银行体系介绍课件

ThehistoryofChinesebankingsystem1Teammembers沈苛莉杨旭劳燕琼ThehistoryofChinesebankingsystemThemodernChinesebankingsystem2Thebeginning

ofChinesebankingindustryTheriseof

China

BankingIndustry

Bureaucratcapital

system(官僚资本体系）

Rebuildstate-ownedfinancial

system（重建国有金融体系）3beuptoone'sneck[eyes]indebt（债台高筑）InChinesehistory,borrowingbehaviorappearedearly.DuringtheWarringStatesPeriod(战国时期),thereweremanycasesaboutborrowing.4Cabinet

Fang（柜坊）Jiaozishop

（交子铺）old-styleChineseprivatebank

（钱庄）Exchangeshop(票号)5currencyexchange(货币兑换)Bulliontradingbusiness(生金银买卖)6Jiaozi(交子)7ExchangeShop(票号）IndustrialandcommercialexchangeDepositandloanbusiness(存放款业务)Rishengchangisthe

first

bank

inChina,meaningsunrise

over

prosperity.Nowitisconvertedintoamuseum8ForeignbanksinChina

is

theearliest

Chinese

modern

bank.AttheendofQingDynasty,therewerestill52foreignbanks.DeutscheAsiatischeBank(德国德华银行)Citibank(美国花旗银行)HSBC(HongKongandShanghaiBankingCorporation)(英国汇丰银行)9In1897,theImperialBankof

China(中国通商银行)wasbuilt,itwasthefirstChinesePrivatebusinessbank.Anditwasalsothefirstjoint-stocksystembank(股份制银行).Theestablishment

oftheImperialBankofChinastartedanewerainChinesebankingindustry.10Fourbigfamilies(四大家族)JiangSongKongChengThecentralbankTheBankofChinaBankofCommunicationsThefarmers'Bank

centraltrustofChina

Bureau

of

postalremittance

四行两局11Threespecializedbanks

(三大专业性银行)TheBankofChinaChinaConstructionBankAgriculturalBankofChina12中国银行招商银行交通银行中国工商银行中国农业银行中国民生银行中国光大银行国家开发银行中国建设银行中国人民银行CCB(ChinaConstuctionBank)ABC(AgriculturalBankofChina)

CMB(ChinaMerchantsBank)CEB(ChianEverbrightBank)

CDB（ChinaDevelopmentBank）ICBC(IndustrialandCommercialBankofChina)BOC（BankofChina)

CMBC（ChinaMinshengBanking）

BCM(BankofCommunications)PBC（People’sBankofChina)13Thepeople'sbankofChinaChinaBankingRegulatoryCommission

(中国银行业监督管理委员会)Non-commercialbankCommercialBankOtherfinancialinstitutionsSelf-disciplineorganization（自律组织）ChineseBankingSystem14Chinese

bankingsystem

Thecentralbank

Regulators（监管部门）Self-disciplineorganization（自律组织）15Thepeople'sbankofChinaisChina'scentralbankthepeople‘sbankofChinaundertheleadershipofthestatecouncil（国务院）formulateandimplementmonetarypolicies（制定和执行货币政策）preventanddefusefinancialrisks

maintainingfinancialstability16ChinaBankingRegulatoryCommission中国银行业监督管理委员会Bankingregulators

responsibleforthebankingfinancialinstitutionstoregulate17non-commercialbank

政策性银行ChinaDevelopmentBankTheExport-ImportBankofChinaAgricultureDevelopmentBankofChina

undertheleadershipofthestatecouncil18non-commercialbank’sprincipleguaranteetherelationshipbetweenthekeyconstructionofnationaleconomyandsocialdevelopmentestablishinvestmentloanscensorship（审查制度）assumecorrespondingresponsibilityandriskpreventblindinvestment,redundantconstruction.19CommercialBank(商业银行）Fivebigstate-ownedcommercialBanks

12nationalshareholdingcommercialbanks138citycommercialbanksandabout262ruralcommercialbanks20ThebasicfunctionsofcommercialBanksRegulatingtheeconomy（调节经济）Creditcreation（信用创造）Creditintermediary（信用中介）Payintermediary（支付中介）Financialservices（信用服务）21Otherfinancialinstitution