2025年度抵押汽车贷款合同续贷范本3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度抵押汽车贷款合同续贷范本合同编号_________一、合同主体1.甲方（贷款人）：名称：_________地址：_________联系人：_________联系电话：_________2.乙方（借款人）：名称：_________地址：_________联系人：_________联系电话：_________3.其他相关方：（如有，请在此处填写）二、合同前言2.1背景：随着我国经济的持续发展，汽车消费需求日益增长。为满足广大消费者对汽车消费的需求，甲方特推出抵押汽车贷款业务。现乙方拟申请续贷，双方经协商一致，达成如下协议。2.2目的：本合同旨在明确甲方与乙方在抵押汽车贷款续贷业务中的权利、义务、履行方式及终止条件等，确保双方合法权益得到保障。三、定义与解释3.1专业术语：（1）抵押汽车：指乙方为申请贷款而提供的，已抵押给甲方的汽车。（2）贷款额度：指甲方根据乙方提供的抵押汽车价值及还款能力等因素，向乙方发放的贷款金额。（3）贷款期限：指乙方应向甲方还款的期限。（4）逾期利息：指乙方未按时还款而产生的利息。3.2关键词解释：（1）续贷：指乙方在原抵押汽车贷款到期后，经甲方同意，继续向乙方发放贷款。（2）贷款利率：指甲方在贷款期间向乙方收取的利息比率。四、权利与义务4.1甲方的权利和义务：（1）甲方有权根据乙方的还款能力、抵押汽车价值等因素，决定是否续贷。（2）甲方有权在合同约定的贷款期限内，对乙方的贷款使用情况进行监督。（3）甲方有权在合同约定的贷款期限内，按照约定的贷款利率向乙方收取利息。（4）甲方有权在合同约定的贷款期限内，按照约定的方式向乙方催收逾期贷款。4.2乙方的权利和义务：（1）乙方有权在合同约定的贷款期限内，按照约定的还款方式向甲方还款。（2）乙方有权在合同约定的贷款期限内，按照约定的贷款利率向甲方支付利息。（3）乙方应按照甲方的要求，提供真实、完整的贷款申请材料。（4）乙方应保证抵押汽车的合法、合规，不得将抵押汽车进行转让、抵押、赠与等行为。五、履行条款5.1合同履行时间：本合同自双方签字（或盖章）之日起生效，贷款期限为_________年。5.2合同履行地点：本合同履行地点为：_________。5.3合同履行方式：（1）乙方应按照合同约定的贷款期限、还款方式向甲方还款。（2）乙方应按照合同约定的贷款利率向甲方支付利息。六、合同的生效和终止6.1生效条件：本合同自双方签字（或盖章）之日起生效。6.2终止条件：（1）本合同约定的贷款期限届满。（2）乙方提前偿还全部贷款。（3）因不可抗力导致合同无法履行。6.3终止程序：（1）合同到期，双方应按照合同约定办理贷款结清手续。（2）乙方提前偿还全部贷款，应提前向甲方提出书面申请。（3）因不可抗力导致合同无法履行，双方应协商解决，协商不成，可依法向人民法院提起诉讼。6.4终止后果：（1）合同终止后，甲方应退还乙方已支付的贷款本金及利息。（2）合同终止后，乙方应按照合同约定办理抵押汽车的解押手续。（3）合同终止后，双方应相互提供必要的协助，以实现合同终止后的权益保障。七、费用与支付7.1费用构成（1）贷款利息：根据中国人民银行规定的同期贷款基准利率，结合甲乙双方协商确定的利率，计算得出的贷款利息。（2）抵押登记费：乙方因抵押行为产生的抵押登记费用。（3）保险费：乙方为抵押车辆购买的保险费用。（4）其他费用：根据甲乙双方协商一致的其他费用。7.2支付方式（1）贷款利息：乙方应按月支付贷款利息，具体支付日期为每月的_________日。（2）抵押登记费：乙方应在办理抵押登记手续时一次性支付。（3）保险费：乙方应在购买保险时一次性支付。（4）其他费用：乙方应按照甲乙双方约定的支付方式进行支付。7.3支付时间（1）贷款利息：乙方应在每月的_________日前支付当月的贷款利息。（2）抵押登记费：乙方应在办理抵押登记手续时支付。（3）保险费：乙方应在购买保险时支付。（4）其他费用：乙方应按照甲乙双方约定的支付时间支付。7.4支付条款（1）乙方应确保支付款项的及时性，不得逾期。（2）乙方支付的款项应足额，不得拖欠。（3）乙方支付的款项应通过甲方指定的银行账户进行。八、违约责任8.1甲方违约（1）向乙方支付违约金，违约金金额为贷款本金总额的_________%。（2）赔偿乙方因此遭受的直接经济损失。8.2乙方违约（1）向甲方支付违约金，违约金金额为逾期贷款本金总额的_________%。（2）赔偿甲方因此遭受的直接经济损失。（3）承担甲方为实现债权而发生的诉讼费用、律师费等费用。8.3赔偿金额和方式违约金的支付方式为：乙方应在违约行为发生之日起_________日内，以现金或转账方式支付违约金给甲方。九、保密条款9.1保密内容本合同中涉及的商业秘密、技术秘密、客户信息等，均为保密内容。9.2保密期限保密期限自本合同签订之日起至合同终止后_________年。9.3保密履行方式（1）双方应采取必要的保密措施，确保保密内容的保密性。（2）未经对方同意，任何一方不得向任何第三方泄露保密内容。十、不可抗力10.1不可抗力定义不可抗力是指因自然灾害、政府行为、社会异常事件等原因，导致合同无法履行或履行困难的情况。10.2不可抗力事件（1）地震、洪水、台风等自然灾害。（2）战争、罢工、政府禁令等社会异常事件。（3）其他双方认为属于不可抗力的事件。10.3不可抗力发生时的责任和义务（1）发生不可抗力事件时，双方应及时通知对方。（2）双方应尽力采取措施减轻不可抗力事件的影响。（3）因不可抗力事件导致合同无法履行或履行困难时，双方应协商解决。10.4不可抗力实例（1）地震导致抵押车辆损毁。（2）政府发布禁令，禁止车辆行驶。十一、争议解决11.1协商解决若双方在履行本合同过程中发生争议，应通过友好协商解决。11.2调解、仲裁或诉讼若协商不成，双方可向合同签订地的人民法院提起诉讼，或选择仲裁机构进行仲裁。十二、合同的转让12.1转让规定未经对方同意，任何一方不得将本合同的权利和义务全部或部分转让给第三方。12.2不得转让的情形（1）本合同项下的贷款本金和利息。（2）本合同项下的抵押权。（3）本合同项下的保密义务。十三、权利的保留13.1权力保留（1）甲方保留在合同履行期间对抵押车辆进行检查、评估的权利。（2）甲方保留在合同履行期间对乙方的信用状况进行审查的权利。13.2特殊权力保留（1）在乙方违约的情况下，甲方有权提前收回贷款。（2）在乙方未履行合同义务的情况下，甲方有权解除合同。十四、合同的修改和补充14.1修改和补充程序本合同的修改和补充，应经甲乙双方协商一致，并以书面形式签订补充协议。14.2修改和补充效力修改和补充协议与本合同具有同等法律效力。十五、协助与配合15.1相互协作事项甲乙双方应相互协作，共同确保本合同的履行。15.2协作与配合方式（1）甲方应及时通知乙方有关贷款的变更情况。（2）乙方应按照甲方的要求提供必要的文件和资料。十六、其他条款16.1法律适用本合同适用中华人民共和国法律。16.2合同的完整性和独立性本合同构成甲乙双方之间的完整协议，取代了先前所有口头或书面协议。16.3增减条款本合同的任何条款不得通过口头协议进行增减，所有增减条款应以书面形式明确。十七、签字、日期、盖章甲方（贷款人）：________________签字：________________日期：________年____月____日盖章：________乙方（借款人）：________________签字：________________日期：________年____月____日盖章：________附加条款：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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