvailablewith…By…兑付方式和指定银行AorD

A或D说明：M/O为Mandatory与Optional的缩写，前者是指必选项目，后者为可选项目。MT705O44APlaceoftakingincharge/ofreceipt接管地/接收地1*65x

1行×65个字O44EPortofloading/Airportofdeparture装运港/始发港1*65x

1行×65个字O44FPortofdischarge/Airportofdestination卸货港/目的港1*65x

1行×65个字O44BPlaceoffinaldestination/ofdelivery最终目的地/交货地1*65x

1行×65个字O44CLatestdateofshipment最迟装运日期6n

6个数字O44DShipmentperiod装运期6*65x

6行×65个字O45ADescriptionofgoodsand/orservices

货物和/或各种服务描述50*65x

50行×65个字O57a“advisethrough”bank通过┅┅银行通知A，BorD

A，B或DO79Narrative其他内容描述35*50x

35行×50个字O72Sendertoreceiverinformation附言6*35x

6行×35个字说明：M/O为Mandatory与Optional的缩写，前者是指必选项目，后者为可选项目。审核信用证预通知审核信用证保兑(√)PleasenotethatthisadvicedoesnotconstituteourconfirmationoftheaboveL/Cnordoesitconveyanyengagementorobligationonourpart.本通知并不构成我行对该信用证之保兑及其他任何责任。1、不加保兑(√)PleasenotethatwehaveaddedourconfirmationtotheaboveL/C,whichisavailablewithourselvesonly.

上述信用证已由我行加具保兑，并限向我行交单。2、加保兑审核信用证保兑审证依据主讲人：章安平审证依据三、业务实际二、UCP600一、外贸合同审证依据三、业务实际二、UCP600一、外贸合同原因：信用证是依据外贸合同开立的，但一旦开立就独立于外贸合同之外审证依据三、业务实际二、UCP600一、外贸合同审证依据三、业务实际二、UCP600一、外贸合同原因：UCP600是相符交单的重要依据审证依据三、业务实际二、UCP600一、外贸合同审证依据三、业务实际二、UCP600一、外贸合同原因：信用证有些条款无法从外贸合同和UCP600找到依据，需根据业务实际来判断信用证条款的合理性审证步骤主讲人：章安平审证步骤熟悉外贸合同各条款内容对照合同条款逐条审核信用证检查信用证有无漏开合同条款列出信用证中的不符条款审证步骤审证步骤审证步骤熟悉外贸合同各条款内容对照合同条款逐条审核信用证检查信用证有无漏开合同条款列出信用证中的不符条款审证步骤熟悉外贸合同各条款内容对照合同条款逐条审核信用证检查信用证有无漏开合同条款列出信用证中的不符条款审核信用证类型和开证日期主讲人：章安平MT700ISSUEOFADOCUMENTARYCREDITSENDER:BANKOFCHINA,HAMBURGBRANCH,GERMANYRECEIVER:BANKOFHANGZHOU,HANGZHOU,CHINA27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE审核页序“27”栏目如果该信用证由一份MT700报文和一份MT701报文组成，那么该MT700报文栏目内容就是1/2，MT701报文栏目内容就是2/2……以此类推。MT701M/OTagFieldnameContent/OptionsM27SequenceofTotalln/lnM20Documentarycreditnumber16xO45BDescriptionofGoodsand/orService100*65xO46BDocumentsRequired100*65xO47BAdditionsconditional100*65x“27”栏目如果该信用证由一份MT700报文和一份MT701报文组成，那么该MT700报文栏目内容就是1/2，MT701报文栏目内容就是2/2……以此类推。审核信用证类型MT700ISSUEOFADOCUMENTARYCREDITSENDER:BANKOFCHINA,HAMBURGBRANCH,GERMANYRECEIVER:BANKOFHANGZHOU,HANGZHOU,CHINA27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLEIRREVOCABLEIRREVOCABLETRANSFERABLEIRREVOCABLESTANDBYIRREVOCABLETRANSSTANDBY审核信用证号码20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESUCPLATESTVERSION审核预先通知编号20:DOCUMENTARY

CREDIT

NUMBERFFF23769923:REFERENCETOPRE-ADVICEPREADV/FFF23735831C:DATEOFISSUE23033140E:APPLICABLERULESUCPLATESTVERSION审核开证日期20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESUCPLATESTVERSIONS/C:reachingthesellernotlaterthanApr.4,2023审核适用规则20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESUCPLATESTVERSION审核适用规则20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESEUCPLATESTVERSION▪SupplementtoUCP▪forElectronicPresentation▪跟单信用证统一惯例关于电子交单的附则

审核适用规则20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESUCPURRLATESTVERSIONUniformRulesforBanktoBankReimbursementsunderDocumentaryCredits（URR725）跟单信用证项下银行间偿付统一规则审核适用规则20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESEUCPURRLATESTVERSION审核适用规则20:DOCUMENTARYCREDITNUMBERFFF23769931C:DATEOFISSUE23033140E:APPLICABLERULESISPLATESTVERSIONInternationalStandbyPractices国际备用证惯例ISP98

审核信用证三期、当事人和金额主讲人：章安平审核信用证有效期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA审核信用证有效期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44C:LATESTDATEOFSHIPMENT23050148:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT审核信用证有效期信用证截止日=最迟装运日期+交单期审核最迟装运日期31C:DATEOFISSUE23033144C:LATESTDATEOFSHIPMENT230501TIMEOFSHIPMENT:Within45daysuponreceiptoftheL/CwhichaccordwithrelevantclausesofthisContract.审核最迟装运日期31C:DATEOFISSUE23033144C:LATESTDATEOFSHIPMENT230501TIMEOFSHIPMENT:Within45daysuponreceiptoftheL/CwhichaccordwithrelevantclausesofthisContract.审核装运期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44D:SHIPMENTPERIODINOCTOBER,202348:PERIODFORPRESENTATIONINDAYS005审核装运期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44D:SHIPMENTPERIOD1)2400PAIRSOFARTICLENO.5001AND2400PAIRSOFARTICLENO.5002SHIPPEDINJUL.20232)2400PAIRSOFARTICLENO.5001AND2400PAIRSOFARTICLENO.5002SHIPPEDINAUG.202348:PERIODFORPRESENTATIONINDAYS005审核交单期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44C:LATESTDATEOFSHIPMENT23050148:PERIODFORPRESENTATIONINDAYS005PAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.审核交单期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44C:LATESTDATEOFSHIPMENT23050148:PERIODFORPRESENTATIONINDAYS005╳PAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.审核交单期如果单据中包含一份或多份第19、20、21、22、23、24或25条规定的正本运输单据，则须由受益人或其代表在不迟于本惯例所指的发运日之后的21个日历日内交单，但是在任何情况下都不得迟于信用证的截止日。UCP600Article14（c）审核信用证有效期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44C:LATESTDATEOFSHIPMENT23050148:PERIODFORPRESENTATIONINDAYS005审核信用证有效期31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44C:LATESTDATEOFSHIPMENT23050148:PERIODFORPRESENTATION005PAYMENT:remainingvalidfornegotiationinChina审核开证申请人31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHEBUYER:SikGmbH&Co.KGRathausmarkt66,20095Hamburg,Germany审核开证申请人银行51a:APPLICANTBANKNATIONAL-BANKAG50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA审核受益人31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHESELLER:ZhejiangJinyuanImportandExportCo.,Ltd.118XueyuanStreet,Hangzhou,China审核受益人31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHESELLER:ZhejiangJinyuanImportandExportCo.,Ltd.118XueyuanStreet,Hangzhou,China审核金额50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA32B:AMOUNTCURRENCYUSDAMOUNT54450.00S/C:USD54000.00审核金额50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA32B:AMOUNTCURRENCYUSDAMOUNT54450.00S/C:USD54000.00审核金额32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVERED审核金额32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE03/0339B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVERED审核金额32B:AMOUNT39A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNTCURRENCYUSDAMOUNT54450.0039C:ADDITIONALAMOUNTSCOVERED审核金额32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVEREDFREIGHT:CURRENCYUSDAMOUNT1000.00信用证涉及的附加金额，如保险费、运费、利息等审核兑付条款主讲人：章安平41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK审核兑付方式和指定银行兑付方式：承付和议付Available:honour\negotiation审核兑付方式和指定银行承付指：如果信用证为即期付款信用证，则即期付款。

如果信用证为延期付款信用证，则承诺延期付款并在承诺到期日付款。

如果信用证为承兑信用证，则承兑受益人开出的汇票并在汇票到期日付款。UCP600Article2议付指：指定银行在相符交单下，在其应获偿付的银行工作日当天或之前向受益人预付或者同意预付款项，从而购买汇票（其付款人为指定银行以外的其他银行）及/或单据的行为。41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK审核兑付方式和指定银行PAYMENT:remainingvalidfornegotiationinChina审核兑付方式和指定银行41D:AVAILABLEWITH/BYBANKOFHANGZHOU,HANGZHOU,CHINABYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK41a有两种形式：(1)41D:指定银行用名称和地址审核兑付方式和指定银行41D:AVAILABLEWITH/BYHZCBCN2HXXXBYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK41a有两种形式：(2)41A:指定银行用代码（BIC）SWIFT银行识别代码（BIC）:BKCH

CN

BJ

910银行代码

国家代码

地区代码

分行代码BankCodeCountryCodeLocationCodeBranchCode中国银行浙江省分行审核兑付方式和指定银行SWIFT银行识别代码（BIC）:HZCB

CN

2H

XXX银行代码

国家代码

地区代码

分行代码BankCodeCountryCodeLocationCodeBranchCode杭州银行总行审核兑付方式和指定银行审核兑付方式和指定银行41D:AVAILABLEWITH/BYANYBANKINCHINABYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.审核汇票条款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:ByirrevocableLetterofCreditatsight.审核汇票条款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:ByirrevocableLetterofCreditatsight.审核汇票条款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKQUESTIONONE信用证项下汇票的受票人可以是开证申请人吗？QUESTIONTWO信用证项下汇票的受票人必须是开证行吗？即期付款信用证41D:AVAILABLEWITH/BYBANKOFCHINA,ZHEJIANGBRANCHBYSIGHTPAYMENT42C:DRAFTSAT...42A:DRAWEE41D:AVAILABLEWITH/BYBANKOFCHINA,ZHEJIANGBRANCHBYSIGHTPAYMENT42C:DRAFTSAT...SIGHT42A:DRAWEEBANKOFCHINA，ZHEJIANGBRANCH即期付款信用证延期付款信用证41D:AVAILABLEWITH/BYISSUINGBANKBYDEFERREDPAYMENT42P:DEFERREDPAYMENTDETAILS90DAYSAFTERB/LDATE延期付款信用证41D:AVAILABLEWITH/BYISSUINGBANKBYDEFERREDPAYMENT42P:DEFERREDPAYMENTDETAILS90DAYSAFTERTHEDATEOFPRESENTATION41D:AVAILABLEWITH/BYISSUINGBANKBYACCEPTANCE42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK承兑信用证混合付款信用证41D:AVAILABLEWITH/BYISSUINGBANKBYMIXEDPAYMENT42M:MIXEDPAYMENTDETAILS50%OFCREDITAMOUNTPAYABLEBYSIGHTPAYMENT;50%OFCREDITAMOUNTPAYABLEAT90DAYSAFTERB/LDATEBYDEFERREDPAYMENT审核运输条款和货描条款主讲人：章安平审核运输条款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANYSHIPMENT:Partialshipmentisprohibited.43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY审核运输条款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY审核运输条款SHIPMENT:Transshipmentisallowed.43P:PARTIALSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY审核运输条款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY审核运输条款SHIPMENT:FromShanghai,ChinatoHamburg,Germany.43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY审核运输条款SHIPMENT:FromShanghai,ChinatoHamburg,Germany.43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44A:PLACEOFTAKINGINCHARGE/OFRECEIPTZHENZHOU,CHINA44B:PLACEOFFINALDESTINATION/OFDELIVERYHAMBURG,GERMANYSHIPMENT:fromZhenzhou,ChinatoHamburg,Germanybytrain.审核运输条款31C:DATEOFISSUE23033144C:LATESTDATEOFSHIPMENT230501审核运输条款31D:DATEANDPLACEOFEXPIRYDATE230506PLACEINGERMANY44D:SHIPMENTPERIODINOCTOBER,202348:PERIODFORPRESENTATIONINDAYS005审核运输条款45A:DESCRIPTIONOFGOODSAND/ORSERVICES.4500PIECESOFLADIESJACKETSTYLENO.QUANTITYUNITPRICEAMOUNTL3572250PCSUSD12.10/PCUSD27225.00L3582250PCSUSD12.10/PCUSD27225.00ATCIFHAMBURG,GERMANYASPERINCOTERMS2020审核货物描述审核单据要求主讲人：章安平审核单据要求46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.DOCUMENTS:+SignedCommercialInvoiceintriplicate.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.审核单据要求DOCUMENTS:+PackingListintriplicate.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.审核单据要求DOCUMENTS:CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.审核单据要求DOCUMENTS:+FullsetofcleanonboardoceanBillofLadingmarked“freightprepaid”madeouttoorderofshipperblankendorsednotifyingtheapplicant.46A:DOCUMENTSREQUIRED+INSURANCEPOLICY/CERTIFICATEINDUPLICATEENDORSEDINBLANKFOR150%INVOICEVALUE,COVERINGALLRISKSOFCICOFPICCINCL.WAREHOUSETOWAREHOUSEANDI.O.PANDSHOWINGTHECLAIMINGCURRENCYISTHESAMEASTHECURRENCYOFCREDIT.审核单据要求DOCUMENTS:+InsurancePolicyinduplicateendorsedinblank.INSURANCE:Tobeeffectedbythesellerfor110%ofinvoicevaluecoveringAllRisksasperCICofPICC.审核单据要求I.O.P.IrrespectiveofPercentage不计免赔率46A:DOCUMENTSREQUIRED+CERTIFICATEOFQUALITYISSUEDBYTHECUSTOMS,P.R.CHINACERTIFYINGTHATALLPRODUCTSWILLBEMADEOUTOFAZOFREE,PAHFREEANDPHTHALATESFREEMATERIALS.审核单据要求INSPECTION:CertificateofQualityissuedbytheCustoms,P.R.ChinacertifyingthatallproductswillbemadeoutofAZOFREE,PAHFREEandPHTHALATESFREEmaterials,shallbetakenasthebasisofdelivery.所有产品不含偶氮,多环芳香烃和邻苯二甲酸盐等物质。46A:DOCUMENTSREQUIRED+SHIPPINGADVICESHOWINGTHENAMEOFTHECARRYINGVESSEL,DATEOFSHIPMENT,MARKS,QUANTITY,NETWEIGHTANDGROSSWEIGHTOFTHESHIPMENTTOAPPLICANTWITHIN3DAYSAFTERTHEDATEOFBILLOFLADING.审核单据要求审核附加条款和软条款主讲人：章安平审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.单据日期可以早于信用证的开立日期，但不得晚于交单日期。UCP600Article14（i）审核附加条款审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.SHIPMENT:Transshipmentisallowed.审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.审核附加条款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.审核附加条款47A:ADDITIONALCONDITIONS+ONECOPYOFBILLOFLADING,COMMERCIALINVOICEANDPACKINGLISTSHOULDBEMAILEDTOTHEAPPLICANTBYDHLWITHINTHREEDAYSAFTERBILLOFLADINGDATE.BENEFICIARY’SCERTIFICATETOTHISEFFECTISREQUIRED.+ALLPRESENTATIONSCONTAININGDISCREPANCIESWILLATTRACTADISCREPANCYFEEOFUSD60.00PLUSTELEXCOSTSOROTHERCURRENCYEQUIVALENT.THISCHARGEWILLBEDEDUCTEDFROMTHEBILLAMOUNTWHETHERORNOTWEELECTTOCONSULTTHEAPPLICANTFORAWAIVER审核附加条款47A:ADDITIONALCONDITIONS+ONECOPYOFBILLOFLADING,COMMERCIALINVOICEANDPACKINGLISTSHOULDBEMAILEDTOTHEAPPLICANTBYDHLWITHINTHREEDAYSAFTERBILLOFLADINGDATE.,BENEFICIARY’SCERTIFICATETOTHISEFFECTISREQUIRED.+ALLPRESENTATIONSCONTAININGDISCREPANCIESWILLATTRACTADISCREPANCYFEEOFUSD60.00PLUSTELEXCOSTSOROTHERCURRENCYEQUIVALENT.THISCHARGEWILLBEDEDUCTEDFROMTHEBILLAMOUNTWHETHERORNOTWEELECTTOCONSULTTHEAPPLICANTFORAWAIVER审核软条款47A:ADDITIONALCONDITIONS+FAXEDCOPYOFINSPECTIONCERTIFICATEISSUEDANDSIGNEDBYAPPLICANT(WHOSESIGNATUREANDCOMPANYCHOPSHOULDBEINCONFORMITYWITHTHESPECIMENHELDINAPPLICANT’SBANKASAUTHORISEDSIGNATORYFORL/CDOCUMENTS)CERTIFYINGTHATTHEGOODSAREINORDERANDINGOODCONDITIONASPERTHESALESCONTRACTNO.YUP202308970.审核软条款46A:DOCUMENTSREQUIRED2/3SETOFCLEAN‘ONBOARD’OCEANBILLSOFLADING…47A:ADDITIONALCONDITIONSBENEFICIRY’SCERTIFICATECERTIFYINGTHATONEORIGINALOCEANBILLOFLADING,ONEORIGINALCOMMERCIALINVOICE,ONEORIGINALPACKINGLISTANDONEORIGINALGSPCERTIFICATEOFORIGINFORMAHAVEBEENMAILEDTOTHEAPPLICANTBYDHLWITHINTWODAYSAFTEROCEANBILLOFLADINGDATE.审核费用、保兑和漏开条款主讲人：章安平审核费用71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONINDAYS00549:CONFIRMATIONINSTRUCTIONWITHOUT审核费用为了执行申请人的指示，银行利用其他银行的服务，其费用和风险由申请人承担。即使银行自行选择了其他银行，如果发出的指示未被执行，开证行或通知行对此亦不负责。UCP600Article37c.指示另一银行提供服务的银行有责任负担被指示方因执行指示而产生的任何佣金、手续费、成本或开支（“费用”）。如果信用证规定费用由受益人负担，而该费用未能收取或从信用证款项中扣除，开证行依然承担支付此费用的责任。

信用证或其修改不应规定向受益人的通知以通知行或第二通知行收到其费用为条件。审核费用71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.╳48:PERIODFORPRESENTATIONINDAYS00549:CONFIRMATIONINSTRUCTIONWITHOUT审核保兑指示71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONINDAYS00549:CONFIRMATIONINSTRUCTIONWITHOUT审核保兑指示保兑是指保兑行在开证行承诺之外做出的承付或议付相符交单的确定承诺。UCP600Article2保兑行指根据开证行的授权或要求对信用证加具保兑的银行。审核保兑指示71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONINDAYS

00549:CONFIRMATIONINSTRUCTIONWITHOUT+CONFIRM+MAYADD+WITHOUT审核保兑指示(√)Pleasenotethatthisadvicedoesnot

constituteourconfirmationoftheaboveL/C

nordoesitconveyanyengagementor

obligationonourpart.本通知并不构成我行对该信用证之保兑及其他任何责任。1、不加保兑(√)Pleasenotethatwehaveaddedour

confirmationtotheaboveL/C,whichis

availablewithourselvesonly.

上述信用证已由我行加具保兑，并限向我行交单。2、加保兑审核保兑指示审核偿付行53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.审核附言53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.审核附言53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.审核通知行53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK57A:“ADVISETHROUGH”BANKBANKOFHANGZHOU72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.审核漏开条款S/C:Moreorless5%ofthequantityandtheamountareallowed.审核漏开条款改证的常见情形、原则和流程主讲人：章安平改证的常见情形二、受益人要求展期一、开证错误二、受益人要求展期三、申请人要求增加

商品数量和金额12原合同补充合同改证的常见情形改证原则

具体来讲，有以下5种常见的处理原则：（1）对我方有利又不影响对方利益的问题条款，一般不改。（2）对我方有利但会严重影响对方利益的问题条款，一定要改。（3）对我方不利但在不增加或基本不增加成本的情况下可以完成的问题条款，可以不改。（4）对我方不利又要在增加较大成本的情况下可以完成的问题条款，若对方愿意承担成

本，则不改；否则，要改；（5）对我方不利若不改会严重影响安全收汇的问题条款，则坚决要改。总原则：“利己不损人”改证流程受益人开证申请人1、改证函原通知行开证行2、改证申请书3、信用证修改书MT7074、信用证修改通知书

和信用证修改书学习情境一导入项目的改证演示主讲人：章安平信用证中装运港为‘CHINESEMAINPORT’，与合同中的‘SHANGHAI,CHINA’不一致。对我方有利，又不影响对方利益，一般不改。问题条款信用证中的单价对我方有利，但会严重影响对方利益，一定要改。问题条款正确的应该是“USD12.00/PC”和“USD54000.00”。“USD12.10/PC”与金额“USD54450.00”错误!“信用证规定只能在香港转运，这与合同规定不符。”对我方不利，但是在不增加或基本不增加成本的情况下可以完成，可以不改。问题条款1．信用证中汇票的付款期限“AT60DAYSAFTERSIGHT”错误

正确的是“ATSIGHT”；2．信用证保险单据条款中投保金额比例“150%INVOICEVALUE”错误

正确的是“110%INVOICEVALUE”；对我方不利，又要在增加较大成本的情况下可以完成，若对方愿意承担成本，则不改；否则，要改。问题条款3．信用证中最迟装运日期2023年5月1日错误，根据合同应该为开证日期

后的45天，因为开证日期为2023年3月31日，所以最迟装运日期应该是

2023年5月15日。若最迟装运日期为2023年5月1日，就很有可能过装运期；对我方不利，若不改会严重影响安全收汇，则坚决要改。问题条款1．信用证规定交单地点在德国，容易造成受益人迟交单，对受益人不利；2．信用证中受益人名称“JINYUN”错误，正确的是“JINYUAN”。

这是潜在的危险，一旦双方发生纠纷，就可能成为败诉的原因；4．信用证海运提单条款中提单抬头“TOAPPLICANT”对受益人

非常不利，应该为“TOORDER”；对我方不利，若不改会严重影响安全收汇，则坚决要改。问题条款5．信用证交单期“005”错误，根据合同，应该为“015”；6．根据以上关于最迟装运日期和交单期的错误，信用证效期也随之错误，

正确的应该为正确的最迟装运日期加15天；7．信用证费用条款“ALLCHARGESANDCOMMISSIONSAREFOR

ACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.”不合理。

因为开证行费用包括偿付费用理应由开证申请人承担；8．信用证交单行指示条款中，一批寄单不合理，改为分两批寄单。

否则，若寄单途中单据遗失，将会带来很大麻烦。对我方不利，若不改会严重影响安全收汇，则坚决要改。问题条款9．信用证漏开了一个重要的外贸合同条款：“MOREORLESS5%OF

QUANTITYOFGOODSANDCREDITAMOUNTISALLOWED.”

这对于受益人来讲，非常不利，大大限制了操作的弹性。外贸单证员向外贸业务员提出的信用证修改意见1、信用证规定效期和交单地点分别是2023年5月6日和德国，

应改为正确的最迟装运日期加15天和中国；2、信用证中受益人名称“JINYUN”错误，正确的是“JINYUAN”；3、信用证中的单价“USD12.10/PC”与金额“USD54450.00”错误，

正确的应该是“USD12.00/PC”和“USD54000.00”；4、信用证中汇票的付款期限“AT60DAYSAFTERSIGHT”错误，

正确的是“ATSIGHT”；外贸单证员向外贸业务员提出的信用证修改意