2023届福建省龙岩市武平县第高三第一次模拟考试英语试卷含解析_第1页
2023届福建省龙岩市武平县第高三第一次模拟考试英语试卷含解析_第2页
2023届福建省龙岩市武平县第高三第一次模拟考试英语试卷含解析_第3页
2023届福建省龙岩市武平县第高三第一次模拟考试英语试卷含解析_第4页
2023届福建省龙岩市武平县第高三第一次模拟考试英语试卷含解析_第5页
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2023高考英语模拟试卷考生请注意:1.答题前请将考场、试室号、座位号、考生号、姓名写在试卷密封线内,不得在试卷上作任何标记。2.第一部分选择题每小题选出答案后,需将答案写在试卷指定的括号内,第二部分非选择题答案写在试卷题目指定的位置上。3.考生必须保证答题卡的整洁。考试结束后,请将本试卷和答题卡一并交回。第一部分(共20小题,每小题1.5分,满分30分)1.Tomakeabreakthroughinhisscientificresearch,thescientisthasbeenmakinga(n)_____amountofeffort.A.modestB.miserableC.optionalD.tremendous2.Ourteacherenteredtheclassroom,__________.A.abookinhand B.bookinhandC.bookinhishandD.abookinhands3.Thecaraccidenthappened_____hiscarwasoutoforder___Ican’tdrive.A.notthat;butthat B.notonly;butalsoC.notbecause;butbecause D.notbecause;butas4.We’llhavetofinishit,_____________.A.howeverittakeslong B.howeverlongittakesC.nomatterhowittakes D.nomatterhowlongdoesittake5.Whydoesshealwaysdrivetowork____shecouldeasilytakethetrain?A.unless B.untilC.before D.when6.—You’veagreedtogo,sowhyaren’tyougettingready?—ButI________thatIwasexpectedtosetoffatonce.A.don’trealizeB.didn’trealizeC.haven’trealizedD.hadn’trealized7.---Mr.Johnsonhasbeenchosenasthemanagerofthesalesdepartment.---___________hewassoexcitedthismorning.A.Nochance B.NowayC.Notpossible D.Nowonder8.Afterclass,theteachercouldn’tleave,bythestudents.A.surrounded B.tosurroundC.wassurrounded D.surrounding9.—Mum,doyoumindifIinvitesomefriendstomybirthdayparty?—______.Itwillbemoreinteresting.A.Bynomeans B.Yes,ofcourseC.Don’tworry D.Nodoubt.10.Ifyou’dwrittenearlier,I’dhaveknownwhenyoutogoonholiday.A.want B.havewanted C.wanted D.willwant11..WhatIlikeaboutHarvardisthere’stheoldclassicallook—thereareparksandtraditionalbuildings.A.why B.where C.that D.how12.Iamsurethatthegirlyouaregoingtomeetismorebeautiful_______thaninherpictures.A.innature B.inmovement C.intheflesh D.inthemood13.______flag-raisingceremonywasheldattheGoldenBauhiniaSquareonJuly1tocelebrate______17thanniversaryofHongKong’sreturntoChina.A.A;/ B.A;theC.The;the D./;the14.________youhaveseenheispoor,youshouldunderstandwhyhehastotakeuptwopart-timejobs.A.Aslongas B.UnlessC.Nowthat D.While15.Therisinghousepriceandthehighincometaxratehavebecomethebiggest______oftheordinarypeopleinChinatoday. A.concern B.influence C.involvement D.occupation16.SheseemstopreferAmericanTVShowstotalkingtome.A.towatch B.tobewatching C.watching D.havingwatched17.Thanksforyourusefuladvice;otherwiseI______suchrapidprogress.A.didn’tmake B.couldn’thavemadeC.hadn’tmade D.shouldn’thavemade18.Thepolicehaveanyonewithinformationtocomeforwardandtalktothem.A.appealedtoB.attendedtoC.respondedtoD.attachedto19.Takethenoteasareminder______youforgottobuysomesweetsforthekidswhileshoppingthere.A.how B.thatC.incase D.evenif20.—Youseemtobefondofclassicalmusic.—________.Asamatteroffact,Ilikejazzmusicbetter.A.Idon’tagreeB.NotreallyC.Icouldn’tagreemoreD.Nodoubt第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21.(6分)Theymaybeteenagers,but17-year-oldBrittanyBulland16-year-oldSesamMngqengqiswahavegrandambitions(雄心)—tolaunchAfrica’sfirstprivatesatellite(卫星)intospace.TheyarepartofateamofhighschoolgirlsfromCapeTown,SouthAfrica,whohavedesignedandbuiltequipmentforasatellitethatwillorbitovertheearth’spolesscanningAfrica’ssurface.Onceinspace,thesatellitewillcollectinformationonagriculture,andfoodsecuritywithinthecontinent.Usingthedata/wecantrytodetermineandpredict(预测)theproblemsAfricawillbefacinginthefuture”,explainsBull,astudentatPelicanParkHighSchool.“Whereourfoodisgrowing,wherewecanplantmoretreesandvegetationandalsohowwecanmonitorremoteareas,”shesays.“Wehavealotofforestfiresandfloodsbutwedon’talwaysgetoutthereintime.’’Informationreceivedtwiceadaywillgotowardsdisasterprevention.It’spartofaprojectbySouthAfrica’sMetaEconomicDevelopmentOrganization(MEDO)workingwithMoreheadStateUniversityintheUS.Thegirls(14intotal)arebeingtrainedbysatelliteengineersfromCapePeninsulaUniversityofTechnology,inanefforttoencouragemoreAfricanwomenintoSTEM(science,technology,engineering,mathematics).ScheduledtolaunchinMay2017,ifsuccessful,itwillmakeMEDOthefirstprivatecompanyinAfricatobuildasatelliteandsenditintoorbit.Mngqengqiswacomesfromasingleparenthousehold.Hermotherisadomesticworker.Bybecomingaspaceengineerorastronaut,theteenagerhopestomakehermotherproud.“DiscoveringspaceandseeingtheEarth’satmosphere,it’snotsomethingmanyblackAfricanshavebeenabletodo,orgettheopportunitytolookatIwanttoseeandexperiencethesethingsformyself,”saysMngqengqiswa.HerteammateBullagrees,“Iwanttoshowtofellowgirlsthatwedon’tneedtositaroundorlimitourselves.Anycareerispossible-evenaerospace.”1、WhatdoesParagraph2mainlytalkabout?A.Informationprovidedbythesatellite.B.Thebenefitsbroughtbythesatellite.C.ProblemsAfricanagriculturefaces.D.Thewaythesatellitecollectsinformation.2、Whyaretheexpertsteachingthegirlssatellitetechnology?A.Toturnthemintogoodfarmers.B.TohelpAfricanwomentolivebetter.C.Totrainemployeesforaprivatecompany.D.ToattractmoreAfricanwomentosci-techfields.3、Whatdoyouthinkofthegirlsinthetext?A.Ambitiousandpioneering.B.Generousandstrict.C.Independentandmodest.D.Braveandserious.22.(8分)LawrenceFerlinghetti,thepoet,publisher,painter,socialactivistandbookstoreowner,hasbeenSanFrancisco’shonoredpoet.Heturns100thismonth,andthecityismakingpreparationstocelebratehiminstyle.ReadingsandperformancesandanopenhousewilltakeplaceatCityLights,thesacredbookstoreheco-foundedin1953.OnMarch24,1919,LawrenceFerlinghettiwasborninYonkers,NewYork.AfterspendinghisearlychildhoodinFrance,hereceivedhisBAfromtheUniversityofNorthCarolina,anMAfromColumbiaUniversity,andaPhDfromtheSorbonne.Heistheauthorofmorethanthirtybooksofpoetry,includingPoetryasInsurgentArt;AConeyIslandoftheMind.Hehastranslatedtheworksofanumberofpoets,includingNicanorParra,JacquesPrevert,andPierPaoloPasolini.Inadditiontopoetry,heisalsotheauthorofmorethaneightplaysandthreenovels,includingLittleBoy:ANovel,LoveintheDaysofRageandHer.In1953,FerlinghettiandPeterMartinopenedtheCityLightsbookstoreinSanFrancisco,California.ItbecameanervecenterfortheBeatsandotherwriters.AllenGinsberg,JackKerouacandotherwritersfromthaterawereEasternerswhodroppedintoSanFranciscoforaspell.In2001itwasmadeanofficialhistoriclandmark.NowCityLightsisalmostcertainlythebestbookstoreintheUnitedStates.It’sfilledwithseriousworldliteratureofallkinds.IfCityLightsisaSanFranciscoinstitution,Ferlinghettihimselfisasmuchofone.Hehasloomedoverthecity’sliterarylife.Asapoet,he’sneverbeenacriticalfavorite.Buthisflexibleandplain-spokenandoftenpowerfulwork—hehaspublishedmorethan50volumes—hasfoundawideaudience.Hiscollection“AConeyIslandoftheMind”hassoldmorethan1millioncopies,makingitoneofthebest-sellingAmericanpoetrybookseverpublished.1、WhatcanwelearnaboutFerlinghettifromParagraph2?A.Hehadahappychildhood.B.Hereceivednormaleducation.C.Hehadagiftforwritingnovels.D.Hehadwrittenlotsofpoetry.2、WhichofthefollowingbestdescribesFerlinghettiaccordingtoParagraph3?A.Flexible. B.Optimistic. C.Outspoken. D.Productive.3、WhyisCityLightsfamous?A.Becauseitisanervecenterfortheyouth.B.Becauseitscollectionshavealonghistory.C.Becauseitisanofficialhistoriclandmark.D.Becauseithasmanymodernworldliterature.4、Whatistheauthor’spurposeinwritingthetext?A.Tospeakhighlyofagreatpoet.B.TointroducesomeEnglishpoetry.C.TopromotevaluesofCityLights.D.TocelebratethebirthdayofFerlinghetti.23.(8分)Theadvancementofhumancivilizationispossiblejustbecauseofenormouscontributionmadebyscientists.Theyareoneofthemostinfluentialpeopleoftoday’sworld.Withpracticaladvantagesinengineering,medicine,andtechnology,theyhavehelpedustogrowbetterunderstandingabouttheworldanddifferentworkingphenomenonthatgovernsus.Theirnamesarerememberedinthesandsoftimefortheirworkinthewelfareofmankindwithdifferentinventionsthathasmadeourmodernliveseasy.Hereisalistofthefourgreatscientistswe’veeverseenwhochangedtheworld.LouisPasteur(1822-1895)Pasteurcontributedgreatlytowardstheadvancementofmedicalsciencesdevelopingcuresforrabies,anthraxandotherinfectiousdiseases.Healsoinventedtheprocessofpasteurization(加热杀菌法)tomakemilksafertodrink.Heprobablysavedmorelivesthananyotherperson.OttoHahn(1879-1968)HahnwasaGermanchemistwhodiscoverednuclearfission(裂变)in1939.Hewasapioneeringscientistinthefieldofradio-chemistry,anddiscoveredradioactiveelementsin1921.HewasawardedtheNobelPrizeforChemistryin1944.NikolaTesla(1856-1943)Teslaworkedonelectro-magnetismandACcurrent.Heobtainedaround300patentsworldwideforhisinventionsfromelectricitytoradiotransmission,butmanyinventionsdevelopedbyTeslawerenotputintopatentprotection.Heplayedakeyroleinthedevelopmentofmodernelectricity.JamesClerkMaxwell(1831-1879)Maxwellmadegreatprogressinunderstandingelectro-magnetism.Hisresearchinelectricityandkineticslaidthefoundationforquantum(量子)physics.EinsteinsaidofMaxwell,“TheworkofJamesClerkMaxwellchangedtheworldforever.”1、WhatcontributiondidLouisPasteurmaketosociety?A.Thedevelopmentofmedicine.B.Radio-chemistry.C.Modernelectricity.D.Quantumphysics.2、WhowasthoughthighlyofbyEinstein?A.LouisPasteur.B.OttoHahn.C.NikolaTesla.D.JamesClerkMaxwell.3、Whatcanweinferaboutthefourpeople?A.Theyaremedicalpioneers.B.TheyareNobelPrizewinners.C.Theyaregreatcontributorstosociety.D.Theyarefoundersofmodernphysics.24.(8分)It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A.Aneffectivehealthcaresystem.B.Morecompanyfromaparent.C.Anenergeticbusymother.D.Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A.somethinginthemilkfrombreastfeedingcankeepbabieshappyB.Demarkissecondtononeinprotectingitsfemales’rightsC.Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD.breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A.trytofigureoutwhattheywantB.putthemoutdoorsforagoodsleepC.seeksocialsupportforguidanceD.waitamomentforthemtocalmdown25.(10分)Ourfamilylovesthesnowandcheersatthefirstgoodstormoftheseason.WhileothersmaythinkofFlorida,wedreamofacabinvacationinNewYork’sAlleganyStatePark.Oneparticulartrip,Irecall,wasjustabitmorememorablethantherest.Whatwenowrefertoasthesnowpantsincidentbeganaccidentallyenough.Myhusband,Bernie,andour2-year-olddaughter,Faith,werebuildingasnowfortwhileIsleddeddownanearbyslope.Onthewaybackupfromonetrip,IsawasmallstonetumblingdownthetrackIhadjustmade.Iwaspuzzled,sincealltheotherrockswereburiedunderseveralfeetofsnow,asIstoodandwonderedaboutthestone---itjumped!Thiswasnostone.Thiswasamouse.Now,Ilovenature,butthatdoesn’tincludemice.Iloudlyprotestedtheinvader,andBernie,comingtomyrescue,assuredmethatthiswasnotamousebutamole,asifthatmattered.AmouseoramoleIstilldidn’tlikeit.BernieandIstoodforafewminuteswatchingthecreaturedisappearfromthepathintothefurrywhiteandcomebackoutagain.ButsoonitdisappearedandIheadedupthehillagain.ShortlyafterIleft,myhusbandscreamedout,sayingthatthemolehadgoneupthelegofhissnowpants.YouhavetounderstandBerniecanbequiteajoker,andIsmelledarat.Notwantingtobeasuckerandfallforanotheroneofhisjokes,Ilaugheditoff.Whenhestartedrunningforthecabin,though,Istoppedlaughinganddecidedmaybethiswasforreal.“Don’tyoudaretakethatthingintothehouse!”Iyelled.Butlikeaflash,Berniewasalreadydashingthroughthecabin’sfrontdoor,withhissnowpants,themoleandall.Ifitwereme,I’dhavebeendowntomylongunderwearrightthereinthesnowwithoutasecondthought.AfewminuteslaterBernieappeared.Werelishedtherestofourwintervacation,drinkinglotsofhotchocolate,sittingbesidethefireplaceandadmiringnature---fromasafedistance.1、Whydidtheauthor’shusbandcometoherrescue?A.Becausethe“mouse”frightenedherB.BecauseshehardlycontrolledthesledC.BecausethesnowfortshebuiltwasdamagedD.Becauseshesteppedonthestoneandfelldown2、Whenherhusbandsaidthatthemolehadgoneupthelegofhissnowpants,theauthorwas___.A.curiousB.puzzledC.excitedD.doubtful3、Whatcanbeinferredfromthelastparagraph?A.TheyenjoyedtherestoftheirholidayB.TheywerefondofhotchocolateC.HerhusbandhadfreedomatlastD.Naturecanbedangerousattimes4、Whatcouldbethebesttitleofthetext?A.AMemorableExperiencewithaJokerB.ThePainfulIncidentinAlleganyStateParkC.Family’sFunnyVacationintheSnowD.MyStrongLoveforNature第三部分语言知识运用(共两节)第一节(每小题1.5分,满分30分)阅读下面短文,从短文后各题所给的A、B、C和D四个选项中,选出可以填入空白处的最佳选项.26.(30分)Myhusbandkissedmegoodbye,stroke(轻抚)thebaby’scheekandthenrushedoutofthedoor,intohisbusyday.Withthecoldofthemorningfading,Ifedmybabyanditfellfastasleep.UsuallyIwouldplaceitinbedandquicklyhavethehousesomewhatin1.However,thismorning,Istayedseated,just2,withthebabyinmyarms.Thethoughtsraninto3ofthemorningswithmyhusband,afatherrushingoutofthedoortomeettheobligationsoflife.Itwasonlyasmalljumptothoughtsofmyown4.MymotherpassedawaywhenIwasten,andasIlooked5,Icouldseehowmuchofafamilymanmydadwas.Hewenttoworkeverymorningand6tohisfamilyeveryevening.He7food,clothing,warmth,andprotection.Hewasafaithfulfather.Settingthebabydown,Idialedthe8number.Ihadjustrealizedthe9oftheordinary-thedailylifegoingonaroundusthatweoftentookforgranted,andthatitneededtobe10.“Hi,Dad.”Isaid,11backtears.“Hey,Bud.Howareyou?”12wasinhisvoice.“Fine,I’mjustcallingtosay…thankyou.”Igotitoutbeforemythroat13toomuchformetospeak.“Whatfor?”“Forgettingupandgoingtoworkeverymorningofmylife.NowthatIhavemyown14andIseemyhusbanddoingthesame,Ijustwantedtothankyouforbeing15.”Therewas16foramomentasmydadcomposedhimself,andwithasmall17inhisvoicehesaid,“You’rewelcome,Bud.”Idon’tremembermuchoftherestofthecall,18thatmomentofrevelation(显露)aboutmyfather,Iwillneverforget.Therearethosewhoareknownfortheirheroic19,andalsothosewhoareknownfortheirfortunesandfame,butitisthe20everydayfatherswhoarethetrueheroes.I’mthankfulthatmyfatherwasoneofthem.1、A.use B.line C.order D.fashion2、A.thinking B.dreaming C.imagining D.praying3、A.conversations B.struggles C.incidents D.memories4、A.baby B.husband C.mother D.father5、A.out B.away C.back D.around6、A.moved B.returned C.escaped D.walked7、A.provided B.collected C.sought D.bought8、A.popular B.relative C.regular D.familiar9、A.difference B.significance C.balance D.absence10、A.recognized B.arranged C.reduced D.achieved11、A.sending B.pushing C.holding D.putting12、A.Sympathy B.Stress C.Doubt D.Concern13、A.cleared B.hurt C.ached D.tightened14、A.child B.duty C.life D.career15、A.inspiring B.faithful C.considerate D.admirable16、A.peace B.calm C.silence D.rest17、A.tremble B.hesitation C.passion D.sigh18、A.and B.but C.or D.nor19、A.ideas B.deeds C.remarks D.words20、A.outstanding B.patient C.ordinary D.honest第二节(每小题1.5分,满分15分)阅读下面材料,在空白处填入1个适当的单词或括号内单词的正确形式。27.(15分)I'mnotsure1.ismorefrightened,meorthefemalegorilla(大猩猩)thatsuddenlyappearsoutofnowhere.I'mwalkingonapathintheforestintheCentralAfricanRepublic.Unexpectedly,I'mface-to-facewiththegorilla,whobeginsscreamingat2.topofherlungs.Thatmakesherbabyscream,andthena400-poundmaleappears.Hescreamsthe3.(loud)ofall.Thenoiseshakesthetreesasthemalebeatshischestandchargestowardme.Iquicklylowermyself,duckingmyheadtoavoid4.(look)directlyintohiseyessohedoesn'tfeel5.(challenge).MynameisMireyaMayor.I'ma6.(science)whostudiesanimalssuchasapesandmonkeys.Iwassearching7.thesethreewesternlowlandgorillasI'dbeenobserving.Noonehadseenthemforhours,andmycolleaguesandIwereworried.WhenthegorillasandIfrightenedeachother,Iwasjustgladtofind8.(they)alive.Truetoagorilla'sunaggressivenature,thehugeanimal9.(mean)menorealharm.Hewasjustsaying:"I'mkingofthisforest,andhereisyourreminder!"Oncehismessagewasdelivered,heallowedme10.(stay)andwatch.第四部分写作(共两节)第一节短文改错(满分10分)28.(10分)假定英语课上老师要求同桌之间交换修改作文,请你修改你同桌写的以下作文,文中共有10处错误,每句中最多有两处。每处错误涉及一个单词的增加、删除或修改。增加:在缺词处加一个漏字符号(∧),并在其下面写出该加的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线,并在该词下面写出修改后的词。注意:1、每处错误及其修改均仅限一词;2、只允许修改10处,多者(从第11处起)不计分。Theotherday,whenIwalkedbyafoodshop,Inoticedaoldwomanbuyingsomefood、Shedoesn’tpayincash、Insteadof,shepaidwithWeChat、WeChatpaymentisbecomingmoreandmorepopular、WhypeopleliketouseWeChatpayment?Themainreasonisthatitissimpleandconvenience、Whatweneedtodoaretotakeoutthecellphone,scantheQRcodeandpayforthegoodswebuy、Wedon’thavetocarrywalletswithmeanylonger、WeChatpayment,thathaschangedthewayweshop,wascreatingbyChinese、WeshouldbeproudofbecomeaChinese、ItshowstotheworldthatChinesepeoplearecreative、第二节书面表达(满分25分)29.(25分)假定你是李华,你所在的班级决定成立BigFunEnglishClub。请你给你校的外教杰克(Jack)写信,邀请他加入俱乐部,要点如下:1.成立俱乐部的目的2.活动时间和地点3.活动内容;4.邀请杰克加入。注意:1.词数100左右;2.可以适当增加内容,以使行文连贯。______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

参考答案第一部分(共20小题,每小题1.5分,满分30分)1、D2、B3、C4、B5、D6、B7、D8、A9、A10、C11、C12、C13、B14、C15、A16、C17、B18、A19、C20、B第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21、1、B2、D3、A22、1、B2、D3、C4、A23、1、A2、D3、C24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthatthemostimportantthingis

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