新编实用英语综合教程3Unit3PurchaseandPayment资料

Unit|ThreePurchaseandPayment高等教育(gāoděngjiàoyù)出版社高等教育(gāoděngjiàoyù)电子音像出版社第一页，共92页。UnitGoals:WhatYouShouldLearntoDo1.Talkaboutonlinecreditcardandpaymentterms2.Showinterestsinproducts3.Discusstheeffectivetimeofanoffer4.Talkabouttheproductsandtheprices5.Acceptordelayanoffer6.NarrativedescriptionWhatYouShouldKnowAbout1.Onlinecreditcardsarenotcompletelyreliableinsomeway2.HowtotakeadvantageoftheInternetinbusiness3.LetterofCredit第二页，共92页。ContentsSectionⅤAppreciatingCultureTipsSectionⅣMaintainingaSharpEyeSectionⅠTalkingFacetoFaceSectionⅡBeingAllEarsSectionⅢTryingYourHand第三页，共92页。SectionⅠTalkingFacetoFaceTalkingFollowtheSamplesIntroductionActOutBusinessCommunicationPutinUse第四页，共92页。Paymentinbusinesscanbemadeinvariousways:incash,withachequeoradraft,orbycreditcard.Nowadayse-commerceaccountsaremoreoftensettledbycreditcard.HereistheCreditCardMenuthatcanhelpyouapplyforyourowncreditcardonline.IntroductionBack第五页，共92页。Mr.Brown:I’dliketoknowifIcanapplyforacreditcardonlinetomakepayment.MissLiu:Yes,youcan.Mr.Brown:WhatshouldIdo?MissLiu:Firstofall,youcanclickontheCreditCardMenu.Mr.Brown:Whatfor?MissLiu:Toviewandcomparecreditcardoffersfromtheleadingcardissuers.Mr.Brown:WhatshallIdowiththekindofcardthatI’vechosen?MissLiu:Whatyouneedtodonowissimplyclickonthe“applyonline”link.Mr.Brown:Andthen?MissLiu:Youcompleteandsubmitthecardissuer’ssecureapplicationform.That’sallyouneedtodo.Mr.Brown:Isitreallythatsimple?MissLiu:Yes,itis.Butifyouwanttoknowmoreaboutthematter,youcanclickonhelptolearnmoreaboutit.Mr.Brown:Thankyouforyourinformation.MissLiu:Mypleasure.FollowtheSamples1ApplicationforCreditCardOnline第六页，共92页。Mr.Zhou:Iamverymuchinterestedinyourproduct,butI’mwonderingwhatpaymenttermsyouaccept.MissLi:WeusuallyacceptD/PandirrevocableL/C.Mr.Zhou:CanIhaveyourquotationinFOBtermsforourreview?IhavealreadyreceivedyourpricinginCIFterms.MissLi:Sure,I’llsendittoyoulatertoday.Mr.Zhou:Bytheway,canyouquoteinHKdollarssincetheexchangerateforUSdollarshasbeenstrongrecently?MissLi:Icandothatforyou,too.Mr.Zhou:Thankyouverymuch.Back2OnPaymentTerms第七页，共92页。ActOutHereisagroupofshortdialogues.Followtheexamplesandmakemoreconversationswithyourpartner.第八页，共92页。第九页，共92页。Back第十页，共92页。PutinUse1RoleplaythefollowingconversationwithyourpartnerbytranslatingtheChineseintoEnglish.A:Canyoushowusyourcatalogue?B:1__________________________________________________.(当然可以。这是我们部分热销商品的目录。)A:Thankyou.We’reverymuchinterestedinsomeofthem.Here’sanenquirysheetwe’vedrawnup.B:2_________________________.(谢谢。我们会仔细研究的。)A:Howabouttheavailabilityofyourproducts?B:3_________________________________.(多数商品都可以稳定(wěndìng)供货。)A:DoyouquoteFOBorCIF?B:4__________________________.(我们通常按抵岸价报价。)A:Themarketatourendhasbecomeprettycompetitive.Inordertosellsuccessfullythere,yourgoodswillhavetobecompetitiveinpriceaswell.B:5____________________________.(您会发现我们的价格很有吸引力。)You’llfindourpricesveryattractiveCertainly.Here’sthecatalogueforsomeofourpopularitemsThanks.We’llstudyitcarefullyWehaveasteadysupplyformostofthemWeusuallyquoteonaCIFbasis第十一页，共92页。A:Nicetoseeyouagain,Mr.Wang.Howhaveyoubeen?B:1__________,thanks.How’severythingwithyou?A:Fine,thankyou.Please2__________aseat.B:Thanks.NowI’dliketoknow3__________youhaveworkedouttheoffers,Mr.Wang.A:Yes,wehave.HereisourFOBquotationsheet4__________leathershoes.B:How5__________doesyourofferremainopen?A:Followingtheinternationalmarketpractice,ourofferwillremaingood6__________onlythreedays.B:Youmeantherecouldbesomepossible7__________inyourprices?A:Idon’trule8__________thatpossibility.Thepricesofourproductswillvaryinlinewiththeinternationalmarket.Back2Makeaconversationwithyourpartnerbyfillingintheblanks.outFinehave/takeifforlongforchanges第十二页，共92页。BusinessCommunicationGraphicPresentation3Thefollowinggraphisasurveyresultaboutthepercapita(人均(rénjūn))consumptionfrom1994to2008inCityX.Lookatthegraphcarefullyandgetreadytosaysomethingaboutit.第十三页，共92页。SentencePatterns1.Thegraphillustratesthegrowthof...2.Fromthegraphwecanseethat...3.Therewasageneralincreaseof/in...4.Althoughtherewereupsanddowns,...5.Thisindicatesanincreaseof...6.Thisprovesthat...WordsandExpressions1.consumingcapacity2.climbupto3.previous4.decrease/dropdownto5.stable-growth第十四页，共92页。Key:

ThegraphillustratesthegrowthofCityX’spercapitaconsumptionfrom1994to2008.Fromthegraphwecantellthattheaverageannualconsumptiondidn’tclimbupto500yuanuntil2008,eventhoughtherewereupsanddownsduringthose14years.In2000,people’saverageconsumptioncapacityreachedthehighestpointascomparedwiththoseofthepreviousyears,about400yuan.Buttherewasagradualdecreaseafterthattill2004whenpeople’spercapitaconsumptiondroppedtoapproximately250yuan.Fromthatyearon,thegrowthhasneverdeclined.Thisgraphprovesthatthecity’seconomyhasbeendevelopingwellanditwillcontinuetomaintainastablegrowthrateinthefuture.BusinessCommunicationBack第十五页，共92页。SECTIONIIBeingAllEarsListeningListenandRespondListenandJudgeListenandReadListenandTranslate第十六页，共92页。ListenandJudge1Listentoadialogueanddecidewhetherthefollowingstatementsaretrue(T)orfalse(F).WriteT/Faccordingly.ThebuyerwantstopayinUSdollars.2)ThedealwillbedoneintermsofHKdollars.3)Thesellerdoesn’tagreetoreducetheprice.4)Theproductwillbesoldundertheseller’sbrandname.5)Thesellerwilltakecareoftheinsurance.6)ThesellerquotesonaCIFbasis.7)Thebuyerdecidestosignthecontractimmediately.Script第十七页，共92页。Customer:Asfarasthepriceisconcerned,wewanttocompletethedealinUSdollars.Salesman:ButourpolicyhasbeentodealintermsofHKdollars.IfyoucanpayusinHKdollars,we’llreducethetotalamountby1%.Customer:Thatsoundsfairenough.We’lldoitonyourterms,then.Salesman:I’mhappytosaythatwehavebroughtthepricedownto$405perunit.Customer:Andyouwantustomarketitunderyourbrandname,right?Salesman:Thatwouldbepartoftheagreement.Customer:Whataboutinsuringtheshipment?Salesman:I’mafraidyou’llhavetotakecareoftheinsurance.That’sourstandardpracticeinthistypeofcontract.Customer:Whataboutthecostofdelivery?Salesman:We’dliketodoitinaccordancewithanFOBcontract.Customer:That’sFOBShanghai,right?Salesman:Yes.That’showwe’vebeenhandlingallourcontractsrecently.Customer:Allright.Letmetalkitoverwithmyheadquarters.I’llgetbacktoyoutomorrowwithananswer.Salesman:Fine.Script:Back第十八页，共92页。ListenandRespond2Listentothedialogueagainandgiveshortanswerstothefollowingquestions.Inwhatcurrencydoesthesellerusuallydeal?2)WhatdoestheselleragreetodoifthecustomerpaysinHKdollars?3)What’sthepricetheyhavefinallyagreedon?4)Whydoesthesellerinsistthatthebuyertakecareoftheinsurance?5)Whowillpaythecostofdeliveryaccordingtotheiragreement?6)Hasthebuyerdecidedtosignthecontractforthedeal?InHKdollars.Thesellerwillreducethetotalpaymentby1%.$405perunit.BecausethatisthestandardpracticeontheFOBbasis.Thebuyer.No,notyet.Script第十九页，共92页。Customer:Asfarasthepriceisconcerned,wewanttocompletethedealinUSdollars.Salesman:ButourpolicyhasbeentodealintermsofHKdollars.IfyoucanpayusinHKdollars,we’llreducethetotalamountby1%.Customer:Thatsoundsfairenough.We’lldoitonyourterms,then.Salesman:I’mhappytosaythatwehavebroughtthepricedownto$405perunit.Customer:Andyouwantustomarketitunderyourbrandname,right?Salesman:Thatwouldbepartoftheagreement.Customer:Whataboutinsuringtheshipment?Salesman:I’mafraidyou’llhavetotakecareoftheinsurance.That’sourstandardpracticeinthistypeofcontract.Customer:Whataboutthecostofdelivery?Salesman:We’dliketodoitinaccordancewithanFOBcontract.Customer:That’sFOBShanghai,right?Salesman:Yes.That’showwe’vebeenhandlingallourcontractsrecently.Customer:Allright.Letmetalkitoverwithmyheadquarters.I’llgetbacktoyoutomorrowwithananswer.Salesman:Fine.Script:Back第二十页，共92页。ListenandRead3Nowlistentosomethingmorechallenging—apassagewithsomeblanksforyoutofillin.Aglancebeforehandatthewordlistprovidedbelowwillbeofsomehelptoyou.BackcarryNovemberdeliveryabletypedemandmonthJanuarycustomersmodelsUnit|Three第二十一页，共92页。ListenandTranslate4YouaregoingtolistentoashortpassageandyoushouldtrytotranslatewhatyouhearintoChineseorally.Key:现在我想就支付方式与你商谈一下。如你所知，信用证结算方式比较繁琐，并且会增加我方的进口成本。因此，我们希望贵方能够(nénggòu)就这笔交易接受付款交单。如果可行，我方即可与你方签订合同。Back第二十二页，共92页。

NowI’dliketodiscussthepaymenttermswithyou.Asyouknow,payingbyletterofcreditissomewhattroublesomeandwouldincreasethecostofourimport.Therefore,wehopeyoucanacceptdocumentsagainstpaymentforthistransaction.Ifso,wecansignthecontractrightnow.Script:Back第二十三页，共92页。SECTIONIIITryingYourHandAppliedWritingReadandSimulateSimulateandCreateGeneral

WritingWriteThroughCorrectingMistakesWriteThroughTranslationWriteThroughDescribingaPicture第二十四页，共92页。ReadandSimulate1ReadthefollowingsampleoflrrevocableLetterofCreditcarefullyandlearntowriteyourown.AppliedWriting第二十五页，共92页。第二十六页，共92页。OneMoreSample第二十七页，共92页。Back第二十八页，共92页。SimulateandCreate2Fillintheblanksbasedontheaboveletterofcredit.LongwayCompany,LondonDalianElectronicAppliancesCompany,ChinaFirstBankofEngland,LondonNotmentionedUS$75000150Cartonsof34”ColourTelevisionReceiversDalian,ChinaLondon,BritainUnit|Three第二十九页，共92页。3Completethe“IrrevocableLetterofCredit”withtheinformationgivenbelow.第三十页，共92页。June26,2011BankofChina,ShanghaiShanghaiZhongnanImportAndExportCorporation,Shanghai,ChinaSmithandSonsCo.,Ltd.Southampton,EnglandOneHundredAndFifteenThousandUSDollars(US$115000.00)August26,2011Shanghai第三十一页，共92页。Backatsightcommercialinvoicefive(5)DEF—101June3,2011PackingListfive(5)CottonGradeA,100Tons(CIFSouthampton)clean“OnBoard”,“FreightPrepaid”BillofLadingInsurancecertificateShanghai,ChinaSouthampton,EnglandProhibitedPermittedUnit|Three第三十二页，共92页。General

WritingNarration

Whendescribingevents,weusuallyarrangetheminorderoftimeandgivethetimewheneacheventoccurs.Payattentiontotheitalicizedpartsinthefollowingpassage.第三十三页，共92页。BackUnit|Three第三十四页，共92页。4Correctthemistakesinthepassage.WriteThroughCorrectingMistakes第三十五页，共92页。Key:

Itwas1:00inthemorningandIwasonaplanecomingbacktotheUnitedStatesfromChina.ThesunwasrisingaswefleweastoverthePacificOcean.Theflightattendantjustmademepulldowntheshadebecauseofthelightcomingintothecabin.Itwasthreeo’clockinthemorning,Beijingtime.LastThursdaywhenweflewovertoChinatheflightattendantsmadethesamerequestinbroaddaylight,togetthepassengersaccustomedtothetimechange.Fourteenhourslater,wewerethere.Ourtripwentverysmoothly,andwewereabletoleavetwodaysearlier,duetoMary’sbusinessobligations.Mostpeopleseemtostaytendaystofourweeks.We,however,werethereandbackineightdays.Back第三十六页，共92页。WriteThroughTranslation5TranslatethefollowingsentencesintoEnglish.自从我上次见到她已经有6个月了。2)我出了10天差，刚回来。3)14个小时(xiǎoshí)后我们就到了北京。4)读这本小说大约花了我们两天时间。IthasbeensixmonthssinceIsawherlast.Ijustcamebackfromaten-daybusinesstrip.Fourteenhourslaterwewere/arrivedinBeijing.Ittookusabout2daystoreadthisbook.第三十七页，共92页。Back5)他在那里住了大约11年，然后就搬到了纽约。6)他从上海的一所学校毕业后第3天就去了欧洲(ōuzhōu)。7)我的假期时间还很长，于是就提出和她一起去。8)从市中心到机场大约需要50分钟时间。Helivedthereforabout11yearsandthenmovedtoNewYork.

ThreedaysafterhegraduatedfromaschoolinShanghai,hewenttoEurope.Ihadplentyofvacationtimeavailable,soIofferedtogowithher.Ittakesaround50minutestocoverthedistancebetweenthecitycentreandtheairport.第三十八页，共92页。WriteThroughDescribingaPicture6WriteshortparagraphstodescribethepictureswiththeinformationgivenbelowinChinesebesidevthepictures.Unit|Three第三十九页，共92页。BackKey:IleftDenverat11:30a.m.onNovember9,2010.Igotthroughcheck-inandsecurityinlessthan30minutes.Theflightwasontime.IarrivedinLosAngelesaround12:45p.m.Mybagscamethroughwithoutdelay.Aftergettingoutoftheairport,Itaxiedforover30minutestothehotel.Icheckedinby2:30p.m.Sincetheplanedidnotservefood,Ihadasaladatabout3:00p.m.MikePhillipsdroveupfromLaJollatojoinmefordinner.Hearrivedalittleafter5:00p.m.Itwasarealpleasureseeinghim.Wehaddinnerinthehotel.Itwasaverypleasantevening.第四十页，共92页。SECTIONIVMaintainingaSharpEyePASSAGEIPASSAGEIIInformationRelatedtotheReadingPassageTextLanguagePointsReadandCompleteReadandTranslateReadandSimulateReadandJudgeReadandTranslateInformationRelatedtotheReadingPassageTextLanguagePointsReadandRewriteReadandThink第四十一页，共92页。InformationRelatedtotheReadingPassageSmartphoneSmartphoneisacellphoneofmodernworldwheretechnologyplaysavitalrole.Oneofthefeaturesthatmakethiskindofphonesmarterthanthecommoncellphonesisthebasisofitsworking.Itisbasedonanoperatingsystemwhichallowstheinstallationofapplicationsthatcanmakeyourlife“smart”andeasy.ThequalityofthephoneisbetterinaccessingtheInternet.Also,inthisphone,thearrangementofbuttonsonthekeypadislikethatofacomputer.Lastly,whileanormalphonecannothandlemulti-instantmessagingapplications,aSmartphonecan.第四十二页，共92页。NFCNearfieldcommunication,orNFC,allowsforsimplifiedtransactions,dataexchange,andwirelessconnectionsbetweentwodevicesincloseproximitytoeachother,usuallybynomorethanafewcentimetres.NFChasthreeuses:1.Connectingelectronicdevices2.Accessingdigitalcontent3.ContactlesstransactionsNFCcanbeusedformobilephonepayments,inconjunctionwithanelectronicwallet,whichtransmitssignalsovershortdistancestofacilitatecontactlesspaymentsandfundtransfersandletshoppersditchcashorplastic(orevengiftcardsandcoupons)andcheckoutbywavingortappingasmartphoneagainstaregisterorreaderatthecheckoutcountertomakepayments.Back第四十三页，共92页。

Whenyoutapyoursmartphoneonanelectricreadertotransfermoneyformilkatyourlocal7-Eleven,doyoueverwonderhowsecureitis?Thegoodnewsis,usingyourphoneasa“mobilewallet”islargelyconsideredsafe.Infact,someexpertsarguethesecurityofmobilepaymentsissimilartoonlinebanking,withtheaddedlayerofpasswordprotection.Butthatisn’tapermittothrowcautiontothewind.AreportbyMcAfee(whichsellsanti-virussoftware)found20millionnewpiecesof“malware”in2010,atrendexpectedtogoupsharplyin2011ascybercriminalscatchupwiththelatestmobiletechnologies.Andwiththevalueofmobiletransactionsexpectedtogrowto$245billiongloballyby2014,plentyofmoneyisatstake.Herearefoursecuritysuggestionsthatshouldbetakenintoconsideration:PASSAGEIHowSafeIsYourMobileWallet?12第四十四页，共92页。Knowwhatyou’redoing:

Withmobilepayment,you’reusingaphonewithNearFieldCommunication(NFC)technology,whichallowsyoutoswipeyourphoneatthepointofsaletodeductthemoneyoutofyourbankaccountorchargeyourcreditcard.AcommonmisunderstandingisthatNFCsendsallyourpersonalinformationover

thewirelessnetwork.Notso!It’ssimplyanexchangeofproofconfirmingthatyouarewhoyousayyouareandhavetheauthoritytomakethetransaction.Useapassword—andmakeitagoodone:Apasswordisyourfirstdefence

againsthackers,somake

sureallyourmobilepaymentapplicationsareprotectedbyone.Andsteer

clear

ofobviouspasswords,suchasyourbirthdateortheword“password”.Myfavouritetipistouseabasepasswordlike“123”,precededbyanotherwordspelledbackwardsforeachsiteorapplicationyouvisit.Thekeyistochangeitconsistently:Whathappensisasitemightgethacked,andifyouusethatsamepasswordforallyourmobilepaymentsystems,they’reallatrisk.43第四十五页，共92页。Knowyourapps:

Don’tassumethateveryappissafe.Theeasiestwaycriminalscantargetyourphoneisthroughabadmobileapp.Theproblemismalware,whichisdesignedtoaccessyouraccountinformationwithoutyourpermission.Beforeyoudownload,confirmthattheappislawfulthroughthecompany’swebsite—mostfinancialinstitutionswilllinkdirectlytotheirappfromtheirwebpage.OrfollowtheAppleappstore,whereappsgothroughafairlystrictexaminingprocessbeforebeingofferedtothepublic.Haveabackupplan:

Thinkaboutyourplanofactionshouldyourphonegomissing.Doyouhavethephonenumbersofyourfinancialinstitutionson

hand

elsewhere?You’llneedtoreportthephoneasmissingtoyourcreditcardissuerandfinancialinstitutionassoonaspossible.Forallthetalkaboutmobilewallets,thefactisthatoutofthe105millionmobilepaymentusersintheworld,only3.5millionofthemareinNorthAmerica.However,Iamconfidentthatmobilewalletswillbecome

morepopular,especiallywiththeyoungergeneration:my24-year-oldsonisalwayslosinghiswallet…butheneverloseshisphone.5ExercisesBack6第四十六页，共92页。LanguagePoints1ExplanationofDifficultSentences(Para.1)Whenyoutapyoursmartphoneonanelectricreadertotransfermoneyformilkatyourlocal7-Eleven,doyoueverwonderhowsecureitis?Analysis:Thisisacomplexsentencewithtwoclauses:Whenyoutap…isanadverbialclauseoftime;howsecureitisservesasanobjectclauseforwonder.Translation:当你在你那里(nàli)的7-Eleven便利店用智能手机轻触电子阅读器来付款买牛奶时，你有没有考虑过这到底有安全？Example:Whenyouuseyourdebitcard,youneedtomakesurehowmuchmoneyyoucandeductfromit.Back第四十七页，共92页。LanguagePoints1ExplanationofDifficultSentences2.(Para.3)AreportbyMcAfee(whichsellsanti-virussoftware)found20millionnewpiecesof“malware”in2010,atrendexpectedtogoupsharplyin2011ascybercriminalscatchupwiththelatestmobiletechnologies.Analysis:Atrendexpectedtogoup…isanounphraseusedasanapposition,inwhichthereisapastparticiplephraseexpectedtogoupsharplyin2011modifyingatrend,andanadverbialclauseofreasonintroducedbyas.Translation:McAfee公司（一个销售杀毒软件的公司）的一份报告表明(biǎomíng)，在2010年共发现了两千万种新的“恶意软件”，随着网络罪犯不断跟进最新的手机技术，估计在2011年这种趋势还会急剧上升。Example:MoreandmorepeoplearecrazyabouttheiPhone,atrendsweepingacrosstheglobe.Back第四十八页，共92页。LanguagePoints1ExplanationofDifficultSentences3.(Para.6)It’ssimplyanexchangeofproofconfirmingthatyouarewhoyousayyouareandhavetheauthoritytomakethetransaction.Analysis:Thepronounitreferstowhatisbeingtalkedabout,confirmingthatyouare…isapresentparticiplephrasemodifyingproofwithanobjectclauseintroducedbythat,andapredicativeclauseledbywho.Translation:它只是一种验证码的交换(jiāohuàn)，以此来确认你就是你声称的那个人并且你有权进行这笔交易。Example:Theyadoptedastrategyprovingthatitisvitallyimportanttodeveloptheirowncopyrightedproducts.Back第四十九页，共92页。LanguagePoints1ExplanationofDifficultSentences4.(Para.7)Whathappensisthatasitemightgethacked,andifyouusethatsamepasswordforallyourmobilepaymentsystems,they’reallatrisk.Analysis:Whathappensisthesubjectclause,asitemightgethackedisasubjectcomplementclause,andintroducesacoordinateclausewhichincludesanadverbialclauseofconditionintroducedbyif.Translation:因为(yīnwèi)有可能整个网站都会受到黑客侵袭。如果你在所有的手机支付系统中都用同样的密码，你的所有账户就都会有危险。Example:Whatoccursisthatatransactionmightfail,andifyoumisunderstandtheculturedifferences,thingsmaybecomeevenworse.Back第五十页，共92页。LanguagePoints1ExplanationofDifficultSentences5.(Para.8)Theeasiestwaycriminalscantargetyourphoneisthroughabadmobileapp.Analysis:Criminalscantargetyourphoneisarelativeclausemodifyingway;throughabadmobileappisaprepositionalphraseusedasasubjectcomplement.Translation:罪犯们瞄准(miáozhǔn)你的手机的最简便的办法就是通过使用恶意的手机应用程序。Example:Thebestmethodteacherscanusetomotivatetheirstudentsisthroughinterest-provokingactivities.Back第五十一页，共92页。LanguagePoints1ExplanationofDifficultSentences6.(Para.10)Thinkaboutyourplanofactionshouldyourphonegomissing.Analysis:ShouldyourphonegomissingisanadverbialclauseofconditionwithsubjunctivemoodexpressedbytherevertedorderofS-Vandtheconjunction“if”omitted.Translation:必须(bìxū)为万一你丢失手机而想好一个备案。Example:Letmeknowshouldyouchangeyourmind.Back第五十二页，共92页。LanguagePoints2ImportantWords6.accessv.touse使用(shǐyòng)e.g.Onlyhigherofficialscanaccessthecentraldatabank.Studentsinthisschoolcanaccessthecomputersfrom8a.m.to10p.m.Back第五十三页，共92页。LanguagePoints2ImportantWords2.arguev.tobelieve;toholdacertainview主张(zhǔzhāng)；认为e.g.Hearguedthattheexperimentcouldbedoneinaspecialway.Theorganizationarguedforimmediateaction.Back第五十四页，共92页。LanguagePoints2ImportantWords5.confirmv.togiveapproval确认(quèrèn)e.g.IcalltoconfirmyourreservationoftheroomforthisFridayevening.Ithasbeenconfirmedthatthecitywasattackedbyastorm.Back第五十五页，共92页。LanguagePoints2ImportantWords4.misunderstandingn.misinterpretation误解(wùjiě)e.g.Itistimetoclearupmisunderstandingsbetweenus.Thereisamisunderstandingabouthispurposeofleavingthejob.Back第五十六页，共92页。LanguagePoints2ImportantWords1.securea.freefromdangerorriskofloss安全(ānquán)的e.g.Withfullpreparationincollege,mostofthestudentsfeltsecureabouttheirfuturecareer.Itissecuretoreviewyourlessonslongbeforethefinalexamination.Back第五十七页，共92页。LanguagePoints2ImportantWords3.transactionn.somethingcarriedoutorperformed,especiallyforabusiness交易(jiāoyì)e.g.Thecommercialtransactionbetweenthetwocountrieshasbroughtgreatbenefitstothem.Recentlytheyconcludedacashtransaction.Back第五十八页，共92页。LanguagePoints2ImportantWords8.populara.frequentlyencounteredorwidelyaccepted流行(liúxíng)的；大众的e.g.Thepopsingerispopularwithyoungsters.TennishasbecomeoneofthemostpopularsportsinChinaafterLiNawontheGrandSlam.Back第五十九页，共92页。LanguagePoints2ImportantWords7.financiala.relatingtofinance财政(cáizhèng)的；金融的e.g.Becauseofthewar,thefinancialconditionofthecountryhasbeenseriouslyruined.WallStreetisthefinancialcentreoftheUnitedStates.Back第六十页，共92页。1)Someexpertsbelievethatmobilepaymentis__________.a.inconvenienttobeupdatedb.assafeasthatofonlinebankingc.wellprotectedbythelatesttechnologiesd.thebasicuseofthesmartphone2)Theauthorprobablythinksthatby2014__________.a.themobiletransactionswillgoupsharplyb.mobiletechnologieswillcomeintoanewstagec.20millionnewpiecesofmalwarewillemerged.cyber-crimewillspreadoutgloballythen1Choosethebestanswersaccordingtothepassage.ReadandThinkb.a.第六十一页，共92页。3)Whatdoestheauthorsuggestthereaderstodowhensettingthepasswordformobilepayment?a.Usingtheusers’namesplustheirbirthdate.b.Usingtheword“password”.c.Usingcombinationsofsimpleletters.d.Usingnumbersplusawordspelledbackward.4)Asabackupplan,mobilephoneusersaresuggested__________.a.tokeeptheirphonesinasafeplaceb.tohavethephonenumbersoftheirfinancialinstitutionsonhandc.tocontacttheircreditissuersregularlyd.tohaveanotherphonewiththemforemergency5)Fromthispassagewecaninferthatthemobilewallet__________.a.ispopularonlywithyoungpeopleb.willbecomemuchentirelysaferinthefuturec.stillsuffersfrommanyproblemsofsafetyd.canspeeduptheapplicationsofITReadandThinkd.b.c.Back第六十二页，共92页。howpopularmobilepaymentisamongtheyo