保险英语词汇已排版

abandonmentclause accountingperiod 结算期actofgod actualtotalloss actuarialmethod additional 附加additional advance aggregate aggregated

all-risks一切险保antiselection assignmentclause average average binding breakageof

cargoinsurance 货物费cargo cargo货物保单，货物cargo 货运费，货物 captive

cashlosscashvalue

货物承保人（商，货险cargodamageadjustment cargodamageinspection cargodamageprevention cargodamagereport cargoinsurance 货物

excessofloss（CXL）巨灾超赔\巨灾categoriesof cedingretrocession(for ofcargodamage ofinsurance 证明、凭证cessionlimit InsuranceClause(CIC) 中国条 claim claim claimsandarbitration claimsassistance clashandbreakage cleancut 共同公

combinedratio 综合赔付率commencementandtermination concurrentinsurance 同时consequentialloss(CL) 损失constructivetotalloss contingentliquidity insurance 继续co-relatedrisks covernote 证明书,承保单，证明covernote damagecargoclerk damagecargolist damage损坏证明书damageclaim damagedbyothercargo damagedcargolist damagedcargoreport 免赔额depositpremium disbursement(船舶)驶费dividend

double 双dualvaluation endowment endowment人寿定期event exgratiapayments excessloss excessoflosscover excessof EXL exposed exposurerating extended-terminsurance 过期extracharges extra 额外extraneousrisksadditional facultative facultative fault financialquota

fine finite finiterisk floating浮动franchise ofallaverage(FAA) freight freight运费full full fullinsurance 足额价full general grace grossnetpremium group guaranteeof health 疾病，健heavydamage holisticrisktransfer hookdamage hour

IBRN 已发生但未报的损失储备金，IBRNimportcargoinsurance increasedvalueclause increasedvalueinsurance 增值increasingcoverageextending Incurredbutnotreportedlosses(IBRN) indemnity indemnity industrialinsurance 产业inflatedclaim inherentnatureofcargo inherentvice inherentviceof inspectionofcargo inspectionofcargoGAorPA inspectionondamaged installment InstituteCargoClauses(ICC，I.C.C.) ，费，金

insurance 条insuranceagainst insurance ，insurance insurance insurance insurance insurance insurance insurance凭证insurance insurance insurance 公insurance 条件\契约约insurance insurance insurancecoverage insurancedeclarationsheet(bordereau) insurance insurance单insuranceexpense insurancefond insuranceindustry insurance insurancelaw insuranceonlastsurvivor 长寿insuranceperiod

insurance单\保insurance insuranceproceeds 金（收入）,赔偿金，赔款insurancerate insurancesecuritization insuranceslip insurancesubject insurance insuranceunderwriter insurancevalue(insuranceamount) 被人，受保人 被人insuredamount insuredloss 损失insuredproperty InsuredValue 人、公司，商insurer(underwriter) 承保人、人investmentinsurance 投资J Llawof

lawoflargenumbers lessexposed letterofguarantee保函，保 liabilityinsurance责任license life 人寿投保life life 人寿基life lifeinsurance 人寿精算lifeinsurance 人寿责任准备life light line liquidity 人寿附加费lossadjuster lossoccurrence lossoccurring lossofprofit lossparticipation lossratio loss loss

mail main malicious 损marine marine medical mortality multiple multiple mutual mutual 相互公NatCatpooling 自然共保naturalcatastrophe（NatCat）自然naturalpremium netretainedlines netretainedlosses noprofitcommission no-claimsbonus

obligatory oceanmarinecargoclauses 海洋货物条ondeck open预约openinsurance 预约originaldeductibles originalrate over overland（transportation）insurance 陆上保parcelpost partialloss particularaverage(PA) 、事故perilsofthesea permitbond 证 保单、单、契约holder package 承保多项内容的单proofofinterest reserves

pooladministrator portfolioentry portfoliooutgo um premiumrate premiumrebate previouslosses 既往损失primary 原保公司、主 principleofcompensation priority(deductible) profit propertycovered propertyinsurance 财产proportionalcover proportional proximate punitive

pure pure rain reinstatementvalue 分保、再、转 rejection renew renewal renewing return revoke riot 险别、风险、，risk

risk 承risk 承risk risk risks salvage salvage secondevent 第二承 settlementof sicknessinsurance 疾病socialinsurance 社会 偿付能力solvencymargin spreadloss 分散风险standingcharges stoploss subjectinsured subrogationcenter sueandlaborexpenses suicideclauses suminsured surplusinsurance 盈余surveyatjettyrisk

surveyincustoms tariff term the 被人，受保time定期单topographicmap totalloss totalsum treaties treaty under 承运人、公司 underwriting承保政unvalued unvalued不定值保utmostgood

Vvalued voluntary Wwaiverandes 弃权与反 workingcost workingexpenses written BIBusinessInterruptionInsurance营业中断险CARconstructionallrisks建筑工程一切险（建工险）CICInsuranceClause中国条款CLConsequentialLoss损失 excessofloss巨灾超赔分保EARErectionAllRisks安装工程一切险（安工险）EEIElectronicEquipmentInsurance电子设备险F.A.A.ofallaverage一切海损不赔险\全损赔f.g.a./faaofgeneralaverage共同海损不赔F.O.D.ofdamage损坏不 of(from)particular

F.R.E.C.FireRiskExtensionClauseForStorageofCargoatDestination,Including,orMacao出口货物到包括九龙在内）F.W.R.D.rainfreshwaterdamageRisk淡水雨淋险FCSR&CCofcapture,seizure,riotsandcivilcommotions掳获,捕捉,和内乱不赔险FPAfromparticularaverage平安G.A.A.generalaverageagreementbond)共同海损协G.A.C.generalaveragecontributionGNPIGrossNet eIBRNIncurredbutnotreportedlosses已发生但未报ICCInstituteCargoClauses,London伦敦货物条款()IWLinstitutewarrantylimits(伦敦人)保证航l.&d.lossanddamageL/ALloyd'sagent公司人,船级社人Lkg/Bkgleakage&breakageLOIletterofindemnitymscamissingcargo

O.R.B.owner'sriskofbreakage破损风险由货主承担O.R.D.owner'sriskofdamage损失风险由货主承担O.R.F.owner'sriskoffire火灾风险由货主承担P.&I.clauseprotectionandindemnityclause保护和 （Association）船东保赔P.L.partialloss部分损失(保)PandiclubProtectionandIndemnityclub会PIeople'sInsuranceof民公PICCRePeople'sInsuranceof公司再公司 umloss可能最大损失PTLpartialtotalloss部分和全部损失SRCC/S.R.C.C.insuranceagainststrike,riotandcivilcommotion，，民变险 TLO/T.L.O.insuranceagainsttotallossonly

TRNDriskoftheft,pilferageandnon-delivery提U/wunderwriterXLexcessofloss"majormedical"insurance费保AlternativeRiskTransfer（ART) 货物险再保兑换 AutomaticPremium 自动垫交BrokenandDamagedCargo CargoLossPrevention cargoproportionofgeneral

coveringallmarinerisks 货物除外责任ofparticularaverage(FPA) GeneralAverageContributionDuetoCargo货物共

ondamaged 验残，残

Incurredbutnotreportedlosses（IBRN） 货物期限ContributoryValueof coveringalleventual

InspectionofCargoGAor inspectionondamagedcargo 检验InsuranceProtection outstandingclaim OutstandingLossReserve reportofcargodamagesurvey susceptibilityofgoodstowater thePeople'sInsuranceofthestipulationsfor tocover(effect,arrange,takeout)insurance投保tohaveahealthinsurance健康toprovidetheinsurance 为…提供topurchasehealthinsurance 健康UnearnedPremiumReserve 未到期责任准备

Mr.ZhangmetMr.WilliamintheofficeofthePeople'Insuranceof.张先生人民公司的接待了先生Afterloadingthegoodsonboardthehip,Igototheinsurance tohavetheminsured.WhenshouldIgoandhavetheteaAllright.Let'sleaveinsurance（5）Ihavecometoexinthatunfortunateaffairabouttheinsurance.我是来解释这件的不幸的（6）Imustsaythatyou'vecorrectedmyideasabouttheinsurance.我该说已经纠正了我对的看法（7）Thisinformationofficeprovidesswithinformationoncargoinsurance.Theunderwritersareresponsibleforthe

asfarasitiswithinthescopeof只要是在责任范围内，公司就应负责赔偿Thelossinquestionwasbeyondthecoveragegrantedbyus.Theextentofinsuranceisstipulatedinthebasicformandinthevariousriskclause.PleasefillintheapplicationWhatrisksisthePeople'sInsuranceofabletocover?WhatrisksshouldbeWhatkindofinsuranceareyouabletoprovideformyconsignment?It'sbetterforyoutocantheleaflet,andthenmakeadecision.

Thesekindsofriskssuityour（17）MayIaskwhatexactlyinsurancecoversaccordingtoyourusualC.I.Fterms?请问根据常用的CIF价格条件，所保的究竟包括It'simportantforyoutoreadthe"fineprint"inanyinsurancesothatyouknowwhatkindofcoverageyouarebuying.道你要买的包括哪些项目。WhatistheinsuranceThepremiumistobecalculatedinthisThetotalpremiumis800U.S.费总共是800Thecoverpaidforwillvaryaccordingtothetypeofgoodsandthecircumstances.Theratesquotedbyusareverymoderate.

我们所收取的费率是很有限的，当然，费用要Accordingtoco-insuranceclauses,theinsuredmustpayusually20percentofthetotalexpenses根据共同条款，人通常必须付全部费用的百Theinsurancerateforsuchkinkofriskwillvaryaccordingtothekind. Insurancebrokerswillquoteratesforalltypesofcargoandrisks.Canyougivemeaninsurance（29）Couldyoufindoutthepremiumrateforthetermsandlimitationsofaninsuranceagreementthatappearsbestsuitedtoyourneeds.你不仅要研究各种所标明的给予人的赔偿

（31..A.FPA代表平安险。（33）I'llhavethegoodscoveredagainstfromParticularAverage.（34）IknowthatF.P.Ainsurancedoesn'tcoverlossesonconsumergoods.（35）Idon'tthinkthattheW.P.AinsurancecoversmorerisksthantheF.P.A..（36）fromParticularAverageisgoodThegoodsaretobeinsured

Whatyou'vecoveredis（40）W.P.Acoverageistoonarrowforashipmentofthisnature,pleaseextendthecoveragetoinclude（41）Don'tyouwishtoarrangeforW.P.A.additionalcoverageagainstRiskofNoteverybreakageisaparticularAnAllRiskscoverseverysortofhazard,doesn'tit?

AllRisks.PleaseinsuretheshipmentforRMB5,000againstAllRisks.请将这批货物投保综合险5000元We'vecoverinsuranceonthesegoodsfor10%abovethevalueagainstAllRisks.我们已经将这些货物按金额加百分之十投保综合AnF.P.A.onlycoversyouagainstlossinthecaseofminorTheF.P.A.doesn'tcoverpartiallossofthenatureofparticularaverage.（51）AW.P.A.orW.A.coversyouagainstpartiallossinallcases.You'llcoverSRCCrisks,won't要保、、民变险，是吗

Asourusualpractice,insurancecoversbasicrisksonly,at110percentofthevalue.Ifcoverageagainstotherrisksisrequired,suchasbreakage,leakage,TPND,hookandcontaminationdamages,theextrapremiuminvolvedwouldbeforthebuyer'saccount.、如果要加保其它险别例如破碎险渗漏险遗失险、钩损和污染险等，额外费由买方负担。、（54）Wecanserveyouwithabroadrangeofcoverageagainstallkinksofrisksforseatransport.我公司可以承保海洋的所有险别。Generallyspeaking,aviationinsuranceismuchcheaperthanmarineinsurance.空运一般要比海运便宜Then"allmarinerisks"meanslessthan"allIntheinsurancebusiness,theterm"average"simplymeans"loss"inmostcases.

Breakageisaparticularaverage,isn'tTheriskofbreakageiscoveredbymarineinsurance,isn'tit?TheEnglishunderstoodby"marinerisks"onlyriskstotransportbysea.英国人对“海洋货物险”只理解为海洋中的意外风Generally,theterm"allmarinerisks"isliabletobemisinterpretedanditsuseshouldbeavoidedinPleaselmewhetherIneedtopurchaseaforeignstudent.告诉我是否我需要外国学生coverageshouldincludebenefitsforoutpatient,hospital,surgeryandmedicalexpenses.知道基本健康所列的项目是否应包括医院门

WillyoupleaselmewhereIcanpurchasehealthinsurance?Healthinsuranceismerelyameanbywhichpeoplepoolmoneytoguardagainstthesuddeneconomicconsequencesofsicknessorinjury.健康就是筹集一些钱以预防疾病或受伤而突然发生的经济。（67）"Major designedtohelpoffsetheavymedicalexpensesthatcanresultfromaprolongedillnessorseriousinjury. 费”旨在协助减轻久病及重伤所造成的重大开支（68）Ifthebenefitsprovidedunderacertainhaveadollarlimitationforeachservice,youshoulddeterminewhethertheselimitationsarerealistic.如果某一家公司的健康对每种服务定有赔偿单cover 承保单，证floating(oropen) 流动单importcargoopencover 进口预约合同knock-for-knockagreement

主要人海上货运协议marinecargoinsurance海上货物单marineinsurance海运单opencovercargoinsurance 货物预约单，预约货物单pen预约specific单独time期限valued定值voyage航程accessoryrisksofcargo accident additional advancelossprofits(ALOP) aflatoxin aircargo airtransportationallrisk航空综合airtransportationcargoinsurance航空货物airtransportationcargoinsurance空运货物airtransportationcargowarrisk航空货物战airtransportation airtransportation 航空airtransportationwar

aircraftinsurance 飞机allrisk allriskinsurance 全annuities auto baggage basic bidbond blanket bondinsurance 保证breakageofpackingrisk burglaryinsurance businessinterruptioninsurance cardamage cargoinsurance 货运，货物cargomarineinsurance 货物海上，海运货物，海洋货运cargotransportationinsurance cargo(extendedcover)clauses 意外险casualty catastrophe childrengroup civilservant

collision combinationautoinsurance 汽车综合保commercialblanketbond 商业总括保证comprehensive constructionallrisks（CAR） contractorsallrisksinsurance courtbondsinsurance 保证creditinsurance 信用crop customhousebonds damagecausedbysweatingand/orheating受潮受dependentsofernmentemployeeinsurance公务员家属depositinsurance存款deteriorationrisk腐烂变质险disabilityinsurance残疾domesticcargotransportationinsurance国内货物运输earthquake

elevatorliabilityinsurance 电梯责任employer'sliabilityinsurance endowmentassurance 生死两全endowmentinsurance 养老 enterprisepropertyinsurance 企业财产erectionallrisks(EAR) excessoflossratioreinsurance excessoflossreinsurance 超额赔款再explosioninsurance extraneous facultativereinsurance 临时再(可选择的failuretodeliver FCSR&CC ofcapture,seizure,riotsandcivil 掳获,捕捉,和内乱不赔险fidelity fiduciary financial finiterisk fire fireriskextensionclause-forstorageofcargoat firstloss

flood fireinsurance from/ofparticularaverage(FPA，F.P.A.) ernmentemployeeinsurancegrouplifeaccidentinsurancegrouplifeinsurance团体人寿险、团体人身hail hookdamagerisk hullinsurance 船舶hypothecationinsurance 抵押importduty inherentvice inlandmarineinsurance 内陆运送institutewarrisk 学会险insuranceagainstadditionalrisks insuranceagainstadditionalrisks insuranceagainstairrisk insuranceagainstallrisks insuranceagainstbreakage

insuranceagainstextraneousrisks insuranceagainstrainorfreshwater保淡水雨淋险insuranceagainststrike，riotandcivilcommotion 、、民变险insuranceagainsttotallossonly(TLO)全损险insuranceagainstwarrisk insuranceduringaperiodofillness疾病insuranceformedicalcare 医疗insuranceof(from)particularaverage(FPA) insuranceofcontents 家庭财产insuranceofdeckcargo 甲板货insuranceonlast insurancewithparticularaverage( intermixtureandcontaminationriskinvestmentinsurance(politicalrisks)投资政治风jointlife labour landtransitinsurance leaseholdinterestinsurance 租借权益lifeaccidentinsurance lifeinsurance 人寿、人身livestockinsurance 家畜loss(damage)causedbybreakageofpacking lossand/ordamagecausedbybreakageof

machinery(breakdown)insurance机器（损坏）险，marinecargoinsurance 海运货物marinecargototallossonly货物全损险marineinsurance 海运货物motorinsurance汽车oceanmarinecargo 海洋货oceanmarinecargostrikerisks 海洋货物罢oceanmarinecargowarrisks 海上货物战oceanoverlandtransportationcargorisks officer&director ondeck overlandtransportationallrisks overlandTransportationInsuranceWarRisk陆上运输险overlandtransportation

parcelpostall parcelpostinsurance parcelpostrisk parcelpostwarrisk 邮包险People'sInsuranceof(PICC)民公albelongings al alPension alproperty PICC productliabilityinsurance 产品责任productqualitybondinsurance产品质量保证profitlossinsurance propertydamageliabilityinsurance险property propertyinsurancefor propertyinsurancefor protectionandindemnity publicliability rejectionrisk residence e riskofbadodour(changeofflavour)

riskof riskof riskofclashing& riskof riskof riskofcontamination riskofcontaminationwithothercargo染污险riskofcontingentimportduty riskofdeterioration riskof riskoffreshand/ofrainwaterdamage(wetting)淡水riskofhook riskofimport riskofinherent riskoflabelsbeingwashed riskof riskof riskof riskofnaturallossornormallossriskofnon- riskofnormalloss(naturalloss)riskof riskofoil riskofpacking riskofrainand/orfreshwaterdamageriskof riskof riskof riskofshortagein

riskofshortagein riskofspontaneouscombustionriskofsweatingand/or riskoftheft,pilferageandnondelivery(TPND)提rust sickness simplelife singleinterest social specialadditional strike strike,riotsandcivilcommotion(S.R.C.C.)、暴strikes studentsgroup surveyatjettyrisk surveyincustomsrisk sweatandheating taintofodour theft thirdpartyliability

thirdpartyliability injuredliabilityinsurance第三者受伤责任tontine totallossonly transportation travelaccident Uunemployment warinsurance warrisk wholelife 人寿\寿wholesale wind-storm withparticularaverage（ 劳工和雇主责任airtransportationcargoinsurance

航空货 airtransportationcargowarrisk航空货物险条AmericanInstituteCargoInsurance货物条cargoallriskscargo货物条excludingriskoffromwarehousetowarehouseincludingriskofbadincludingriskofbreakageandincludingriskofchip&2

InstituteAirCargo航空货物条InstituteCargo伦敦业公会货物条insurance…includingdeviationinternationalcargotransportationInternationalCargoTransportationInsurance oceanmarinecargo（insurance）海洋货物条excludingnaturallossinpropertyinsurance财产条OceanMarineCargo海洋货物险条（20）oceanmarineinsuranceclauses(frozen

海洋冷藏货物条parcelpostinsurance邮包条parcelpostwarriskinsuranceoceanmarinecargoinsurance海洋货物条oceanmarineinsuranceclauses(woolin海洋散装桐油条overlandtransportationinsuranceclauses(train,陆上货物条款（火车、汽车overlandtransportationinsuranceclauses(frozenproducts).陆上冷藏货物条（27）FireRiskExtensionClauseForStorageofCargoatDestination,Including,orMacaoF.R.E.C.）.出口货物到（包括九龙在内）或存仓火险

of investmentinsurance(politicalrisks)clauses.公司投资（政治风险）条款。 of Erectionallrisksclauses. of contractorsallrisksclauses.livestock&poultryinsuranceclauses(bysea,landorair).…risksclausesoftheP.I.C.C.subjecttomarineinsurancepoliciesorsinnegotiableform,for110%fullCIFcoveringtherisksofWar&W.A.asperthePeople'sInsuranceCo.ofdated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveof

作为可议付格式的海运单或凭证按照到岸价的发的险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免。insuranceorsettlingagent'snameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditvalue.单或凭证须表明理赔人的名称，费如增10-17%可在本证金额以外支付。insurance()…NameofAssuredtobeshowed:A.B.C.Co...单或凭证作成以A.B.C.为被人insuranceorcoveringW.A.(orF.P.A.)andwarrisksasperoceanmarinecargoclauseandoceanmarinecargowarriskclausesofthePeople'sInsuranceofdated单或凭证根据公司1981年1月1日的海洋货物条款和海洋货物险条款投保水渍险（或平安险）和险。insurance/coveringallwarminesrisks.、、单/凭证投保一切险险险（注、、解释为，属于险的负责范围，可以接受

W.A.riplicatecoveringallrisksandwarrisksincludingW.A.andbreakageinexcessoffivepercentonthewholeconsignmentandincludingW/Wuptobuyer'sgodowninPenang.方在槟城的仓库为止（的单）一式三份。insuranceissuedofendorsedtoorder…forthefacevalueofplus10%coveringincludingwarwith15daysafterarrivalofgoodsdestination,onlyagainstFPAand天有效，仅负责平安险和提货不着险的单开insuranceorissuedbyaninsuranceCo.withW.P.A.clausecoveringthemerchandiseforabout10%abovethefullvalueincludingunlimitedtransshipmentwithclaimspayableatSingapore.由公司签发的单或凭证按总金额另加

marineinsuranceincluding"bothotblame"collisionclausesandfullycoveringtheshipment.coveringoverlandtransportationallrisksasperoverlandtransportationcargoinsuranceclauses(train,trucks)ofthePeople'sInsuranceofdated…. 公司×年×月×日陆上货物条款（火车、汽车）投保陆上一切险。coveringairtransportationallriskasperairtransportationcargoinsuranceclausesofP.I.C.C.. 公司×年×月×日航空货物insuranceorcoveringparcelpostallrisksincludingwarrisksasperparcelpostinsuranceclausesandparcelpostwarriskinsuranceclausesofthePeop