2021年贵州省毕节地区成考专升本英语自考真题(含答案)

2021年贵州省毕节地区成考专升本英语自考真题(含答案)学校:________班级:________姓名:________考号:________

一、单选题(20题)1.--Ifyouareofferedatriptothemoon,______it?--Ofcourse.Whynot?

A.didyouaccept

B.areyougoingtoaccept

C.willyouaccept

D.wouldyouaccept

2.Whenwe______themuseumisnotdecided.

A.visitedB.visitC.willvisitD.visiting

3.Thankyouforthe______youdidme.tomovethesofaupstairs.

A.favorB.goodC.helpD.kindness

4.—Hasthewalletbeenreturnedyet?—No，butweexpect______anydaynow.

A.toreturnit

B.ittoreturn

C.ittobereturned

D.itreturned

5.TheheavysnowcouldnotkeepUS_________goingouttowork．

A.onB.upC.uponD.from

6.______youmayberight,Ican'taltogetheragree.

A.WhileB.AsC.ifD.Since

7.She'sfainted.Throwsomewateronherfaceandshemay______.

A.comeroundB.comebackC.comeagainD.comeout

8.Thewaterwillbefurtherpollutedunlesssomemeasures______.

A.willbetakenB.aretakenC.weretakenD.hadbeentaken

9.While______ajob,thegraduatestudentgotanoffertostudyabroad

A.appliedforB.applyingtoC.appliedtoD.applyingfor

10.Wecanassigntheworkto__________isreliable.

A.whoseB.whomC.whoeverD.whomever

11.tosunlightfortoomuchtime,asthedoctorssay,willdoharmtoone‘sskin.

A.Beingexposed

B.Havingexposed

C.Exposed

D.Afterbeingexposed

12.Helenalwayshelpshergrandmothereventhoughgoingtoschool____mostofherday.

A.takesupB.makeupC.saveupD.putup

13.Notuntilhelefthishome_______toknowhowimportantthefamilywasforhim.

A.didhebeginB.hadhebegunC.hebeganD.hehasbegun

14.______yourhomeworkandmakesurethatyoudon't______anymistakes.

A.Do;doB.Make;makeC.Make;doD.Do;make

15.Thesquirrelwasluckythatitjustmissed_______.

A.catchingB.tobecaughtC.beingcaughtD.tocatch

16.Haveacigarette,______?

A.willyouB.don'tyouC.doyouD.aren'tyou

17.Busyastheyare,parentsshould______atleasttwohourstospendwiththeirchildren.

A.setoutB.setawayC.setasideD.setoff

18.Theproblemwassettledtothecompleteofthem,sotheydidn‘tcomplain.

A.amazementB.satisfactionC.disappointmentD.attraction

19.—ThisismynewdogHisnameisWisdom—That'sinterestingWhy______didyougivehimsuchaname?

A.intheearthB.inworldC.onearthD.ontheworld

20.Heistooweakto______theheavybox.

A.riseB.putC.raiseD.arise

二、翻译(10题)21.她努力工作，以便8点能把一切都准备好。

22.Weappreciatethegoodqualityofyourproducts,butunfortunatelyyourpriceappearstobeonthehighside.

23.Whetherhelikesthepresentornotisnotcleartome._____________________________________________________________________________

24.IthinkwemusttakeadvantageofeverychancetopracticeourEnglish.

25.Nomatterwhathesaid,Iregardedhiscommentonmyabilityasachallenge.

26.Psychologistsnowbelievethatnoisehasaconsiderableeffectonpeople’sattitudesandbehavior.

27.Inordertodoyourjobwell,it'simportanttosometimesseeclientsandbusinesscontactsawayfromtheoffice.

28.TheprincipalreasonfortheproportionoftelevisionamongUnitedStatesadvertisersisthatitreachesavastnumberofpeopleatthesametime.

29.TenderFormswillbeavailableupto4:00p.m.onFebruary15,2004.

30.Itwasnearlyimpossibletolivefreefromfinancialstressinmodernsociety.

三、书面表达(10题)31.你（LiYuan）刚买了一块表，但你不满意，因为它总有毛病。写一封投诉信，其内容如下：

（1）买表的时间、地点；

（2）出现的问题；

（3）要求退货。

32.你(LiYuan)丢失了钱包，需要写一个寻物启事。内容包括：

(1)丢失的时间和地点。

(2)描述钱包内外(钱包的颜色、钱包里的东西)。

(3)提供与失主联系的方式。

33.标题：TheInternet____________________________________________________________________________________________________________________________________________________________________

34.随着电脑和因特网的普及，网上购物也进入了人们的日常生活。有人支持网上购物，也有人对其保留态度，你的看法是什么？根据下表写一篇文章。注意：1.不要逐条翻译；2.

词数150左右。3.

参考词汇：投诉

complainv./complaintn.

35.根据提示写一份举行隔周一次的英语晚会（every—other．weekEnglishevening）的书面通知。提示：

1．时间：ll月24日，周六晚上7点。

2．地点：2号教学楼的报告厅（1ectureroom）。

3．内容：歌曲、朗诵（recitation）、舞蹈、话剧等，还有美籍教师演讲。

4．目的：提高学生英语听说能力。

5．报名地点：办公楼203室，学生会（Students’Union）。

注意：

1．要点不得遗漏。

2．符合书面通知的格式。

3．词数为100左右。

36.以某公司的名义写一个竞赛通知。内容如下：

(1)竞赛的名称和内容。

(2)参与对象。

(3)竞赛的时间。

(4)报名的截止日期。

37.假设你是一个农村学生，进城看到河水被严重污染，请写一篇议论污染的日记。内容包括

以下几点：

1．河水颜色发黑，并发出臭味。

2．水里没有鱼，也没人游泳。

3．污染原因是附近的工厂往河里排放工业废水。

4．大家应保护环境，减少污染。

注意：

1．要符合日记的格式。

2．词数为l00左右。

38.你(LiYuan)从报纸上得知某公司在招聘英文秘书，你愿意应聘。给曾经在这个公司工作过的一个朋友(Tom)写封信，询问有关信息。内容包括：

(1)说明在哪儿获得招聘信息。

(2)说明为什么愿意应聘。

(3)询问有关该公司的信息。

39.假设你是一名高中生，一次一位外国朋友问你，除了在学校学习英语还有什么其他途径可

以练习英语。请你根据提示用英语写出你参加“英语角”的情况。

提示：

1．“英语角”于两年前成立，许多中学生参加，有时也有一些大学生和外国友人来此。

2．活动时间：每周六上午。

3．活动内容：练习英语口语，谈论大家共同感兴趣的事情，交流学习英语的经验等。

4．谈谈你参加此项活动的体会。

注意．词数应为100左右

40.假定你是Helen，要写一封信给Julie，对她和她的丈夫昨日请你和你丈夫吃饭表示感谢，表示要回请他们，以答谢他们的盛情款待。

四、翻译(20题)41.HespokeEnglishsowellthatItookitforgrantedthathewasanAmerican.

42.Thepointofthewholethingistoovercomeyournervousinhibitions,tobreakthroughtheinvisiblebarrierthatseparatesyoufromthepersonwho’lreadwhatyouwrote.

43.Ithasbecomeharderandharderforateenagertostandupagainstthepopularitywaveandgohisorherownway.

44.小女孩的歌声给老人带来了欢乐，帮住他忍受住种种生活的艰辛。_____________________________________________________________________________

45.Americans,valuingcompetition,havedevisedaneconomicsystemtogowithit–freeenterprise(自由企业制).

46.Inorderthattheycansavethesespecies,membersofwildlifeteamshaverearedtheyounginthesafetyresearchstations.

47.Whileitcannotbescientificallyproven（ordisproved,forthatmatter.thatglobalwarmingcausedanyparticularextremeevent,wecansaythatglobalwarmingverylikelymakesmanykindsofextremeweatherbothmorefrequentandmoresevere.

48.Ihavehadgreatdealoftroubleincatchingupwithothersinmyclass._____________________________________________________________________________

49.SectionB

Directions:TranslatethefollowingChineseintoEnglish.

(英语专业学生做)

Directions:Inthissection,thereisashortpassageinChinese.ReaditcarefullyandputitintoEnglish.

身体健康的人不愿意去想死亡的事，死亡是我们希望避免的话题。但是死亡是普遍的人生经历，是人人都要面临的少数必然之一。理智的人对必然的死亡预作计划，从容对待；只有愚蠢的人不能正视现实，希望用某种方法逃脱死亡。人寿保险对必然的死亡提供理智的安排。只要对自己的死亡能够直面对待的人才能充分理解人寿保险的必要性。人寿保险公司充分认识到了人民对死亡的负面印象，为此，他们对保险代理商进行培训时，要求他们在推销中避免使用直率的语言，而努力以恰当的方式让客户们意识到：人终究会死，人人都会面临死亡，必须要客观地接受自己的比如死亡才能在经济上为此做好充分的准备。

50.Todaywestilldistinguish,evenamongrepetitivejobs,betweentheskilledandtheunsailled;butintheyear2020allrepetitionwillbeunskilled.

51.Eighthoursisahappymean(中间值，平均数)betweentoomuchsleepandtoolittle.

52.Thereisanotherconversationwhichfromourpointofviewisequallyimportant,andthatistodonotwithwhatisreadbutwithhowitisread.

53.Asafinancialadvisor,I'veseenhundredsofpeoplelearntocontroltheirmoneyinsteadoflettingitcontrolthemandwatchedastheyincreasedastheyincreasedtheirfreedom,powerandsecuritybyhandlingmoneyconsciously.

54.Grandmatookitforgrantedthatfoodpriceswouldrise,sosheboughtalotofrice.

55.随着燃料价格的上涨，购车者买车的想法正在改变。

A.Withfuelpricesgoingup,carbuyersaregoingtochangetheirideasofbuyingacar.

B.Withfuelpricesgoesup,carbuyersarechangingtheirideasofbuyingacar.

C.Withfuelpricesgoingup,carbuyersarechangingtheirideasofbuyingacar.

D.Withfuelpricesgoesup,carbuyershavechangedtheirideasofbuyingacar.

56.理论上说，你的计划听上去不错，但实际上行得通吗?_____________________________________________________________________________

57.Notlongagothescientistsmadeadiscoverythatthis“waste”materialcouldbeturnedintoplastics.

58.长时间地看电视会对孩子的视力产生严重的影响.

59.Thegirltakesafterhermotherandisalwayscheerful.

60.TranslationfromEnglishintoChinesePlayistheprincipalbusinessofchildhood,andmoreandmoreinrecentyearsresearchhasshownthegreatimportanceofplayinthedevelopmentofahumanbeing.Fromearliestinfancy,everychildneedsopportunityandtherightmaterialforplay,andthemaintoolsofplayaretoys.Theirmainfunctionistosuggest,encourageandassistplay.Tosucceedinthistheymustbegoodtoys,whichchildrenwillplayoften,andwillcomebacktoagainandagain.Thereforeitisimportanttochoosesuitabletoysfordifferentstagesofachild’sdevelopment.Inrecentyears’researchoninfantdevelopmenthasshownthestandardachildislikelytoreach,withintherangeofhisinheritedabilities,islargelydeterminedinthefirstthreeyearsofhislife.

五、阅读理解(5题)61.WhichofthefollowingisNOTsaidinthepassage?

A.Wolfe‘sstudentspraisedWolfe’spowerofobservation.

B.TheauthormadeanexperimentonWolfe‘sability.

C.Wolfe‘sstudentsaskedtheauthortohaveatestoftheirability.

D.Wolfedidnotfeelangrywhenhewastested

62.WhatdidAlexiawanttodoaftershegottheaward?

A.TotraveltootherEuropeancountries.

B.TovisittheEuropeanParliament.

C.Toapplyforapositioninthegovernment.

D.TostudyGermanatCambridgeUniversity.

63.

Lane______.

A.gotridoftheplansquickly

B.losttheplans

C.threwtheplansaway

D.managedtosavetheplans

64.Thebesttitleforthepassagemaybe________.

A.LossorGrowth

B.HairLoss

C.HealthySign

D.ChangewithSeasons

65.HarrietBeecherStowehadpouredherheartintoheranti-slaverybook,"UncleTom'sCabin".Butneithershenorherfirstpublisherthoughtitwouldbeabigsuccess.(78)

Thepublisherwassodoubtfulthathewantedhertosplitthepublishingcostswithhim,andallshehopedwasthatitwouldmakeenoughmoneyforhertobuyanewsilkdress.

Butwhenthefirst5,000copieswereprintedin1852,theysoldoutintwodays.Inayearthebookhadsold300,000copiesintheUnitedStatesand150,000inEngland.Forawhileitoutsold(销得比…多)everybookintheworld,excepttheBible.

Withinsixmonthsofitsrelease,aplaywasmadefromthebookwhichran350performancesinNewYorkandremainedAmerica'smostpopularplayfor80years.

(79)

Itmightappearthat"UncleTom'sCabin"wasuniversallypopular,butthiswascertainlynottrue.

Manypeopleduringthosepre-CivilWardays—particularlydefendersoftheslaverysystem-condemneditasfalsepropagandaandpoorlywrittenmelodrama(传奇剧作品).

Harrietdidhavestrongreligiousviewsagainstslavery(Whenaskedhowshecametowritethebook,shereplied,"Godwroteit."),andshetriedtoconvincepeopleslaverywaswrong,soperhapsthebookcouldbeconsideredpropaganda.Butifso,itwastruepropaganda,becauseitaccuratelydescribedtheevilsofslavery.

ThoughshewasborninConnecticut,1832,asayoungwomanshemovedtoCincinnati,Ohio,whenherfatheracceptedthepresidencyofnewlyfoundedLaneTheologicalSeminary(神学院).Ohiowasafreestate,butjustacrosstheOhioRiverinKentucky,Harrietsawslaveryinaction.Shelived18yearsinCincinnati,marryingCalvinStowe,professorofacollege.In1851,HarrietBeeeherStowebeganherbook.

Itsvastinfluencestrengthenedtheanti-slaverymovementandangereddefendersoftheslavesystem.Todaysomehistorians(历史学家)thinkthatithelpedbringontheAmericanCivilWar.

Infact,whenAbrahamLincolnmetHarrietattheWhiteHouseduringtheCivilWar,hesaid,"So,thisisthelittleladywhostartedthisbigwar."

Beforethepublicationofthebook"UncleTom'sCabin"

A.Harrietknewthatitwouldbeagreatsuccess

B.thepublisherwantedHarriettopublishitatherownexpense

C.nobodyknewthatitwouldbecomeaverypopularbook

D.nopublisherwantedtopublishthisanti-slaverybook

六、作文(1题)66.Directions:Forthispart,youareallowed30minutestowriteacompositiononthetopic"HowIFinanceMyCollegeEducation".Youshouldwriteatleast120words,andbaseyourcompositionontheoutlinegiveninChinesebelow：1.上大学的费用（tuitionandfees.可以通过多种途径解决；2.哪种途径适合于我（说明理由）。

参考答案

1.D

2.C解析：句子的前半部分是主语从句，主语从句中的谓语动词时态应根据句意而定。

3.A解析：favor：帮助，一般用domeafavor；good：好处；help不与do搭配：kindness：善良。故选A。

4.C

5.D

6.A解析：while意为“虽然”；as意为“因为”；if意为“如果”；since意为“因为”。根据题意选A。

7.A解析：句意：她昏倒了。给她脸上浇些水，或许她会醒过来。本题考查词组辨析。comeround：过访，绕道而来，苏醒过来；comeback：回来，恢复；comeagain：再说一遍，重复一遍；comeout：出来，传出。

8.B解析：takemeasures意思为“采取措施”，本句应用被动语态。

9.Dapplyto应用；applyfor申请

10.C

11.A

12.A

13.A

14.D解析：本题考查动词搭配。doone'shomework“做作业”；makemistakes“犯错误”。句意为：做作业，还要保证别犯错误。

15.C

16.A解析：此题考查反意疑问句的用法。主句为祈使句，因此其反意疑问句用willyou。

17.C

18.B

19.C

20.C解析：本题考查词义的辨别。rise出现，put放下，raise提起，arise升高。

21.Sheworkedhardsothateverythingwouldgetreadyby8o’clock.

22.我们很欣赏贵方产品的良好质量不过遗憾的是价格似乎偏高。我们很欣赏贵方产品的良好质量，不过遗憾的是价格似乎偏高。

23.我不知道他喜不喜欢这个礼物。

24.我认为我们应该利用一切机会练习英语。我认为我们应该利用一切机会练习英语。

25.不管他怎么说,我就是认为他对我的能力的评价是一种挑战.regard…ascommenton

26.现在心理学家们座落为噪音对人们的态度和行为有相当大的影响。

27.要想工作出色重要的是不时离开办公室去拜访客户并进行业务联系。要想工作出色，重要的是不时离开办公室去拜访客户并进行业务联系。

28.电视媒体受美国广告商欢迎的主要原因在于它能同时拥有大量的观众。电视媒体受美国广告商欢迎的主要原因在于它能同时拥有大量的观众。

29.递交标书的截止日期是2004年2月15日下午4时。

30.在现代社会过没有经济压力的生活几乎是不可能的.befreefrom:

31.ToWhomItMayConcern:

Threedaysago，IjustgotthewatchIorderedfromyourstore.Yousentitontimeandthanksforthat.ButIfoundseveralproblems.First，thecolorisnotwhatIwanted.Iwantedgolden，butyougavemesilverinstead.IthoughtthatwouldbeOK，ifeverythingelseisgoodenough.Thestrangerthinghappens.Thewatchgetsfiveminutesslowereveryday，soIhavetokeepcorrectingit.Becauseofthis，Ifeelnervousaboutbeinglateforwork.Ireallycannotstanditanylonger.SoIhavetowritethislettertorequestgivingthewatchbacktoyouandfullmoneybacktome.

Alongwiththeletteristhecopyoftheorder.

Thankyou.Iamlookingforwardtohearingfromyou.

Yourssincerely，

LiYuan

32.Ilostmypurse.Itisblackandredanditsshapeistriangle.

IthinkIleftitsomewhereinthelibraryyesterdayafternoonwhenIwasinahurrytoborrowbooksandwalkedupanddownstairstolookformaterialstobeusedinmymathcourseandoccupiedseatsfortheeveningstudywithmybooks.

Insidemypurse,thereisastudentIDwhichisveryimportanttome,librarycardwithoutwhichIwon'tgetintothelibrary,andabout300RMB.

Ifanyonegotitorknewanyoneelsewhogotit,pleasecallmeat80967521atanytime.Thankyou.

33.TheInternetWiththedevelopmentofcomputers，theInternethasbecomewidelyused.Moreandmoreinformationwillbeprovidedforpeople.Wecangetallkindsofusefulinformationinanyscientificresearchfieldwheneverweneed.ItcanhelpUStoenrichourknowledgeandhelpourcountrytokeepupwiththedevelopedcountries.However，theInternetalsobringsUStoomuchinformation.ItalwaysmakeUSverydifficulttofindsomethingavailablebybrowsingmanynecessarywebsites.Inaword，weneedtheInternet.butweshouldmakegooduseofit.

34.

35.Onepossibleversion:

NOTICE

Inordertoimprovethestudents"listeningandspeakingability，theevery-other-weekEnglisheveningistobeheldinthelectureroom，No.2TeachingBuild-ing，at7:00p.m.thisSaturday，November24th.Pro-gramincludessongs，recitation，dances，playsandsoon.AndourEnglishteacherfromAmericaisgoingtomakeashortspeechaboutEnglishstudy.Everyoneiswelcome.Thosewhowouldliketotakepartinit，pleasesignyournamesattheStudents"Union，Room203，OfficeBuilding.

November20th，2012Students"Union

36.CompetitionNotice

July18,2009Pleaseinform.anyartstudentsyouknowaboutthisfreetoentercompetition.

FirstPrize:＄5,000

SecondPrize:＄2,000

ThirdPrize:＄1,000

TheStarspaceCompanyrecentlylaunchedastudentartscholarshipcompetitionforuniversitystudents.Thecompetitionisfreetoenterandisopentoartstudentsthroughouttheworld.

Thescholarshipprogramisintendedforstudentswhoexhibitexceptionalartisticexcellenceintheirchosenmedium.Includingphotographyandvideo,bothcontemporaryandtraditionalinnature.

ThedeadlineforsubmissionisNovember21,2009.ScholarshipwinnersareannouncedonDecember19th,2009.StudentsinterestedinsigningupfortheStarspaceScholarshipCompetitioncanfindoutmoredetailsbyvisiting_/scholarships.

TheStarspaceScholarshipCompetition

37.Onepossibleversion:

September16，2012，SundayCloudy

Iwenttothesmallcityfarawayfromvillagestobooksthismorning.WhatIsawtheresurprisvery.much.Thereisariverinthecity.Thewaterinitisdarkandsmellsterrible.Itispollutedwithchemicalwastefromfactories.Therearemanysmallfactoriesalongtheriver.Theirwasteispoureddirectlyintotheriver.Theworstoneisthepaperfactory.Itpourswastewaterintotheriverdayandnight.Fishcan"tliveinsuchapollutedriverandneithercanpeopleswiminit.Iwonderwhypeopledon"tcareaboutourenvironment.Weshoulddosomethingtoreducepollution.

38.DearTom,

Howareyouthesedays?Andhowisyournewjob?

Iambusyonjob-huntingthesedays.IjustreadanadvertisementinthenewspaperthatthecompanyyouworkedbeforeneedsanEnglishsecretary.

Youoncetoldmethatitisagoodcompany.Theworkingenvironmentsuitsyoungpeople.Anditlocatesatdowntown.SoIamthinkingofapplyingforit.

Couldyoutellmesomethingaboutthedevelopmentofthecompanyintheseyearsandthesalarycomparingwithothercompanies?DoIhavetoworklonghours?

Iamlookingforwardtohearingfromyou.

Yours,

LiYuan

39.Onepossibleversion:

I"maseniorstudent.IlikeEnglishverymuch.attendingEnglishlessonsatschool，IoftengototheEnglishCornerintheparknearmyhomeonSaturdaymorning.Itwassetuptwoyearsago.Manyhighschoolstudentsgatherthere.Sometimes，some

CollgesudentsandevenforeignfriendsarepresentattheEnglishCorner.

TherewepractiseourspokenEnglish，talkaboutwhatweareinterestedin，exchangeourexperienceinlearningEnglishandsoon.I"velearnedalot.

IhavegreatlyimprovedmyselfinEnglishsinceIvisitedit.Itisreallyagoodhelptome.

40.DearJulie：ThankyouverymuchforthedinnerthatyouinvitedmyhusbandandItoyesterday.Thefoodnotonlylookedandsmelledfabulousbuttastedgreat，andmyhusbandandIenjoyeditverymuch.Therefore，wewouldliketoinviteyoutodinnerat7p.m.thisFridayattheNorthwestChineserestauranttoreturnyourkindnessandhospitality.Pleasedocome.Yours，Helen

41.他英语讲得如此好以至于我想当然地认为他是美国人。他英语讲得如此好，以至于我想当然地认为他是美国人。

42.整个问题的关键在于克服内心的拘谨，打破你与读者之间无形的隔阂。

43.对青少年来说，要逆世俗潮流，走自己的路，是越来越难了。

44.Thelittlegirl’ssongsbroughtsunshine/happinesstotheoldmanandhelpedhimtobearthehardshipsoflife.

45.Americans,valuingcompetition,havedevisedaneconomicsystemtogowithit–freeenterprise(自由企业制).重视竞争的美国人设计出了一种经济体系－自由企业制与之相配。

46.为了拯救这些种群野生动物工作队成员把一些幼崽喂养在保护研究站.为了拯救这些种群，野生动物工作队成员把一些幼崽喂养在保护研究站.

47.尽管在科学上还无法证明（或否定）是全球变暖导致了某些特定的极端天气，我们还是可以说全球变暖很可能使多种极端天气发生得更频繁、更恶劣。

48.我很难赶上班里的其他同学。

49.Healthypeopledonotlookforwardtodeath:itisasubjectwealltendtoavoid.Butitisauniversalexperience.Itisoneofthefewcertaintiesfacedbyallhumans.Rationalmaindsplantodealwithsuchcertaimties.Onlyfoolshidetheirheadsinthesandinthehopethatsomehowdeathwillavoidthem.Lifeinsuranceisarationalandobjectivewayofplanningforthecertaintyofdeathanditisnotuntilyoucanfacethecertaintyofyourowndeaththatyoucanfullyunderstandtheneedforlifeinsurance.Lifeinsurancecompaniesrealizethatdeathanddyingleavenegativeimpressions.Agentsaretrainedtoavoidthetheuseofplainlanguageinsalespresentations.Andinproperlanguagetrytomakeclentsawarethat:eventuallyyouwilldie.Eachhumanbeingfacesdeath.Youhavetobeobjectiveenoughtoacceptthecertaintyofyourowndeathbeforeyoucanadequatelyprepareforitfinancially.Healthypeopledonotlookforwardtodeath:itisasubjectwealltendtoavoid.Butitisauniversalexperience.Itisoneofthefewcertaintiesfacedbyallhumans.Rationalmaindsplantodealwithsuchcertaimties.Onlyfoolshidetheirheadsinthesandinthehopethatsomehowdeathwillavoidthem.Lifeinsuranceisarationalandobjectivewayofplanningforthecertaintyofdeath,anditisnotuntilyoucanfacethecertaintyofyourowndeaththatyoucanfullyunderstandtheneedfor