2024年借款合同的英文

2024年借款合同的英文ContractTableofContentsChapter1:Preliminary1.1PurposeoftheContract1.2LegalBasisoftheContract1.3ScopeofApplicationoftheContractChapter2:ContractingParties2.1Borrower'sInformation2.2Lender'sInformation2.3RightsandObligationsofthePartiesChapter3:LoanTerms3.1LoanAmount3.2PurposeoftheLoan3.3LoanPeriodChapter4:InterestRateandFees4.1InterestRateStandards4.2InterestCalculation4.3ServiceFeesChapter5:RepaymentMethods5.1RepaymentSchedule5.2RepaymentOptions5.3EarlyRepaymentChapter6:DefaultandBreachofContract6.1DefinitionofDefault6.2HandlingofDefault6.3LiabilityforBreachofContractChapter7:GuaranteesandSecurity7.1TypesofGuarantees7.2SecurityInterests7.3EnforcementofSecurityInterestsChapter8:Modification,Rescission,andTerminationoftheContract8.1ModificationoftheContract8.2RescissionoftheContract8.3TerminationoftheContractChapter9:DisputeResolution9.1MethodsofDisputeResolution9.2ApplicableLaw9.3JurisdictionforDisputeResolutionChapter10:SupplementaryProvisions10.1ConditionsfortheEffectivenessoftheContract10.2RighttoInterprettheContract10.3NoticesandDeliveriesChapter11:SignatureSection11.1Borrower'sSignature11.2Lender'sSignature11.3WitnessSignature(ifany)11.4DateofExecution11.5PlaceofExecution合同编号______Chapter1:Preliminary1.1PurposeoftheContractThisContractisenteredintotodefinetherightsandobligationsamongtheBorrower,theLender,andtogoverntheprocessofborrowing.1.2LegalBasisoftheContractThisContractshallbegovernedbyandconstruedinaccordancewiththelawsofthe______(specifythejurisdiction).1.3ScopeofApplicationoftheContractThisContractappliestothelendingactivitieswheretheBorrowerborrowsfundsfromtheLender.Chapter2:ContractingParties2.1Borrower'sInformationTheBorrower,beingalegalentityoranindividualwithfullcapacityforcivilconduct,hasthefollowinginformation:Name:______;Address:______;LegalRepresentativeorPrincipal:______.2.2Lender'sInformationTheLender,beingafinancialinstitutionlegallyestablishedandqualifiedtolend,hasthefollowinginformation:Name:______;Address:______;LegalRepresentativeorPrincipal:______.2.3RightsandObligationsoftheParties2.3.1TheBorrowerhastherighttousetheloanedfundsinaccordancewiththeagreedpurposes.2.3.2TheLenderhastherighttosupervisetheuseoftheloanedfundsandtoreceiverepaymentoftheprincipalandinterest.Chapter3:LoanTerms3.1LoanAmountTheBorrowershallborrowfromtheLenderanamountofRMB(inwords)______Yuan.3.2PurposeoftheLoanTheloanshallbeusedforthepurposeof______,andtheBorrowershallusetheloaninalawfulmanner.3.3LoanPeriodTheloanperiodshallcommenceonthe______dayof______monthof______yearandconcludeonthe______dayof______monthof______year.Chapter4:InterestRateandFees4.1InterestRateStandardsTheinterestratefortheloanunderthisContractisanannualrateof______%.4.2InterestCalculationInterestshallbecalculatedbasedontheoutstandingprincipalbalance.4.3ServiceFeesTheLendershallchargeservicefeesforthelendingservicesprovided,withspecificstandardsdetailedinAnnexA.Chapter5:RepaymentMethods5.1RepaymentScheduleTheBorrowershallrepaytheloanaccordingtotherepaymentscheduleasstipulatedinAnnexB.5.2RepaymentOptionsTheBorrowermaychoosefromvariousrepaymentmethods,includingbutnotlimitedto,equalprincipalandinterestpaymentsorequalprincipalpayments.5.3EarlyRepaymentTheBorrowermayrepaytheloanearlyupongiving______days'noticetotheLenderandpayinganyassociatedfeesasagreed.Chapter6:DefaultandBreachofContract6.1DefinitionofDefaultFailureoftheBorrowertorepaytheloanasperthescheduleshallbeconsideredadefault.6.2HandlingofDefaultIntheeventofdefault,theBorrowershallbesubjecttopenaltiesandinterestasstipulatedinthisContract.6.3LiabilityforBreachofContractThepartyinbreachshallbeliablefordamagesandshallcompensatethenon-breachingpartyforanylossesincurredasaresultofthebreach.Chapter7:GuaranteesandSecurity7.1TypesofGuaranteesTheBorrowermayprovideguaranteesintheformofbutnotlimitedto,personalguarantees,corporateguarantees,orguaranteesfromathirdparty.7.2SecurityInterestsTheBorrowermaypledgemovableorimmovablepropertyassecurityfortheloan.7.3EnforcementofSecurityInterestsIntheeventofdefault,theLendermayenforceitssecurityinterestsinaccordancewiththelawandthetermsofthisContract.Chapter8:Modification,Rescission,andTerminationoftheContract8.1ModificationoftheContractThisContractmaybeamendedonlyuponthewrittenagreementofbothparties.8.2RescissionoftheContractEitherpartymayrescindtheContractintheeventofamaterialbreachbytheotherparty.8.3TerminationoftheContractTheContractshallbeterminateduponfullrepaymentoftheloan,mutualagreementoftheparties,orasotherwiseprovidedbylaw.Chapter9:DisputeResolution9.1MethodsofDisputeResolutionAnydisputesarisingfromtheexecutionofthisContractshallberesolvedthroughfriendlynegotiation.9.2ApplicableLawTheconstruction,interpretation,andresolutionofdisputesofthisContractshallbegovernedbythelawsofthePeople'sRepublicofChina.9.3JurisdictionforDisputeResolutionIntheeventofadispute,thepartiesagreetosubmittothejurisdictionofthePeople'sCourtlocatedinthedistrictoftheLender.Chapter10:SupplementaryProvisions10.1ConditionsfortheEffectivenessoftheContractThisContractshalltakeeffectuponsignatureandsealbybothparties.10.2RighttoInterprettheContractTheLenderreservestherighttothefinalinterpretationofthisContract.10.3NoticesandDeliveriesAllnoticesandcommunicationsshallbeinwritingandsenttotheaddressspecifiedbyeachpartyinthisContract.Chapter11:SignatureSection11.1Borrower'sSignature:______Date:______11.2Lender'sSignature:______Date:______11.3WitnessSignature(ifany):______Date:______11.4DateofExecution:______Year______Month______Day11.5PlaceofExecution:______Chapter12:AnnexestotheContract12.1CompositionofAnnexesTheannexestothisContractincludebutarenotlimitedtotheBorrower'sidentitydocuments,theLender'sbusinesslicense,andotherrelevantdocuments.12.2LegalEffectofAnnexesTheannexesareanintegralpartofthisContractandhavethesamelegaleffectasthemaintext.12.3UpdatingofAnnexesAnyupdatestotheannexesshallbeagreeduponinwritingbybothparties.Chapter13:RecordFilingoftheContract13.1RequirementsforRecordFilingAfterthesigningofthisContract,itshallbefiledinaccordancewithrelevantlawsandregulations.13.2FilingAuthorityTheContractshallbefiledwiththe______authority.13.3LegalEffectofFilingOncetheContractisfiled,nopartymayunilaterallyalteritscontentwithouttheconsentofthefilingauthority.Chapter14:ConfidentialityClause14.1DefinitionofConfidentialInformationAllbusinesssecrets,technicalsecrets,andotherinformationthatshouldbekeptconfidentialasperthisContractanditsannexesareconsideredconfidentialinformation.14.2ObligationofConfidentialityBothpartiesshallkeepconfidentialallinformationspecifiedinthisContractandnotdiscloseittoanythirdpartywithoutwrittenconsent.14.3DurationofConfidentialityTheconfidentialityperiodshalllastfromtheeffectivedateoftheContractuntiltheinformationispubliclydisclosedornolongerhasvalueasasecret.Chapter15:ForceMajeureClause15.1DefinitionofForceMajeureForcemajeurereferstounforeseeable,unavoidable,andinsurmountableobjectivecircumstances.15.2NotificationObligationofForceMajeureIfapartyisunabletoperformorisdelayedinperformingduetoforcemajeure,itshallpromptlynotifytheotherpartyinwriting.15.3ImpactofForceMajeureApartyaffectedbyforcemajeureshallnotbearliabilityforbreachofcontract,butshalltaketimelymeasurestomitigatelosses.Chapter16:AssignmentandInheritanceoftheContract16.1AssignmentofContractRightsWithoutthewrittenconsentoftheLender,theBorrowermaynotassignitsrightsunderthisContract.16.2TransferofContractObligationsTheBorrowermaynottransferitsobligationsunderthisContract.16.3InheritanceoftheContractIntheeventofamerger,division,dissolution,orothersimilarsituationsoftheBorrower,therightsandobligationsunderthisContractshallbecontinuedbythesuccessorortheentityassumingtherightsandobligations.Chapter17:AdditionalTerms17.1ProposalofAdditionalTermsBothpartiesmaysupplementoramendthisContractbasedonactualcircumstances.17.2NegotiationofAdditionalTermsAnyadditionaltermsshallbeagreeduponinwritingbybothparties.17.3EffectivenessofAdditionalTermsAdditionaltermsshalltakeeffectfromthedateofsignatureandsealbybothpartiesandshallbeanintegralpartofthisContract.Chapter18:TerminationoftheContract18.1NormalTerminationConditionsThisContractshallterminatenaturallyuponfullrepaymentoftheloanormutualagreementoftheparties.18.2ConditionsforEarlyTerminationIntheeventofaseriousbreachbyoneparty,theotherpartyhastherighttoterminatetheContractearly.18.3RightsandObligationsafterTerminationAftertheterminationoftheContract,bothpartiesshallnegotiatetherightsandobligationsafterterminationbasedontheactualsituation.Chapter19:FinalConfirmationoftheContract19.1ConfirmationbyBothPartiesBothpartiesconfirmthatthisContractisanexpressionoftheirtrueintentions.19.2ConfirmationofContractContentBothpartiesconfirmthattheyhavefullyunderstoodthecontentoftheContractandagreetoabidebyitsterms.Chapter20:AdditionalDeclarationsoftheContract20.1Bothpartiesmaymakeadditionaldeclarationsorpromisesinthischapter.20.2AdditionaldeclarationsshouldbespecificandclearandmustnotconflictwithothertermsoftheContract.Chapter21:FinalTermsoftheContract21.1ThisContractismadein______copies,eachpartyholding______copies,allwiththesamelegaleffect.21.2ThisContractshallbeeffectivefromthedateofsignatureandsealbybothpartiesuntilthe______year______month______day.Chapter22:ApplicableLawoftheContract22.1Theestablishment,interpretation,performance,modification,rescission,anddisputeresolutionofthisContractshallallbegovernedbythelawsofthePeople'sRepublicofChina.Chapter23:DisputeResolutionoftheContract23.1DisputeResolutionMethodsAnydisputesarisingfromtheperformanceofthisContractshallfirstberesolvedthroughnegotiation.23.2DisputeResolutionMechanismIfnegotiationfails,thedisputemaybesubmittedtothe______ArbitrationCommissionforarbitrat