简单借款协议模版

简单借款协议模版合同编号：__________parties（甲方）：fullname：（全名）address：（地址）contactinformation：（联系方式）hereinafterreferredtoasthe"lender".parties（乙方）：fullname：（全名）address：（地址）contactinformation：（联系方式）hereinafterreferredtoasthe"borrower".forthepurposeofensuringthesmoothimplementationofthecontractandtherightsandinterestsofbothparties,thepartieshavereachedthefollowingagreement:article1:loanamountandterm1.1theborrowershallborrowfromthelenderatotalloanamountof____（借款总额）(hereinafterreferredtoasthe"loanamount").1.2thetermofthisloanagreementshallbe____（期限）fromthedateofthisagreementtothedateofmaturity.article2:interest2.1theborrowershallpayinterestontheloanamountatanannualinterestrateof____（年利率）%.2.2theinterestshallbecalculatedona____（计息方式，如：principalandinterest,interestonly）basisandshallbepaid____（支付方式，如：quarterly,annually）duringthetermofthisagreement.article3:useoffundstheborrowershallusetheloanamountfor____（资金用途）andshallnotuseitforanyotherpurposewithouttheconsentofthelender.article4:guarantee4.1theborrowershallprovidethelenderwith____（担保方式，如：guarantee,mortgage,pledge）assecurityfortheloan.4.2iftheborrowerfailstoperformitsobligationsunderthisagreementorbreachesanyothercontractwiththelender,thelendershallhavetherighttorealizetheguaranteeandrecovertheoutstandingloanamountandotherrelatedexpenses.article5:breachofcontract5.1ifeitherpartyfailstoperformitsobligationsunderthisagreement,theotherpartyshallhavetherighttorequirethebreachingpartytoperformitsobligationswithinareasonableperiod.ifthebreachingpartyfailstodoso,thenonbreachingpartyshallhavetherighttoclaimdamages.article6:terminationofthecontract6.1thisagreementmaybeterminatedagreementofbothpartiesorasprovidedforinthisagreement.6.2upontheterminationofthisagreement,theborrowershallimmediatelyrepaytheoutstandingloanamountandotherrelatedexpensestothelender.article7:disputeresolutionanydisputesarisingoutoforinconnectionwiththisagreementshallbesubmittedto____（仲裁机构）forarbitrationinaccordancewithitsrules.article8:otherprovisions8.1thisagreementmaybeamendedorsupplementedwrittenagreementofbothparties.8.2thisagreementshallbeeffectiveuponthesignatureofbothparties.8.3thisagreementshallbegovernedandconstruedinaccordancewiththelawsof____（适用法律）andthepartiessubmittotheexclusivejurisdictionofthecourtsof____（管辖法院）.inWitnesswhereof,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:borrower:attachment:____（附件，如：loancontract,guaranteeletter）一、附件列表：借款协议担保方式文件（如果有的话）贷款用途证明文件利息计算明细表还款计划表任何其他双方同意的附件二、违约行为及认定：乙方未按约定时间偿还本金或支付利息乙方未按约定用途使用贷款资金乙方提供的担保物价值不足以覆盖借款本金及利息乙方未按约定方式支付利息或未按时还款乙方违反任何其他合同条款三、法律名词及解释：借款人（乙方）：指从贷款人（甲方）处借款的个人或实体。贷款人（甲方）：指向乙方提供贷款的个人或实体。担保：为确保借款的偿还而提供的财产或权利。利息：借款人因使用贷款资金而需支付的费用。违约：未履行合同约定的义务。合同履行：按照合同条款完成各自的权利和义务。四、执行中遇到的问题及解决办法：问题：乙方拖延偿还贷款。解决办法：发送催款通知，协商制定还款计划，必要时法律途径追讨。问题：乙方未按约