金融英语考试

金融专业英语证书考试参考书目银行综合类1、金融专业英语证书考试（银行综合类）教材——现代银行业务(第二版)（第一版可继续使用）金融专业英语证书考试委员会编写FINANCIALENGLISHCERTIFICATETEST(MODERNBANKINGPRACTICES)金融专业英语证书考（银行综合类《现代银行业务第二学习参考 融专业英语证书考试委员会编写3、银行间业务往来（听力训练磁带，初、中级共一套）CASSETTE FOR FINANCIAL ENGLISH CERTIFICATE TEST(BANKINGCOMMUNICATION) 中级1、经济学BANKINGCERTIFICATEECONOMICS2、会计学BANKINGCERTIFICATEACCOUNTING3、银行业务HONGKONGBANKINGSYSTEMANDPRACTICE4、法律GUIDETOHONGKONGLAW5、模拟试题与答案SAMPLEQUESTIONSANDSUGGESTEDANSWERS6、《香港法律指南》中文导读7、香港银行学会会刊BankingWorld以上由香港银行学会编，《香港法律指南》中文导读由考委会组织专家翻译。第一部分：听力 investment fund 的优点、charges的类型之的。语速真是快，没多少记得下来，都靠仅存的一点记忆。第二部分：改错（顺序有点颠倒的）1、interbanklendingandsecuredunsecured2capitaladquencyrt2%？3liquidityrt5%？4ETRSElectronicTradeRelatedSevcs义5、UnderRTGS system.alllicensedbanksandanthorizedinstitutionsinhongkongandmaintainHKDaccountswiththeHMA6、l7、SWIFT的定义transfersystem8、9、10、第三部分（顺序颠倒的）1、exchangeratee23commercialinstrument3、在partnershpassesscreditik个步骤4、CIF、FCA的全名5、Certificateof6、7、第四部分1）1（1）installment特点（14）（2）举例说明installmeoan的3种purpos，在每种purpos个例子（6）2（1）P/A，P/D（2）写出五个关于n第五部分1）1、关于HKMA 的职责之类的2、名词解释foreignExchangSWAPfuturescontractoption3overtradin的symptoms（10分）在给limiteds）4考试大纲宗旨本考试注重测试考生银行实务基本知识基础知识。考试范围1、银行服务保理服务、租赁、担保等服务。公司融资和商人银行服务。投资和商务咨询服务。付款购物、投资咨询服务、大额存单、执行遗嘱及资产信托服务。2、外汇和资金调拨-货币兑换-汇率，即期和远期、国际贸易融资-跟单信用证-跟单托收-价格术语及单据4、贷款-基本要点-贷款种类：私人贷款，商人贷款，银行同业贷款。政府贷款。-贷款人种类：独资业主，合伙企业，有限公司。-超资力扩张经营。5、国际银行业规则-资本充足率-流动性比率。305(3045金融英语：银行业务重点归纳（一）第一章:TheHongKongbankingsystmanintroductionThemainfeaturesofthethree-tiersystemTheessentialfeatureofthechangeinthesystemisthattheoldcategoriesoftheLicensedDeposiTakingCompanies(LTDS)andtheRegisteredDeposit-takingCompanies(RTDS)werereplacedbytwonewcategories,therestrictedlicensedbanks(RLBs)replacetheLTDSandthedeposittakingcompanies(DTCS)replacetheRDCs.ThereisnochangeinLicensedBanksminimumpaid-upsharecapitalforlocallyincorporatedbanksisincreasedfromHK$100milliontoHK$150million.Theminimumpaid-upsharescapitalrequirementisnowHK$25millioninsteadofHK$10millionasbefore.Theimplicationsoftheytm考试大Soundoverseasbanks,eventhoughtheydonotmeettheapprovalcriteriaforafulllicense,arenowallowedtobranchintoHKasRLBs,asanalternativetosettingupasubsidiaryhere.DirectentrytothetierofRLBisallowed.ThestatusofRLBissuperiortothatoftheLDTCwhereaRLBisincorporatedoverseas.OverseasbanksareneuthorizedRLBsinbranchformareallowedtooperateonlyfromofficesinonebuildingLocalbankstraditionallyoperateintheretailmarketwhereasoverseasbanksauthorizedRLBsaremainlycarryingonmerchantbankingbusiness.HKmonetaryauthoriy源：考试大Establishedin1April1993MergingthetheExchangedFundwiththeOfficeoftheCommissionerofBanking.PurposetomaintaithecontinuindprofessionalinHK’monetaryandreservesmanagementandbankingsupervision,inawaywhichcommandstheconfidenceofthepeopleHKandtheinternationalfinancialcommunity.Responsibiliy源：考试大Executionanddevelopmentofmonetaryplc考试大MaintenanceofexchangerateandmonetarystabilityDevelopmentofthedebtmarketinHKPromotingtheefficiencntegritanddevelopmentofpaymentandarrangementsManagingtheassetsoftheExchangeFundPrudentialsupervisionofauthorizedinstitutionsundertheBankingOrdinanceFormulatingpolicesrelatingtobankingsupervisionHKMAisanintegralpartofthegovernmentbutisabletoemploystaffondifferenttermstothoseofthecivilservicetoattractpersonneloftherightcaliber,experienceandexpertisHKMA isaccountabltoFinanciaSecretarhoisadvisedbytheExchangeFundAdvisoryCommitteeonmattersrelatingtothecontroloftheExchangedFundandontheannualbudgetoftheHKMA.Businessscope:DepositsLoansSettlementGuaranteesInterbankborrowingandlendingTradeinChinesetreasurybondDefinitionofa―banking―inHongKongAbankisafinancialintermediary,whichprovidesspecialtypesofservicesrelatingdirectorindirectlytofinance.InHongKong,theBankingOrdinancedefinesa―bank‖asacompany,whichcarrieon―bankinbusinessndholdsavalibanklicensgrantebytheHKMAtogetherwiththeSARChiefExecutive.BankingbusinessBankingbusiness：考试大Receivinfromthegenerapublimoneyoncurrendepositsavingdeposiorothersimilaraccountrepayableondemandorwithinlessthanthreemonthsoratcallornoticethreemonth;Payingorcollectingchequesdrawnbyorpaidinbycustomers.Providingcreditcardsorchargecardstocustomers,givebusinessadvice,handleclientauto-paysystem,transfermoney,andprovideforeignexchangeandotherservices.currendeposicurrenaccountdonotusuallproduceanyintereorthecustomers.Onlybankswithallowedtooffercheque(currentaccounts)金融英语：银行业务重点归纳（二）第二章Money,bankingandtheeconomy1）FunctionofmoneyMediumofexchangeStoreofvalueAunitofaccount(standardofvalue)StandardofdeferredpaymentCharacteristicofmoneyPortabilityDivisibilityHomogeneityandidentifiabilityDurabilityScarcityPurchasingpowerstabilityTypeofmoneyTokenmoneyChequeaccountdepositsCommoditymoneyChequeitselfisnot―money‖;itisonlytheamountofmoneyintherelevantaccount,whichconsideredtobe―money‖.5）Arequiredreserveratioisafractionofthedepositsofthepublicthatabankholdinreseminimumamountofbankmust,bylaw,keepindepositswiththecentralbank.MoneyRM1:thesmoflegatendecoinsandnoteshe