个人借款英文版

个人借款英文版合同编号：__________PersonalLoanAgreementThisPersonalLoanAgreement(the"Agreement")ismadeandenteredintoasof__________(the"EffectiveDate"),andbetween:Lender:____________________Address:____________________ContactInformation:____________________Borrower:____________________Address:____________________ContactInformation:____________________(eacha"Party"andcollectivelythe"Parties")RECITALS:WHEREAS,theLenderiswillingtolendcertainsumsofmoneytotheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerrequiresaloanandiswillingtoacceptthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesagreeasfollows:1.LOANAMOUNTANDTERM1.1LoanAmount:TheLenderagreestolendtotheBorrowerthesumof__________USD(the"LoanAmount").(a)thedateonwhichtheLoanAmountisfullyrepaidtheBorrower;or(b)__________(the"MaturityDate").2.REPAYMENT2.1RepaymentSchedule:TheBorrowershallmakemonthlypaymentsofprincipalandinterestinaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the"RepaymentSchedule").2.2Prepayment:TheBorrowershallhavetherighttoprepaytheLoaninfullorinpartatanytimewithoutpenalty,uponwrittennoticetotheLender.3.INTEREST3.1InterestRate:TheLoanshallbearinterestatanannualpercentagerateof__________(the"InterestRate").4.USEOFFUNDSTheBorroweragreestousetheLoanAmountsolelyforthepurposeof:____________________(the"Purpose").5.SECURITY5.1Security:Thisisanunsecuredloanandnocollateralisrequired.6.CONDITIONSOFLOAN6.1ConditionsPrecedent:TheobligationsoftheLendertomaketheLoanunderthisAgreementareconditionaluponthefollowing:(a)TheaccuracyofallrepresentationsandwarrantiesmadetheBorrowerinthisAgreement;(b)TheLender'sreasonablesatisfactionwiththeBorrower'screditworthinessandfinancialcondition;and(c)TheexecutionofalldocumentsandagreementsrequiredtheLender.7.REPRESENTATIONSANDWARRANTIES7.1BorrowerRepresentationsandWarranties:TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)TheexecutionanddeliveryofthisAgreementandtheperformanceofitsobligationshereunderdonotviolateanylaworregulationtowhichitissubject,oranyagreementorinstrumenttowhichitisapartyorwhichitisbound;(c)Itisnotcurrentlyindefaultunderanyotherloanorcreditagreement;and7.2LenderRepresentationsandWarranties:TheLenderrepresentsandwarrantstotheBorrowerthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)Itisnotcurrentlyindefaultunderanyotherloanorcreditagreement;and8.INDEMNIFICATIONTheBorrowershallindemnifyandholdharmlesstheLenderfromandagainstanyandallclaims,demands,actions,suits,losses,damages,liabilities,andexpenses(includingreasonableattorneys'feesandcostsofinvestigation)arisingoutoforinconnectionwiththisAgreementorthetransactionscontemplatedhere.9.GOVERNINGLAWANDDISPUTERESOLUTION9.1GoverningLaw:ThisAgreementshallbe一、附件列表：1.借款申请表2.身份证明文件3.收入证明文件4.还款计划表5.贷款合同公证文件二、违约行为及认定：1.借款人未按约定的还款计划进行还款2.借款人提供的信息不真实、不准确或不完整3.借款人将贷款用于约定之外的目的4.借款人违反任何法律法规或合同条款三、法律名词及解释：1.借款人：指接受贷款的个人2.贷款人：指出借资金的个人或机构3.贷款金额：指合同约定的出借资金总额4.贷款期限：指合同约定的借款人偿还贷款的时间长度5.利息：指借款人因使用贷款而需支付的费用四、执行中遇到的问题及解决办法：1.借款人无法按时还款：与借款人协商，制定新的还款计划；提供财务咨询，帮助借款人管理财务。2.借款人提供的信息不真实：要求