我国企业年金信托问题探讨的开题报告

我国企业年金信托问题探讨的开题报告摘要随着人口老龄化进程的加速，我国企业年金制度正在逐步发展。然而，企业年金信托作为企业年金的主要托管方，面临着诸多问题和挑战。本文通过对我国企业年金信托问题的探讨，旨在深入分析企业年金信托的现状、问题及原因，并提出相应的对策与建议，为我国企业年金信托的进一步发展提供参考。第一章绪论1.1研究背景和意义1.2研究内容和方法第二章企业年金信托概述2.1企业年金信托的基本概念和职能2.2企业年金信托的类型和运作模式第三章我国企业年金信托存在的问题3.1投资收益低3.2管理费用高3.3风险控制不当3.4法律法规不完善第四章对策和建议4.1提高企业年金信托的投资收益4.2降低企业年金信托的管理费用4.3加强企业年金信托的风险管理4.4完善相关法律法规第五章总结与展望5.1主要研究成果5.2研究启示和展望参考文献AbstractWiththeaccelerationoftheagingprocess,China'senterpriseannuitysystemisgraduallydeveloping.However,asthemaintrusteeofenterpriseannuity,enterpriseannuitytrustfacesmanyproblemsandchallenges.ThispaperaimstoexploretheproblemsofenterpriseannuitytrustinChina,analyzethecurrentsituation,reasonsandproposecorrespondingcountermeasuresandsuggestions,providingareferenceforthefurtherdevelopmentofenterpriseannuitytrustinChina.ChapterOneIntroduction1.1Researchbackgroundandsignificance1.2ContentandresearchmethodsChapterTwoOverviewofEnterpriseAnnuityTrust2.1Basicconceptsandfunctionsofenterpriseannuitytrust2.2TypesandoperatingmodesofenterpriseannuitytrustChapterThreeProblemsinChina'sEnterpriseAnnuityTrust3.1Lowinvestmentreturns3.2Highmanagementcosts3.3Inadequateriskcontrol3.4IncompletelawsandregulationsChapterFourCountermeasuresandSuggestions4.1Improvinginvestmentreturnsofenterpriseannuitytrust4.2Reducingthemanagementcostsofenterpriseannuitytrust4.3Strengtheningriskmanagementofenterpriseannuitytrust4.4ImprovingrelevantlawsandregulationsChapterFiveSumm