2023年全国职称英语等级考试试题财经类二

全国职称英语等级考试试题(财经类)二第三部分阅读理解(80分)

Passage1

Onephaseofthebusinesscycleistheexpansionphase.Thisphaseisatwo-foldone,sperity.Dductionarecreated.Morebusinessesarecreatedandolderonesexpanded.Improvementsofvariouskindsaremade.Thereisaneverincreasingoptimism(乐观主义)aboutthefutureofeconomicgrowth.Muchcapitalisinvestedinmachineryor"heavy"industry.Morelaborisemployed.Morerawmaterialsarerequired.Asonepartoftheeconomydevelops,otherpartsareaffected.Forexample,agreatexpansioninautomobilesresultsinanexpansionofthesteel,glass,andindustries.Roadsarerequired.Thusthecementandmachineryindustriesarestimulated.Dsperityforworkersandsuppliers(供应商)ofrawmaterials,includingfarmers.Thisincreasespurchasingpowerandthevolumeofgoodsboughtandsold.Tsperityisdiffused(扩散)amongthevariousportionsofthepopulation.Tsperityperiodmaycontinuetoriseandrisewithoutanapparentend.Heswhenthisphasereachesapeakandstopspiraling(回旋地移动)upwards.Thisistheendoftheexpansionphase.

21.Wemayassumethatinthenextparagraphthewriterwilldiscuss_______.

○A.uniondemands

○B.thestatusofthefarmer

○C.thehighercostofliving

○D.therecessionperiod

22.Thetitlebelowthatbestexpressestheideaofthispassageis________.

○A.TheBusinessCycle

○B.TheRecoveryStage

○C.AttainingProsperity

○D.ThePeriodofGoodTimes

23.Prosperityinoneindustry_________.

○A.reflectsitselfinmanyotherindustries

○B.willspiralupwards

○C.willaffectthesteelindustry

○D.willendabruptly

24.Wbablybeagoodindicatorofaperiodofexpansion?

○A.Toys.

○B.Machinetools.

○C.Foodstuffs.

○D.Farming.

25.Dsperity,peopleregardthefuture___________.

○A.cautiously

○B.inaconfidentmanner

○C.opportunely

○D.indifferently

Passage2

Thevalueofmoneyisgoingdown.Whatyoucouldbuyin1970for￡20,now,in1979costs￡56.40.That’sinflationandnobodylikesit,leastofalltheBankofEngland.Oneoftheresultsofinflationisthatpeopleneedcoinsandnotesofhighervalue.Atthemoment,thenoteofthehighestvaluewhichisgenerallyincirculation(流通)isthe￡20note.Now,theBankofEroduceanew,￡50note.AndtheBankistryingtodecidewhichfamousEnglishmanorwomantoputonthebackofthenewnote.

Qblem.TheBankusuallychoosessafe,historicalpersonalities.WealreadyhaveSirIsaacNewton,thescientist,thefirstduckofWellington,thefamoussoldierwholedtheBritisharmyatWaterloo,FlorenceNightingale,founderofEnglishnursingand-ofcourse-Shakespeare.Sofar,thelistofpossiblechoicesforthe￡50noteisquitepredictable(可预测旳).There’sSirFrancisDrake,torepresenttheachievementsofEnglishexplorersinthesixteenthcentury.ThenwehaveLordNelson,anothersailorandthemanwhowonthebattleofTrafalgarin1805forEngland.IsambardKingdomBrunel,theengineer,isalsoonthelistbecauseofthemagnificentbridgeswhichhebuilt.TheBankwillnotforgetmusicthistimeeither-sirEdwardElgar,posersofthenineteenthcenturyisapossiblechoice.Iftheychooseawoman,thefaminist(女权主义者)movementhastworepresentatives;Boadicea,QueenoftheearlyEnglishtribesofthefirstcentury,whofoughtagainsttheRomans,orEmilyPankhurst,whofoughttogetthevoteforwomenearlyinthiscentury.

Whatdoyouthinkofthisselection?There’snoonewhowasaliveinthelastfiftyyearsonitandnopoliticalleader.Whynot?Whydoesn’ttheBankchoosepopularheroes-liketheBeetles,forexample?Writeandtell"BBCModernEnglish"whoisonyourlistforthisbanknote.Imagineyouhavetochoosesomepersonalitytogoonabanknoteinyourowncountry.Whoisyourchoice?

26."Inflation"inthisstorymeans_________.

○A."riseinpricesresultingfromanincreaseinthemoney,credit,etc."

○B."theriseandfallofthevoiceinspeaking"

○C."cessofinflatingorbeinginflated"

○D."anillnessbroughtbyinfection"

27.Whodislike(s)inflationmost?

○A.Ordinarypeople.

○B.Merchants.

○C.Officials.

○D.TheBankofEngland.

28.Whyisthereno-onewhowasaliveinthelastfiftyyearsintheselectionandnopoliticalleader?

○A.BecausetheBankofEnglanddoesnotlikecontemporaryfiguresandpoliticalleaders.

○B.Becauselivingpersonalitiesandpoliticalleadersarenotasinfluentialasanyoneinthisselection.

○C.BecausetheBankofEnglandusuallychoosessafeandhistoricalpersonalities.

○D.Becauselivingpersonalitiesandpoliticalleadersarenotallowedtobeputonthebackofthenewbanknote.

29.TheBritisharmyatWaterloowasfightingagainst_________.

○A.theIndianarmy

○B.theFrencharmy

○C.theSpanisharmy

○D.theRussianarmy

30.BBCModernEnglishis_____________.

○A.abook

○B.aTVprogram

○C.aTVguide

○D.amagazineforstudentsofEnglishasaforeignlanguage

第四部分概括大意(20分)

给下面一篇文章旳每一段概括大意。每一段旳主题用一种或几种单词表达，空出旳词已给出了第一种字母，请把其他字母补全。

31.FabundanceandPriceRising

Thelongyearsoffoodshortageinthiscountryhavesuddenlygivewaytoapparentabundance.Storesandshopsarechokedwithfood.Rationing(定量供应)isvirtuallysuspended(暂停),andoverseassuppliers(供应商)havebeenaskedtoholdbackdeliveries.Yet,insteadofjoy,thereiswide-spreaduneasinessandconfusion.Whydofoodpriceskeeponrisingwhenthereseemstobesomuchmorefoodabout?Istheabundanceonlytemporary,etostay?Dducingmorefoodathome?Nooneknowswhattoexpect.

32.Rea

Therecentgrowthofexportsurplusesontheworldfoodmarkethascertainlybeenunexpectedlygreat,partlybecauseastrangesequenceoftwosuccessfulgrainharvestsinNorthAmericaisnowbeingfollowedbyathird.MostofBritain’soverseassuppliersofmeat,too,ductionhasalsorisen.

33.EofFoodSituation

Buttheeffectofallthisonthefoodsituationinthiscountryhasbeenmadeworsebyasimultaneousriseinfoodprices,ernmentsupportforfood.Theshopsareoverstocked(存货过多)withfoodoutonlybecausethereismorefoodavailable,butalsobecausepeople,frightenedbyhighprices,arebuyinglessofit.

34.FaofWorldPrices

Moreover,eatatimewhenworldprieshavebeguntofallwiththeresultthatimportedfood,withtheexceptionofgrain,isoftencheaperthanthehome-producedvariety.Andnowgrainprices,too,arefalling.Consumersarebeginningtoaskwhytheyshouldnotbeenabledtobenefitformthistrend.

35.TheResofFarmersFear

Thesignificanceofthesedevelopmentsisnotlostonfarmers.Theoldergenerationhaveseenitallhappenbefore.Despitethepresentpriceandmarketguarantees,farmersfeartheyareabouttobesqueezedbetweencheapfoodimportsandashrinkinghomemarket.Pductionisrunningat51percentabovepre-warlevels,ernmenthascalledforanexpansionto60percentby1956;butrepeatedMinisterial(内阁旳)grammeisnotworkingverywell.

第五部分阅读理解(120分)

Passage1

TherearestrikingdifferencesbetweenfinancialmarketsontheContinentofEuropeontheonehand,andinBritainontheother.InBritain,themarketisreallytheCityofLondon.Itisafreemarket:anditcontrolsmostoftheflowofsavingstoinvestment.OntheContinent,ernmentinstitutionsdominatethemoneymarkets.InFranceandItaly,forexample,governmentbureaucrats(官僚)directtheflowoffundstosuittheireconomicplans.InGermanytheflowisdirectedbytheall-powerfulbanks.InBerplay(互相作用)ofmarketforcesandfarfewerregulations,rulesand"redtape".AFrenchbankersummeditupthisway:"OntheContinentyoucan’tdoanythingunlessyou’vebeenoldyoucan;inEnglandontheotherhandyoucandoeverythingaslongasyouhaven’tbeentoldnotto."

Therearemanybasicreasonsforthesedifferences.OneisthatContinentalsavers(储蓄者)tendtoprefergold,cashorshort-termassets.Theyinvestonly10%panies.ButinBritain50%ofsavingsgoestothem,andthey,inturn,investdirectlyinequity(证券)market.AportionofsavingsisputinthebanksintheformofliquidassetsthanontheContinent.Comediumorlong-termloansforinvestment.Theequitymarketislargelyby-passed.OntheContinenteconomicplanningtendstobefarmorecentralized(把……集中起来)thaninBritain.InBritainitispossibletoinfluencedecisionsaffectingthecountry’seconomyfromwithintheCity.Itattractsaskilledandhighlyqualifiedworkforce.InFrance,ontheotherhand,bablyfindthecivilservicemoreattractive.

InBritainthemarketormoreaccurately,moneytendstoberegardedasanendinitself.OntheContinentitisregardedasameanstoanend;investmentintheeconomy.ToBritisheyescontinentalsystemswiththepossibleexceptionoftheDutchseembureaucratic(官僚主义旳),slowandinefficient.ButthereisoneoutstandingfacttheCityshouldnotoverlook.Britain’sgrowthratesandlevelsinvestmentoverthelasttenyearshavebeenmuchlowerthanontheContinent.Therearemanyreasonsofthis,buttheCitymusttakepartoftheblame.Imercewithfinanceinordertoachievedesiredratesofgrowth,itcanbesaidthatbyconcentratingonthemarketforitsownsaketheCityhastendedtoforgetthatbasicfunction.

36.Whatisthebesttitleforthepassage?

○A.Reasonsbehindthedifference.

○B.BankingandFinance:aBasicDifferenceinAttitudes.

○C.MonetaryPolicyinBritain.

○D.TheEuropeanContinentandBritain.

37.Whatseemstobethemostbasicreasonforthisdifference?

○A.TheBritishtendtoregardmoneyasanend,whereasContinentalEuropeanconsideritameanstoanend.

○B.TheBritishinvestonly10%oftheirsavingsinpensionfunds.

○C.OntheContinentyoucan’tdoanythingunlessyouhavebeentoldyoucan.

○D.IntelligentyoungmenwhowantacareertendtogotocivilserviceintheContinent.

38.Accordingtothepassage,theDutchwayoffinanceandbanking________.

○A.issimilartothatoftheFrench

○B.makesnodifferencewhateversystemitfollows

○C.isperhapsresemblingthatoftheBritish

○D.hasalowefficiency

39.Theword"striking"inLine1means________.

○A.beating

○B.surplus

○C.noticeable

○D.seemingly

40.InwhatwaydoestheContinentalsystemseembetter?

○A.TheContinentmaintainsahighergrowthrateandlevelsofinvestment.

○B.Iportionsofsavingsintheformofliquidassets.

○C.Ielligentyoungmen.

○D.IperlydespitethefactthattheBritishdiscountit.

Passage2

IpertywillbeeffectedbytheSocietyinaccordancewiththeRpaniesastheSocietymaydetermined.TheSpaniesandofthetermsofferedbytheirpolicies,videthecoverwhichandifsopleasecontactimmediatelytheBranchOfficetowhichyousubmittedyourapplicationforloan,panyanditstermsareacceptabletotheSocietycoverwillbearrangedaccordingly.IpanyanditisnotonewithwhichtheSpanies.Ypanyatanytimeduringthelifeofthemortgage.Ifyourmortgageisundertheendowment(损赠)panytobeuseditmaynotbepossibletoacceptyourchoice.

Theinitialsuminsuredwillbethefigureshownundertheheading"AmountofPropertyInsurance"intheDetailsofLoan.ThisfigureistheamountrecommendedbytheSociety’svaluer(估价者),ashisestimateofthereplacementcostofthebuildingatthedateofvaluation,unlesssomeotheramounthasbeenagreedinwritingbetweenyouandtheSociety.Npleteloss.

Ypertybearsnorelationshiptothecostofreplacement.Tpertyisinsuredthereforerepresentnotlessthanthecost,atthetimeofrepairorreplacement,pertycoveredinthesamematerials,form,styleandconditionaswhenitisnew.Itshouldalsoincludeanyarchitects,surveyorsandlegalfeeswhichmaybepayable,plyingwiththerequirementsoftheLocalauthorityandinremovingdebris(碎片),etc.Theterm"property"includesdomesticoutbuilding,garages,walls,landlords’fixtures(固定装置)andfurniture,etc.Butexcludesthevalueoftheland.

Themarketvalueofhouseisthereforelikelytobelessthanthecostofrebuilding,pertyiselderly(年久旳).Epertyisrecentlybuilt,theworkinvolvedinreinstatement(复原)willbemoreexpensivethanthebuildingcostwhichcanbeachievedbyabuilderbuildingonanestatebasis.

41.Thepassageappearstobefrom__________.

○A.anadvertisement