常见银行英语词汇(各种银行术语和句子全面介绍)5426

常见银行Citibank花旗银行mercialcreditpany(discountHongkongShanghaiBankingpany)英语词汇Corporation汇丰银行CharteredBankof商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行India,AustraliaandChinaaccountnumberXX麦加利银行depositor存户BanquedeI'IndoChinecreditbureau商业兴信所pay-inslip存款单adepositform存款单东方汇理银行self-servicebank无人银行landbank土地银行centralbank,nationalabandingmachine自动存取机bank,banker'sbank中央银行constructionbank建设银行todeposit存款bankofissue,bankindustrialandmercialbankdepositreceipt存款收据ofcirculation发行privatedeposits私人存款mercialbank币银行工商银行bankofmunications交通银行，储蓄信贷银行mutualsavingsbankcertificateofdeposit存单商业银行depositbook,passbook存折memberbank,creditbank互助储蓄银行creditcard信用卡principal本金储蓄信贷银行postofficesavingsbankdiscountbank贴现银行邮局储蓄银行overdraft,overdraw透支exchangebank汇兑银行mortgagebank,buildingsocietytocountersign双签toendorse背书endorser背书人tocash兑现requestingbank委托开证银行抵押银行issuingbank,openingbank开证银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行advisingbank,notifyingtohonoracheque兑付bank通知银行charteredbank特许银行todishonoracheque拒付negotiationbank议付银行correspondingbank往银来行tosuspendpayment止付confirmingbank保兑银行merchantbank,acceptingbankcheque,check支票chequebook支票本payingbank付款银行承兑银行associatebankerofinvestmentbank投资银行importandexportordercheque记名支票collection代收银行bearercheque不记名支票consignedbankerofcrossedcheque横线支票collection委托银行bank(EXIMBANK)进出口银行jointventurebank合资银行blankcheque空白支票clearingbank清算银行moneyshop,nativebank钱庄rubbercheque空头支票localbank本地银行creditcooperatives信用chequestub,counterfoil票根domesticbank国内银行clearinghouse票据交换所cashcheque现金支票overseasbank国外银行publicaccounting公共会计traveler'scheque旅行支票unincorporatedbank钱庄社businessaccounting商业会计costaccounting成本会计depreciationaccounting折旧会计puterizedaccountingchequefortransfer转帐支票branchbank银行outstandingcheque未付支票trusteesavingsbankcanceledcheque已付支票信托储蓄银行分行forgedcheque伪支票Bandar'snote庄票，银票financialtrust金融信托公司banker银行unittrust信托投资公司president行长trustinstitution银行的信托部cashbook现金出纳帐savingsbank储蓄银行creditdepartmentcashaccount现金ChaseBank大通银行journal,day-book日记帐，流水帐trustpany信托公司电脑化会计generalledger总帐家subsidiaryledger分户帐帐银行的信用部1/6

baddebts坏帐foreignexchangecrisis外汇危机Fiveyuanistheminimumoriginaldeposit.investment投资surplus结余discount贴现最低起存款额是5元。idlecapital游资discountrate,bankrate贴现率Youcanopenasavingsaccounteconomiccycle经济周期economicboom经济繁荣economicrecession经济衰退goldreserve黄金储备money(financial)market金融市场atanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄XX。economicdepression经济萧条stockexchange股票交易所economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际货币制度broker经纪人Evenoneyuanisallright.mission佣金甚至一元也可以起存。bookkeeping簿记Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterofcredit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款XX。IneedacheckingaccountsothatIcanpaymybill.银行英语口语－新开XXthepurchasingpowerofmoney货币购买力moneyincirculation货币流通量我需开个支票XX，Whatkindofaccountdidyou这样就能付帐。haveinyourmind?We'dliketoknowhowwe你想开哪种XX?openachecking-savingsaccount.我们想知道如何开一个noteissue纸币发行量nationalbudget国家预算nationalgrossproduct国民生产总值Doyouliketoopenacurrentaccount?支票储蓄XX。你想开一个活期存款XX吗?Ihaveacheckingaccounthere.Adepositorcurrentaccount?我在这里有一个支票存款XX。定期还是活期?IthinkI'dlikeadepositaccount.publicbond公债stock,share股票Pleasetellmehowyouwould我想要开个定期存款XX。liketodeposityourmoney.请告诉我你想存何种户头?我能否在这儿开个debenture债券CanIopenacurrentaccounthere?treasurybill国库券debtchain债务链There'saservicechargefor活期存款XX？directexchange直接（对角套汇thecheckingaccountbutindirectexchange间接三角套汇nochargeforthesavings.Iwanttoopenadepositaccountwithyou.crossrate,arbitragerate套汇汇率支票户头要收服务费，我要开个储蓄XX。现金户头不收。I'dliketoopenadepositaccountwithyou.foreigncurrencyOurminimumdepositfor(exchange)reserve外汇储备foreignexchangefluctuation外汇波动asavingsaccountis100dollars.我想在你们这儿开个我们储蓄存款的最低存款额是定期存款XX。100美圆。Couldyoutellmethedifferencebetweena2/6

savingsaccountandHowmuchdoyouwishtopayintoyouraccount?Willyoupleasecashacheckingaccount?thistraveler'scheque?请告诉我储蓄存款与你希望在你的户头上存多少？请兑现这X旅行支票好吗？I'dliketocashthismoneyorder.我想兑现这X汇款单。Iwanttocashthebalanceofatraveler'sletterofcredit.支票存款的区别好吗？HowmuchmoneydoyouPleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个储蓄XXplantokeepinyouraccountonaregularbasis?你计划在你的户头上需要什么手续。定期存放多少钱？我要把旅行信用证的Will100yuanbeenoughforaminimumdeposit?Howmuchcashdoyouplantodepositinyouraccount?结余兑现。Willyoupleasetellmewhether100元作最低存款I'dliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.额够吗？你有多少钱要存入呢？youchargeforcheques?Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefor请告诉我兑换支票收手续费吗？Couldyoutellmehowmuchthecheckscost?temporarysafe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。Wouldyoupleasefillinthedepositingform,giving请告诉我这些支票要花多少钱？我想知道开一个支票XXWhatifIoverdraw?200元存款是否够。Couldyoutellmehowtooperatethisaccount?如果透支了怎么办？Pleasesignyournameonthebottomlineifyouwanttocashthecheck.请告诉我如何经管这个thesumofmoneyyou'reXX好吗？Isthereanyminimumforthefirstdeposit?todepositaswellasyourname,如果想兑支票，请在底线上签名。Pleasewriteyouraccount单，写明要存的numberonthebackofthecheck.请在支票背面写上你的XX。addressandprofessionalunit?请填X存款第一次储蓄有最低限额吗？数额以及你的XX，地址和Howmuchdoeseachaccountcost?工作的单位，好吗？WehonoredthecheckasIwanttodeposit300yuantheoverdraftwasonly5yuan.我们承兑这X支票的每个XX要花多少钱？inmyaccount.我想在我的户头上存300元。透支额只有5元。UsefulPhrasesIwanttodepositthesechequesinmyaccount.Pleaseendorsethecheque.currentdeposit,currentaccount活期存款fixeddeposit,fixedaccount定期存款请背签这X支票。我想把这些支票存在Thetraveler'scheckscost1.5%ofthetotalamountofpurchase.旅行支票手续费是我的户头上。I'dliketopay200yuanintomydepositaccount.fixeddepositbyinstallments零存整取购买总额的1.5%。我想在在我的定期存款Here'sthechequebook.Whenjointaccount存款XXtoopenanaccount开户头户头上存200元。yousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveit"open".Iwanttodepositmypaycheck.我想存入我的工资支票。银行英语口语－存款I'dliketoknowwhetherIcancashachequehere.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是Howmuchdoyouwanttodepositwithus?我想知道我能否在这兑换支票。如果你本人想开X兑现支票，就不可打叉线。你想在我们这存多少？3/6

Eachchequeyouwritewillcost2dollars.I'dliketoknowifIcandrawonmyaccountforpaymentTheletteratCounter6willpayyouagainstyournumberslip.你每开一X支票将花2美圆。ofthingsIbuyinTianjin.六号柜台的出纳员将根据你的牌我想知道一下我是否能提取存付给你钱。UsefulWordsandPhrases款来支付XX购物的费用。UsefulWordsandPhrasestocloseanaccount,toclearanaccount结清accountnumber帐目编号Iwanttowithdraw200dollarsdepositor存户frommydepositaccount.pay-inslip存款单我要从我的定期存款中adepositform存款单支取200美圆。abandingmachine自动存取机Iwanttoclosemyaccounttodeposit存款withyou.todrawmoney取款drawing-outslip取款单thenumberslip牌depositreceipt存款收据我想结束在你们这儿的XX。awithdrawalform取款单privatedeposits私人存款I'dliketodraw100yuancertificateofdeposit存单againstthisletterofcredit.depositbook,passbook存折我想从这份信用证上tofillinthereceiptinduplicate一X收据teller,cashier出纳员creditcard信用卡principal本金提款100元。银行英语口语－兑换货币MayIdrawmoneyagainstoverdraft,overdraw透支theletterofcredithere?tocountersign双签我可以在这儿用这份Pleasetellmehowmuchyouwanttochange.toendorse背书endorser背书人tocash兑现信用证取钱吗？Couldyoutellmemybalance?请告诉我你要换多少。能否把存款结余金额告诉我？Howmuchoftheremittancedoyoutohonoracheque兑付Pleaseletmeknowmybalance.wanttoconvertintoJapaneseyen?todishonoracheque拒付请告诉我结余金额。你要把多少汇款换成日圆？tosuspendpayment止付IthinkyoucandrawonthisWhatkindofcurrencydoyouwant?要哪种货币？cheque,check支票chequebook支票本accountbychequeinpaymentofgoods.What'sityouwishtochange?ordercheque记名支票我以为你bearercheque不记名支票支付购物费用。crossedcheque横线支票Yourbalanceattheblankcheque空白支票bankis300yuan.可用支票提款你有什么要的换？Whatkindofcurrencydoyouwanttochange?要换哪种货币？rubbercheque空头支票你在本行的结余是300元。Inwhatdenominations?chequestub,counterfoil票根Yourdepositisexhausted.cashcheque现金支票你的存款支净了。要什么面值的？Per'scheque旅行支票Yourletterofcreditisusedup.请告诉我要什么钞票。chequefortransfer转帐支票你的信用证用完了。outstandingcheque未付支票Pleasetellmehowyouwishto7X10元的可以吗？Willseventensbeallright?canceledcheque已付支票drawyourmoney.Isitintraveler'scheques?forgedcheque伪支票请告诉我你Bandar'snote庄票，银票Fillourawithdrawalform,please.希望怎样支款。旅换行支票吗？I'dliketoknowhowIshallgiveittoyou.银行英语口语－取款、结余请填写取款单。我想知道如何付钱给你。Theletterofcreditisexhausted.Howwouldyoulikeit?信用证上的款子已提清。你要什么面额的？4/6

Wouldyoukindlysigntheexchangeform,givingyournameandaddress?I'dliketobreakthis50dollarnote.储蓄存款的利率是多少？Doyoupayintereston我想把这X50美圆纸币换开。thisaccount?请在兑换单上签字，写出Fivetwentiesandten你的XX和地址，好吗？singles,please.这种存款付给利息吗？Pleasetellmewhattheannualinterestrateis.Canyouchangemesomemoney,please?请给我5X20元和10X一元的。请告诉我年利率是多少。能否请你给我兑换一些钱？Ineed300dollarsinInterestispaidattherateof1%perannumatpresent.Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.100-dollarcheques.我要300美圆票面为100美圆的支票。Ihopeyou'llgiveme目前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.这些就是：一些法国法郎，tentraveler'scheques。of100dollarseach.我希望给我10X面额为100美圆的这可使你从存款中获得一点利息。瑞士法郎，美圆和一些荷兰盾Theaccountcarriesinterestof4%.该存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesand旅行支票。Infives,please.fourten-shillingnotes,andtherestinsmallchange.请给我5元票面的。每年的利息都加到你的存款中。CouldyougivemesomeTheinterestrateforthesavingsaccountis4%.请你给我7X5镑纸币，smallnotes?4X1镑纸币，4X10给我一些小票好吗？储蓄存款的利率是4%。先令纸币，剩下的要零票。Itvariesfromtimetotime.Atpresentitis6%.UsefulWordsandPhrasescurrency,money货币moneychanging兑换货币现在是六厘。anexchangeform兑换单banknote钞票Wouldyoumindgivingmethesixpenceincoppers?（年息）每个时期都不同，劳驾给我6便士的铜币。I'dliketoknowifyouUsefulWordsandPhrasesinterestrate利率couldchangethismoneybackintoU.S.dollarsforme.noteoflargedenomination大票我想知道能否把这笔**interest单利兑回成美圆。noteofsmalldenomination小票poundinterest复利CouldyouchangetheseFrenchfrancsforme?legalinterest法定利息primerate优待利率smallchange零钱能给我兑换这些法国法郎吗？subsidiarymoney辅币payableinterest应付利息lendingrate贷款利率usury高利贷Canyougiveme100nickelpiece镍币dollarsinSwissfrancs?plasticcurrencynotes能否给我100美圆的瑞士法郎？塑料钞票thesubsidyrateforvalue-preservedsavings保值储蓄补贴率I'dliketoconvertthefullamountoftheremittanceintoU.S.dollars.convertiblemoney可兑换（黄金）纸币银行英语口语－外汇率银行英语口语我想把全部汇款换成美圆。－储蓄存款利息I'dlikesomecoinsforthisnote.TellmethecurrentrateforRMB,please.我想把这X纸币换成硬币。What'stheinterestrateforthesavingsaccount?请告诉我人民币的现价。5/6

What'syoursellingrateforRMByuaninnotestoday?Pleasetellmethecurr