金融英语的单选题

金融英语：FECT-1单选题（一）1.Whichofthefollowingisnotafunctionofmoney?______.A.ToactasamediumofexchangeB.ToactasaunitofaccountC.ToactasastoreofvalueD.ToprovideadoublecoincidenceofwantsE.Toactasameansofpayment2.Thepriceintheforeignexchangemarketiscalled______.A.thetradesurplusB.theexchangerateC.themoneypriceD.thecurrencyrate3.Marketriskreferstotheriskof______.A.financialpricesfluctuationsB.defaultC.fraudD.deferredpayments4.Whichofthefollowingisnotamongthegenerallyacceptedaccountingprinciples?______.A.CashbasisB.PrudenceC.Consistency基D.动G附oi结ng浴c纸on废ce塔rn棍脂E.奴M拴on早ey匠m帐ea雾su牙re秆me伍nt姐.嚷5.凯W菌ha链t筹is腥a详d叔oc炒um论en绵ta软ry某l械et友te洗r偶of絮c利re蝇di幸t?辞_腊__萍__蜡_.追A.剪A箭c蚕on贪di窝ti爱on哪al代b王an叹k抗un辣de生rt抬ak宏in治g韵to低p洗ay膛a洋n法ex姑po根rt黄er购o微n串pr展od坛uc倚ti吧on左o涉f悄st复ip商ul垄at光ed简d柱oc亏um纠en渠ta抖ti无on掌凑B.允A讨m掩et弊ho砌d净of竹l育en相di阿ng猛a鞠ga饶in熊st白d成oc尊um挡en踪ta锣ry予s虏ec庭ur热it问y嘱C.者A疲n瓦in朗te耍rn乡at妖io养na佣l替tr晋ad安e洪se巨tt死le艳me其nt买s抱ys茧te锤m虎bi香as耍ed崇i表n衰fa直vo姐ur裤o税f经im竖po际rt扰er幸s舰D.纳A插ll校o晕f悦th贴e蚂ab衡ov弦e霞6.搅H踏ol锡di绪ng指a济g群ro裙up船o垄f不as蜡se巨ts塌r驶ed乏uc瑞es透r太is誉k晋as分l填on冷g煮as妄t守he漂a泽ss婚et时s膏__镇__饭__臂.竟A.浩a切re捕p贝er粮fe殿ct水ly呆c列or讽re低la磁te劈d都B.谜a谨re织c地om早pl池et划el巷y用in吼de啦pe葛nd例en泰t总C.剪d座o绿no倘t窝ha映ve稼p岁re漫ci完se坊ly锦t盗he腹s炕am松e喷pa早tt愤er浴n枕of较r删et煎ur放ns及键D.脏h混av陷e元a尾co贤rr痒el摇at残io斯n有co愿ef定fi纲ci伐en苍t渔gr色ea炒te遇r书th掉an剥o锤ne轻简7.粗A赖n亚am晋ou尚nt迟,庆pa毫ya圆bl柄e闻in印m膝on上ey至g穴oo交ds文,舞or形s拴er芬vi服ce滩,叠ow年ed正b刺y化a痒bu脆si西ne翻ss列t绕o钥a贿cr岛ed奴it哑or瞎,池is稍k填no准wn在a落s爷a/你an菌.面A.麻l把ia爹bi汇li需ty烟屿B.亏d秩eb描t姨C.顷e信qu甩it办y垦D.婆a添ss桂et善8.与W森ha犁t污fu亮nc途ti贱on良i惯s艰mo糟ne天y覆se裂rv龄in杰g滚wh投en标y车ou乌b纹uy前a怠t钟ic阁ke欺t招to遗a款m伪ov纯ie朽?危__铃__煤__朵.衣A.储s不to渣re涉o亚f父va未lu川e丽B.坟a州m印ed赛iu踪m煌of就e杰xc屠ha事ng井e渠C.裙t局ra上ns帆ac窜ti叙on门d痒em担an穴d箩D.匀a焰u融ni狮t耕of厚a边cc亿ou抖nt努趁9.笑I栽f询fo抗re保ig差ne蚀rs刘e权xp瞧ec为t拆th禾at请t馒he计f惑ut鲜ur畏e枣pr暑ic端e锋of心s顶te垃rl无in天g蔑wi烦ll污b谜e锡lo洗we鱼r,获t详he灶_饼__运__黑_.摘A.裂s凤up凶pl门y篇of轨s存te缓rl志in愉g箭wi找ll鹅i钟nc彼re太as坦e,来d脊em主an馋d侮fo胜r竟st疮er如li辆ng垒w指il领l烟fa贩ll修,桃an痕d砖th压e对ex云ch蔑an宇ge歼r城at仔e瓜wi捐ll寺f繁al箭l涉B.挂s成up穿pl潮y谱of折s亦te蓄rl今in珍g弃wi我ll贼i优nc微re妇as默e,悬d参em拖an框d欣fo摘r累st枯er萌li叙ng丽w绞il承l毙ri俊se稍,单an灶d斯th吨e由ex汉ch喇an棉ge况r失at治e察ma株y国or为m需ay沃n炕ot顶i微nc酷re斗as盘e突C.骗s梨up血pl析y熔of欠s亚te慢rl牺in纪g畏wi躁ll凝f斤al找l,鲜d慢em斯an后d钟fo情r沈st巴er雀li往ng伐w坑il怒l喇in场cr简ea凶se让,放an制d砌th梅e唱ex俭ch杜an芝ge袜r诵at掀e盒wi磨ll彩r肢is礼e砌D.刻s素up拒pl缴y骨of无s肯te莫rl故in底g治wi蜂ll宴f平al爱l,闻d冤em舱an驰d挂fo奔r津st币er抖li肌ng姓w搞il饼l描fa赶ll永,诞an抵d吹th款e揭ex鸽ch巧an唐ge榨r伸at舱e开ma晓y蚕or向m孩ay搬n纺ot别f俩al禁l田10歇.累Th屈e凡do索cu削me纷nt炸ar层y慰co慨ll去ec愁ti恒on灭p普ro樱vi清de鄙s田th嘉e错se成ll趴er个w池it谱h渣a伪gr饥ea对te铲r口de挑gr配ee萌o尘f戏pr底ot弓ec崇ti艇on这t哪ha怠n奔sh警ip巩pi霸ng喊o捎n箩__惯__执__前.愚A.漫o结pe匀n笔ac纺co吹un涂t尘B.脂b墙an刻k'欧s申le枝tt锄er充o行f皱gu削ar剩an升te台e始C.勾b魔an晓ke省r'帝s浆dr喝af曲t痒D.帅d昌oc缠um阵en品ta豪ry温c摩re阔di小t己11溪.帝Wh孕ic约h哗of械t啦he孕f揭ol偏lo驱wi容ng叮s饱ta榨te尤me析nt寿s唯is畜n魔ot谈t朗ru似e庆of闻c腊en乎tr辽al绩b遮an抬ks捷?倘__滤__徒__蛋.特A.仓T赴he榨y镇pa荣y效th盟e期go运ve真rn丘me犯nt举's栽s黑al懒ar堤ie尘s风B.颠T片he机y朋al耀wa燥ys坏u丰nd叉er津ta食ke晚t猜he郊r鉴eg粉ul佛at阶io剩n谷of谁t确he妨b闯an枝ki慢ng否s袍ys师te割m层C.苹T旧he树y抄ar仆e场al倾wa筝ys近t为he撞l凳en男de南r扣of御l虹as变t筋re肢so锈rt甲D.撕N旦on牙e隆of所t吓he维a诉bo扫ve离跌12瞒.涛Wh渴en醒G土BP楼/U赤SD梯r粒at娘e笼go册es萌f液ro胆m库1.劈61燃50虚t酷o披1.开85丑00狭,乔we恋s吓ay骗t叼he挖d缴ol很la凭r招__请__向__练.啦A.纯a殖pp亩re准ci歌at烫es则b司y僻12质.7奴0%线固B.四d别ep至re矩ci重at革es呀b脏y趴14唯.5袖5%或C.很d鞭ep别re炼ci功at泪es能b问y狸12辛.7皱0%服想D.毛a骨pp头re役ci命at哥es厚b踢y妇14吧.5丑5%切脆13畅.骡Ac果co托rd责in躁g洽to作d彻iv桂er疾si役fi视ca沃ti庸on晓p拼ri顿nc扒ip彩le和i京n绞in他ve恭st饥me县nt败,仙su缝pp鼠os籍e事yo手u呈in多ve宝st松S本to榆ck制X牙a怜nd翻S押to逐ck暑Y炸w老it抱h售eq拦ua拍l帮fu袍nd晒s,刑w插hi柱ch肺o蓄f溜th宏e理fo挽ll蝴ow蓝in批g傲is蒜n赚ot会t弊ru服e?华_水__翻__排_.箭A.面I元f葱X造an馆d高Y边ar阶e却to慧ta凶ll旗y杆in底de肉pe撞nd腊en廉t霉wi砖th革e利ac拔h文ot个he磁r,激t程he拜r贺is静k气of鼻t炕he众p百or僻tf乡ol个io券i律s恼re杜du寒ce好d廉B.晒I呀f网X波an别d鸽Y亏ar篮e图pe桨rf乒ec淹tl胶y断ne牛ga倒ti商ve相ly棚c足or普re粪la竞te阻d,忠t轧he倘r暴is垮k筝of腰t星he喇p唐or宵tf马ol艰io芹i义s械pe汪rf蛋ec李tl筐y挂of抵fs甩et裂C.萄I仇f绸X怜an笋d忙Y右ar必e吩pe隶rf满ec匀tl眉y百po稍si厅ti芝ve归ly鞭c性or钟re雅la启te删d,盲t兴he垄r桶is牢k若of德t蹦he蹦p旬or裁tf燃ol子io阵i孕s挥ne化it仗he默r施re吃du稠ce理d伴no事r裳in梅cr筝ea箭se勿d合D.文I鉴f搂X奋an莲d凑Y挑ar叙e击pe迅rf云ec珠tl以y贡ne舟ga剂ti绵ve芹ly开c昌or副re冬la岗te勉d,擦t捏he伍r徒is并k甲of宫t丛he察p倦or疲tf创ol糠io甘i见s枯ne颂it哨he米r芬re盟du贱ce怎d榨no畜r脂in败cr魂ea额se认d蚁14歌.曲Th旱es炮e今ar金e章fo效ur蹦m降ai交n绣me己th妻od古s佩of绘s刷ec下ur套in妨g智pa经ym免en谨t叫in器i败nt信er酸na婚ti乡on垫al闷t纲ra跨de圣:盖(1钳)脂pa碰ym产en升t喜un诊de旨r晌do凝cu投me害nt未ar至y柄cr团ed樱it蒙(2箩)范op富en趋a妥cc篇ou锁nt坏(3蜂)川co尖ll却ec慢ti途on比,红th址at圾i妨s并do扶cu题me丧nt泉a嗽ga房in蚀st架p晃ay抖me机nt小o占r内ac芒ce泻pt纷an询ce颜o蒜f凉a蛮bi腹ll沈o车f侨ex升ch烈an颂ge红(4渴)萝pa村ym游en府t姓in池a容dv勺an恰ce愿Fr尝om秒a衡n式ex熊po石rt庸er谎's律p卫oi服nt码o扛f槐vi瑞ew印,俘th欣e礼or驰de裤r眉of查p债re歉fe聪re总nc茫e臭is旦_丙__作__睁_.碗A.哲(忆4)鉴,咏(史2)燕,寒(列3)柜,刃(拍1)糕奥B.柏(叮4)顿,谱(办1)秘,搁(拔3)误,靠(熊2)勉葬C.醉(衬4)伪,梳(蜻3)目,艘(疼1)集,上(药2)敏富D.椅(锹2)寇,谋(端4)今,旗(赏1)郑,以(串3)旧膏15炼.刑Th帅e靠ma元in得l绳ia忠bi爸li鸭ty乒o灿n塑a征ba台nk踏b扫al为an优ce订s巷he薄et福i丙s吸__滋__信__消.滋A.言d上ep仗os夫it坡s糕B.怨c他ap诱it叨al耽a纺nd践r中es申er常ve僵s宇C.筑l葡oa腰ns咽a闸nd抱o较ve点rd毛ra祥ft储s度D.括c棕as翻h医16剃.馆__芬__碗__尸s绣ho池ws切t饿ha膀t毯ne浓t脸in冬co典me删f蛛or肃a抹s恋pe屠ci训fi科ed廉p蒸er尾io呈d堆of女t逢im盖e互an券d四ho未w族it剩w蛙as黑c伏al仗cu融la枯te他d.鹅A.护T楼he忠i熟nc往om浓e霸st采at窝em标en攻t转B.紧T息he框c罚ap惨it叙al量s曲ta岂te某me蠢nt涂C.肠T碌he浆a疯cc壶ou维nt袍in翻g弟st耕at便em擦en魔t卧D.芽T匠he跟s艳ta虏te黄me碌nt狸o滋f馅fi傅na汪nc苗ia污l暴co时nd轰it填io界n仍17优.谢Wh袍y逃mu膀st站t俗he剖l亡ia泳bi赞li扬ti涂es脖a替nd合a铲ss虹et水s静of纠a倘b送an办k态be奶a醒ct御iv梯el喜y渡ma踏na栗ge如d?忙_个__稍__吃_.早A.丽B推ec松au洒se唇a击ss蛋et术s串an滨d贷li票ab晒il云it丙ie扒s茧ar岛e锣no功t桐ev垄en哨ly而m楼at塌ch月ed阳o澡n锄th穿e龙sa栏me捷t饲im愉e问sc苗al拐e斗B.弹B孟ec辩au砌se袄a要ss呆et竞s经an想d安li却ab绩il撒it装ie胳s闻ar疯e槐ev撇en动ly弯m便at芦ch图ed由C.刮B趁ec孕au罩se今t旬he勒i窗nt恋er蒸ba沸nk柴m兔ar殊ke辰t锡us受es排L接IB贱OR去D.芦B透ec仆au另se立a戒ss艰et渴s污an扔d破li尽ab恶il持it永ie酿s喊ca范n伴be避u持nd撇er怠wr唐it热te续n街18水.贡If吴t屋he另e摊xp质ec时te工d换re域tu偿rn仪s委of掩t翠wo眠r怎is害ky盟a滴ss膏et膜s税ha故ve邀a必p单er养fe嫩ct秩n皂eg芒at牺iv践e慰co猴rr仇el记at盒io劝n,碰t榴he坊n涝ri语sk腿.赵A.倒i未s池in魄cr避ea穷se慨d仙B.蔽f稻al装ls们t冬o盼ze慌ro叮弃C.慢i手s桂un泊af疮fe妹ct沈ed锦摄D.信i刃s番re辉du刑ce煎d铲by振o塞ne腾-h呜al艺f盏19刑.焦A沟po惠ss远ib喇le弦d柏is滑ad糊va裳nt谎ag粒e葱of雨f卫re绍el车y蜜fl晓uc吴tu享at智in叹g莲ex肝ch污an无ge唱r喂at短es伏w经it告h陶no迟o铅ff管ic呼ia礼l鸦in辉te安rv环en习ti闲on窗i翁s冰th泥at摆.革A.叨s戏om头e谨na火ti报on幕s梳wo穷ul置d脏ex盈pe缝ri气en砖ce赢c匀on企ti枪nu兴al现d舍ef蹈ic眠it己s娘B.饭t臂he跑e赏xc允ha周ng紧e吧ra颜te窝s辰ma理y急ex痰pe嘱ri破en香ce取w后id碰e屋an喷d很fr敲eq匙ue捏nt赵f先lu雪ct方ua仅ti枣on株s灾C.饶n写at伍io禽ns摇w系ou唱ld谅n仗o详lo衣ng洲er刊b眼e止ab庭le增t搞o至un悟de灿rt留ak碑e启do棚me复st民ic倦p风ol协ic半ie信s充de婚si化gn矿ed鼻t往o吵ac翁hi奔ev架e喜an饮d奶ma卖in蚕ta魂in歇f疤ul蚀l在em璃pl独oy文me娇nt朝D.仓n班at装io馆ns择w鞭ou刑ld婶n灰ee箭d疲a湾la摧rg所er化s排up拐pl阅y梅of板i纳nt注er艰na狗ti钢on培al龟r死es泡er焦ve勇s可th粗an财o竖th采er匹wi注se取袖20丝.腐Wh岩at堵a贪re绕y队ou挂r嘱GB声P/蚁US竞D旅po饲si蜜ti箭on朋a载nd争t分he催a懒ve仗ra恳ge蝶r袜at常e供if炸y咏ou概s珠el逮l明£应4m飞a烧t掩1.较63驶50福b枣uy仗£事5m顷a丘t教1.监63庄40喊a情nd饰s砍el确l专$废5m橡a夕t岩1.磨63蹦48艘?陆A.她S戴ho魂rt醒£喉2狱05舰8侮47灰8.械10露l化on言g之$3坑3楼70乔0纯00亩a辛t尖1.纺63们71单效B.叨L召on银g简£5卡9控41启5木21私.9鹊0故sh让or吧t预$9协71叉0新00链0谷at朋1逆.6漠34互2蹦C.评S缴ho糖rt谢£村5吴94甩1牧52搏1.族90惯l香on庄g鞠$9像7筐10酷0醉00村a摊t通1.肢63固42悄D.舅L深on旁g亭£4尸0年58砌4乐78妥.1狸0君sh皱or腹t蜻$6割6出30讨0费00袍a闷t蚊1.丘63胀36慢喇答案康：箱筋1.截D金2.术B绍3.抖A炼4.规A楼5.强A榨6.堆C白7.侨A拆8.畅B惨9.铃A遣10经.A竭11葱.B炉1棕2.金B蔬13蛙.D误1亮4.谋B具15嫩.A确1缓6.凳A戏17效.A识1星8.应B尊19亭.B梁2僻0.乘D获（二馒）1.Underwhichoneofthefollowingcircumstanceswoulditbewiseforyourcustomertoarrangeaforwardforeignexchangecontract?______.A.ImportofgoodspricedinaforeigncurrencyB.ImportofgoodspricedinRMBC.ExportofgoodspricedinRMBD.Exportofgoodspricedinaforeigncurrencywheretherateofexchangehasbeenagreedinthesalescontract2.Incotermsaddress______.A.therisksoflossbetweenthepartiesB.breachesofcontractC.ownershiprightsD.typeofshipused3.Whichofthefollowingisorwasanexampleofrepresentativefull-bodiedmoney?______.A.DebtmoneyB.ATSaccountC.Gold苏c章er仙ti锁fi诸ca辅te胳顽D.柳D丝em宜an翁d姥de宿po栽si伞t成4.踏R机is查ks斥a微ss岭oc堂ia同te漫d宏wi惑th鼻i惭nv趣es洒ti诱ng更i咐n煌fo浸re肝ig父n落co其un狮tr奸ie磁s钩ar趁e惯th链e心fo佳ll杀ow庭in斯g格ex碰ce辱pt浆_淡__北__唱_.咽A.镇v业ot悟in毛g群ri夜sk妨垒B.航e宫xc妖ha星ng誉e仍ra稻te蚂r蠢is甚k扭C.烘援co淘un与tr泪y擦ri玻sk翠宣D.酷p差ol阶it换ic疤al推r使is省k继5.酿A漂n臂ex闸po挨rt幅er依s捡el俊ls坏g逆oo沿ds胖t伏o缩a涉cu克st血om苗er诵a松br踩oa裙d肢on啦F达OB姓a遭nd锡o雕n圣CI盐F刮te繁rm休.饲Wh跨o蛾is熔r旧es院po渐ns蜜ib冷le抬f男or忆t醋he对f栋re促ig遗ht凳c割ha被rg北es苗i碎n库ea饼ch错?膀__抽__指__适.摊A.浪E耗xp出or允te记r;够E僻xp饮or股te大r止B.多E帐xp鞠or酒te纳r;絮I妈mp刷or铁te姐r木C.除I邻mp胡or藏te钳r;溪I贤mp察or情te赠r药D.真I杏mp啄or低te僻r;悄E嗽xp泪or供te赖r抛6.态D惠ef摄au毁lt定r李is龄k去re该fe播rs持t微o龟th版e扎po趋ss浙ib佳il兼it帐y扭th爬at黎a宁b睛or去ro穿we偿r肝ma谢y娇__碰__蔽__腊.竞A.蚁b宿e体un犹ab于le那t颠o具re宗pa控y汉th期e铺pr掉in魄ci搭pa篇l歼on葱h仅is穗l佛oa峰n吓B.基b求e打un片ab揉le帜t耳o警ma分ke刘t距he检i诚nt茎er毁es互t余pa知ym却en唯ts卫o随n葛hi棍s纷lo倾an酿C.警g叠o督ba循nk污ru甚pt难D.贿a鼠ll花o歼f假th站e郊ab扣ov洞e桂7.鸦W歼ha念t锣is村t探he摔r智es草er斗ve艇r初eq托ui穷re冷me便nt万?差__发__莫__续.多A.竭T喘he坝r刑eq偷ui产re冲me桑nt替o惰f六a滥ba业nk夏t发o赚de亮po天si巷t框a呢pe乳rc虹en番ta口ge趟o询f煌mo担ne仰y墨B.核T咬he语r普eq侮ui链re悼me患nt凯f忽or等d挂ep即os母it朴s来in盛c京as势h接C.龙T后he园p偷er替ce迟nt井ag雾e参of语a匪b拜an买k'死s创de历po规si宋ts胖i吵n红th匆e笋fo蛮rm叮o吗f敬ca裙sh跨r依es德er牵ve短s图D.句T屠h狱e献re扣qu乞ir火em霉en锄t辩fo抢r廉ca索sh归r黎es大er笑ve诸s蓬8.有A文d创ra蜡ft敢i晋s毁li纱ke灭a禽c两he姜ck惠t乳ha雅t贡ca压n瓦be膏e影nd刮or金se秃d坐bu恼t桐it容i冈sn禾't酷a戚t积it拜le别t讽o传go驴od像s,扁l晴ik业e迫__奏__运__龙.疯A.喘a盈b射il舟l置of堂l严ad丢in辽g拦B.远a咬n程in改sp侨ec躺ti接on狮c切er纵ti介fi速ca赛te性C.爸a及c盗er价ti司fi骂ca晚te耍o惕f叔or筹ig手i蠢n揉D.始a馆n蝇in派su寒ra百nc赶e梢ce源rt序if瞎ic汤at蓝e师9.娘A猾rb输it控ra轿ge健_察__驱__绍_.肉A.基i飘s柿a敬ge刘ne崖ra框l若ec刚on扁om消ic跃t夸er暮m饭fo济r冈bu势yi坦ng伞s奉om跑et驼hi后ng园w膜he劝re鸦i乖t回is押c叮he项ap孔a革nd孕s冤el峰li叉ng孝i草t邻wh瞧er究e驱it愿i密s敲de舌ar躺B.援k伶ee周ps暖e坛xc轨ha功ng朽e念ra收te膀s止co晓ns夹is愤te黎nt翁a愈cr隔os参s侮ma锅rk格et蛇s反C.美h漆as皇b启ee脂n芒ou鞭tl皇aw潜ed沈b乒y币th扔e增In诉te扁rn合at治io唉na僚l竿Mo掌ne锹ta赏ry哭F既un锡d蝇D.润c豪an允no衫t细oc蜜cu延r奏wh积er诉e喊th喉er摊e炸is变a玉f胶or耕wa庆rd插插ex叫ch细an碌ge寸m毕ar霞ke教t版E.皮b础ot限h膜A登an车d岩B些10厦.贼Wh围at偿i扒s脏th晓e序pu铁rp扔os哗e蚁of译c嫁om寻pa镜ri鹅ng援t掠he评l治ed巡ge牛r汤en嗓tr侵ie县s塑wi帅th泳t舞he凡d睬oc咏um恢en蛋ts先?荷__突__揪__领.序A.违T亦o负pr耕ov跨e易th钩at须a枕ll搅t片he求t铲ra拌ns岭ac放ti层on特s券ha幸ve骆m集ad呀e流fo币r负th近e掉ri骂gh屿t神am脚ou炮nt扬s浊B.券T样o刘pr奴ov羞e志th唐at芬a肌ll袖t慕he派a赌cc城ou衰nt猪s付ha顺ve利b河ee兽n莲po颈st兽ed繁c土or圈re虫ct顽ly撕晚C.帆T邮o过ch黑ec日k友th爽e源nu真mb潜er结o然f宝al棉l份th谷e享de拿bi笛ts牲a驻nd球c例re容di巡ts倍D.形T稀o语po链st铅t厦he躁r叮ig聋ht梳a丙cc湾ou低nt挣s11.WhatisDollarCostAveraging?______.A.AbrokerageaccountthatgivesinvestorscheaptradesB.TheideathatpricestendtoriseoverthelongtermC.BuyingstocksthatarebelowaverageinvalueD.AflatquarterlymutualfundfeeaveragedthroughouttheyearE.Astrategyofinvestingmoneyonaregularbasistotakeadvantageofmarketfluctuations12.FromaChinesebank'spointofview,thecurrencyaccountwhichitmaintainsabroadisknownas______,whileaRMBaccountoperatedinChinaforaforeignbankistermed______.A.avostroaccount...anostroaccountB.avostroaccount…amirroraccountC.amirroraccount…anostroaccountD.anostroaccount...avostroaccount13.UnderFOBtermsthebillofladingwouldstategoods______.A.loadedonboard,freightpayableatdestinationB.loadedonboard,freightpaidC.receivedforshipment,freightpaidD.receivedforshipment,freightpayableatdestination14.Theliabilitiesofthebankasshowninitsbalancesheetrepresentthe______whichitusesinitsbusiness.A.sourcesofthefundsB.sharecapitalC.investmentsD.advancestocustomers15.Internationalpaymentsandothermessagesareoftensentthroughaninternationalcomputernetworkcalled______.A.CHAPSB.BACSC.SWIFTD.EIMT16.Lowlevelsofuncertainty(risk)areassociatedwith.A.stocksB.stockoptionsC.higherpotentialreturnsD.lowerpotentialreturns17.Governmentsecuritieswouldappearonacommercialbank'sbalancesheetas______.A.anassetB.reservesC.partofnetworthD.aliability18.Amajorproblemwithafixedexchangeratesystemisthatwhencountriesrunforeigntradedeficits,______.A.thereisnoself-correctingmechanismB.currencyvaluesbecomeunstableC.thevalueofthereservecurrencydeclinesD.worldinflationincreases19.Inaparticulareconomybanksarerequiredtokeep25percentofalldepositsintheformofreserves;thisgivesacredit-creationmultiplierof______.A.fourB.threeC.twoD.five20.Regulationofthemoneysupplyandfinancialmarketsisreferredtoas______.A.fiscalpolicyB.incomepolicyC.monetarypolicyD.budgetarypolicy答案：1.A2.A3.C4.A5.D6.D7.A8.A9.E10.B11.E12.D13.A14.A15.C16.D17.A18.A19.A20.C（三）1.Whenacountryrunsaforeigntradedeficitunderaflexibleforeignexchangeratesystem,its.A.importsautomaticallyincreaseB.currencyautomaticallydepreciatesC.exportsautomaticallydeclineD.currencyautomaticallyappreciates2.Whichofthefollowingstatementsisnottrueofaccounting?______.A.AccountingislanguageofbusinessB.Theuserofaccountingincludesbusiness,government,nonprofitorganizationsandindividuals.C.AccountingisusefulfordecisionmakingD.Accountingisanendratherthanameanstoanend3.Thetermforeignexchangeisbestdefinedbythefollowingstatement:itis______.A.therateofexchangebetweentwocurrenciesB.synonymouswithcurrencyexchangeC.theplaceinwhichforeigncurrenciesareexchangedD.aninstrumentsuchaspapercurrency,note,andcheckusedtomakepaymentsbetweencountries4.WhatisAssetAllocation?______.A.Buyingassetsofdifferenttypes,risks,andpotentialreturnsB.BuyingassetswithmorethanonebrokerageaccountC.TheabilitytobuymutualfundsD.Buyingstocksforthelongterm5.Externalusersoffinancialaccountinginformationincludeallofthefollowingexcept.A.suppliersB.linemanagersC.generalpublicD.creditors6.CAPMisshortfor.A.CapitalAssetPricingModelB.CashAddedPriceMatrixC.CapitalAssetPricingMatrixD.CostandPriceModel7.Liquiditymeasuresthe______.A.valueofanassetB.easewithwhichanassetcanbeexchangedC.usefulnessofanassetD.economicandmonetaryreliabilityofanassetcomparedwithotherassets8.Inaletterofcredittransaction,thebankpaystheselleragainst______whichagree(s)with______.A.documents...thecreditB.merchandise...thecontractC.documents...thecontractD.merchandise...thebuyerordered9.Abartereconomyisonethatdoesnotpossess_______.A.anywealth

B.printedcurrencyC.amediumofexchange

D.gold10.Whichofthefollowingisnottrueofairwaybill?______.A.Whengoodsaredeliveredtotheairline,theairwaybillissignedbythemortheiragentsasareceiptofthegoodsB.AirwaybillisadocumentoftitletothegoodsC.AirwaybillmayalsoprovideevidenceofdespatchofthegoodswhereithasbeenstampedindicatingdetailsoftherelevantflightD.Noneoftheabove11.Thevalueofmoneyvaries_____.A.directlywiththeunemploymentrateB.directlywiththepricelevelC.inverselywiththeunemploymentD.inverselywiththepricelevel12.TheeconomicsnewsonthetelevisionreportsthatthedollarhasstrengthenedrelativetotheJapaneseyen.Thismeansthat______.A.thedollarhasdepreciatedrelativetotheyenB.thedollarcannowpurchasemoreyenC.theyencannowpurchasemoredollarsD.theUStradebalancewiththeJapaneseeconomyhasimproved13.Thetheoryofinternationalexchangethatholdsthatexchangeratesaresetsothatthepriceofsimilargoodsindifferentcountriesisthesameisthe______.A.pricefeedbacktheoryB.tradefeedbacktheoryC.purchasingpowerparitytheoryD.J-curvetheory14.Accordingtotheoptimalportfoliotheory,whereshouldportfolioslie?______.A.OntheefficientfrontierB.AbovetheefficientfrontierC.UndertheefficientfrontierD.Anywhere,aslongastheportfolioisdiversified15.Whichofthefollowingisnotauserofmanagementaccountinginformation?______.A.StoremanagerB.CreditorC.CEOD.CFO16.Basedonthescenariosbelow,whatistheexpectedreturnforaportfoliowiththefollowingreturnprofile?______.MarketConditionbear

Normal

BullProbability

02

0.3

05Rateofreturn

—25%

10%

24%A.4%B.10%C.20%D.25%UsethefollowingexpectationsonStocksXandYtoanswerquestions17through19(roundtothenearestpercent).BearMarket

NormalMarket

BullMarketProbability

0.2

0.5

0.3StockX_

-20%

18%

50%StockY

-15%

20%

10%17.Financialmarketsservetochannelfundsfrom______.A.thegovernmenttocontractorsB.investorstoconsumersC.consumerstoproducersD.saverstoinvestors18.TheagreementsthatwerereachedattheBrettonWoodsconferencein1944establishedasystem.A.ofessentiallyfixedexchangeratesunderwhicheachcountryagreedtointerveneintheforeignexchangemarketwhennecessarytomaintaintheagreed-uponvalueofitscurrencyB.offloatingexchangeratesdeterminedbythesupplyanddemandofonenation'scurrencyrelativetothecurrencyofothernationsC.thatprohibitedgovernmentsfrominterveningintheforeignexchangemarketsD.inwhichthevaluesofcurrencieswerefixedintermsofaspecificnumberofouncesofgold,whichinturndeterminedtheirvaluesininternationaltrading19.Whichofthefollowingstatementsisnotconsistentwithgenerallyacceptedaccountingprinciplesrelatingtoassetvaluation?.A.AssetsareoriginallyrecordedinaccountingrecordsattheircosttothebusinessentityB.Accountantsprefertobasethevaluationofassetsuponobjective,verifiableevidenceratherthanuponappraisalsorpersonalopinionC.Accountantsassumethatassetssuchasofficesupplies,landandbuildingswillbeusedinbusinessoperationsratherthansoldatcurrentmarketpricesD.Subtractingtotalliabilitiesfromtotalassetsindicateswhattheowner'sequityinthebusinessisworthundercurrentmarketconditions20.AfiscalexpansionintheUK______thepoundsterling.A.tendstoappreciateB.tendstodepreciateC.doesnotaffectthepriceofD.hasnopredictableeffectonthepriceof答案：1.B2.D3.D4.A5.B6.A7.B8.A9.C10.B11.D12.B13.C14.A15.B16.B17.A18.A19.D20.A（四）1.WhataretheexpectedreturnsforStocksXandYrespectively?______.A.20%and10%B.18%and12%C.20%and11%D.18%and5%2.Whichofthefollowingpaymenttermseliminatestheexchangerisk,assumingtheexporterinvoicesinforeigncurrency?______.A.ConfirmedirrevocabledocumentarycreditB.OpenaccountC.DocumentarycollectionD/AD.Noneoftheabove3.ABCCo.Ltd.purchasedacarfor$12000,makingadownpaymentof$5000cashandsigninga$7000notepayableduein60days.Whichofthefollowingisnotcorrect?______.A.Fromtheviewpointofashort-termcreditor,thistransactionmakesthebusinesslesssolventB.Totalliabilitiesincreasedby$7000C.Totalassetsincreasedby$12000D.Thistransactionhadnoimmediateeffectontheowner'sequityinthebusiness4.Whichofthefollowingtermsofpaymentwillentirelyeliminatecountryrisk?______.A.RevocabledocumentarycreditsB.ConfirmedIrrevocabledocumentarycreditsC.DocumentarycollectionD/PD.DocumentarycollectionD/A5.TheexpirydateofadocumentarycreditisSunday,24February,anddocumentshavetobeApresentedtoyou.Whichofthefollowingisanacceptablepresentation?(Assumethereisnolateststateddateforshipmentstipulated.)______.A.PresentationtoyouonMonday25Februarywiththebillofladingdated25FebruaryB.PresentationonMonday25FebruarywiththebillofladingdatedSunday24FebruaryC.PresentationonTuesday26FebruarywiththebillofladingdatedSunday24FebruaryD.PresentationonFriday22FebruarywiththebillofladingdatedSunday29January6.WhatarethestandarddeviationsofreturnsonStocksXandYrespectively?______.A.15%and26%B.24%and13%C.20%and4%D.28%and8%7.Whomakesthefirstpresentationofdocumentsunderatransferablecredit?______.A.ApplicantB.FirstbeneficiaryC.SecondbeneficiaryD.Noneoftheabove8.Atransactioncauseda$10000decreaseinbothtotalassetsandtotalliabilities.Thistransactioncouldhavebeen______.A.repaymentofa$10000bankloanB.anassetwithacostof$10000wasdestroyedbyfireC.purchaseofadeliverytruckfor$10000cashD.collectionofa$10000accountreceivable9.Moneyceasestoserveasaneffectivestoreofvaluewhen______.A.thegovernmentrunslargedeficitsB.theunemploymentrateisveryhighC.productivityintheeconomydeclinesD.rapidinflationoccurs10.Anindicationthatthemoneysupplyisgreaterthanthedesirableamountwouldbe.A.insufficientspendingandexcessivesavingB.deflationC.inadequatespendingandrisingunemploymentD.risingwagesandprices11.Ifanation'sinterestratesarerelativelylowcomparedtothoseofothercountries,thentheexchangevalueofitscurrencywilltendto______underasystemofexchangerates.A.appreciate...floatingB.depreciate...floatingC.appreciate...fixedD.depreciate...fixed12.Whichofthefollowingistrueofacompany'sbalance