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MichaelzurMuehlen,Ph.D.Asst.ProfessorofInformationSystemsStevensInstituteofTechnologySessionTitle:OperationalRiskManagementandBPMWelcometoTransformationandInnovation2007

TheBusinessTransformationConferenceMichaelzurMuehlen,Ph.D.Welc22StevensInstituteofTechnology222StevensInstituteofTechnol33HoweSchoolofTechnologyManagementOffersMBAinTechnologyManagement,MasterofScience(IS,TelecomMgmt,Mgmt,EMTM),Bachelor’sDegree(Business&Technology)Programstaughtoncampusandoff-siteincorporatelocationsClients:ADP,Avaya,BASF,Bristol-MyersSquibb,Chubb,Citigroup,DeutscheBank,J&J,Lockheed,MerrillLynch,PaineWebber,Pearson,Prudential,PSE&G,UBS,UPS,VerizonandothersResearchcenterswithfocusonProcessManagementProjectManagementProductInnovation

333HoweSchoolofTechnologyMa4May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceWhatthisTalkisAboutRisk:DrivingProcessManagementWhatareoperationalrisksinthecontextofBPM?HowtoidentifyoperationalrisksHowtoprioritizeoperationalrisksHowtomakebetterdecisionsbasedonriskinformation444May22-24,2007

WashingtonDMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceMotivationDriversforBusinessProcessManagement(BPM)PerformanceBusinessProcessImprovement

EngineeringofProcess-awareISCompliance

Mandatedcompliance(e.g.SOX)Desiredcompliance(e.g.ISO,ITIL)May22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reHiredProcess:NewHireIntegrationBackgroundCheckAllocationofofficespaceReservationofphone,pagerCreationofaccessrightsinoperationalsystemsProblem:LostproductivityduetolateprovisioningofworkinfrastructureAutomatingtheprocesscoordinationreducedcycletimefrom2weekaverageto2daysBPMGoal:PerformanceMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reFiredProcess:EmployeeTerminationRemovalofcomputeraccessrightsCollectionofcompany-issuedphone,pager,accesscardRemovalfromemployeedirectoryProblem:Notallequipmentiscollected,accessrightsremainafteranemployeeleavesAutomatingtheprocesscoordinationensuresthatnostepisforgottenBPMGoal:ComplianceMay22-24,2007

WashingtonDu8May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference8OperationalProcessRiskOperationalRisk:ProbabilitythataprocesswilleitherfailtomeetitsobjectivesormakeexcessiveuseofresourcestomeetthemAdegradationinprocessoutputorprocessconsistencyCanbevaluedfinancially

Riskisaninherentpropertyofanybusinessprocess

Quantifyingoperationalriskexposureisdifficult88May22-24,2007

WashingtonD9May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference9ProcessandRiskManagementProcessRiskProcess-orientedRiskManagementRisk-orientedProcessManagement99May22-24,2007

WashingtonD10May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference10Process-RiskManagementHowcanwesystematicallyidentifyoperationalprocessrisk?Howcanwerepresentriskinpopularprocessmodelingmethods?Howcanwequantifytheriskexposureofprocessesandportfolios?Howcanwedeterminethecosteffectivenessofprocesscontrols?Howcanwesupportrisk-awareprocessdesign?1010May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementLifecycleMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferencePotentialBenefitsSystematicmeasurementofProcessRiskenablesusto:

Providerisk-adjustedprocessconfigurationsManagetheriskofprocessportfoliosDeterminethecapitalreservenecessarytocoveroperationalriskcontingenciesDesignfault-tolerantprocessesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementandBPMFrew(2006)CompareFrew(2006)May22-24,2007

WashingtonDu14May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudy:Where’stheMoney?141414May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudyPayrollprocessatAustralianuniversityFailedinJune20052000+employeesnotpaidintimeExpensivemediationprocedure

ReasonsDataentrymistakeEstablishedmitigationprocedure(doublesign-off)failedLackofriskawarenessMay22-24,2007

WashingtonDuPayrollProcessPayrollProcessMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceProcesswithoutControlActivitiesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCommonRiskModelingMay22-24,2007

WashingtonDu19May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference19RiskPropertiesRiskownerRiskcategory

(e.g.Financial,Operational,Market,Strategic)LastriskevaluationReviewperiodRiskoccurrencehistoryQuantitative&Qualitativeevaluation:AmountofdamagesOccurrencefrequency1919May22-24,2007

Washington20May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference20ControlActivityPropertiesKeyControlActivity(Yes/No)Controltype,e.g.preventive,reactiveControlcategory,e.g.audit,passwordDesigneffectivenessOperatingeffectivenessManual/Automated2020May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCloserLookAtTheProcessMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceComponentRiskMay22-24,2007

WashingtonDu23May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceACloserLook:Faults,Errors,Failures232323May22-24,2007

Washington24May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference24Risk=Faults,Errors,andFailuresFaultVulnerabilityofaprocessthatmayleadtoprocessfailureError-enablingcontextCanbeactiveordormantExample:UnavailabilityofadatabaseserverErrorActionthatmayleadtofailureExample:AttempttoretrievedatafromtheunavailableDBFailureEvent,whenprocessoutputdeviatesfromcorrectoutputExample:Processabortsduetolackofnecessarydata2424May22-24,2007

Washington25May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference25ChainofThreatsFaultsenableErrorsButerrorsmightnothappenforalongtimeProcessdesignshouldstrivetominimizefaultsIffaultscannotbeavoidedweneederrordetection2525May22-24,2007

Washington26May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference26ChainofThreatsErrorsmayleadtoFailuresOptions:prevention,detection,ormitigationIffaultsareknown,wecanminimizeerrors:poka-yokeCost,effortplayarole2626May22-24,2007

Washington27May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference27ChainofThreatsFailuresbecomevisibleatInterfacesNoticeableoncetheprocessresultleavesyourhandsServiceinterfacescanbedescribedinahierarchicalfashionInterfacesareunsuitableforerrormitigation:

PointofNoReturn=timeofhand-over–recoverytime2727May22-24,2007

Washington28May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceFault/Error/FailureinContext282828May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceFaultLatencyFaultInexperiencedStaffMemberonDutyErrorFailureDataEntryMistakeFaultyPayrollRunApprovedComplacentStaffFaultyPayrollRunTransmittedMay22-24,2007

WashingtonDu30May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceWheretoLookFirst:Priorities303030May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferencePrioritize:NotAllFailuresareEqualMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceProcessObjectivesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRisk/GoalMatrixMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceUnderstandRisks–ThenManageThemSource:zurMuehlen,Rosemann(2005)MatchingMitigation?May22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceEvaluationofProcessDesignAlternativesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceSensitivityAnalysisMay22-24,2007

WashingtonDu37May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference37FromControlActivitiestoControlPatterns3737May22-24,2007

Washington38May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRisks383838May22-24,2007

Washington39May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference39RiskManagementStrategies3939May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceComplianceCompliancemeansadherencetorulesandregulationsProcessmodelsprovideexecutionrulesControlflow:Whathappenswhen?Taskallocation:Whoisinvolved?Rolemodels:Whomaydowhat?Butwhataboutcontext?Businessobjectdependencies:Value/CustomerTypeEnvironmentaldependecies:Season/Off-seasonprocessingRegulatorycompliance:Documentation/AuditCorrelationofmultipleprocessesMay22-24,2007

WashingtonDu4141DistinguishbetweenSoftandHardConstraintsHardConstraints:

ProcessRulesDatadependenciesResourcedependenciesMustnotbeviolatedFailurecanleadtoprocessbreakage

SoftConstraints:

BusinessRulesRiskmitigationactivitiesDocumentationChecksandBalancesCanbeworkedaroundFailurecanleadtonon-compliance414141DistinguishbetweenSoftaMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRiskwithBPMSUseformalProcessModelstolimitprocessnon-compliance

ProcessModelscanbescripts

ormapsIfScripts:UseBPMStoautomatecontrolflow,taskallocation,application/serviceinvocationIfMaps:Usecollaborativetoolstoallowexecutionflexibility

BPMSprovideriskmanagementservicesAuthorizations/AccessControlEnforcementofroutings,reviewsAuditcapabilitytodocumentcomplianceMay22-24,2007

WashingtonDu43May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRiskwithBRMSUseBusinessRulestolimitcontextualnon-complianceDocumentprocessobjectivestopreventbusinessrulesfromturningintoprocessrulesPerformanceObjectivescombineBAMwithBRMSDecisionrulesallowcontext-dependentenforcementofoversight

UseBusinessRulesManagementSystemtoenforcecomplianceDocumentruleslimitthestatechangesondocumentsExample:Can’tgofromdrafttoapprovedwithoutreviewCustomerrulesconfigurecasehandling434343May22-24,2007

Washington44May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference44TakeawaysMapRisksfromdifferentanglesFaults(can’teliminateall)Errors(prevent,detect,mitigate)Failure(whereisthepoint-of-no-return?)UseProcessObjectivestodeterminecriticalriskfactorsUseScenarioTechniquestotestdifferentriskmanagementstrategiesCompliancereferstoProcessRulesandBusinessRulesDon’tconfusethetwoBPMScanhelpdocumentandauditprocessrulesBRMScanhelpenforcecontextualrules4444May22-24,2007

Washington45May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCrisis=Risk+Opportunity454545May22-24,2007

WashingtonThankYou5thInternationalConferenceon

BusinessProcessManagementBrisbane,Australia25-27September2007.au/ThankYou5thInternationalCon47May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference47Publications4747May22-24,2007

WashingtonMichaelzurMuehlen,Ph.D.Asst.ProfessorofInformationSystemsStevensInstituteofTechnologySessionTitle:OperationalRiskManagementandBPMWelcometoTransformationandInnovation2007

TheBusinessTransformationConferenceMichaelzurMuehlen,Ph.D.Welc4949StevensInstituteofTechnology4922StevensInstituteofTechnol5050HoweSchoolofTechnologyManagementOffersMBAinTechnologyManagement,MasterofScience(IS,TelecomMgmt,Mgmt,EMTM),Bachelor’sDegree(Business&Technology)Programstaughtoncampusandoff-siteincorporatelocationsClients:ADP,Avaya,BASF,Bristol-MyersSquibb,Chubb,Citigroup,DeutscheBank,J&J,Lockheed,MerrillLynch,PaineWebber,Pearson,Prudential,PSE&G,UBS,UPS,VerizonandothersResearchcenterswithfocusonProcessManagementProjectManagementProductInnovation

5033HoweSchoolofTechnologyMa51May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceWhatthisTalkisAboutRisk:DrivingProcessManagementWhatareoperationalrisksinthecontextofBPM?HowtoidentifyoperationalrisksHowtoprioritizeoperationalrisksHowtomakebetterdecisionsbasedonriskinformation51514May22-24,2007

WashingtonDMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceMotivationDriversforBusinessProcessManagement(BPM)PerformanceBusinessProcessImprovement

EngineeringofProcess-awareISCompliance

Mandatedcompliance(e.g.SOX)Desiredcompliance(e.g.ISO,ITIL)May22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reHiredProcess:NewHireIntegrationBackgroundCheckAllocationofofficespaceReservationofphone,pagerCreationofaccessrightsinoperationalsystemsProblem:LostproductivityduetolateprovisioningofworkinfrastructureAutomatingtheprocesscoordinationreducedcycletimefrom2weekaverageto2daysBPMGoal:PerformanceMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reFiredProcess:EmployeeTerminationRemovalofcomputeraccessrightsCollectionofcompany-issuedphone,pager,accesscardRemovalfromemployeedirectoryProblem:Notallequipmentiscollected,accessrightsremainafteranemployeeleavesAutomatingtheprocesscoordinationensuresthatnostepisforgottenBPMGoal:ComplianceMay22-24,2007

WashingtonDu55May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference55OperationalProcessRiskOperationalRisk:ProbabilitythataprocesswilleitherfailtomeetitsobjectivesormakeexcessiveuseofresourcestomeetthemAdegradationinprocessoutputorprocessconsistencyCanbevaluedfinancially

Riskisaninherentpropertyofanybusinessprocess

Quantifyingoperationalriskexposureisdifficult558May22-24,2007

WashingtonD56May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference56ProcessandRiskManagementProcessRiskProcess-orientedRiskManagementRisk-orientedProcessManagement569May22-24,2007

WashingtonD57May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference57Process-RiskManagementHowcanwesystematicallyidentifyoperationalprocessrisk?Howcanwerepresentriskinpopularprocessmodelingmethods?Howcanwequantifytheriskexposureofprocessesandportfolios?Howcanwedeterminethecosteffectivenessofprocesscontrols?Howcanwesupportrisk-awareprocessdesign?5710May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementLifecycleMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferencePotentialBenefitsSystematicmeasurementofProcessRiskenablesusto:

Providerisk-adjustedprocessconfigurationsManagetheriskofprocessportfoliosDeterminethecapitalreservenecessarytocoveroperationalriskcontingenciesDesignfault-tolerantprocessesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementandBPMFrew(2006)CompareFrew(2006)May22-24,2007

WashingtonDu61May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudy:Where’stheMoney?616114May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudyPayrollprocessatAustralianuniversityFailedinJune20052000+employeesnotpaidintimeExpensivemediationprocedure

ReasonsDataentrymistakeEstablishedmitigationprocedure(doublesign-off)failedLackofriskawarenessMay22-24,2007

WashingtonDuPayrollProcessPayrollProcessMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceProcesswithoutControlActivitiesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCommonRiskModelingMay22-24,2007

WashingtonDu66May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference66RiskPropertiesRiskownerRiskcategory

(e.g.Financial,Operational,Market,Strategic)LastriskevaluationReviewperiodRiskoccurrencehistoryQuantitative&Qualitativeevaluation:AmountofdamagesOccurrencefrequency6619May22-24,2007

Washington67May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference67ControlActivityPropertiesKeyControlActivity(Yes/No)Controltype,e.g.preventive,reactiveControlcategory,e.g.audit,passwordDesigneffectivenessOperatingeffectivenessManual/Automated6720May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceCloserLookAtTheProcessMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceComponentRiskMay22-24,2007

WashingtonDu70May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceACloserLook:Faults,Errors,Failures707023May22-24,2007

Washington71May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference71Risk=Faults,Errors,andFailuresFaultVulnerabilityofaprocessthatmayleadtoprocessfailureError-enablingcontextCanbeactiveordormantExample:UnavailabilityofadatabaseserverErrorActionthatmayleadtofailureExample:AttempttoretrievedatafromtheunavailableDBFailureEvent,whenprocessoutputdeviatesfromcorrectoutputExample:Processabortsduetolackofnecessarydata7124May22-24,2007

Washington72May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference72ChainofThreatsFaultsenableErrorsButerrorsmightnothappenforalongtimeProcessdesignshouldstrivetominimizefaultsIffaultscannotbeavoidedweneederrordetection7225May22-24,2007

Washington73May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference73ChainofThreatsErrorsmayleadtoFailuresOptions:prevention,detection,ormitigationIffaultsareknown,wecanminimizeerrors:poka-yokeCost,effortplayarole7326May22-24,2007

Washington74May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference74ChainofThreatsFailuresbecomevisibleatInterfacesNoticeableoncetheprocessresultleavesyourhandsServiceinterfacescanbedescribedinahierarchicalfashionInterfacesareunsuitableforerrormitigation:

PointofNoReturn=timeofhand-over–recoverytime7427May22-24,2007

Washington75May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceFault/Error/FailureinContext757528May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceFaultLatencyFaultInexperiencedStaffMemberonDutyErrorFailureDataEntryMistakeFaultyPayrollRunApprovedComplacentStaffFaultyPayrollRunTransmittedMay22-24,2007

WashingtonDu77May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceWheretoLookFirst:Priorities777730May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferencePrioritize:NotAllFailuresareEqualMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceProcessObjectivesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceRisk/GoalMatrixMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceUnderstandRisks–ThenManageThemSource:zurMuehlen,Rosemann(2005)MatchingMitigation?May22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceEvaluationofProcessDesignAlternativesMay22-24,2007

WashingtonDuMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceSensitivityAnalysisMay22-24,2007

WashingtonDu84May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference84FromControlActivitiestoControlPatterns8437May22-24,2007

Washington85May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRisks858538May22-24,2007

Washington86May22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConference86RiskManagementStrategies8639May22-24,2007

WashingtonMay22-24,2007

WashingtonDullesHiltonTheBusinessTransformationConferenceComplianceCompliancemeansadherencetorulesandregulationsProcessmodelsprovideexecutionrulesControlflow:Whathappenswhen?Taskallocation:Whoisinvolved?Rolemodels:Whomaydowhat?Butwhataboutcontext?Businessobjectdependencies:Value/CustomerTypeEnvironmentaldependecies:Season/Off-seasonprocessingRegulatorycompliance:Documentation/AuditCorrelationofmultipleprocessesMay22

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