中信银行个人贷款合同中英文版

中信银行个人贷款合同中英文版中信银行个人贷款合同ContractforPersonalLoanwithCITICBank借款人:[姓名]Borrower:[Name]身份证号:[身份证号码]IDNumber:[IDNumber]:[]ContactAddress:[ContactAddress]联络:[联络]ContactNumber:[ContactNumber]贷款金额:[贷款金额]LoanAmount:[LoanAmount]贷款利率:[贷款利率]LoanInterestRate:[LoanInterestRate]贷款期限:[贷款期限]LoanTenure:[LoanTenure]还款方式:[还款方式]RepaymentMethod:[RepaymentMethod]还款账户:[还款账户]RepaymentAccount:[RepaymentAccount]本合同由以下双方共同达成：Thiscontractismutuallyagreedbythefollowingparties:甲方:中信银行PartyA:CITICBank地址:[银行地址]Address:[BankAddress]联络人:[联络人姓名]ContactPerson:[ContactPerson]联络:[联络]ContactNumber:[ContactNumber]乙方:[姓名]PartyB:[Name]地址:[乙方地址]Address:[PartyBAddress]联络人:[乙方联络人姓名]ContactPerson:[PartyBContactPerson]联络:[乙方联络]ContactNumber:[PartyBContactNumber]1.借款内容1.LoanDetails1.1甲方同意向乙方提供个人贷款，贷款金额为人民币[贷款金额]元，贷款利率为[贷款利率]%，贷款期限为[贷款期限]个月。1.1PartyAagreestoprovideapersonalloantoPartyB,intheamountof[LoanAmount]yuan,withaloaninterestrateof[LoanInterestRate]%,andaloantenureof[LoanTenure]months.1.2借款用处为[借款用处]，乙方保证使用借款款项符合法律法规，并承当一切风险和责任。1.2Theloanshallbeusedfor[LoanPurpose],andPartyBguaranteestousetheloanfundsinpliancewithlawsandregulations,andassumesallrisksandliabilities.2.还款方式2.RepaymentMethod2.1还款方式为[还款方式]，乙方需按时还款，每月还款日为每月的[还款日期]日。2.1Therepaymentmethodis[RepaymentMethod],andPartyBisrequiredtorepayontime,withtherepaymentdatebeingthe[RepaymentDate]ofeachmonth.2.2还款账户为[还款账户]，乙方需确保还款账户内有足够的资金用于按时还款。2.2Therepaymentaccountis[RepaymentAccount],andPartyBisrequiredtoensurethattherearesufficientfundsintherepaymentaccountfortimelyrepayment.3.逾期还款3.LateRepayment3.1假设乙方未按时还款，乙方应按每日逾期还款金额的[逾期利率]%向甲方支付逾期罚款。3.1IfPartyBfailstorepayontime,PartyBshallpayPartyAalatepaymentpenaltyof[LateInterestRate]%perdaybasedontheoverduerepaymentamount.3.2假设乙方逾期还款超过[逾期天数]天，甲方有权采取法律手段追究乙方的法律责任。3.2IfPartyB'srepaymentisoverdueformorethan[LateDays]days,PartyAreservestherighttotakelegalactionstopursuePartyB'slegalliabilities.4.变更与解约4.AmendmentsandTermination4.1本合同经双方签字盖章生效，任何变更或解约需经双方书面协议。4.1Thiscontractshallbeeeffectiveuponsignatureandsealbybothparties.Anyamendmentsorterminationofthiscontractshallrequireawrittenagreementbybothparties.4.2甲方有权根据乙方的还款情况，决定是否提早要求乙方归还全部或局部贷款本息。4.2PartyAhastherighttodecidewhethertodemandPartyBtorepaytheprincipalandinterestoftheloaninwholeorinpartinadvancebasedonPartyB'srepaymentsituation.5.法律适用与争议解决5.ApplicableLawandDisputeResolution5.1本合同受中华人民共和国法律管辖。5.1ThiscontractshallbegovernedbythelawsofthePeople'sRepublicofChina.5.2双方如发生争议，应友好协商解决；假设协商无果，应提交中国国际经济贸易仲裁委员会，并按其仲裁规那么进展仲裁。5.2Intheeventofanydisputesbetweentheparties,theyshallresolvetheissuethroughfriendlynegotiation.Ifnegotiationfails,thedisputeshallbesubmittedtotheChinaInternationalEconomicandTradeArbitrationmissionforarbitrationinaccordancewithitsarbitrationrules.本合同一式两份，甲乙双方各执一份。Thiscontractismadeinduplicate,withPartyAandPartyBholdingonecopyeach.甲方