2024版企业借款合同范本英文

2024版企业借款合同范本英文合同编号：__________BORROWINGAGREEMENTThisBorrowingAgreement(the“Agreement”)ismadeandenteredintoonthis_____dayof____________,2024,andbetween:(Eacha“Party”andcollectivelythe“Parties”)RECITALS:WHEREAS,theLenderiswillingtolendcertainfunds(the“Loan”)totheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerdesirestoborrowtheLoanfromtheLenderforitsoperationaland/orinvestmentneeds;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesagreeasfollows:1.LOANAMOUNTANDTERM1.1TheLoanamountshallbe_____________(the“LoanAmount”).2.LOANPURPOSETheBorrowershallusetheproceedsoftheLoansolelyforthepurpose(s)of:(i)Financingworkingcapitalrequirements;(ii)Fundingcapitalexpenditures;(iii)Refinancingexistingindebtedness;or(iv)Suchotherpurpose(s)asmaybeagreeduponthePartiesinwriting.3.INTERESTANDFEES3.1InterestshallbepayableontheoutstandingprincipalbalanceoftheLoanatanannualinterestrateof_____________percent(the“InterestRate”).3.2TheBorrowershallpaytotheLender,inadditiontotheInterest,thefollowingfees:(ii)Aloanoriginationfeeequalto_____________percentoftheLoanAmount,payableontheEffectiveDate;and(iii)Anannualadministrativefeeequalto_____________percentoftheoutstandingprincipalbalanceoftheLoan,payablequarterly.4.REPAYMENT4.2TheMaturityDateshallbethedateonwhichtheoutstandingprincipalbalanceoftheLoan,togetherwithallaccruedandunpaidinterestandfees,isfullyrepaid.5.GUARANTEE5.1TheBorrowerhereguaranteesthefullandtimelypaymentoftheLoan,interest,andallotherobligationsunderthisAgreement.5.2TheBorrower’sobligationsunderthisAgreementshallbesecuredafirstprioritylienonalloftheBorrower’sassets,asmoreparticularlydescribedintheSecurityAgreementexecutedconcurrentlyherewith.6.CONDITIONSPRECEDENT6.1TheeffectivenessofthisAgreementisconditioneduponthesatisfactionofthefollowingconditionsprecedent:(i)TheexecutionanddeliverythePartiesofalldocumentsandinstrumentsnecessarytoevidencetheLoanandtheothertransactionscontemplatedhere;(ii)TheaccuracyofallrepresentationsandwarrantiesmadetheBorrowerinthisAgreement;(iii)ThereceipttheLenderofalllegalopinions,consents,andapprovalsrequiredinconnectionwiththeLoanandtheothertransactionscontemplatedhere;and(iv)ThefulfillmentofallotherconditionsasmaybespecifiedinthisAgreementorinanyotheragreemententeredintoinconnectionwiththeLoan.7.REPRESENTATIONSANDWARRANTIESTheBorrowerrepresentsandwarrantstotheLenderthat:7.1Itisdulyorganized,validlyexisting,andingoodstandingunderthelawsofitsjurisdictionoforganization;7.2IthasthepowerandauthoritytoenterintothisAgreementandtocarryoutitsobligationshereunder;7.3TheexecutionanddeliveryofthisAgreementandtheconsummationofthetransactionscontemplatedheredonotviolateanyapplicablelaworregulation,oranyorder,judgment,ordecreeofanycourtorgovernmentalauthorityhavingjurisdictionover一、附件列表：1.本借款合同2.担保协议3.安全协议4.贷款用途证明5.法律意见书6.所需的任何其他文件或证明二、违约行为及认定：1.未能按时支付本金或利息2.未能履行保证义务3.违反合同中的任何条款或条件4.贷款用途不符合合同规定5.未能满足合同中的任何其他义务或条件三、法律名词及解释：1.借款人：指承担借款义务并同意按约定用途使用借款的自然人、法人或其他组织。2.贷款人：指提供借款并有权收回本金及利息的金融机构或其他主体。3.贷款金额：指合同中约定的借款人可获得的资金总额。4.贷款期限：指借款人需按照约定还款的期限。5.利息：指借款人按约定的利率支付给贷款人的费用，通常基于贷款金额和贷款期限计算。6.违约：指借款人未能履行合同约定的义务或条件的行为。四、执行中遇到的问题及解决办法：1.无法按时还款：与贷款人协商，寻求延期还款或制定还款计划。2.贷款用途不符合规定：立即调整贷款用途，确保符合合同条款。3.缺乏资金或财务困难：寻找额外资金来源，如增资、借款或出售资产。4.合