常见银行英语词汇(各种银行术语和句子全面介绍)要点

1、常有银行英语词汇(各种银行术语和句子全面介绍)要点常有银行英语词汇(各种银行术语和句子全面介绍)要点25/25常有银行英语词汇(各种银行术语和句子全面介绍)要点常有英语词汇accountnumber帐号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits个人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支toco

2、untersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque一纸空文chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票

3、canceledcheque已付支票forgedcheque伪支票Bandarsnote庄票,银票banker银专家president行长savingsbank存储银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeIIndoChine东方汇理银行centralbank,nationalbank,bankersbank中央银行bankofissue,bankofcirculation刊行币银行commercialba

4、nk商业银行,存储信贷银行memberbank,creditbank存储信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清理银行localbank当地银行domesticb

5、ank国内银行overseasbank外国银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托存储银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部commercialcreditcompany(discountcompany商业信贷公司(贴现公司neighborhoodsavingsbank,bankofdeposit街道存储所creditunion合作银行creditbureau商业兴信所

6、self-servicebank无人银行landbank土地银行constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互帮存储银行postofficesavingsbank邮局存储银行mortgagebank,buildingsociety抵押银行industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行charteredbank特许银行correspondingbank来往银行merchantbank,accepting

7、bank承兑银行investmentbank投资银行importandexportbank(EXIMBANK进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计businessaccounting商业会计costaccounting成本会计depreciationaccounting折旧会计computerizedaccounting电脑化会计generalledger总帐subsidiaryledger分户帐cashbook现金出纳帐

8、cashaccount现金帐journal,day-book日记帐,流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰落economicdepression经济冷清economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货缩短devaluation钱币贬值revaluation钱币增值internationalbalanceofpayment国际进出favourablebalanc

9、e顺差adversebalance逆差hardcurrency硬通货softcurrency软通货internationalmonetarysystem国际钱币制度thepurchasingpowerofmoney钱币购买力moneyincirculation钱币流通量noteissue纸币刊行量nationalbudget国家估量nationalgrossproduct公民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接(对角套汇indirectexchange间接(三角套汇

10、crossrate,arbitragerate套汇汇率foreigncurrency(exchangereserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率goldreserve黄金储备money(financialmarket金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员anapplicationform申请单bankstatement对帐单letterof

11、credit信用证strongroom,vault保险库equitabletaxsystem等价税则specimensignature签字式样bankinghours,businesshours营业时间银行英语口语-新开帐户Whatkindofaccountdidyouhaveinyourmind?你想开哪一种帐户?Doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗?Adepositorcurrentaccount?如期还是活期?Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头?Theresa

12、servicechargeforthecheckingaccountbutnochargeforthesavings支.票户头要收服务费,现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们存储存款的最低存款额是100美圆。Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars你.可随时以50美圆的起存额开立存储帐户。Evenoneyuanisallright.甚至一

13、元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折,存取款时请带来。保留好存折,丢掉请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。IneedacheckingaccountsothatIcanpaymybill.我需开个支票帐户,这样就能付帐。Wedliketoknowhowweopenachecking-savingsaccou

14、nt.我们想知道怎样开一个支票存储帐户。Ihaveacheckingaccounthere.我在这里有一个支票存款帐户。IthinkIdlikeadepositaccount.我想要开个如期存款帐户。CanIopenacurrentaccounthere?我可否在这儿开个活期存款帐户?Iwanttoopenadepositaccountwithyou.我要开个存储帐户。Idliketoopenadepositaccountwithyou.我想在你们这儿开个如期存款帐户。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingac

15、count?请告诉我存储存款与支票存款的差异好吗?Pleasetellmetheprocedureforopeningasavingsaccount.请告诉我开个存储帐户需要什么手续。Will100yuanbeenoughforaminimumdeposit?100元作最低存款额够吗?Idliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道开一个支票帐户200元存款可否够。Couldyoutellmehowtooperatethisaccount?请告诉我怎样经管这个帐户好吗?Isthereany

16、minimumforthefirstdeposit?第一次存储有最低限额吗?Howmuchdoeseachaccountcost?每个帐户要花多少钱?UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount如期存款fixeddepositbyinstallments零存整取jointaccount存款帐户toopenanaccount开户头银行英语口语-存款Howmuchdoyouwanttodepositwithus?你想在我们这存多少?Howmuchdoyouwishtopayintoyouraccoun

17、t?你希望在你的户头上存多少?Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你计划在你的户头上如期存放多少钱?Howmuchcashdoyouplantodepositinyouraccount?你有多少钱要存入呢?Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我以为你可把钱存入银行,或留在银行暂保留起来。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyy

18、ouretodepositaswellasyourname,addressandprofessionalunit?请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?Iwanttodeposit300yuaninmyaccount.我想在我的户头上存300元。Iwanttodepositthesechequesinmyaccount.我想把这些支票存在我的户头上。Idliketopay200yuanintomydepositaccount.我想在在我的如期存款户头上存200元。Iwanttodepositmypaycheck.我想存入我的薪水支票。Idliketoknowwhet

19、herIcancashachequehere.我想知道我可否在这兑换支票。Willyoupleasecashthistravelerscheque?请兑现这张旅行支票好吗?Idliketocashthismoneyorder.我想兑现这张汇款单。Iwanttocashthebalanceofatravelersletterofcredit我.要把旅行信用证的结余兑现。Willyoupleasetellmewhetheryouchargeforcheques?请告诉我兑换支票放手续费吗?Couldyoutellmehowmuchthecheckscost?请告诉我这些支票要花多少钱?Whatif

20、Ioverdraw?若是透支了怎么办?Pleasesignyournameonthebottomlineifyouwanttocashthecheck.若是想兑支票,请在底线上签字。Pleasewriteyouraccountnumberonthebackofthecheck.请在支票反面写上你的帐号。Wehonoredthecheckastheoverdraftwasonly5yuan.我们承兑这张支票的透支额只有5元。Pleaseendorsethecheque.请背签这张支票。Thetravelerscheckscost1.5%ofthetotalamountofpurchase.旅行支

21、票手续费是购买总数的1.5%。Heresthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是若是你自己想开张兑现支票,就不可以打叉线。Eachchequeyouwritewillcost2dollars.你每开一张支票将花2美圆。UsefulWordsandPhrasesaccountnumber帐目编号depositor存户pay-inslip存款单adepositfor

22、m存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits个人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票

23、bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque一纸空文chequestub,counterfoil票根cashcheque现金支票travelerscheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandarsnote庄票,银票银行英语口语-取款、结余IdliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我可否能

24、提取存款来支付天津购物的花销。Iwanttowithdraw200dollarsfrommydepositaccount.我要从我的如期存款中支取200美圆。Iwanttoclosemyaccountwithyou.我想结束在你们这儿的帐户。Idliketodraw100yuanagainstthisletterofcredit.我想从这份信用证上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在这儿用这份信用证取钱吗?Couldyoutellmemybalance?可否把存款结余金额告诉我?Pleaseletmeknowmybalanc

25、e.请告诉我结余金额。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods我.以为你可用支票提款支付购物花销。Yourbalanceatthebankis300yuan.你在本行的结余是300元。Yourdepositisexhausted.你的存款支净了。Yourletterofcreditisusedup.你的信用证用完了。Pleasetellmehowyouwishtodrawyourmoney.请告诉我你希望怎样支款。Fillourawithdrawalform,please.请填写取款单。Theletterofcreditisex

26、hausted.信用证上的款项已提清。TheletteratCounter6willpayyouagainstyournumberslip.六号柜台的出纳员将依照你的号码牌付给你钱。UsefulWordsandPhrasestocloseanaccount,toclearanaccount结清todrawmoney取款drawing-outslip取款单thenumberslip号码牌awithdrawalform取款单tofillinthereceiptinduplicate一式两份填这张收据teller,cashier出纳员银行英语口语-兑换钱币Pleasetellmehowmuchyou

27、wanttochange.请告诉我你要换多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少汇款换成日圆?Whatkindofcurrencydoyouwant?要哪一种钱币?Whatsityouwishtochange?你有什么要换的?Whatkindofcurrencydoyouwanttochange?要换哪一种钱币?Inwhatdenominations?要什么面值的?Pleasetellmewhatnoteyouwant.请告诉我要什么钞票。Willseventensbeallright?7张10元的可以吗?

28、Isitintravelerscheques?换旅行支票吗?IdliketoknowhowIshallgiveittoyou.我想知道怎样付钱给你。Howwouldyoulikeit?你要什么面额的?Wouldyoukindlysigntheexchangeform,givingyournameandaddress?请在兑换单上签字,写出你的姓名和地址,好吗?Canyouchangemesomemoney,please?可否请你给我兑换一些钱?Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.这些

29、就是:一些法国法郎,瑞士法郎,美圆和一些荷兰盾。Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.请你给我7张5镑纸币,4张1镑纸币,4张10先令纸币,剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?劳驾给我6便士的铜币。IdliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想知道可否把这笔兑回成美圆。Couldyouc

30、hangetheseFrenchfrancsforme?能给我兑换这些法国法郎吗?Canyougiveme100dollarsinSwissfrancs?可否给我100美圆的瑞士法郎?IdliketoconvertthefullamountoftheremittanceintoU.S.dollars.我想把全部汇款换成美圆。Idlikesomecoinsforthisnote.我想把这张纸币换成硬币。Idliketobreakthis50dollarnote.我想把这张50美圆纸币换开。Fivetwentiesandtensingles,please.请给我5张20元和10张一元的。Ineed

31、300dollarsin100-dollarcheques.我要300美圆票面为100美圆的支票。Ihopeyoullgivemetentravelerschequesof100dollarseach.我希望给我10张面额为100美圆的旅行支票。Infives,please.请给我5元票面的。Couldyougivemesomesmallnotes?给我一些小票好吗?UsefulWordsandPhrasescurrency,money钱币moneychanging兑换钱币anexchangeform兑换单banknote钞票noteoflargedenomination大票noteofsma

32、lldenomination小票smallchange零钱subsidiarymoney辅币nickelpiece镍币plasticcurrencynotes塑料钞票convertiblemoney可兑换(黄金纸币银行英语口语-存储存款利息Whatstheinterestrateforthesavingsaccount?存储存款的利率是多少?Doyoupayinterestonthisaccount?这种存款付给利息吗?Pleasetellmewhattheannualinterestrateis.请告诉我年利率是多少。Interestispaidattherateof1%perannumat

33、present目.前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.这可使你从存款中获得一点利息。Theaccountcarriesinterestof4%.该存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.存储存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.(年息每个时期都不同样,现在是六厘。UsefulWordsandPhrasesinterestrate利率*interest单利compoundinterest复利legalinterest法定利息primerate厚遇利率payableinterest应付利息lendingrate贷款利率usury高利贷thesubsidyrateforvalue-preservedsavings保值存储补贴率银行英语口语-外汇率TellmethecurrentrateforRMB,please.请告诉我人民币的现价。Whatsyoursellingrat