Zhejiang RuralCreditCooperative浙江省农村信用合作联社

1、Zhejiang Rural Credit Cooperative Credit Card of HarvestLecturer: Mei YilinGroup members: Ye Lijiao Mei Yilin Qi Jiating Xu Danyu Yu Yangyang Zhu Shanshan 1Introduction: Zhejiang Rural Credit Cooperative was established in 1952,including 81 branch offices.So far,there has been more than 4,100 bankin

2、g offices and about 50,000 staffs in Zhejiang. It develops for the purpose of serving for agriculture, rural areas and farmers. Its system has become the local financial institutions whose staffs are the most,scope of services is the most widely and capital scale is the largest.2Contents1、Business 1

3、.1 personal business 1.2 corporate business 1.3 international business2、E-bank3、Bank card 3.1 credit card harvest 3.2 3Personal BusinessFor individuals to deal with business Individual Payment and settlement Farmers and personal loans Intermediate Business Financial Services Individual Deposit4Corpo

4、rate BusinessFor company to deal with business Corporate Payment and settlementCorporate Payment and settlement E Enterprise Loan nterprise Loan Rural economic organizations loansRural economic organizations loans Intermediate Business Intermediate Business Corporate depositCorporate deposit5Interna

5、tional Business International IettlementsFor the international trade todeal with the business Trade Financing Foreign Exchange Settlement and Sale6E-bank Via communication channel which is open to the public, or open the public network, as well as for particular self-service facilities , to provide

6、customers from the tank of financial services. Mainly includes online banking, telephone banking, mobile banking, self-service bank, and other business from the ark7Bank card -credit card of harvest It is approved by the China banking regulatory commission(CBRC),which is the first credit brand of pr

7、ovincial rural cooperative financial system.8Target users:uThe principal card applicant must have a complete civil capacity; at least 18 years old; has a steady income.uVice card applicant must be at least 16 years old and agreed by the principal card applicant or master card holders.9Easy PayMinimu

8、m payments:Pay minimum payments, without a pay full overdrafts, thus using the credit card money easily. Full repayment:In the final payment, pay off this bill that can enjoy the benefits of an interest-free repayment period, without any interest.10Value-added services short messaging service: Provide free SMS services, customers do not need any application formalities that can instantly master the change of account fund, and then to prevent capital risks. the security of losing card: If the client card is lost or stolen or be plundered, afte