




版权说明:本文档由用户提供并上传,收益归属内容提供方,若内容存在侵权,请进行举报或认领
文档简介
MichaelzurMuehlen,Ph.D.Asst.ProfessorofInformationSystemsStevensInstituteofTechnologySessionTitle:OperationalRiskManagementandBPMWelcometoTransformationandInnovation2007
TheBusinessTransformationConferenceMichaelzurMuehlen,Ph.D.Welc22StevensInstituteofTechnology222StevensInstituteofTechnol33HoweSchoolofTechnologyManagementOffersMBAinTechnologyManagement,MasterofScience(IS,TelecomMgmt,Mgmt,EMTM),Bachelor’sDegree(Business&Technology)Programstaughtoncampusandoff-siteincorporatelocationsClients:ADP,Avaya,BASF,Bristol-MyersSquibb,Chubb,Citigroup,DeutscheBank,J&J,Lockheed,MerrillLynch,PaineWebber,Pearson,Prudential,PSE&G,UBS,UPS,VerizonandothersResearchcenterswithfocusonProcessManagementProjectManagementProductInnovation
333HoweSchoolofTechnologyMa4May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceWhatthisTalkisAboutRisk:DrivingProcessManagementWhatareoperationalrisksinthecontextofBPM?HowtoidentifyoperationalrisksHowtoprioritizeoperationalrisksHowtomakebetterdecisionsbasedonriskinformation444May22-24,2007
WashingtonDMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceMotivationDriversforBusinessProcessManagement(BPM)PerformanceBusinessProcessImprovement
EngineeringofProcess-awareISCompliance
Mandatedcompliance(e.g.SOX)Desiredcompliance(e.g.ISO,ITIL)May22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reHiredProcess:NewHireIntegrationBackgroundCheckAllocationofofficespaceReservationofphone,pagerCreationofaccessrightsinoperationalsystemsProblem:LostproductivityduetolateprovisioningofworkinfrastructureAutomatingtheprocesscoordinationreducedcycletimefrom2weekaverageto2daysBPMGoal:PerformanceMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reFiredProcess:EmployeeTerminationRemovalofcomputeraccessrightsCollectionofcompany-issuedphone,pager,accesscardRemovalfromemployeedirectoryProblem:Notallequipmentiscollected,accessrightsremainafteranemployeeleavesAutomatingtheprocesscoordinationensuresthatnostepisforgottenBPMGoal:ComplianceMay22-24,2007
WashingtonDu8May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference8OperationalProcessRiskOperationalRisk:ProbabilitythataprocesswilleitherfailtomeetitsobjectivesormakeexcessiveuseofresourcestomeetthemAdegradationinprocessoutputorprocessconsistencyCanbevaluedfinancially
Riskisaninherentpropertyofanybusinessprocess
Quantifyingoperationalriskexposureisdifficult88May22-24,2007
WashingtonD9May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference9ProcessandRiskManagementProcessRiskProcess-orientedRiskManagementRisk-orientedProcessManagement99May22-24,2007
WashingtonD10May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference10Process-RiskManagementHowcanwesystematicallyidentifyoperationalprocessrisk?Howcanwerepresentriskinpopularprocessmodelingmethods?Howcanwequantifytheriskexposureofprocessesandportfolios?Howcanwedeterminethecosteffectivenessofprocesscontrols?Howcanwesupportrisk-awareprocessdesign?1010May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementLifecycleMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferencePotentialBenefitsSystematicmeasurementofProcessRiskenablesusto:
Providerisk-adjustedprocessconfigurationsManagetheriskofprocessportfoliosDeterminethecapitalreservenecessarytocoveroperationalriskcontingenciesDesignfault-tolerantprocessesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementandBPMFrew(2006)CompareFrew(2006)May22-24,2007
WashingtonDu14May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudy:Where’stheMoney?141414May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudyPayrollprocessatAustralianuniversityFailedinJune20052000+employeesnotpaidintimeExpensivemediationprocedure
ReasonsDataentrymistakeEstablishedmitigationprocedure(doublesign-off)failedLackofriskawarenessMay22-24,2007
WashingtonDuPayrollProcessPayrollProcessMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceProcesswithoutControlActivitiesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCommonRiskModelingMay22-24,2007
WashingtonDu19May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference19RiskPropertiesRiskownerRiskcategory
(e.g.Financial,Operational,Market,Strategic)LastriskevaluationReviewperiodRiskoccurrencehistoryQuantitative&Qualitativeevaluation:AmountofdamagesOccurrencefrequency1919May22-24,2007
Washington20May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference20ControlActivityPropertiesKeyControlActivity(Yes/No)Controltype,e.g.preventive,reactiveControlcategory,e.g.audit,passwordDesigneffectivenessOperatingeffectivenessManual/Automated2020May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCloserLookAtTheProcessMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceComponentRiskMay22-24,2007
WashingtonDu23May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceACloserLook:Faults,Errors,Failures232323May22-24,2007
Washington24May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference24Risk=Faults,Errors,andFailuresFaultVulnerabilityofaprocessthatmayleadtoprocessfailureError-enablingcontextCanbeactiveordormantExample:UnavailabilityofadatabaseserverErrorActionthatmayleadtofailureExample:AttempttoretrievedatafromtheunavailableDBFailureEvent,whenprocessoutputdeviatesfromcorrectoutputExample:Processabortsduetolackofnecessarydata2424May22-24,2007
Washington25May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference25ChainofThreatsFaultsenableErrorsButerrorsmightnothappenforalongtimeProcessdesignshouldstrivetominimizefaultsIffaultscannotbeavoidedweneederrordetection2525May22-24,2007
Washington26May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference26ChainofThreatsErrorsmayleadtoFailuresOptions:prevention,detection,ormitigationIffaultsareknown,wecanminimizeerrors:poka-yokeCost,effortplayarole2626May22-24,2007
Washington27May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference27ChainofThreatsFailuresbecomevisibleatInterfacesNoticeableoncetheprocessresultleavesyourhandsServiceinterfacescanbedescribedinahierarchicalfashionInterfacesareunsuitableforerrormitigation:
PointofNoReturn=timeofhand-over–recoverytime2727May22-24,2007
Washington28May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceFault/Error/FailureinContext282828May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceFaultLatencyFaultInexperiencedStaffMemberonDutyErrorFailureDataEntryMistakeFaultyPayrollRunApprovedComplacentStaffFaultyPayrollRunTransmittedMay22-24,2007
WashingtonDu30May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceWheretoLookFirst:Priorities303030May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferencePrioritize:NotAllFailuresareEqualMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceProcessObjectivesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRisk/GoalMatrixMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceUnderstandRisks–ThenManageThemSource:zurMuehlen,Rosemann(2005)MatchingMitigation?May22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceEvaluationofProcessDesignAlternativesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceSensitivityAnalysisMay22-24,2007
WashingtonDu37May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference37FromControlActivitiestoControlPatterns3737May22-24,2007
Washington38May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRisks383838May22-24,2007
Washington39May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference39RiskManagementStrategies3939May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceComplianceCompliancemeansadherencetorulesandregulationsProcessmodelsprovideexecutionrulesControlflow:Whathappenswhen?Taskallocation:Whoisinvolved?Rolemodels:Whomaydowhat?Butwhataboutcontext?Businessobjectdependencies:Value/CustomerTypeEnvironmentaldependecies:Season/Off-seasonprocessingRegulatorycompliance:Documentation/AuditCorrelationofmultipleprocessesMay22-24,2007
WashingtonDu4141DistinguishbetweenSoftandHardConstraintsHardConstraints:
ProcessRulesDatadependenciesResourcedependenciesMustnotbeviolatedFailurecanleadtoprocessbreakage
SoftConstraints:
BusinessRulesRiskmitigationactivitiesDocumentationChecksandBalancesCanbeworkedaroundFailurecanleadtonon-compliance414141DistinguishbetweenSoftaMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRiskwithBPMSUseformalProcessModelstolimitprocessnon-compliance
ProcessModelscanbescripts
ormapsIfScripts:UseBPMStoautomatecontrolflow,taskallocation,application/serviceinvocationIfMaps:Usecollaborativetoolstoallowexecutionflexibility
BPMSprovideriskmanagementservicesAuthorizations/AccessControlEnforcementofroutings,reviewsAuditcapabilitytodocumentcomplianceMay22-24,2007
WashingtonDu43May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRiskwithBRMSUseBusinessRulestolimitcontextualnon-complianceDocumentprocessobjectivestopreventbusinessrulesfromturningintoprocessrulesPerformanceObjectivescombineBAMwithBRMSDecisionrulesallowcontext-dependentenforcementofoversight
UseBusinessRulesManagementSystemtoenforcecomplianceDocumentruleslimitthestatechangesondocumentsExample:Can’tgofromdrafttoapprovedwithoutreviewCustomerrulesconfigurecasehandling434343May22-24,2007
Washington44May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference44TakeawaysMapRisksfromdifferentanglesFaults(can’teliminateall)Errors(prevent,detect,mitigate)Failure(whereisthepoint-of-no-return?)UseProcessObjectivestodeterminecriticalriskfactorsUseScenarioTechniquestotestdifferentriskmanagementstrategiesCompliancereferstoProcessRulesandBusinessRulesDon’tconfusethetwoBPMScanhelpdocumentandauditprocessrulesBRMScanhelpenforcecontextualrules4444May22-24,2007
Washington45May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCrisis=Risk+Opportunity454545May22-24,2007
WashingtonThankYou5thInternationalConferenceon
BusinessProcessManagementBrisbane,Australia25-27September2007.au/ThankYou5thInternationalCon47May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference47Publications4747May22-24,2007
WashingtonMichaelzurMuehlen,Ph.D.Asst.ProfessorofInformationSystemsStevensInstituteofTechnologySessionTitle:OperationalRiskManagementandBPMWelcometoTransformationandInnovation2007
TheBusinessTransformationConferenceMichaelzurMuehlen,Ph.D.Welc4949StevensInstituteofTechnology4922StevensInstituteofTechnol5050HoweSchoolofTechnologyManagementOffersMBAinTechnologyManagement,MasterofScience(IS,TelecomMgmt,Mgmt,EMTM),Bachelor’sDegree(Business&Technology)Programstaughtoncampusandoff-siteincorporatelocationsClients:ADP,Avaya,BASF,Bristol-MyersSquibb,Chubb,Citigroup,DeutscheBank,J&J,Lockheed,MerrillLynch,PaineWebber,Pearson,Prudential,PSE&G,UBS,UPS,VerizonandothersResearchcenterswithfocusonProcessManagementProjectManagementProductInnovation
5033HoweSchoolofTechnologyMa51May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceWhatthisTalkisAboutRisk:DrivingProcessManagementWhatareoperationalrisksinthecontextofBPM?HowtoidentifyoperationalrisksHowtoprioritizeoperationalrisksHowtomakebetterdecisionsbasedonriskinformation51514May22-24,2007
WashingtonDMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceMotivationDriversforBusinessProcessManagement(BPM)PerformanceBusinessProcessImprovement
EngineeringofProcess-awareISCompliance
Mandatedcompliance(e.g.SOX)Desiredcompliance(e.g.ISO,ITIL)May22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reHiredProcess:NewHireIntegrationBackgroundCheckAllocationofofficespaceReservationofphone,pagerCreationofaccessrightsinoperationalsystemsProblem:LostproductivityduetolateprovisioningofworkinfrastructureAutomatingtheprocesscoordinationreducedcycletimefrom2weekaverageto2daysBPMGoal:PerformanceMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceYou’reFiredProcess:EmployeeTerminationRemovalofcomputeraccessrightsCollectionofcompany-issuedphone,pager,accesscardRemovalfromemployeedirectoryProblem:Notallequipmentiscollected,accessrightsremainafteranemployeeleavesAutomatingtheprocesscoordinationensuresthatnostepisforgottenBPMGoal:ComplianceMay22-24,2007
WashingtonDu55May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference55OperationalProcessRiskOperationalRisk:ProbabilitythataprocesswilleitherfailtomeetitsobjectivesormakeexcessiveuseofresourcestomeetthemAdegradationinprocessoutputorprocessconsistencyCanbevaluedfinancially
Riskisaninherentpropertyofanybusinessprocess
Quantifyingoperationalriskexposureisdifficult558May22-24,2007
WashingtonD56May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference56ProcessandRiskManagementProcessRiskProcess-orientedRiskManagementRisk-orientedProcessManagement569May22-24,2007
WashingtonD57May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference57Process-RiskManagementHowcanwesystematicallyidentifyoperationalprocessrisk?Howcanwerepresentriskinpopularprocessmodelingmethods?Howcanwequantifytheriskexposureofprocessesandportfolios?Howcanwedeterminethecosteffectivenessofprocesscontrols?Howcanwesupportrisk-awareprocessdesign?5710May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementLifecycleMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferencePotentialBenefitsSystematicmeasurementofProcessRiskenablesusto:
Providerisk-adjustedprocessconfigurationsManagetheriskofprocessportfoliosDeterminethecapitalreservenecessarytocoveroperationalriskcontingenciesDesignfault-tolerantprocessesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRiskManagementandBPMFrew(2006)CompareFrew(2006)May22-24,2007
WashingtonDu61May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudy:Where’stheMoney?616114May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCaseStudyPayrollprocessatAustralianuniversityFailedinJune20052000+employeesnotpaidintimeExpensivemediationprocedure
ReasonsDataentrymistakeEstablishedmitigationprocedure(doublesign-off)failedLackofriskawarenessMay22-24,2007
WashingtonDuPayrollProcessPayrollProcessMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceProcesswithoutControlActivitiesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCommonRiskModelingMay22-24,2007
WashingtonDu66May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference66RiskPropertiesRiskownerRiskcategory
(e.g.Financial,Operational,Market,Strategic)LastriskevaluationReviewperiodRiskoccurrencehistoryQuantitative&Qualitativeevaluation:AmountofdamagesOccurrencefrequency6619May22-24,2007
Washington67May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference67ControlActivityPropertiesKeyControlActivity(Yes/No)Controltype,e.g.preventive,reactiveControlcategory,e.g.audit,passwordDesigneffectivenessOperatingeffectivenessManual/Automated6720May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceCloserLookAtTheProcessMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceComponentRiskMay22-24,2007
WashingtonDu70May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceACloserLook:Faults,Errors,Failures707023May22-24,2007
Washington71May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference71Risk=Faults,Errors,andFailuresFaultVulnerabilityofaprocessthatmayleadtoprocessfailureError-enablingcontextCanbeactiveordormantExample:UnavailabilityofadatabaseserverErrorActionthatmayleadtofailureExample:AttempttoretrievedatafromtheunavailableDBFailureEvent,whenprocessoutputdeviatesfromcorrectoutputExample:Processabortsduetolackofnecessarydata7124May22-24,2007
Washington72May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference72ChainofThreatsFaultsenableErrorsButerrorsmightnothappenforalongtimeProcessdesignshouldstrivetominimizefaultsIffaultscannotbeavoidedweneederrordetection7225May22-24,2007
Washington73May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference73ChainofThreatsErrorsmayleadtoFailuresOptions:prevention,detection,ormitigationIffaultsareknown,wecanminimizeerrors:poka-yokeCost,effortplayarole7326May22-24,2007
Washington74May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference74ChainofThreatsFailuresbecomevisibleatInterfacesNoticeableoncetheprocessresultleavesyourhandsServiceinterfacescanbedescribedinahierarchicalfashionInterfacesareunsuitableforerrormitigation:
PointofNoReturn=timeofhand-over–recoverytime7427May22-24,2007
Washington75May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceFault/Error/FailureinContext757528May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceFaultLatencyFaultInexperiencedStaffMemberonDutyErrorFailureDataEntryMistakeFaultyPayrollRunApprovedComplacentStaffFaultyPayrollRunTransmittedMay22-24,2007
WashingtonDu77May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceWheretoLookFirst:Priorities777730May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferencePrioritize:NotAllFailuresareEqualMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceProcessObjectivesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceRisk/GoalMatrixMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceUnderstandRisks–ThenManageThemSource:zurMuehlen,Rosemann(2005)MatchingMitigation?May22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceEvaluationofProcessDesignAlternativesMay22-24,2007
WashingtonDuMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceSensitivityAnalysisMay22-24,2007
WashingtonDu84May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference84FromControlActivitiestoControlPatterns8437May22-24,2007
Washington85May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceManagingRisks858538May22-24,2007
Washington86May22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConference86RiskManagementStrategies8639May22-24,2007
WashingtonMay22-24,2007
WashingtonDullesHiltonTheBusinessTransformationConferenceComplianceCompliancemeansadherencetorulesandregulationsProcessmodelsprovideexecutionrulesControlflow:Whathappenswhen?Taskallocation:Whoisinvolved?Rolemodels:Whomaydowhat?Butwhataboutcontext?Businessobjectdependencies:Value/CustomerTypeEnvironmentaldependecies:Season/Off-seasonprocessingRegulatorycompliance:Documentation/AuditCorrelationofmultipleprocessesMay22
温馨提示
- 1. 本站所有资源如无特殊说明,都需要本地电脑安装OFFICE2007和PDF阅读器。图纸软件为CAD,CAXA,PROE,UG,SolidWorks等.压缩文件请下载最新的WinRAR软件解压。
- 2. 本站的文档不包含任何第三方提供的附件图纸等,如果需要附件,请联系上传者。文件的所有权益归上传用户所有。
- 3. 本站RAR压缩包中若带图纸,网页内容里面会有图纸预览,若没有图纸预览就没有图纸。
- 4. 未经权益所有人同意不得将文件中的内容挪作商业或盈利用途。
- 5. 人人文库网仅提供信息存储空间,仅对用户上传内容的表现方式做保护处理,对用户上传分享的文档内容本身不做任何修改或编辑,并不能对任何下载内容负责。
- 6. 下载文件中如有侵权或不适当内容,请与我们联系,我们立即纠正。
- 7. 本站不保证下载资源的准确性、安全性和完整性, 同时也不承担用户因使用这些下载资源对自己和他人造成任何形式的伤害或损失。
最新文档
- 服务业发展趋势预测考核试卷
- 写社保缴费合同标准文本
- 京小贷合同标准文本
- 批发业务知识结构优化考核试卷
- 个人演出劳务合同标准文本
- 内衣创业联营合同标准文本
- 共同经营客车合同范例
- 劳务转让合同标准文本
- 出国英语培训合同标准文本
- 企业画册订制合同范例
- 2025年合肥职业技术学院单招职业适应性测试题库完整版
- 带货主播签约合同范本
- 《DNA的转录和翻译》课件
- 医院安保服务投标方案医院保安服务投标方案(技术方案)
- 教科版2024-2025学年六年级下册科学第一单元《小小工程师》单元测试同步练习(附参考答案)
- 中医基础学题库(附答案)
- 关键对话培训课件
- 吨袋培训课件
- GB/T 45077-2024国家公园项目建设指南
- 智慧教室建设实施计划方案
- 停运损失费赔偿协议书模板
评论
0/150
提交评论