国际支付与结算考试题型

1、国际结算考试题型 1一、判断题（每题1分，10分） 一、判断题（每题1分共10分） 1.Incoterms set out the obligation of the buyer( F )2.Under the term CFR, it is the sellers responsibility to procure the insurance for the goods transport ( F )3.Documentary credit affords a high degree of safety for both the buyer and seller ( T )4.Advance

2、 payment, open account, documentary collection and letter of credit are the usual means of payment to settle international trade tractions ( T )5.To the seller of the goods, the most satisfactory arrangement as far as payment is concerned is to receive it in advance ( T ) 26.The term FAS can only be

3、 used for sea or inland waterway transport ( T )7. The term EXW represents the minimum obligation for the importer ( F )8. The trade term DES should be followed by named port of destination( T )9.Clean collection is collection for financial documents without commercial documents being attached( T )1

4、0.Trade on open account terms usually satisfies the sellers desire for cash and the importers desire for credit( F ) 3二、选择题（单选和多选，每题2分，20分）1、In a documentary collection，the draft involved is not drawn by the seller(the drawee)upon ( A ) for payment.A. a bank B. the buyer itself C. the order of the b

5、uyer D. the order of the seller 2、In a documentary collection，the seller is also named(A C D)A. the principle B. drawee C. exporter D.drawer3、In a documentary collection，the remitting bank is called (B C)A. buyers bank B. sellers Bank C. exporters bank D. importers bank44、In a documentary collection

6、，the buyers bank is called (A D )A. collecting bank B. presenting Bank C. remitting bank D. importers bank5、In a documentary collection，the buyer is also named(B C )A. the principle B. drawee C. importer D.drawer 56.To the exporter, the fastest and safest method of settlement is_ B _.A.letter of cre

7、dit B.cash in advanceC.open account D.bankers draft7. To the importer,the fastest and safest method of settlement is_ C _.A.letter of credit B.cash in advanceC.open account D.collection68.Under the trade term_C_, the seller might undertake to clear the goods for import into the buyers country.A. EXW

8、 B. FOB C. DDP D.FAS9. The trade term CIF should be followed by_ A _.A. named port of destination B. named port of shipmentC. named place of destination D. named place 710. If a bill is payable “60 days after date”, the date of payment is decided according to_ C _.A. the date of acceptance B. the da

9、te of presentationC. the date of the bill D. the date of maturity 8第三章 2个选择题1. The person paying the money is a _ C _ of a check.A. payee B. endorser C. drawer D. endorsee7. “Payee J. Smith endorsed James Smith pay to L.Green”, this is a_ A _ endorsement.A. specific B. blank C. general D. restrictiv

10、e9三、名词解释（每题4分，20分）先翻译成中文，再用中文解释。内容基本教材后面练习。1.international trade International trade is the exchange of goods and services produced in one country for those produced in another country In most cases countries do not trade the actual goods and servicesRather they use the income or money from the sale

11、 of their products to buy the products of another country 10国际贸易：国际贸易是以一国的产品和劳务交换另一国的产品和劳务。通常情况下，国与国之间并不直接用产品和劳务相交换，而是以销售产品所得的收入来购买另一国的产品和劳务。112.trade terms 3.open account 4.advance payment 5. correspondent bank relationship 6. international settlements 7. check 8. crossing 9. bill of exchange 10. I

12、nternational remittance1211. Trust Reciept12. cancellation of the reimbursement 13. Collection14. case of need15. documentary collection16. outward collection17. collection bill purchased18. D/P19. D/A20. demand draft 13四、Translate the following terms into English （每题2分，20分） 举例1、以银行信用为基础的结算Settlemen

13、t on bank credit2、货币波动的可能性the potential for currency fluctuation3、出口清关:clear the goods for export.4、支付保费:payment insurance premium5、办理出口手续responsibility for export formalities146、国际贸易的主要参与者The major participants in international trade7、商品检验条款: Commodity inspection clause8、履行交货责任: fulfills his obliga

14、tion to deliver 9、货物已越过船舷:the goods passed the ships rail 10、国际贸易合同是在与国内贸易合同完全不同的环境下进行的international contracts must be prepared and negotiated in a completely 15五、翻译并回答问题（每题15分，30分） 重点关注以下内容：1、国际贸易的主要程序2、贸易术语介绍3、银行往来帐户4、流通票据的当事人5、汇票的票据行为6、汇票与本票的不同之处167、支票的清算8、划线支票9、汇兑业务流程10、偿付方法11、跟单托收业务流程12、托收押汇与信托

15、收据17例如：Bill purchased(1) definitionFinancing by banks for exporters under documentary collection methods takes the form of collection bill purchased. Collection bill purchased means that the remitting bank purchases the documentary bill drawn by the exporter on the importer.18(2) Process1)When the e

16、xporter hands the bill and the full set of shipping documents over to the remitting bank for collection of payment, the bank may purchase the documentary bill if the export goods enjoy great popularity in the market abroad and both the exporter and the importer are thought reliable.2)The bank then sends the exporter the net amount after deducting from the face value the bank fees and the interest incurred.3)Thus, the remitting bank becomes the holder of the documentary bill and sends the bill and documents to the collecting bank for presentation to the importer.4) When the collectio