2024年度质押担保中小企业融资合同范本3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度质押担保中小企业融资合同范本本合同目录一览1.定义与解释1.1合同当事人1.2术语与定义1.3合同生效2.质押物描述2.1质押物类型2.2质押物状况2.3质押物价值评估3.质押担保方式3.1质押方式3.2质押登记3.3质押期限4.融资款项4.1融资金额4.2融资利率4.3融资期限4.4贷款用途5.利息与费用5.1利息计算方式5.2费用类型5.3费用支付6.还款方式6.1还款计划6.2还款期限6.3逾期还款处理7.质押物保管7.1保管责任7.2保管方式7.3保管费用8.通知与送达8.1通知方式8.2送达地址8.3送达时间9.争议解决9.1争议解决方式9.2争议解决机构9.3争议解决费用10.合同变更与解除10.1合同变更10.2合同解除10.3合同终止11.违约责任11.1违约情形11.2违约责任承担11.3违约赔偿12.保密条款12.1保密内容12.2保密期限12.3违约责任13.法律适用与管辖13.1法律适用13.2管辖法院14.其他约定14.1其他条款14.2合同附件14.3合同份数第一部分：合同如下：1.定义与解释1.1合同当事人1.1.1出质人：指提供质押物的中小企业。1.1.2质权人：指接受质押物作为担保的金融机构。1.1.3被担保人：指接受质权人融资支持的中小企业。1.2术语与定义1.2.1质押物：指出质人提供的，用以担保融资款项的财产。1.2.2融资款项：指出质人从质权人处获得的用于经营活动的资金。1.2.3质押登记：指出质人将质押物登记于相关登记机构的行为。1.3合同生效1.3.1本合同自各方当事人签字盖章之日起生效。1.3.2合同生效前，各方当事人应履行必要的审批程序。2.质押物描述2.1质押物类型2.1.1质押物为固定资产，包括但不限于设备、房产、土地等。2.1.2质押物应为出质人合法拥有或有权处分的财产。2.2质押物状况2.2.1质押物应处于良好状态，无任何权利瑕疵。2.2.2质押物应无任何未了结的诉讼、仲裁或其他法律纠纷。2.3质押物价值评估2.3.1质押物价值由双方共同认可的第三方评估机构评估确定。2.3.2评估结果应作为确定融资额度的依据。3.质押担保方式3.1质押方式3.1.1质押物为动产的，采取占有质押方式。3.1.2质押物为不动产的，采取登记质押方式。3.2质押登记3.2.1出质人应在本合同签订后一定期限内办理质押登记手续。3.2.2质押登记费用由出质人承担。3.3质押期限3.3.1质押期限自本合同生效之日起至融资款项全部清偿之日止。3.3.2质押期限可由双方协商一致予以延长。4.融资款项4.1融资金额4.1.1融资金额根据质押物价值及双方协商确定。4.1.2融资金额不得超过质押物价值的70%。4.2融资利率4.2.1融资利率按中国人民银行同期贷款基准利率执行。4.2.2融资利率可由双方协商调整。4.3融资期限4.3.1融资期限自融资款项发放之日起至融资款项全部清偿之日止。4.3.2融资期限最长不超过5年。4.4贷款用途4.4.1融资款项仅限用于出质人的合法经营活动。4.4.2出质人应向质权人提供融资款项使用情况的说明。5.利息与费用5.1利息计算方式5.1.1利息按日计息，按月结算。5.1.2利息计算公式：利息=融资金额×日利率×实际天数。5.2费用类型5.2.1费用包括但不限于评估费、登记费、管理费等。5.2.2费用由出质人承担。5.3费用支付5.3.1费用应在合同约定的期限内支付。5.3.2费用支付方式由双方协商确定。6.还款方式6.1还款计划6.1.1还款计划应包括本金及利息的偿还安排。6.1.2还款计划由双方协商确定。6.2还款期限6.2.1还款期限应与融资期限一致。6.2.2还款期限可由双方协商一致予以延长。6.3逾期还款处理6.3.1逾期还款应支付逾期利息。6.3.2逾期利息计算公式：逾期利息=逾期本金×日利率×逾期天数。6.3.3质权人有权采取法律手段追偿逾期款项。8.通知与送达8.1通知方式8.1.1通知应以书面形式进行，包括但不限于信函、电报、传真、电子邮件等。8.1.2通知应送达至合同约定的地址或双方另行约定的地址。8.2送达地址8.2.1出质人的送达地址为：[出质人地址]。8.2.2质权人的送达地址为：[质权人地址]。8.3送达时间8.3.1通知应在送达地址的营业时间内送达。8.3.2送达时间以邮戳日期或电子通知发送时间为准。9.争议解决9.1争议解决方式9.1.1双方应友好协商解决合同履行过程中发生的争议。9.1.2如协商不成，任何一方均有权将争议提交至合同约定的仲裁机构仲裁。9.2争议解决机构9.2.1争议解决机构为[仲裁机构名称]，仲裁地点为[仲裁地点]。9.2.2仲裁规则适用[仲裁规则名称]。9.3争议解决费用9.3.1仲裁费用由败诉方承担，但仲裁庭另有裁定的除外。10.合同变更与解除10.1合同变更10.1.1合同的任何变更需经双方书面同意，并由双方签字盖章后生效。10.1.2变更内容应包括但不限于融资金额、利率、期限、还款方式等。10.2合同解除a.双方协商一致；b.出质人违约，经质权人书面通知后未在规定期限内纠正；c.合同约定的解除条件成就；d.法律法规规定的其他情形。10.3合同终止10.3.1合同终止后，双方应按照合同约定办理相关手续，包括但不限于质押物的返还、融资款项的清偿等。11.违约责任11.1违约情形11.1.1出质人未按约定提供质押物或提供虚假质押物的；11.1.2质权人未按约定发放融资款项的；11.1.3出质人未按约定使用融资款项的；11.1.4任何一方未按约定履行通知义务的；11.2违约责任承担11.2.1违约方应承担违约责任，包括但不限于支付违约金、赔偿损失等。11.2.2违约金的具体数额由双方协商确定，但不得超过实际损失。11.3违约赔偿11.3.1违约方应赔偿因违约给对方造成的直接损失和可得利益损失。12.保密条款12.1保密内容12.1.1本合同内容、双方商业秘密及其他未公开信息均为保密内容。12.2保密期限12.2.1保密期限自本合同签订之日起至合同终止后[保密期限]年。12.3违约责任12.3.1违反保密义务的，应承担相应的法律责任，包括但不限于支付违约金。13.法律适用与管辖13.1法律适用13.1.1本合同适用中华人民共和国法律。13.2管辖法院13.2.1因本合同产生的或与本合同有关的任何争议，应提交至[法院名称]管辖。14.其他约定14.1其他条款14.1.1本合同未尽事宜，可由双方另行协商补充。14.2合同附件14.2.1本合同附件与本合同具有同等法律效力。14.3合同份数14.3.1本合同一式[份数]份，各方当事人各执[份数]份。第二部分：第三方介入后的修正15.第三方介入15.1第三方定义15.1.1第三方是指在合同履行过程中，经甲乙双方同意，介入合同关系，提供专业服务、咨询、评估或其他相关服务的个人或机构。15.1.2第三方不包括但不限于中介方、评估机构、律师事务所、会计师事务所等。15.2第三方介入情形15.2.1本合同履行过程中，如需第三方介入，甲乙双方应协商确定第三方及其服务内容。15.2.2第三方介入的情形包括但不限于：a.质押物评估；b.法律咨询；c.争议解决；d.其他甲乙双方认为必要的情形。15.3第三方选择与授权15.3.1第三方的选择由甲乙双方协商确定。15.3.2甲乙双方应向第三方授予必要的授权，以便其履行合同约定的职责。15.4第三方责任15.4.1第三方在履行职责过程中，应遵守相关法律法规，并对自己的行为承担法律责任。15.4.2第三方在履行职责过程中产生的任何损失或损害，由第三方自行承担。15.5第三方责任限额15.5.1甲乙双方可根据实际情况，与第三方协商确定第三方责任限额。15.5.2第三方责任限额应在合同中明确约定，并作为第三方履行职责的依据。16.甲乙双方额外条款16.1甲方额外条款16.1.1甲方应确保第三方提供的服务符合合同约定，并承担因第三方服务不符合约定而产生的责任。16.1.2甲方应配合第三方履行职责，并提供必要的协助。16.2乙方额外条款16.2.1乙方应确保第三方提供的服务符合合同约定，并承担因第三方服务不符合约定而产生的责任。16.2.2乙方应配合第三方履行职责，并提供必要的协助。17.第三方与其他各方的划分说明17.1第三方与甲方的划分17.1.1第三方与甲方之间的关系由双方另行协商确定。17.1.2第三方对甲方承担的责任不应影响甲乙双方之间的合同关系。17.2第三方与乙方的划分17.2.1第三方与乙方之间的关系由双方另行协商确定。17.2.2第三方对乙方承担的责任不应影响甲乙双方之间的合同关系。17.3第三方与其他各方的划分17.3.1第三方与其他各方之间的关系由甲乙双方另行协商确定。17.3.2第三方对其他各方承担的责任不应影响甲乙双方之间的合同关系。18.第三方变更18.1如需更换第三方，甲乙双方应协商一致，并由双方签字盖章确认。18.2第三方变更后，原第三方责任限额及权利义务由变更后的第三方继承。19.第三方介入的终止19.1第三方介入的终止条件由甲乙双方协商确定。19.2第三方介入终止后，甲乙双方应按照合同约定办理相关手续。第三部分：其他补充性说明和解释说明一：附件列表：1.质押物清单要求：详细列出质押物的名称、型号、数量、规格、价值等信息。说明：本附件作为合同附件，用于明确质押物的具体内容。2.质押物评估报告要求：由第三方评估机构出具，包括质押物的价值评估、评估方法、评估依据等。说明：本附件作为合同附件，用于确定质押物的价值。3.第三方介入协议要求：明确第三方介入的具体内容、服务范围、费用承担等。说明：本附件作为合同附件，用于规范第三方介入的行为。4.甲方营业执照副本复印件要求：提供甲方营业执照副本的复印件，证明甲方合法存在。说明：本附件作为合同附件，用于证明甲方的合法身份。5.乙方营业执照副本复印件要求：提供乙方营业执照副本的复印件，证明乙方合法存在。说明：本附件作为合同附件，用于证明乙方的合法身份。6.甲方财务报表要求：提供甲方近期的财务报表，包括资产负债表、利润表等。说明：本附件作为合同附件，用于了解甲方的财务状况。7.乙方财务报表要求：提供乙方近期的财务报表，包括资产负债表、利润表等。说明：本附件作为合同附件，用于了解乙方的财务状况。8.合同变更协议要求：详细记录合同变更的内容，包括变更时间、变更原因、变更内容等。说明：本附件作为合同附件，用于记录合同变更的过程。9.争议解决协议要求：明确争议解决的方式、机构、程序等。说明：本附件作为合同附件，用于规范争议解决的过程。说明二：违约行为及责任认定：1.违约行为a.甲方未按约定提供质押物或提供虚假质押物。b.乙方未按约定发放融资款项。c.出质人未按约定使用融资款项。d.任何一方未按约定履行通知义务。e.第三方未按约定履行职责。2.责任认定标准a.违约方应承担违约责任，包括但不限于支付违约金、赔偿损失等。b.违约金的具体数额由双方协商确定，但不得超过实际损失。c.赔偿损失包括直接损失和可得利益损失。3.违约示例说明a.甲方未按约定提供质押物，导致乙方无法发放融资款项，甲方应支付违约金，并赔偿乙方的损失。b.乙方未按约定发放融资款项，甲方有权解除合同，并要求乙方支付违约金。c.出质人未按约定使用融资款项，乙方有权解除合同，并要求甲方支付违约金。d.任何一方未按约定履行通知义务，造成对方损失的，违约方应赔偿损失。e.第三方未按约定履行职责，导致合同无法履行，第三方应承担相应的法律责任。全文完。2024年度质押担保中小企业融资合同范本1合同目录一、合同基本信息1.合同编号2.合同名称3.合同签订日期4.合同双方基本信息5.合同标的物6.融资额度7.融资期限二、质押担保物的描述1.质押物种类2.质押物所有权及使用权3.质押物价值及评估4.质押物保管责任三、融资条件1.融资用途2.融资利率3.融资期限4.还款方式5.融资费用四、质押物的交付与保管1.质押物交付方式2.质押物保管地点3.质押物保管责任4.质押物出质期间的维护责任五、质押物的处置1.质押物处置条件2.质押物处置程序3.质押物处置收益分配六、合同履行与违约责任1.合同履行期限2.合同履行方式3.违约责任4.违约金的计算与支付七、争议解决1.争议解决方式2.争议解决机构3.争议解决程序八、合同变更与解除1.合同变更条件2.合同解除条件3.合同解除程序九、合同终止1.合同终止条件2.合同终止程序3.合同终止后的处理十、保密条款1.保密信息范围2.保密义务3.违反保密义务的责任十一、通知与送达1.通知方式2.送达地址3.送达期限十二、合同生效与备案1.合同生效条件2.合同备案要求3.合同备案程序十三、不可抗力1.不可抗力事件范围2.不可抗力事件的处理3.不可抗力事件的证明十四、其他约定1.争议管辖2.合同份数3.合同附件合同编号_________一、合同基本信息1.合同编号：2024ZYGZ0012.合同名称：2024年度质押担保中小企业融资合同3.合同签订日期：2024年1月1日4.合同双方基本信息：a.融资方：[融资方全称]b.质押方：[质押方全称]c.担保方：[担保方全称]5.合同标的物：[具体质押物描述]6.融资额度：人民币[融资额度]元7.融资期限：自[融资起始日期]起至[融资到期日期]止二、质押担保物的描述1.质押物种类：[质押物种类，如动产、不动产等]2.质押物所有权及使用权：[质押物所有权及使用权归属说明]3.质押物价值及评估：[质押物价值评估报告及评估机构]4.质押物保管责任：[质押物保管责任分配及保管方式]三、融资条件1.融资用途：[融资用途说明]2.融资利率：[具体利率及计算方式]3.融资期限：[具体融资期限]4.还款方式：[还款方式，如分期还款、一次性还款等]5.融资费用：[融资相关费用及承担方]四、质押物的交付与保管1.质押物交付方式：[质押物交付的具体方式]2.质押物保管地点：[质押物保管的具体地点]3.质押物保管责任：[质押物保管的责任方及责任内容]4.质押物出质期间的维护责任：[出质期间的维护责任分配]五、质押物的处置1.质押物处置条件：[触发质押物处置的条件]2.质押物处置程序：[质押物处置的具体程序]3.质押物处置收益分配：[处置收益的分配方式]六、合同履行与违约责任1.合同履行期限：[合同履行的时间要求]2.合同履行方式：[合同履行的具体方式]3.违约责任：[各类违约行为的定义及相应的违约责任]4.违约金的计算与支付：[违约金的计算方法和支付方式]七、争议解决1.争议解决方式：[争议解决的方式，如协商、调解、仲裁等]2.争议解决机构：[争议解决的具体机构或仲裁机构]3.争议解决程序：[争议解决的具体程序和步骤]八、合同变更与解除1.合同变更条件：[合同变更需要满足的条件]2.合同解除条件：[合同解除需要满足的条件]3.合同解除程序：[合同解除的具体程序和通知方式]九、合同终止1.合同终止条件：[合同终止需要满足的条件]2.合同终止程序：[合同终止的具体程序]3.合同终止后的处理：[合同终止后的处理方式，如资产清算、债务清偿等]十、保密条款1.保密信息范围：[保密信息的具体范围]2.保密义务：[保密的具体义务和责任]3.违反保密义务的责任：[违反保密义务的后果和责任承担]十一、通知与送达1.通知方式：[通知的具体方式，如书面、电子邮件等]2.送达地址：[各方的送达地址和联系方式]3.送达期限：[通知的送达期限]十二、合同生效与备案1.合同生效条件：[合同生效所需满足的条件]2.合同备案要求：[合同备案的具体要求]3.合同备案程序：[合同备案的具体程序]十三、不可抗力1.不可抗力事件范围：[不可抗力事件的具体范围]2.不可抗力事件的处理：[不可抗力事件发生后的处理措施]3.不可抗力事件的证明：[不可抗力事件的证明要求]十四、其他约定1.争议管辖：[争议解决管辖地的约定]2.合同份数：[合同份数及分发方式]3.合同附件：[合同附件的清单和内容]融资方（签字/盖章）：________________________质押方（签字/盖章）：________________________担保方（签字/盖章）：________________________合同签订日期：________________________见证人（签字）：________________________见证人单位：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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