2022年广东省韶关市公共英语五级(笔试)测试卷(含答案)

2022年广东省韶关市公共英语五级(笔试)测试卷(含答案)学校:________班级:________姓名:________考号:________

一、1.ListeningComprehension(15题)1.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

听力原文：W：Comein,please.

M：Goodmorning,Dr.Wilson.

W：Goodmorning,Wang.Hownicetomeetyouagain.Takeaseat…whydon'tyou,please.Whendidyougettotheuniversity?

M：Iarrivedyesterday.

W：Well…areyoulivinginthecollege?

M：No,IamwithanEnglishfamily…actually…becauseIwanttoimprovemyspeaking.

W：Oh,fine.Right,didyoutakealanguageproficiencytestbeforeyoucame?

M：Yes.Uhh…myOverallBandis6,but…unfortunatelymyspeakingscoreisonly5.

W：OK,youknow,hereinthisuniversity,youhavetotakeourownEnglishtestbeforeyouattendanylectures.So,firstofau．whatwe'vegottodois,wehavetomakeanarrangementforthetestdate.Umm…willtomorrowbeallfightforyou?

M：Yeah,Ihavetimetomorrowmorning.

W：Good,then．Tomorrowatten.Idon'tthinkthetestwillbeanyproblemforyou.Now,let'smakesureyoumakegooduseofyourtimehere.Let'sputitlikethis.Whatexactlydoyouwanttoaccomplishinthenext12months?

M：I'minterestedincomputerlanguagetranslation,Imean,fromEnglishtoChineseandChinesetoEnglish.I'lltry,ifpossible,toproducesoftwareoradevicewhichcanserveasaninterpreter.

W：Yes,couldyoubeabitmorespecificabout…er…thedevice?

M：Forinstance,whenyoutalktothedeviceinEnglishitwilltranslateyourwordsintoChineseandviceversa.

W：Uhuh…doyoumeanit'llbeascompetentas…er…ahumaninterpreter?

M：Yes…well,I'llletitdealwithgeneralsituations,atleast.

W：Fascinating…andhowbigwillthedeviceitselfbe,doyouthink?

M：Thesizeofacigarettepack,Ithink.Sopeoplecanputitintheirpocket.

W：Really?Well,thatcouldbeaPh.Dproject.Tellmewhatyouhavedonesofar.

M：Inmyfouryearsofundergraduatestudy,Istudiedelectronics,advancedmathematics,hardwaredesigning,somecomputerlanguagesandprogramwriting.

W：Yes,buthaveyoudoneanypracticaljobs?Imean,haveyouwrittenanyprogramsforpracticaluse?

M：IhadbeeninvolvedinaprojectforCADinashipyard.

W：Computeraideddesign.Thatwasprobablyagoodexperience,but,unfortunately,itmaynothelpyourpresentprojectmuch.AreyoufamiliarwiththeC-language?

M：No.

W：Uhuh…thephoneticprocessingsystem,doyouknowhowsuchasystemworks?

M：Whatdoyoumeanby“phoneticprocessingsystem”?

W：Well,youknow,Englishisspokenbydifferentpeoplewithdifferentaccents.YourEnglishaccentisdifferentfrommine,andofcoursemineisnotthesameasmycolleagues.SoasIseeit．yourdevicewouldhavetobeabletorecogniseandunderstanddifferentaccents.

M：Oh,Isee.IthinkIcanlearntheC-languageandthephoneticprocessingsystemhere.

W：Well,that'sprobablytrue,butyou'vegotonlytwelvemonthsandyouwantadegree,don'tyou?

M：Yes.

W：OK,sothere'retwowaysofstudyingforadegreehere.Youeithertakesixcourses,passtheirexamsandhaveyourdissertationacceptedortheotherwayisyoudosomeresearchworkandsubmityourprojectreport.

M：IthinkI'lltakethesecondway.

W：Fine,butareyousureyoucallfinishyourprojectintwelvemonths?

M：Idon'tknow.butIcanworktwelvehoursperdayandsevendaysperweek.

W：Well,I'dsuggestyouspendsometimeinourlibrary,tryingtofindoutwhatotherstudentshavedonebeforeandperhapsreconsideryourownproject,tosomeextent.Youmightnarrowyourresearcharea,concentratingonsolvingoneortwomajorproblems.And,it'dbeagoodideatotalktoyourcolleaguesinthelab,first.Anyway,I'msurewecanworkoutsomethinggood.ShallIseey

A.RightB.Wrong

2.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

听力原文：Thetenyearsofthe1960swasaperiodofprofoundchangeinmanypartsoftheworld．IntheUnitedStates，beginningwiththeCivilRightsMovementintheearly1960s，andextendingthroughtheVietnamWar，millionsofAmericansbegantochallengeestablishedauthority．Thesemovementswereinitiallypolitical．YoungAmericansdemandedthatgovernmentalpoliciesinracerelationsandinternationalrelationscorrespondtotheidealsofjusticecontainedintheDeclarationofIndependenceandtheConstitutionoftheUnitedStates．Bytheendofthedecade，however，challengestoauthoritywerecarriedfarbeyondpoliticalissuesandweredirectedatthesocialorderanddeeplyrootedculturalpatternsofthecountry．

Thegenerationthatcameofageinthe1960s，theBabyBoomgeneration，soughtchangeinalmosteveryaspectoflifeintheUnitedStates．Forexample，theyexperimentedwithcooperativeeconomicinstitutionsandcommunallivingarrangements，brokesexualtaboos，alteredtheprocessofeducation，explorednon-Westernspiritualtraditions，developedastrongrespectfortheenvironment，andtransformedpopularculture．Asawhole，thesechangesstoodforadifferentsetofculturalvaluesthatprovidedathoroughcritiqueofAmericansocietyasitexistedatthattime．Althoughmany“alternativelifestyles”wereshort-lived，culturalchangesthatbeganinthatperiodhavehadacontinuingeffectonmuchofAmericanlife，particularlyinattitudestowardmale-femalerelations．

Allculturesarecomplex．Theyareacombinationofcloselyrelatedpatternsofsocialinteraction．Asaresult，changesinanimportantaspectofaparticularculturewillusuallyproducechangesthroughoutthesociety．TheWomen'sMovementthatbeganintheUnitedStatesduringthe1960sisatypicalexampleofthisphenomenon．Fromthebeginning，theWomen'sMovementwasinfluencedbyculturalchangesthathadoccurredearlierinthedecade．TheCivilRightsMovementforracialequalityandthedevelopmentofthebirthcontrolpillwereparticularlyimportant—theCivilRightsMovementbecausewomeninvolvedintheeffortforracialjusticebegantoseethemselvesasvictimsofsocialinjustice，andthebirthcontrolpillbecauseitgavewomenreliablecontroloverreproduction．

Social，economic，andlegalequalityandreproductiverightscontinuetobethebasicprinciplesoftheWomen'sMovement．Assomeofthesegoalshavebeenachieved，majorchangeshaveoccurredinbroaderculturalpatternssuchastheeconomyandthefamily．Atthepresenttime，mostofAmericanwomenareemployed．Employmentisnolongerconfinedtosuchtraditionalfemaleoccupationsasteacher，nurse，orsecretary．Womenarenowfoundineveryoccupationandatalllevelsofresponsibilityandauthority．Participationintheeconomyhasgivenmanywomenanindependencethathasallowedthemtochoosewhether，when，andhowtoform.afamily．Workingwomenwithinfamiliesnowarepartofaneconomicpartnershipwithmeninwhichbothadultsprovidesupportforthefamilyunitandareresponsibleforthequalityoflife．

TheWomen'sMovementhasaffectedtherelationshipbetweenmenandwomeninthefamilyinotherwaysaswell．Womenhavechallengedtraditionalsexrolesinthehousehold．Menarenowexpectedtoparticipateinchild-raisinganddomesticactivitiestoamuchgreaterextentthaninthepast．Childbearingisnowamatteroffamilychoice，withwomenhavingthefinaldecisioninfamilyplanning．

Alloftheseculturalchangesarestrengthenedinboththemediaandintheeducationalsystem．Childrenaregrowingupwithself-imagesandexpectationsfar

3.听力原文：M：DidyouhearabouttheaircrashthatoccurredinSouthAmericarecently?Itwasquiteatragicaccident!

W：No,Ididn'tseeanythinginthenewsaboutit．Whathappened?

M：AforeignairlinerwasattemptingtolandatnightinamountainousareainArgentinaandflewintoahill!

W：Thatsoundsreallyterrible!Didanyonesurvive?

M：No，everyoneaboard，includingthecrew，waskilledinstantly．

W：Whatwerethecircumstances?Weretheybadweather,afire,orenginefailure?

M：Apparently，thereweresomelowcloudsinthearea，butmostlyitwasjustmiscommunicationbetweenthepilotsandtheairtrafficcontrollers．

W：Weren'ttheybothspeakinginEnglish，theofficialinternationalaviationlanguage?

M：Yestheywere，butthetransitionfrompoorqualityradioswasslightlydistortedandtheaccentsoftheSpanishspeakingcontrollerswassostrongthatthepilotsmisunderstoodavitalinstruction．

W：Howcouldamisunderstandinglikethatcausesuchaseriousaccident?

M：Thepilotsweretoldtodescendto22,000feet．Theinstructionactuallymeant22,000feet，buttheythoughttheyhearddescend2,000feet．That'sahugedifference．anditshouldhavebeenconfirmed．butitwasnot．Unfortunately，theterrainofthemountainsinNorweijaascendto2,000feet．

W：Sothepilotsdiddescendtothewrongaltitudethen，becausetheywerefollowingtheaircontroller'sinstructions．

M：Sadlyenough，yestheydid．Itwasareallybadmistake．Manypeoplediedasaresultofthesimplymisunderstanding．

W：Wow，that'sapowerfullessononhowimportantitcanbetoaccuratelycommunicatewitheachother．

Whatwasthecauseofthetragedy?

A.Badweather.

B.Humanerror.

C.Breakdownoftheengines.

D.Communicationssystemfailure.

4.Chainschoolsoftenchangetheirlocations.

A.RightB.Wrong

5.听力原文：Iwanttotalktodayaboutsomestudies.Theyseemtoindicatethatthereisastartlingworld-widedeclineinthenumberofamphibians,suchasfrogs,toadsandsalamanders.There'slittledoubtthatonereasonwhythenumberofamphibiansisdecliningistheirhabitatshavebeendestroyedwhenthedevelopersfillinpondsandmarshestobuildhouses.Amphibianscan'tjustmovesomewhere.Theyneedwatertolaytheireggsin.Anotherproblemisthegrowingfishindustry.Anotherrangeofpopularpoolfishsuchascarphavebeenintroducedtomanylakesandpondsallovertheworld.Raisingandsellingthesefishcanbeprofitable,butthefisheattheeggsandoffspringofamphibiansthatwerealreadylivinginthelakesandponds.Otherfactorscouldbecontributingtothedeclineincludeacidrainandthespreadofpesticideresidues.Manypesticidesthatfarmersaddedtotheircropsareeventuallywashedawaybytherainandendupinpondsandotherbodiesofwaterwhereamphibianslive.Amphibiansareespeciallyvulnerabletopesticidesdissolvedinthewaterbecauseoftheirmoistskins.Watercanpassthroughamphibiansallowingtoxinsdissolvedinthewatertoentertheamphibians'body.

Whatdoesthespeakermainlydiscuss?

A.Thedistributionofdifferentspeciesofamphibians.

B.Possiblereasonsforreductioninthenumberofamphibians.

C.Theeffectsofenvironmentalchangeonthefishindustry.

D.Guidelinesfortheresponsibleuseofpesticides.

6.Intermsofacademic1evels，inwhichleveldowefindthesmallestnumber?

7.Whyarestudentsenthusiasticforpositionsinstudentorganizations?

A.Becausetheyhatetheconstantpressureandstrainoftheirstudy.

B.Becausetheywillthenbeabletostaylongerintheuniversity.

C.Becausesuchpositionshelpthemhuntbetterjobs.

D.Becausesuchpositionsareusuallywellpaid.

8.Whatwasthediscussiontopicofthepreviousclassmeeting?

A.NewEnglandmysterystories.

B.Eighteenth-centuryEnglishcriticism.

C.AcomparisonofpoemsofDickinsonandWhitman.

D.ThepoemsofWaltWhitman.

9.听力原文：Yesterdaywediscussedtheproblemofrisingprices,or,intheeconomist'sterms,inflation.Wenotedthat,duringperiodsofinflation,allpricesandincomesdonotriseatthesamerate.Someincomesrisemoreslowlythanthecostofliving,andafewdonotriseatall.Otherincomesrisemorerapidlythanthecostofliving.

Weconcludedthatpersonswithfixedincomes,forexample,theelderlywhodependuponpensions,andpersonswithslow-risingincomesas,forexample,anemployeewithasalaryagreedtoinalong-termcontract,willbemostseriouslyaffectedbyinflation.Pleaserememberthatwhiletheirdollarincomes,staythesame,thecostofgoodsandservicesrises,andineffect,realincomedecreases,thatis,theyareabletopurchaselesswiththesameamountofmoney.

Wealsotalkedaboutthefactthatstockholdersandpersonswithbusinessinterestsandinvestmentswouldprobablybenefitmostfrominflation,sincehighpriceswouldincreasesalesreceipts,andprofitswouldlikelyrisefasterthanthecostofliving.

Andnow,beforewebegintoday'slecture,arethereanyquestionsabouttheterm,inflationoranyoftheexamplesgiveninourdiscussionsofar?

What'sthemainpurposeofthetalk?

A.Tointroducetheconceptofinflation.

B.Todiscussthecausesofinflation.

C.Toreviewyesterday'slectureoninflation.

D.Toargueinfavorofinflation.

10.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

听力原文：W：Dr．Huber，whendidyoufirstbecomeinterestedinphysicsandmusic?

M：Ican'trememberatimewhenIwasn'tinterestedinphysics．WhenIwasachild．Iwasverycuriousabouttheworldaroundme．Forexample．Ialwayswonderedwhylightbehavesthewayitdoes．Ifounditmorefuntoplaywithaprismthantoplaywiththekidsintheneighborhood．Iwasn'tverysocial．butIwasreallyintofiguringouthowthingsworked．IgotmyowntelescopewhenIwaseightyearsold．andIlovedtotakeitoutatnightandgostargazing．Iwouldlookattheplanetsandstarsandwonderwhatwasoutthere．WhenIwasten．myfatherboughtmeabookontheuniverse，andIjustateitup．Infact，Istillhavethatbookrighthereinmyoffice．

Itwasthesamewithmusic．I'vealwayshadanaturalearformusic．perfectpitch．Evenasayoungchild，ifIheardasongontheradio，Icouldgorighttothepianoandplayit．WhenIheardasoundliketheringofatelephone，Icouldidentifyitspitchandplaythenoteonthepiano．However．Ididn'tdevelopaseriousinterestinbecomingapianistuntilIwasincollege．Ialsoseemedtodowellinschoolinthevisualartslikepaintinganddrawing．

W：Whatcommonalitydoyouseebetweenmusicandphysics?

M：Thereisacommonmisconceptionthatartandsciencearecompletelyseparatedfromeachother．Ithinkthedistinctionisartificial．Inreality,artandsciencearenotasmutuallyexclusiveasonemightassume．Solvingacomplicatedmathematicalproblem，forexample，canrequirethesamedegreeofcreativethinkingaspaintingalandscapeorwritingapoem．IfeelanindefinabletinglewhenIplaytheSchumannConcertoordancethepasdedeuxfromRomeoandJuliet．Igetthatthesametinglefromtheoreticalphysics．

Thebeautyofartisreadilyapparenttomostpeople．However，inthecaseoftheoreticalphysics，thebeautyisnotnearlyasaccessibletothegeneralpublic，butitiseverybitasexciting．Natureseemstofollowcertainprinciples，verymuchthesameasartdoes．

It'snotuncommonforphysiciststobecomeaccomplishedmusicians．Musictheoryisaverymathematicaldiscipline．Relationshipsamongvariousnotesinclassicalharmonyarebasedonsimplemathematicalrelationships．

W：Youhavesaidthatphysicsisbeautiful．Whatmakesitbeautifultoyou?

M：Tome，it'sincrediblethewaynatureseemstoworksoperfectly．Ithinkitisbeautiful．Ialwaystellmystudentsonthefirstdayofclass．“IfyoulikereadingSherlockHolmesdetectivestories，you'lllikedoingphysicsproblems．”Physicsisaboutfiguringthingsout—discoveringhowtheywork，justlikeadetective．

Alotofpeoplefearphysicsbecausetheyviewitasabigcomplicatedjumbleoffactsthathavetobememorized．Butthat'snottrue．It'sanunderstandingofhownatureworks，howthevariouspartsinteract．Onecanviewartandliteratureastherelationshipsandinteractionsofideas．Inthesameway，physicsstudiestherelationshipsandinteractionsofconcepts．Inotherwords，tomeartandsciencefundamentallyattempttoachievethesameobjective—understandingoftheworldaroundus!

Thewholeuniverseseemstofollowsomeverybasicprinciplesasitevolvesinwithtime，someoftheseprinciplesincludingtheConservationofEnergyandtheConservationofAngularMomentum．Theconservationlawsofphysicsarelikenon-interestbearingcheckingaccounts．Inthecaseofenergyconservation，youcanmakeenergydepositsandenergywithdrawals，butalltheenergyisaccountedfor．

TherotationofobjectsisgovernedbyalawcalledtheConservationofAngularMomentum，whichappliestoeverythingin

11.Youcanfindyournoseinthedarknessbecauseofyour"feltimage".

A.RightB.Wrong

12.Whyshouldamanagerstudybehavioralmanagement?

13.Wangintendstostudyhowcomputerisusedforlanguagetranslation.

A.TrueB.Fasle

14.Chainsdon'tofferstudentsthechancetopursuetheirstudy.fromonecountrytoanother.

A.TrueB.Fasle

15.Listthreetraditionalfemaleoccupationsmentionedinthetalk.

二、2.UseofEnglish(10题)16.(49)

17.

【C16】

18.Childrenwhogriptheirpenstooclosetothewritingpointarelikelytobeatadisadvantageinexaminations,【C1】______tothefirstseriousinvestigationintothewayinwhichwritingtechniquecandramaticallyaffecteducationalachievement.

Thesurveyof643childrenandadults,rankingfrompre-schoolto40-plus,alsosuggests【C2】______penholdingtechniqueshavedeterioratedsharplyoveronegeneration,withteachersnowpayingfar【C3】______attentiontocorrectpengripandhandwritingstyle.

StephanieThomas,alearningsupportteacher【C4】______findingshavebeenpublished,wasinspiredtoinvestigatethisarea【C5】______henoticedthatthosestudentswhohadthemosttroublewithspelling【C6】______hadapoorpengrip.WhileMr.Thomascouldnotestablishasignificantstatisticallink【C7】______pen-holdingstyle.andaccuracyinspelling,he【C8】______findhugedifferencesintechniquebetweentheyoungchildrenandthematureadults,andadefinite【C9】______betweennear-pointgrippingandslow,illegiblewriting.

Peoplewho【C10】______theirpensatthewritingpointalsoshowothercharacteristics【C11】______inhibitlearning,【C12】______aspoorposture,leaningtoo【C13】______tothedesk,usingfourfingerstogripthepen【C14】______thanthree,andclumsypositioningofthethumb(whichcanobscure【C15】______isbeingwritten).

Mr.Thomasbelievesthatthe【C16】______betweenelderandyoungerwritersis【C17】______toodramatictobeaccountedforsimplybythepossibilitythatpeoplegetbetteratwritingastheygrow【C18】______.Heattributesittoafailuretoteachthemosteffectivemethods,pointingoutthatthedifferencesbetween【C19】______groupscoincideswiththeabandonmentofformalhandwritinginstructioninclassroomsinthesixties."The30-year-oldshowedahugediversityofgrips,【C20】______theover40sgroupallhadauniform.'tripod'grip."

【C1】

19.(48)

20.(46)

21.

【C11】

22.

【C15】

23.(47)

24.

【C10】

25.(39)

三、3.ReadingComprehension(15题)26.(67)

27.(78)

28.

Whycouldnotceramicsbeusedwidelyinthepast?

A.Becauseoftheirbrittleness.

B.Becausepeopledidn'tknowhowtousethem.

C.Becausetheywerenotuseful.

D.Becausetheycouldnotresistheat.

29.Asthe21stcenturybegins,anumberofleadersinpolitics,education,andotherprofessionsbelievethattheUnitedStatesmustadoptsomenewvaluestogoalongwiththeoldtraditionalones.WhatnewvaluesshouldAmericansadopt?Thisisaverydifficultquestiontoanswer.Certainly,agreatervalueshouldbeplacedontheconservationofnaturalresources;Americansshouldlearntouselessandwasteless.ButconservationhasneverbeenastrongvaluetoAmericans,whohavebelievedthattheircountryofferedanendless,abundantsupplyofnaturalresources.

Recently,progresshasbeenmade—moreandmoreAmericansarerecyclingtheirpaper,cans,bottles,andothergoods—butoldwastefulhabitsdiehard.Furthermore,theneedtoprotecttheenvironmentmayconflictwiththeneedforjobs,asintheNorthwest,whereconservationistsbattlelumbercompaniesthatwanttocutdownancientredwoodtrees.AbeliefinthevalueofconservationisstillcomparedwithotherAmericanvalues;itcanbecomestrongeronlyasAmericansseetheneedforitmoreclearly.

Inaddition,Americansmayneedtoplaceastrongvalueoncooperationonanationalscaletoachieveimportantnationalobjectives.TheAmericanideaofthenationalgoodhasneverbeenbasedonnationalcooperationbutratheronthefreedomoftheindividual,maintainingthoseconditionsthatprovidethegreatestfreedomandprosperityfortheindividual.ItisfarmoredifficultforAmericanstoacceptsharedsacrificeforthecommongoodandwell-beingoftheentirecountry.Forexample,althoughthemajorityofAmericansbelievethatitisextremelyimportanttobalancethenationalbudgetandreducethedeficit,theydonotwanttoseecutsingovernmentprogramsthatbenefitthempersonally.

TheAmericanvalueofcompetitionalsohindersthedevelopmentofaspiritofnationalcooperation.Competitionsometimesencouragesfeelingsofsuspicionratherthanthemutualtrustthatisnecessaryforsuccessfulnationalcooperation.AlthoughAmericansoftencooperatesuccessfullyonthelocallevel—inneighborhoodgroupsandchurches,forexample—theybecomesuspiciouswhenthenationalgovernmentbecomesinvolved.Forexample,onthenationallevel,theymayseethemselvesaspartofaninterestgroupthatiscompetingwithotherinterestgroupsforgovernmentfunds.Arequestbythenationalgovernmentforsharedsacrificemaybeseenascoerciveanddestructiveratherthanvoluntaryandconstructive.However,thedemandsofthe21stcenturymaycompelAmericanstoplaceagreatervalueonnationalcooperationtosolveproblemsthataffectthemall,directlyandindirectly.

Thebesttitleofthispassagecouldbe______.

A.WhichisBetter,NewValueorOldValue

B.Conservationvs.NeedforJobs

C.TheNeedforNewNationalValues

D.CooperationandCompetition

30.

Today'scorporateexecutiveofficersresembletheindustrialistsandagriculturistsinthepastintheirrealizationof______.

A.theessentialrolesoftheworkersinturningoutmoreproducts

B.theimportanceofinformationtoacompany'sdevelopment

C.theimportanceoftechnologyleadingtohighemployeeproductivity

D.thenecessityofprovidingemployeeswithacomfortableenvironment

31.

Whycanmanypeoplesee“silverlinings”totheeconomicshowdown?

A.Theywouldbenefitincertainways．

B.Thestockmarketshowssignsofrecovery．

C.Suchaslowdownusuallyprecedesaboom．

D.Thepurchasingpowerwouldbeenhanced．

32.

HowmanystaleslevyimporttaxesintheU.S.A.?

A.4.B.50.C.46.D.54.

33.

WhichofthefollowingstatementsisNOTtrue?

A.Anyform.ofpropertyissubjecttoanestatetaxwhentransferred．

B.Propertytaxprovidesapartofincomeforlocalgovernment．

C.Thereareafewkindsofsalestaxes．

D.Individualsandcorporationsbothpayincometaxes．

34.

Whatdoestheauthormeanby"betteroff"(Line4,Paragraph3)?

A.Richer.B.Wiser.C.Happier.D.Luckier.

35.

TheGTE'sexampleshowsthat______.

A.efficienttechnologyiscost-effective

B.manymeetingsinacompanyareunnecessary

C.manypositionslikethatofatypistcanbedoneawaywith

D.itdoesn'tcostmuchtoautomatethefacilitiesofacompany

36.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis--findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructure,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts--they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

37.

Theword"deforestation"inParagraph3means______.

A.forestdamagecausedbypollution

B.movingpopulationfromforesttocities

C.thethreatofclimatechange

D.cuttinglargeareasoftrees