2023学年云南省曲靖市陆良县高三适应性调研考试英语试题（含解析）

2023学年高考英语模拟测试卷注意事项：1．答题前，考生先将自己的姓名、准考证号填写清楚，将条形码准确粘贴在考生信息条形码粘贴区。2．选择题必须使用2B铅笔填涂；非选择题必须使用0．5毫米黑色字迹的签字笔书写，字体工整、笔迹清楚。3．请按照题号顺序在各题目的答题区域内作答，超出答题区域书写的答案无效；在草稿纸、试题卷上答题无效。4．保持卡面清洁，不要折叠，不要弄破、弄皱，不准使用涂改液、修正带、刮纸刀。第一部分（共20小题，每小题1.5分，满分30分）1．--Mom,I’mgoingtothegraduationdancetonightbutIdon’tthinkIlookattractiveenough.—Oh,darling,don’tworry._______A．Theydon’tknowwhatbeautyis.B．Nobodywillcareaboutit.C．Youlookperfectthewayyouare.D．Impossibleisnothing,2．Youdidn’tletmedrive.Ifwe________byturns,you________sotired.A．drove;didn’tget B．drove;wouldn’tgetC．weredriving;wouldn’tget D．haddriven;wouldn’thavegot3．Thewidespreadofsuperhybridricearoundtheworld______thelivesofmillionsandmillionsofpeoplesufferingfromhungertoagreatlevel.A．hasimproved B．isimproving C．improved D．hasbeenimproving4．Thisrestauranthasbecomepopularforitswide______offoodsthatsuitalltastesandpockets.A．production B．offerC．range D．division5．______inpainting,Johndidn’tnoticeeveningapproaching.A．Toabsorb B．TobeabsorbedC．Absorbed D．Absorbing6．Theboywaswavinghisstickinthestreetandit________missedthechildstandingnearby.A．closely B．narrowly C．nearly D．hardly7．CanIparkmycarhere?Surenot,wedon’tallowhere.A．toparking B．park C．topark D．parking8．Sometimesitseemstobothertheteacher______allthestudentsarebeingtooquiet.A．how B．whatC．that D．where9．Taughtinamoreprofessionalway,you_________theswimmingskillmuchbetter.A．mightmaster B．wouldhavemasteredC．canhavemastered D．couldmaster10．Ifpeoplekeeppollutingtheocean,nocreaturetherewillsurvive______.A．atallcost B．foralongwhileC．inthelongrun D．bynomeans11．Thankyouforremindingmeofthetime,orIlatefortheflightyesterday.Don’tmentionit.A．willhavebeen B．wouldhavebeenC．mustbe D．couldbe12．Ifhehadbeenworkinghard,he______intheofficenow.However,hedidn’t.A．wouldbeworking B．weretobeworking C．wasworking D．shouldwork13．IwishI______atmysister’sweddinglastTuesday,butIwasonabusinesstripinNewYorkthen.A．willbe B．wouldbeC．havebeen D．hadbeen14．—Astudysuggestsreducingenergydemandinthefuturemay________urbanareas.—That’strue.Citiesneedmoreenergythansmalltownsorotherruralareas.A．catchonB．actonC．hangonD．centeron15．Thenewplaygroundtobebuiltnextyearwillbe____________theoldone.A．asthreetimesbigasB．threetimesasbigasC．asbigasthreetimesD．asbigthreetimesas16．________individualplayers,wehaveagreatteambuttheproblemisthattheydon’tplayfootballtogetherwellatall.A．OntopofB．BymeansofC．IntermsofD．Incaseof17．Don’tleavethewater______whileyoubrushyourteeth.A．racingB．rushingC．runningD．rolling18．Richardsaveduphismoney______hemightgoabroadforhissummerholiday.A．incaseB．nowthatC．asifD．sothat19．—WhichclassicalChinesepoemdoyoulikebest?—Don’tlaughifwelaydrunkenonthebattleground;howmanysoldiersevercameback______.A．oldandyoung B．upanddown C．safeandsound D．rightandwrong20．Itisreallycoldandthegroundiswet;it________haverainedlastnight.A．might B．mustC．can D．should第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21．（6分）Ourhero’soriginstorystartedthispastFebruaryinthePerinefamilylivingroominBirmingham,Alabama.Austin,a4-year-oldboy,andhisfather,TadPerine,werewatchingaprogramonAnimalPlanetaboutamotherpandaleavinghercubs.“Itoldhimthatthecubswouldbehomelessforawhile,”Tadsays.“Austindidn’tknowwhathomelessnessmeant,buthewassadandwantedtoknowmore.”Seeingthisasateachablemoment,TadtookAustintotheFirehouseMinistries,alocalshelterthatprovideshousing,food,andotherservicesforhomelessmen.Astheydrovebytheredbrickbuilding,theysawagroupof25homelessmenstandingonthestreetcorner.“Dad,theylooksad.”Austinsaid.“Canwetakethemsomefoodandmakethemsmile?”Thatday,AustinusedhisallowancetobuyeachmanaBurgerKingsandwichandhandedthefoodouthimself.Seeingwhattheirpresencemeanttothemenattheministry,AustinandTadreturnedthenextweek.Afterhereturnedeveryweekforfiveweeks,wordofAustin’sactsofkindnessspreadthroughsocialmediaandnationalnewsoutlets.BurgerKingjumpedaboard,agreeingtodonate$1,000amonthforanentireyeartowardthecause.Soon,churchesandsheltersacrossthecountrybeganinvitingAustintocometodistributefoodinotherareas.WhereasbeforeAustinandTadcouldfeed25to50peopleatatime;now,thankstocorporateandcommunitysupport,theycanfeed800to2,000peopleatonce.AsforAustin,hecontinuestogiveoutfood,smiles,andhisinspirationalmessageoflove.“ItmakesmefeellikeI’msavingtheday.”1、HowdoesAustinfeelwhenseeingtheTVprogram?A．Surprised B．JoyfulC．Grateful D．Unhappy2、WhydidTaddriveAustintothelocalshelter?A．Todonatesomemoneyforthehomeless.B．Toaskforsomehelpfromthehomeless.C．Toteachhimthemeaningofhomelessness.D．TointroduceAustintothestaffthere.3、WhatdoestheauthorintendtodoinParagraph3?A．ToconfirmAustin’sinfluence.B．TopraiseBurgerKing’sdonation.C．Tothankthecommunity’ssupportD．Toconveyappreciationofthehomeless.4、Whatcanbeasuitabletitleforthetext?A．ATeachableMomentB．ABoyFightingAgainstHungerC．AKindFamilyHelpingthePoorD．Tad’sInspirationalMessageofLove22．（8分）Whensomethinggoeswrong,itcanbeverysatisfyingtosay,"Well,it'sso-and-so'sfault."or"IknowI'mlate,butit'snotmyfault;thecarbrokedown."Itisprobablynotyourfault,butonceyouformthehabitofblamingsomebodyorsomethingelseforabadsituation,youarealoser.Youhavenopowerandcoulddonothingthathelpschangethesituation.However,youcanhavegreatpoweroverwhathappenstoyouifyoustopfocusingonwhomtoblameandstartfocusingonhowtoremedythesituation.Thisisthewinner'skeytosuccess.Winnersaregreatatovercomingproblems.Forexample,ifyouwerelatebecauseyourcarbrokedown,maybeyouneedtohaveyourcarexaminedmoreregularly.Or,youmightstarttocarryalongwithyoutheusefulphonenumbers,soyoucouldcallforhelpwheninneed.Foranotherexample,ifyourcolleaguecausesyouproblemsonthejobforlackofresponsibilityorability,findwaysofdealingwithhisirresponsibilityorinabilityratherthansimplyblametheperson.Asktoworkwithadifferentperson,ordon'trelyontheperson.Youshouldacceptthattheperson.Asktoworkwithadifferentperson,ordon'trelyonthisperson.Youshouldacceptthatthepersonisnotreliableandfindcreativewaystoworksuccessfullyregardlessofhowyourcolleaguefailstodohisjobwell.Thisiswhatbeingawinnerisallabout-creativelyusingyourskillsandtalentssothatyouaresuccessfulnomatterwhathappens.Winnersdon'thavefewerproblemsintheirlives;theyhavejustasmanydifficultsituationstofaceasanybodyelse.Theyarejustbetteratseeingthoseproblemsaschallengesandopportunitiestodeveloptheirowntalents.So,stopfocusingon"whosefaultitis."Onceyouareconfidentaboutyourpoweroverbadsituations,problemsarejuststeppingstoponforsuccess.1、Accordingtothepassage,winners_________________A．dealwithproblemsratherthanblameothersB．meetwithfewerdifficultiesintheirlivesC．haveresponsibleandablecolleaguesD．blamethemselvesratherthanothers2、TheunderlinedwordremedyinParagraph1isclosestinmeaningto_________________.A．avoid B．acceptC．improve D．consider3、Whenyourcolleaguebringsaboutaproblem,youshould_________________A．findabetterwaytohandletheproblemB．blamehimforhislackofresponsibilityC．tellhimtofindthecauseoftheproblemD．askamoreablecolleagueforhelp4、Whenproblemsoccur,winnerstakethemas_________________A．excusesfortheirfailuresB．barrierstogreaterpowerC．challengestotheircolleaguesD．chancesforself-development5、Whichofthefollowingisthebesttitleforthepassage?A．AWinner'sProblem. B．AWinner'ssecret.C．AWinner'sOpportunity. D．AWinner'sAchievement.23．（8分）Kindergartenoutside?Yes，indeed.It’spartofagrowingworldwidetrendtowardoutdooreducation.TheschoolsarecalledForestKindergartens.NowthenumbersaresmallintheU.S.，buttheideaiswellestablishedinEurope,withschoolsinScotland,England,andSwitzerland.ByfarmostofsuchschoolsareinGermany,whichhasmorethan400Waldkindergartens.Childrenattendingsuchparticularschoolenjoyagoodamountofoutdooreducationeachday,rainorshine.Somelessonsarefocusedonnature；othersareacademictopicsdeliveredinanaturalsetting.Inallcases，studentsareactive—notsittingatdesksoronmatsonthefloorbutwalking,running,jumping,solvingproblemslikehowtogetthemudoffthebottomsoftheirshoesbeforetheirparentsfindout.Attheseforestkindergartens,studentslearnsciencebyobservinganddoingit,learnmathbyapplyingittothenaturalworldaroundthem，learnlettersandwordsbyputtingthemtogetherusingsightsandsounds.Thechildrenlearntomakecomparisonsusingnaturalthingslikeapplesandrocks.Theydevelopanappreciationforanimalsandplantsintheirnaturalenvironment—notjustbylookingatpicturesinabookoronacomputerscreen.Someofthescienceactivitiesinvolveteamwork,likeexplainingthebestwaytomoveaheavyobject,showinghowalever(杠杆)works.Inothersessions，teachersencouragestudentstodeveloptheirmotorskillsbybuildingwoodentoolssuchashammersandknives.Thesestudentsalsolearnhowtogetalongwithoneanother,individuallyandinagroup.Theyalsodevelophealthylevelsofself-confidence,justfrombeingabletodotheeverydayactivitiesthattheschooloffers.Inatimewhensomanychildrenarebeingclassifiedasobesebecauseoflongtimewatchingtelevisionandplayingvideogames,theseoutdoorschoolshelpchildrenlearnjustasmuch,ifnotmore，fromopeningtheireyestotheworldaroundthem.1、WhichofthefollowingcountryhasthemostForestKindergartens?A．TheU.S. B．Germany. C．TheU.K. D．Switzerland2、Whatisthepurposeofthefourthparagraph?A．Toanalysehowchildrenlearnsocially.B．Tocomparedifferentteachingapproaches.C．Toshowhowchildrenlearnacademically.D．Todescribehowactivechildrenareintheclass.3、WhichmaybeseeninForestKindergartens?A．Childrenaredoinganexperimentwithchemicals.B．Teachersarewritingsomethingontheblackboard.C．Smartphonesarewidelyusedtohelpchildrenlearn.D．Everythinginnatureislikelytobeappliedtoteaching.4、Whatistheauthor’sattitudetoForestKindergartens?A．Negative. B．Doubtful. C．Positive. D．Uncertain.24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）Solarenergysystems&powerplantsdonotproduceairpollution,waterpollution,orgreenhousegases.Usingsolarenergycanhaveapositive,indirecteffectontheenvironment,whensolarenergyreplacesorreducestheuseofotherenergysourcesthathavelargereffectsontheenvironment.However,somepoisonousmaterialsandchemicalsareusedtomakethephotovoltaic(光电池的)cellsthatconvertsunlightintoelectricity.Somesolarthermal(保热的)systemsusepotentiallyhazardousliquidstotransferheat.Leaksofthesematerialscouldbeharmfultotheenvironment.U.S.environmentallawsregulatetheuseandsettlementofthesetypesofmaterials.Aswithanytypeofpowerplant,largesolarpowerplantscanaffecttheenvironmentneartheirlocations.Theplacementofthepowerplantmayhavelong-termeffectsonthehabitatsofnativeplantsandanimals.Somesolarpowerplantsmayrequirewaterforcleaningsolarcollectorsandconcentratorsorforcoolingturbinegenerators.Usinglargevolumesofgroundwaterorsurfacewaterinsomedrylocationsmayaffecttheecosystemsthatdependonthesewaterresources.Inaddition,thebeamofconcentratedsunlightasolarpowertowercreatescankillbirdsandinsectsthatflyintothebeam.Theamountofsolarenergythattheearthreceiveseachdayismanytimesgreaterthanthetotalamountofallenergythatpeopleconsumeeachday.However,onthesurfaceoftheearth,solarenergyisavariableandirregularenergysource.Theamountofsunlightandtheintensityofsunlightvariesbytimeofdayandlocation.Weatherandclimateconditionsaffecttheavailabilityofsunlightdailyandonaseasonalbasis.Thetypeandsizeofasolarenergycollectionandconversionsystemdetermineshowmuchoftheavailablesolarenergywecanconvertintousefulenergy.1、Whichofthefollowingbestexplains"hazardous"underlinedinparagraph2?A．inexpensive B．dangerousC．ineffective D．abnormal2、Whatinfluencecanlargesolarpowerplantshaveonthelocations?A．Pollutingthegroundwater.B．Protectingthehabitatsofplantsandanimals.C．Damagingthelocalnaturalbalance.D．Attractingbirdsandinsectstothearea.3、Whatdoesthelastparagraphmainlytellus?A．Differentareasreceivedifferentamountofsolarenergy.B．Howtoconvertsolarenergyintousefulenergy.C．Therelationshipbetweensolarenergycollectionandthesunlight.D．Somefactorsthatinfluencetheamountofsolarenergycollection.第三部分语言知识运用（共两节）第一节（每小题1.5分，满分30分）阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项．26．（30分）AcouplewerehavingaweddingAlloftheirfriendsandfamilycametoseethelovely1andallhadawonderfultime.Thebridewas2inherwhiteweddinggownandthegroomwasveryhandsome.Everyonecouldtellthatthe3theyhadforeachotherwastrueAfewmonthslater,thewifecametothehusbandwitha4,“Eachofuswillwritealistofthingswefindabit5withtheotherperson,Then,wecantaleabouthowwecan6themandmakeourliveshappier”Thehusband7,SotheywenttothinkofthethingsthatannoyedthemabouttheotherThenextmorning,atthebreakfasttable,theydecidedtheywouldgoovertheir8“I’llstart”saidthewife,She9herlist,Ithadmanyitemsonit,enoughtofillthreepages,Asshestartedreadingthelistofthelittleannoyances,shenoticed10werestartingtoappearinherhusband’seyes.“What’swrong?”sheasked“Nothing,”thehusbandreplied,“11readingyourlist,”Thewifecontinuedtoreaduntilshehadreadallthree12toherhushand.“Now,It’syour13andthenwe’lltalkaboutthethingsonbothofourlists,”shesaidhappily14thehusbandstated，“Idon’thaveanythingonmylist,Ishinkyouare15thewaythatyouare,Idon’twantyoutochangeanythingforme,Iwouldn’twanttotryand16anythingaboutyou.”Thewife,17byhishonestyandthedepthofhisloveforherandhis18ofher,turnedherheadandwept.Inlire,thereareenoughtimeswhenwearedisappointed.Depressedandannoyed,Wedon’treallyhavetogo19them.Wehaveawonderfulworldthatisrullofbeauty,lightandpromistEhynotseethe20thingsbeforeus?1、A、houseB、decorationC、ceremonyD、church2、A、attractiveB、nervousC、seriousD、strict3、A、mannerB、loveC、attitudeD、behavior4、A、preparationB、commitmentC、shameD、suggestion5、A、annoyingB、excitingC、interestingD、puzzling6、A、adoptB、possessC、fastenD、fix7、A、agreedB、refusedC、leftD、listened8、A、celebrationB、dictationC、listsD、document9、A、threwawayB、tookoutC、cutoutD、letout10、A、wavesB、tearsC、lightsD、blames11、A、keeponB、putonC、callonD、blames12、A、attacksB、itemsC、annoyancesD、pages13、A、dutyB、businessC、turnD、problem14、A、RoughlyB、CalmlyC、AngrilyD、Clumsily15、A、outgoingB、carefulC、perfectD、beautiful16、A、predictB、advocateC、abuseD、change17、A、touchedB、disappointedC、shockedD、threatened18、A、assistanceB、guidanceC、acceptanceD、annoyance19、A、takingawayB、replyingtoC、talkingaboutD、lookingfor20、A、messyB、fantasticC、randomD、relevant第二节（每小题1.5分，满分15分）阅读下面材料，在空白处填入1个适当的单词或括号内单词的正确形式。27．（15分）OnApril1,2017,ChinaannouncedthatitwouldbuildtheXionganNewAreainHebeiprovince.Thiswillbe1．(great)importanttoChina.TheNewArea,about100kmsouthwestofdowntownBeijing,willcoverthreecounties2．sitatthecenterofthetriangularareaformedbyBeijing,Tianjin,andHebei'sprovincialcapitalShijiazhuang.“TheXionganNewAreahasgreatpotentialfor3．(grow),”reportedPeople’sDaily.Ithadabroadspace4．(develop)andwillexpandtocover2,000squarekilometers.Thetransportationoftheareaisconvenient,withonlyonehour’sdrivetoBeijingandTianjin.TheNewAreaalsohas5．soundnaturalenvironment.ItishometoBaiyangdian,oneofthe6．(large)freshwaterwetlandsinNorthChina.Withmorethan140lakes,thewetlandisknown7．the“pearl”oftheNorthChinaPlain.Once8．(build),theareawillreducetheheavyburdensofBeijing.Forexample,manycompanies,universitiesandscientificresearch9．(centre)willmovefromBeijingtothearea.“Internationalexpertsandmediaalsothinkhighlyofthisnewarea,sayingthatit10．(set)anexampletodevelopingcountries,”notedXinhua.第四部分写作（共两节）第一节短文改错（满分10分）28．（10分）假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。删除：把多余的词用斜线（\）划掉。修改：在错的词下划一横线，并在该词下面写出修改后的词。注意：1、每处错误及其修改均仅限一词；2、只允许修改10处，多者（从第11处起）不计分。Ourclasshadadiscussionaboutwhetherit’snecessaryputmonitoringcamerasinourclassroom、Opinionsaredividedtothistopic、Someareinfavorofthisidea,thinkingmonitoringcamerascanbeusingtomonitorteachers’teaching,thatencouragesteacherstopreparetheirlessonsbetter、Beside,itisausefulwaytoavoidexamcheating,whichisaseriouslyprobleminsomeschools、However,anotherstudentsareagainstthatbecausetheyfeelstressfuliftheyfeelsomeoneiswatchingthemallthetime、Also,theythoughtitwillaffecttheirprivacy、Inmyopinion,sincetheycanencourageeveryonetobehavewell,whynottoacceptthem?第二节书面表达（满分25分）29．（25分）假如你是李华，你的加拿大朋友Mike与你在同一个城市的国际学校读书。你收到了他的邮件，了解到他最近因为一次考试没有考好而烦恼，请按照以下内容给Mike写一封回信。写作要求：1．宽慰他；2．给予他提升学习成绩的建议（至少两点）；3．提供具体帮助。注意：1．词数110左右；2．可以适当增加细节，以使行文连贯；DearMike,______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yourssincerely,LiHua

2023学年模拟测试卷参考答案（含详细解析）第一部分（共20小题，每小题1.5分，满分30分）1、C2、D3、A4、C5、C6、B7、D8、C9、B10、C11、B12、A13、D14、D15、B16、C17、C18、D19、C20、B第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21、1、D2、C3、A4、B22、1、A2、C3、A4、D5、B23、1、B2、C3、D4、C24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthat