2024年全国银行招聘之银行招聘综合知识考试潜能激发题详细参考解析x - 招聘面试技巧与要点

姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 密封线 全国银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。

3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。(参考答案和详细解析均在试卷末尾)一、选择题

1、中央银行和商业银行的货币职能分别是（）。A.提供原始货币、制造派生货币B.制造派生货币、提供原始货币C.促进货币流通、方便货币支付D.方便货币支付、促进货币流通

2、资料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.”concludestheUN’slatestDevelopmentReport.“Theworldiswitnessinganepochal‘globalrebalancing’.”Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries’increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,”saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.“Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,”thereportsaid.Whydoestheauthormention“anepochal‘globalrebalancing’”？A.ToexplaintherecentachievementofpovertyreductionB.ToconcludethattheworldhaschangedsodramaticallyC.TocriticizedevelopedcountriesD.Topredictthatthingscanbebetter

3、转让票据权利的票据行为是（）。A.出票B.背书C.承兑D.提示

4、Passage6Firsttwohours,nowthreehours—thisishowfarinadvanceauthoritiesarerecommendingpeopleshowuptocatchadomesticflight,atleastatsomemajorU.S.airportswithincreasinglymassivesecuritylines.Americansarewillingtotoleratetime-consumingsecurityprotocolsinreturnforincreasedsafety.ThecrashofEgyptAirFlight804,whichterroristsmayhavedownedovertheMediterraneanSea,providesanothertragicreminderofwhy.Butdemandingtoomuchofairtravelersorprovidingtoolittlesecurityinreturnunderminespublicsupportfortheprocess.Anditshould:WastedtimeisadragonAmericans'economicandprivatelives,nottomentioninfuriating.Lastyear,theTransportationSecurityAdministration（TSA）foundinasecretcheckthatundercoverinvestigatorswereabletosneakweapons—bothfakeandreal—pastairportsecuritynearlyeverytimetheytried.Enhancedsecuritymeasuressincethen,combinedwithariseinairlinetravelduetotheimprovingeconomyandlowoilprices,haveresultedinlongwaitsatmajorairportssuchasChicago'sO’HareInternational.Itisnotyetclearhowmuchmoreeffectiveairlinesecurityhasbecome—butthelinesareobvious.Partoftheissueisthatthegovernmentdidnotanticipatethesteepincreaseinairlinetravel,sotheTSAisnowrushingtogetnewscreenersontheline.Partoftheissueisthatairportshaveonlysomuchroomforscreeninglanes.Anotherfactormaybethatmorepeoplearetryingtooverpacktheircarry-onbagstoavoidchecked-baggagefees,thoughtheairlinesstronglydisputethis.ThereisonesteptheTSAcouldtakethatwouldnotrequireremodelingairportsorrushingtohire:EnrollmorepeopleinthePreCheckprogram.PreCheckissupposedtobeawin-winfortravelersandtheTSAPassengerswhopassabackgroundcheckareeligibletouse?expedited?screeninglanes.ThisallowstheTSAtofocusontravelerswhoarehigherrisk,savingtimeforeveryoneinvolved.TSAwantstoenroll25millionpeopleinPreCheck.Ithasnotgottenanywhereclosetothat,andonebigreasonisstickershock:Passengersmustpay$85everyfiveyearstoprocesstheirbackgroundchecks.Sincethebeginning,thispricetaghasbeenPreCheck’sfatalflaw.Upcomingreformsmightbringthepricetoamorereasonablelevel.ButCongressshouldlookintodoingsodirectly,byhelpingtofinancePreCheckenrollmentortocutcostsinotherways.TheTSAcannotcontinuedivertingresourcesintounderusedPreChecklaneswhilemostofthetravelingpublicsuffersinunnecessarylines.Itislongpasttimetomaketheprogramwork.ThecrashofEgyptAirFlight804ismentionedto（）.A.explainAmerican’stoleranceofcurrentsecuritychecksB.stresstheurgencytostrengthensecurityworldwideC.highlightthenecessityofupgradingmajorU.S.airportsD.emphasizetheimportanceofprivacyprotection

5、资料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.Thesurveywasapartofthecompany’songoingeffortstoboostusereducationonthepitfallsofmobilesecurityandassesswhethertheCTIA’sinitiativesareworking.ItturnsoutthatmobileusersintheUShavebegunimplementingmanyoftheinitiativessetforthandhaveincreasedbothawarenessof,andprotectionfor,theirmobiledevices:MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninpreviousyears.In2016,ofsmartphoneusershadsomesortofPIN/password,upfrom2015andform2012.Anincreasingnumberofsmartphoneusershaveinstalledbuilt-inremotelock-and-erasesoftware.Ofsurveyrespondents,havethistypeoflock-and-erasesoftwareinstalled,upanastoundingfrom2015andfrom2012.Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware.ofsmartphoneusershaveananti-virussoftwareinstalled,comparedwithonlyofsmartphoneownersin2015,accordingtoBIIntelligence.Thesurveyresultsindicatethatusersarebecomingincreasinglyawareofthedangerposedbytheincreasingrelianceonmobiletechnologyformnotonlymaliciousentitieslikehackers,butalsogovernmentsurveillance.Specifically,usersareincreasinglyseekingforwaystoguardthemselvesinlightofanumberofrecenthigh-profileincidentsinvolvingphonesecurity–likeApple'scaseagainsttheFBI,forexample.Becauseofthis,itwillbecomeincreasinglycommonforappdevelopersanddevicemanufacturestobuildinsecurityandend-to-endencryption.ThiscanbeseenindevicesandappssuchasWhatsAppandiPhones.Developersanddevicemanufacturersthatdon'tincludethisfeatureintheirproductscouldbefacedwithnegativeconsumerattitudes.Inwhatwayshowsthatpeoplehaveincreasedawarenessofandprotectionfortheirmobiledevices?A.Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftwareB.Anincreasingnumberofsmartphoneusershaveinstalledbuilt-inremotelock-and-erasesoftwareC.MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninpreviousyearsD.Allofabove

6、Yoursuggestioncouldonlymakethingsworse____.A.ifanythingB.ifeverythingC.ifnothingD.ifsomething

7、如果连续地增加某种生产要素，在总产量达到最大时，边际产量曲线（）。A.与纵轴相交B.经过原点C.与平均产量曲线相交D.与横轴相交

8、_____oftenoccursbecausewelackselfconfidenceanddoubtourabilities.A.IndecisivenessB.InterferenceC.ProcrastinationD.Carelessness

9、Itprovidesthatnostatemay“______anypersonoflife,libertyorproperty,withoutdueprocessoflaw.”A.depriveB.deriveC.dispatchD.discharge

10、下列权利不属于用益物权的是（）。A.土地承包经营权B.抵押权C.建设用地使用权D.地役权

11、行政指导和其他行政行为的最大区别在于（）。A.主体不同B.目的不同C.范围不同D.是否具有法律强制力不同

12、与其他金融机构相比，商业银行最明显的特征是（）。A.以盈利为目的B.提供金礅服务C.吸收活期存款，创造信用货币D.执行国家金融政策

13、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.Guanxi-meaning“connections”or“relationship”-isaChinesewayofdoingbusinessandispracticallyconsideredanartformthere.Itinvolvesexchanging“favors”whenyouneedsomethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,getthingsdone,andcultivatewell-being.ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChinaalongwithIndia,Russia,Turkey,Malaysia,andSouthAfricaasthecountrieswiththemostrampantcorruption.However,Chinaiscrackingdownbyenactingstricteranticorruptionlawsandprosecutingviolators.In2007,China’sformerdirectoroftheStateFoodandDrugAdministrationwasexecutedfortakingbribes.Whatcanbeinferredfrompassage?（）A.heGerman-basedcorruptionwatchdogisprobablyacommitteewhichmakessurethatcompaniesdonotactillegallyorirresponsiblyB.Bribery,nepotism,giftgiving,andkickbacksareillegalinthecommercialactivitiesC.WesternersaremorecriticalaboutGuanxiinbusinessD.Allofabove

14、在中央银行资产负债表中，属于负债项目的是（）。A.财政部门的借款B.中央银行发行债券C.外汇储备D.待收款项和固定资产

15、Passage2“HOMESTAYNETWORK”STUDENTGUIDELINESOnarrivalatyournewhome:·Trytorememberthenamesofyourhostfamily.Ifunsureabouthowtoaddressthem,itisokaytoaskhowtheywouldliketobecalled.Forexample,ifitisimpoliteinyourcountrytocallsomeoneelderbytheirfirstname,askifit’sokaytoaddMr.orMrs.infrontoftheirnames.SomeAmericansdonotliketobeaddressedthiswaybecauseitmakesthemfeelold.·Showyourfamilythatyouaregratefulforbeingyourhost.Butdonotgiveexpensivegifts.Itis,however,consideredappropriatetobringinexpensivehandcraftsfromyourcountryorasmallgiftforthechildrenofthehostfamily.·Yourhostfamilywillbecurioustoknowmoreaboutyou.Bringphotosofyourfamilyandfriendstosharewiththem.Thisisalsoagreatwaytobreaktheicewiththem.·Afteryougetsettled,yourhostfamilywillhelpyoumakeacalltoyourparentstoassurethemthatyouhavearrived-safely.·Afteryou’vehaddinner,youmayaskthehostfamilytobeexcusedearly.Theywillbefullyawareofthefactthatyoumightbejetlagged,sofeelfreetoaskthem.Onyourfirstdayofschool:·Onyourfirstdayofschool,yourhostfamilywilltakeyoutoschoolandhelpyouwiththenecessaryregistrationpaperwork.·Yourhostfamilywillalsomakesurethatyouknowyourwaytoandfromschool.Theywillalsoteachyouhowtousepublictransportation·Whentravelingalone,youshouldatalltimescarryamapandthephonenumberofyourhostfamily.·Incaseyouarelostandcannotgetintouchwithyourhostfamily,youcancontactthe“HomestayNetwork”.Whentravelingalone,youshoulddothefollowingsEXCEPT（）.A.CarryamapB.RememberthephonenumberofthehostfamilyC.GettouchwithHomestayNetworkD.Waitforbeingcalled

16、日本和我国香港的财务公司采用的模式是（）A.美国模式B.中国模式C.英国模式D.日本模式

17、2013年3月16日，我国目前正在建设的最长高瓦斯隧道——兰州至重庆铁路客运专线（）隧道，经过中茵铁建十八局集团建设者三年多施工正式贯通，标志着制约兰渝铁路全线铺轨工期的难点按期突破。A.梅岭关B.南岭关C.上下关D.天涧关

18、新农合”是指（）。A.新型农村合作社B.新型农村合作保险C.新型农村合作医疗D.新型农村合作教育

19、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0.2元，市场利率为2.5%。根据上述材料，回答下列问题：该只股票的静态价格是（）元。A.4B.5C.8D.20

20、Ournewproductwillbeputthroughanumberof（）testsbeforebeingreleasedtothepublic.A.dependentB.foundedC.withholdD.stringent

21、Themuseumcontainsseveral____worksofRenaissanceart,includingtwopaintingsbyRaphael,onebyDurer,onebyTitian,andanearlysketchbyTintoretto.A.uselessB.pricelessC.valuelessD.worthless

22、股票是（）。A.可以随时收回的股金凭证B.投资入股和按期获得股息收入的凭证C.一般贷款取得利息的凭证D.没有价值不能买卖的无价证券

23、Passage2“HOMESTAYNETWORK”STUDENTGUIDELINESOnarrivalatyournewhome:·Trytorememberthenamesofyourhostfamily.Ifunsureabouthowtoaddressthem,itisokaytoaskhowtheywouldliketobecalled.Forexample,ifitisimpoliteinyourcountrytocallsomeoneelderbytheirfirstname,askifit’sokaytoaddMr.orMrs.infrontoftheirnames.SomeAmericansdonotliketobeaddressedthiswaybecauseitmakesthemfeelold.·Showyourfamilythatyouaregratefulforbeingyourhost.Butdonotgiveexpensivegifts.Itis,however,consideredappropriatetobringinexpensivehandcraftsfromyourcountryorasmallgiftforthechildrenofthehostfamily.·Yourhostfamilywillbecurioustoknowmoreaboutyou.Bringphotosofyourfamilyandfriendstosharewiththem.Thisisalsoagreatwaytobreaktheicewiththem.·Afteryougetsettled,yourhostfamilywillhelpyoumakeacalltoyourparentstoassurethemthatyouhavearrived-safely.·Afteryou’vehaddinner,youmayaskthehostfamilytobeexcusedearly.Theywillbefullyawareofthefactthatyoumightbejetlagged,sofeelfreetoaskthem.Onyourfirstdayofschool:·Onyourfirstdayofschool,yourhostfamilywilltakeyoutoschoolandhelpyouwiththenecessaryregistrationpaperwork.·Yourhostfamilywillalsomakesurethatyouknowyourwaytoandfromschool.Theywillalsoteachyouhowtousepublictransportation·Whentravelingalone,youshouldatalltimescarryamapandthephonenumberofyourhostfamily.·Incaseyouarelostandcannotgetintouchwithyourhostfamily,youcancontactthe“HomestayNetwork”.Whatmightbeanappropriatepresentforthehostfamily?（）A.AtoytrainB.AbottleofwhiskeyC.AcameraD.Acellularphone

24、以下关于“企业文化”的说法，错误的是（）。A.企业文化的核心是企业的精神文明建设B.企业文化是一个组织由其价值观、符号、处事方式等组成的文化形象C.企业文化的管理方式是以柔性管理为主D.企业文化的重要任务是增强企业的凝聚力

25、（）howdifficultthesituationmayseem,itisveryimportanttorememberthatthereareotherswhoareinworsesituations.A.AsifB.EvensoC.AsthoughD.Nomatter

26、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.Guanxi-meaning“connections”or“relationship”-isaChinesewayofdoingbusinessandispracticallyconsideredanartformthere.Itinvolvesexchanging“favors”whenyouneedsomethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,getthingsdone,andcultivatewell-being.ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChinaalongwithIndia,Russia,Turkey,Malaysia,andSouthAfricaasthecountrieswiththemostrampantcorruption.However,Chinaiscrackingdownbyenactingstricteranticorruptionlawsandprosecutingviolators.In2007,China’sformerdirectoroftheStateFoodandDrugAdministrationwasexecutedfortakingbribes.What’sthetoneofthepassage?（）A.positiveB.sarcasticC.skepticalD.objective

27、Heholdsanimportantpositioninthecompany.（）,Idon’tquitetrusthim.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless

28、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.AnotherdifferentapproachtodoingbusinessisthatinabuyingdecisionWesternerstendtolookforclearalternatives,whileEasternersmayexaminewaystocombinebothoption.Forexample,aChinesepanelmayfeelthatasupplierwhoclaimsofbestqualitywithalowpricemayeitherraisethepriceduringthecontractorfailtoimplementthecontract.Theywillthereforeoftenprefertochooseasupplierwhosepriceisneitherthecheapestnorthemostexpensive.Inaddition,aChinesepanelmayavoidawardingeachsuppliermorethanonecontract,inordertominimisedependenceonasinglesupplier.SuchanapproachmaymakeaWesternerthinkthataChinesenegotiatorisbeingillogical,evasiveordevious,whenhebelievesheisbeingquitestraightforward.What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinesecallguanxi（pronouncedgwanshee）.whichareessentiallysocialorbusinessconnectionsbasedonmutualinterestandbenefit.Inacentralisedandbureaucraticstate,relianceonpersonalcontactsisoftenseenastheonlywaytogetthingsdone.AndinaplacelikeChinawherethelegalsystemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.BothChinaandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggoodguanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,withunsuitablepeople,theobligationscanbecomeatrapitishardtoescape.Whatistheauthor’sattitudetowards“Guanxi”?A.UnbiasedB.SlightlycriticalC.FullysupportiveD.Paradoxical

29、社会生产方式包括的两个方面是（）。A.经济基础和上层建筑B.生产力和生产关系C.人的因素和物的因素D.劳动者和生产资料

30、JustlastmonthItriedtowriteherapoem______“AmidstanAngel.”Butnotwowordswouldrhyme.A.assignedB.entitledC.deprivedD.granted

31、Theaccountingteamusesanadvancedspreadsheetsoftwareprogramtolistcompany（）bydepartment.A.diagramsB.expendituresC.applicationsD.Insights

32、TCP／IP体系结构中的TCP和IP所提供的服务分别为（）。A.链路层服务和网络层服务B.网络层服务和运输层服务C.运输层服务和应用层服务D.运输层服务和网络层服务

33、MUN,which___ModelUnitedNations,isaconferencethatprovidesstudentsallovertheworldwiththeopportunitytoexperiencewhatit’sliketobeintheUnitedNations.A.standbyB.standsforC.standupD.standout

34、资料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.Theconcernisthegrowingawarenessofcentralbanks'waningabilitytoboostgrowthwithever-lowerinterestratesandever-biggerpurchasesofassets.Thedebateaboutif,whenandhowslowlytheUSFederalReservewillraiseinterestdragson,butifdownwardpressureonglobalbondyieldsfromtheEuropeanCentralBank（ECB）andtheBankofJapan's（BOJ）largesseisdrawingtoaclose,that'sabiggermilestoneformarkets.Aworldofhigherbondyieldsisonewherethepressuretoseekyieldinexoticplacesisdiminished.It'salsoaworldwherethecapitalgainsthataccompaniedfallingyieldsbecomecapitallossesandinvestorsquestionthemeritofbondsovercash（orequities）.Thissearchforyieldinexoticplaceshas,sincetheendofJanuary,helpedtheBrazilianrealgainmorethan20%againsttheUSdollar,withtheRussianroublemanagingalmostasmuch.Thedollar,itself,hasfallenbackisby7.5%fallintrade-weightedterms,unwindingnearly40%ofthegainsithasseensincemind-2014.There'snoneedtopanicaboutbondyieldsrising,becauseraterisesinJapanortheEurozoneareyearsawayandtheFed'sstilltinkering.But10-yearyieldsonbothGermanandJapanesegovernmentbondyieldsfellbelowzeroforthefirsttimeinlateJune.Theyhavebeenedginghigherthroughthesummer.It'salmostasifinvestorsreallyaren'tthatkeenontyingmoneyupatnegativeyieldsforthatlong–whynotsticktocash?IntheUS,estimatesof"neutral"realinterestratesaretumblingtoaroundzero.Estimatesofhowmuchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhenproductivitygrowthhasaveragedameasly0.5%,there'swidespreadacceptancethatit'sunlikelytoacceleratebymagic.Butevenifwetakeallofthisintoaccount,marketsarenowpricinginanextraordinarilyslowpaceofratehikesbytheFed–fromtheircurrent0.25-0.5%range,toabout0.75%bytheendof2017andto1%bytheendof2018.GDPgrowthstilloscillatesaround2%,theFed'sfavouredmeasureofinflationisat1.6%andtheunemploymentrateistrendinglower.Thepricingofthefuturepathofshorttermratesseemstoolowevenforthe"newnormal"economicenvironment.AllofthesecurrencieshavegainedagainstthepoundandIcan'tseethatchanging.ToomuchimportanceshouldnotbeplacedoneitherthecollapseinconfidenceimmediatelyafterthevotetoleavetheEUorthesubsequentbounce.TheeconomicimpactofleavingtheEUwillbefeltthroughdelayedinvestmentdecisionsasaresultofuncertaintyaboutwhenandonwhattermsithappens.Adebilitatingratherthanacorrosiveimpactontheeconomywillbeseeninslower,butpositivegrowth.Itwillalsobefeltinfurther（slower）sterlingweakness.TheBankofEnglandhasalreadycutpolicyratesfrom0.5%to0.25%,andthere'smoretocomefromboththeBankandthepoundoverthenextyear.A5%fallfromherewouldtakethepoundcloseto€1.1,andwecouldseeitfallbelow$1.25astheFederalReserveedgesrateshigher.Accordingtothethepassageandtheregularityofratehikesfixedbythefedinthepastyears，whichofthefollowingaveragepercentageofrateswillriseeachofthecomingyears?A.0.75%B.0.5%C.0.25%D.1%

35、企业自行建造固定资产过程中专用设备的折旧费，应计入（）科目。A.营业外支出B.其他业务成本C.在建工程D.管理费用

36、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。A.坚持了联系的观点，世界上一切事物都是相互联系的B.混渚了矛盾主次方面，看不到矛盾主要方面决定事物性质C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性

37、Passage4AMENTORING（导师制）programisgivinglifechangingopportunitiestoBanburyyouth.YoungInspirationswasfoundedtwoyearsagotoprovidementoringsessionsforstudentsandunemployedyoungadultsaged11to21.AlexGoldberg,theprogram'sfounder,said;“WesetupYoungInspirationsbecausewewantedtogiveyoungpeopleexperienceswhichwillpotentiallybelifechangingandbroadentheiroutlook.Wetrytocreateworkexperienceopportunitiesthatwillreallymakeadifferencetoouryouth.Forexample,we’vesecuredinternshipswithworld-famousfirmssuchasHonda.”“Atatimeoffundingcutbackswhereschoolsarefindingitmoreandmoredifficulttoofferthiskindofmentoring,itisextremelyimportantthattheseopportunitiesareavailablebothtohelpyouthwiththeirschoolworkandgradesandtogivethemopportunitieswhichmayhelpshapetheirfutures.”KieranHepburn,14,isoneofagroupofBanburyyouthwhohasbenefitedfromtheprogramsofar.InOctobertheBanburySchoolpupilwasaccompaniedbyYoungInspirationsstafftoPariswherehewasanobserverattheUnitedNationsEducational,ScientificandCulturalOrganization's（UNESCO）InternationalYouthForum.Theeventwasheldforyoungpeoplefromaroundtheworld,toseektheirviewsonhowthefutureofyouthandeducationshouldlook.Kieranjoinedseveralhundredobserversmostlyintheir20sandwastheonlyUKschoolpupiltoattendtheevent.Kieranthinksthetripwasalifechangingexperience.“BeforeweleftIdidn'tquiteknowwhattomakeofitbutwhenwegottherewedidn'tstop,itwasamazing,”hesaid,“Wewenttothreeorfourhoursofdebateseachdayandthendidsomethingculturaleachafternoon.”Themainthemeoftheforumwashowyouthcandrivechangeinpoliticalandpubliclife.Itdealtwithissuessuchasdrugabuse,violenceandunemployment.Kieransaid:“IthasreallyhelpedmetoimprovemyconfidenceandsocialskillsaswellasmyschoolgradesandIwasvotedmostimprovedpupilatschoolinAugust.”TheYoungInspirationsmentoringsessionstakeplaceeachFridayinBanbury.Fordetailsvisit.Accordingtothepassage,theforumfocusedonhowyouthcan（）.A.builduptheirconfidenceatschoolB.findworkexperienceopportunitiesC.improvetheirsocialskillsforthefutureD.playanactiveroleinthechangeofsociety

38、在总线拓扑的网络中，每次可传输信号的设备数目为（）。A.2个B.3个C.1个D.任意个

39、There’sbeenalotofcontentioninthelastcoupleofweeksaboutthefuture______ofthecompany.A.directionB.decisionC.conditionD.orentation

40、内存(主存储器)比外存(辅助存储器)（）。A.读写速度快B.存储容量大C.可靠性高D.价格便宜

41、下列国家不在世界四大文明古国之列的是（）。A.古巴比伦B.古埃及C.雅典D.古印度

42、____theirregulardaytimejob,manypeopledoextraworkintheevening.A.BetweenB.BesideC.BesidesD.By

43、Thistypeofnetworkingservesagreat______ingivingbacktothecommunity.A.processB.powerC.purposeD.project

44、WhatscorrosionIt’sachemical（）inwhichmetalistransformedintosaltandoxides.A.actionB.reactC.responseD.reaction

45、Theofficewillbeclosed____itisbeingdecorated.A.throughoutB.forC.whileD.during

46、行为作为民事法律关系产生、变更、消灭的法律事实（）。A.不能是违法行为B.只能是民事法律行为C.只能是表意行为D.既可以是合法行为，也可以是违法行为

47、Youcanonlybesureof（）youhaveatpresent;youcannotbesureofsomething（）youmightgetinthefuture.A.That;whatB.What;/C.Which;thatD./;that

48、资料：TaikongCitywasfoundedbythedormunsabout50AD.ItsnameisderivedfromaCethicworldwhichmeansthepieceoftheboldone.AftertheyinvadedBlitonin43ADtheDormonsbuiltabridgeacrosstheThemasRiver.Theylaterdecideditwasanexcellentplacetobuiltaport.Thewaterwasdeepenoughforoceangoingshipsbutitwasfarenoughinlandtobesafefromotherraiders.Around50ADDormonsmerchantsbuiltatownbythebridge.SoTaikongCitywasborn.Therewasnotastonewallaroundtheearlysettlementbuttheremayhavebeenaditchandanearthramepartwithawoodenpalisadeontop.Thenin61ADQueenBoudialedarebellionagainsttheDormuns.HerarmymarchedonTaikongCity.NoattemptwasmadetodefendTaikongCity.BoudiaburnedTaikongCitybutafterherrebellionwascrushedawasrebuilt.Richpeolebuilthousesofstoneorbrickwithtiledroofsbutmostpeoplelivedinwoodenhouses.Bytheendofthe2ndcenturystonewallwaserectedaroungTaikongCity.Thewallwas20feethigh.Outsidethewallwasaditch.Inthemiddleo