2024年度个人保证担保贷款合同英文范本3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度个人保证担保贷款合同英文范本本合同目录一览1.PartiestotheAgreement1.1Borrower'sInformation1.2Lender'sInformation1.3Guarantor'sInformation2.LoanTerms2.1LoanAmount2.2InterestRate2.3LoanDuration2.4RepaymentSchedule2.5RepaymentMethod3.Borrower'sObligations3.1PaymentofLoan3.2CompliancewithLoanTerms3.3DefaultandConsequences3.4InsuranceRequirement4.Guarantor'sObligations4.1GuaranteeofLoan4.2DefaultandConsequences4.3RighttoSetoff4.4NoticeofDefault5.ConditionsPrecedent5.1Borrower'sEligibility5.2Lender'sApproval5.3LegalCompliance6.EventsofDefault6.1Borrower'sDefault6.2Guarantor'sDefault6.3BreachofContract7.RemediesandEnforcement7.1RighttoEnforce7.2LegalAction7.3LiquidatedDamages8.Confidentiality8.1ConfidentialInformation8.2DisclosureRestrictions9.GoverningLawandJurisdiction9.1ApplicableLaw9.2Jurisdiction10.ForceMajeure10.1EventsBeyondControl10.2LiabilityandDuties11.Assignment11.1AssignmentBorrower11.2AssignmentLender11.3AssignmentGuarantor12.MiscellaneousProvisions12.1EntireAgreement12.2AmendmentsandModifications12.3WaiverofBreach12.4Notices13.DisputeResolution13.1Mediation13.2Arbitration13.3Litigation14.Termination14.1Borrower'sTermination14.2Lender'sTermination14.3Guarantor'sTermination14.4EffectsofTermination第一部分：合同如下：1.PartiestotheAgreement1.1Borrower'sInformationFullName:Address:ContactInformation:1.2Lender'sInformationNameofFinancialInstitution:Address:ContactInformation:1.3Guarantor'sInformationFullName:Address:ContactInformation:RelationshiptoBorrower:2.LoanTerms2.1LoanAmountThetotalamountoftheloantobeprovidedtheLendertotheBorroweris$,X.2.2InterestRate2.3LoanDurationTheloanshallhaveadurationofyears.2.4RepaymentScheduleTheBorrowershallmakemonthlyrepaymentsof$,X,startingfromthefirstmonthfollowingthedisbursementoftheloan.2.5RepaymentMethodRepaymentsshallbemadeautomaticdeductionfromtheBorrower'sdesignatedbankaccount.3.Borrower'sObligations3.1PaymentofLoanTheBorroweragreestorepaytheloaninfull,togetherwithinterest,inaccordancewiththetermssetforthinthisAgreement.3.2CompliancewithLoanTerms3.3DefaultandConsequencesIntheeventofdefault,theBorrowershallbeliableforallcostsandexpensesincurredtheLenderinrecoveringtheloan,includinglegalfees.3.4InsuranceRequirementTheBorroweragreestomaintainadequateinsurancecoverageontheloanedfundsandpropertyduringthetermofthisAgreement.4.Guarantor'sObligations4.1GuaranteeofLoanTheGuarantoragreestoguaranteetherepaymentoftheloanintheeventofdefaulttheBorrower.4.2DefaultandConsequencesUpondefaulttheBorrower,theGuarantorshallbeliableforthefullamountoftheoutstandingdebt,includinginterestandlegalfees.4.3RighttoSetoffTheLendershallhavetherighttosetoffanyamountsowedtotheBorrowerortheGuarantoragainstthedebtdueunderthisAgreement.4.4NoticeofDefaultTheLendershallprovidewrittennoticetotheGuarantorupontheoccurrenceofanydefaulttheBorrower.5.ConditionsPrecedent5.1Borrower'sEligibilityTheBorrowerrepresentsthattheyareeligiblefortheloanandhaveprovidedallnecessarydocumentationtosupporttheirapplication.5.2Lender'sApprovalTheloanissubjecttotheLender'spriorwrittenapproval.5.3LegalCompliance6.EventsofDefault6.1Borrower'sDefaultTheBorrowershallbedeemedtobeindefaultiftheyfailtomakeanypaymentwhendueorotherwisebreachanytermofthisAgreement.6.2Guarantor'sDefaultTheGuarantorshallbedeemedtobeindefaultiftheyfailtofulfilltheirobligationsunderthisAgreement.6.3BreachofContractAnybreachofthisAgreementanypartyshallconstituteaneventofdefault.7.RemediesandEnforcement7.1RighttoEnforceTheLendershallhavetherighttoenforceallremediesavailableatlaworequitytorecovertheoutstandingdebtunderthisAgreement.7.2LegalActionTheLendermay,atitssolediscretion,takelegalactionagainsttheBorrowerortheGuarantortorecovertheoutstandingdebt.7.3LiquidatedDamagesIntheeventofdefault,theBorrowerandtheGuarantoragreetopayliquidateddamagesintheamountof%oftheoutstandingdebtpermonthuntilthedebtisfullyrecovered.8.Confidentiality8.1ConfidentialInformation"ConfidentialInformation"shallmeananyinformationdisclosedeitherpartytotheother,whetherinwriting,orally,orinspectionoftangibleobjects,thatisdesignatedasconfidentialorthatreasonablyshouldbeunderstoodtobeconfidentialgiventhenatureoftheinformationandthecircumstancesofdisclosure.8.2DisclosureRestrictionsNeitherpartyshalldiscloseanyConfidentialInformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty,exceptasrequiredlaworcourtorder.9.GoverningLawandJurisdiction9.1ApplicableLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthejurisdictionwheretheLenderislocated.9.2JurisdictionAnylegalactionorproceedingarisingoutoforinconnectionwiththisAgreementshallbebroughtexclusivelyinthecourtsofthejurisdictionwheretheLenderislocated.10.ForceMajeure10.1EventsBeyondControlNeitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedanyeventbeyonditsreasonablecontrol,includingbutnotlimitedtoactsofGod,labordisputes,orgovernmentactions.10.2LiabilityandDutiesIfaforcemajeureeventoccurs,theaffectedpartyshallpromptlynotifytheotherpartyandusereasonableeffortstominimizetheimpactoftheeventonitsobligationsunderthisAgreement.11.Assignment11.1AssignmentBorrowerTheBorrowermaynotassignitsrightsorobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.11.2AssignmentLenderTheLendermayassignitsrightsorobligationsunderthisAgreementtoathirdpartywithouttheBorrower'sconsent,providedthatthethirdpartyagreestobeboundthetermsofthisAgreement.11.3AssignmentGuarantorTheGuarantormaynotassignitsrightsorobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.12.MiscellaneousProvisions12.1EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetherwrittenororal,relatingtothesubjectmatterofthisAgreement.12.2AmendmentsandModificationsAnyamendmentormodificationofthisAgreementmustbeinwritingandexecutedbothparties.12.3WaiverofBreachThefailureofeitherpartytoenforceanyprovisionofthisAgreementshallnotbedeemedawaiverofsuchprovisionnoroftherighttoenforcesuchprovision.12.4Notices13.DisputeResolution13.1MediationIntheeventofanydisputearisingoutoforinconnectionwiththisAgreement,thepartiesagreetofirstattempttoresolvethedisputethroughmediation.13.2ArbitrationIfthedisputecannotberesolvedthroughmediation,thepartiesagreetosubmitthedisputetobindingarbitrationinaccordancewiththerulesoftheXYZArbitrationAssociation.13.3LitigationIfarbitrationisnotsuccessful,thepartiesmayseekresolutionthroughlitigationinthecourtsofthejurisdictionwheretheLenderislocated.14.Termination14.1Borrower'sTerminationTheBorrowermayterminatethisAgreementatanytimeprovidingwrittennoticetotheLender.14.2Lender'sTerminationTheLendermayterminatethisAgreementatanytimeprovidingwrittennoticetotheBorrower,inwhichcasetheBorrowershallimmediatelyrepaytheoutstandingloanbalance.14.3Guarantor'sTerminationTheGuarantormaynotterminateitsobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.14.4EffectsofTerminationUponterminationofthisAgreement,allobligationsoftheBorrowerandtheGuarantorunderthisAgreementshallcease,exceptforanyobligationsthattheirnaturesurvivetermination.第二部分：第三方介入后的修正1.IntroductiontoThirdPartyInvolvement1.1DefinitionofThirdParty"ThirdParty"referstoanyentityorindividualnotpartytothisAgreement,includingbutnotlimitedtoconsultants,advisors,intermediaries,serviceproviders,andregulatorybodies.1.2PurposeofThirdPartyInvolvement2.AdditionalTermsforPartiesuponThirdPartyInvolvement2.1Borrower'sAdditionalObligationsTheBorroweragreestoprovidetheThirdPartywithallnecessaryinformationandaccesstorecordsrequiredfortheperformanceoftheirduties.TheBorrowershallensurethattheThirdParty'sinvolvementdoesnotconflictwiththetermsofthisAgreement.2.2Lender'sAdditionalObligationsTheLenderagreestofacilitatetheinvolvementoftheThirdPartyandprovidethemwithaccesstorelevantinformationandrecords.2.3Guarantor'sAdditionalObligationsTheGuarantoracknowledgestheinvolvementoftheThirdPartyandagreestocooperatewiththemasrequired.TheGuarantorshallnotbeliablefortheactionsoftheThirdPartyunlesssuchactionsareadirectresultoftheirownnegligenceorbreachofthisAgreement.3.ThirdParty'sResponsibilitiesandLimitations3.1ScopeofWorkTheThirdPartyshallperformtheirdutiesasspecifiedintheagreementorcontractenteredintobetweenthemandeithertheBorrower,Lender,orGuarantor.3.2LimitationofLiabilityTheliabilityoftheThirdPartyforanyactoromissionshallbelimitedtothefeespaidtothemtherelevantparty.3.3IndemnificationTheBorrower,Lender,orGuarantorshallindemnifytheThirdPartyagainstanyclaims,losses,ordamagesarisingoutoftheirownnegligenceorbreachofthisAgreement.4.ThirdParty'sRights4.1AccesstoInformationTheThirdPartyshallhavetherighttoaccessallnecessaryinformationandrecordstoperformtheirdutieseffectively.4.2ConfidentialityTheThirdPartyagreestomaintaintheconfidentialityofallinformationobtainedduringthecourseoftheirduties.4.3Reporting5.ThirdParty'sRelationshipwithOtherParties5.1IndependenceTheThirdPartyshallactindependentlyandshallnotbeinfluencedanypartytothisAgreement.5.2NoAgencyTheThirdPartyshallnotbedeemedtobeanagentofanypartytothisAgreement.5.3NoLiabilityTheThirdPartyshallnotbeliableforanyactsoromissionsoftheBorrower,Lender,orGuarantor.6.ModificationstotheAgreement6.1AdditionofThirdPartyTheinclusionofaThirdPartyintothisAgreementshallnotaltertheobligationsandrightsoftheBorrower,Lender,orGuarantor.6.2AmendmentsAnyamendmentstothisAgreementaffectingtheThirdPartyshallbemadeinwritingandexecutedallparties.7.TerminationofThirdParty'sInvolvement7.1Borrower'sorLender'sRighttoTerminateTheBorrowerorLendermayterminatetheinvolvementoftheThirdPartyatanytimeprovidingwrittennotice,subjecttoanycontractualobligationsorfeesowedtotheThirdParty.7.2Guarantor'sRighttoTerminateTheGuarantormaynotterminatetheinvolvementoftheThirdPartywithouttheconsentoftheBorrowerandLender.7.3ConsequencesofTerminationUpontermination,theThirdPartyshallprovideafinalreporttotherelevantpartyandreturnallconfidentialinformation.8.DisputeResolution8.1DisputesarisingfromtheinvolvementoftheThirdPartyshallberesolvedinaccordancewiththedisputeresolutionmechanismssetforthinthisAgreement.8.2MediationandArbitrationIfdisputescannotberesolvedthroughnegotiation,thepartiesagreetomediationand,ifnecessary,arbitration.9.GoverningLawandJurisdictionTheprovisionsofthissectionshallapplytoanydisputesarisingfromtheinvolvementoftheThirdParty,inadditiontothegoverninglawandjurisdictionprovisionsofthemainAgreement.第三部分：其他补充性说明和解释说明一：附件列表：1.Borrower'sApplicationFormAttachmentpurpose:ToverifytheBorrower'seligibilityfortheloanandtoassesstheircreditworthiness.2.LoanAgreementDetailedrequirements:TheloanagreementmustbesignedboththeBorrowerandtheLender,outliningthetermsandconditionsoftheloan,includingtheloanamount,interestrate,repaymentschedule,anddefaultprovisions.Attachmentpurpose:ToserveasthelegaldocumentgoverningtheloanagreementbetweentheBorrowerandtheLender.3.Guarantor'sAgreementDetailedrequirements:TheguarantoragreementmustbesignedtheGuarantor,outliningtheirobligationstorepaytheloanintheeventofdefaulttheBorrower.4.FinancialStatementsAttachmentpurpose:ToverifytheBorrower'sfinancialstabilityandabilitytorepaytheloan.5.InsurancePoliciesDetailedrequirements:TheBorrowermustprovideproofofadequateinsurancecoverageontheloanedfundsandproperty.Attachmentpurpose:ToensurethattheBorrowerhasprotectedtheLender'sinterestsintheeventoflossordamage.6.ThirdPartyAgreementDetailedrequirements:AnyagreemententeredintobetweentheBorrower,Lender,orGuarantorandaThirdPartymustbeinwritingandincludethescopeofwork,fees,andlimitationsofliability.Attachmentpurpose:ToclarifythetermsandconditionsoftheinvolvementoftheThirdParty.7.DisputeResolutionMechanismDetailedrequirements:Thepartiesmustagreeonadisputeresolutionmechanism,suchasmediationorarbitration,toresolveanydisputesarisingfromthisAgreement.Attachmentpurpose:Toprovideaclearandfairprocessforresolvingdisputes.说明二：违约行为及责任认定：1.FailuretoMakeRepaymentsResponsibility:TheBorrowerisindefaultiftheyfailtomakeanypaymentwhendue.Example:IftheBorrowerfailstomakeascheduledpayment,theymaybeliableforlatefeesandinterest.2.BreachofConfidentialityResponsibility:AnypartythatdisclosesconfidentialinformationwithoutauthorizationisinbreachofthisAgreement.Example:IftheLenderdisclosestheBorrower'sfinancialinformationtoanunauthorizedthirdparty,theymaybeliablefordamages.3.FailuretoComplywithRegulatoryRequirements4.FailuretoProvideRequiredDocumentationResponsibility:TheBorrowerisindefaultiftheyfailtoproviderequireddocumentationwithinthespecifiedtimeframe.Example:IftheBorrowerfailstoprovidetheirfinancialstatementswithintheagreedupontimeframe,theymaybesubjecttopenalties.5.FailuretoPerformUndertheTermsoftheAgreementResponsibility:AnypartythatfailstoperformtheirobligationsunderthisAgreementisinbreachoftheAgreement.Example:IftheLenderfailstoprovidetheloanamountwithintheagreedupontimeframe,theymaybeliablefordamages.6.UnauthorizedAssignmentResponsibility:TheBorrowerorLendermaybeinbreachofthisAgreementiftheyassigntheirrightsorobligationswithoutpriorwrittenconsent.Example:IftheBorrowerassignstheirloantoathirdpartywithouttheLender'sconsent,theymaybeinbreachoftheAgreement.全文完。2024年度个人保证担保贷款合同英文范本1本合同目录一览1.定义与解释1.1定义1.2解释2.贷款金额与期限2.1贷款金额2.2贷款期限3.利率与还款方式3.1利率3.2还款方式4.担保方式4.1担保物4.2担保方式说明5.担保人的责任与义务5.1担保责任5.2担保义务6.贷款用途6.1贷款用途说明7.贷款发放与使用7.1贷款发放7.2贷款使用8.还款计划与还款金额8.1还款计划8.2还款金额9.违约责任9.1违约行为9.2违约责任10.争议解决10.1争议解决方式10.2争议解决程序11.合同变更与解除11.1合同变更11.2合同解除12.合同生效与终止12.1合同生效12.2合同终止13.通知与送达13.1通知方式13.2送达地址14.其他条款14.1不可抗力14.2合同附件第一部分：合同如下：1.定义与解释1.1定义1.1.1"贷款人"指提供贷款的金融机构。1.1.2"借款人"指从贷款人处借取贷款的个人。1.1.3"担保人"指同意为借款人的贷款提供担保的个人。1.1.4"贷款金额"指借款人从贷款人处借取的金额。1.1.5"贷款期限"指借款人应按照合同约定的时间期限偿还贷款。1.1.6"利率"指贷款人向借款人收取的利息比率。1.1.7"还款方式"指借款人偿还贷款的具体方式，如等额本息、等额本金等。1.1.8"担保物"指担保人为借款人提供的作为担保的财产。1.1.9"违约"指借款人或担保人未履行合同约定的义务。1.2解释1.2.1本合同中的定义和解释应按照本合同的条款进行。2.贷款金额与期限2.1贷款金额2.1.1本合同项下的贷款金额为人民币万元整。2.2贷款期限2.2.1本合同项下的贷款期限为自贷款发放之日起年。3.利率与还款方式3.1利率3.1.1本合同项下的贷款利率为年利率%，按中国人民银行同期贷款基准利率调整。3.2还款方式3.2.1借款人应按照本合同约定的还款方式，每月偿还贷款本息。4.担保方式4.1担保物4.1.1担保人为借款人提供的担保物为房产。4.2担保方式说明4.2.1担保人同意以其房产作为担保物，为借款人的贷款提供担保。5.担保人的责任与义务5.1担保责任5.1.1担保人在借款人违约时，有义务按照本合同约定承担担保责任。5.2担保义务5.2.1担保人应确保担保物的合法、有效，并承担因担保物引起的任何法律风险。6.贷款用途6.1贷款用途说明6.1.1借款人应将贷款用于合法、合规的用途，如购房、装修等。7.贷款发放与使用7.1贷款发放7.1.1贷款人应在收到借款人提交的完整申请资料后，个工作日内完成贷款发放。7.2贷款使用7.2.1借款人应在贷款发放后，按照约定的用途使用贷款。8.还款计划与还款金额8.1还款计划8.1.1借款人应按照贷款人提供的还款计划进行还款，还款计划应包括每月的还款金额、还款日期等。8.2还款金额8.2.1借款人每月应偿还的贷款金额包括本金和利息，具体金额将在贷款发放时确定。9.违约责任9.1违约行为9.1.1借款人未按合同约定按期还款、未按约定用途使用贷款、提供虚假信息等行为均视为违约。9.2违约责任9.2.1借款人违约，应向贷款人支付违约金，违约金金额按合同约定执行。10.争议解决10.1争议解决方式10.1.1双方发生争议时，应通过友好协商解决。10.2争议解决程序10.2.1协商不成的，任何一方均有权向贷款人所在地人民法院提起诉讼。11.合同变更与解除11.1合同变更11.1.1本合同在履行过程中，任何一方提出变更请求，经双方协商一致，可对合同内容进行变更。11.2合同解除11.2.1.1借款人严重违约；11.2.1.2担保人丧失担保能力；11.2.1.3合同目的无法实现；11.2.1.4法律法规规定或双方约定的其他解除情形。12.合同生效与终止12.1合同生效12.1.1本合同自双方签字（或盖章）之日起生效。12.2合同终止12.2.1本合同项下的贷款全部偿还完毕后，合同终止。13.通知与送达13.1通知方式13.1.1双方之间的通知应以书面形式进行。13.2送达地址13.2.1借款人的送达地址为合同中约定的地址，担保人的送达地址为合同中约定的地址。14.其他条款14.1不可抗力14.1.1发生不可抗力事件，导致本合同无法履行或履行困难的，双方应协商解决，并可根据不可抗力的影响部分或全部免除责任。14.2合同附件14.2.1本合同附件包括但不限于：贷款申请表、担保合同、还款计划表等。附件与本合同具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定义15.1.1"第三方"指在本合同履行过程中，提供专业服务、咨询或协助的独立实体，包括但不限于中介机构、评估机构、律师事务所、会计师事务所等。15.2第三方介入情形15.2.1.1贷款评估与审批过程中需要专业评估；15.2.1.2合同签订与履行过程中需要法律咨询；15.2.1.3担保物评估与监管；15.2.1.4贷款逾期后的催收服务；15.2.1.5其他经双方同意需要第三方介入的情形。15.3第三方选择与指定15.3.2第三方应具备相应的资质和专业知识，能够独立、公正地履行其职责。16.第三方责任与权利16.1第三方责任16.1.1第三方应按照本合同约定和其专业职责，履行相应的服务义务。16.1.2第三方对其提供的服务承担相应的责任，包括但不限于提供错误信息、未能履行职责等。16.2第三方权利16.2.1第三方有权要求贷款人或借款人提供必要的信息和文件，以便其履行职责。16.2.2第三方有权收取合理的服务费用，费用应在合同中明确。17.第三方与其他各方的划分说明17.1第三方与贷款人的关系17.1.1第三方与贷款人之间是委托与被委托的关系，第三方应遵守贷款人的指示。17.2第三方与借款人的关系17.2.1第三方与借款人之间是服务与被服务的关系，第三方应尊重借款人的合法权益。17.3第三方与担保人的关系17.3.1第三方与担保人之间是独立的服务关系，第三方应确保担保物的安全与监管。18.第三方责任限额18.1第三方的责任限额应根据其提供的服务的性质、复杂性和风险程度确定。18.2第三方的责任限额应在合同中明确，并应遵循相关法律法规的规定。19.第三方介入的合同条款19.1.1第三方的名称、地址和联系方式；19.1.2第三方的职责和权利；19.1.3第三方的责任和责任限额；19.1.4第三方的服务费用和支付方式；19.1.5第三方介入的时间和期限；19.1.6第三方介入的终止条件和程序。20.第三方介入的变更与解除20.1第三方介入的变更或解除需经贷款人、借款人和第三方协商一致。20.2第三方介入的变更或解除不影响本合同其他条款的效力。第三部分：其他补充性说明和解释说明一：附件列表：1.贷款申请表要求：完整填写借款人个人信息、贷款用途、还款能力等。说明：贷款申请表是借款人向贷款人申请贷款的重要文件，需真实、准确、完整。2.担保合同要求：担保人同意为借款人提供担保的书面文件，包括担保物的类型、价值等。说明：担保合同是担保人与贷款人之间签订的协议，明确担保人的权利和义务。3.还款计划表要求：详细列出借款人每月还款金额、还款日期等。说明：还款计划表是借款人还款的详细安排，有助于借款人合理规划财务。4.房产评估报告要求：由专业评估机构出具的担保房产的评估报告。说明：房产评估报告用于确定担保房产的价值，作为贷款决策依据。5.法律意见书要求：由律师事务所出具的关于合同合法性的法律意见书。说明：法律意见书用于确认合同条款的合法性和有效性。6.通知送达证明要求：证明双方已按照合同约定方式送达通知的文件。说明：通知送达证明用于证明通知的合法送达。7.争议解决协议要求：双方就争议解决方式达成的书面协议。说明：争议解决协议用于明确争议解决途径和程序。8.合同变更协议要求：双方就合同变更内容达成的书面协议。说明：合同变更协议用于记录合同变更的细节。说明二：违约行为及责任认定：1.违约行为1.1借款人未按合同约定按期还款。1.2借款人未按约定用途使用贷款。1.3担保人未履行担保责任。1.4第三方未按合同约定提供服务。1.5任何一方提供虚假信息或隐瞒重要事实。2.违约责任认定标准2.1违约行为的性质、严重程度和后果。2.2违约方的主观故意或过失。2.3违约方是否采取了补救措施。3.违约责任示例说明3.1借款人未按期还款，贷款人有权要求借款人支付违约金，违约金金额按合同约定执行。3.2担保人未履行担保责任，贷款人有权要求担保人承担相应的担保责任。3.3第三方未按合同约定提供服务，贷款人或借款人有权要求第三方承担相应的违约责任。全文完。2024年度个人保证担保贷款合同英文范本2本合同目录一览1.DefinitionsandInterpretations1.1Definitions1.2Interpretations2.LoanDetails2.1LoanAmount2.2LoanTerm2.3InterestRate2.4RepaymentSchedule3.Borrower'sObligations3.1Borrower'sResponsibilities3.2Borrower'sFinancialObligations4.Guarantor'sObligations4.1Guarantor'sResponsibilities4.2Guarantor'sFinancialObligations5.Collateral5.1DescriptionofCollateral5.2SecurityInterest6.EventsofDefault6.1Borrower'sDefault6.2Guarantor'sDefault7.RemediesandConsequencesofDefault7.1Borrower'sRemedies7.2Guarantor'sRemedies7.3ConsequencesofDefault8.TerminationofLoan8.1Borrower'sTerminationRights8.2Guarantor'sTerminationRights9.Assignmentandnovation9.1Assignment9.2Novation10.Confidentiality10.1ConfidentialInformation10.2DisclosureofConfidentialInformation11.GoverningLawandJurisdiction11.1GoverningLaw11.2Jurisdiction12.MiscellaneousProvisions12.1ForceMajeure12.2EntireAgreement12.3Waiver12.4Amendments12.5Severability13.DisputeResolution13.1DisputeResolutionMechanism13.2Arbitration13.3Litigation14.FinalProvisions14.1Execution14.2Headings14.3Counterparts第一部分：合同如下：1.DefinitionsandInterpretations1.1Definitions1.1.1"Borrower"referstotheindividualborrowernamedinthecontract.1.1.2"Guarantor"referstotheindividualguarantornamedinthecontract.1.1.3"Loan"referstothepersonalguaranteedloanprovidedthelendertotheborrower.1.1.4"Lender"referstothefinancialinstitutionorindividualprovidingtheloan.1.1.5"Principal"referstotheamountofmoneyborrowedtheborrower.1.1.6"Interest"referstotheamountofmoneychargedthelenderfortheuseoftheborrowedfunds.1.1.8"EventofDefault"referstoanyoccurrencespecifiedinthiscontractthatconstitutesadefault.1.2Interpretations1.2.1Intheeventofanyconflictorambiguitybetweenanyprovisionsofthiscontract,theinterpretationssetforthinthissectionshallgovern.2.LoanDetails2.1LoanAmount2.1.1Theloanamountshallbe[insertloanamount].2.2LoanTerm2.2.1Theloantermshallbe[insertloanterm]yearsfromthedateofdisbursement.2.3InterestRate2.3.1Theinterestrateontheloanshallbe[insertinterestrate]perannum.2.4RepaymentSchedule2.4.1Theborrowershallrepaytheloaninequalmonthlyinstallmentsovertheloanterm.3.Borrower'sObligations3.1Borrower'sResponsibilities3.1.1Theborroweragreestorepaytheloaninaccordancewiththetermsandconditionssetforthinthiscontract.3.1.2Theborroweragreestoprovideanyinformationrequestedthelenderforthepurposeofassessingtheborrower'screditworthiness.3.2Borrower'sFinancialObligations3.2.1Theborroweragreestomakeallpaymentsdueunderthiscontractontimeandinfull.4.Guarantor'sObligations4.1Guarantor'sResponsibilities4.1.1Theguarantoragreestoguaranteethepaymentoftheloanintheeventoftheborrower'sdefault.4.1.2Theguarantoragreestoprovideanyinformationrequestedthelenderforthepurposeofassessingtheguarantor'screditworthiness.4.2Guarantor'sFinancialObligations4.2.1Theguarantoragreestomakeallpaymentsdueunderthiscontractintheeventoftheborrower'sdefault.5.Collateral5.1DescriptionofCollateral5.1.1Theborrowerhereassignstothelenderanyandallpresentandfuturerights,,andinterestinandto[insertcollateraldescription].5.2SecurityInterest5.2.1Thelendershallhaveasecurityinterestinthecollateraltosecuretherepaymentoftheloan.6.EventsofDefault6.1Borrower'sDefault6.1.1Theborrowershallbedeemedtobeindefaultiftheborrowerfailstomakeanypaymentdueunderthiscontractwhendue.6.2Guarantor'sDefault6.2.1Theguarantorshallbedeemedtobeindefaultiftheguarantorfailstomakeanypaymentdueunderthiscontractintheeventoftheborrower'sdefault.7.RemediesandConsequencesofDefault7.1Borrower'sRemedies7.1.1Intheeventofdefaulttheborrower,thelendershallhavetherighttotakeanylegalactionnecessarytorecovertheoutstandingdebt,includingbutnotlimitedto,foreclosureonthecollateral.7.2Guarantor'sRemedies7.2.1Intheeventofdefaulttheborrower,thelendershallhavetherighttodemandpaymentfromtheguarantorinaccordancewiththetermsofthiscontract.7.3ConsequencesofDefault7.3.1Intheeventofdefault,theborrowerandguarantorshallbejointlyandseverallyliableforthefullamountoftheoutstandingdebt.8.TerminationofLoan8.1Borrower'sTerminationRights8.1.1Theborrowermayterminatethiscontractatanytimeprovidingwrittennoticetothelender.8.1.2Upontermination,theborrowershallimmediatelyrepayanyoutstandingprincipalandinterestdueunderthiscontract.8.2Guarantor'sTerminationRights8.2.1Theguarantor'sobligationsunderthiscontractshallcontinueuntiltheloanisfullyrepaidorotherwiseterminatedinaccordancewiththetermsofthiscontract.9.Assignmentandnovation9.1Assignment9.1.1Theborrowermayassignthiscontracttoanotherpartywiththepriorwrittenconsentofthelender.9.2Novation9.2.1Thelendermaynovatethiscontracttoanotherpartywiththepriorwrittenconsentoftheborrowerandguarantor.10.Confidentiality10.1ConfidentialInformation10.1.1"ConfidentialInformation"shallmeananyinformationdisclosedeitherpartytotheotherpartyinconnectionwiththiscontractthatisdesignatedasconfidentialorthatreasonablyshouldbeunderstoodtobeconfidential.10.2DisclosureofConfidentialInformation10.2.1NeitherpartyshalldiscloseanyConfidentialInformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.11.GoverningLawandJurisdiction11.1GoverningLaw11.1.1Thiscontractshallbegovernedandconstruedinaccordancewiththelawsof[insertgoverninglawjurisdiction].11.2Jurisdiction11.2.1Anydisputesarisingoutoforinconnectionwiththiscontractshallbesubjecttotheexclusivejurisdictionofthecourtsof[insertjurisdiction].12.MiscellaneousProvisions12.1ForceMajeure12.1.1Neitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontracttotheextentthatsuchfailureordelayiscausedcircumstancesbeyonditsreasonablecontrol.12.2EntireAgreement12.2.1Thiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.12.3Waiver12.3.1Thefailureofeitherpartytoenforceanyprovisionofthiscontractshallnotbedeemedawaiverofsuchprovisionnoroftherightofthepartytoenforcesuchprovision.12.4Amendments12.4.1Anyamendmenttothiscontractshallbeinwritingandexecutedb